which is not a factor that a insurance company would consider before setting the cost of an auto insurance policy
a)the drivers health b)the drivers age c)crime reports in the area d)the make and model
Answers
The factor which is not considered while computing the cost of an auto insurance policy is the driver's health.
Option A is the correct answer.
What is an auto insurance policy?
Auto insurance is a kind of policy concerning the vehicles owned by the policyholder in a contract with the respective auto insurance companies.
When the auto insurance company derives the cost of auto insurance, then the factors that are needed to be considered are the driver's age, the model of the vehicle held, the past history of claims taken by the driver, and the geographic location of the driver.
Therefore, the health of the driver has no concern when determining the cost of auto insurance.
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Related Questions
as covered in your text book, _____ is exaggerated description to sell a product or service.
Answers
An exaggerated description to sell a product or service is commonly referred to as "puffery." Puffery is a marketing technique where advertisers use exaggerated or subjective claims about a product or service that are not meant to be taken literally.
It involves making bold statements, extravagant claims, or subjective opinions to attract attention and create a positive impression of the product or service in the minds of consumers. Puffery often involves the use of superlatives, exaggerations, or vague statements that are not verifiable or quantifiable. The purpose of puffery is to create hype, generate interest, and persuade consumers to consider or purchase a product or service. Advertisers may use statements like "the best in the world," "amazing results," or "unbeatable quality" without providing specific evidence or objective proof. It is important for consumers to recognize puffery and understand that these statements are not intended to be factual claims but rather marketing tactics.
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Creating an emergency fund to pay for unexpected expenses is known as __________________________________.
a
Backdoor Budgeting
b
"Saving for a Rainy Day"
c
Opening a Mutual Fund
d
Placing your money in a CD
Answers
Answer:
b
"Saving for a Rainy Day"
Explanation:
"saving for rainy day' is a phrase that means putting some money a side for use in times of need. The phrase encourages people to save money for emergency use. As a rule of thumb, one should have at least three times their normal income as savings.
Recent work by Mars and Turner (2015) suggests that Pell Grants:
largely crowd out borrowing for college, creating a significant net change in education.
have no significant crowding out effect on borrowing for college, so the net change in education levels is negligible.
largely crowd out borrowing for college, creating very little net change in education levels.
have no significant crowding out effect on borrowing for college, so the net change in education levels is substantial.
Answers
Recent work by Mars and Turner (2015) suggests that Pell Grants largely crowd out borrowing for college, creating a significant net change in education. Therefore, the correct option is 1
This means that when students receive Pell Grants, they are less likely to take out loans to pay for their education. This can be seen as a positive effect because it reduces the financial burden on students, allowing them to focus on their studies without worrying as much about debt.
However, there is some debate about whether Pell Grants have a significant crowding out effect on borrowing for college. Some argue that the effect is negligible, meaning that Pell Grants do not have a significant impact on whether students take out loans or not. Others argue that while Pell Grants do crowd out borrowing, the net change in education levels is relatively small.
Overall, it is clear that Pell Grants have an important role to play in supporting students' access to higher education. Whether they crowd out borrowing or not, they provide crucial financial assistance that allows many students to pursue their dreams of a college education.
Hence the right answer is option 1: largely crowd out borrowing for college, creating a significant net change in education.
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When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
Answers
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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Laws/legislation that protect citizens against xenophobia and discrimination
Answers
Answer:
The First Amendment
Explanation:
The law protects those that are xenophobic through the First Amendment. They can say all sorts of paranoid things without having to worry about the government ...
* I ONLY HAVE AN HOUR LEFT*
The relationship between the level of spending and the income earned is :
A)Positive
B)Negative
Answers
Answer:
Positive.
Explanation:
The relationship between the level of spending and the income earned is positive. This implies that there is a relationship in which both indicators run in parallel, so that if income rises, the level of expenses will also tend to rise; While if income falls, the same will necessarily happen with the level of spending.
This occurs for a logical question: the greater the amount of money earned by a person, the greater the amount of money available to him to spend on different goods and services; and vice versa.
