Your retirement fund earns 7% on a quarterly compounded basis. In order to withdraw $4000 every year for 30 years, we must have $228128.2 there in account.
How do Withdrawal effects work?In some circumstances, requirements must be satisfied in order to withdraw money without incurring fees, and fees for exit tax typically apply when a provision of an acquisition deal is broken.
What is a withdraw example?Individuals could experience side effects as they stop and use a narcotic or cut back on their intake. For instance, if you skip your daily cup of coffee, you can experience the weariness, headache, and irritability associated with caffeine consumption. The signs of withdrawal point to a dependency on the substance.
Briefing:d=$4000
r=7%=0.07
r=0.07/4=0.0175
t=30
Number of withdrawals overall N=12^* 30=360
= d(1-(1+r)^(-N) )/r
0=4000(1-(1+0.0175)^(-360) )/0.0175
=4000(1-(1.0175)^(-360) )/0.0175
Withdrawal = 228128.2
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alex measured the length of an item to be 3.9 cm. the actual length is 3.5 cm what is alex percent error ?
Answer:
11.42 %
Explanation:
The formula for calculating percentage error
percentage error = observed value - actual value x 100
actual value
Percentage error = 3.9- 3.5 x 100
3.5
Percentage error = 0.4 x 100
3.5
Percentage error =0.1142 x 100
Percentage error = 11.42 %
What is the relationship between data life cycle and data analysis process how are the two processes similar?
Data analysis is concerned with the use of tools to transform information and data life cycle is concerned with making informed decisions.
To find relevant information, aid inference, and in decision making, data analytics is the process of analyzing, cleaning, manipulating, and modeling data. Data analytics is used in several areas of business, science, and the social sciences and has many facets and methodologies. It includes many different techniques and has many different names.
Data mining is a specific type of data analysis that focuses on knowledge discovery and statistical modeling for predictive rather than purely descriptive purposes. Business intelligence refers to data analysis that is mainly based on aggregation and is mainly concerned with business information.
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When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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you are employed as a network administrator of vincent motors. an unreleased blueprint of a new car model of vincent motors has been leaked on the internet. you assume that an intruder must have succeeded in gaining access to your network in order to copy the blueprint. which of the following access control techniques will you use so that such an activity can be detected in the future?
The control process techniques that can be used so that such an activity can be detected in the future is authentication.
One of the significant management tasks is controlling. In reality, the management function as a whole will be rendered obsolete in the absence of a control process. The administration won't be able to tell whether the plan is being implemented correctly or not, or whether it is operating well. The primary goal of the management process is to ensure that the planned actions within an organization are occurring.
The control process aids managers in assessing the performance level of their individual organizations. The final function of management is control. If other management tasks are properly performed, the controlling function would become obsolete. Control will be necessary when there are any issues with the planned or collection and reporting.
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Point-of- are product aociation that are not necearily unique to the brand but may in fact be hared with brand
Points-of-parity are those associations not necessarily unique to the brand but perhaps shared with other brands. those associations designed to negate competitors' points-of-difference or overcome perceived weaknesses or vulnerabilities of the brand.
A brand requires points of parity in order to be taken into account by the consumer. In this case, a brand's similarity to others may give customers the impression that it is "good enough" to be discussed.
Any area in which your company is equivalent to that of your rivals and is taken into account by clients when making purchases is known as a point of parity. The characteristics of goods or services that create differentiation are referred to as their point of difference.
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30 POINTS :D
If someone you don't know asks where you go to school, what should you do?
A. Don't respond
B. See if they're a friend of a friend
C. Ask why they want to know
D. Lie to them
Which of the following best describes a stock.
A) An incredibly stable investment that is always a safe investment
B) Is insured by the FDIC
C) Represents a share of ownership of a corporation
D) Only sold in the United States
Answer: C
Explanation: A stock represents a share of ownership of a corporation. Stocks are bought by people so they can get money. If the company's stock they by it from goes well, they get money as well as interest. The answer is C. Hope this helps!
Romy has been promoted to Operations Manager at a well-known traditional restaurant. The restaurant, like many other companies, relies significantly on the supply chain to obtain the raw materials needed to prepare delectable traditional cuisine. Choose three sourcing strategies for Ruby out of the six available ((Many suppliers., Few suppliers., Vertical integration., Joint ventures., Keiretsu networks, Virtual companies.))
.(500 words maximum)
Romy has several sourcing strategies at her disposal, and she should select the best strategy based on the restaurant's needs. Vertical integration, many suppliers, and keiretsu networks are three sourcing strategies that Romy can adopt to ensure a smooth supply chain process.
