u.s. baby boomers are beginning to retire and withdraw their savings for retirement. what effect should we expect this to have on equilibrium price and quantity of financial assets?

Answers

Answer 1

The withdrawal of savings from baby boomers will likely lead to a decrease in price of financial assets, as there will be less demand for them and at  the same time, the quantity of financial assets will likely decrease as well, since there will be fewer buyers in the market.

Define financial assets?Financial assets are economic resources that can be exchanged for cash. They include stocks, bonds, mutual funds, derivatives, real estate, and cash or cash equivalents. Financial assets are generally classified as either current or noncurrent, depending on their expected holding period. Current assets are considered to have a holding period of one year or less, and noncurrent assets have a holding period of more than one year. Financial assets are generally valued and traded based on their expected return and risk. Financial assets are an important part of creating a diversified portfolio, as they can provide investors with stable returns and growth potential over the long term. Additionally, financial assets can be used to hedge against market risk, as they may provide a stabilizing counterweight to more volatile investments.

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Related Questions

What is a tagline?

(Principles Of Business Management)

Answers

A tagline is a catchphrase or slogan used to advertise a brand. It is a short phrase or a series of phrases,often presented in conjunction with a brand logo,that is intended to add meaning to a brand

Answer:

Explanation:

A tagline is a short phrase used in marketing campaigns of a business to sum up the value of a brand or its products and create a positive brand impression.

The objective of _____ is to gather data about project usability, costs, benefits, and schedules.
a. fact-finding
b. project execution
c. mediation
d. project maintenance

Answers

The objective of fact-finding is to gather data about project usability, costs, benefits, and schedules. Hence, option A is appropriate.

What is the meaning of Data?

Data is information that has been transformed into a format that is useful for transfer or processing in computing. Data is information that has been transformed into binary pdf format for use with modern computers and communication mediums.

Text, observations, figures, pictures, numbers, graphs, and symbols are all examples of data. Data may consist of specific costs, weights, addresses, names, ages, temperatures, dates, or distances, for instance. Data is a basic type of knowledge and has no meaning or use by itself.

Data is the methodical recording of a specific amount. It is a series of representations of that quantity's various values.

Hence, option A is correct.

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Andres Michael bought a new boat. He took out a loan for $24,420 at 3.5% interest for 2 years. He made a $4,330 partial payment at 2 months and another partial payment of $2,600 at 6 months. How much is due at maturity? Note: Do not round intermediate calculations. Round your answer to the nearest cent.

Answers

The amount due at maturity is $18,101.65 for Andres Michael bought a new boat when he took out a loan for $24,420 at 3.5% interest for 2 years when he made a $4,330 partial payment at 2 months and another partial payment of $2,600 at 6 months.


Andres Michael bought a new boat and took out a loan for $24,420 at an interest rate of 3.5% for 2 years. He made two partial payments: $4,330 at 2 months and $2,600 at 6 months. We need to calculate how much is due at maturity.

the amount due at maturity, we need to consider the loan principal, the interest rate, and the time period. Let's break it down step by step:

1. Loan principal the initial loan amount is $24,420.

2. Interest rate the interest rate is 3.5%, which is expressed as a decimal by dividing it by 100. So, the interest rate is 0.035.

3. Time period the loan term is 2 years, which is equivalent to 24 months.

4. Partial payments we need to subtract the partial payments from the loan amount. Andres made a partial payment of $4,330 at 2 months and another partial payment of $2,600 at 6 months. So, we subtract $4,330 + $2,600 = $6,930 from the initial loan amount.

5. Calculate interest to calculate the interest, we need to multiply the remaining loan amount by the interest rate. The remaining loan amount is $24,420 - $6,930 = $17,490. Multiply this by 0.035 to get the interest amount.

  $17,490 * 0.035 = $611.65

6. Calculate total amount due add the remaining loan amount and the interest amount to find the total amount due at maturity.

  $17,490 + $611.65 = $18,101.65

Therefore, the amount due at maturity is $18,101.65.