Internal conflicts within countries that threaten to destabilize society are caused by all but which one of the following?
Answers:
a. Weak job creation
b. Economic stagnation
c. Treatment of minority groups
d. Inclusive economic development
Answers
Internal conflicts within countries that threaten to destabilize society are caused by all but one of the following options. The answer is d. Inclusive economic development. Weak job creation, economic stagnation, and the treatment of minority groups are major contributors to internal conflicts within countries. When people feel marginalized and excluded from the economic and political systems, they become more likely to engage in activities that threaten social stability. High levels of unemployment or underemployment can lead to frustration and hopelessness, especially among young people, which can drive them towards extremist ideologies and violent behavior.
Economic stagnation is another factor that can contribute to internal conflicts. When economic growth is slow or non-existent, people become more frustrated with their living conditions and are more likely to take to the streets in protest. Additionally, when governments fail to address issues of economic inequality and corruption, it can fuel popular discontent and erode trust in institutions.
Finally, the treatment of minority groups can also contribute to internal conflicts. When groups feel that they are being discriminated against or oppressed, they may become more militant in their demands for equal treatment. This can lead to violence and instability if their demands are not met.
Inclusive economic development, on the other hand, can help to reduce tensions and promote social stability. By providing opportunities for all members of society to participate in the economy and benefit from economic growth, governments can help to reduce the risk of internal conflicts.
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If a revenue in total for a month was $9,550, fixed expenses were $9,000 and variable expenses were $300 what would be the total profit/loss for the month?
Answers
Answer:
the answer would be 250
because 9,000-9,550 = 550 -300= 230
An entity enters into a contract with a customer to sell products X, Y, and Z in exchange for $250,000. Control over the products will be transferred to the customer at different points in time. The entity determines that the delivery of each product is a distinct performance obligation. Products X and Y are regularly sold separately and their standalone selling prices of $40,000 and $120,000, respectively, are directly observable. The standalone selling price of product Z of $160,000 was estimated using the adjusted market assessment approach. The entity determined that the discount provided to the customer does not relate to one or more specific products in the contract. What revenue will be recognized by the entity on the sale of product X
Answers
Answer:
B. $31,250
Explanation:
The computation of the revenue that should be recognized by the entity on the sale of product X is shown below;
Here the transaction price should be distributed to the performance obligations.
The sum of the standalone selling price is
= $40,000 + $120,000 + $160,000
= $320,000
And, the standalone selling price is $40,000
Now the revenue that should be recognized is
= $40,000 ÷ $320,000 × $250,000
= $31,250
Grace's hourly salary is $16. If grace works more than 40 hours a week, then Grace gets overtime pay at 1 and 1/2 times the regular hourly rate for each hour worked over 40 hours. Last week, Grace worked 42 hours. What was the total pay last week? *
Answers
Answer:
The correct answer is $688
Explanation:
According to the given scenario, the calculation of total pay last week is as follows:
Total hours worked is 42 hours out of which normal hours is 40 and 2 hours is overtime
So,
= 40 hours × $16 + 2 hours × ($16 + $16 ÷ 2)
= $640 + 2 hours × $24
= $640 + 48
= $688
hence, the total pay last week is $688
What do you think the future trend of women's involvement in
marketing and executive level careers will be?
Answers
Future trend of women's involvement in marketing and executive level careers:
1. Increasing representation of women in leadership positions.
2. on diversity and inclusion.
3. Advancement in closing the gender pay gap.
4. Continued efforts to break gender stereotypes and biases.
5. Greater support for work-life balance and flexible work arrangements.
The future trend of women's involvement in marketing and executive level careers is expected to witness positive developments. Firstly, there will likely be an increasing representation of women in leadership positions. Organizations are recognizing the value of diverse perspectives and the benefits of gender-balanced leadership teams.
Furthermore, there will be a growing emphasis on diversity and inclusion, with companies actively working to create inclusive environments that support the advancement of women. This includes implementing policies and initiatives to ensure equal opportunities for career growth and development.
Efforts to close the gender pay gap are also expected to continue. As awareness grows, organizations are striving to address pay disparities and ensure equitable compensation for women in marketing and executive roles.