Congratulations to Romy on the promotion! As an Operations Manager at a traditional restaurant, Romy's main role is to ensure the smooth operation of the restaurant's supply chain. Sourcing is a critical part of the supply chain process, and it involves identifying and selecting suppliers who can provide the raw materials required to prepare the traditional cuisine. In this case, Romy can choose from six sourcing strategies to obtain the necessary raw materials. Three of these strategies that Romy can adopt are vertical integration, many suppliers, and keiretsu networks.
Vertical Integration: Vertical integration is a sourcing strategy where a company acquires or controls the suppliers and distributors of the raw materials. In this case, Romy can consider acquiring farms that grow the ingredients used in the restaurant's traditional dishes. By doing so, Romy can secure a steady supply of high-quality ingredients and avoid any supply disruptions caused by external factors such as weather. The downside of this strategy is that it is capital-intensive, and the restaurant will need to invest in acquiring and managing the farms.
Many Suppliers: The many suppliers sourcing strategy involves sourcing raw materials from multiple suppliers to reduce the risk of supply chain disruption. Romy can adopt this strategy by identifying and working with several suppliers for each ingredient to ensure that there are alternative sources of supply in case one of the suppliers is unable to deliver. Working with multiple suppliers also allows the restaurant to compare prices and quality and select the best suppliers. However, the downside of this strategy is that it requires more resources to manage relationships with multiple suppliers.
Keiretsu Networks: A keiretsu network is a sourcing strategy where a company collaborates with a group of suppliers to support each other's success. In this strategy, Romy can form a keiretsu network with the restaurant's suppliers. By doing so, the suppliers can work together to develop new products and technologies that can benefit the restaurant. Additionally, the suppliers in the keiretsu network will be more loyal to the restaurant, ensuring a steady supply of raw materials. However, forming a keiretsu network can be time-consuming and requires a significant investment in building relationships with the suppliers.
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APR, a rate advertised by ___ is typically ___ than APY
A) lenders; higher
B) borrowers; higher
C) borrowers; lower
D) lenders; lower
answer: D
APR, a rate advertised by lenders is typically lower than APY. The correct answer is D.
What is APR?APR is an acronym for annual percentage rate, it is considered as a cost of borrowing money which is calculated on a percentage that any individual pay each year on their loan. It does not only include the rate of interest but also the fees you must pay to obtain the loan.
APY is an acronym for annual percentage yield, which is considered the actual rate of return on the investment after considering the effect of investment returns.
APR is a rate advertised by lenders that is typically lower than APY as the cost of overall borrowing is lower, and the accounts of APR are also lower. If the difference between APR and APY is higher, the frequency with which interest compounds also increases.
Therefore, option D lenders and lower is the appropriate answer.
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what is meant by the term quality control as it relates to a cpa firm?
The term quality control refers to the processes and procedures implemented by a CPA firm to ensure that its services meet the required standards and expectations.
Quality control measures are designed to ensure that the firm's work is accurate, reliable, and complies with the relevant accounting and auditing standards. CPA firms typically have strict quality control systems in place to minimize the risk of errors or omissions in their work, and to maintain the integrity of their services. These systems may include policies and procedures for reviewing and approving work, training and development programs for staff, and ongoing monitoring and evaluation of performance. Ultimately, quality control is a key component of maintaining the reputation and credibility of a CPA firm.
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Which statement best summarizes the law of demand ?
A. Sellers only supply goods that are in high demand from buyers.
B. Buyers are more likely to buy a products that is supplied in large quantities.
C. Sellers can easily substitute a product in high demand with another product.
S. Buyers are more interested in purchasing products as those products decline in price.
Thank you :)
Buyers are more likely to buy a product that is supplied in large quantities.
What is the law of demand?The law of demand states that the quantity purchased varies inversely with the price. In other phrases, the better the rate, the lower the quantity demanded.
What are the types of demand?Individual and Market DemandOrganization and Industry DemandAutonomous and Derived DemandDemand for Perishable and Durable GoodsShort-term and Long-term DemandLearn more about the law of demand here https://brainly.com/question/24019366
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Which of the following best describes annually renewable term insurance?
a. Neither the premium nor the death benefit is affected by the insured’s age.
b. It provides an annually increasing death benefit.
c. It is level term insurance.
d. It requires proof of insurability at each renewal
Annually renewable term insurance is best described by it requires proof of insurability at each renewal. The correct option is d.
Annually renewable term insurance is a type of term life insurance that provides coverage for a specific period, typically one year. At the end of each year, the policy is renewed for another year, but the premium and death benefit may change based on the insured's age and health status.
