External Influences on Consumer Behavior SaGa is a European fashion store chain that specializes in accessible, trendy clothes and accessories for men and women. Its target audience includes fashion-conscious young men and women, ages 16-30. After success in Europe, SaGa is getting ready to launch its flagship stores in five U.S. markets-New York, Los Angeles, Chicago, San Francisco, and Miami. Based on its product offerings, SaGa is targeting millennials (those born between 1982 and 2000, also called gen Y). As a group, millennials are open to making impulse purchases, and are socially connected as demonstrated by their use of Twitter to tweet about products and brands. Also, based on its "accessible" price for its fashion offerings, Saga is targeting middle-to upper-middle-class millennials. SaGa's advertising agency of record was excited about the impending launch campaign in the U.S. and its first-ever foray into the American market, which is heavily influenced by celebrity and pop culture. The agency was developing a campaign that focused on "usage occasion"—the ad would show a group of friends, in their 20s, getting together for a Friday night out in the city. A social occasion such as a night out with friends, combined with the setting of a city street lined with trendy clubs and restaurants, highlighted a perfect usage occasion for wearing fashionable clothes from SaGa. In the ad, the friends walk through a busy city street that has a party atmosphere, and pass several other people whose fashion sense is not as trendy as theirs. As they pass these people, the contrast between their group and the other people is highlighted by the use of muted, fading colors (for the other people) versus bright and pleasing colors (for the group of friends wearing SaGa). The agency was thus contrasting those who do not wear SaGa, a dissociative group, with those who do. Meanwhile, Raza, a high-end fashion store chain in Europe, is planning to enter the Japanese market. RaZa's promotional strategy decisions include highlighting the purchase situation in their ads by showing the exclusive boutique store atmosphere, and by using international supermodels that denoted an aspirational group for their target audience. RaZa targeted older and more affluent consumers compared to SaGa; their target market consisted of upper-class gen X'ers in Japan (those born between 1946 and 1976). RaZa's research revealed that the Japanese culture understood and respected high-end fashion. The consumer does not make purchase decisions in isolation. A number of external factors have been identified that may influence consumer decision-making, such as culture, subcultures, social class, reference groups, and situational determinants. Match the various external (or environmental) influences on consumer behavior to the relevant situations in SaGa's promotional decisions. Then match these external influences to examples found in RaZa's decisions. Born between 1965-1976 SaGa's Promotional Decisions External Influences Examples of External on Consumer Influence from Behavior RaZa's Promotional Decisions Affluent consumers Exclusive boutique-like shopping atmosphere Decision to launch in America, which represented a new culture, compared to their existing markets. Supermodels Target consumers: millennials Situational determinants Target consumers: middle and upper-middle class Social class Ads featured people that the target consumers identify with (associative groups), and also people that the target group does not belong to (dissociative groups). Subculture Ads featured a typical usage occasion for SaGa's product offerings - a Friday night out with friends. Japanese appreciation for high-end fashion Reference groups Culture

Answer:

1. TAXES DATE BACK TO AT LEAST ANCIENT EGYPT.

We can trace documented records of taxation all the way back to Ancient Egypt, sometime around 3000 to 2800 BCE. Apparently, there was a biennial event called the Following of Horus, when the Pharaoh went around collecting taxes in his dual roles as head of state and living incarnation of the god Horus. Taxation is even described in the Bible when Joseph tells the people of Egypt to give a fifth of their crops to Pharaoh.

2. THE FIRST TAXES IMPLEMENTED IN THE UNITED STATES CAUSED A REBELLION.

Fans of the Broadway musical Hamilton probably remember the lyric, “Imagine what gon’ happen when you try to tax our whiskey.” What happened was the Whiskey Rebellion, which was largely due to a tax that Alexander Hamilton imposed on—you guessed it—whiskey.

As you might imagine, people were extremely unhappy about it, especially small producers of whiskey, who, because of the way the tax was structured, had to pay nine cents per gallon in taxes, while larger producers were able to get as low as six cents. Violence quickly broke out. Tax officers were assaulted and tarred and feathered for trying to do their jobs, and several people were killed during riots. The Rebellion was eventually quashed in 1794, and the whiskey tax remained in effect until 1802, when Thomas Jefferson repealed it.

