ou may pay $15,000 for an annuity that pays $2500 per year for the next 10 year. You want a real rate of return of 5%, and you estimate inflation will average 6% per year what is the annual cost to own this annuity

Answers

Answer 1

Answer:

The annual cost to have this annuity is 16.66%

Explanation:

Solution

Given that

You pay an annuity of  = $15,000

Annuity pays =$2500 per year

n =10 years

The rate of return = 5%

The estimated inflation is -6% average

Now

We find the annual cost to own this annuity

Thus

We find the real or actual yield given as:

I =PNR

$2500 = $15,000 * 1 * r

So,

R=$2500/$15,000

=0.1666 or 16.66 %


Related Questions

Use the drop-down menus to complete statements about audio file formats
The most common file format for consumer storage and playback is
The
audio file was originally used on Apple computers.
The main audio format used in Microsoft Windows is

Answers

Based on audio files available today, the following are true:

Most common file format - .MP3Originally used by Apple - . AIFFMain audio format for Windows - .WAV

What are some audio formats?

The most common file format for audio storage and playback is the .mp3 format which allows is to run on virtually all audio devices.

For audio files, Apple first developed the .aiff format but this has since been replaced. Windows on the other hand, developed the .wav format for audio files.

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The marks obtained by 50 of 200 level Class of ABU-DLC students in Introduction to Statistics exams are given in a frequency distribution table as below:
Class 30-34 35-39 40 -44 45-49 50-54 55-59
Frequency 12 16 10 6 4 2 Use the information in the table to compute: 1- Mean Mark
2- Median Mark
3- Standard Deviation
4- First Quartile (Q1)
5-Semi-inter-quartile range
6- 6th Decile (D6)
7- 70th percentile (P70)​

Answers

Answer:

1

Explanation:

Do you think there are unintended or undesirable consequences of framing Arctic drilling as an “either-or” issue, i.e. as one that pits environmentalists against business leaders? Why or why not?

Answers

I believe that there are undesirable consequences of framing Arctic drilling as an issue of this and that because it confronts several positions on the same issue.

What is an undesirable consequence?

An undesirable consequence is a term that refers to an event that occurs as a result of other or other events and that has the specific characteristics that it is undesirable, that is, it negatively affects a particular individual, group or situation.

How the drilling of the arctic produces undesirable consequences?

The issue of drilling for fuel exploitation in the Arctic is a topic that causes controversy because it confronts different positions on the same issue. In this case, environmentalists have the position of defending the Arctic ecosystem, its fauna, and its flora. On the other hand, businessmen defend their position and their corporate and individual interests to exploit these places.

According to the above, it can be inferred that this issue creates an undesirable consequence due to the fact that an ideological and legal confrontation was generated between environmentalists and businessmen. On the other hand, this undesirable consequence can also have more serious results such as personal attacks and attacks against one of the two sides.

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why do we need the system of national accounts?​

Answers

Answer:

It is a statistical framework that provides a comprehensive, consistent and flexible set of macroeconomic accounts for policy making, analysis and research purposes.

1. Why didn’t a planet form here?

Answers

Answer:

Hi!
so if you mean earth and I just have to guess about your question,

I think Earth is a planet so it would have needed to form.

Explanation:

it needed to form.

3. As a project manager, you email all team members requesting their feedback on processes and their preferred
method of collaboration. Which aspect of effective team building does this scenario demonstrate?

Answers

The aspect of aspect of effective team building does this scenario demonstrates is "Promote psychological safety" (Option D)

What is Effective Team Building?

Team development is a continuous process that assists a work group in becoming a cohesive one. Not only do team members share expectations for completing group work, but they also trust and support one another and appreciate one another's distinctive characteristics.

It fosters trust, reduces conflict, promotes communication, and fosters collaboration. Effective team building results in more engaged employees, which is beneficial to corporate culture and the bottom line. It may also be exciting and fun if done with a little flair.

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Full Question:

Although part of your question is missing, you might be referring to this full question:

As a project manager, you email all team members requesting their feedback on processes and their preferred method of collaboration. Which aspect of effective team building does this scenario demonstrate?

