a credit-card company is not required to provide advance notice to consumers before changing credit-card terms. true false

Answers

Answer 1

Before modifying credit-card conditions, a credit-card firm is not obligated to notify users early. Every twelve months, major credit reporting organizations must offer consumers with free copies of their personal credit reports. Thus, it is false.

What exactly do you mean by "credit card"?

A credit card is a payment card that allows users (cardholders) to pay merchants for goods and services based on their accrued debt. The card issuer creates a revolving account and gives the cardholder with a line of credit, which the cardholder can use to pay a merchant or get a cash advance. Credit cards are classified into two types: consumer and corporate. The bulk of the cards are plastic, but there are a few metals and gemstone-encrusted metal cards as well.

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Related Questions

Lush Lawns, a new landscaping company, uses the same logo and shade of green in all forms of communication including its online ads, truck signage, Web site, and business cards. Which technique is being used by Lush Lawns to promote its business

Answers

Integrated marketing communications is being used by Lush Lawns to promote its business, as they are using the same logo and shade of green in all forms of communication including its online ads, truck signage, Web site, and business cards.

What is Integrated marketing communications?

IMC is the process of combining marketing communication aspects such as public relations, social media, and audience analytics to create an integrated marketing communication strategy.

Business development concepts, and advertising into a brand identity that is consistent across many media channels.

Thus they are using Integrated marketing communications.

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Which statements best describes gases

Answers

Answer:

gases have definite shape and volume

Explanation:

Answer:

Gases have random motion.

They don't have definite ahape and volume.

Tbey have weak inter molecular forces.

Explanation:

The use of short, direct sentences with no fluff is known as ______. a. Business style b. Casual style c. Creative style d. Direct style

Answers

Answer:

A

Explanation:

The question asks you to finish the statement and supply any more words that would help it. Hence option A is correct .

What is Business Style ?

Based on this, my response would be that the phrase is referred to as a business style. If I answered your question satisfactorily, please feel free to ask any more questions.

The term "Business Style" refers to the business name that the taxpayer uses that is registered with the relevant regulatory agency in addition to its registered name or company name.

BUSINESS WRITING STYLE

This corporate writing manual uses the term "style" to describe the structure, tone, and intensity of sentences.

Academic writing style and business writing style are very different.

In a book about writing, the following statement was advised to students:scholarly writing

"As a third-year history major with a little more than $10,000 in student loan debt, I find McPherson and Schapiro's rejection of Clinton's national service plan to be short-sighted and insensitive to the experiences of many college students who are struggling to pay for their education only to face significant financial burdens after graduation.

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A logistics company began moving trucks and supplies into position nearly a week before a hurricane hit the city, as specified in the company's _____ plan.

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The logistics company started moving trucks and supplies into position almost a week before the hurricane hit the city. They had been following the protocol specified in the company's evacuation plan.

Logistics company is a professional organization which is responsible for transporting goods or merchandise from one place to another. In addition, logistics management refers to the process of managing the movement, distribution, and storage of goods or merchandise from the point of origin to the point of consumption. Companies must have an evacuation plan in place in the event of a natural disaster.

These strategies will be critical in ensuring the security and safety of their workers, trucks, and supplies, as well as maintaining the continuity of operations. As a result, the logistics company's hurricane preparedness plan involves moving trucks and supplies into position nearly a week before the hurricane strikes.

The company wants to make certain that their trucks and supplies are in good working order and are available to aid in the evacuation of those in need, as well as to prevent harm to their workers and equipment.

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Final answer:

The logistics company began moving trucks and supplies into position nearly a week before the hurricane hit the city, as specified in their disaster preparedness plan.

Explanation:

The logistics company's plan that is mentioned in the question is the disaster preparedness plan. This plan outlines the necessary steps the company takes to prepare for a potential disaster, such as a hurricane. By beginning to move trucks and supplies into position nearly a week before the hurricane hits the city, the company is following their disaster preparedness plan.