3. ABRAHAM LINCOLN GAVE US FEDERAL INCOME TAX.

Abraham Lincoln signed the Revenue Act in 1861, which imposed the first-ever federal income tax. To drum up funds for the Civil War, Lincoln and Congress enacted a modest 3 percent tax on income over $800, which would be roughly $23,000 today. The law was almost instantly replaced with a new revenue act and would be repealed a decade later, but the relief obviously didn’t last: In 1913, the 16th Amendment established the federal income tax system we all know today.

4. TAX DAY WASN'T ORIGINALLY ON APRIL 15.

When the modern federal income tax was established, lawmakers set March 1 as the looming deadline.

Although they gave no reason for this particular date, it was presumably to give people a couple of months to gather paperwork and crunch numbers after the end of the year. By 1919, the government tacked a couple of more weeks on to help panicked filers, making March 15 the date. That date stood until 1955, after Congress acknowledged that doing your taxes was getting more complicated by the year.

To help accommodate all of those changes and give people adequate time to file, the date was bumped by another month—but the change wasn’t entirely altruistic. The IRS acknowledged that the extra month would help their employees as well, spreading the workload out across another 30 days.

5. WE SPEND A LOT OF TIME DOING OUR TAXES.

The amount of time we spend doing our taxes every year suggests that the repeated date changes may have been justified. According to the IRS, the average taxpayer spends about 11 hours doing record-keeping, tax planning, form submission, and other super fun tax-related activities. Of course, if you break it down even further, the amount of time changes based on the type of form the filers use. Business filers spend about 20 hours, including 10 hours on record-keeping alone.

Explanation:

please mark me brainliest and theses are just facts about taxes

Answer:

The market environment is the combination of external and internal factors that affect a company's ability to establish a relationship with and serve its consumers.

Explanation:

The internal factors relate to the company itself, such as owners, workers, materials, components, etc.

The external factors are divided into macro and micro components. The macro component is the broad environment which includes societal forces that affect society as a whole. The micro component is task-related, which includes factors that influence the production, manufacturing and distribution of a product or service.

Answer:

b) Revenue

Explanation:

Revenue is the money gained in exchange for the goods and services it gives to its customers.

Answer:

The duration of a bond is 7 years and 7 months.

Explanation:

The settlement date is the date that the bond transaction is concluded, the date that the buyer must pay for the bond and the seller must deliver the asset.

The maturity date is the date where the seller will receive an amount equal to the principle or nominal amount of the bond.

Thus, the duration of the bond is the period between the settlement date (June 11, 2018) and the maturity date (December 15, 2027).

The period is 7 years and 7 months

A promissory note can best be described as: a. an interest-bearing IOU.

Promissory note can be defined as a written note that help to shows that a person who lend a money from another person  promise to payback. The note contains  a promise by the borrower to pay back the lender within a stipulated period of time.

A promissory note can tend to be described as IOU which full meaning is I OWE YOU which implies that a borrower is telling the lender that he/she owe the lender some certain amount of money which  the borrower will have to payback.

A promissory note also contains the terms and conditions of the agreement  and this terms and agreement includes the following :

Therefore we can conclude that the correct option is A.

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The reason Middle English had to develop was due to the fact that  people tried to make everyone around them speak English

The Norman Conquest of 1066, when William the Conqueror (after known as William I of England) conquered the island of Britain from his base in northern France and established there with his nobles and court, marked the beginning of the change from Old English to Middle English.

There are many causes, but the Norman conquest of Britain in 1066 was a significant one. An early form of French that was used by the Normans swiftly replaced the native tongue as the official language of England for political and legal purposes.

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Note that if the market supply curve is p = 6Q, then is the producer surplus at a price of 15 will be:

Simply put, the producer surplus is the difference between the price at which enterprises are prepared to sell their products and the price at which they actually sell them.

Economic excess is classified into two types: consumer surplus and producer surplus. Consumer surplus and producer surplus are often mutually incompatible in the sense that what is good for one is bad for the other.

