Answer:
Lying mostly in Inyo County, California, near the border of California and Nevada, in the Great Basin, east of the Sierra Nevada mountains, Death Valley constitutes much of Death Valley National Park and is the principal feature of the Mojave and Colorado Deserts Biosphere Reserve.
what was the treatment of
non-Muslims in the middle east
Answer:
It was very harsh for them.
Explanation:
One example would be the Armenian genocide, in which over 3,000,000 Christians were killed and forced to walk in the desert for months until they no longer had the stamina and died.
Discuss the causes and lessons of the 2007/8 Global Financial Crisis for bank regulators. (Word limit 500-700 words)
Sample outline [subject to change]
1. Introduction [e.g., define + 3 stages of financial crisis/ bubbles]
2. Three stages of Financial bubble + four common causes
3. Two key causes of GFC [include Securitization-process with graph + Advantages]
4. Lessons learnt for Bank Regulators [this part is not compulsory for Assessment 2] - from micro to macro-prudential regulation - more regulation [from deregulation to reregulation] e.g. Basel 3 - importance of liquidity
5. Conclusion (or summary)
The global financial system was significantly impacted by the catastrophic 2007–2008 Global Financial Crisis, which affected economies all over the world. Bank regulators played a vital role during this crisis.
Causes and Lessons of the 2007/2008 Global Financial Crisis for Bank RegulatorsThe 2007/2008 Global Financial Crisis (GFC) was a significant event that had far reaching consequences for the global economy. It exposed vulnerabilities within the financial system and highlighted the need for effective regulation and supervision. This essay explores the causes of the crisis, with a particular focus on the role of bank regulators, and outlines the lessons learned from this tumultuous period.
Financial crises typically progress through three stages: the expansion or bubble phase, the crisis or bust phase, and the recovery or post-crisis phase. These stages are often characterized by excessive risk-taking, speculative investments, and unsustainable credit growth. The GFC was no exception, and it was fueled by several common causes, including:
Asset Price Inflation: Rapid increases in asset prices, such as real estate or stocks, created a sense of irrational exuberance and encouraged excessive borrowing.
Excessive Leverage: Financial institutions and investors took on excessive debt, leveraging their positions and amplifying the risks within the system.
Financial Innovation and Complexity: The development of complex financial instruments and derivatives obscured the true nature of risks, leading to a mispricing of assets and a lack of transparency.
Weak Risk Management: Inadequate risk management practices, both at the individual firm level and within the broader financial system, allowed risks to accumulate unchecked.
While several factors contributed to the GFC, two key causes stand out: securitization and deregulation.
Securitization, the process of pooling loans and transforming them into tradable securities, played a central role in the crisis. It enabled the bundling of subprime mortgages into mortgage-backed securities (MBS) and collateralized debt obligations (CDOs). These complex financial products were then sold to investors, often with misleading credit ratings. The securitization process, illustrated by the transformation of loans into MBS in the graph below, initially offered advantages such as increased liquidity and risk diversification.
However, securitization also led to a misalignment of incentives, as originators of loans had little incentive to ensure their quality, knowing that the loans would be packaged and sold to investors. This led to a proliferation of subprime lending and a subsequent deterioration in loan quality, which eventually triggered widespread defaults and losses.
Deregulation, particularly in the United States, also played a crucial role in the crisis. The dismantling of regulations, such as the Glass-Steagall Act, allowed commercial and investment banks to engage in riskier activities and created a less restrictive environment. This led to the emergence of large, complex financial institutions with interconnectedness that posed systemic risks.
The GFC highlighted the need for a comprehensive and robust regulatory framework to safeguard the stability of the financial system. Several key lessons were learned, leading to a shift in regulatory approaches:
Micro to Macro-Prudential Regulation: Bank regulators recognized the importance of not only overseeing individual institutions but also monitoring systemic risks that could arise from interconnectedness and common exposures. Macro-prudential regulation focuses on identifying and mitigating systemic risks to ensure the stability of the entire financial system.
Increased Regulation: The GFC led to a shift from a period of deregulation to a renewed emphasis on regulation and oversight. Regulatory frameworks, such as Basel III, were introduced to enhance capital requirements, liquidity standards, and risk management practices.
Focus on Liquidity: The crisis exposed the vulnerability of financial institutions to liquidity shocks. Bank regulators recognized the need for institutions to maintain sufficient liquidity buffers to withstand periods of stress. Liquidity requirements and stress testing measures were implemented to address this issue.
