This expense falls under the category of coinsurance, depending on the given question.
An insurance carrier is what?It is a business that markets and completes insurance contracts. At some time, you will deal with an insurance carrier, whether you are looking for health insurance, renter's insurance, or life insurance. When you file any claims, they'll give you your policy and carry out the terms of the agreement.
What does an insurance company v / s insurance carrier?The company that offers an insurance plan to a consumer is an insurance company, which is often referred to as an insurance carrier. The insurance company is responsible for the underwriting of the policy, collecting the customer's monthly premium payments, and disbursing funds for any valid claims.
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Why is it important to use the right strategies to beat competition?:
Answer:
Therefore, competitive strategy is essential for the survival of the product in the market. Having a new competitive strategy to beat rival companies or their products by renaming or redesigning their products will help the company to be more profitable and create an image new on the market.
Find the final discount date and the net payment date for an invoice dated June 14 with terms of 3/10, net 20.
The final discount date is
(Type whole numbers.)
According to the given data, the final discount date is June 24 and the net payment date is July 4.
What do you mean by final discount date?Discount date is the date that comes ten (10) days after the bill's due date, unless another date is specified in the contract. The discount date is the final day that net rates can be applied to water and/or sewer charges.
The time frame during which an invoice must be fully paid in order to receive a reduction in the amount owed is known as the discount period.
Here,
Calculation of the final discount date:
Final discount date = June 14 + 10 days
Final discount date = June 24
Calculation of Net payment date:
Net payment date = June 14 + 20 days
Net Payment date = July 4
Therefore, through the data, the final discount date is June 24 and the net payment date is July 4.
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Which of the following is true of the European Union's General Data Protection Regulation (GDPR)?
It provides that personal information cannot be collected or shared by companies without individuals' permission.
It impacts electronic monitoring only by third parties and not by employers.
It provides worldwide service of search warrants for electronic evidence.
It denies the government from regulating small companies.
The true statement is: a) It provides that personal information cannot be collected or shared by companies without individuals' permission.
The European Union's General Data Protection Regulation (GDPR) is a comprehensive data privacy regulation that aims to protect the personal information of individuals within the EU.
GDPR mandates that organizations collecting or processing personal information must obtain explicit consent from individuals before doing so.
This regulation applies to both EU-based and non-EU-based companies that process the data of EU residents. It covers a broad range of personal data and gives individuals the right to access, rectify, or delete their information.
The other statements are incorrect. GDPR impacts not only electronic monitoring by third parties but also by employers, ensuring that workplace monitoring is conducted in a lawful, transparent, and secure manner. The regulation does not specifically provide worldwide service of search warrants for electronic evidence, as its focus is primarily on data protection and privacy. Finally, GDPR does not deny the government from regulating small companies; instead, it applies to all companies processing personal data, irrespective of their size.
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Shawna has added up all her current expenditures and revenues and developed a plan for what she wants to do with all of her cash flow. She has included in this plan some money to put away for her 401k based on what she will need in the future. What is missing from Shawna's actions to make sure this is a sound financial plan?
Group of answer choices
Shawna needs to make sure she revisits this plan on an ongoing basis.
Shawna needs to invest. You can't have a sound financial plan without investing.
Shawna needs to consult with a financial advisor to make sure she has not missed any details.
Shawna should begin speculating on the market to potentially grow her extra income quickly.
Answer:
Shawna needs to consult with a financial advisor to make sure she has not missed any details.
The correct answer is Shawna needs to consult with a financial advisor to make sure she has not missed any details.
What is financial advisor?A financial consultant is a professional who is paid to offer financial advice to clients. Just as you would hire an engineer to make a plan for your home, you hire an economic advisor to construct a plan for your finances. It's all about paying someone for the expertise you need to reach detailed goals.Having a good connection with a financial consultant will not only set you up financially. They can help make conclusions on major life changes like how greatly maternity leave can you afford to take when having a baby. They can also help maintain you on track financially when life throws you curve proms such as redundancy.To learn more about financial advisor, refer to:
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Bina Co. purchased a vehicle on January 1st for $15,000 and estimates it will use the vehicle for eight years with a $3,000 salvage value. Using the double
declining-balance depreciation method, compute the vehicle's second year depreciation expense.