Breaking gender stereotypes and biases will remain an important focus. Society's perception of women's capabilities in leadership positions is changing, and organizations are challenging traditional norms to promote gender equality and recognize individual merit.
Additionally, there will be greater support for work-life balance and flexible work arrangements. Recognizing the importance of work-life integration, companies are adopting policies and practices that enable women to succeed in their careers while maintaining personal well-being and family responsibilities.
Overall, the future trend indicates a positive shift towards increased opportunities, recognition, and support for women's involvement in marketing and executive level careers, fostering a more diverse and inclusive professional landscape.
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so my dad is a nacissisct how do i deal with him! 50 points
Answers
Answer:
ok
Explanation:
What is meant by the term new market
Answers
Answer:
The term new market can be used in 2 ways:
1) A new market is being used as a term for a new type of shop/ a new genre of market place.
2) A new market value(rise of market value)
Explanation:
Your Welcome
If Martha decides to use a ________ branding strategy to grow the Coffee Collective, she would distribute a series of Coffee Collective branded teas and coffees through the local supermarket.
Answers
The branding strategy that Martha should choose is C) Multi-product branding.
Coffee Collective is a multi-branding name for Martha's multi-products: teas and coffees. The multi-product branding strategy is also known as family branding or corporate branding strategy.
A branding strategy helps Martha build brand equity for her coffee and tea, but she needs to create added value. Added value is the value above and beyond the functional benefits of products through using the Coffee Collective brand name.
Martha does not need sustainable, mixed, private, or multi-branding branding to grow the Coffee Collective branded teas and coffees.
Thus, Martha should use multi-product branding.
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Martha decides to use a Family branding strategy to grow the Coffee
Collective, she would distribute a series of Coffee Collective branded teas
and coffees through the local supermarket.
Family branding involves the management of different products by one
company .They are usually sold and contain the same brand name.
This is usually done to use the established company managing it to achieve
higher sales.
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What tends to cause structural unemployment?
Economics
Answers
Answer:
Structural unemployment occurs because workers lack the requisite job skills or live too far from regions where jobs are available and cannot move closer. Jobs are available, but there is a serious mismatch between what companies need and what workers can offer.
Explanation:
What Resident Evil games do you guys love and what monster or boss is your favourite inside that game.
a. Resident Evil 1
b. Resident Evil 2
c. Resident Evil 3
d. Resident Evil 4
e. Resident Evil 5
f. Resident Evil Revelations
g. Resident Evil Revelations 2
h. Resident Evil 0
i. Resident Evil 7
j. Resident Evil 1 REmastered
k. Resident Evil 2 REmake
l. Resident Evil 3 REmake
Answers
Answer:
i-
totally business studies
Explanation:
no comment
Answer:
b. Resident Evil 2
Explanation:
Mr X (Tyrant) is my favorite boss in RE2:)
he loves me, he gives me all his money, that gucci prada comfy, my suger daddy:)
Answers
Answer:
what did he sayyyyyyyyyy
dunn dunn dun dunn dun
Which term accurately describes Melanie, who was born in the United States and is currently working in Italy for a company headquartered in China
Answers
A third-country national serves as term that is utilized in description of Melanie, that is been given birth to, in the United States but Working in another country like China.
What is third-country national?
This serves as term to describe an individual that is doesn't belong to a citizen of a country such as United States but is is been assigned a duty.
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A. Raynor Manufacturing Company has the following data: Direct labor $46,000 Direct materials used 84,000 60,000 Total manufacturing overhead Ending work in process Beginning work in process 30,000 40,000 Required: Calculate (a) total manufacturing costs and (b) cost of goods manufactured.
Answers
Total manufacturing costs are a summation of direct labor, direct materials used, and total manufacturing overhead. In Raynor Manufacturing Company, total manufacturing costs would be: $46,000 + $84,000 + $60,000 = $190,000.
Cost of goods manufactured is the summation of the total manufacturing costs and the beginning work in process (WIP) less the ending WIP. In Raynor Manufacturing Company, the cost of goods manufactured would be: $190,000 + $40,000 - $30,000 = $200,000.