The 2007/2008 Global Financial Crisis demonstrated the importance of effective regulation and supervision in maintaining the stability of the financial system. The causes of the crisis, particularly securitization and deregulation, revealed the need for enhanced oversight and risk management. Bank regulators learned valuable lessons, transitioning from micro to macro prudential regulation, implementing increased regulation, and placing greater importance on liquidity. These lessons continue to shape regulatory frameworks and practices to prevent future financial crises and promote a more resilient financial system.
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Complete T.A.C.O.S for this political
cartoon
U.S.
Answer:
Time: When was the cartoon created? Look for the date. What else
was happening historically at this time?
Action: What is going on in the cartoon? For example, are the people
asleep, marching, fighting, angry, or laughing?
Caption: What does the cartoon label say? What do you think it
means? Does the caption support the action in the cartoon? Is it critical
of the action?
Objects: What familiar objects or people do you recognize in the
cartoon? (Identify two or three.) Are any of the people or objects
exaggerated in size or action? Do any of the objects/people lead you to
recognize a point of view and/or stereotypes? Do you see objects/people
that you cannot recognize? How could you find out about them?
S ummary: Based on the time, action, caption, and objects, what do
you think the author of the cartoon was trying to say? Try to identify the
tone of the cartoon—satirical, negative, supportive, partisan, proAmerican, pro-British, etc.).
Explanation:
Political cartoons present concise opinions or pointed criticism about issues and events that
are provocative and hard hitting. Your job is to identify, defend, and challenge the drawing’s
main argument. Be aware that political cartoons are deceptively simple. They are not the
“funnies” in the Sunday paper. They are one sided and contain slant and bias. Further, they
often require certain prior knowledge and life experiences in order to be fully understood.
They also rely heavily upon symbols and images, and the lack of text creates an additional
challenge. This is where having a structured plan for analysis will be incredibly helpful. One
such plan is the TACOS strategy.
Social Hierarchy within the system and what role each person played
Answer:i dont kno
Explanation:
which aspect of women's lives changed in the 1800s
In the early 1800s, female reformers focused on the issue(s) of: temperance only. women's access to health care and health education. temperance, abolition, and women's access to education.
what is the significance of US soldiers on patrol during the Korean War?
Answer: US soldiers on patrol during the Korean War played a significant role in the conflict. The Korean War (1950-1953) was fought between North Korea, which was supported by China and the Soviet Union, and South Korea, which was supported by the United States and other United Nations (UN) member countries.
US soldiers were deployed to South Korea as part of the UN forces to help defend against the North Korean invasion. The soldiers were often sent out on patrols to gather intelligence, maintain contact with the enemy, and disrupt enemy operations. These patrols were dangerous and difficult, as the terrain was often mountainous and the weather was extreme. The soldiers faced not only the enemy but also harsh weather conditions, including freezing temperatures in the winter.
Patrols were also used to provide security for villages and other areas that were vulnerable to enemy attacks. They were an essential component of the overall strategy to protect South Korea and maintain the line of defense against the North Korean forces.
The role of US soldiers on patrol during the Korean War was significant because it helped to contain the North Korean advance and prevent the war from spilling over into other regions. The patrols helped to keep the enemy in check and prevented them from gaining ground. The presence of US soldiers also provided a sense of security to the South Korean people, who were facing the threat of invasion and occupation.
Overall, the US soldiers on patrol during the Korean War played a crucial role in the conflict, providing essential support to the South Korean forces and helping to contain the North Korean advance.
Why does Frederick Douglass say he is uncomfortable giving
The Plymouth colony was the least self-governing of the English colonies. very hostile to the Indian peoples. a successful and strong community. the best financial success of the English.
The correct answer is "was a successful and strong community."
The Plymouth colony was a successful and strong community.
This Plymouth colony was founded in 1620 by Eglish religious people that left Great Britain running from persecution from the Church of England.
Since these people were traveling on the Mayflower ship from England to North America, they signed the "Mayflower Compact." It was an important document for the Plymouth Colony because it established rules that all of the Pilgrims had to follow.
The Mayflower was the name of the ship that the Puritans and other English people used to travel to the North American territory. They wanted to arrive at the coast of Virginia but strong winds and difficult weather conditions made them arrive at Cape Cod. Massachusetts, where they founded the colony of Plymouth. During the trip, the Puritans elaborated a document later called the Mayflower Compact, which represented the first series of rules and regulations that people need to follow to succeed in the new territory.
What was the name given to the extensive system of Soviet prison camps that stretched from Moscow to Siberia and housed millions of political prisoners in harsh conditions?
Answer:
These were collectively referred to as the Gulag Archipelago, or colloquially as simply Gulags.