In a disaster preparedness plan, companies consider factors such as the anticipated impact of the disaster, the necessary resources and supplies needed to continue operations, and the safety of employees and assets. By implementing this plan, the logistics company increases their chances of effectively responding to the hurricane and minimizing potential damages.

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Franklin corporation issues $97,000, 8%, 5-year bonds on January 1, for $101,370. Interest is paid semiannually on January 1 and July 1. If Franklin uses the straight-line method of amortization of bond premium, the amount of bond interest expense to be recognized on July 1 is

Answers

Answer:

$3,006

Explanation:

Bond issue = $97,000

Interest rate = 8%

Bond value sold = $101,370

Time period 5 years

N.B The premium will have to be to be discounted from the interest expense because Franklin corporation sold the bond at a value higher than the face value i.e premium value.

Therefore;

Coupon = $97,000 × 8% × 1/2

= $3,880

Amortization of bond premium = ($101,370 - $97,000) /5 years period

= $4,370/5

= $874

Total interest expense

= $3,880 - $874

= $3,006

steve is the vp of marketing, and garth is a computer operator. they have lunch together regularly because both have three-year-old twins who are a handful and they enjoy sharing stories about their kids. their lunchtime conversations are ............

Answers

Steve is the vp of marketing, and garth is a computer operator. they have lunch together regularly because both have three-year-old twins who are a handful and they enjoy sharing stories about their kids. Their lunchtime conversations are informal conversations that involve personal networking.

Steve and Garth's lunchtime conversations are engaging and relatable, as they regularly share stories about their three-year-old twins who are a handful. These conversations provide a sense of camaraderie and understanding between the two colleagues as they navigate the challenges and joys of parenting young children. While Steve and Garth may not be talking about work-related topics, their regular lunches provide an opportunity for them to build a relationship outside of the office. This personal networking can be valuable in the future if they need to collaborate on a project or if one of them knows someone who could be helpful to the other's career. Additionally, these informal conversations can help create a positive work culture by promoting a sense of camaraderie and support among colleagues.

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determine whether each of the following is a paycheck deduction or an employee incentive

401(k)
FICA
Medicare
life insurance
Social security

Answers

Answer:

See below

Explanation:

A paycheck deduction is a compulsory deduction imposed on all employees by the federal or state government. For a paycheck deduction, the employee has no option but to pay. The amount payable is a percentage base on the gross pay. The federal or state government set the percentage to be deducted.

From the List paycheck deduction are

Medicaresocial security

Employee incentives are benefits offered to employees by their employer. Incentives motivate employees to work hard, save for retirement, or promote employees' welfare.

Incentives in the list are

401(k) Life insurance

Answer:

Employee incentive: 401 (k), life insurance

Paycheck deduction: Social security, Medicare, FICA

Explanation:

Hope it helps

Marco owns a retail store. Although he is buying his fall line of merchandise now, he won't actually pay for the merchandise until later. This is a type of short-term funding known as

Answers

The type of short-term funding used by Marco is known as Trade credit.

Trade credit refers to an arrangement to purchase goods or services on one's account with a promise to make cash or cheque payments at a specified of future date.

Trade credit is very important in business because the buyer will not need to pay immediate cash for purchase of goods, rather, the repayment can be made when he/she sells the goods.

Therefore, the type of short-term funding used by Marco is known as Trade credit

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ABC analysis divides on-hand inventory into three classes, generally based upon a. item quality b. unit price c. the number of units on hand d. annual demand e. annual dollar volume

Answers

ABC analysis divides on-hand inventory into three classes, generally based upon annual dollar volume (option e)

ABC analysis is a method of categorizing items based on their value or importance to the business. It divides on-hand inventory into three classes based on their annual consumption value or usage.

The three classes are:Class A items: These are high-value items that typically represent a small percentage of the total inventory, but a large percentage of the total annual consumption value. These items require close monitoring and tight control due to their high value.Class B items: These are medium-value items that represent a moderate percentage of the total inventory and annual consumption value. They require moderate control and monitoring.Class C items: These are low-value items that typically represent a large percentage of the total inventory, but a small percentage of the total annual consumption value. These items can be managed with minimal control and monitoring.

