The retirement program Jose have Profit-sharing plan.
What is Profit-sharing plan?Employer discretionary contributions are accepted in profit-sharing plans. The law does not specify how much you must contribute. If you can afford to contribute a certain amount to the plan for a specific year, you can. You don't have to contribute in other years. A profit-sharing plan is a type of retirement arrangement that enables an employer or business owner to distribute to employees a portion of the company's profits equal to up to 25% of the payroll. Any size employer may adopt the plan, and the amount to be set aside each year is entirely up to the employer. Profit-sharing programs have the drawback of preventing employees from understanding how their own efforts and decisions affect the company's profitability.To learn more about Profit-sharing plan refer to:
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a borrower who was required to purchase private mortgage insurance as a condition of their mortgage should be able to eliminate that requirement if the loan-to-value ratio of a home is proven to have dropped to less than 85%. group of answer choices no answer text provided. false true no answer text provided.
It is false that, borrower who was required to have personal mortgage insurance as a condition of a mortgage should be able to waive that requirement if the mortgage's loan-to-value ratio was shown to be below his 85%. .
Can private mortgage insurance be canceled?If the equity reaches her 20% of the valuation, the borrower can request cancellation of her PMI payment. Lenders can continue to collect PMI payments until the homeowner's assets reach 25% of hers. PMI is required for traditional loans if the borrower cannot afford a 20% down payment.
What is a good LTV ratio for a mortgage?Generally, a good LTV is around 80% or less. Controlling these numbers not only increases your chances of taking advantage of higher interest rate preferred loan options.
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Which of the following is something a "smart pick list" does NOT help pickers do?pick materials based on order of deliverypick materials based on due datephysically lift heavy itemspick materials using a pre-programmed, efficient route
Answer:
physically lift heavy items
Explanation:
pick materials based on order of delivery (that makes sense so you know when everything comes in)
pick materials based on due date (that makes sense so you how to plan and order everything to line up right)
pick materials using a pre-programmed, efficient route (that makes sense so you have a guide! You won't have to stress this way and it's seems simple.)
physically lift heavy items (that doesn't makes sense if they're heavy you'll be wasting your time fighting up with it. Have people help do that.)
Do you spill the tea or can you keep a secret ?
Answer:
The phrase "spill the tea," used as an encouragement to gossip, has been used in everything from Harlequin romance novels to "RuPaul's Drag Race"; "no tea, no shade" has been featured in explainers on black gay slang; comedian Larry Wilmore used "weak tea" regularly on his 2015-16 Comedy Central show in response to
The expression "Do you spill the tea or can you keep a secret ?" simply means do you gossip or keep secrets
However, the expression " do you spill the tea describe a condition or situation where one gossip about other people's personal matter.
This goes to say that an individual belongs to any of these two categories:
One who shares people's personal issue with others by gossipingOne who has a closes his/her bucal cavity and does not talk any how. That is; someone who keeps secrets wellWhat is gossiping?This simply means the act of sharing, talking and repeating rumors and personal stories of people to other people
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Assume is it 2016. Can Presidential candidate Hillary Clinton run a paid search campaign and have her ad triggered when someone types in ""Donald Trump?"" What is Hillary wanted her ad triggered when someone typed in ""Tiffany diamond wedding rings?""
No, this is illogical because the main aim of political campaigns is to gain the upper hand against her political rivals and not to get notified when someone searches for her political rival.
What is a Political Campaign?This refers to the organized effort among members of the same political ideology to try and influence the decision-making of the electorates before the elections.
Hence, we can note that political campaigns run high on opinion polls which is the public perception of the candidates and this is where the political candidates would focus their ad campaigns on and not on snooping on each other.
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What question is being investigated in statistical process control (SPC)?A. Is the process capable of meeting customer specifications? B. Is the process performing as expected? C. Are customers satisfied? D. Is the process performance normally distributed?
The question being investigated in statistical process control (SPC) is B. Is the process performing as expected? SPC is a quality control method used to monitor and control a process to ensure it is performing within acceptable limits and producing consistent results.
By collecting and analyzing data, SPC helps identify any unexpected variation in the process and enables the implementation of corrective actions to maintain the desired level of performance. The other options listed are not the primary focus of SPC, although they may be considered in conjunction with the performance of the process. By answering this question, SPC helps to identify opportunities for process improvement and ensures that the process is capable of meeting customer specifications in a consistent and reliable manner
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how are wages determined in a free market?
Answer:
Classical economists argue that wages—the price of labor—are determined (like all prices) by supply and demand. They call this the market theory of wage determination. ... Long story short: the price of labor is determined in the free market just like every other price, by the intersection of supply and demand.