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How are SI units supportive to traders?​

Answers

SI units are drawn or created such way that the units which are used by traders won't get affected.Traders can trade in the simplest unit with all where in world.By which they won't face any problems

Some common SI units

Mass=KgTemperature=KLuminous intensity=CandelaCurrent=AmperePressure=Pa

In a two sentences,
explain how identity theft
can impact a person's life.

Answers

Answer:

The identity theif opens different accounts and buys whatever they want and you pay for it. Your job perspective can be ruined by this.

Answer:

It can affect there business or family

Explanation:

It can impact a persons life because this can lead to consequences that may affect a persons career or even family.

What is an economic system in which individuals and businesses own property and the means of production?

Answers

Under capitalism, most means of production are privately owned, and production is controlled and income is distributed primarily through the operation of markets.

What is Capitalism?A common misconception about capitalism is that it is an economic system in which individual actors own and control property according to their interests and where supply and demand freely determine market prices in a way that benefits society.The essential quality of capitalism is the desire to make a profit. The goal of capitalism's economic system is to increase profits for businesses and private persons through the creation of commodities and services. Capitalism, which greatly enhanced industrialization and the availability of mass-market consumer goods, replaced the historical feudal and mercantilist systems in Europe.A great deal of variance in the concentration of wealth and economic power came to be connected with capital that was amassed via a range of techniques and at a variety of scales.

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Assignment Questions: Q1. Prepare common size and comparative balance sheet of Bhawan's company from the following information.a) You are required to analysis its financial position and give comments.

Answers

The common size and comparative balance sheet analysis of Bhawan's company will provide insights into its financial position.

The common size balance sheet expresses each item as a percentage of total assets, while the comparative balance sheet compares the balances of different periods. By preparing these analyses, we can evaluate Bhawan's company's financial position.

In the common size balance sheet, we can observe the proportions of different asset categories such as current assets, fixed assets, and investments. This will indicate the company's liquidity, efficiency in asset utilization, and long-term investment strategy. Similarly, the proportions of liabilities and equity items such as current liabilities, overseas expansion long-term debt, and shareholder's equity will provide insights into the company's capital structure, solvency, and financial stability.

The comparative balance sheet will allow us to compare the changes in different balance sheet items over time. By analyzing the trends and patterns, we can identify areas of improvement or concern. For example, significant increases in long-term debt may indicate a higher risk of financial distress, while consistent growth in shareholder's equity may indicate a healthy financial position.

Based on the analysis, comments can be made regarding Bhawan's company's financial position. This may include observations about the company's liquidity, solvency, profitability, and overall financial health. It is important to assess the company's ability to meet short-term obligations, manage long-term debt, generate profits, and maintain a strong capital structure. Any significant deviations or irregularities in the balance sheet items should be highlighted and further investigated to gain a comprehensive understanding of the company's financial position.

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This is for my class in finance
What is one way to minimize the impact of unplanned spending on a budget?
I will mark brainliest !!!

Answers

Answer:

1. Work with credit card companies. ...

2. Sell your stuff. ...

3. Earn extra income. ...

4. Take on a short-term money loan. ...

5. Re-budget to live below your means. ...

6. Ask for a paycheck advance. ...

7. Make sure you're prepared for next time.

What are the major provisions of the Equal Credit Opportunity Act? Respond in 3-4 sentences.

Also research what creditors look for? Explain in detail

Answers

Answer:

Explanation:

The major provisions of the Equal Credit Opportunity Act are that it is against the established law for any creditor to differentiate against any applicant, based on certain characteristics such as race, color, religion, national origin, sex, marital status, or age

It is also considered illegal for any creditors to ask questions such as "their marital status or if they have the intention to have children.

Also, the usual practice is to inform any applicants of the status of their credit application, whether it is granted or otherwise within 30 days of application.

Generally, creditors look for information that may suggest that the applicants can easily repay their loan or credit facilities. Such as your income level, and age.

what is the best free editing app for gamers?