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Should a business email contain a salutation?

Answers

Answer:

A business email is meant in a professional way. It can be sought out as multiple different approaches, one of them, in this case, can include a friendly and welcoming business approach, including a salutation. All in all, it is up to the writer, there is no fully correct answer. Hope this helps :)

An account with an initial balance of $1500 earns 7% interest for 1. 5 years. What is the ending balance? Enter your answer in the box.

Answers

Answer:1,657.50

Explanation:

The ledger of Cheyenne Corp. On March 31, 2019, includes the following selected accounts before adjusting entries. Debit Credit Prepaid Insurance 2,700 Supplies 3,000 Equipment 32,200 Unearned Service Revenue 8,900 An analysis of the accounts shows the following. 1. Insurance expires at the rate of $400 per month. 2. Supplies on hand total $1,200. 3. The equipment depreciates $400 per month. 4. During March, services were performed for two-fifths of the unearned service revenue. Prepare the adjusting entries for the month of March. (Credit account titles are automatically indented when the amount is entered. Do not indent manually. )

Answers

Prepaid expenses are able to be categorized as a current asset because the business has already paid them even though it hasn't yet received the goods and services. By creating adjusting entries, prepaid costs are recognized.

Sr. No       Particulars                                       Debit                  Credit

1)            Insurance Expense                            $400

           Prepaid Insurance                                                           $400

2)           Supplies Expense                             $1800

                Supplies                                                                     $1800

3)       Deprecation Expense                            $400

    Accumulated Deprecation Equipment                                 $400

4)   Unearned Service Revenue                      $3560

           Service Revenue                                                            $3560

Calculation for Supplies expense is Supplies ($3000) minus Supplies on hand ($1200) and calculation for Unearned service revenue is Multiply Unearned service revenue ($8900) by two fifth (0.4). Entries of the month of March will be ready.

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ms. fresh bought 1,000 shares of ibis corporation stock for $5,900 on january 15, 2019. on december 31, 2022, she sold all 1,000 shares of her ibis stock for $4,950. based on a hot tip from her friend, she bought 1,000 shares of ibis stock on january 23, 2023, for $3,225. what is ms. fresh's recognized loss on her 2022 sale, and what is her basis in her 1,000 shares purchased in 2023?

Answers

The recognized loss on her 2022 sale is $0. The basis of her 1000 shares purchased in 2023 is $4175.

$5,900 in Ibis shares minus the $4,950 from the sale of Ibis stock results in a realized loss of $950. Because the Ibis shares were repurchased within 30 days of the first sale, the loss is currently not deductible.                $3,225 in new Ibis share purchase price plus $950 non-deductible loss from the initial Ibis sale equals $4,175 in basis for the new Ibis shares.

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When can salespeople utilize loudness as a voice characteristic when communicating with their customers?

Answers

Salespeople can utilize loudness as a voice characteristic when communicating with their customers in certain situations. Loudness can be effective when the salesperson wants to grab the customer's attention or emphasize important points during a presentation or pitch.

Loudness, as a voice characteristic, can indeed be utilized by salespeople in certain situations to effectively communicate with their customers. It can serve as a powerful tool to grab the customer's attention and emphasize important points during a sales presentation or pitch. By modulating the volume of their voice, salespeople can create a sense of urgency, enthusiasm, or emphasis, capturing the customer's interest and drawing them into the conversation.

However, it is important for salespeople to use loudness sparingly and appropriately, as excessive loudness may come across as aggressive or overwhelming to the customer. It is crucial to maintain a balance and adapt the voice volume to the specific context and needs of the customer.

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lokking for brainly member ystuckey

Answers

what does that mean lol im confused

what challenges might people living in a county or state with a high concentration of subprime scores be facing as a result of the low credit scores?

