during the recent financial collapse, financial managers failed to do their job effectively because of: multiple select question. investing internationally poor investment decisions using asset allocation risky financial decisions
Answers
During the recent financial collapse, financial managers failed to do their job effectively because of risky financial decisions and poor investment decisions.
When the value of financial assets and instruments drastically declines, a financial collapse occurs. As a result, companies struggle to pay their debts, and financial institutions are unable to fund projects or satisfy urgent needs due to a shortage of available cash or convertible assets. Investors' faith in their assets' worth declines, and consumers' incomes and possessions are jeopardized, making it challenging for them to make their loan payments.
Starting with the onset of the issue, the financial collapse can be divided into three phases. Economic systems go down for a variety of reasons, including institutional financial mismanagement, design and regulatory flaws, and more.
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Related Questions
What are 2 laws in the UK that promote good ethical practice in an organisation?
Answers
Answer:i think its uhh carrot
Explanation:
What percentage of sales revenue goes to the cost of sales for the XYZ company? XYZ offers salary plus commission and bonuses for sales personnel who reach their sales quotas. It has eight salespeople, each earning a base salary of $45,000 plus a 2-percent commission on sales. Sales were $3 million, and bonuses totaled $30,000 for the year.
Answers
The sales revenue would be gotten as 15 percent
How to solve for the sales revenueTo find the percentage of sales revenue that goes to the cost of sales for the XYZ company, we need to calculate the total cost of sales, which would include the cost of goods sold as well as any other direct costs associated with generating the sales, such as commissions paid to salespeople.
In this case, the cost of sales would be:
$45,000 (base salary for each salesperson) x 8 (number of salespeople) = $360,000 (total base salary for sales team)
$3,000,000 (total sales) x 2% (commission rate) = $60,000 (total commission paid to sales team)
$360,000 + $60,000 + $30,000 (bonuses) = $450,000 (total cost of sales)
To find the percentage of sales revenue that goes to the cost of sales, we divide the total cost of sales by the total sales revenue and multiply by 100:
$450,000 / $3,000,000 x 100 = 15%
So, the percentage of sales revenue that goes to the cost of sales for XYZ company is 15%.
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What does accounting help you achieve in an organization?
Answers
Answer:
Accounting plays a vital role in running a business because it helps you track income and expenditures, ensure statutory compliance, and provide investors, management, and government with quantitative financial information which can be used in making business decisions.
Explanation:
Which descriptions offer examples of Management workers? Check all that apply. Roger sells a company’s product to customers. Arthur supervises a small department of Administrative workers. Bridget documents a company’s financial activities and creates reports. Whitney oversees others, makes decisions, and runs a company.
Answers
Answer:
The answer is B&D
Answer:
b & d
Explanation: got it wrong the first time and this is the right answer lol
What do you mean by sustainable development? What is as relation with environment.
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Answer:
The concept of sustainable development was described by the 1987 Bruntland Commission Report as “development that meets the needs of the present without compromising the ability of future generations to meet their own needs.”
Explanation:
the first step in the managerial decision-making process is to
Answers
Answer:
1. Establish the objectives
2. Defining the problem
The first step in the managerial decision-making process is to establish the objectives and defining the problem.
What is a decision-making process?This process involves making of choices by identifying a decision, gathering information and assessing alternative resolutions.
However, the first step in the managerial decision-making process is to establish the objectives and defining the problem.
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The government has many obligations to provide services to its tax-paying citizens. If you were in Congress, how
would you balance the need for the government to spend money on necessary things with a prudent approach to controlling the debt and the deficit? Use examples in your answer.
Answers
A government is considered to have a budget surplus if it raises more revenue through taxes than it spends. A budget that is balanced means that taxes and spending are equal. The government debt is the total of all prior surpluses and deficits.
What is Budget surplus?A budget surplus occurs when income exceeds expenses. The term is commonly used to describe a government's financial status since citizens have "savings" instead of a "budget surplus." A surplus is evidence of a government's capacity to manage its finances appropriately.
Example,
A resource or good is said to have a surplus if there is more than is presently being utilized. A surplus can refer to a variety of items, such as cash, goods, assets, and earnings. A surplus in the sense of inventory refers to items that remain on store shelves but have not yet been purchased.
