the global financial crisis of 2008 led to heightened sensitivity around protection of personal data and hindered the growth of fintechs true or fals

Answer:

u do it equally

Explanation:

Forest Firefighter - responds to and fights fires in open or treed areas of land. They work to protect forests and wildlife from the devastating effects of forest fires. Municipal Firefighter - provides emergency care and transport to people who are sick or injured. They are responsible for responding to all types of emergencies, including fires, car accidents, and medical emergencies.

Emergency Medical Technician - sends workers to emergency and nonemergency calls. They provide emergency medical care to patients and transport them to medical facilities. Fire Inspector - analyzes a fire to identify its cause. They are responsible for conducting fire safety inspections and ensuring that buildings are up to code.

Police, Fire, or Ambulance Dispatcher - responds to and fights fires in city and town areas and rescues victims. They are responsible for dispatching emergency services to locations where they are needed and ensuring that they arrive on time.

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Answer:

wow

Explanation:

I'm gonna type a random answer

Dr. z measures each patient's temperature (in celsius degrees) before administering the experimental medication. The temperature on the celsius scale is an interval scale of measurement.

The interval scale is a quantitative measurement scale where there is order, the difference between the 2 variables is meaningful and identical, and the presence of 0 is bigoted. It measures variables that exist along a common scale at identical durations

The level of measurement or scale of degree is a class that describes the character of statistics within the values assigned to variables. Psychologist Stanley Smith Stevens advanced the first-class-known class with four degrees, or scales, of dimension: nominal, ordinal, c programming language, and ratio.

Nominal statistics is classified without a herbal order or rank, whereas ordinal statistics has a predetermined or natural order. then again, numerical or quantitative statistics will usually be more than a few that can be measured.

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Answer:

do

don't

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don't

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dont

Cost savings realized through advanced allocations of financial resources based totally on investments internal or outside the firm are called capital budgeting efficiencies.

Capital budgeting refers to the technique of making plans and dealing with a firm's lengthy-time period investments, which include the evaluation of potential initiatives and the allocation of economic sources to maximize returns.

Efficient capital budgeting includes figuring out and prioritizing the most worthwhile investment opportunities, whether they're interior or outside the company. with the aid of carefully comparing ability tasks and allocating monetary sources accordingly, a firm can limit prices and maximize returns on funding.

Capital budgeting efficiencies may be carried out thru a ramification of techniques, together with progressed economic analysis, better venture choice criteria, and more effective aid allocation.

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Statement C is false. Valuation multiples, used in the comparable method of firm valuation, do not take into account differences in risk and future growth between the firms being compared.

This method assumes that the firms being compared are similar in these respects and focuses on comparing financial ratios such as price-to-earnings or enterprise value-to-EBITDA. The comparable method is a relatively simple and quick way to value a firm, but it has limitations and should be used in conjunction with other valuation methods for a more accurate estimate of a firm's value.

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Given that the nominal interest rate is 11.39% compounded monthly and we have to find the effective rate compounded monthly. Effective interest rate compounded monthly is 11.94%.

Nominal interest rate: The nominal interest rate is the interest rate that is not adjusted for the compounding frequency. It refers to the basic interest rate charged on a loan. This nominal rate is usually an annual rate, but it can also be a monthly or quarterly rate.

Effective interest rate: It is the actual interest rate earned or paid on a loan or financial instrument. The effective rate takes into account the compounding frequency of the nominal interest rate.The formula to calculate effective interest rate compounded monthly:

\(Effecive rate= (1+nominal rate/number of periods per year)^number of periods per year-1= (1+0.1139/12)^12-1= 0.1194 or 11.94%.\)

Hence, the effective rate compounded monthly is 11.94%.

The nominal interest rate is the interest rate that is not adjusted for the compounding frequency and it is usually an annual rate, but it can also be a monthly or quarterly rate. The effective rate takes into account the compounding frequency of the nominal interest rate and the formula to calculate the effective rate compounded monthly is (1+nominal rate/number of periods per year)^number of periods per year-1.

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Answer:

Estimated tax is a periodic advance pre-payment of taxes based on the amount of income that is earned and the amount of estimated tax liability that will have been incurred as a result.

Answer:

(c) "call student out"

Explanation:

Of the given options, option (c) "call student out" can be an effective behavior management technique to manage disruptive adult students in the learning environment. By calling out disruptive behavior, the instructor can address the issue directly and provide feedback to the student. This technique can be used to redirect the behavior and help the student understand the impact of their actions on the learning environment. However, it is important to use this technique in a respectful and constructive manner to avoid escalating the situation.

The Seattle Social Development Project (SSDP), a three-part intervention for teachers, parents, and kids in grades 1 through 6, involved all three groups. A general preventive programme was evaluated in elementary schools that served students from high-crime areas. Instructors received training in participatory teaching, proactive classroom management, and cooperative learning through the intervention. Also, SSDP taught parents how to control their kids' behaviour, encourage their academic development, and reduce their risk of drug use. It taught children skills aimed at enhancing their capacity for refusal and interpersonal problem-solving. These measures were designed to reduce dangers and provide protection at the levels of the individual, peer, family, and school. The set of interventions were theoretically guided by the social development model. Our hypothesis was that instructing

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The debt to income ratio of Jim for the particular year is 40%.

