Financial instruments are assets that have a monetary value or record a monetary transaction. To coordinate the exchange of capital between borrowers and lenders, financial instruments trade in the financial markets. These financial instruments can be categorized on the basis of their issuers, maturity, risk, and other factors. Identify the financial instruments based on the following descriptions.

a. Backed by the US government, these financial instruments are fixed-rate debt securities with a maturity of more than one year. They are considered default free but are subject to interest rate risk.
b. Issued by corporations, these unsecured debt instruments are used to fund corporate short-term financing requirements. If issued by a financially strong company, they have less risk.
c. These financial instruments are investment pools that buy such short-term debt instruments as Treasury bills (T-bills), certificates of deposit (CDs), and commercial paper. They can be easily liquidated.
d. These financial instruments are contractual agreements that give one party a long-term agreement to use an asset by providing regular payments.

Which of the following instruments are traded in the capital markets? Check all that apply.
a. Common stocks
b. Corporate bonds
c. Preferred stocks
d. Certificates of deposit
e. Long-term bank loans

A financial advisor can get new client through the qualities and skills they posses and a client can choose a financial advisor  when the client is satisfied that the financial advisor is someone that  is qualified to give  financial advises.

A financial advisor is person whose job is to advice someone on how to effectively manage their resources as well as finances so as to prevent running into debt or financial mismanagement.

A financial advisor can tend to get a  new client by  advertising themselves or showcasing the type of skills they possess as well as how they can effective advice and help people to manage their finances.

A  client can tend to choose a reliable financial advisor by checking whether the advisor is  a professional or  a person that is qualified to be a financial advisor as well as a verifying if the advisor is a person that can help to advice people on how to effectively manage their finances.

Therefore the a financial advisor help to advices people on how to manage their finances as well as investment.

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Answer:

cute

Explanation:

theyre so cute

Answer:

omg your bunnies are SO cute!

Explanation:

:D

Duplication of data and lack of communication in an organization are usually the result of network complexity. The Option C is correct.

The number of nodes and alternative paths in a computer network, as well as the variety of communication media, communications equipment, protocols, and hardware and software platforms found in the network, all contribute to network complexity.

A simple network is a small LAN with no alternative paths, a single communication protocol, and identical hardware and software platforms across nodes.

A complex network is defined as an enterprise-wide network that uses multiple communication media and communication protocols to connect geographically dispersed networks with disparate hardware and software platforms.

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The places that the user can search for the applications include the QuickBooks Apps or access them from the applications menu within the QBO account.

QuickBooks is simply an accounting software package that's useful for businesses.

It should be noted that from QuickBooks applications, one can select the specific category under the categories section. Then one clicks the get application now button.

Also, the person can search for the applications by accessing them from the applications menu within the QBO account.

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Answer:

I believe Volkswagen did not fulfill the requirements of effective corporate governance mainly because the board didn’t have enough independent directors present.

The essential driver is the nonappearance of a solid gathering of independent directors. In view of German Corporate law, administration is given by a Management Board and a Supervisory Board, with representatives making up half of the Supervisory Board. This ought to have took into consideration in any event half of the Supervisory Board to be completely independent. While remaining inside the 'letter of the law,' they evaded the 'spirit of the law' by cycling recent former senior executives through the Supervisory Board Chairmanship position and other board positions. This had the impact of expelling genuinely independent oversight.

To select the next board members and avoid any future issues Volkswagen can keep in mind the following things about the board that it is :

Is well informed about the company’s performance.

Guides and judges the CEO and other top executives.

Has the courage to curb management actions the board believes are inappropriate or unduly risky.

Certifies to shareholders that the CEO is doing what the board expects.

Provides insight and advice to management.

Is intensely involved in debating the pros and cons of key decisions and actions

Explanation:

Answer:

A

Explanation:

Just did it on edg

Answer:

A bull market is a market that is on the rise and where the conditions of the economy are generally favorable. A bear market exists in an economy that is receding and where most stocks are declining in value. Because the financial markets are greatly influenced by investors' attitudes, these terms also denote how investors feel about the market and the ensuing economic trends.

A bull market is typified by a sustained increase in prices. In the case of equity markets, a bull market denotes a rise in the prices of companies' shares. In such times, investors often have faith that the uptrend will continue over the long term. In this scenario, the country's economy is typically strong and employment levels are high.

