how does an increase in financial risk affect the amount of return you expect on your investment?
Answers
High-risk investments have a higher potential of producing greater yields than other types, but they also pose a larger risk to your money.
What is investment, exactly?Spending money now in pursuit of future growth is what it means to invest. An investment is the expenditure of capital—such as time, labor, effort, etc.—in the expectation of earning a return greater than the initial investment.
Is investing in cryptocurrencies a wise choice?The riskiest and most unpredictable investment is bitcoins, the much more expensive coin in market value terms. You should only consider it if you have a high level of risk tolerance, solid financial standing, and the ability to absorb any potential losses.
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Related Questions
APR is typically higher than the interest rate because
*
1 point
APR is only associated with smaller loans
the interest rate only factors in the principle
interest rate is a better picture of the coast as a whole
APR includes fees and other costs
Answers
Answer:mk
Explanation:km
5. Do a SWOT analysis for the business idea you chose in question 2 above. Describe at least 2 strengths, 2 weaknesses, 2 opportunities, and 2 threats for that company idea. (1-8 sentences. 4.0 points)
6. Make a list of at least 3 people you would want to give copies of your business plan to, and explain why you chose each of those people. (1-5 sentences. 3.0 points)
Answers
PART I
Answer:
The business idea is that of a Bakery that specializes in pastry that is mixed with fruits.
Explanation:
SWOT
Strengths
Unique Value Proposition which is healthier bread and cake recipes20 years experience in baking which translates to strong industry knowledgeWeaknesses
Insufficient Equipment to go withWeak or zero visibility for new businessOpportunities
Little or no competition as the recipes are unique to meHuge demand for healthier pastry especially in my current locationThreats
The industry is heavily regulated and may be shut down if there are compliance issuesOne competition that knows what they are doing and combines pastry with healthy drinks such as smoothies. We don't do smoothies.Part II
Answer:
The persons I would give the business plan to are:
My family An angel investor who I met on LinkedIn who supports small businesses and start-upsMy banker of over 20 yearsI would give the business plan to my family members because they are the easiest people to raise funds from and also because family, can decide to contribute in cash or in-kind with no interest required.I would give the business plan to an angel investor because their funds are cheaper than those of the banks though a little more difficult to come byBanks always have the funds but the funds come at a higher cost than the first two.Cheers
A cyclist coasts up an 11.5 degrees slope, traveling 15.0 m along the road to the top of the hill. If the cyclist's initial speed is 9.90 m/s, what is the final speed? Ignore friction and air resistance.
Answers
To determine the final speed of the cyclist coasting up the slope, we can use the principles of conservation of energy.
The initial kinetic energy of the cyclist is given by KE = (1/2)mv^2, where m is the mass of the cyclist and v is the initial speed. Since the mass is not provided, we can assume it cancels out in this calculation.
As the cyclist moves up the slope, the gravitational potential energy is converted to kinetic energy. The change in gravitational potential energy is given by ΔPE = mgh, where m is the mass, g is the acceleration due to gravity (9.8 m/s^2), and h is the vertical height gained.
Since the road to the top of the hill is along the slope, the vertical height gained is h = 15.0 m * sin(11.5 degrees).
The final speed of the cyclist can be determined by equating the initial kinetic energy to the sum of the final kinetic energy and the change in gravitational potential energy: KE_initial = KE_final + ΔPE.
Substituting the relevant values into the equation and solving for the final speed, we can find the answer.
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randy deducted a high level of itemized deductions two years ago relative to his income level. he recently received an irs notice requesting documentation for his itemized deductions. what audit procedure likely identified his tax return for audit? multiple choice information matching. document perfection program. discriminant function system. all of these choices are correct.
Answers
The audit procedure that likely identified Randy's tax return for audit is the Discriminant Function System (DFS). This system uses a computer program to analyze tax returns and identify potential issues that could lead to an audit. It assigns a score to each return based on various factors, such as income level, deductions claimed, and other red flags. Returns with high scores are then selected for further review by the IRS.
In Randy's case, his high level of itemized deductions relative to his income level likely triggered a high score on the DFS, leading to the IRS requesting documentation for those deductions. The DFS is just one of several audit procedures used by the IRS, but it is a common one.