The costs that go into the production of a product consist of three categories: Direct labor, direct materials used, and total manufacturing overhead. Total manufacturing costs = Direct labor + Direct materials used + Total manufacturing overhead Direct labor = $46,000Direct materials used = $84,000Total manufacturing overhead = $60,000So,Total manufacturing costs = $46,000 + $84,000 + $60,000 = $190,000Cost of goods manufactured is the amount that the manufacturing company spends to make the products.
It includes the direct labor, direct materials used, and manufacturing overhead, as well as the beginning work in process and the ending work in process. Cost of goods manufactured = Total manufacturing costs + Beginning work in process − Ending work in proces,Total manufacturing costs = $190,000Beginning work in process = $40,000Ending work in process = $30,000So,Cost of goods manufactured = $190,000 + $40,000 − $30,000 = $200,000Therefore, the total manufacturing cost is $190,000 and the cost of goods manufactured is $200,000.
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A new smali business wants to know if its current radio advertising is effective. The owners decide to look at the mean number of customers who make a purchase in the sore on days immediately following days when the radio ads are played as compared to the mean for those days following days when no radio advertisements are played. They found that for 13 days following no advertisements, the mean was 23.9 purchasing customers with a standard deviation of 1.9 customers. On 6 days following advertising the mean was 24.7 purchasing customers with a standard deviation of 1.6 customers. Test the claim, at the 0.01 level, that the mean number of customers Who make a purchase in the store is lower for days following no advertising compared to days following advertising. Assume that both populations are approximately normal and that the population variances are equal. Let days following no advertisements be Population 1 and let days following advertising be Pogustion 2 Step 2 of 3 : Compute the value of the test statistic. Round your answer to three decimal places.
Answers
The test statistic value is -1.111, indicating a difference in mean customer purchases between days with no advertising and days with advertising.
To test the claim, we compare the mean number of purchasing customers on days following no advertising (Population 1) to the mean on days following advertising (Population 2). We are given the sample means, standard deviations, and sample sizes for both populations.
Step 1: Hypotheses
The null hypothesis (H0) states that there is no difference in the mean number of customers making a purchase between the two populations. The alternative hypothesis (Ha) states that the mean number of customers making a purchase is lower for days following no advertising compared to days following advertising.
Step 2: Test Statistic
To compute the test statistic, we use the formula:
t = (mean1 - mean2) / sqrt((s1^2/n1) + (s2^2/n2))
where mean1 and mean2 are the sample means, s1 and s2 are the sample standard deviations, and n1 and n2 are the sample sizes.
Substituting the given values into the formula, we get:
t = (23.9 - 24.7) / sqrt((1.9^2/13) + (1.6^2/6))
≈ -1.111
Step 3: Conclusion
To determine if the test statistic is statistically significant, we compare it to the critical value from the t-distribution table at the 0.01 level of significance. If the test statistic is less than the critical value, we reject the null hypothesis in favor of the alternative hypothesis.
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Which aspect of Darron's career matches his lifestyle but is also in conflict with some of his desires? busyness while at work earning money frequent travel strong competition
Answers
Answer:
frequent travel
Explanation:
Since in the question it is mentioned that Darron loves his carrier as it fits with his lifestyle. He knows how to make a money and how to keep busy also he loves travelling plus he wish that he could spend more time with his family members
So here the frequent travel fits in the given situation as he loves travelling so he travel frequently
Therefore the same is considered
Answer:
its travel
Explanation:
what are the function of Ware house?
Answers
Answer:
see below
Explanation:
Warehouses provide safe storage of goods in large quantities before they can be moved to other locations. Goods are stores in an orderly and systematic manner. Warehouses protect goods against adverse weather and reduce losses due to spoilage.
The major functions of a warehouse are
Storage of goodsSafe storage of goods is the primary function of a warehouse. Manufacturers use warehouse facilities to store finished goods before they can be distributed for consumption. Warehouses are also used by traders to keep goods as they wait for customers to buy.