Given,

Annual salary =$96,000

Interest received on saving account (monthly) =$1,200.

The interest received for the entire year will be:

\(\begin{aligned}\rm{Total\; Interest \;Income}&=\rm{Monthly\;Income}\times12\\&=\$1,200\times12\\&=\$14,400\end{aligned}\)

Monthly expenses:

mortgage payment =$2,500; lease payment =$250; minimum credit card payment =$500; and speed boat =$425.

The yearly expenses will be:

\(\begin{aligned}\text{Total Expenses}&=\text{Sum of all Monthly Expenses}\times12\\&=(\$2,500+\$250+\$500+\$425)\times12\\&=\$3,675\times12\\&=\$44,100\end{aligned}\)

Now, the debt to income ratio is computed as follows:

\(\begin{aligned}\text{Debt to Income Ratio}&=\dfrac{\text{Total Expenses}}{\text{Total Interest Income + Annual Salary}}\\&=\dfrac{\$44,100}{\$14,400+\$96,000}\\&=0.399\;\text{or}\; 40\%\end{aligned}\)

Therefore, option c. 40% is correct.

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In relation to ranks, the word "domain rank" is not well-known or standardized. You can be referring to a particular idea or measure regarding Website positioning or search engine optimization (SEO).

One search engine optimization (SEO) idea developed to gauge the effectiveness of a particular campaign is website authority or domain rank. Domain rating is a ranking indicator developed by Ahhrefs and used to show how strong a website's backlink profile is in comparison to other websites in their database.

Developed by Moz, the Domain Authority (DA) score for search engine rankings indicates how likely it is for a website to appear in search engine result pages (SERPs).

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The type of innovation that occurs when a new product is released to the public is known as product innovation.

Product innovation refers to the development of new products or services that provide enhanced features or benefits to the target market. It involves creating something entirely new or improving existing products to meet the changing needs of consumers. Product innovation is crucial for businesses to stay competitive and grow in the market.

A successful product innovation strategy can help a company differentiate itself from competitors and gain a larger market share. By investing in research and development, companies can introduce new products with unique features and functionality, ultimately leading to increased sales and profitability.

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The MOST likely reason for Francisco's new job allowing him to have only a 403(b) retirement account is C. Francisco is a government employee.

Francisco, as a government employee, may be working in a public school.  Under section 501(c) of the IRS code, Francisco's organization is a nonprofit, which is tax-exempt.

Thus, the main reason that Francisco can open a 401(k) but a 403(b) retirement account  is because he is working in a 501(c) tax-exempt organization.

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Francisco is a government employee.

Answer:

It is a good idea for Khalifa to calculate his breakeven point because the breakeven point will tell him at which point his sales revenue will cover his costs, giving him a profit of exactly zero.

In other words, once the breakeven point is reached, any additional sales will become profit for Khalifa, because the costs of the company will have already been covered.

The breakeven point is one of the most important financial measures, as for this reason, all firms should calculate it, whether small or large.

During the EEO complaint process, you have the right to file a complaint, request a hearing, and receive a fair and impartial investigation. This process ensures that your concerns regarding discrimination or unfair treatment are addressed, promoting a more inclusive and equitable work environment.

The following are the rights:

It is important to note that the EEO complaint process can vary depending on the agency and the specific circumstances of the complaint. However, all federal agencies are required to have an EEO complaint process that provides employees with these basic rights.

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I believe I would be cheating customers if I don't do right by them. I would prefer to look for a new job than do something that is ethically wrong and against my morals.

As an employee, I would first try to figure out a way to do right by the customers and reduce the insurance fee. I would try to explain to my boss how we could benefit and increase our customer base if we reduce the fees.

If I fail at getting the price change. I would try looking for a new job that fits well with my morals. Till the time I get a new job, I would try working the same job and explaining to the boss.

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Answer:

3. Investing is riskier than putting money in a savings accounts.

Explanation:

Investing involves putting money in profits generating ventures. It is risky because the money invested may be lost should the venture make losses instead of profits. Investments activities include buying of shares and other marketable securities or starting and operating a business. Should the business or investment do well, the returns or profits can be attractive.

Saving is putting money aside for future consumption. Saving may be done through savings accounts that as safe and secure. Money saved is risk-free. The possibility of losing it is very minimal. Because money saved is kept safe, it does not generate much income for the owner.

Answer:

Risk can be thought of as the possibility of incurring a loss.

Explanation:

Loss.

Ryan would need to earn an annual interest rate of 17.2% on his investment to accomplish his goal of a real growth rate of 9.6%.

(a) To calculate the real growth rate of Ryan's investment, we need to subtract the inflation rate from the annual yield rate. In this case, the annual yield rate is 6.5% and the inflation rate is 7.6%.