The other choices listed (multiple choice information matching and document perfection program) are not typically used to identify returns for audit, although they may be used during the audit process itself. It's important to note that any of these procedures could potentially be used to identify a tax return for audit, but the DFS is the most likely in Randy's situation.
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please help due in an hour
Answers
The very first reason I would say is because it doesn’t specify how big of a diamond meaning the value could range from $100 to $100,000,000
The second reason is water is free in a sense you could get five empty bottles you find laying around and then go to a creek and fill them up with water. (You could get so much more for a diamond than a few bottles of water)
The last reason ( that goes along with the first two) is because it’s unique diamonds are hard to come across but water in the other hand is found almost every wear in fact it covers about 71% of earth.
Suppose that f and g are functions that are differentiable at x = 1 and that f(1) = 2, f '(1) = −1, g(1) = −2, and g'(1) = 3. Find h'(1). h(x) = (x2 + 5)g(x)
Answers
The value of h'(1) is 14. This means that at x = 1, the rate of change of the function h(x) is 14.
To find the derivative of the function h(x) = (x^2 + 5)g(x), we use the product rule of differentiation. The product rule states that if we have two functions f(x) and g(x), the derivative of their product f(x)g(x) is given by:
(f(x)g(x))' = f'(x)g(x) + f(x)g'(x)
Applying the product rule to our function h(x) = (x^2 + 5)g(x), we differentiate each part separately.
The derivative of (x^2 + 5) with respect to x is 2x, and the derivative of g(x) with respect to x is g'(x).
Therefore, the derivative of h(x) is given by:
h'(x) = (x^2 + 5)g'(x) + g(x)(2x)
To find h'(1), we substitute x = 1 into the derivative expression:
h'(1) = (1^2 + 5)g'(1) + g(1)(2(1))
Simplifying further, we use the given values for g'(1) and g(1):
h'(1) = (1 + 5)(3) + (-2)(2)
h'(1) = 6(3) - 4
h'(1) = 18 - 4
h'(1) = 14
Therefore, the value of h'(1) is 14. This means that at x = 1, the rate of change of the function h(x) is 14.
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With imposition of new taxes, the supply curve is expected to a. Decrease, becomes flat b. Stays the same c. Increase, shifts to the right d. Increase, becomes vertical e. Decrease, shifts to the left
Answers
With the imposition of new taxes, the supply curve is expected to shift to the left, which means that it will decrease. Therefore, the correct option is e. Decrease, shifts to the left.
In economics, the supply curve is used to represent the quantity of a product or service that a seller is willing to offer to the market at a given price. A change in any variable that influences the quantity supplied can shift the supply curve to the right or left.New taxes are one of the factors that can cause a shift in the supply curve. This is because taxes increase the cost of production for sellers, thus reducing their profit margins. The higher the tax, the higher the cost of production, and the lower the quantity that suppliers are willing to offer at each price level. As a result, the supply curve shifts to the left.
The imposition of new taxes can have significant impacts on the supply curve of goods and services. Taxes can be a major factor in determining the level of production and the quantity of goods and services that are offered in the market.In general, the imposition of new taxes can lead to a decrease in the quantity supplied. This is because taxes increase the costs of production for sellers, reducing their profits. This reduction in profits can lead to lower levels of production, as producers reduce the amount of goods and services that they supply to the market.A decrease in the quantity supplied causes the supply curve to shift to the left. This is because a lower quantity is supplied at each price level. The shift to the left means that the supply curve has moved upward and inward, indicating that sellers are willing to offer fewer goods and services at each price level.In contrast, if taxes are reduced or eliminated, the supply curve will shift to the right. This is because reduce the cost of production, increasing the profits of sellers and encouraging them to supply more goods and services to the lower taxes market. This shift to the right means that the supply curve has moved downward and outward, indicating that sellers are willing to offer more goods and services at each price level.
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You have $41,000 in your account that you want to grow to triple that amount in 35 years. What annual rate of return is necessary to reach your goal? (Note: Enter your answer is a decimal, not a percentage. For example, enter .0452 instead of 4.52% )
Answers
The necessary annual rate of return to triple your initial amount in 35 years is approximately 0.0716 or 7.16% (rounded to two decimal places).