By contrast, a bear market is one that is in decline. A market is usually not considered a true "bear" market unless it has fallen 20% or more from recent highs. In a bear market, share prices are continuously dropping. This results in a downward trend that investors believe will continue; this belief, in turn, perpetuates the downward spiral. During a bear market, the economy slows down and unemployment rises as companies begin laying off workers

Answer:

It is logically better to use the fair value approach because the historical value of the property is multiple times less than the present fair value of the property.

Explanation:

The difference between historical accounting principle and fair value accounting principle is that the historical accounting principle considers the value at which the property was purchased.

For example in the given question \($\mathrm{XYZ}$\) company brought the real estate property at \($\$ 30,000$\) so into the historical accounting principle the value of the property is 30000 US dollars. Whereas on the other hand the fair accounting principle considered as the the actual value of the property as per the present value.

For example in the given question \($X Y Z$\) company concludes that the expected market value of the price is dollar \(2\) million. So in the given case, I totally agree with the financial manager that the the value of the property must be estimated according to the fair value accounting principle rather than historical accounting principle.

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Based on business and trading methods, the type of sales channel, that matches the description can be any of the following Retail, Wholesale, Direct Consumer, or B2B.

The Sales Channel is a term that is used to describe the ways or methods in which producers sell their products. This method can either be through direct or indirect routes.

Hence, in this case, it is concluded that each of the types of sales channels has its peculiarities that producers may choose to utilize.

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Answer:

Explanation: two reasons for why someone looking at a career in the Energy cluster might want to focus on new technology, such as energy-efficient products or sustainable energy; Energy efficient technologies are now found in most energy conversion chains.Mar 9, 2020

Bonds issued with detachable warrants attached give the bond holder the opportunity to purchase common stock of the issuing firm at a specified price up to a specified date, without loss of the underlying bond.

This means that the bond holder has the option to buy the stock at a fixed price, known as the "exercise price", until the expiration date of the warrant. If the bond holder chooses to exercise the warrant, they can purchase the stock at the specified price, regardless of the current market value of the stock. This can be beneficial to the bond holder if the stock price has risen above the exercise price.

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Answer:

options B and C are identical, and they are both right.

you have a 95% chance that you will not lose more than 3.2% nor earn more than 30.4% if you invest in this security.

Explanation:

a 95% confidence level represents approximately 2 standard deviations, so the stock could lose up to 13.6% - (2 x 8.4%) = -3.2% in the worse case scenario. You should also be able to earn 13.6% + (2 x 8.4%) = 30.4% in the best case scenario.

Occupational hygiene focuses specifically on three types of exposures are:

Occupational hygiene can be described as the process that is been used in the work placer so that it can focus on the monitoring as well as preservation of the people of the workplace from any hazards.

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Answer:

câu trả lời là 16.800 trong 15 năm với lãi suất 12%

Answer: organizing

Explanation:

When the brewery allocated resources to increase its production and distribution, the management function that it'll have relied on is organizing.

First and foremost, we should note that the management functions usually include:

• planning,

• organizing,

• leading, and

• controlling.

The organizational skills is vital in order for the company to runs smoothly. Organizing has to do with the establishment of internal processes in order to know the workers that fits a particular position.

Also, the management makes sure that everyone are organized and that workers are working hard towards the accomplishment of company's goals.

Answer:

an increase in the cost of farm equipment

Explanation:

With the Davis family continuously growing and selling vegetables they would need to repair or get new equipment

Answer:

a b c

Explanation:

A decrease in the price of milk would lead to a decrease in the production cost of ice cream and an increase in its supply, causing a decrease in the equilibrium price of ice cream and an increase in its quantity demanded and supplied.

A decrease in the price of milk is likely to have a direct effect on the market for ice cream. Milk is a key ingredient in the production of ice cream, and so a decrease in the price of milk would lead to a decrease in the production cost of ice cream. The impact of this decrease in production cost will result in an increase in the supply of ice cream. The supply curve will shift to the right, showing that more ice cream is available for sale at any given price.

This means that the equilibrium price of ice cream will decrease because suppliers are willing to sell more ice cream at lower prices due to lower production costs. As a result, consumers would demand more ice cream because they would be able to purchase it at a lower price. This increase in demand would cause the demand curve to shift to the right, further increasing the equilibrium quantity of ice cream traded in the market.

Therefore, a decrease in the price of milk would lead to a decrease in the production cost of ice cream and an increase in its supply, causing a decrease in the equilibrium price of ice cream and an increase in its quantity demanded and supplied.

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If Estate has an ROI of 16% based on revenues of $400,000. the residual income is $14,000 and the investment turnover is 2. The hurdle rate is 9%.