Answers

The challenges people living in a county or state with a high concentration of subprime scores might be facing as a result of the low credit scores are:

I. Poverty.

II. Famine and hunger.

III. Low level of healthcare.

A credit score can be defined as a numerical expression ranging 300 to 850, which typically represents an individual's financial history and credit worthiness.

This ultimately implies that, the higher your credit score, the higher and better it is to obtain a credit (money) from a potential lender and vice-versa.

In the U.S, the ratings of a credit score by FICO include the following;

A credit score ranging from 670 to 739 is considered to be a good credit score.A credit score of 740 to 799 is better.A credit score of 800 to 850 is considered to be excellent.

In this context, the challenges people living in a county or state with a high concentration of subprime scores might be facing as a result of the low credit scores are:

I. Poverty.

II. Famine and hunger.

III. Low level of healthcare.

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A registered representative purchased two tickets to a concert for which he paid $175 per ticket. If the face value of the tickets is $95 per ticket, the RR may:

Answers

Answer:

The RR may decide not to give any tickets to a customer

Explanation:

Based on the information given about the registered representative the registered representative may decide NOT L to give any tickets to a customer reason been that the face value which is $95 per ticket for two person when calculated will give us the amount of $190($95 ×2) which is higher than the actual value or amount he paid for the two ticket calculated as ($175×2) which gave us $350 given us a difference of $160($350-$190).

Therefore Based on this registered representative may NOT give any tickets to a customer.

why does saturn have the coldest surface temp?

Answers

Answer:

distance from the Sun

Explanation:

because of Saturn's tilt, the southern and northern hemispheres are heated differently, causing seasonal temperature variation.

what the other person said is correct!!

An article in a newspaper explains that a new business is about to open.

Answers

Answer:

So what's the question......??????

In the market for widgets, the supply curve is the typical upward-sloping straight line, and the demand curve is the typical downward-sloping straight line. The equilibrium quantity in the market for widgets is 200 per month when there is no tax. Then a tax of $5 per widget is imposed. The price paid by buyers increases by $2 and the after-tax price received by sellers falls by $3. The government is able to raise $750 per month in revenue from the tax. The deadweight loss from the tax is ____________

Answers

Answer:

the deadweight loss from the tax is $125

Explanation:

The computation of the deadweight loss from the tax is shown below:

After tax quantity is

= $750 ÷ $5

= 150 widgets

And, the deadweight loss from tax is

= 0.5 × [$5 × (200 - 150)]

= $125

Hence, the deadweight loss from the tax is $125

The same would be considered and relevant too

In the following pictograph, how many books has Group 3 read?



18
25
15
12

Answers

Answer:

15 is the answer you are looking

PLEASE HELP!! 20 POINTS!!!

PLEASE HELP!! 20 POINTS!!!

Answers

The four steps that an accountant needs to follow when making an adjustment entry, in order are:

Determine the accurate account balances Check for the original journal entry Pass the necessary journal entries for the difference Calculate the difference between the correct and original account balances

How to make an adjustment entry?

In order to make an adjustment entry, the first thing to do is to check for the accurate balances of the account and then also check for the original entry made in the journal.

If the accurate balance and the original balance are not the same, then calculate the difference and make and adjustment.

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But Mom! If I leave Barbie at home by herself, shes going to get lonely! is an example of a statement a child might make if they are experiencing what Piaget called:

Answers

The child in this statement is experiencing animism, a concept in Piaget's theory of cognitive development.

Piaget's theory suggests that children go through stages of cognitive development, and during the preoperational stage (ages 2-7), children often exhibit animism. This means that they believe inanimate objects, like dolls, have feelings and thoughts just like humans do. The child in the statement is attributing the emotion of loneliness to the Barbie doll, which is an example of animism.

This type of thinking can be seen as imaginative and creative, but it can also lead to misunderstandings about the world around them. As children progress through Piaget's stages, they begin to understand that objects do not have thoughts or feelings like humans do.

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What determining factor do buyers use to
select products in a pure competition
market?
A. Quality
C. Profit
B. Brand
D. Price

Answers

Answer: D

Explanation:

Answer: In a pure competition market, the determining factor that buyers use to select products is price. Therefore, the correct answer is option D: price.