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What is location analysis
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Answer:
Location analysis is a technique for discovering, assessing and specifying the optimal placement of an organization's people, information, activities, and materials.Location models are key in performing location analysis by providing a well-documented common vision of current and desired location arrangements.
an accounting time period that is one year in length, but does not begin on january 1, is referred to as:
Answers
Correct Answer:
A fiscal
Dennis is doing the bookkeeping for his business. He is determining his assets, liabilities,
and owner's equity so he can see the financial state of his business on any given day.
What financial statement would MOST likely help him with this process?
Answers
The financial statement that would most likely help Dennis with determining his assets, liabilities, and owner's equity is the balance sheet. The balance sheet is a snapshot of a business's financial position at a specific point in time. It lists the assets of the business, such as cash, accounts receivable, inventory, and property, plant, and equipment.
By examining the balance sheet, Dennis can see the financial state of his business on any given day. He can see how much cash he has available to operate his business, how much inventory he has on hand, and how much he owes to creditors. He can also see how much of the business's assets are financed by debt and how much by owner's equity. It also lists the liabilities of the business, such as accounts payable, loans payable, and accrued expenses.
Finally, it lists the owner's equity, which is the difference between the assets and liabilities. The balance sheet is an important tool for business owners, as it provides a clear picture of the financial health of the business. It allows Dennis to make informed decisions about how to manage his business and plan for its future. By regularly reviewing his balance sheet, Dennis can identify trends and take action to improve the financial performance of his business.
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If a product concept is explained and described to a small number of
individual consumers to receive their impressions and feedback, what name
is often given to that small test group?
A. Prototype
B. Sample audience
C. Test market
D. Focus group
Answers
They are a small group of people who will review and give feedback on a test product. The other alternative (B, sample audience) is for when the product is usually already in its earl development stage. (Not a prototype)
The product concept is introduced and detailed to a small number of individual consumers in order to obtain their views and input, the small test focus group is frequently given a name.
What is is the focus group?A focus group is defined as a market research technique in which 6-10 individuals gather in a room to offer input on a service, product, concept, or marketing campaign.
A qualified moderator leads a 30-90-minute group discussion geared to acquire useful information. The primary goal of focus group research is to elicit respondents' attitudes, feelings, beliefs, experiences, and responses in ways that other approaches.
The focus group is required in order to acquire their opinions and comments, the product concept is introduced and explained to a small number of individual consumers.
Therefore, option D is correct.
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your company is planning to construct a nuclear power plant in oregon . why is stakeholder analysis important as precondition of the decision whether or not to follow through with such a plan ? Conduct a stakeholder anallysis for aplanned upgrade to successful software product. Who are the key stakesholders? futher, how could they infulence your project.. it for project management class college
Answers
I believe it is a significant endeavor that will affect a lot of people. Therefore, completing a stakeholder analysis is a technique to determine exactly what is at risk and who is affected.
The process of evaluating a system and proposed modifications to it in relation to pertinent and interested parties is known as a stakeholder analysis (stakeholders). This data is used to determine how a project plan, policy, program, or other activity should take account of those stakeholders' interests. Stakeholder management includes stakeholder analysis as a crucial component. An issue's stakeholder analysis entails assessing and balancing all of the competing demands made on a firm by each party with a claim on it in order to determine the firm's responsibility in a given situation. The consideration of all affected parties is guaranteed by a stakeholder analysis, which does not exclude the interests of some stakeholders from superseding those of other affected stakeholders.
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Frank is already taking advantage of his employer benefit package but wants to find
options to save for retirement that offer tax incentives. Which of the following should
Frank explore?
A. Contribution matching
B. Lower interest
C. Opt in or opt out
D. Roth IRA
Answers
What is an accurate description of the correlation between the movement of stock markets in the world's four largest equity markets
Answers
The correlation between the movement of stock markets in the world's four largest equity markets, which are the United States, Japan, China, and the United Kingdom, is a complex and dynamic phenomenon. While there are certainly times when these markets move in sync, there are also times when they move independently of one another.
One factor that can affect the correlation between these markets is the global economic climate. During times of economic uncertainty or recession, for example, all four markets may experience significant declines in value. Similarly, when global economic growth is strong, all four markets may experience simultaneous increases in value.