O $3,750.00
O $3,000.00
O $2,812.50
O $2,250.00
Using the double declining-balance depreciation method, the vehicle's second year depreciation expense is: $2,812.50.
Second year depreciation expense
First step is to calculate the first year depreciation expense
First year depreciation expense=15,000×(100%/8 x 2)
First year depreciation expense=15,000 x 25%
First year depreciation expense=3,750
Second step is to calculate Second year depreciation expense
Second year depreciation expense = (15,000-3750) x 25%
Second year depreciation expense=11,250x 25%
Second year depreciation expense =2812.50
Therefore Using the double declining-balance depreciation method, the vehicle's second year depreciation expense is: $2,812.50.
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which is an example of a property tax
a) 5% charged on purchases of ordinary goods
b) 20% charged in imported goods
c) 10% charged on each gallon of gas
d) 0.5% charged on the value of a home
Answer:
d. 0.5% charged on the value of a home
Explanation:
property tax relates exclusively to the property itself
Answer:
D)
Explanation:
0.5% charged on the value of a home
PROBLEM: The Chicago Cubs play their home games at Wrigley Field, located in the Lakeview neighborhood of Chicago. A recent New York Times study concluded that the probability that a randomly selected Lakeview resident is a Cubs fan is 0.44.
(a) Interpret this probability as a long-run relative frequency.
Answer:
If a large Number of Lakeview residents are questioned, about 44% of them will be Club fans.
Explanation:
Reporting the probability outcome of a singular observation are usually reported as stated above, that the probability of a random sample of Lakeview resident being a club fan is 0.44%. However from a long run relative frequency approach, it requires just more Than one random sample but a large number of samples being evaluated over time.
Hence to expresa as a long run relative frequency, it could be stated as ; report gathered from many Lakeview residents, about 44% of them are Club fans.
Which of the following is not a requirement for conducting a Pearson Product-Moment correlation test? all variables are numeric there are only 2 variables both variables' populations must be normally distributed the scatterplot takes on a linear form or shap
The requirement that is not necessary for conducting a Pearson Product-Moment correlation test is:
Both variables' populations must be normally distributed.
While it is often desirable for the variables to follow a normal distribution, the Pearson correlation test does not strictly require this assumption. The Pearson correlation coefficient measures the linear relationship between two numeric variables, regardless of their underlying distribution.
The other two requirements listed are essential for conducting a Pearson Product-Moment correlation test:
All variables are numeric: The Pearson correlation coefficient is specifically designed for assessing the relationship between numeric variables. Categorical or ordinal variables cannot be used in this test.
There are only 2 variables: The Pearson correlation coefficient calculates the strength and direction of the linear relationship between two variables. If there are more than two variables, other correlation measures (e.g., multiple correlation) would be more appropriate.
The assumption that the scatterplot takes on a linear form or shape is also important. The Pearson correlation coefficient measures the strength and direction of the linear relationship between variables. If the relationship is nonlinear, the Pearson correlation may not accurately capture the association.
In summary, while the assumption of normal distribution is not necessary for conducting a Pearson correlation test, the requirements of numeric variables and a linear relationship are crucial for its application.
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Which marketing orientation states that consumers will favor products that offer the most in quality, performance, and innovative features?
The product concept states that consumers will favor products that offer the most quality, performance, and innovative features.
A consumer is a person who buys matters for a non-business purpose, both for themselves or for others. Businesses use patron advertising and marketing campaigns to promote to purchasers. Campaign messaging focuses on obtaining capable customers and retaining modern customers.
Consumers represent the top trophic degrees. not like producers, they cannot make their own food. To get power, they devour flora or different animals, even as some devour each. Scientists distinguish between several kinds of consumers. primary consumers make up the second trophic level.