Protecting goodsGoods in the warehouse are protected from harsh weather conditions such as heat, dust, moisture, and strong winds. Losses and damages to goods are minimal in a warehouse.
Grading and brandingSome warehouses perform value-added services such as branding and grading of products. They are done as per the manufacturers' specifications
ProcessingWarehouse perform processes like breaking bulk where goods are brought in large quantities and are repackaged and sold in smaller quantities.
In addition to Porter's Five Forces, another force added in the text is:_______
Answers
In addition to Porter's Five Forces, another force that is often mentioned in strategic management texts is the "Sixth Force" or the "Sixth Competitive Force."
This force is known as "Complementors" or "Complementary Products and Services." While Porter's Five Forces framework primarily focuses on competitive factors within an industry, the Sixth Force recognizes the influence of complementary products or services that can affect a company's competitive position.Complementors are entities that provide products or services that enhance the value of another company's offerings. They may not be direct competitors, but their presence can significantly impact a company's competitiveness and market position. For example, the availability of apps for a smartphone platform
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Kaylee i working two ummer job, making $6 per hour walking dog and $13 per hour landcaping. Lat week Kaylee worked a total of 8 hour and earned a total of $83. Determine the number of hour Kaylee worked walking dog lat week and the number of hour he worked landcaping lat week
Answers
Let's label the amount of hours Kaylee worked walking dogs "x". And let's label the amount of hours Kaylee worked landscaping "y".We are aware of the following.
x + y = 8 (hours worked in total) (hours worked in total) 6x + 13y = 83 (total earnings) (total earnings) We can solve for one of the variables, say y, using the first equation: y = 8 - x Put this into the second equation: 6x + 13(8 - x) = 83 6x + 104 - 13x = 83 \s-7x = -21 \sx = 3 Kaylee therefore spent 3 hours walking dogs and 8 hours - 3 hours = 5 hours gardening. Kaylee i working two ummer job, making $6 per hour walking dog and $13 per hour landcaping. Lat week Kaylee worked a total of 8 hour and earned a total of $83. Determine the number of hour Kaylee worked walking dog lat week and the number of hour he worked landcaping lat week.
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Internal recruitment may be practiced in companies today. TRUE OR FALSE
Answers
On January 2, 2020, All Good Company purchased 6,000 shares of the stock of Big Bad Company, and DID obtain significant influence. The investment is intended as a long-term investment. The stock was purchased for $10.00 per share, and represents a 30% ownership stake. Big Bad Company made $450,000 of net income in 2020, and paid dividends to All Good Company of $40,000 on December 15, 2020. Big Bad Company's stock was trading on the open market for $15.50 per share at the end of the year. Use this information to determine the book value of the investment that should be reported at year end by All Good Company. Round to nearest whole number (no cents).
Answers
Answer:
$155,000
Explanation:
Calculation to determine the book value of the investment that should be reported at year end by All Good Company
Initial investment (6,000* $10.00 per share) $60,000
Add: Net income ($450,000*30%) $135,000
Less: Dividend ($40,000)
Ending balance of investment $155,000
($60,000+$135,000-$40,000)
Therefore the book value of the investment that should be reported at year end by All Good Company is $155,000
The book value of the investment that should be reported at year-end would be $155,000 by All Good Company.
What is the calculation of the book value of the investment?The initial investment is derived as;
\(6,000* 10.00\\=60,000\)
Now, net income would be;
\(450,000*0.30\\=135,000\)
The Dividend is given as $40,000, which would compute the ending balance of investment as;
\(60,000+135,000-40,000\\=155,000\)
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Scammer Industries, Inc. uses 97,820 units of inventory every year. It generally takes seven days for the company to order and receive new inventory. Scammer likes to keep an additional seven days of inventory as safety stock. The company should place an order for new inventory when its stock reaches what point? A. 268 B. 1,876 C. 3, 752 D. 97,820 E. None of the above
Answers
Every year, Scammer Industries, Inc. uses 97,820 units of stock. The organization typically needs seven days to order and receive fresh goods. The con artist likes to keep seven extra days' worth of supplies on hand as backup. The company should place an order for new inventory when its stock reaches 268 units. The correct answer is option A.