The necessary annual rate of return to triple your initial amount in 35 years, we can use the compound interest formula:
Future Value refers to the anticipated value of an investment or asset at a specific point in the future, considering factors such as interest or growth rates, time, and compounding effects.
Future Value (FV) = Present Value (PV) × (1 + r)ⁿ
FV = $41,000 × 3 (triple the initial amount)
PV = $41,000
r = Annual rate of return
n = Number of years (35)
Plugging in the values, we have:
$41,000 × 3 = $41,000 × (1 + r)³⁵
Dividing both sides by $41,000, we get:
3 = (1 + r)³⁵
Using a calculator or a spreadsheet, we can evaluate the right-hand side to find the annual rate of return:
r ≈ 0.0716
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Was the revocation effective?
Defend your position by citing
which legal principle is involved
and how it applies.
Answers
In this case, the revocation was not effective as a valid contract was formed between him and Sally when she sent her acceptance.
Was the revocation of an offer effective?Revocation refers to annulment or cancellation of a statement or agreement. In this scenario, Sally's acceptance was valid because it was sent before she received the revocation from Victor. The revocation would only have been effective if it had been received by Sally before she mailed her acceptance.
This is based on the principle of the "mailbox rule" in contract law, which states that an acceptance is valid once it is mailed or otherwise dispatched, rather than when it is received by the offeror. As a result, Victor's revocation was not effective, and a valid contract was formed between him and Sally when she sent her acceptance.
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. Which of the following is a contract?
A) An insurance policy
B) A repair order
C) Both of the above
D) None of the above
Answers
Of the choices provided above, it can be inferred that only an insurance policy is eligible to called as a contract. Therefore, the option A holds true.
What is the significance of an insurance policy?An insurance policy can be referred to or considered as a policy taken by the insured to protect themselves against the mishappening of the events against which the insurance has been taken. An insurance policy is taken by payment of premium at regular and predetermined intervals.
An insurance policy is a contract between the insured person and the insurance company or the insurer. This is because both the parties enter into an agreement of protection only in the case of mishappening of an event against which the insurance has been made.
Therefore, the option A holds true and states regarding the significance of an insurance policy.
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Assume a Keynesian AS curve. In the short run, when there is a large negative output gap (AD-AS intersection to the left of the full employment level of output), then the government should use contractionary demand management policy expansionary demand management policy is likely to be highly inflationary expansionary demand management policy does not cause much inflation contractionary demand management policy is likely to be highly inflationary
Answers
Assuming a Keynesian AS curve, in the short run, when there is a large negative output gap (AD-AS intersection to the left of the full employment level of output), the government should use expansionary demand management policy.
This is because the economy is not producing at its full potential, and there is a need for increased aggregate demand to stimulate production and employment. However, it is important to note that expansionary demand management policy can be highly inflationary, especially if the economy is already producing near full employment level.
On the other hand, contractionary demand management policy, while necessary to combat inflation, can also be highly inflationary in the short run due to its negative impact on output and employment. Therefore, careful consideration and analysis of the state of the economy is necessary before implementing any demand management policies.
Based on your question and the terms provided, I understand that you want to know the appropriate policy for a large negative output gap in a Keynesian AS curve scenario.
In the short run, when there is a large negative output gap (AD-AS intersection to the left of the full employment level of output) in a Keynesian AS curve, the government should use an expansionary demand management policy. This is because expansionary demand management policy does not cause much inflation in this situation, as there is a significant amount of underutilized resources and unemployment. An expansionary policy will help close the output gap by increasing aggregate demand and promoting economic growth.
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According to public choice economists, the federal government has expanded because
A. the federal government is efficient in its spending.
B. deficit spending has reduced the perceived cost of current government operations.
C. taxpayers pay the full cost of current government operations.
D. the public likes to pay higher taxes to finance more programs.
Answers
Economists believe that the federal government has expanded because B. deficit spending has reduced the perceived cost of current government operations.
What do economists think of the federal expenditure?They believe that because the government can finance more expenditure with debt, they have engaged in more expenses than they can actually afford.