Answers

Prioritize tasks

Listen and ask questions

Celebrate team success

Promote psychological safety

Example of a market for a good or service that is not rely on a physical store or location 

Answers

An example of a market for a good or service that does not rely on a physical store or location is the online marketplace. With the advent of the internet and e-commerce platforms, businesses and individuals can sell products and services entirely online without the need for a brick-and-mortar store.

Online marketplaces, such as Amazon, eBay, and Alibaba, provide a platform where buyers and sellers can connect and conduct transactions electronically. These platforms enable businesses to showcase their products, provide detailed descriptions, and facilitate secure online payments. Customers can browse through a wide range of products, compare prices, read reviews, and make purchases from the comfort of their own homes.

The online marketplace has revolutionized various industries, including retail, entertainment, travel, and professional services. It allows businesses to reach a global customer base, operate 24/7, and reduce overhead costs associated with physical stores. Additionally, it provides convenience for consumers, who can shop anytime, anywhere, and have products delivered to their doorstep.

Overall, the online marketplace has transformed the way goods and services are bought and sold, offering a virtual alternative to traditional physical stores and locations.

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State any THREE activities that took place during the forming stage ​

Answers

any THREE activities that took place during the forming stage are:-

In the forming stage, group members get to know one another - their strengths, challenges, and interests - and they test the boundaries and expectations of the task they are to perform. ...

Write the names of people or characters on individual pieces of paper. ...

Storming

Answer:

Three activities that took look place during the formating stage are:

Explanation:

- Storming

-Write the names of people or charecters on individual pieces of paper...

- In the forming stage, grow members get to know one another - their strengths challenges, and interests- and they test the boundaries and expectations of the task they are to preform....

On the 24th, a shooting incident occurred at a high school in St. Louis, Missouri, my country. A 19-year-old gunman opened fire on the campus, causing 2 deaths and 7 injuries, and was eventually shot dead by the police.
On October 25, St. Louis Mayor Tishaura Jones said that gun violence continues to take the lives of children and children in our country, and its severity is enough to become a "national emergency" and the government should take action. Police said at a news conference that day that the gunman was Orlando Harris, a 19-year-old male who just graduated from the high school last year.

Answers

The deaths at the high school in St. Louis, Missouri, United States show that an argument can indeed be made for tighter gun controls in the country.

Should there be tighter gun controls in the United States?

The most recent tragedy that resulted from gun violence in the United States, was the killing of two people at the Central Visual and Performing Arts High School, St. Louis, Missouri, by a previous student of the school.

Over the years, there have been other instances of gun violence in American schools including the shooting at Uvalde, Texas that led to the deaths of 19 children.

The United States has the highest rates of gun ownership in the entire world as well as one of the highest rates for mass shooting. This means that there must be a correlation between the two. Nations that have tighter gun controls have lower rates of mass shooting.

There is therefore a good enough argument that the United States should introduce stricter and tighter gun controls in order to reduce the incidence of mass shootings, especially at schools.

The rest of the question is:

Does this shooting add more evidence for the argument for tighter gun control or less?

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What is one major measure of economic growth?

Answers

Answer:

yo mama

Explanation:

yo mama's so ugly, she made a blind kid cry.

How does education and training impact career options and future earning potential?

Answers

Education and training are critical in shaping career options and future earning potential. By investing in their education and training, individuals can increase their opportunities for career advancement and financial stability.

Education and training have a significant impact on career options and future earning potential. Individuals who have completed higher education and specialized training have access to a broader range of job opportunities than those who only have a high school diploma or less. This is because they have developed skills and knowledge that are highly valued in the job market.

For example, a person with a degree in engineering can choose from various job opportunities, such as civil engineering, mechanical engineering, electrical engineering, and others. They can also pursue further training and certification in their field, which can lead to higher-paying positions and promotions.

In addition, education and training provide individuals with the skills and knowledge needed to succeed in their chosen field. They learn how to solve complex problems, communicate effectively, work collaboratively, and adapt to new technologies and situations. These skills are highly valued by employers and can lead to promotions and increased earning potential.
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QUESTION 4 of 10: Demand for electrical services in your area is $12 million per year. It is expected to grow 10% compounded annually over the next 5 years. What will demand be in 5 years? a) 514 834 921 b) $17.176.888 O e) $18.228,164 d) 519 326,120

Answers

Answer:

19,326,120

Explanation:

The amount of money after 5 years with 10% compounded annually will be $19,326,120. Then the correct option is D.

