You want to earn a real rate of return of 3. 75% at a time when the inflation rate is 2. 33%. What is the approximate nominal rate that you must earn?

Answers

Answer 1

To earn a real rate of return of 3.75% at a time when the inflation rate is 2.33%,

Rate of return (RoR) is the rate of return that calculates the net gain or loss from an investment over a certain period of time, and is expressed as a percentage. RoR is an indicator that can be useful to see the level of efficiency in an investment.

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We must calculate the approximate nominal rate that we must earn using the formula: Nominal rate = Real rate + Inflation rate.

Step 1: Plug in the given values into the formula:
Nominal rate = 3.75% + 2.33%

Step 2: Add the two rates together:
Nominal rate = 6.08%

Therefore, the approximate nominal rate that we must earn in order to achieve a real rate of return of 3.75% at a time when the inflation rate is 2.33% is 6.08%.

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Related Questions

Any material that poses an unreasonable risk to life, property, or the environment if it is not properly controlled during handling, storage, manufacture, processing, packaging, use, disposal, or transportation is called a/an:

Answers

Any material that poses an unreasonable risk to life, property, or the environment if it is not properly controlled during handling, storage, manufacture, processing, packaging, use, disposal, or transportation is called a \(\sf\purple{hazardous \:material }\).

\(\circ \: \: { \underline{ \boxed{ \sf{ \color{green}{Happy\:learning.}}}}}∘\)

samuel lost his job a year back when his company downsized and laid-off workers. he tried to find another job for 6 months, but was unsuccessful and quit looking for work. samuel is classified asa. structurally unemployedb. Frictionally unemployedc. Cyclically unemployedd. Discourage worker or not in the labor face.

Answers

Samuel lost his job a year back when his company downsized and laid-off workers.

He tried to find another job for 6 months but was unsuccessful and quit looking for work. Based on this information, Samuel is classified as:

d. Discouraged worker or not in the labor force.

This is because he stopped actively searching for a job after being unable to find one for an extended period.

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Samuel lost his job a year back when his company downsized and laid-off workers.

He tried to find another job for 6 months but was unsuccessful and quit looking for work. Based on this information, Samuel is classified as:

d. Discouraged worker or not in the labor force.

This is because he stopped actively searching for a job after being unable to find one for an extended period.

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Why is it important for a human resource manager to carefully maintain
employee records?

Answers

Answer:

Certain records require employee privacy to be protected. Not maintaining and following best practices for employee record keeping leaves you vulnerable to defending yourself against lawsuits, labor investigations or audits.

Explanation:

What is the price elasticity of demand for a vertical demand curve? a. Perfectly inelastic b. Inelastic but not perfectly inelastic c. Unitary elastic d. Elastic but not perfectly elastic e. Perfectly elastic

Answers

A vertical demand curve has (a) a fully inelastic price elasticity of demand. the amount requested will typically be displayed on the horizontal axis

The correct answer is A

What do the terms vertical and lateral demand curve mean?

The demand curve serves as a visual depiction of the connection between the cost of a commodity or service and also the amount demanded over a specific time period. The price will often be displayed on the left y axis and the amount requested will typically be displayed on the horizontal axis.

What does a vertically curve for a specific good suggest about the consumer?

Consumers are not affected by changes in the price of a good or service when the desire (dd) line is vertical, or parallel to the y axis. Regardless of changes in the price of the commodity, he will continue to purchase the same quantity.

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What encourages
people to buy
shares in the
ownership of a
private limited
company?

Answers

Profit is the reward for risk taking in business so
The dividends encourage the people to buy shares in the company as they would receive a share of the profits made by business they invested in.
How much profit they'll make.
And if the company has a good potential and reputation.
I think answer should be company please give me brainlest I hope this helps let me know if it’s correct or not okay thanks

is it possible to have publicity on your own website why or why not

Answers

Yes it is possible for you to have publicity on your website.

Is it possible to have publicity on your own website why or why not?

Yes, it is possible to have publicity on your own website. Publicity refers to any form of promotion or advertising, and a website can be used as a platform to promote and advertise a business, product, or service. By having a website, you can create content such as articles, videos, images, and infographics that can be used to showcase your products or services and attract visitors to your site.

Additionally, you can also use various digital marketing techniques such as search engine optimization, pay-per-click advertising, social media marketing, and email marketing to promote your website and attract more visitors. In summary, having a website gives you a powerful platform to promote your business and attract potential customers.