In the problem above, we can determine the Producer Surplus by utilizing the price (p) in the expression give:

p = 6Q

Since p = 15; we have

15 = 6Q

Q = 15/6

Q = 2.5

Therefore, the producer surplus where the price is 15 and given the market supply curve of P = 6Q is 2.5

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Observation aims to recognize laws these term "law", it use for the sense of Hegel's generalization, a definition of categories that enhance this same classification and rational interpretation of expertise, and the discussion of the points can be defined as follows:

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Answer:

i think you can do it

Explanation:

sorry

Answer:

OB. Misuse of credit

Explanation:

good luck, let me know if there is anything more i can assist with :)

Answer:

Misuse of credit

Explanation:

Answer:

Explanation:

What 22

The effects of the following activities on the accounting equation Assets = Liabilities + Owner's Equity

a.Stacey Comeau, the owner of DigiCom, invested cash of $44,000 into her business which increase assets (cash) and owner equity.

b. DigiCom paid $5,500 to cover rent for the current month which decreased assets.

c.DigiCom purchased supplies on credit; $2,300 which increase assets and liability as well.

d.DigiCom completed work for a client on credit; $6,400 which increase assets (accounts receivable)

e.DigiCom purchased a new piece of equipment by paying cash of $3,450 which increase assets (equipment) and decrease assets (cash)

f.DigiCom hired a technician, to start next month, who will get paid $8,000 per month - No effect on the accounting equation.

g.DigiCom paid for the supplies purchased in (c) which decrease assets and liability also.

h. DigiCom performed work for a client and received cash of $6,400 which increase assets (cash).

i. DigiCom paid the administrative assistant's salary of $5,700 which decrease assets (cash).

The overall effect on Assets:

Cash: $44,000 - $5,500 - $3,450 + $6,400 - $2,300 + $6,400 - $5,700 = $40,850

Supplies: $2,300

Equipment: $3,450

Accounts Receivable: $6,400

Liabilities:

Accounts Payable: $2,300 - $2,300 = $0

Owner's Equity:

Stacey Comeau's Capital: $44,000

The accounting equation, commonly referred to as the fundamental accounting equation or balance sheet equation, states that the total asset of a corporation equals the sum of its liabilities and shareholders' equity.

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Answer: c

Explanation:

It is correct to say that when talking about personal finance, always remember that you will manage your money or the lack of it, this being an essential topic for better control of your expenses and income.

You can develop a personal budget, which is a simple and easy-to-do technique, where all your personal accounts for a period are exposed, whose objective is to increase understanding about your finances, your needs and allocation of resources for your goals.

Therefore, financial education is a topic that should be more instituted in schools and social institutions, to provide greater subsidies for individuals to understand how to balance their finances to increase their quality of life and avoid indebtedness.

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Answer:

Explanation:

I am sorry but please give detailed question

Answer:

a. Credit to Contribution Revenue for $230000

Explanation:

Nonmonetary transaction can be said to occur in a situation where a business activity is said to be concluded without the transfer of money between accounts for parties which is been tied to the transaction .

Example is change of address or in a situation where a more complex transactions occured.

Therefore Pharoah should record this nonmonetary transaction as a Credit to Contribution Revenue for $230000 because

Pharoah paid nothing for this realty, which had a fair value of $230000 at the date of the grant.

Answer:

Credit to Donated capital for $230000 ( C )

Explanation:

pharaoh receiving a parcel of real estate from Concord County  with a fair value of $230000 and not paying for it i.e as a grant. Pharaoh will record such non monetary transaction as credit to donated capital. this is because the cost/capital he would have spent in acquiring that property for his business have been saved and the asset was Donated to him by Concord County which means he still got the property which is very essential for his business.this is why he should record this transaction under Donated capital.

Note that the corrected Trial Balance for Window Washing Services is attached accordingly.

Trial balance is a list of all the accounts in the general ledger with their respective debit or credit balances.

It is used to ensure that the total debits equal the total credits, indicating that the accounting records are in balance. The purpose of a trial balance is to detect errors that have been made in the double-entry bookkeeping system.

It is important because it ensures the accuracy of the accounting records and provides a foundation for the preparation of financial statements.