Explanation:
The United States Congress may pass laws, and they go into effect if the
President signs the law. However, the Supreme Court can declare the law
unconstitutional. This is an example of
Answer:
A check the judicial branch has over the executive branch. This is also an example of judicial review which allows the judicial branch to review laws and declare them unconstitutional.
Explanation:
Caracteristicas del humanismo renacentista
Renaissance humanism was a movement that began in Italy during the 14th century and spread throughout Europe.
It was an intellectual movement based on the study of classical texts and the celebration of the human spirit. Humanists rejected traditional religious authority and instead placed emphasis on the individual and the potential of each human being. They valued learning, creativity, and self-expression. They also sought to revive the classical ideals of reason, beauty, and civic duty.
Renaissance humanism also had a strong political component, as it was closely tied to the rise of nation-states. Humanists sought to place the power of the state in the hands of the people, and to limit the power of the Church. They were also motivated by an interest in the revival of classical culture and sought to promote the idea of “humanitas” or humane living.
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1. Which of the following WAS NOT an impact of the Cuban Revolution (1959)?
a)a communist dictatorship was set up
c)the output of goods increased
b)foreign property was seized
d)Cuba became an enemy of the U.S.
Answer:
the output of goods increased
2. what was the role of the national association for the advancement of colored people (naacp) in the brown case?
The National Association for the Advancement of Colored People (NAACP) played a pivotal role in the landmark Brown v. Board of Education case. The NAACP, along with a team of lawyers led by Thurgood Marshall, represented the plaintiffs in the case.
They argued that racial segregation in public schools violated the principle of "separate but equal" established in the earlier Plessy v. Ferguson case. The NAACP's legal strategy focused on proving that segregated schools were inherently unequal and caused psychological harm to African American children.
The NAACP provided financial and legal support to the plaintiffs, coordinated efforts to challenge segregation laws, and presented legal arguments before the Supreme Court. Thurgood Marshall, who would later become the first African American Supreme Court Justice, served as the chief counsel for the NAACP Legal Defense and Educational Fund and argued the case before the Court.
The NAACP's involvement in the Brown case was instrumental in shaping the legal arguments and strategy that ultimately led to the Supreme Court's unanimous decision in 1954, which declared racial segregation in public schools unconstitutional.
The decision marked a significant milestone in the civil rights movement and helped pave the way for desegregation efforts in other areas of American society.
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What qualities gave someone status and power in seventeenth-century Virginia? How had that changed by the 1670s?
I need the answer NOW!
Why could you see the Great Wall of China from space?
A. Because it is brown, blue and white.
B. Because it is a stone fortification.
C. Because it is 1,500 miles long.
D. Because it was built entirely by hand labor.
Answer:
I want to say your answer is going to be C. Because it it 1,500 miles long.
Sorry if I wasn't able to help!
Explanation:
PLEASE HELP QUICK ILL GIVE BRAINLIEST....why did europeans support the chinese exclusion act?
Answer:
The act was initially intended to last for 10 years but eas was renewed and strengthened in 1892 with the geary act and made permanent in 1902
How did bus drivers respond to the new rules? Check all that apply.
They refused to follow the new rules.
They followed the rules even though they disliked them.
They complained about the idea of reserved seating.
They did not want to ask passengers to change their seats.
They went on strike to fight the new rules.
Answer:
1, 4, 5
Explanation:
Answer:
The guy above me is correct 1,4,5
Explanation:
how does the dedication page with blanche of castile and king louis ix of france differ from early christian illustrated manuscripts?
it uses architectural frames instead of continuous narrative the dedication page with blanche of castile and king louis ix of france differ from early christian illustrated manuscripts.
There are several ways in which the dedication page featuring Blanche of Castile and King Louis IX of France is unique from early Christian illuminated manuscripts. First of all, as a page of dedication rather than an illustration of a religious text, it probably serves a different function. Second, the painting and illustration are probably in a different style, representing the local and historical creative traditions. It also has a diverse subject matter because it shows historical characters rather than religious ones or sceneries. Finally, the dedication page may have been designed for a particular audience, but illuminated manuscripts were frequently created for a larger, religious audience, suggesting that the two may have different purposes and intended audiences.
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what's the first temple made in nepal
Answer:
Changu Narayan Temple
Explanation:
This temple is considered to be the oldest temple in the history of Nepal.
Answer:
Reputed as the oldest temple in Nepal, the Changu Narayan Temple was built during the reign of the Lichhavi Dynasty.
Explanation:
The temple is dedicated to Lord Vishnu in the form of Narayan.