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Select the correct answer.
Which marketing strategy is the most effective in the modern era?
O A. relationship marketing
OB. marketing mix
Oc relationship marketing combined with the marketing mix
OD. considering the short-term interests of society
O E.
customer service

Answers

The most effective would be B

Answer:

Customer Service

Explanation:

What is moral myopia? Why do you think an advertising professional might experience this phenomenon?

Answers

Answer: See Explanation

Explanation:

Moral myopia occurs when someone is unable to clearly see ethical issues. In this case, people decide not to say anything even though they see the unethical behavior of others.

An advertising professional might experience moral myopia in the sense that such person looks away when he or she sees an unethical act because of fear of losing his or her job and also because of fear of losing a customer.

nova, incorporated is considering declaring a $100,000 cash dividend. nova has a cash balance of $20,000 and retained earnings balance of $100,000. nova should:

Answers

Nova, incorporated is considering declaring a $100,000 cash dividend. nova has a cash balance of $20,000 and retained earnings balance of $100,000. Nova should not declare a cash dividend because it does not have enough cash.

Managers employ a set of important measures to track performance in every expanding business. Profitability, cash management, and other operations are evaluated using metrics. The calculation of retained earnings, which is based on the following formula, is one crucial measure to keep an eye on:

Beginning Retained Earnings = Beginning Retained Earnings + Net Income (or Net Loss) - Cash Dividends

Retained Earnings at the End

Businesses that consistently create retained earnings are worth more and have more financial flexibility.

Equity on the balance sheet is the difference between assets and liabilities, and the retained earnings balance is an equity account. Net income (profit) increases a retained earnings balance, and cash dividends paid to shareholders decreases the balance. 

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After graduation, you plan to work for Donald's Fashion Co. For seven years and then start your own business. You expect to save and deposit $10,000 a year for the first three years (t=1 through t=3) and $14,000 annually for the four years after (t=4 through t=7). The deposits are made at the end of each year, with the first deposit being made a year from today. In addition, your grandfather just gave you a $40,000 graduation gift which you will deposit immediately (i.E. T=0). If the account earns 8% compounded annually, how much will you have saved when you start your business seven years from now?

Answers

Answer:

The amount that will you have saved when you start your business seven years from now is $175,805

Explanation:

In order to calculate the amount that will you have saved when you start your business seven years from now we would have to calculate the Future Value from the deposit since the year 0 to year 7 as follows:

Future value of year 0 with deposit of $40,000 and rate 8%=PV(1+r)∧t

Future value of year 0 with deposit of $40,000 and rate 8%=$68,552.97

Future value of year 1 with deposit of $10,000 and rate 8%=$15,868.74

Future value of year 2 with deposit of $10,000 and rate 8%=$14,693.28

Future value of year 3 with deposit of $10,000 and rate 8%=$13,604.89

Future value of year 4 with deposit of $14,000 and rate 8%=$17,635.97

Future value of year 5 with deposit of $14,000 and rate 8%=$16,329.60

Future value of year 6 with deposit of $14,000 and rate 8%=$15,120.00

Future value of year 7 with deposit of $14,000 and rate 8%=$14,000.00

Therefore, amount that will you have saved=$68,552.97 + $15,868.74 + $14,693.28+$13,604.89+$17,635.97+$16,329.60+$15,120.00+$14,000.00

amount that will you have saved=$175,805

The amount that will you have saved when you start your business seven years from now is $175,805

The act that has its own definition and remedial steps for mistakenly created e-commerce contracts:

Answers

Answer:

Electronic Signatures in Global and National Commerce Act (ESIGN)

Explanation:

The act with its definition and remedial steps for mistakenly created e-commerce contracts is" Electronic Signatures in Global and National Commerce Act (ESIGN)."

The United States Congress passed the Electronic Signatures in Global and National Commerce Act (ESIGN) in 2000. It has its definition by defining some keywords or phrases such as "Electronic," "Electronic Record," Electronic Signature," etc., under section 106 of the act.

It also states the remedial steps for mistakenly created e-commerce contracts under another section.

Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?

Answers

Answer:

i would say that his prices were a little high and ask for 20% off if he cant give that off then i would just say okay. why? because that's the plight thing to do.

Explanation:

hope this help.

brainiest please

Answer:

I hope this helps :)

Explanation:

Well I feel like I would purchase the meat based on quality. Of course it's going to cost me more, but you can't go wrong with better product. If the other places are selling meat for less, but the quality is bad what's the point. I definatly would choose quality over quanity when it comes to the purchase of meat.

Distinguish among corporate, business, and functional strategies. how does each strategy relate to hrm? why?

Answers

Corporate, business, and functional strategies are the three levels of strategic management that run across the organization and somehow, relate to Human Resource Management (HRM).