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Answer:

0.0176

0.0946

0.0328

0.0235

0.1049

Explanation:

The formular that is used to calculate the real rate of return is

(1+return)/(1+inflation) -1

The real rate of return for U.S. Government T-bills 3.80% can be calculated as follows

Inflation rate = 2%

Return= 3.80%

Real rate of return= (1+3.80/100) / (1+2/100)

= (1+0.038)/(1+0.02) -1

= 1.038/1.02 -1

= 1.0176 -1

= 0.0176

The real rate of return for large cap common stock 11.65% can be calculated as follows

Inflation rate= 2%

Return= 11.65%

Real rate of return= (1+11.65/100)/(1+2/100)-1

= (1+0.1165)/(1+0.02)-1

= 1.1165/1.02 -1

= 1.0946 -1

= 0.0946

The real rate of return for long term corporate bond 5.35% can be calculated as follows

Inflation rate= 2%

Return= 5.35%

Real rate of return= (1+5.35/100)/(1+2/100) -1

(1+0.0535)/(1+0.02) -1

1.0535/1.02 -1

= 1.0328 -1

= 0.0328

The real rate of return for long term government bond 4.40%

Inflation= 2%

Return= 4.40%

Real rate of return= (1+4.40/100)/(1+2/100) -1

= (1+0.044)/(1+0.02) -1

= 1.044/1.02 -1

= 1.0235-1

= 0.0235

The real rate of return for small capitalization common stock 12.70% can be calculated as follows

Inflation rate= 2%

Return= 12.70%

Real rate of return= (1+12.70/100)/(1+2/100) -1

= (1+0.127)/(1+0.02) -1

= 1.127/1.02 -1

= 1.1049-1

= 0.1049

The standard deviation is a measure of spread which depicts how much a distribution deviates from the mean or average value of the distribution. The standard deviation of the sample is 4.28

The sample :

Mean, μ = ΣX/ n ; n = sample size

Mean = (4 + 7 + 9 + 12 + 15) / 5

Mean = 47/5

Mean = 9.4

The standard deviation = √[Σ(X - μ)² / (n - 1)]

Standard deviation = √[(4-9.4)² + (7-9.4)² + (9-9.4)² + (12-9.4)² + (15-9.4)²] / (5 - 1)

Standard deviation = √(73.2 / 4) = √18.3

The standard deviation = 4.28

Therefore, the standard deviation of the sample is 4.28

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According to the given company's statement of cash flows, the Net cash flows from investing activities for the year were $136,000 of net cash used. The correct option is (b).

Cash flow refers to the quantity of money that a business gets or transfers to its debtors in the form of cash or cash equivalent. The liquidity condition of the business is frequently studied using cash flow analysis.

Fundamentally, a company's capacity to produce positive cash flows, or more specifically, its capacity to optimize long-term free cash flow, determines its ability to create value for shareholders (FCF).

FCF is the cash a company generates from its regular business activities after deducting any funds used for capital expenditures (CapEx).

Here,

Cash flow from investing = - Purchase of equipment - Purchase of land + Proceeds from sale of equipment's

Cash flow from investing = - $ 147, 000 - $ 117,000 + $ 128,000

Cash flow from investing = - $ 136,000

Therefore, the company's statement of cash flows, the Net cash flows from investing activities for the year were $136,000 of net cash used.

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Answer:

Gold

Explanation:

Gold is an long term investment, and has been used for thousands of years

Answer:

[Your Name]

[Your Position]

[Date]

Subject: Insights from our Survey - A Window into the Lives of our Valued Customers

Dear [CEO's Name],

I hope this message finds you well. I wanted to take a moment to share some fascinating insights from the recent survey we conducted among our cherished customer base. To make the data more relatable and easier to grasp, I have transformed the findings into a series of engaging visualizations. These visuals not only bring the data to life but also allow us to truly connect with our customers on a human level. Let's dive into the story behind each visualization and explore why these visual representations are crucial in understanding our customers.

Chart 1: Income Categories - Reflecting the Lives of our Customers

This insightful chart provides a glimpse into the diverse income categories of our survey respondents. As you observe the bars rise and fall, you can visualize the financial landscapes our customers navigate. From the bustling middle-income group, representing 29% of respondents, to the resilient individuals in the $75,000 to $99,999 range, accounting for 21% of participants, we gain an intimate understanding of the financial tapestry that influences their decisions.

By presenting this information in such a humanized manner, we can empathize with the varying needs and aspirations of our customers. This visualization guides us in tailoring our products and services to better address the unique challenges and aspirations of each income segment.

Chart 2: Gender Distribution - Celebrating Diversity and Inclusion

This delightful pie chart celebrates the diversity among our survey participants by highlighting their gender identities. As you glance at the vibrant slices, you witness the vibrant mosaic of our customer base. With 54% of respondents identifying as female and 46% as male, we recognize the importance of inclusivity and strive to ensure our products and services cater to the needs and desires of all genders.