Unlike level term insurance, which provides a fixed death benefit and premium for a specific period, annually renewable term insurance requires proof of insurability at each renewal. This means that the insured must provide evidence of their health and medical history to the insurance company in order to continue coverage for another year.
Some insurance companies may offer guaranteed renewable term insurance, which guarantees the policy can be renewed each year without the need for proof of insurability. However, the premium may increase each year based on the insured's age and other factors.
The correct option is d.
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Annually renewable term insurance is a type of life insurance which typically requires proof of insurability at each renewal and the premiums often increase each year.
Explanation:The correct answer to your question, 'Which of the following best describes annually renewable term insurance?' is option 'd. It requires proof of insurability at each renewal.'
Annually renewable term insurance is a type of life insurance that provides coverage for one year. Before the policy is renewed for another term, it typically requires proof of insurability. This means that the insured person may have to go through medical underwriting again, ensuring they're still insurable. The premiums for annually renewable term insurance often increase each year, reflecting the increasing risk of death as the insured person ages. In contrast, level term insurance has a fixed premium throughout the term of the policy.
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ldentify the law that protects the consumer from having to pay a credit charge that is in a legitimate dispute.
a. Fair Credit Reporting Act
b. Preservation of Consumer's Claims
C. Fair Debt Collection Practices
d. Truth in Lending
Answer:
Well its called Fair Credit Billing Act but A is close enough so I guess A.
Also A is The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports.
Also the Truth-in-Lending Disclosure Statement provides information about the costs of your credit. Your Truth-in-Lending form includes information about the cost of your mortgage loan, including your annual percentage rate. So it could be that one too..
The limits on creating native applications are usually ________, not technological. Question 48 options: A) in finding skilled programmers B) based on complexity C) based on requirements D) based on an executive board decision E) budgetary
The creation of native applications are usually limited by finding of skilled programmer rather than not technological matters.
What is native applications?A native application refers to a software program that is created for the use of users on a particular platform.
The main problem faced by the platform is getting a skilled programmerto design the platform interface rather than technological limit.
Therefore, the Option A is correct.
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In this pay, Moss Company deducted OASDI taxes of $5,276.24 and HI taxes of $1,233.95 from the $85,100.90 of taxable wages paid. What is Moss Company's portion of the social security taxes for: Round your answers to the nearest cent.
Answer:
A. $5,276.26
B. $1,233.96
Explanation:
Calculation for What is Moss Company's portion of the social security taxes for:
a. OASDI taxes=($85,100.90 x 6.2%)
OASDI taxes=$5,276.26
Therefore Moss Company's portion of the social security taxes for OASDI will be $5,276.26
b. HI taxes=($85,100.90 x 1.45%)
HI taxes=$1,233.96
Therefore Moss Company's portion of the social security taxes for HI will be $1,233.96
The Happy Days Day Care is hiring a child care worker.On the employment application,Happy Days specifically asks if the applicant has ever been arrested.Tina applies for a job at Happy Days and answers no to that question.She also answers no to the question that asks if there is any reason that she would not be qualified to work with children.Soon after Tina is hired,she severely shakes a baby to stop it from crying,causing the baby injuries.It is discovered at trial that Tina has been fired from numerous day cares for baby shaking and various other offenses.If the baby's parents sue Happy Days:
A) Happy Days is not liable because it made a good faith effort to screen applicants and because it specifically asked about past indiscretions.
B) Happy Days is liable because Tina was dealing not with the public but only with children.
C) Happy Days is liable for negligent hiring.
D) Happy Days is liable for negligent retention.
Answer: C) Happy Days is liable for negligent hiring.
Explanation:
Happy Days is liable for negligently hiring Tina. As the employer and especially as one working with children, the onus is on them to verify the information given to them by Tina.
Had they verified the information, they would have found out that Tina was not supposed to be taking care of children due to her violent tendencies. They would therefore not hire her and this ugly situation would have been avoided.
(1) This is a Numeric Entry question/It is worth 1 point/You have 1 of 2 attempts remaining / There is no attempt penalty 3 Question 2nd attempt Suppose that a country has a GDP of $3 billion. no autonomous consumption, and total consumption of $2.75 billion. The marginal propensity to consume in this economy is Give your answer to two decimals.
The marginal propensity to consume in this economy is approximately 0.92 when rounded to two decimal places.
To calculate the marginal propensity to consume (MPC), we need to divide the change in consumption (ΔC) by the change in income (ΔY). In this case, since there is no autonomous consumption, the change in consumption is equal to the total consumption.