Explanation:
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Laws have curtailed smoking, and as a result, the sale of cigarettes is down. Rather than fighting the law, the cigarette industry is looking for ways to take their business beyond cigarettes. Many experts believe that the cigarette producers have found a way around the law with the promotion and distribution of smokeless tobacco, which has shown consistent sales gains over the last decade. In terms of the social responsibility pyramid, at which level is the cigarette industry operating
Answer:
From the top of the pyramid, the Cigarette Industry is operating at the penultimate level which speaks to Legal Responsibility.
In descending order, there are four levels on the social responsibility pyramid. Namely:
Philanthropic Responsibility Phase: At this stage, the companies seek to contribute to improving the quality of life within and outside the communities they operate. Location sometimes may depend on policy and strategy.Ethical Responsibility Phase: At this phase of the pyramid, the companies are concerned about preventing damage to their brand. Therefore, they play to do what's right, just and fair.Legal Responsibility Phase: Companies working on this level will be comfortable playing by the rules. Their responsibilities are guided strictly by what is right and or wrong as far as the Laws of their e where they are located are concerned.Economic Responsibility Phase: The focus of the business at this stage is to fulfil its economic responsibilities. Any business' primary responsibility is to be and stay profitable.Cheers!
Three attraction places found in SA
Answer:
The Garden Route
The Cape Town
The _____ risk has been encountered if a business has no answer to fight back against its competition.
financial
operational
compliance
strategic
When a business is unable to fight back against its competitors effectively, then a strategic risk has been encountered.
What is a strategic risk?This refers to the risk that the strategies of a business will not allow it to be competitive in the market.
When competitors come up with new processes and a business is unable to match them, this is therefore strategic risk.
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What education does a product developer or product designer that creates yugioh cards for Konami needs?
Answer:
100 students at college
Type the correct answer in the box. Spell all words correctly.
Samantha is part of a project management team working on the initiation phase of a project. What is her team expected to do in this phase?
In the initiation phase, Samantha's team needs to clarify the project's _____
and justify it.
Answer:
Explanation:
Initiation phase is the first phase of a project management where the project is evaluated to know the purposes it has to be done , how it will be done and the resources needed to execute it.
At this stage , Samantha's team has to clarify and justify the project's purposes and feasibility in order to know why it has to be done and also how it will be completed and its purpose achieved.
Which skills include an employee’s mannerisms, behavior, and attitude?
Answer:
The right approach is "Communication skills".
Explanation:
The opportunity to quickly and accurately forward information as well as knowledge to another. Business managers having strong verbal, non-verbal including written effective communication aim to enhance the exchange of knowledge within the same organization among individuals for some of its advantage.So that the above seems to be the appropriate answer.
Answer: communication skills
Explanation:
Which of the following is a disadvantage to Linux?
Olearning curve
O customizability
O cost
Ofreedom
Answer:
Learning curve
Explanation:
what important technology has done the most
if you invest $8,500 per period for the following number of periods, how much would you have in each of the following instances? use appendix c as an approximate answer, but calculate your final answer using the formula and financial calculator methods. a. in 12 years at 10 percent? (do not round intermediate calculations. round your final answer to 2 decimal places.)
If you invest $8,500 per period for 12 years at 10 percent, how much you would have can be calculated using the formula and financial calculator methods.
Using Appendix C as an approximate answer, we can see that the future value factor for 12 years at 10 percent is 3.1059. Therefore, the approximate answer is:
Approximate answer = $8,500 x 3.1059 = $26,407.15
However, to get the exact answer, we need to use the formula and financial calculator methods.
Formula method:
Future value = Present value x (1 + rate)^n
where,
rate = 10% per year
n = 12 years
Present value = $8,500 per period
Future value = ?
Using this formula, we can calculate the future value as:
Future value = $8,500 x (1 + 0.10)^12 = $28,541.17
Therefore, if you invest $8,500 per period for 12 years at 10 percent, you would have $28,541.17.
Financial calculator method:
We can also use a financial calculator to calculate the future value. The steps are:
1. Enter 12 for n (number of periods)
2. Enter 10 for i (interest rate)
3. Enter -8500 for PMT (payment or deposit per period)
4. Press FV (future value)
The answer will be $28,541.17, which is the same as the answer we got using the formula method.
Therefore, if you invest $8,500 per period for 12 years at 10 percent, you would have $28,541.17.
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What are customer needs?
Answer:
A customer need is a need that motivates a customer to purchase a product or service.
consider the following statements: i. relative to a no-trade situation, if the united states exported wheat, the u.s. domestic wheat price would rise and domestic production of wheat would expand. ii. relative to a no-trade situation, international trade causes the prices of all goods to rise.
True/False
The first statement is true and is known as the "price effect" of trade. When a country exports a product, its domestic price for that product will increase as it becomes scarcer in the domestic market. This, in turn, will incentivize domestic producers to increase their production of that product, leading to an expansion in domestic production.