Answers

Wondershare Filmora9

What is the elasticity of an upward sloping demand curve?​

Answers

The elasticity of a product is less in an upward-sloping demand curve.

The slope of a product's demand curve is affected by elasticity. An upward slope indicates a steeper demand curve and a less elastic product. Out of curves with different slopes, the one which has a flatter demand curve indicates a greater quantity demanded a response to a change in price, which makes it more elastic. Inelastic products are those which have low price elasticity.

Generally, non-staple products have high price elasticity.  An important factor that affects demand elasticity is the availability of substitute goods that are close to the product being considered.

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The elasticity of an upward sloping demand curve is typically positive, indicating a positive relationship between price and quantity demanded. However, the exact value of elasticity depends on the specific point on the curve being analyzed.

Elasticity measures the responsiveness of quantity demanded to changes in price. When the demand curve slopes upward, it implies that as price increases, quantity demanded also increases. In this case, the elasticity of demand is greater than zero but less than infinity.

To determine the precise elasticity at a particular point on the upward sloping demand curve, we need to consider the price and quantity values. The formula for price elasticity of demand is:

Elasticity = (% change in quantity demanded) / (% change in price)

If the percentage change in quantity demanded is greater than the percentage change in price, the elasticity will be greater than one, indicating elastic demand. This means that a small change in price will lead to a proportionally larger change in quantity demanded.

On the other hand, if the percentage change in quantity demanded is smaller than the percentage change in price, the elasticity will be less than one, indicating inelastic demand. In this case, a change in price will have a relatively smaller impact on the quantity demanded.

In summary, the elasticity of an upward sloping demand curve is positive, but the specific value of elasticity depends on the price and quantity values at a given point on the curve.

15 $ x 140 hours a month

Answers

2,100$ per month

140 x 15 = 2100
Then work it into the problem

15 × 140 × 12

= $ 25200

IT IS 15 TIMES THE HOURS TIMES THE MONTHS SINCE THERE ARE TWELVE MONTHS

Dawson is the head of an internet service company and is studying areas where there is limited service so he can determine how best to meet the needs of these regions. What entrepreneurial trait is Dawson demonstrating?

resilience
strategic thinking
coordination
management

Answers

Entrepreneurial trait is Dawson demonstrating is strategic thinking. Option B is correct.

What is strategic thinking?

Planning for the future requires the ability to think strategically. Strategic thinking the ability to plan plans and come up with concepts that will take into account the numerous obstacles that lie ahead while also coping with changing situations.

Further Strategic thinking can also imply creating a plan to deal with potential obstacles in the future. This can help you foresee issues and effectively handle them, enabling you to overcome obstacles and succeed.

Thus Dawson studying the potential problems that could be arise in limited internet services in a particular region that would be a strategic thinking model.  

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Rosé ordered a package of macaroons from an out of state bakery. She received the cookies the following week. What type of e commerce product did rose order

Answers

Answer:

physical

Physical products are tangible goods that can be shipped or delivered to a customer's location. E-commerce refers to the buying and selling of goods or services online, typically through a website or app. In this case, Rosé likely placed an order for the macaroons through the bakery's e-commerce platform, and the bakery shipped the cookies to her location.

Select the type of job best demonstrated in each example.
Linda works 15 hours a week as a member of her city council.
Rafael is a Municipal Clerk who has a retirement plan provided by his employer, the municipal government.
The number of hours that Amber works as an Air Crew Officer varies each week, but she is paid the same amount
each week no matter what

Select the type of job best demonstrated in each example.Linda works 15 hours a week as a member of her

Answers

Answer:

Part-time job

Job with benefits

Salaried job

Explanation:

I just took on edge

Answer:

The Person above me is correct

Part time job

Job With Benefits

Salaried Job

Explanation:

Question 9 (1 point)
Owning a nursery is a good example of a career in the agriculture, food, and natural
resources career cluster
True
False

Answers

Answer:

True

Explanation:

Nursery refers to a section of a farm where plants are grown up to the desired age before transplanting to bigger fields. They provide a convenient way of taking care of seedlings.  Nurseries offer favorable growth conditions for germinating and growing food and non-food plant seedlings.