MPC = Change in consumption / Change in income
MPC = $2.75 billion / $3 billion
MPC = 0.9167 (rounded to four decimal places)
Therefore, the marginal propensity to consume in this economy is approximately 0.92 when rounded to two decimal places.
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HELP ASAP!!! Complete the following sentence.
Evidence of one's claim to authority or competence, such as a diploma, degree, certification, or license is known as
Answer:
Credentials
Explanation:
I searched it up, but it seems right
Critically explain Robbins definition of economics?
Answer:
In his landmark essay on the nature of economics, Lionel Robbins defined economics as. “the science which studies human behaviour as a relationship between ends and scarce means which have alternative uses”
Explanation:
Is debt finance the same as debt capital?
Answer:
no they are not the same hope this helps
measurement of information about a business in the monetary unit
SEC Securities and Exchange Commission Unit of Measure Information about a business measured in monetary units (USD)
GAAP stands for generally accepted accounting principles.
a public corporation. A company whose stock is bought and sold by investors.
What are monetary units used to measure?The monetary unit principle holds that money is treated as a unit of measurement and that all transactions or economic events recorded in a business's accounts can be expressed and measured in monetary terms by a currency. The money measurement concept (also known as the monetary measurement concept) emphasizes the fact that in accounting and economics in general, every recorded event or transaction is measured in terms of money, the monetary unit of measure in the local currency. A fact, occurrence, or event that cannot be expressed in monetary terms is not recorded in the accounting books under this principle. Thus, non-quantifiable items such as employee skill levels or the quality of excellent customer service are not acceptable.
"The Measuring Unit principle" (or stable measuring unit assumption) is a fundamental principle in historical cost accounting: the unit of measure in accounting must be the base money unit of the most relevant currency.
This principle also assumes a unit of measurement.
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Which kind of map would be most helpful to use when studying watersheds?a road mapa political mapa topographic map
Answer:
Topographic map
Explanation:
Topographic maps show the arrangement of the physical features of an area of the Earth; Such as mountains, valleys, plains, and bodies of water ( above sea level).
henry suspects that some of his employees have been stealing from his company. he purchases a commercial crime insurance policy, which will cover any losses that actually occur during the policy period. under which coverage form of commercial crime insurance is henry's company insured?
Loss-Sustained form of commercial crime insurance henry's company insured.
The required details about commercial crime insurance is mentioned in below paragraph.
Insurance against business-related crimes, such as employee theft, forgery, robbery, and technological crime, protects against monetary damages. It is a kind of business insurance that offers protection for the company under the following types of policy: Employee dishonesty in Form A may be written as scheduled insurance or on a blanket insurance basis and covers money, securities, and other properties.
What are the commercial crime policy's exclusions?
The following things are not covered by commercial crime insurance: theft, misdemeanors, or other wrongdoing by you or your company partners. Additionally, it excludes any activities taken by personnel who colluded with one of your partners.
Thus, Henry company is insured under Loss-Sustained form.
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What is a business in sporta ad entertsnmnt marletongood
Answer:
Sports marketing is a subdivision of marketing which focuses both on the promotion of sports events and teams as well as the promotion of other products and services through sporting events and sports teams. It is a service in which the element promoted can be a physical product or a brand name. The goal is to provide the client with strategies to promote sports or to promote some other product, service, business or cause through sports. Sports marketing is also designed to meet the needs and wants of the consumers through exchange processes.
These strategies follow the traditional four "P"'s of general marketing: Product, Price, Promotion and Place. Another four "P"’s are added to sports marketing, relating to the fact sports are considered to be a service. The additional 4 P’s are: Planning, Packaging, Positioning and Perception. The addition of the four extra elements is called the "sports marketing mix."
Sports marketing is an element of sports promotion which involves a wide variety of sectors of the sports industry, including broadcasting, advertising, social media, digital platforms, ticket sales, and community relations.
Sports marketing is divided into three sectors. The first is the advertising of sport and sports associations such as the Olympics, Spanish Football league and the NFL, as well as sport teams like Real Madrid and the New York Yankees. The second concerns the use of sporting events, sporting teams and individual athletes to promote various products. The third category is the promotion of sports to the public in order to increase participation.
In the first case, the promotion is directly related to sports. In the second case, the products can but do not have to be directly related to sports. When the promotion is about sports in general, the use of this kind of strategy is called “Marketing of Sports.” When the promotion is not about the sports but sports events, athletes, teams or leagues are used to promote different products, the marketing strategy is denominated “Marketing through sports."When the promotion is about increasing participation among the public, it is called "Grassroots Sports Marketing."To promote the products or services, the companies and associations use different channels such as sponsorships of teams or athletes, television or radio advertisement during the different broadcast sports events and celebrations, and/or advertisement on sporting venues.