What is compound interest?

A loan or deposit's interest is computed using the starting principle and the interest payments from the ago decade as compound interest.

We know that the compound interest is given as

A = P(1 + r)ⁿ

Where A is the amount, P is the initial amount, r is the rate of interest, and n is the number of years.

Demand for electrical services in your area is $12 million per year. It is expected to grow by 10% compounded annually over the next 5 years.

Then the amount of money is given as,

A = $12,000,000 x (1 + 0.10)⁵

A = $12,000,000 x (1.10)⁵

A = $12,000,000 x (1.61051

A = $19,326,120

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Chester has negotiated a new labor contract for the next round that will affect the cost for their product Camp. Labor costs will go from $3.79 to $4.39 per unit. Assume all period and other variable costs remain the same. If Chester were to absorb the new labor costs without passing them on in the form of higher prices, how many units of product Camp would need to be sold next round to break even on the product?

Answers

Complete Question:

Chester has been selling widgets for $10, total variable costs are $4.40 and fixed costs are $100,000.

Chester has negotiated a new labor contract for the next round that will affect the cost for their product Cid. Labor costs will go from $2.79 to $3.39 per unit. Assume all period and other variable costs remain the same.

If Chester were to absorb the new labor costs without passing them on in the form of higher prices, how many units of product Cid would need to be sold next round to break even on the product?

Answer:

Chester

Break-even point = Fixed costs/Contribution margin per unit

= $100,000 / $5

= 20,000 units

Explanation:

a) Data and Calculations:

Selling price = $10

Old variable cost = $4.40

Additional variable cost = $0.60

New variable costs = $5 ($4.40 + $0.60)

Contribution per unit = Selling price minus variable cost per unit

= $5 ($10 - $5)

Fixed costs = $100,000

b) Chester's Break-even point (in units) is the number of units of a product  Camp that Chester requires to sell in order to recover her fixed costs.  The information provided by break-even analysis guides Chester in making decisions for the production of Camps and its marketing.  Without identifying the units of Camp to be produced and sold in order to remain in business, all things being equal, Chester might short-produce or short-sell Camps and run the business unprofitably.

The following account appears in the ledger prior to recognizing the jobs completed in January:Work in ProcessBalance, January 1 $17,890 Direct materials 145,450 Direct labor 156,900 Factory overhead 82,470 Jobs finished during January are summarized as follows:Job 210 $72,490Job 216 44,300Job 224 84,570Job 230 149,000a. Journalize the entry to record the jobs completed.Finished Goods Work in Process Feedbackb. Determine the cost of the unfinished jobs at January 31.______________ $

Answers

Answer:

The unfinished jobs are "$52,350".

Explanation:

The given values are:

Work in process balance,

= $17,890

Direct material,

= $145,450

Direct labor,

= $156,900

Factory overhead,

= $82,470

The four finished jobs are:

Job 210,

= $72,490

Job 216,

= 44,300

Job 224,

= 84,570

Job 230,

= 149,000

Now,

According to the total of all four finished jobs:

The Journal entry will be:

                                                         Debit                            Credit

(a) Finished goods                      $350,360          

    Work in progress                                                      $

(b)

The unfinished jobs on January 31st will be:

= Work in progress opening balance + Direct material + Direct labor + Factory overhead - finished goods

On substituting the values, we get

= \(17,890+ 145,450+156,900+82,470-350,360\)

= \(52,350\) ($)

What is the meaning of 50k in 2018?

Answers

Answer:

50,000

Explanation:

i hope it helped ya <3

50,000 Hope that helps

QUESTION 1 Explain to the owners of Miss K the concepts of the product line depth and product line breadth using practical examples relating to the 40Foods Distributors case study (2 marks will be awarded for the theoretical discussion and 2 marks for the practical examples relating to the case study

Answers

The concepts of the product line depth and product line breadth using practical examples relating to the 40Foods Distributors.

The product line refers to the number of products that a company offers within a particular product line

The product line depth and product line breadth are two important concepts in product management.

In the case of 40Foods Distributors, product line depth can be in the variety of products offered within each product line.

In the 40 Foods distributors, the product lines for dairy, bakery, meat, frozen foods, and other grocery items.