This means that the government no longer views the cost of government operations as high because they can engage in deficit spending.
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which statement best explains the relationship between points A and B?
Answers
Wendy has had a life insurance policy for five years with her spouse listed as the person who receives the benefit if she dies. She was recently divorced. Which of the following provisions should she take action on?
a) Incontestability clause
b) Misstatement of age provision
c) Naming a beneficiary
d) Policy reinstatement
e) The grace period
Answers
Answer:
Option C
Explanation:
In simple words, A designated beneficiary , often termed as named beneficiary, refers to a person who is stipulated by a signed legal contract and who has the right to receive money from a fund, insurance fund, pension scheme account, IRA, or some other digital currency. By the point of transaction several designated owners of a single property would share in the profits.
Assume that you have full year forecasted financials for 2019-2024 (planning period) and the following financials for after the planning period: 2 points
• NOPAT (last year of planning period) = 120
• Long term growth rate = 2%
• Long term ROCB = 11%
• WACC = 8%
What is the present value (at December 2018) of the terminal value of this company using the Convergence Model? Please round your answer to the nearest whole number and provide your answer in USD millions without a dollar sign (e.g. 100 instead of $100).
Answers
Present Value of Terminal Value = Terminal Value / 1.08 .To calculate the present value of the terminal value using the Convergence Model, we need the last year's NOPAT, the long-term growth rate, the long-term ROCB, and the WACC.
Given:
NOPAT (last year of planning period) = $120 million
Long-term growth rate = 2%
Long-term ROCB = 11%
WACC = 8%
The formula for the terminal value using the Convergence Model is:
Terminal Value = NOPAT * (1 + Long-term growth rate) / (WACC - Long-term ROCB)
Let's calculate the terminal value:
Terminal Value = $120 million * (1 + 2%) / (8% - 11%)
Perform the calculation to find the terminal value of the company in USD millions:
Terminal Value = $120 million * 1.02 / -0.03
Now, we can calculate the present value of the terminal value at December 2018. We'll assume a discount rate of 8% for simplicity:
Present Value of Terminal Value = Terminal Value / (1 + WACC)^n
Since the question doesn't specify the time period (n), we'll assume n = 1 year.
Present Value of Terminal Value = Terminal Value / (1 + 8%)^1
Perform the calculation to find the present value of the terminal value in USD millions:
Present Value of Terminal Value = Terminal Value / 1.08
Round the answer to the nearest whole number and provide the answer in USD millions without a dollar sign.
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Well water from an aquifer is a good that economists call "rival" but "non-excludable." Explain what you think that means?
Answers
Answer:
"Non-excludable " : This means that the well water form an aquifer can be drilled by anybody and not just a specific person or company.
" rival " : This means that the consumption of well water form an aquifer is exclusive for certain consumers ( i.e. cannot be consumed by everybody )
Explanation:
well water from an aquifer is a good considered "Non-excludable " : This means that the well water form an aquifer can be drilled by anybody and not just a specific person or company.
Well water from an aquifer is a good considered " rival " : This means that the consumption of well water form an aquifer is exclusive for certain consumers ( i.e. cannot be consumed by everybody )
Why and how has the Chinese government promoted corporate entrepreneurship in the cellular technol-ogy sectors? Observers have noted that the Chinese government’s policies are friendly to entrepreneurs as long as they structure their strategies to integrate governmental agenda. In China, the base of regime legitimacy is shifting from Marx-Leninism to economic growth. Chinese leaders have set economic growth as the top priority. For these reasons, China has "inbuilt" and "government-fostered" mechanisms to promote entrepreneurship.
Answers
The Chinese government promotes corporate entrepreneurship in the cellular technology sectors to align with its economic growth agenda and maintain regime legitimacy.
The Chinese government recognizes the importance of entrepreneurship in driving economic growth and transitioning from a Marxist-Leninist ideology to a focus on economic development. By fostering a friendly environment for entrepreneurs, as long as their strategies align with the government's agenda, China encourages corporate entrepreneurship. This approach serves multiple purposes: supporting economic growth, creating employment opportunities, and ensuring regime legitimacy.