Corporate Strategy: It involves top-level management and represents the big-picture goal of an organization.

How: HRM takes a key role in shaping the corporate strategy of the organization and also ensures that the organization as a whole is working together to reach its goals.Why: The role of HRM directly contributes to the future success of the organization as HRM ensures that all actions are planned and integrated with the corporate strategy.

Business Strategy: It defines competitive advantages for each business department by delivering goods and values to customers based on the current market trend.

How: HRM analyzes the current market trends and aligns the organization working with those trends as well as provides the required resources.Why: HRM gives the organization an edge to compete by maximizing productivity and introducing products and services  to the market before the competitors.

Functional Strategy: It is a detailed working plan for achieving the organization’s goals within each business department.

How: HRM aligns goals from the top of the organization all the way down to the individual employees for increasing performance. Why: When employees with required skills are recruited it affects business in positive ways since human is the most valuable resource.

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The derived demand for labor comes from the
A.) difficulty of the labor involved in producing the goods and services.
B.) demand for the goods and services that the labor produces.
C. )wages accepted by workers.
D.) wages paid to workers.

Answers

The derived demand for labor comes from the B.) demand for the goods and services that the labor produces.

What is derived demand?

Derived demand is the demand for factors of production, which are intermediate goods that produce another intermediate or final goods.

The demand for labor, for example, is a derived demand because labor is required for the production of goods and services and not for itself.  The demand for a derived factor of production increases with increased demand for the company's output.

Thus, the derived demand for labor originates from Option B.

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Answer:

B.) demand for the goods and services that the labor produces.

What do borrowers use to secure a mortgage loan?

A. Credit Card
B. Down Payment
C. House
D. Land
E. Vehicle

I’m not sure if the answer is A and B, or if C is included too.

Answers

Answer:

A. and B.

Explanation:

mortgage loans are given to individuals by a certified bank against their property. In order to secure this loan the bank requires a down payment from the individual looking for the loan as well as the individual's credit card information. This credit card will be charged the amount that the individual owes the bank on a monthly basis.

Answer:

C,D,and E

Explanation:

For a mortgage to be secure it needs to be backed up by a valuable asset such as your car your house or land.

Using one set from each of the three columns,
correctly build all six of the nine–letter words.

1
EVE
AST
CHO
PAR
ADU
TRA

2
AKE
COL
DEM
RGR
LTH
RON

3
EEN
ARK
ATE
AUT
ETS
OOD

Answers

After using the given set of letters in the word scramble, the formed nine-letter words will be as follows,

Evergreen;Astronaut;Adulthood;Trademark;Chocolate;Parakeets.

What is the significance of word scramble?

A word scramble is referred to or considered as the intelligence test where a person has to create a meaningful word from the jumbled up spellings given for the word, and with some hints for the same. The word scramble must form a word only out of the letters given in the set of jumbled letters.

Therefore, the significance regarding word scramble has been aforementioned.

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Background info: Gulfstream G150 is one of the fastest mid-size business jet aircrafts developed by Gulfstream Aerospace Corporation in partnership with Israel Aircraft Industries (IAI). Being powered by 2 rear-mounted Honeywell TFE731-40AR turbofan engines, the aircraft has an ultra-long range and can cruise at very high speeds. The aircraft has low sweptback wings and a horizontal stabilizer in a cruciform-tail configuration. It has a capacity of housing up to 9 occupants. Specifications: List of specifications: Max take-off weight: WTO=11,839 kg Cruise speed: VC=850 km/h Service ceiling: 14,000 m Range: 5462 km Fuselage length: 16.94 m Wing area: S=29.41 m2 Wing span: b=16.64 m Mean chord: c=1.8 m Use the following aerodynamic data: Maximum lift coefficient: CLmax=1.5 Minimum lift coefficient: CLmin=−1.2 Lift slope: CLα=5.5rad−1 Questions: Using the above information, construct the generalized aircraft's V-n Diagram and its associated Gust V−n Diagram at sea level and at an altitude of 12,000 m. Describe your solution steps and results clearly. Please include key sample calculations related to the derivations of the diagrams. (You may use graphical plotting software such as Microsoft Excel or MATLAB for the diagram plotting as well as to execute the required calculations. Otherwise, you can also manually plot the diagrams on graph papers. ) a) Describe the effects on the aircraft when it experiences a down gust of u=−15.25 m/s as it cruises at 0.7Vc in a steady level flight at sea level and at 12,000 m altitude? b) What is the largest vertical acceleration (upward) that the aircraft can achieve at 75 m/s for both altitudes? c) Calculate the aircraft's penetration speed for the gust speed of u=−15.25 m/s at both altitudes.