Explanation: In a pure competition market, the determining factor that buyers use to select products is price. In a pure competition market, there are many buyers and sellers, and the products offered by the sellers are largely the same. In this type of market, buyers will typically choose the product with the lowest price, as there is little difference between the products offered by the different sellers. Other factors, such as quality, brand, and profit, may also play a role in a buyer's decision, but in a pure competition market, price is typically the most important factor.

write on perfect competition​

Answers

Perfect competition is an ideal type of market structure where all producers and consumers have full and symmetric information, no transaction costs, where there are a large number of producers and consumers competing with one another. Perfect competition is theoretically the opposite of a monopolistic market. lol

which of the following is accounted for as a change in accounting principle? group of answer choices a change from expensing immaterial expenditures to capitalizing and amortizing them as they become material. a change from the cash basis of accounting to the accrual basis of accounting. a change in inventory valuation from average cost to fifo. a change in the estimated useful life of plant assets. a change from double-declining depreciation to straight-line.

Answers

A change in inventory valuation from average cost to FIFO :is accounted for as a change in accounting principle.

What is FIFO?

First In, First Out, or FIFO as it is more popularly known, is an asset management and valuation technique wherein assets that are generated or acquired first are sold, utilized, or disposed of first. FIFO, which stands for First In, First Out, asserts that the cost of goods sold on the income statement includes the assets with the oldest expenses (COGS).

June 16, 2022. Find the cost of your oldest stock, then multiply that cost by the quantity of stock sold to compute FIFO (First-In, First-Out).

FIFO keeps up with the stock's natural flow (the oldest products are sold first, with accounting going by those costs first). Consequently, there is a lower likelihood of errors during bookkeeping. lesser waste (a company truly following the FIFO method will always be moving out the oldest inventory first).

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The importance of Administration functions ​

Answers

The core of any company or organization is its administration. They are a group of actions that support the systematic and efficient management and coordination of an organization's many operations.

The importance of administration is -

1. The planning - The main function of administration is planning the goal, and objective and guiding the people of the team for the fulfillment of the objective. Through the planning method, the administrator can plan the number of resources going to be used in fulfillment of the objective.

2. Organizing - This involve the delegation of work to people and clearly defining their roles for the work which has to do.

3.  Staffing - It involves the function of hiring, training, and retaining the employees of the organization.

In summary, the functions of administration play a crucial role in the success of any organization.

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$200 a month for car insurance geico is that normal?

Answers

No that’s is not normal very overpriced
No it is not it’s too overpriced

money market securities must have a maturity of three months or less. group of answer choices false true

Answers

The given statement "money market securities must have a maturity of three months or less" is true because they are designed to provide liquidity, low-risk, and meet the short-term borrowing needs of issuers while catering to investor demand for short-term investment options.

Money market securities are short-term debt instruments that financial institutions, corporations, and governments issue to raise funds quickly. These securities typically have a maturity of three months or less, which makes them highly liquid and low-risk investments.

Here is a step-by-step explanation of why money market securities have short maturities:

1. Liquidity: Money market securities are designed to provide investors with a safe and liquid investment option. The short maturity period ensures that investors can easily convert their investments into cash without losing any value.

2. Low-risk: The short maturity period also contributes to the low-risk nature of money market securities. Shorter maturities mean that there is less time for interest rate fluctuations or credit events to impact the value of the security. This makes them more stable and less susceptible to market volatility.

3. Borrowing needs: Financial institutions, corporations, and governments often have short-term borrowing needs to cover operating expenses, payrolls, or temporary cash shortfalls. Money market securities with short maturities provide a cost-effective way to borrow funds for these purposes.

4. Investor demand: Investors often seek low-risk, short-term investments to park their funds temporarily or diversify their investment portfolio. The short maturity period of money market securities makes them an attractive option for these investors.

In conclusion, money market securities have a maturity of three months or less because they are designed to provide liquidity, low-risk, and meet the short-term borrowing needs of issuers while catering to investor demand for short-term investment options.