Therefore, the product line depth and product line breadth are two important concepts in product management.

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Listed below are selected transactions of Schultz Department Store for the current year ending December 31.
1. On December 5, the store received a deposit from the Selig Players to be returned after certain furniture to be used in stage production was returned on January 15. $ 500
2. During December, cash sales were received, which include the 5% sales tax that must be remitted to the state by the fifteenth day of the following month. $ 798,000
3. On December 10, the store purchased for cash three delivery trucks. The trucks were purchased in a state that applies a 5% sales tax. $ 120,000
4. The store sold 25 gift cards for $100 per card. At year-end, 20 of the gift
cards are redeemed. Schultz expects three of the cards to expire unused.
Number of gift cards sold 25
Value of each gift card $ 100
Number of cards unredeemed at year-end 20
Number of cards expected to expire unused 3
Instructions
Prepare all the journal entries necessary to record the transactions noted above as they occurred and any adjusting entries relative to the transactions that would be required to present fair financial statements at December 31. Date each entry. For simplicity, assume that adjusting entries are recorded only once a year on December 31.
NOTE: Enter a formula, a cell reference, or a value (if you are unable to reference a cell), into the yellow shaded input cells.

Debit Credit
1. Dec.5
2. Dec. 1 - 31
3. Dec. 10
4. Dec. 31
Dec. 31

Answers

The journal entry of Department Store for the current year ending December 31 is given below:

What are journal entries?

Journal entries are the entries made to document the transactions carried out by the company. The books of accounts have a record of every dollar that comes in and goes out. The transactions that are documented are in the book of accounts and are examined and audited for surplus payments or deficits, which are the most frequent errors to be discovered over recording, after they have been made. Below are the diary entries related to the context that are attached.

Date                    Particular                    Amount (Dr)                  Amount(Cr)

1 Dec 2005         cash                                 500                                                                                                                                                               500   2 Dec 31              cash                              798,000

                           Sales                                                                    760,000                            

                    Sales Taxes Payable                                                  38,000

                    (Being sales recorded)                            

3. Dec 10              Delivery   Truck             126,000

                               cash                                                                    126,000   4. Dec 31                 cash                              126000

                               Sales                                                                     2500  

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Which aspect of production planning might make use of a Gantt chart?
A.
routing
B.
loading
C.
scheduling
D.
dispatching
E.
inspection

Answers

I think it would be C

5. Which one of the following is valid about project? C. Project is like operational tasks A. Project includes intangible services B. Project is a continuous activity D. All​

Answers

Option C. Project is like operational tasks is valid about project

What is valid about project

The valid statement about a project is:

C. Project is like operational tasks.

A project is different from operational tasks. Unlike operational tasks that are ongoing and repetitive in nature, a project is a temporary endeavor with a specific goal or objective. It has a defined beginning and end and is undertaken to create a unique product, service, or result. Projects are characterized by their temporary nature, unique requirements, and specific deliverables.

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Which of the following statements are true about the 3x3 metrics? Select all that apply

Answers

Based on the information given, the following statements are true about the 3x3 metrics:

It does not include the Service-level Agreements (SLAs) of the process.It includes metrics that are static over a period of time.

What is 3x3metrics?

3x3 metrics is a process improvement methodology that involves identifying and tracking three critical success measures (CSMs) across three levels of a process. The goal of this methodology is to simplify the measurement and analysis of process performance, while also providing a clear focus on the most important measures of success.

The three levels of the process are typically defined as input, throughput, and output, and the three CSMs are chosen based on their importance to the overall success of the process. By tracking these metrics over time, teams can identify areas for improvement and implement changes to drive better performance.

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complete question

Which of the following statements are true about the 3x3 metrics? Select all that apply. Question 2 options: It includes the three most vital metrics (speed, cost and quality) for our customer outputs. It does not include the Service-level Agreements (SLAs) of the process. It includes metrics that are static over a period of time. It helps the client understand the scope of improvement in a process. It helps the Delivery team focus on the critical success measures

Explain what should be your attitude after taking the test.

Answers

Your attitude after taking the test should be relaxed
Maybe a little stressed out but that’s normal, just give yourself a break and build your confidence up. Feeling good about the test will help you to feel nice after.