A consumer is also called the give-up person. The consumer is the one who will pay for something to consume items and offerings produced. As such, purchasers play a vital role within the economic device of a state. Without customer demand, producers might lack one of the key motivations to provide: to promote to customers.
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Explain the following quote "The rich rule over the poor, and the borrower is slave to the lender."
Answer:
When Dave was confronted with this Scripture, he had to really consider who was right his broke finance professor, who taught that debt is a tool, or God, who never has anything good to say about debt.
Explanation:
Answer:
When people get into debt, they start living their life just to pay off the debt. This means that all they are doing is working for their lender. The rich often rule over the poor becuase they have more influence and are therefore able to make decisions for the rest of the world population
Which element will you include to present numerical data visually on a slide? A. graph B. text C. flowchart D. audio clip
A graph represents numeric data in a visual format. Graphs make information easier to present on a PowerPoint.
The correct option A.
We can include a graph to present numerical data visually on a slide.
How do you describe a presentation in a graph?Tips and phrases for explaining graphsClearly introduce graph. Be sure to clearly introduce the title or topic at the beginning. Keep language simple. Remember, the aim is to help people understand your graph, not to make long, complex sentences. Use pointing effectively. Use hedging.What is the purpose of plot graphs?A plot is a graphical technique for representing a data set, usually as a graph showing the relationship between two or more variables. The plot can be drawn by hand or by a computer. In the past, sometimes mechanical or electronic plotters were used.
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I NEED HELPPPP! I need a 5 paragraph essay thats due on nov 17 2022 about finance. Word limit is 900
What is a total asset turnover?
A total asset turnover or simply an asset turnover basically defines the revenue generated by a company against the value of their assets.
The total asset turnover or the asset turnover ratio basically measures the revenues generated by the company or the value of a company's sales as compared to the value of its particular assets. The asset turnover ratio is basically used as an indicator of the amount of efficiency with which a particular company is utilizing its assets in order to generate revenue.
The higher will be the asset turnover ratio, the more will be the efficiency of a company in generating the required revenue from its own assets. Similarly, if a particular company has a very low asset turnover ratio, it happens to indicate that the company is not using its assets properly.
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A new iPod costs $175 on the installment plan. You must make a down payment of $25 and make payments for 15 months. What will your monthly payment be?
If A new iPod costs $175 on the installment plan. You must make a down payment of $25 and make payments for 15 months. your monthly payment is $10.
How to find the monthly payment?First step is to find the down payment
Down payment = Cost price - down payment
Down payment = $175 - $25
Down payment = $150
Second step is to find the monthly payment
Monthly payment = $150/ 15 months
Monthly payment = $10
Therefore the monthly payment is $10.
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transferable skills necessary for successful employment include a:basic skills b:thinking skills c:personal quality d: all of the above
The correct answer is D. All of the above
Explanation:
Skills that can be used in multiple jobs or contexts are known as transferable skills. This category of skill covers many types of skills including basic skills such as teamwork, communication or problem-solving; personal quality skills such as honesty, empathy, or ethics; and thinking skills such as making decisions or organizing information. Moreover, these are all transferable skills because it is likely an individual requires these skills despite his profession or role. For example, both a doctor and a secretary might face challenges that require them to make decisions (thinking skill), use ethics to make the best decision (personal quality), and communicate this decision to others (basic skill.)
Explain how the U.S. economic system differs from the economic system in Cuba.
Why is it called Chick-Fil-A when a Fil-A (filet) is normally cooked with beef???
Emilee signed a rental agreement for her new condo after she moved out the owner determined that the condo needed to be cleaned the cost of which totaled 150$ how much of the deposit can emilee expect back
A.750$
B.900$
C.1150$
D.550$
Answer:
750
Explanation:
What is the economic importance of fish farming in Nepal?
Why is education considered as foundation of any profession
Answer:
see below
Explanation:
Education is important for all careers. It all allows access to quality learning, acquiring skills and knowledge, and people skills that employers consider mandatory. Today, all careers and professions require a minimum level of education as a prerequisite for employment.