Understanding Human Culture
For understanding Human Culture kindly read the explanation given below.
Human culture may be outlined as all the ways that of life as well as arts, beliefs and establishments of a population that area unit passed down from generation to generation. Culture has been known as "the manner of life for a whole society." As such, it includes codes of manners, dress, language, religion, rituals, art.
The primary purpose of human culture is expounded to collaboration among teams and between teams. social science is that the scientific study of humans and their cultural, social, biological, and environmental aspects of life within the past and therefore the gift.
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in 1527 king henry viii sought to have his marriage to queen catherine annulled so as to marry anne boleyn.
Step 1: King Henry VIII sought to have his marriage to Queen Catherine annulled to marry Anne Boleyn.
Step 2: In 1527, King Henry VIII of England desired to annul his marriage to Queen Catherine of Aragon in order to marry Anne Boleyn. This decision was driven by several factors, including Henry's desire for a male heir and his growing infatuation with Anne.
At the heart of the matter was Henry's desperation to secure a legitimate male heir to the English throne. Queen Catherine had failed to produce a male heir, and Henry believed that this was a sign of divine displeasure and an obstacle to the stability of his reign. He sought an annulment from his marriage on the grounds that Catherine had been previously married to his deceased brother, Arthur, and that their union was therefore invalid. Henry argued that this violated religious laws and sought permission from the Pope to dissolve the marriage.
However, obtaining the annulment proved to be a complex and protracted process. The Pope, under political pressure from Catherine's powerful family, refused to grant Henry's request. Frustrated by the Pope's refusal and his growing impatience, Henry initiated a series of political and religious reforms in England, ultimately leading to the establishment of the Church of England with Henry as its head. This allowed him to bypass the Pope's authority and grant his own annulment, effectively dissolving his marriage to Catherine.
In 1533, Henry married Anne Boleyn, who soon became Queen Anne. Their marriage, however, was marked by further complications and did not result in the desired male heir. Eventually, Henry's pursuit of a male heir led him to marry a total of six times throughout his life.
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Cornelius Drebbel and Robert Boyle both made important discoveries about the nature of matter during the Renaissance. What made Boyle a famous scientist while few people know of Drebbel's work?
Boyle, who had a college education, was more believable than Drebbel who had never gone to college
The saying, “it’s not what you know but who you know” applies to Drebbel's life--he didn't know anyone who could make him famous.
Drebbel was under the allegiance of a king thereby he was unable to publish his work
Drebbel, an alchemist, did not keep good records while Boyle, a scientist, carefully recorded his discoveries for others to reproduce.
Answer:
The answer is Drebbel, an alchemist, did not keep good records while Boyle, a scientist, carefully recorded his discoveries for others to reproduce.
Answer:
D. Drebbel, an alchemist, did not keep good records while Boyle, a scientist, carefully recorded his discoveries for others to reproduce.
Explanation:
Took the quiz and got this! Hope it helps!
in june 1934, who was declared the fbi's first public enemy number one?
Answer: Dillinger
Explanation: On his 31st birthday, June 22, 1934, Dillinger was declared America's first Public Enemy Number One. The following day the federal government promised a $10,000 reward for his capture, and a $5,000 reward for information leading to his arrest.
What is the main purpose of incubators?
O A. helping entrepreneurs think of new business ideas
O B. providing entrepreneurs with training to be successful
O C. helping entrepreneurs find investors
O D. both A and C
Answer:
D. both A and C
Explanation:
Incubators helps in providing both innovations through trainings and inventions through creation of new ideas in the market.
What does this excerpt from Book 21 of Homer's Odyssey reveal about Ulysses's wife, Penelope?
To whom the queen: "If fame engage your views,
Forbear those acts which infamy pursues;
Wrong and oppression no renown can raise;
Know, friend! that virtue l the path to praise
The stature of our guest, his port, his face,
Speak him descended from no vulgar race.
To him the bow, as he desires, convey;
And to his hand if Phoebus give the day,
Hence, to reward his merit, be shall bear
A two-edged falchion and a shining spear,
Embroider'd sandals, a rich cloak and vest,
A safe conveyance to his port of rest.'
O A. She knows that the beggar ir disguise is Ulysses, so she defends so him.
• B. She is fair, impartial, and not affected by a person's social status.
•
She is clever and wants to make a good impression on her suitors.
• D. She thinks the beggar will be a distraction to keep her son safe from the suitors.