The second statement is false. While it is true that international trade can lead to price increases for certain goods, it does not cause the prices of all goods to rise. The prices of some goods may even fall due to increased competition and efficiency gains from specialization and economies of scale that come with international trade.
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Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.
Explanation:
the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.
Do you need $25,000 to purchase $25,000 worth of soybeans contracts on the Futures Market? Agriculture science
Explain:
No, you do not necessarily need $25,000 to purchase $25,000 worth of soybeans contracts on the Futures Market
The Futures Market allows traders to purchase contracts with a fraction of the total value, known as margin.
The margin requirement varies depending on the commodity and market conditions, but typically ranges from 5-20% of the contract value.
Therefore, to purchase $25,000 worth of soybeans contracts, a trader may only need $1,250 to $5,000 in margin.
Agriculture science plays a role in understanding the supply and demand of soybeans, weather patterns, and crop yields, which can influence the price of soybeans contracts on the Futures Market.
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Which of these is true about the national unemployment rale!
A. All citizens are included in the labor force.
B. All people 18 years or older are counted as part of the labor force.
C. It is always at 6%.
D. It is never at zero.
Answer:
D. It is never at zero.
Explanation:
The unemployment rate is described as the percentage of the labor force that is jobless but actively seeking work. The labor force comprises an adult population that is currently working or seeking employment.
The unemployment rate is never at zero. At every moment, there is frictional unemployment as people switch jobs or new college graduates seeking their first job. There is also unemployment due to economic seasons. Even when the economy is considered to be at full employment, the unemployment level is not at zero but at around 3 to 5 percent.
t-bills currently yield 4.6 percent. stock in deadwood manufacturing is currently selling for $83 per share. there is no possibility that the stock will be worth less than $76 per share in one year.
The value of a call option with a $63 exercise price for Deadwood Manufacturing's stock is $39.08.
We are required to determine the value of a call option with a $63 exercise price for Deadwood Manufacturing's stock, given that T-bills currently yield 4.6 percent, and the stock is selling for $83 per share with no possibility of being worth less than $76 per share in one year
In order to calculate the value of a call option, follow these steps:1. Calculate the intrinsic value of the call option:
Intrinsic Value = Current Stock Price - Exercise Price
Intrinsic Value = $83 - $63
Intrinsic Value = $20
2. Determine the time value of the call option:
Time Value = Intrinsic Value - Risk-Free Rate of Return (T-bill yield)
Time Value = $20 - 4.6%
Time Value = $20 - ($20 * 0.046)
Time Value = $20 - $0.92
Time Value = $19.08
Since the stock will not be worth less than $76 per share in one year, and the exercise price is $63, the call option is in the money. The value of the call option is the sum of its intrinsic value and time value.
3. Calculate the value of the call option: Call Option Value = Intrinsic Value + Time Value
Call Option Value = $20 + $19.08
Call Option Value = $39.08
Note: The question is incomplete. The complete question probably is: T-bills currently yield 4.6 percent. stock in deadwood manufacturing is currently selling for $83 per share. There is no possibility that the stock will be worth less than $76 per share in one year. What is the value of a call option with a $63 exercise price?
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How do customers find out about Donny Ouyang's company
Answer:
People found out about his company through different types of promotion over the Internet. As well as offline around his community. Most people reach his Web sites through search engines like Gooogle and Bing.com.
Explanation:
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A 3rd degree burn has burnt only part of the epidermis. the epidermis only. the epidermis and dermis. the epidermis and part of the dermis.
A 3rd degree burn has burnt the epidermis and part of the dermis. Option 3 is the correct answer.
A 3rd degree burn is a severe burn that extends through the entire thickness of the skin. In a 3rd degree burn, the epidermis, which is the outermost layer of the skin, and part of the dermis, which is the layer beneath the epidermis, are affected. This type of burn destroys the full thickness of the epidermis and can extend into the deeper layers of the dermis.
The epidermis serves as a protective barrier for the body, preventing the entry of harmful substances and pathogens. It also helps regulate body temperature and plays a role in the production of vitamin D. The dermis provides structural support, contains blood vessels, nerve endings, sweat glands, and hair follicles.
Due to the severity of the injury, 3rd degree burns often require medical intervention and specialized treatment. They can result in extensive tissue damage, loss of sensation, and impaired healing. Treatment may involve surgical interventions, such as skin grafting, to promote healing and minimize the risk of infection. Rehabilitation and long-term care are often necessary to manage the physical and psychological effects of a 3rd degree burn.
Hence, option 3 is the right choice.
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An investment will pay you $500 per year for 25 years with the
first payment received 9 years from today. If you use a 8% rate to
evaluate investments, how much will you pay for the investment
today?
You would pay approximately $4,082.90 today for the investment, considering a discount rate of 8%.