The government's proactive involvement in promoting entrepreneurship includes providing incentives, favorable policies, and access to resources, which collectively form "inbuilt" and "government-fostered" mechanisms. These mechanisms not only stimulate innovation and technological advancement in the cellular technology sectors but also contribute to China's overall economic success. The government's strategy of integrating entrepreneurship with its agenda helps maintain control while leveraging the entrepreneurial spirit to drive economic growth and establish China as a global leader in cellular technology.
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What are some factors needed to consider before an investment?
Answers
It can depend on the investment you choose, but managing risk factors is a good place to start. If your investment suddenly loses value after you buy it, you're losing a lot of money as a result.
Answer:
As recently as two decades ago, investments and SIPs were the abode of savvy, urban working professionals who had the time, money, and will to commit to building an investment portfolio that would improve their financial prospects. It also didn’t help that the facilities required to do so (knowledge, accessibility, etc.) were concentrated in certain areas and were not as democratic as they are today.
Explanation:
The fixed costs of a business are $300,000 per
year and variable costs are $2.00 per unit. The
business sells 200,000 units per year at a selling
price of $5.00. The profit made per year is:
O $300,000
O $1,000,000
O $600,000
O $1,500,000
Answers
Answer:
$300,000
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QUESTION 8 of 10: You buy a lathe for $20,000. Its useful life is 10 years. Each week, over 10 years, you recognize an equal portion of its cost. This is called depreciation. What is your weekly depreciation for the lathe?
Answers
Answer:
the weekly depreciation is $38.46
Explanation:
The computation of the weekly depreciation is shown below;
Given that
The Purchase value of the lathe is $20,000
Useful life is 10 years
So, the annual depreciation is
= $20,000 ÷ 10 years
= $2,000 per year
Now the weekly depreciation is
= $2,000 ÷ 52 weeks
= $38.46
Hence, the weekly depreciation is $38.46
1. If Julia’s a Cobb-Douglas utility function. A)What are her optimal values of q1 and q2 in terms of income (M), prices (P1 and P2) and the positive constant?
b)What is the marginal rate of substitution between q1 and q2?
Answers
The Cobb-Douglas utility function, which has the formula u(x, y) = x a y 1 - a, is one of the most popular. Constant Elasticity of Substitution (CES) utility function is another typical utility function.
The formula for this function is: u(x, y) = (a x r + b y r) 1/r. The consumption levels of two different types of goods, let's say X and Y, are used in place of K and L as inputs when the Cobb-Douglas function is used as a utility function. A utility-maximizing consumer will allocate a piece of their money to good X and a portion to good Y using this utility function.
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Sean works at Rowen Corp., an environmentally conscious apparel manufacturing company. He primarily focuses on the tastes and needs of the firm's customers. He achieves this by managing a team that regularly interacts with customers through various promotional activities and events. He also provides insights on how to produce eco-friendly outfits through his specialized knowledge of cost-efficient manufacturing processes. This implies that Sean:_______.a) is an HR professional.
b) encourages centralized decision making.
c) is a knowledge worker.
d) encourages a narrow business focus.
e) belongs to the external labor market.
Answers
Answer:
c) is a knowledge worker
Explanation:
A knowledge worker is an individual who is skillful, experienced, educated and whose duty is to apply his or her thinking creativity on the job. According to Peter Drucker, a knowledge worker is someone who is innovative and creative in terms of developing new products and services and one who always find a better way of doing things.
The job of a knowledge work is very complex hence involves expertise on the subject field. A knowledge worker most often develop new ideas and strategies to meeting needs of people rather than focusing on manual and repetitive work. Example of knowledge workers includes but not limited to engineers, scientists, physicians, lawyers etc.
in general, there should be correspondence in the client's file establishing the uncollectibility of their account. group of answer choices. a. true b.false
Answers
In general, there is no requirement for specific correspondence in the client's file establishing the uncollectibility of their account. Option B. False
The absence of a specific correspondence does not necessarily mean that an account is uncollectible, even if it is standard practice to record interactions and actions connected to the collection process. A number of variables, including the client's payment history, financial status, history of communications with the business, and business collection efforts, are often considered when determining whether a debt is uncollectible.
This evaluation may require a number of documents, discussions, and records, but it is not dependent on whether or not a particular piece of correspondence exists in the client's file.