Answers

The generalized aircraft's V-n Diagram and Gust V-n Diagram can be constructed by determining the load factor (n) at various speeds (V) and comparing them to the maximum and minimum allowable values based on aerodynamic limits and gust considerations.

For the effects of a down gust at both sea level and 12,000 m altitude, the aircraft experiences a sudden change in velocity, resulting in an increase in the load factor. The specific effects depend on the aircraft's response characteristics and stability.

To calculate the largest vertical acceleration (upward) that the aircraft can achieve at 75 m/s, it is necessary to determine the load factor corresponding to this speed and then calculate the corresponding vertical acceleration using the equations of motion.

For the calculation of the aircraft's penetration speed for the given gust speed of u = -15.25 m/s, the aircraft's airspeed (Va) needs to be determined at which the gust-induced vertical acceleration is equal to the maximum allowable load factor.

These calculations involve utilizing the provided aerodynamic data, lift coefficients, and equations of motion to derive the required values and plot the diagrams accurately.

Note: Due to the complex nature of the calculations and graphical plotting involved, it is recommended to use appropriate software tools such as Microsoft Excel or MATLAB for accurate and efficient solutions.

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An insurance that you pay if your down payment is less than 20 percent of the total cost of the house _____.

a. an ARM
b. an escrow account
c. PMI
d. a balloon loan

Answers

Answer:

Hello There!!

Explanation:

I think the answer is c.PMI because that is the only option which best fits into the sentence.

hope this helps,have a great day!!

~Pinky~

\(\huge{\textbf{\textsf{{\color{navy}{An}}{\purple{sw}}{\pink{er}} {\color{pink}{:}}}}}\)

C. PMI

ThanksHope it helps

____ is a process in which the performance standard is based on another firm’s superior performance.

Answers

Benchmarking is a process in which the performance standard is based on another firm's superior performance.

Benchmarking is a strategic management tool used to improve performance by comparing an organization's processes, products, or services with those of other organizations that are considered industry leaders or have achieved superior performance in a specific area. It involves identifying the best practices, strategies, and performance standards of successful firms and using them as benchmarks to set goals and improve performance within one's own organization.

The process of benchmarking typically involves several steps. First, an organization identifies the key performance metrics or areas where it wants to improve. These metrics can include factors such as cost efficiency, productivity, customer satisfaction, or quality standards. Next, the organization selects benchmarking partners, which are typically companies recognized for their excellence in the chosen metrics.

Information and data are then collected and analyzed to understand the practices and strategies that contribute to the superior performance of the benchmarking partners. Based on this analysis, the organization can identify areas for improvement, set performance goals, and implement changes to achieve similar or better performance.

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True or False big business often has trouble with innovations, but small, new, businesses are more likely to see new revenues in innovations.

Answers

True, big businesses often have trouble with innovations, but small, new businesses are more likely to see new revenues in innovations.

This is mainly due to several factors that come into play when a company attempts to innovate.Innovation is the creation or improvement of products, processes, or services. Companies that innovate successfully create a competitive advantage for themselves, resulting in increased profits, market share, and customer loyalty.

Big businesses, on the other hand, often have trouble innovating due to a variety of factors including:1. Bureaucracy and hierarchy2. Fear of change3. Difficulty in managing innovation4.

Risk-averse culture5. Rigidity and resistance to changeSmall, new businesses, on the other hand, are often more flexible and open to change. They tend to be more agile and can adapt quickly to changing market conditions, which makes them better suited to pursue innovation.

They are not bound by bureaucracy and hierarchy, so they can act quickly to respond to changing market conditions and customer needs. Moreover, since they are starting from scratch, they don't have to worry about disrupting existing operations or revenue streams.

However, it is also worth noting that innovation is not the sole province of small, new businesses. In fact, many large companies have managed to innovate successfully by creating dedicated innovation teams, partnering with startups, and adopting a startup mindset. So, it is possible for big businesses to innovate successfully as well.

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How does feedback of players influence the development of a game?

Answers

Answer:

Evaluative Feedback Increases.

Explanation:

While comparative feedback decreases future game play. Furthermore, negative feedback decreases players’ feeling of competence, but also increases immediate game play. Positive feedback, in contrast, satisfies competence and autonomy needs, thereby boosting intrinsic motivation.

The feedback of players influence the development of a game they use the feedback and fix it. From this evaluation of feedback may increases.

What is feedback?

When a system's outputs are used again as inputs in a cause-and-effect circuit or loop, this is known as feedback. The system is said to feed back on itself in this case.