First step is to find the investment turnover using this formula

Investment turnover=Sales/invested capital

Investment turnover = ($14,000 / $400,000) × 2

Investment turnover = 0.035 × 2

Investment turnover =0.07

Second step is to find the hurdle rate using this formula

Hurdle rate = ROI - Investment turnover

Hurdle rate = 0.16 - 0.07

Hurdle rate = 0.09× 100

Hurdle rate = 9%

Therefore the hurdle rate is 9%.

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If the price of bottled water is $1.00 and the marginal cost of producing it is $1.50, resources are being overallocated to bottled water. The correct option is C.

When an organization assigns a certain resource more work or tasks than they can handle in a given amount of time, this is referred to as over-allocating that resource. Increased levels of stress can lead to burnout, lowered standards for deliverables, and even unforeseen attrition.

In economics, the marginal cost is the additional cost of producing one more unit of a product. If the price of bottled water is $1.00 and the marginal cost of producing it is $1.50, this means that it costs more to produce bottled water than the price at which it is being sold.

Resources are being overallocated to bottled water. This means that too many resources are being devoted to the production of bottled water relative to the value that consumers place on it. In this situation, it would be more efficient to allocate resources to other goods and services that have a higher value to consumers, and where the marginal cost is lower than the price.

Thus, the ideal selection is option C.

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Answer: $1,974.51

Explanation:

FUTA and SUTA taxes are the responsibility of the employer so the amount withheld from Portia's earnings will be;

= Social security tax  + Medicare tax  + Federal income tax withheld

= (0.062 * 8,488) + ( 0.0145 * 8,488) + 1,325.17

= 526.26 + 123.08 + 1,325.17

= $1,974.51

Option is not given but this is the answer.

Answer:

1.How has the growing economy contributed to the growing mice industry?

2.Why does nobody know the size of mice market?

What Kareem needs to do to change the timing of animation is change the delay and duration for the slide.

A typical Presentation slide helps to keep an audience's attention during a presentation and as well provide additional supporting information.

A presentation slides entails the use of text, images, artworks, aesigns, animation to facilitate a smart slide for proper presentation.

Animation basically move on the slides and are timed/programmed to move in a specific time or direction.

Therefore, in conclusion, Option C is correct. All Kareem have to do to change the timing of an animation in the slide is changing the delay and duration for the animation.

hope this helps

Answer: Yes. Whirlpool can gain a competitive advantage by making use of everyone's talents.

Explanation:

Answer:

yes

Explanation:

Answer:

I think this is a good idea if my friend has the income (job) to repay the loan and not miss a payment, and doing that will help build credit.

If my friend takes out the loan and knows it will not be repaid back on time and misses deadlines, it would be a bad idea to take the loan in the first place.

Another suggestion would be paying for groceries, gas, etc., and repay back if you have an income and build great credit that way.

Also, you can have a parent/guardian add you to their credit account, so let's say my friend's mother adds my friend to her account, and when the mother makes her payments, it will help my friend build credit.  

The best advice that Enzo's teacher can give him is to list his best attitudes and behaviors that employers find helpful.  Everyone has skills that they've developed through their hobbies, interests, and school work. Enzo needs to identify what those skills are and how they can be useful to potential employers. The correct option is C.

Making up skills that he thinks the employer wants to see on a resume is not a good idea. Employers can easily see through this and it may come across as dishonest. In addition, if Enzo gets hired, he may not be able to perform the tasks associated with the skills he claimed to have. Listing vague skills like "Digital Fluency" that require more explanation is not helpful either. This may confuse employers and they may not understand what Enzo is trying to say. It's important to be specific about the skills he possesses and how he can apply them to the job.

In conclusion, Enzo should focus on listing his best attitudes and behaviors that employers find helpful. This will demonstrate his potential to be a valuable employee, even if he doesn't have any work experience yet. He should also be specific about the skills he possesses and how they can be applied to the job. By doing this, Enzo can increase his chances of getting hired for his first job. The correct option is C.
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The field report will encapsulate the entire experience had while on the visit such as: XYZ Enterprises is a well-established local business organization that operates in the manufacturing and distribution of consumer electronics and home appliances.

The field report is expected to have the following content (title, body-content, and conclusion) with a template given below:

Title: Visit to XYZ Enterprises

Introduction: During my recent field visit, I had the opportunity to explore and analyze the operations of XYZ Enterprises, a prominent local business organization in the area. This report aims to provide a comprehensive overview of the company, its nature and type, objectives, activities, and its position in terms of convergence or divergence. Additionally, I will delve into the creation of the business idea and its development process.