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what objects are necessary for the formation of shadows ?
Answers
Answer:
The following three things are required for a shadow to form:
a source of light.
an opaque object.
a screen or surface behind the object.
How does one's behavior affect business? Give at least two examples.
Answers
Aggressive workplace conduct puts workers at risk, hinders efficiency and damages the reputation of the organization. Even if violence is not overt, it ultimately erodes trust and morale and could lead to actions that are progressively worse.
All of the following actions lead to the payment of a credit card fee EXCEPT... Using your credit card to get cash from an ATM. Using your credit card to purchase items in a foreign country. Paying your credit card bill ten days after the Due Date. Paying your credit card bill in full and on time every month.
Answers
Answer:
Paying your credit card bill in full and on time every month.
Explanation:
The other choices will most likely prompt a fee to be charged.
Which of the following is a personal benefit of eaming a college degree?
A. You have more friends.
B. You are more likely to exercise.
C. You have a longer life expectancy.
D. You are more likely to vote for the right candidate.
Answers
Answer:
Option B !!!!! :))
Explanation:
douglas promised to sell his car to eric and eric promised to pay douglas $3,000 for the car. the parties have not yet performed their respective promises. this contract may be classified as:
Answers
Douglas promised to sell his car to Eric and Eric promised to pay Douglas $3,000 for the car. The parties have not yet performed their respective promises. This contract may be classified as an executory contract.
An executory contract is an agreement between two or more parties in which the performance of one or more parties has yet to be completed. An agreement where each party still owes an action to the other is known as an executory agreement.
A contract that has not yet been executed or completed by either party is known as an executory contract. Both parties are still required to perform their obligations under an executory contract.
An example of an executory contract is a lease agreement in which the landlord is required to give the tenant access to the property and the tenant is required to pay rent to the landlord for that access. Until the lease has been signed and the tenant has paid the rent, the contract is not considered executed.
The contract in which Douglas promised to sell his car to Eric and Eric promised to pay Douglas $3,000 for the car is also an executory contract.
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A bookstore costs $90 a day to keep open, and spends $12 for each book it sells. The store charges $18 for each book it sells. If n represents the number of books sold, which equation represents the cost function for this bookstore?
O A. C = 90n + 15
O B. C = 12n + 90
O C. C = 18n + 90
O D. C = 90n + 12
Answers
Answer:
The correct answer is B just got it right on ape
Explanation:
Being a former teacher, Marie wanted to start her own business that is related to education. She is fond
of technology and wanted a business that is aligned with making learning enjoyable with the use of
technology. She is firm with following nonnegotiables for her business:
1. She wanted full control of her business so she could decide and run it without consulting
anyone.
2. She likes to explore the range of services which includes an app that will revolutionize the
learning process through online activities and
3. She wanted it to be easy, convenient and cost-efficient.
However, the following are her predicaments:
1. Lack of experience as she is not a graduate of a management or business degree.
2. Lack of capital as she already invested the majority of her savings in the development of the
app by commissioning a third party to do it.
3. Lack of staff to do other tasks like marketing, developing the improvements of the app, etc.
She is now thinking how to start her business given non non-negotiables and her difficulties.
1. Given her non-negotiables and her situation, what form of business should she engage in?
Explain the advantages and disadvantages of choosing the form of business.
2. Develop an organizational structure that will help her business be more structured given the
nature of her busines
Answers
Personal liability protection, business security and continuity, and easier access to financing are benefits of forming a corporation. A corporation has drawbacks such as being time-consuming and being vulnerable to double taxation.
What is double taxation?
A tax principle known as "double taxation" refers to paying income taxes twice on the same source of income. When income is subject to both corporate and individual taxes, it may happen.
When the same income is taxed in two different nations for the same investment or transaction, this is known as double taxation. Double taxation is frequently an unforeseen result of tax law.
Tax authorities try to avoid it whenever feasible because it is typically viewed as a negative component of a tax system.
Most tax systems make an effort to establish an integrated system where money earned by a company and paid out as dividends and income earned directly by a person is, using different tax rates and tax credits.
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Answer:
D on edge
Explanation:
I think