Education helps one identify their talents, which facilitates selecting suitable careers. Education provides the chance for one to follow a career path that leads to their preferred profession. One studies the subjects that interest them and the ones that lead to desired careers.
Education exposes one to different career opportunities. Through guidance and counseling, and personal preferences, one is able to identify and select a career of their choice.
Different careers require different educational levels. Appreceiteroship is also part of education. One learns from an established professional. Some career such as medicine and architecture requires many years of education.
who should you contact if you have trouble making payments once you leave school?
If you are having problems making payments once you leave school, the person that you should contact should be the loan servicer.
The loan servicer is the person who is in charge of such things such as your loan payments.
If you have issues paying back a loan, need more time to pay back or are having problems and want to know your payment options, the person to contact is the loan servicer.
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What is the basis of the law of demand?
Group of answer choices
Self-interested behavior
Marginal utility
Utility curves
Market timing
market timing
Explanation:
because that way u wont miss customers
In June of 2021, Barbara was diagnosed as having a terminal illness. After paying $4,200 in premiums for her term life insurance, Barbara decided to sell the policy to Blue Horizons Inc., a company that is authorized to purchase such policies. Blue Horizons, Inc. paid Barbara $60,500. When Barbara died 4 months later, Blue Horizons, Inc., collected the face amount of the policy, $85,300. During the four months it owned the policy, Blue Horizons, Inc., paid additional premiums of $1,500. How much gain should Blue Horizons, Inc. report for 2021?
The gain that would be reported by Blue Horizons, Inc. for 2021 is $23,300.
To determine the gain Blue Horizons, Inc. should report for 2021, we need to consider the terminal illness, term life insurance, premiums, policy sale, and face amount of the policy.
In order to calculate the gain, follow these steps:1: Calculate the total amount Blue Horizons, Inc. paid for the policy. This includes the $60,500 they paid to Barbara and the additional premiums of $1,500 they paid during the four months they owned the policy.
Total amount paid = $60,500 + $1,500 = $62,000
2: Determine the face amount of the policy, which is the amount Blue Horizons, Inc. collected when Barbara passed away. In this case, it is $85,300.
3: Calculate the gain by subtracting the total amount paid from the face amount of the policy.
Gain = Face amount of the policy - Total amount paid
Gain = $85,300 - $62,000
Gain = $23,300
Blue Horizons, Inc. should report a gain of $23,300 for 2021.
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The gain that would be reported by Blue Horizons, Inc. for 2021 is $23,300.
To determine the gain Blue Horizons, Inc. should report for 2021, we need to consider the terminal illness, term life insurance, premiums, policy sale, and face amount of the policy.
In order to calculate the gain, follow these steps:1: Calculate the total amount Blue Horizons, Inc. paid for the policy. This includes the $60,500 they paid to Barbara and the additional premiums of $1,500 they paid during the four months they owned the policy.
Total amount paid = $60,500 + $1,500 = $62,000
2: Determine the face amount of the policy, which is the amount Blue Horizons, Inc. collected when Barbara passed away. In this case, it is $85,300.
3: Calculate the gain by subtracting the total amount paid from the face amount of the policy.
Gain = Face amount of the policy - Total amount paid
Gain = $85,300 - $62,000
Gain = $23,300
Blue Horizons, Inc. should report a gain of $23,300 for 2021.
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dawn's bridal boutique is having a sale on evening dresses. the increase in consumer surplus comes from the benefit of the lower prices to
Dawn's Bridal Boutique is having a sale on evening dresses. The increase in consumer surplus comes from the benefit of the lower prices to the consumers.
How lower prices increase consumer surplus?
The lower prices of evening dresses increase consumer surplus by making it affordable for consumers. It allows them to purchase more dresses than they would have bought if the prices had been high. Thus, the benefit of the lower prices comes to the consumers who now have access to these products.