Anything you discover prior to the game's release will save you from having to deal with it later. You can save time later on by using player feedback to pinpoint the problems with the game.

There is a very significant likelihood that players may become frustrated and, as a result, find the game confusing and worthless if they don't receive prompt and accurate feedback when playing games.

Therefore, the feedback of players influence the development of a game they use the feedback and fix it. From this evaluation of feedback may increases.

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What is cold Storewhat is cold Store

Answers

Answer:

Explanation:

Cold

Sales of cases of bottled water are up 7% from last year. You sold 900 cases of bottled water last year. Based on current percentage demand trends, what would the forecast be for total sales of cases of bottled water in 3 years.

Answers

Answer:

1,180 cases

Explanation:

The applicable formula in this case is the formula for calculating future value.

A = P x ( 1 + r)^n

where A is the number of cases after 3 years

P is the number of case sold this year

r is percentage increase: 7 %

n is the number of periods : 3 years

Number of cases sold this year = 900 Plus 7% of 900

=107% x 900

=1.07 x 900

=963

A = 963 x ( 1 +7/100)^3

A= 963 x( 1.07 )^3

A =963 x 1.225043

A =1,179.716

A= 1,180 cases

Number of cases = 1,180

The summary section of a business report appears at the bottom of the report.

False

True

Answers

Answer: True




Explanation: Its a repeat of what was discussed

Dillards buys finished products and sells them for a profit to its customers. Dillards is a part of which type of market

Answers

Dillards is a part of the Reseller market

The market consisting of wholesalers and retailers who buy products for resale purposes.

Dillards is a part the Reseller market.

What type of business is a reseller?

A reseller business allows you to resell products bought from manufacturers to customers. The reseller dropship business model is affordable, making it a great option for new entrepreneurs. As a reseller, you're essentially the middleman between the manufacturer and customers.

What are resellers examples?

Most resellers are retail organizations. These include grocery stores, department stores and specialty stores, such as home improvement or pet supply stores. There are many different types of retailers, from Wal-Mart to Macy's to the boutique on Main Street.

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You're in the lunchroom at work one day, 3 weeks into the execution of a project you are managing, and your project sponsor approaches you to see if you can squeeze in another feature on his project. This is an example of...

Answers

Answer:

scope creep

Explanation:

Scope creep refers to the managing of the project with respect to the changes made in the scope of the project after starting of a project. it can arise when the scope of the project is not defined clearly that result in harmful

Therefore as per the situation, the project sponsor reached you with a motive whether you compressed another attribute in the project

So this example represent the scope creep

elaborate the meaning of induction and explain its purpose​

Answers

Induction is the process of welcoming, introducing and socializing the new entrants to the existing group of people. The purpose of induction Is to make the new employees feel welcome at the new workplace and with their senior employees.

Differentiate between economic and non economic activity with example.​

Answers

Answer:

Economic activity refers to a human activity related to production and consumption of goods and services for economic gain. Non-economic activity is an activity performed gladly, with the aim of providing services to others without any regard to monetary gain. Economic, i.e. to earn money.

Explanation:

Answer:

Economic activities are performed for economic motive, i.e. earning profit. Any activities involving money or the exchange of products or services are economic activities.For instance, running a small business is a great example of economic activity.

On the other hand, non-economic activities are performed due to social or psychological reason. These are those activities which do not give income in return. They also do not contribute to the flow of goods and services in the economy.

Explanation:

Pls mark as brainliest

True or False Communication is not always a vital skill in the workplace

Answers

False you need to communicate to work with others..

Communication is always a vital skill in the workplace. The appropriate response is false.

What is communication?

Information exchange is the traditional definition of communication. The expression can be used to describe both the broadcast and the area of study that looks at such transmissions. Information can be given, received, and shared through exchange.

Communication in the workplace is essential since it boosts worker happiness, productivity, and morale. Additionally important is communication for bettering teamwork and cooperation. Individuals, teams, and organizations all perform better when there is effective workplace communication.

Emails and chats you have during the day to request things, ask questions, get information, give or receive instructions, and so on are examples of informal interactions.

In the workplace, communication is a crucial ability.

Hence, the appropriate response is false.

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You just borrowed money for four years to buy a car. The payments are $218 a month and the APR is 7 percent. How is the EAR computed?

Answers

Answer:

EAR= 0.072 = 7.2%

Explanation:

Giving the following information:

Nominal interest rate= 7%

Number of periods= 12 months

To calculate the Effective Annual Rate (EAR), we need to use the following formula:

EAR= (1 + nominal rate/number of periods)^number of periods

EAR= [(1 + 0.07/12)^12] - 1

EAR= 0.072 = 7.2%

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