Reset
Next
Answer: IDEK
Explanation:
The skepticism about authority that emerged in the United States during the 1960s a. had deep historical roots in American culture. b. was a new phenomenon for America. c. did not occur anywhere else in the world at that time. d. arose from the music and drugs of the time. e. touched all institutions except religion.
The skepticism about authority that emerged in the United States during the 1960s had deep historical roots in American culture. This skepticism can be traced back to the country's founding as a rebellion against British authority.
Additionally, the counterculture movement of the 1960s was heavily influenced by previous social and political movements, such as the Civil Rights Movement and anti-war protests. While music and drugs played a role in the counterculture movement, they were not the sole cause of the skepticism about authority.
This skepticism touched all institutions, including religion, as people questioned traditional power structures and sought to create new ways of living and thinking.
The correct answer is A.
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what was "hiring out" ? how did it weaken the system of slavery?
Answer:
Hiring out is when the slave owner would lease/rent their slave to someone else and it the system for many reasons. the two main ones are sometimes less than 4% of the time the slaves would change permaninat hands and the second is the person that leased them could set them free or injure them beyond work slaves could also learn bad while at another plantation.
Explanation:
"Hiring out" refers to allowed poorer whites to having “taste” of mastery through hiring and another engrain enslaving Black people as a signifier of social status.
What do you mean by slavery?A slave was deprived of the majority of the rights typically enjoyed by free people since they were regarded by law as chattel, or property.
Dependent labor carried out by a non-family member constituted slavery. The slave was denied his own freedom and his right to travel anywhere he pleased.
An economic surplus was also necessary because slaves were sometimes seen to be consumable commodities that needed to be maintained rather than valuable assets that produced income for their owner.
Therefore, "Hiring out" refers to allowed poorer whites to having “taste” of mastery through hiring and another engrain enslaving Black people as a signifier of social status.
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Did the Han dynasty China included the Korean Peninsula.
Answer:
In 108 BCE, the Chinese Han dynasty defeated Wiman Joseon and installed four commanderies in the northern Korean peninsula.
Explanation:
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The dialogue between the factory worker and the owner will be like this: Factory Worker: Good afternoon, sir. I've been thinking a lot lately about how much our factory has grown in the past few years because of industrialization. Owner: Yes, it has. What's on your mind?
Factory Worker: I've been considering the costs and benefits of industrialization. On the one hand, it's been great for our economy. The factory has provided jobs for many people, including myself, and the profits have allowed you to expand the business and invest in new technology.
Owner: I understand your concerns, and I agree that there are costs associated with industrialization.
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Judaism, Christianity, and Islam are three of the oldest and largest religions in the world. How are they similar? How are they different?
Objective: Writing Tutor Requirements Word Count : 250
Write a short essay in Writing Tutor comparing the religions of Judaism, Christianity, and Islam. Provide at least two ways they are similar and two ways that they are different. Things to think about :
•Where did they originate?
•Do they have sacred texts or teachings?
•How similar are their rituals, beliefs, practices, values, and principles?
•What are the differences, and in what ways do they disagree?
Judaism, Christianity, and Islam share similarities in monotheism and ethical principles, but differ in origins, sacred texts, beliefs, and practices.
Judaism, Christianity, and Islam are three major religions that have shaped the course of human history. While they have distinct characteristics, there are also notable similarities and differences among them.Firstly, all three religions originated in the Middle East. Judaism traces its origins to ancient Israel, Christianity emerged from the teachings of Jesus Christ in the first century CE in the region, and Islam began in the 7th century CE in Mecca, present-day Saudi Arabia.Secondly, these religions have sacred texts or teachings that guide their followers. Judaism follows the Hebrew Bible (Tanakh) and the Talmud, Christianity reveres the Bible, consisting of the Old and New Testaments, and Islam follows the Quran as the ultimate authority.In terms of similarities, all three religions are monotheistic, believing in the existence of one supreme God. They also share ethical principles such as compassion, justice, and love for one's fellow human beings.However, there are significant differences between them. Christianity believes in the divinity of Jesus Christ and his role as the savior, while Judaism and Islam do not. Islam recognizes Muhammad as the final prophet, while Judaism and Christianity have different views on prophethood.Rituals, practices, and beliefs also vary among these religions. For example, Christianity emphasizes sacraments such as baptism and communion, while Islam focuses on the Five Pillars including prayer and pilgrimage.In conclusion, while Judaism, Christianity, and Islam have similarities in terms of monotheism and ethical principles, they differ in their origins, sacred texts, beliefs, and practices. Understanding these similarities and differences helps foster interfaith dialogue and promotes mutual respect among followers of these religions.For more questions on monotheism
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