The agriculture, food, and natural resources cluster comprise all careers related to the creation of agricultural products. Someone who owns a nursery that grows food plants is under this cluster.

Answer:

True

Explanation:

How does the target manpower change as the demand rate increases?
a. The target manpower increases.
b. The target manpower stays the same.
c. The target manpower decreases.
d. Cannot determine from the given information.

Answers

When the demand rate increases, then target manpower also increases. Option (A) is correct.

What is Demand?

In economics, the consumer's desire to buy a product or service is referred to as demand.

It is possible to increase procedure capacity by balancing a procedure. Balancing a procedure with a fixed series of activities will achieve a higher average labor usage than balancing a process with no fixed series of activities. This process has high fixed costs and low variable costs.

Therefore, Option (A) is correct.

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Do you need 4 cups of milk for a pudding?​

Answers

just measure it it depends on the amount of powder

Which action can help you to keep stress away?​

Answers

Answer:

Exercise is a way to keep stress away :))))

Answer:

A punching bag, writing down on paper, talking with someone, play, do a fun activity, get a stress reliever toy.

Write three sentences.What is summer mainly about and what is your fav thing about summer time?

Answers

Is is what the top say your welcome

Which of the following statements is CORRECT?
a) If the market risk premium increases by 1%, then the required return will increase for stocks that have a beta greater than 1.0, but it will decrease for stocks that have a beta less than 1.0.
b) The effect of a change in the market risk premium depends on the slope of the yield curve.
c) If the market risk premium increases by 1%, then the required return on all stocks will rise by 1%.
d) If the market risk premium increases by 1%, then the required return will increase by 1% for a stock that has a beta of 1.0.
e) The effect of a change in the market risk premium depends on the level of the risk-free rate.

Answers

Answer:

C) If the market risk premium.........

Please help me with this question

Please help me with this question

Answers

Answer:

a

Explanation:

because the material of the building will kill you

You write a short story, but you want to make sure your work is protected before you post it online. What should you do to help protect your copyright? (Site 1)

Answers

Answer:

You can add the Copyright symbol. And write a notice below your work saying that if a person has to copy or copy-and-change your work, they should contact you or something. Make sure you leave you email [If you wanna.] And if you see your work any where else, just report the person or talk it out with them.

Explanation:

Which of the following is NOT a cost associated with higher
leverage?
Bankruptcy costs
Agency costs
Loss of financial flexibility
More discipline to managers

Answers

The cost that is NOT associated with higher leverage is "more discipline to managers".

Explanation: When a company uses leverage, it implies that it is using borrowed money to fund a portion of its assets, in addition to its own money.

The use of borrowed money implies that there are costs that are associated with leverage. Below are some of the costs that are associated with higher leverage:

Bankruptcy costs: The higher the leverage ratio, the higher the chance of defaulting on debt repayments and hence a higher chance of bankruptcy. Bankruptcy costs include legal fees, liquidation costs, and indirect costs such as the loss of reputation and customers.

Agency costs: Agency costs result when the management uses the borrowed funds in projects that are not in the interest of the shareholders. The costs include monitoring costs, financial distress costs, and indirect costs.

Loss of financial flexibility: Leverage reduces the financial flexibility of the firm. The high-interest burden and the principal repayment reduce the availability of cash that can be used for capital expenditure, research, and development and other operational needs of the firm.

More discipline to managers: This is a benefit rather than a cost. Higher leverage imposes more discipline on the managers to use the borrowed funds in a profitable venture. In order to maintain solvency, the managers need to invest in profitable ventures that generate a return greater than the cost of debt.

In conclusion, "more discipline to managers" is NOT a cost associated with higher leverage.