“Street marketing of sports” considers sports marketing through billboards on the street and also through urban elements (street lighters and sidewalks, etc.) to help promote and gain publicity during major worldwide sporting events such as the Football World Cup, the Olympic Games, or the Super Bowl.this = Business
Question 9 of 10
The tax is paid by employers to fund the federal government's
unemployment account.
OA. OASDI
OB. SUTA
O C. Medicare
O D. FUTA
The tax paid by employers to fund the federal government's unemployment account is the Federal Unemployment Tax Act (FUTA). Therefore, option (d) is correct.
The Federal Unemployment Tax Act (FUTA), in conjunction with state unemployment systems, provides for the payment of unemployment compensation to people who have lost their jobs.
FUTA pays a federal part of unemployment insurance (UI) and job service programme administration costs in every state. Furthermore, during periods of high unemployment, FUTA pays one-half of the cost of extended unemployment benefits. It also creates a fund from which states might borrow to pay benefits when necessary.
As a result, the significance of the tax is paid by employers to fund the federal government's unemployment account are the aforementioned. Therefore, option (d) is correct.
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the revolution in management that is currently under way suggests that the most effective managers of the future will
The current management revolution suggests that the most effective future managers will need to "be skilled communicators and team players."
This is because, unlike in the past, when employees tend to follow the manager's instructions to the letter without questions, many employees today tend to speak back or ask more questions.
Also, coupled with the fact that many today's employees prefer working without strict supervision, the tendency for conflicts to occur increases, and the need for motivation becomes significant.
Hence, in this case, it is concluded that future managers would need to be good communicators and team players, not just among the executives but also among the lower employees.
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The income tax rate in a state is a flat 10 percent. Based on that rate, who has the higher tax burden?
Annual Income
Alex - $20,000
Beatrice - $190,000
Julio - $80,000
Roberta - $60,000
Alex
Beatrice
Julio
Roberta
Answer:
Beatrice
Explanation: she makes the most money so she has to pay more in tax
Based on the tax rate and the annual income of the people, the person with the higher tax burden is Beatrice.
Flat Rate Tax Refers to when a specific rate of tax is imposed. Leads to those who are paid higher having a higher tax burden. Leads to lower income earners having less money after tax.Beatrice is the highest earner in the group as they earn $190,000. They will therefore have the highest tax burden of $19,000 as opposed to the others who have lower salaries.
In conclusion, Beatrice is correct.
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In terms of SUPPLY, what factors have contributed to the fall in oil prices?
what may leadership style be beneficial in leading this effort to solve the issue of revenue, quality of care, and critical leaders leaving? g
Relationship building and employee motivation are characteristics of transformational leadership.
Leadership is the behaviour of leading and coordinating the activities of a team or group of individuals towards a shared objective. It is also defined as the interaction between the individual(s) who lead and those who choose to follow. Through a shared vision, transformational leaders are often able to inspire loyalty, staff respect, and confidence, which increases productivity, boosts employee morale, and improves job satisfaction . In transactional leadership, the leader takes on the role of a change manager by engaging in conversations with subordinates that boost output. To improve care quality and integration, healthcare staff must be led effectively.
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company lent $10,000 to an employee who signed a 9%, 6-month promissory note. The entry made by the company to record this loan to the employee will include a:
The entry made by the company to record a loan to an employee involves debiting the employee loan receivable account and crediting the cash account.
When a company lends money to an employee, it is important to record this transaction properly in the accounting system. The entry made by the company to record this loan to the employee will depend on the terms of the loan, including the amount, interest rate, and repayment schedule.
In this case, the company lent $10,000 to an employee who signed a 9%, 6-month promissory note. A promissory note is a written promise to pay a specific amount of money at a certain time, with interest. The interest rate of 9% means that the employee will pay $900 in interest over the 6-month period.
To record this loan in the accounting system, the company will make the following entry:
Debit: Employee Loan Receivable - $10,000
Credit: Cash - $10,000
This entry reflects the fact that the company is lending $10,000 to the employee, which is recorded as a receivable on the balance sheet. The cash account is credited because the company is giving up cash to make the loan.
As the employee makes payments on the promissory note, the company will record these transactions by debiting cash and crediting the employee loan receivable account. At the end of the 6-month period, when the promissory note is paid in full, the employee loan receivable account will be reduced to zero.
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