Real Growth Rate = Annual Yield Rate - Inflation Rate

Real Growth Rate = 6.5% - 7.6%

Real Growth Rate = -1.1%

Therefore, the real growth rate of Ryan's investment is -1.1%.

(b) To determine the annual interest rate Ryan would need to earn on his investment to achieve a real growth rate of 9.6%, we need to add the inflation rate to the desired real growth rate.

Annual Interest Rate = Real Growth Rate + Inflation Rate

Annual Interest Rate = 9.6% + 7.6%

Annual Interest Rate = 17.2%

Therefore, Ryan would need to earn an annual interest rate of 17.2% on his investment to accomplish his goal of a real growth rate of 9.6%.

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Answer:

D and ignore this just random stuff aishdbsskw

The one factor that does not cause a block in the flow of money in the economy is low levels of consumer confidence. Hence, Option A is correct.

Money flows show how credit and money move throughout the economy when income is converted into savings and investments, and then back again.

Real flows show how goods, services, and other goods and services are generated and used in the economy. Money flows from one party to the seller, while goods or services flow from the seller to another.

In all transactions, money moves between the various economic sectors as people and businesses purchase and sell commodities and services. Macroeconomists are motivated by money.

Therefore, Option A is correct.

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Based on the information given Doormart should record the sale on May 3.

Doormart should record the sales on the day in which the goods were shipped FOB shipping point.

Based on the information given the day in which the goods were shipped FOB shipping point was May 3.

Reason being that buyers tends to take the delivery of the goods, once  the goods has be shipped by the seller or once the goods has leave the seller shipping point.

Inconclusion  Doormart should record the sale on May 3.

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The Web sites that can help an entrepreneur in  writing a good business plan are:

A business plan is known to be a kind of written document that tells onw what they need to know about how a business can be run and also startup.

Concussively, Note that a business plan is regarded as the roadmap for any company in terms of marketing, financial standpoints, etc. The Economist will help the entrepreneur to know more about starting a business and what the market looks like.

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a.) Bristol's AMT exemption for 2021 would be $72,400, b.) Marley and Naila's AMT exemption for 2021 would be $0.

a.) Bristol, who is single, has an AMTI of $708,200. To compute her AMT exemption for 2021, we can use the exemption table provided by the IRS.

Based on the table, the exemption amount for single taxpayers with an AMTI of more than $523,600 but not more than $810,900 is $72,400. For Bristol, who has an AMTI of $708,200, her AMT exemption for 2021 would be $72,400.

b.) Marley and Naila are married and file a joint tax return. Their AMTI is $1,121,600. To compute their AMT exemption for 2021, we can again use the exemption table provided by the IRS.

Based on the table, the exemption amount for married taxpayers filing a joint return with an AMTI of more than $523,600 but not more than $1,053,100 is $114,400.

For Marley and Naila, who have an AMTI of $1,121,600, their AMT exemption for 2021 would be $0, as their AMTI exceeds the maximum amount of $1,053,100 for which an exemption is allowed.

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The AMT exemption for Bristol can be found in the exemption table for single taxpayers with an AMTI between $600,000 and $1,000,000.

Based on the table, the exemption amount for single taxpayers with an AMTI of more than $523,600 but not more than $810,900 is $72,400. For Bristol, who has an AMTI of $708,200, her AMT exemption for 2021 would be $72,400. Marley and Naila are married and file a joint tax return. Their AMTI is $1,121,600. To compute their AMT exemption for 2021, we can again use the exemption table provided by the IRS.Based on the table, the exemption amount for married taxpayers filing a joint return with an AMTI of more than $523,600 but not more than $1,053,100 is $114,400.For Marley and Naila, who have an AMTI of $1,121,600, their AMT exemption for 2021 would be $0, as their AMTI exceeds the maximum amount of $1,053,100 for which an exemption is allowed.

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mutual fire insurance is a not-for-profit system in which all policyholders are members of the company; when premiums exceed losses, surplus funds are distributed among the members.

What exactly do you mean by "surplus funds"?

Surplus funds are funds that belong to or are controlled by the local unit and are available for investment because they are not required by law or by an agreement with bondholders to be segregated and invested in a specific manner. Surplus funds are the excess of cash and other recognised assets expected to be resolved into cash or its equivalent in the normal course of events and with reasonable certainty at any given day over liabilities and necessary reserves at the same date.

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In order to uncover trends in massive data sets and gain deeper insight into their clients, they employ software. It extracts data from data sets, compares it, and aids in decision-making for the business.

In the long run, this aids in strategy development, revenue growth, efficient marketing, and more.

Business employ data mining as a method to transform unstructured data into information that is useful. Businesses can learn more about their customers to create more successful marketing campaigns, boost sales, and cut expenses by employing software to seek for patterns in massive volumes of data. Effective data collection, warehousing, and computer processing are prerequisites for data mining. Data mining is the process of examining and analyzing huge chunks of data to discover significant patterns and trends. Numerous applications exist for it, including database marketing, credit risk management, fraud detection, spam email screening, and even user sentiment analysis.

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