Another factor that can affect the correlation between these markets is political instability or uncertainty. For example, if there is a major political event in one of these countries, such as a presidential election or a major policy change, it may cause that market to move independently of the others.
Overall, it is safe to say that there is some level of correlation between the movement of stock markets in the world's four largest equity markets, but that correlation is not always consistent or predictable. Investors who want to build a diversified portfolio that is not overly reliant on any one market should pay close attention to global economic and political trends, as well as the performance of individual companies within each market.
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Cameron is trying to decide whether to invest in real estate or in preferred stocks. What is TRUE about preferred stocks that might convince Cameron to choose these stocks over real estate?
Answers
Answer:
cameron will have a share of ownership in the company
Explanation:
plato/edmentum
A factor about preferred stocks is that B. Cameron will get a fixed dividend each year on preferred stocks, which provides consistent income, but real estate does not offer this
What are preferred stocks?These are ownership claims in a company that have certain rights over the ordinary stockholders.
One such right is that the holders of preferred stock are guaranteed a fixed dividend every year which means that Cameroon will make stable income from preferred stocks as opposed to real estate.
Options for this question include:
A. The initial investment for preferred stocks is usually higher than real estate, but the returns are higher as well.
B. Cameron will get a fix dividend each year on preferred stocks, which provides consistent income, but real estate does not offer this.
C. Preferred stocks are almost always risk-free whereas real estate is the riskiest investment vehicle.
D. It takes a few days to see a return on real estate investment but preferred stocks can produce a return in just a few hours.
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Kershaw Electric sold $6,000,000, 10%, 10-year bonds on January 1, 2019. The bonds were dated January 1, 2019, and paid interest on January 1. The bonds were sold at 98.
Answers
Answer:
A. Jan. 1, 2019
Dr Cash 5,880,000
Cr Discount on bonds payable 120,000
Cr Bonds payable 6,000,000
B. $5,888,000
C. Jan. 1, 2019
Dr Bonds Payable 6,000,000
Dr Loss on Redemption 224,000
Cr Discount on Bonds Payable 104,000
Cr Cash 6,120,000
Explanation:
A.Preparation of the journal entry to record the issuance of the bonds on January 1, 2019
Jan. 1, 2019
Dr Cash 5,880,000
(98%*6,000,000)
Cr Discount on bonds payable 120,000
(2%*6,000,000)
Cr Bonds payable 6,000,000
(To record issue bonds payable)
B. Preparation of the balance sheet presentation of the long-term liability
Balance Sheet December 31, 2019
Long-term liabilities
Bonds payable 6,000,000
Less: Discount on bonds payable 112,000
(120,000-8,000)
Long-term liabilities $5,888,000
C. Preparation of the Journal entry to record the redemption of the bonds
Jan. 1, 2019
Dr Bonds Payable 6,000,000
Dr Loss on Redemption 224,000
(6,120,000-5,896,000)
Cr Discount on Bonds Payable 104,000
(6,000,000-5,896,000)
Cr Cash 6,120,000
(6,000,000*102%)
(To record redemption of bonds)
the main reason specialization can raise productivity is that: knowledge in human brains is limited. some persons have more knowledge than others. it is impossible to learn anything well. it is always good to know less than more.
Answers
Because human brains can only store so much information, specialization can increase productivity.
A person can become more knowledgeable in a particular field of work by specializing. It speeds up the pace of the work. Labor division promotes specialization. Thus, if a person consistently performs the same task, they will get more skilled at it. Therefore, specialization increases productivity.
In economics, productivity is defined as the amount of output produced per unit of input, such as labor, capital, or any other resource. The economy is sometimes measured as a ratio of hours worked to gross domestic product (GDP).
To study trends in workforce growth, salary levels, and technological advancement, labor productivity can be further broken down by industry. Productivity increase has a direct impact on corporate earnings and shareholder returns.
Productivity is a measure of the effectiveness of a company's production process at the corporate level. It is measured by comparing the number of units produced to the number of hours employees worked or by comparing the company's net sales to the number of hours employees worked.
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How's everyone's day? explain please
Answers
Answer:
You're asking how the people in a particular place or environment you are in on how their life was that day whether it was fun exciting sad or gloomy etc.