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Which situation best illustrates the role of households in the circular flow of
goods?
A. A runner buys a new pair of athletic shoes.
B. A website sells cheap books and magazines.
C. A factory produces screws used to build furniture.
O D. A company designs websites for big businesses.

Answers

A runner buys a new pair of athletic shoes best illustrates the role of households in the circular flow of goods. Thus, option A is correct.

What is circular flow of goods?

The circular flow is the continuous movement of revenue, expenditure, and the production of products and services in an economy.

It demonstrates the circular redistribution of revenue between the producing unit and households. They include entrepreneurship, labor, capital, and land. Rent is the fee received in exchange for the fixed natural resource( also known as land)contribution. Wage is the comprehension received for the contributions made by human worker. Interest is the compensation received for the capital contribution. Profit is the reward for the contribution produce by the enterprise.

Therefore, we can conclude that option A is correct.

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this is a map of the locations of nearly 70,000 galaxies extending out to about 3 billion light years. why are there two large wedge-shaped empty regions at the top and bottom of this map? hey cool kids can any of you be the geniuses you are and help a hommie out >:) anyways here is the question besties Rick is driving to his uncle's house in Greensville, which is 120 miles from Rick's town. After covering x miles, Rick sees a sign stating that Greensville is 20 miles away. Which equation, when solved, will give the value of x?A. x + 120 = 20 B. x 120 = 20C. x + 20 = 120D. x 20 = 120so you think you can tell me lol :,). me need more help plz also add explanation real explanation he time is 7:00 a.m. on Wednesday in Santa Cruz, CA (longitude - 120 W), what time is it at 179.5 degrees east longitude (just to the east of the International Date Line)? 3:00AM Wednesday 4:00AM Thursday 11:00AM Wednesday 2:00AM Thursday what was the cause of the Missouri compromise? what country started the tradition of exchanging gifts at christmas Halo stars are found in the vicinity of the sun. what observational evidence distinguishes them from disk stars? 4. THE LOV TEMPERATURES FOR A VEEK IN EDMONTON, ALBERTA ARE -15C, -1200-10C, -12C, -18C, -20C, AND_-25C. WHAT IS THE MEAN LOVTEMPERATURE FOR THE WEEK? SHOW YOUR WORK vamos a la casa_despues escuela I reallllyy neeeeedd helpppp dont be capping put the right answer plz help!! Which best describes why taxes and savings are considered leakage factors?A) They take money out of households.B) They take money out of the economic system.C) They take money out of the economic sectors.D) They take money out of the financial sector.Thank you!! : ) Which series includes three diseases caused by bacteria?Group of answer choicescommon cold, tuberculosis, HIVstrep throat, food poisoning, tuberculosisHIV, athletes foot, common coldringworm, strep throat, food poisoning Todd orders pictures from a photographer. Each picture costs $7.50. A one-time shipping fee of $3.25 is added to the cost of the order. The total cost of Todd's order before tax is $85.75. Write and solve an equation to find, p, the number of pictures Todd ordered. the researchers chose to determine co-culture all samples in the presence of interleukin-5 a cytokine. what is the most likely reason for this decision 1. Where does the crisis that changes Aronnax's evaluation of Captian Nemo occur?Describe the event(s) that led up to it. EVERYONE What are you thoughts on Nolan Donkor. He says weird things and does mean stuff to everyone in my school Which of the following are MIS roles you will find in organizations over the next decade? (Check all that apply)chief intellectual property officerchief automation officerchief user experience officerMIS skills gapmanagement information systemschief title officer This question will have a picture attached. Noah ran around the track two times. How far did he run in feet? Round your answer to the nearest whole number. (That measurement showing in the bottom of the photo is 20ft and the one showing on the side is 10 ft if they are cut off or difficult to see. ) The axon of a resting neuron has gates that do not allow positive sodium ions to pass through the cell membrane. What is this characteristic called?. Just how different are these two populations of juncos from one another ?