Scammer Industries, Inc. uses 97,820 units of inventory every year and generally takes seven days for the company to order and receive new inventory. It likes to keep an additional seven days of inventory as safety stock.
To determine the optimal time to order, use the following formula:
Safety stock = Usage per day x Lead time in days
Safety stock = (97,820/365 days per year) x 7 days of safety stock = 191 units
When to order = Safety stock + usage during lead time
When to order = 191 + (97,820/365 x 7) = 268 units
Therefore, the company should place an order for new inventory when its stock reaches 268.
Hence, Option A is the correct answer.
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With the help of the diagrams, explain the possible channels of distribution from a manufacturer to a customer
Answers
Distribution channels refer to the various channels through which products can reach consumers. Distribution channels can be direct or indirect, but they all serve the same function of transporting products from the manufacturer to the end-user. Here are some possible channels of distribution from a manufacturer to a customer:
1. Direct Distribution Channel: This channel is when a manufacturer sells directly to customers without using intermediaries. It is the simplest distribution channel and involves the shortest chain of distribution.
2. Indirect Distribution Channel: In an indirect distribution channel, intermediaries are involved in getting the manufacturer’s products to customers.
3. Dual Distribution Channel: In this channel, a manufacturer will sell their products through direct and indirect channels simultaneously. This channel offers a manufacturer the best of both worlds, reaching more customers through intermediaries and getting more control through direct sales.
4. Reverse Distribution Channel Reverse distribution is the process of moving goods from the end-user back to the manufacturer or distributor.
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Drag each tile to the correct box. rank the intermolecular forces from weakest to strongest.
Answers
the order from weakest to strongest intermolecular forces is London Dispersion Forces, Dipole-Dipole Interactions, and Hydrogen Bonding.
To rank intermolecular forces from weakest to strongest, you should follow this order:
1. London Dispersion Forces (weakest)
2. Dipole-Dipole Interactions
3. Hydrogen Bonding (strongest)
Step-by-step explanation:
1. Start by identifying the weakest force, which is London Dispersion Forces. These forces are temporary attractive forces due to the formation of instantaneous dipoles. They are present in all molecules, regardless of polarity.
2. Next, place Dipole-Dipole Interactions in the middle. These forces occur between polar molecules, where the positive end of one molecule is attracted to the negative end of another molecule.
3. Lastly, identify the strongest intermolecular force, which is Hydrogen Bonding. Hydrogen bonding is a special type of dipole-dipole interaction that occurs when hydrogen is bonded to a highly electronegative atom (such as nitrogen, oxygen, or fluorine). These bonds are much stronger than the other two types of intermolecular forces.
In summary, the order from weakest to strongest intermolecular forces is London Dispersion Forces, Dipole-Dipole Interactions, and Hydrogen Bonding.
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If inputs increase by 30% and outputs decrease by 15%, what is the percentage change in productivity?15% decrease 11.54% increase 15% increase 100% decrease 34.62% decrease
Answers
If inputs increase by 30% and outputs decrease by 15% the percentage change in productivity is a 34.62% decrease, option E is correct.
Let's assume that initially, the inputs were I and outputs were O, and the productivity was
P (i.e., P = O ÷ I).
After the inputs increase by 30%, the new value of inputs becomes 1.3I. Similarly, after the outputs decrease by 15%, the new value of outputs becomes 0.85O.
Now, the new productivity (P') can be calculated as:
P' = (0.85O) ÷ (1.3I)
P' = (0.85 ÷ 1.3) x (O/I)
P' = 0.6538 x P
The percentage change in productivity can be calculated as:
% change in productivity = (P' - P) ÷ P x 100%
% change in productivity = (0.6538P - P) ÷ P x 100%
% change in productivity = -0.3462 x 100%
% change in productivity = -34.62%
Therefore, option E is correct.
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The complete question is:
If inputs increase by 30% and outputs decrease by 15%, what is the percentage change in productivity?
A) 15% decrease
B) 11.54% increase
C) 15% increase
D) 100% decrease
E) 34.62% decrease