Before protecting a worksheet to avoid people from editing the formulas, you must ________.

unlock the input cells
lock the input cells
unlock the formula cells
lock the formula cells

Answers

Answer:

Lock the Formulas Cells

Explanation:

Now, go to lock the selected cells with formulas. To do this, press Ctrl - 1 to open the Format Cells dialog again, switch to the Protection tab, and check the Locked checkbox. The locked option prevents the user from overwriting, deleting or changing the content of the cells.

1) Define the external business environment of Jessops Group Limited.

Answers

Answer:

The external business environment of Jess-op Group Limited are factors such as economic, technological, regulatory, social etc. factors which the company does not have control over but affect the operation of the company.

Explanation:

The company has to adapt to its external business environment in order to continue to be successful.

Note: See the attached Microsoft word file for the full explanation. There is a difficulty in submitting everything here.

Moving truck makes the displacement of (180m) toward east in period of(9.0s). What is the average velocity of the truck?someone please help!!

Answers

Answer:

20m/s due east

Explanation:

Given parameters:

Displacement  = 180m due east

Time taken = 9s

Unknown:

Average velocity of the truck  = ?

Solution:

The average velocity is the displacement divided by the time taken;

   Average velocity  = \(\frac{displacement}{time}\)  

Insert the parameters and solve;

 Average velocity = \(\frac{180}{9}\)   = 20m/s due east

\(\mathrm {Hey, there!}\)

Let's solve your problem:

20 m/s due east is your answer.

For this question, we will use the displacement method.

The displacement method states:

You divide the larger number by the smaller number.

--- \(\mathrm {Equation}\) - \(\mathrm {180m / 9.0 = 20.0}\)

Why was the system of checks and balances included in the Constitution?

a to keep the President of the United States from vetoing legislation
b to slow down the process of government so it doesn't move too fast
c to prevent one branch of the government from becoming too powerful

Answers

Answer:

C to prevent one branch of the government from becoming too powerful

Text aids are sources of information regarding the contents of a book or document.
Please select the blest answer from the choices provided
От
Of

Answers

Answer:

TRUE

Explanation:

Text aids are sources of information regarding the contents of a book or document a true statements. Thus, option A is correct.

What is a text aid?

Text aids provide sources of knowledge on a book's or document's topics. When we first proceed to read it, the knowledge in document aids can assist us to comprehend its meaning.

Most nonfiction texts make use of text aids. Characteristics in the text draw the editor's attention to particular sections and aid in the identification of key concepts.

The reader is provided with additional details that back up it text through the use of illustrations in the form of photos or infographics. This helps in a better understanding of the texts that are provided. Also, it can illustrate a book and also help in giving an example.

Therefore, option A is the correct option.

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________is the interest that the bank pays you on the principal plus on the_________ that you earned the preceding year.

Answers

Answer:

Compound interest; interest.

Explanation:

Compound interest can be defined as the interest that the bank pays you on the principal plus on the interest that you earned the preceding year. Thus, it is simply calculated by adding an interest to the initial principal i.e compounding the interest rather than withdrawal.

Mathematically, compound interest is given by the formula;

\( A = P(1 + \frac{r}{n})^{nt}\)

Where;

A is the future value.

P is the principal or starting amount.

r is annual interest rate.

n is the number of times the interest is compounded in a year.

t is the number of years for the compound interest.

Answer:

its compound interest and interest

How do you find a monthly payment on auto loans?​

Answers

Answer:

Explanation:

m

To find the monthly payment on an auto loan, you will need to know the principal amount of the loan, the interest rate, and the length of the loan. Once you have this information, you can use a loan calculator or a mathematical formula to calculate the monthly payment.

The formula for calculating the monthly payment on an auto loan is:

M = P [ i(1 + i)^n ] / [ (1 + i)^n – 1]

Where:
M = monthly payment
P = principal amount of the loan
i = interest rate (per month)
n = number of months of the loan

Alternatively, you can use an online calculator to determine the monthly payment. Many banks and financial institutions offer online loan calculators that allow you to input the loan amount, interest rate, and length of the loan to determine the monthly payment.

It is important to note that the interest rate on an auto loan can vary depending on a number of factors, including the borrower's credit score, the length of the loan, and the type of vehicle being financed. It is also important to shop around to find the best interest rate and loan terms before committing to an auto loan.