To calculate the present value of the investment, we can use the formula for the present value of an annuity:
PV = C * [(1 - (1 + r)^(-n)) / r]
Where:
PV is the present value
C is the cash flow per period
r is the discount rate per period
n is the total number of periods
In this case:
C = $500 (cash flow per year)
r = 8% (discount rate)
n = 25 (total number of years)
However, since the first payment is received 9 years from today, we need to adjust the formula accordingly. We need to calculate the present value of the remaining 16 years of cash flows starting from year 10.
PV = C * [(1 - (1 + r)^(-n)) / r] / (1 + r)^9
Substituting the values:
PV = $500 * [(1 - (1 + 0.08)^(-16)) / 0.08] / (1 + 0.08)^9
Simplifying the equation will give us the present value of the investment:
PV ≈ $4,082.90
Therefore, you would pay approximately $4,082.90 today for the investment, considering a discount rate of 8%.
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On January 1, 2021, Twister Enterprises, a manufacturer of a variety of transportable spin rides, issues $430,000 of 6% bonds, due in 20 years, with interest payable semiannually on June 30 and December 31 each year.
3. If the market interest rate is 5%, the bonds will issue at $483,971. Record the bond issue on January 1, 2021, and the first two semiannual interest payments on June 30, 2021, and December 31, 2021. (If no entry is required for a particular transaction/event, select "No Journal Entry Required" in the first account field. Round your answers to the nearest dollar amount.)
$12900 is the Amortization If the market interest rate is 5%, the bonds will issue at $483,971.
Amortization Schedule
Date
January 1 2021
Cash Paid
0
12900
12900
June 30,2021
Interest expense
0
12099
12079
December 31,2021
Premium Amortized
0
801
821
Carrying value
483971
483170
482350
Issue Entry
Record the Bond Issue
Date
January 1 2021
General Journal
Cash
483971
Premium on Bonds Payable
53971
To Bonds Payable
430000
(Record the Issue of the Bond with Premium)
2. Record the interest Payment and Amortization
Date
June 30,2021
General Journal
Interest Expenses. 12099
Premium on Bonds Payable 801
To Cash 12900
(Record the interest Payment and Amortization)
3. Record interest Payment and Amortization
Date
December 31, 2021
General Journal
Interest Expenses 12079
Premium on Bonds Payable 821
To Cash 12900
(Record the interest Payment Amortization)
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Which of the following is one way that land contributes to production?
A. Tools are created by humans to aid production.
B. Roads allow for the transportation of goods.
C. Ideas are needed to figure out how to use natural resources.
D. Energy from the environment fuels production.
Going to college, getting married, and winning the lottery are all examples of
SMART Goals.
True
False
Answer:
False
Explanation:
Answer:
False
Explanation:
Which of the following statements most closely describes the variation in unemployment rates across countries in Europe?a. Countries with more generous unemployment insurance tend to have lower unemployment rates, but this effect is completely offset if benefits are offered for a longer period of time.b. Countries with higher rates of unionization tend to have higher unemployment rates and this tendency is exacerbated if wage negotiations are coordinated among employersc. Countries with more generous unemployment insurance benefits tend to have higher unemployment rates, but this is partially mitigated if the benefits are offered for a longer period of time.d. Countries with higher rates of unionization tend to have higher unemployment rates, but this is partially mitigated if wage negotiations are coordinated among employers.
The statement that most closely describes the variation in unemployment rates across countries in Europe is option c.
The statement that most closely describes the variation in unemployment rates across countries in Europe is option c. This means that countries with more generous unemployment insurance benefits tend to have higher unemployment rates, but this effect is partially mitigated if the benefits are offered for a longer period of time. The reason for this is that more generous benefits may disincentivize people from actively seeking employment, but if the benefits are offered for a longer period of time, it can give individuals more time to find a job. This is an important factor to consider when designing unemployment policies. It's worth noting that while higher rates of unionization can lead to higher unemployment rates, this effect can be partially mitigated if wage negotiations are coordinated among employers. Overall, it's important to strike a balance between providing support to those who are unemployed while also incentivizing them to seek employment.
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An employer can refuse to hire you if you refuse a drug screening test or background check.
Answer:yes
Explanation:
Answer:
true
Explanation:
Personal finance skills have the most significant impact on an individual’s
Answer:
quality of life.
Explanation:
Financial skills are those skills that help to manage finances, maintain financial stability, etc. These skills are usually acquired by financial analyst, financial managers, accountants, etc.
Personal financial skills are the same, but having such personal skills helps one to maintain personal financial flow. It enhances ones quality of life. A person who aquires personal financial skills will be able to maintain the budget, will be able to know right things and ways to spend money on, will have low debts tensions, etc.
Thus the correct answer would be 'that the person will have a quality of life.'
Answer:
C: Quality of life
Explanation:
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