Answer:
I'm doing fin-e, just s-ad because I ca-n't get the New Toon Meo-wscles sk-in from fort-nite because my P-s4 br-oke and Now I ca-n't get the bundle which is at a good price. I wish I could get it.
Explanation:
Why is the housing market not a perfectly competitive market
Answers
Answer:
houses are essential. a need doesn't fall in perfect competition conditions.
The table shows the terms of a fixed-rate mortgage.
Which accurately describes the terms of this mortgage? Check all that apply.
The homeowner is borrowing $360,000.
The monthly interest rate is 4 percent.
Monthly payments must be made for 30 years.
The annual interest rate is 4.8 percent.
The homeowner is borrowing $200,000.
Monthly payments must be made for 360 years.
Answers
The fixed-rate mortgage concept is used in home loans. Monthly payments for 30 years, the interest rate is 4.8%, and borrowing $200,000.
What is a fixed-rate mortgage?It is usually used in home loans with a fixed interest rate during the term of the loan. It is beneficial because once the rate of interest is fixed it is not influenced by the increase in the rate in the future.
C - Monthly payments for 30 years.
D - The interest rate is 4.8 % annually
E - borrowing $200,000.
Therefore, options C, D, and E explain the fixed-rate mortgage.
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Paul's Programming Services paid $100 dividends. Show how to use T-accounts to record this transaction by selecting the correct answer below. Multiple choice question. Credit Cash; debit Common stock. Debit Dividends; credit Cash. Debit Cash; credit Dividends expense. Credit Cash; debit Retained earnings.
Answers
Answer:debit dividends; credit cash
Explanation:
In T-accounts, the transaction is recorded as debit Dividends; credit Cash. Option (b) is correct.
What are T accounts?A collection of financial records that employ double-entry accounting are referred to informally as T-accounts. Because of the way the bookkeeping entries are organized, the account is known as a T-account.
A corporation's payout of profits to its shareholders is known as a dividend. A corporation that experiences a profit or surplus is able to distribute a portion of that profit to its shareholders in the form of a dividend. Any remaining funds are seized and reinvested in the company (called retained earnings). A corporation is typically not allowed to pay a dividend out of its capital. therefore, both the current year's profit and the retained earnings from prior years are eligible for distribution.
Therefore, Option (b) is correct.
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One airline institutes a new charge for luggage, and the other airlines each begin to charge for this same item. In this scenario, what is the main factor affecting the price of the product
Answers
Market competition is the main factor affecting the price of luggage in this scenario. As airlines compete to attract customers and increase profits, they adjust their pricing strategies in response to changes in the market. This highlights the importance of understanding market dynamics and staying competitive in a constantly evolving industry.
The main factor affecting the price of luggage in this scenario is market competition. When one airline institutes a new charge for luggage, it sets a precedent for other airlines to follow suit.
If they do not also charge for luggage, they risk losing out on potential revenue and losing customers to competitors who do charge for luggage.
In a competitive market, companies are constantly trying to gain an advantage over each other to attract customers and increase profits.
One way to do this is by adjusting pricing strategies. If one airline lowers its ticket prices, other airlines may follow suit to remain competitive. Similarly, if one airline begins charging for luggage, others may do the same to avoid losing customers.
This scenario also highlights the concept of price elasticity. Price elasticity refers to the degree to which demand for a product changes in response to a change in price. If a product is highly price elastic, a small change in price can lead to a large change in demand. In the case of luggage fees, if the price becomes too high, customers may choose to fly with a different airline or find alternative means of transportation.
In conclusion, market competition is the main factor affecting the price of luggage in this scenario. As airlines compete to attract customers and increase profits, they adjust their pricing strategies in response to changes in the market. This highlights the importance of understanding market dynamics and staying competitive in a constantly evolving industry.
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Analyst why the mobility of labour may increase over time.
Answers
The mobility of labor may increase over time due to the following:
Increase in tradeIncrease in resourcesGrowth of industries.What is meant by mobility of labor?This is the term that is used to refer to the way that workers that are within a nation are able to move in their country or in nations that are outside their own.
There are several reasons for this. When industries are growing, there would be the need for ,ore people to be hired to make up the work force in the economy. Another reason is when there are increased resources such as capital in the nation.