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a marketer who expects to be effective in the international marketplace should:

Answers

A marketer who expects to be effective in the international marketplace should ensure that the marketing mix is tailored to the culture and needs of the target market. A marketer, including sport marketers, who aims to be effective in the international marketplace should prioritize tailoring the marketing mix to the culture and needs of the target market

Globalization has made it easier for businesses to enter international markets, and companies are increasingly searching for opportunities to expand their businesses worldwide. However, global marketing is not easy, as marketers face a variety of issues that must be addressed to ensure that their business is successful in foreign markets.The marketing mix must be tailored to the culture and needs of the target market if a marketer expects to be effective in the international marketplace. When entering foreign markets, the marketing mix should be carefully designed to fit the local market's unique characteristics.

These may include differences in consumer preferences, cultural differences, and other factors that may impact marketing effectiveness. They should also carefully evaluate their competitors in these markets and design marketing strategies that can effectively compete with them. The marketing mix must be customized to the target market, including product design, pricing, promotion, and distribution.

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How would you ensure products being put out onto the shop floor are of good quality?

Answers

Answer:

1.Train Employees

2.Let technology help the process to shop more efficient and better at quality control

3.Upgrade Equipment

4...Keep Your Shop Floor Clean

Explanation:

hope this is helpful

a functioning mrp system is required prior to adopting lean planning and control systems. true or false?

Answers

True.

A functioning Material Requirements Planning (MRP) system is essential prior to implementing Lean planning and control systems. MRP helps organizations determine the exact materials needed for production, the quantities required, and when they are needed. This information is then used to create a production schedule, and any excess inventory or waste is reduced. Implementing Lean planning and control systems, on the other hand, involves eliminating waste, increasing efficiency, and improving the overall value stream. Without a functioning MRP system in place, it would be difficult to create a lean production process since materials and inventory levels would be difficult to track. Therefore, having an accurate and functional MRP system is a critical first step to implementing effective Lean planning and control systems.

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Help! Who answers first get the brainliest!! Match the word with the right definition (not all word will be used)

Word Bank:

A. Antitrust laws B. Business ethics

C. Code of ethics D. Contract

E. Copyright F. Ethics

G. Monopoly H. Nonrenewable resources

I. Patent J. Public utility

K. Social responsibility L. Trademark



______2. The obligation of a business to contribute to the well-being of a community.



_____3. Rules about how business and their employees ought to behave.



_____4. A natural resource, such as gas, coal, copper, or iron ore, that cannot or members of an organization.



______5. A statement of values and rules that guides the behavior of employees or members of an organization.



______6. A business that supplies a service or product vital to all people; the price charged for the service (or product) is determined by government regulation rather than by competition.



______7. Laws designed to promote competition and fairness and to prevent monopolies.



______8. Protection of the work authors, composers, and artists.



______9. An agreement to exchange goods of services for something of value.



______10. The exclusive right given to a person to make, use, or sell an invention for a period of 20 years.



______11. A word, letter, or symbol associated with a specific product or company.



______12. A business that complete control of the market for a product or service.

Answers

Answer:

2 K

3 B

4 H

5 C

6 G

7 A

8 I

9 D

10 E

11 L

12 K

The PAR: Special Promotions is used for all "off cycle" promotions. (True or False)

Answers

The statement given in the question "The PAR: Special Promotions is used for all 'off cycle' promotions" is True.

PAR, or Performance Appraisal Review, is a system that evaluates employee performance. Typically, promotions occur during specific times or "cycles" within an organization. However, sometimes employees demonstrate exceptional performance or take on additional responsibilities that warrant a promotion outside of the standard cycle.

In such cases, organizations use the PAR: Special Promotions to recognize and reward these deserving employees. This process allows companies to maintain fairness and consistency when addressing performance-based advancements, ensuring that exceptional contributions are acknowledged and rewarded regardless of when they occur.

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The production function gets flatter, while the total cost curve gets steeper due to the fact that Group of answer choices at lower levels of production firms require more inputs to increase production by the same amount as compared to higher levels of production. at higher levels of production firms require more inputs to increase production by the same amount as compared to lower levels of production. at higher levels of production firms require less inputs to increase production by the same amount as compared to lower levels of production.