1. Name of Business Organization: The business organization under study is XYZ Enterprises.

2. Nature and Type of Business Organization: XYZ Enterprises is a manufacturing and distribution company specializing in the production and sale of high-quality consumer electronics and home appliances. The company operates on a large scale and has a well-established presence in the local and regional markets.

3. Main Objectives of Business Organization: The primary objectives of XYZ Enterprises include:

a) Providing customers with innovative and reliable electronic products and appliances.

b) Ensuring customer satisfaction through superior product quality and after-sales services.

c) Expanding market share and establishing a strong brand presence.

d) Maximizing profitability and achieving sustainable growth.

4. Activities of the Business: Products and Services Dealing: XYZ Enterprises engages in a range of activities to accomplish its business objectives. The company designs, manufactures, and distributes various electronic products such as televisions, smartphones, laptops, and home appliances like refrigerators, washing machines, and air conditioners. Furthermore, XYZ Enterprises provides comprehensive after-sales services, including repairs, warranty claims, and customer support.

5. Analysis of Convergence or Divergence Position: Based on my observations and analysis, XYZ Enterprises is currently in a convergence position. The company has strategically aligned its operations with the changing market demands and customer preferences. This can be seen through its efforts to introduce innovative products, expand its product portfolio, and enhance customer experience through efficient after-sales services.

6. Development of the Business Idea:

The business idea of XYZ Enterprises was conceived through a combination of market research, industry analysis, and the vision of the company's founders. The initial concept revolved around addressing the growing demand for reliable and technologically advanced consumer electronics and home appliances. The founders recognized the opportunity to establish a brand that prioritized quality, innovation, and customer satisfaction.

To transform this idea into a tangible business, extensive research and planning were undertaken. The team analyzed market trends, consumer behavior, and the competitive landscape to identify gaps and potential areas for differentiation. This led to the development of a comprehensive business plan, outlining the company's strategic direction, target markets, product range, and marketing strategies.

7. Areas of Convergence: Within the convergence position, XYZ Enterprises focuses on several areas to drive its success:

a) Product Innovation

b) Customer Experience

c) Market Expansion

d) Brand Building

In conclusion, XYZ Enterprises is a well-established local business organization that operates in the manufacturing and distribution of consumer electronics and home appliances. The company has set clear objectives to provide innovative and reliable products, ensure customer satisfaction, and achieve sustainable growth.

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Answer:

a) Yes

Explanation:

An increase in real terms is when the real percentage increase in rent is a number greater than zero. The real rate is determined by subtracting the inflation rate from the nominal rate of interest.

Inflation refers to an increase in prices in the economy. If prices are increasing by 6 percent,  the inflation rate is also 6 percent.  The nominal rate of interest is the quoted rate. In this case, it is 7 percent.

The real rate of interest will be 7% - 6% = 1%.

Rent is increasing by a real rate of  1 percent per year.

Answer:

The most sensible position is to understand that theory, while not practical in itself, can be immensely helpful when dealing with pratical matters.

This is because theory gives you a sound conceptual foundation that can be used to analyze the practical context, and approach it with the best possible practical solutions.

Without theory, managers have to rely too much on intuition, which can often fail.

Withdrew Cash from Bank for Office Use: It is also contra entry and recorded on both sides of cash book. It reduces the bank account and increases the cash on hand. It is recorded on payment side (bank column) and receipt side (cash column) of cash book

Answer:

See below

Explanation:

1. Purchase price variance

Standard price per pound = $25

Actual price per pound = $28.9

Quantity of aluminium purchased = Closing inventory + Quantity used - Opening inventory

= 34 + 3,470 - 54

= 3,450 pounds

Purchase price variance = (Standard price - Actual price) × Quantity purchased

= ($25 - $28.9) × 3,450

= -$3.9 × 3,450

= $13,455 (U)

2. Usage variance

Standard quantity of Aluminium for actual production

= 935 units × 4 pounds each

= 3,740 pounds

Usage variance = (Standard quantity of material used - Actual quantity used) × Standard price per unit

= (3,740 - 3,470) × $25

= 270 × $25

= $6,750 (F)

3. Direct labor rate variance

= (Standard rate per hour - Actual rate per hour)

× Actual hours for production

= ($40 - $41.9) × 4,400

= -$1.9 × 4,400

= $8,360 (U)

4. Efficiency variance

Standard hours for actual production

= 935 units × 5 per hour

=4,675 hours

Labor efficiency variance = (Standard hours for actual production - Actual hours for actual production) × Standard rate per hour

= (4,675 - 4,400) × $40

= 275 × $40

= $11,000 (F)