The mobility tells us the ease with which these workers are able to move around in the economy. This is one of the core principles of economics as it tells us the way that Labor is able to affect growth in the economy as well as the production of goods and services.
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How does the existence of the black market work against the intended purpose of rationing?.
Answers
The existence of the black market works against the intended purpose of rationing because it creates a way for people to get around the rationing system.
How does the existence of the black market work against the intended purpose of rationing?The existence of the black market makes it easier for people to get the items they want, even if they are not supposed to have them. This can cause problems because it can lead to people hoarding items, which can then lead to shortages.
The existence of the black market works against the intended purpose of rationing because it creates a way for people to get around the rationing system. This means that people who are able to access the black market are able to get more of the scarce resources than they would be able to get through the rationing system. This can lead to resentment and conflict among those who are unable to access the black market.
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are good oppurtunities always spotted quickly or they often left unrecognized ?
Answers
Answer:
often left unrecognised
Answer:
Spotted quickly
Explanation:
What are the key components of financial planning?
Answers
The key elements of financial planning are: Assess your financial situation, Set money goals, Create a detailed plan to reach your financial goals.
Execute Plan Daily/Regularly
Know Your Money/Transactions Personally
Monitor and review your financial plan frequently
Replace money myths with money truths
A financial plan is a document that describes/elucidates an individual's current financial situation and short- and long-term financial goals. It includes strategies for achieving these goals. A financial plan helps/assists you identify and plan for basic needs such as:
Managing/taking care life risks (such as those related to health and disability), income and expenses, and debt relief.
We provide financial advice so you are ready to meet your commitments and goals.We also help you track your progress towards financial well-being over the years. also helps.
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If you were to come up with a new ideology to replace the wildcat version of U.S. capitalism, what, if any, structuralist elements would it include and why?
Answers
A new ideology to replace the wildcat version of U.S. capitalism. In this proposed ideology, we could include some structuralist elements to address various issues that are often criticized in the current system.
1. Social safety nets: Implementing a comprehensive social safety net could help reduce income inequality and provide essential services such as healthcare, education, and unemployment benefits. This would ensure a more equitable distribution of wealth and resources among the population.
2. Progressive taxation: Introducing a progressive tax system, where those with higher incomes pay a higher percentage of their income in taxes, could contribute to funding social programs and redistributing wealth more fairly across society.
3. Environmental regulations: Enforcing stricter environmental regulations would protect natural resources and promote sustainable development, ensuring long-term economic growth and environmental preservation.
4. Labor rights: Strengthening labor rights and protections, such as raising the minimum wage and ensuring workers' rights to unionize, would improve working conditions and help address income inequality.
5. Corporate responsibility: Encouraging corporate social responsibility through regulations and incentives would ensure businesses contribute positively to society and the environment while still pursuing profits.
Incorporating these structuralist elements into a new ideology would create a more equitable and sustainable economic system, addressing some of the criticisms of wildcat capitalism while maintaining the benefits of a market-driven economy.
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NEED HELP ASAP
Complete the following sentence.
Chronological, functional, and targeted are just a few of the many formats for writing a _____.
Answers
Answer:
I think it's a story/book
Explanation:
because it's the only thing I can think of when I think of the words chronological, functional, and targeted.
Which of the following is a characteristic of economic services:
A) tangible
B) freely available to everyone
C) useful
D) non-transferable
Answers
Answer:
useful
Explanation:
i got it from USA test prep
The Production Function shows how total output changes when the amount of a single variable input changes while all other inputs are held constant. Which Economic Resource (Factor of Production) is usually the variable input?
Answers
Answer:
labor
Explanation:
They are four factors of production. They are labor, capital, land, and entrepreneurship.
Labor is compensation for human skills, knowledge, time, and energy. It is indicated as salary, wages, commissions, or allowances in the books of account. A company's labor expense is influenced by the number of workers it requires. A planned high output will require many workers, while a low-volume production needs fewer workers. Therefore labor is considered a variable cost.
Capital includes the finances, equipment, and machinery required to start a business. Capital is a fixed cost as capital requirements do not vary will the volume of output. Land and entrepreneurship are fixed costs as they are not expected to change in the s