An individual contributed $50,000 to her nonqualified annuity, and when she annuitized the policy, the insurance company determined that, based on her life expectancy, she will receive $100,000 in payments. If her initial monthly payment was $1,000, how much of that payment was taxable?

Answers

Payment of $500 will be taxable, as Non-qualified annuity distributions are never tax-free.

What is a nonqualified annuity?

An individual can acquire a non-qualified annuity apart from an employee benefit. The tax-deferred growth of your investment is a benefit of an annuity.

Working note-

nonqualified annuity of an individual=$50,000

expected distribution=$100,000

initial payment=$1,000

=cost basis/expected distribution

=$50,000/$100,000

=0.50

To calculate how much payment was taxable-

The initial payment will be multiplied by the find rate

                 =$1,000*0.50

                 =$500

Therefore, $500 will be a taxable payment.

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The below two statements are related to mindfulness
a. It is not obscure or exotic.
b. It is evidence-based.

TRUE
FALSE

Answers

It is true that mindfulness is evidence based and false that it is exotic.

What is mindfulness?

Mindfulness. It's an easy term to understand. It implies that the mind is entirely focused on what is taking place, what you are doing, and the environment you are moving through. That might sound insignificant, but it annoys me that we frequently stray from the topic at hand. When our mind wanders, we get disconnected from our physical selves and quickly become preoccupied with compulsive thoughts about the past or worry about the future. And it stresses us out.

However, awareness is always present to bring us back to where we are, what we are doing, and how we are feeling, no matter how far we go. It's great to give mindfulness a go for a time if you want to understand what it is. You will discover tiny variances in the meaning in books, online, audio, and video since it's difficult to put into words.

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Which pairs of rectangles are similar polygons? how do a great white shark hide from predators Do the following series converge or 2. 1) (-1)^+1 K 00 2 K=1 K=1 diverge? (RAK K KJK Which of the following would the government have stepped in to control most quickly during the war time?A. A labor union strike at a factoryB. A community planting their own food in backyardsC. A company merging with another companyD. Railroads concentrating building in the WestReset Selection Acme Companys production budget for August is 17,500 units and includes the following component unit costs: direct materials, $8; direct labor, $10; variable overhead, $6. Budgeted fixed overhead is $35,000. Actual production in August was 17,000 units. Actual unit component costs incurred during August include direct materials, $8.25; direct labor, $9.45; variable overhead, $6.82. Actual fixed overhead was $33,500.Required:Prepare a performance report, including each cost component. (Indicate the effect of each variance by selecting "F" for favorable, "U" for unfavorable, and "None" for no effect (i.e., zero variance).) when a consumer realizes high value from an exchange with a company, _____ improves. on april 6, 1917, what war did the united states officially enter? The magnitude of vector A is 16.5 units and points in the direction 330 counterclockwise from the positive x-axis. Calculate the x- and y-components of this vector. A, units units Need Help? Read it W Help me out with this question George Stephenson made important contributions to the revolution in transportation. Which statements are true about him? Choose all answers that are correct. His most famous steam-powered locomotive was the Rocket. He is regarded as the "Father of the Railroad. " His locomotives only carried freight, not passengers. He invented the electric telegraph. thirty automobiles were tested for fuel efficiency in miles per gallon. the following frequency distribution was obtained. construct a histogram read each sentence and determine whether the underlined clause is independent or subordinate. graphology, which is the study of handwriting, has existed for many years. a.independent b.subordinate desert landscapes tend to be _______________________ in appearance because of the what is the final archaeological period of the old testament? question 2 options: iron age i iron age ii iron age iii A production manager at a wall clock company wants to test their new wall clocks. The designer claims they have a mean life of 17 years with a variance of 16 . If the claim is true, in a sample of 43 wall clocks, what is the probability that the mean clock life would be less than 17.9 years? Round your answer to four decimal places. As a piece of paper burns, its physical properties change. So why is paper's ability to bumnot a physical property? cabin furniture has been in produced since the 1800s and continues to furnish rural homes. according to the product life cycle concept, it would be described as a ________. 7 + 8p - 2r3terms:coefficients: In Hinduism, the concept of Karma means? x 2 10 x + 5what is the answer