The increase in consumer surplus is defined as the difference between the maximum price a consumer is willing to pay for an item and the actual price paid. It is the benefit that consumers receive by paying less than they would be willing to pay for a product or service.
When the price of an item is reduced, the consumer surplus increases because the difference between the maximum amount the consumer is willing to pay and the actual price paid is greater. The consumer surplus is an important indicator of consumer welfare, indicating that consumers are better off when the price of the product is lower.
In conclusion, the increase in consumer surplus comes from the benefit of the lower prices to the consumers.
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How do I quit my job as cashier already wrote resignation letter
if the mean is 32 and the median is 40 what would be value of mode
Answer:
Step-by-step po:
3 Median = Mode + 2 Mean
Given: Mean = 30 / Mode = 40
Now: 3 Median = Mode + 2 Mean
=> 3 Median = 40 + 2 (30)
=> 3 Median = 40 + 60
=> 3 Median = 100
=> Median = 100/3
=> Median = 33.3
Explanation:
At Sips and Chips, a local cybercafé, a financial manager has calculated the debt to equity ratio and discovered it is equal to one. This means that Sips and Chips:
The company's total debt=total equity, as the debt-to-equity ratio is equal to one.
This implies that the company's financial structure is balanced since the amount of funds obtained from borrowing (debt) and shareholder investments (equity) is the same. It is crucial to note that a debt-to-equity ratio of one may not be suitable for all firms and may vary based on the industry and financial objectives of the company. This has a few consequences for Sips and Chips:
Balanced Capital Structure: Having a debt-to-equity ratio of one indicates a balanced capital structure. The company relies equally on debt and equity financing to support its operations and investments.Equal Risk and Ownership: The debt-to-equity ratio suggests that the risk associated with the company's operations is shared equally between creditors (debt holders) and shareholders (equity holders). It also indicates an equal ownership stake between debt holders and equity holders.Financial Stability: While the debt-to-equity ratio alone does not provide information about the absolute level of debt or equity, having a balanced ratio suggests that the company has a stable financial structure. It indicates that Sips and Chips has a moderate level of debt relative to its equity, which may be considered favourable by lenders and investors.Learn more about debt:-
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Which important biochemical process receives a supply of nad ions from the fermentation process during anaerobic respiration?
Answer:
Glycolysis
Explanation:
Glycolysis is the process that receives a supply of NAD+ ions from the fermentation. When cells need energy but there is no oxygen for aerobic respiration than anaerobic respiration takes place.
Bellandro Brewery recently became certified as an ISO 14001 company. Which of the following criteria would decision makers evaluate for this award?
Answer:
environmental improvement plans at the brewery
Explanation:
According to information in the Washington Post article "The retirement costs that are rising faster than Social Security benefits" by how much has retirees' nominal income risen since the year 2000, if Social Security benefits are the only source of income for retirees? % By how much has retirees' real income derived from benefits fallen since 2000? % Can retiress in 2015 purchase more, fewer, or the same quantity of goods and services with their social security benefits as retiress in 2000 could? the same quantity of By how much would benefits had to have risen to maintain a constant real income for retirees? %
Answer:
if Social Security benefits are the only source of income for retirees by how much has retirees' real income derived from benefits fallen since 2000?
22%In nominal terms social security benefits increased by 43% from 2000 to 2015. Social security benefits are adjusted by the CPI, the problem is that the CPI doesn't measure many costs that retirees face but most younger people don't. E.g. the CPI weighs heavily gas and transportation which are expenses that are not significant to retirees but doesn't include Medicare premiums. Housing costs also increase when you are retired and they do not weigh that much in the CPI.
Can retirees in 2015 purchase more, fewer, or the same quantity of goods and services with their social security benefits as retirees in 2000 could?
fewer goodshow much would benefits had to have risen to maintain a constant real income for retirees?
21.6%the average social security benefit in 2000 was $816, in 2015 it was $1,166. In order for retirees to be able to maintain their purchasing power, they should have increased to $1,418 in 2015 (a $252 increase, or 21.6%)