Visualizations like this one allow us to see the human faces behind the data. It reminds us to embrace diversity and equality in our business operations, ensuring that every customer feels heard and valued.

Chart 3: Question Responses - Unveiling Our Customers' Voices

Within this insightful bar chart, we uncover the authentic voices of our customers through their responses to a specific question. The bars rise and fall, revealing the choices they made and their preferences. The most popular response, "5," chosen by 28% of participants, demonstrates the collective sentiment that echoes among our customers. As we observe the varying heights of each bar, we gain a deeper understanding of their thoughts and desires.

Visualizations like this empower us to hear our customers' voices loud and clear. By listening attentively to their responses, we can make informed decisions that resonate with their needs, aspirations, and desires.

In summary, these captivating visualizations humanize our survey data, enabling us to truly connect with our customers and gain invaluable insights. By considering the stories behind each chart, we ensure that our strategies, products, and services align with their lived experiences. Together, we can build lasting relationships, foster inclusivity, and deliver the exceptional experiences our customers deserve.

Thank you for your time and attention. Should you have any questions or require further information, please don't hesitate to reach out.

Warm regards,

[Your Name]

[Your Position]

Explanation:

The gemstone strands would be characterized as imports in the United States.

A commodity or service that was created in another nation and is purchased in one country is known as an import. A country has a negative trade balance, commonly referred to as a trade deficit, if the value of its imports is more than the value of its sales.

According to the given question, the gemstone strands that Alison uses to make her various jewellery items are brought from Tanzania. This will be characterized as an import as the gemstone strands were originally made in Tanzania and the same has been imported by Allison from the United States.

However, the gemstone strands that will be sent from Tanzania will be regarded as exports for that State. But since, here, the question is being asked on the context of United States, so the gemstone strands will be regarded as imports the, United States.

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Answer:

A Filing system

Explanation:

offers quick and easy filing and retrieval of information.

If Young Manufacturing uses the sum-of-the-years-digits method of depreciation. the amount of depreciation taken in the third year is $4640.

Total years of useful life = 1 + 2 + 3 + 4 + 5

Total years of useful life = 15

Sum of digits = 1 + 2 + 3 + 4 + 5

Sum of digits = 15

Fraction of depreciation = Remaining years of useful life / Sum of digits

Fraction of depreciation = (5 - 3) / 15

Fraction of depreciation = 2 / 15

Depreciation expense = Total depreciable cost x Fraction of depreciation

Depreciation expense = (Cost - Scrap value) x Fraction of depreciation

Depreciation expense = ($37,500 - $2,700) x (2 / 15)

Depreciation expense = $4,640

Therefore the  depreciation $4,640.

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Regarding Association Documents a Seller must provide documents for Buyer's review if requested by Buyer.

The Association Document can be described as the documents that can be regarded as the governing documents and this encompass the documents such as :

It should be noted that in this documents there are alot of rules as well as the guidelines that should be followed by the sellers to the buyers and this Association Document is been used on everyday basis.

In conclusion, the Association Documents help the sellers to know the do and donts when talking with the buyers so that he doesnt go against the law when tryng to transact with the buyers and so that he do not go against the right that is been given to the buyers un der the law.

Therefore, the last option is correct.

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Explanation:

Social media directly impacted the relationship between consumer and company.

First, you need to consider how the internet and social media are widely used by thousands of people around the world as a way to connect with others and exchange information.

Realizing this phenomenon, companies decided to use social media as a way to interact with their customers and attract more audiences. Social media works as a space where the construction of the relationship takes place more instantly and a little less formally, which allows for more in-depth interaction and the creation of a valuable relationship between company and customer.

Through the social media it is possible that the time of an answer for example is drastically reduced, which alters the consumer perception in a positive way.

It is also possible that companies use social media as a tool to improve relationship marketing, which is the creation of value for the customer through content, photos and posts, which generate engagement, approximation, loyalty and connection with consumers.

Answer:

- Helps to manage your money in a positive manner.

- Helps to analyze the opportunity costs of your trade-offs to maximize financial well-being.

- Can help to increase net worth.

Explanation:

Having a Spending plan is very crucial to ensure that you have a sufficient amount of money every time in order to use it in time of need or emergency. It helps in keeping control and management of the money you spend which promotes a managed financial future. This further enhances your net worth as an individual by preventing unnecessary expenses and also assist in attaining financial goals more effectively and efficiently.