Answers

The production function gets flatter, while the total cost curve gets steeper due to the fact that C. at higher levels of production firms require less inputs to increase production by the same amount as compared to lower levels of production.

The production function shows the relationship that exists between the inputs and the outputs during the production of a product.

It should be noted that diminishing marginal product is vital for explaining why the increase in the output of a firm results in the production function getting flatter. Also, the total curve becomes steeper.

Therefore, at higher levels of production, firms require fewer inputs to increase production by the same amount.

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In a standard Normal distribution, 1.5% of observations lie above which z-score?Find the z-table here.A -2.17B -1.03C 1.03D 2.17 What was the Greeks view regarding the role and limits of government? Responses Citizens should participate in government, but women, foreigners, and slaves cannot become citizens. Citizens should participate in government, but women, foreigners, and slaves cannot become citizens. The role of government is to maintain order in the community, but everyone should have the freedom to do what they want. The role of government is to maintain order in the community, but everyone should have the freedom to do what they want. Each city-state should form its own government, but be overseen by a monarchy. Each city-state should form its own government, but be overseen by a monarchy. Only those who can afford to pay taxes can participate in government. a security such as a bond that pays a specified cash flow over a specific period is a(n) - or security. The table compares the features of two plant species that exist near the shoreline in South Florida. Tree Species DataTree Species Shade ProvidedNative LowExotic HighThe nesting sites of sea turtles are more successful when the sites have more sunlight and warmer temperatures. Using the information from the table, predict how the type of tree species at the nesting site would impact the sea turtle population. If there are more exotic species then the sea turtle population will increase. If there are fewer native species then the sea turtle population will increase. If there are fewer exotic species then the sea turtle population will increase. If there are more native species then the sea turtle population will decrease. The monthly cost for cell phones for Amazing has a mean of $39.17 with a standard deviation of $13.58, while the monthly cost for plan Best has a mean cost of $41.16 with a standard deviation of $7.18. A random sample of 37 phones is selected from plan Amazing, and a random sample of 40 phones is selected from plan Best. What is the probability that the mean cost for plan Amazing will be the more than the mean cost for plan Best? -5-4-3-264321 3-6y2 3 4 5The distance between the two points pictured is d=nUse the distance formula to find n.d=(x-x) + (v-V)n=Done which is not a factor that a insurance company would consider before setting the cost of an auto insurance policya)the drivers health b)the drivers age c)crime reports in the area d)the make and model Pybus is not sure whether the nex bonds will receive a M rating if they receive an A rating the yelid to maturky en similar A bends is 95 percent What wal be the price of these bonds they receive either an A at a AA ration? a. The price sil tre Pybus benids if they rescive a Arating wia be (Preand la the nearest cent) where can a user refine scoops to find the most relevant results? In one to two sentences, explain how the U.S. Commission on Civil Rights helped to end segregation. Blood vessels that have valves in them: What does NBT stand for Which amendment People can have rights that are not spelled out in the Constitution what does the AD-AS model suggest about how GDP and price lecel would change after the demand-supply shock combination we received at the start of the pandemic? Which scenario goes with the vocabulary word la herida? A 25.0-cm long cylindrical glass tube, sealed at one end, is filled with ethanol. The mass of ethanol needed to fill the tube is found to be 45.23 g. The density of ethanol is 0.789 g/mL. Calculate the inner diameter of the tube in centimeters. The polynomial x3 4x2 "" 9x "" 36 has 4 terms. Use factoring by grouping to find the correct factorization. (x2 9)(x 4) (x2 "" 9)(x "" 4) (x2 9)(x "" 4) (x2 "" 9)(x 4). i need help with number 15 The position of an object is given by x = at3 - bt2 + ct,where a = 4.1 m/s3, b = 2.2 m/s2, c = 1.7 m/s, and x and t are in SI units. What is the instantaneous acceleration of the object when t = 2.8 s? Write using exponents8 x 8 x 8 x 8 x n x n x n