You just received your financial aid offer and you see that you’ve been offered a Direct Subsidized Loan and a Direct Unsubsidized Loan. Assuming you accept both loans, explain how interest is handled differently between these two types of loans and how that can impact your monthly payments.

Answers

Answer 1

The way that interest is handled in Direct Subsidized Loan and a Direct Unsubsidized Loan is that:

Interest accrues (additionally) on loans with daily interest every day. You are not liable for paying the interest that accrues while you are in school if your loans are subsidized. Even when you're in school, if your loans are unsubsidized, you're still responsible for paying all accumulated interest.

While you are enrolled in school at least half-time or even during deferment periods, interest on your subsidized loans does not accrue.

Have interest-bearing loans, subsidized or unsubsidized?

Subsidized loans clearly prevail when compared to unsubsidized loans. A subsidized loan will save you money throughout the course of the loan if you are eligible for one. You will pay less in interest costs. Nevertheless, not everyone will be eligible for a subsidized loan.

While enrolled at least half-time in school or during deferment periods, interest is not charged on subsidized loans. Loans that aren't based on financial need are known as unsubsidized loans, and they are available to both undergraduate and graduate students.

Therefore, with the use of a subsidized direct loan, the lender or government (for Federal Direct Subsidized Loans, also known as Subsidized Stafford Loans) pays your interest while you're in school (a minimum of one year).

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Related Questions

What is an exhibit?
A. An example of a similar case that took place before
B. A summary provided after a case is over
C. A document, record, or other object formally introduced as
evidence in the court
D. Any individual involved in a case

Answers

Answer:

exhibition for companies in a specific industry to showcase and demonstrate their new products and services. ... Also, an exhibition of businesses offering franchises and/or business opportunity packages for sale.

Answer:

c

Explanation:

i just took the test and you  can find the answer on g.oo.gle

A document, photograph, object, animation, or other device formally introduced as evidence in a legal proceeding.

What is good government??

Answers

Answer:

Al-Rodhan's eight minimum criteria are: 1) participation, equity, and inclusiveness, 2) rule of law, 3) separation of powers, 4) free, independent, and responsible media, 5) government legitimacy, 6) accountability, 7) transparency, and 8) limiting the distorting effect of money in politics.

Explanation:

hope this helps!:)

Most employers will pay their employees by directly depositing their paycheck into their checking account. According to his checking account statement, John was paid ________________ every __________

Answers

Answer:

Explanation:

According to the bank statement for John Jones that can be found online. John was paid by direct deposit every 14 days (two weeks). Every two weeks John receives a total of $694.81 directly to his bank account and described as "Payroll Deposit - Hotel" which is most likely his job. Direct deposit is a feature that almost every employer has to automatically send an employee's earned income directly to their bank account at the same time every couple of weeks, sometimes twice a month and other times once a month.

resources tend to be allocated inefficiently when goods

Answers

Answer:

when good are free of charge

Explanation:

A pottery factory purchases a continuous belt conveyor kiln for $68,000. A 6.3% APR loan with monthly payments is taken out to purchase the kiln. If the monthly payments are $765.22, over what term is this loan being paid? A) 8 years B) 9 years C) 10 years D) 11 years

Answers

the loan is being paid over approximately 8 years and 11 months, which is closest to answer A) 8 years.

To determine the term over which the loan is being paid, we can use the present value formula for an annuity:

PV = PMT x [(1 - \((1 + r)^(-n)\)) / r]

where PV is the present value (loan amount), PMT is the monthly payment, r is the monthly interest rate, and n is the number of months.

First, we can calculate the monthly interest rate by dividing the annual percentage rate (APR) by 12:

r = 0.063 / 12 = 0.00525

Next, we can plug in the given values and solve for n:

$68,000 = $765.22 x [(1 - \((1 + 0.00525)^(-n))\)/ 0.00525]

Dividing both sides by $765.22 and multiplying by 0.00525, we get:

n = -ln(1 - ($68,000 / $765.22) x 0.00525) / ln(1 + 0.00525)

n ≈ 107 months

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Select the correct answer.
You are reading product reviews posted online by consumers. Which external information source are you using?
company website
industry website
Ο Ο Ο Ο
social media
print media
E.
consumer report

Answers

Answer:

social media

Explanation:

External sources of information refer to sources outside the organization. It is information produced or published by other independent agencies other than the company.  External sources originate outside of the organization.

An organization does not have control over external sources.  Examples of external sources include government statistics, newspapers, survey findings, social media, and archives. Online means through the internet. From the list provided, social media requires internet connectivity information and an external source of information.

Answer: for plato users

C . Social media is the correct answer

Explanation:

Which statement best describes a business creating an incentive?

Answers

Answer:

A. A factory increases production to respond to growing demand.

B. A restaurant offers a discounted price on a new type of dish.

C. A car dealership increases the price on a car when it becomes

more popular

D. A retailer stops carrying a product that doesn't sell well in its

stores

Explanation:

An incentive is a reason why somebody should do something, or in this case, buy something. This is why I believe the right answer is B because it attracts customers.

If china’s economy maintains a 7% annual growth rate over the next 20 years, about how large will its economy be in 20 years if its current gdp is $12 trillion?.

Answers

If china’s economy maintains a 7% annual growth rate over the next 20 years, $48 trillion its economy be in 20 years if its current GDP is $12 trillion.

What GDP means?

GDP calculates the monetary value of the final goods and services—those purchased by the consumer—produced in a nation over a specified time period (say a quarter or a year). It totals all the output produced inside a nation's boundaries.

How GDP is calculated?

GDP equals private consumption plus gross domestic product plus government investment plus government spending plus (exports – imports). or as a mathematical formula: GDP = C + I + G + (X – M) The national statistical office of the nation typically calculates GDP using the international standard.

What do you mean by GDP deflator?

The GDP price deflator tracks variations in the costs of all products and services produced in a country. Comparing the levels of real economic activity from one year to the next is made easier for economists by using the GDP price deflator.

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Describe why it is important to understand how businesses impact you.

Answers

because they are the ones that provide me goods and services.

On December 31 of the current year, Plunkett Company reported an ending inventory balance of $215,000. The following additional information is also available:Plunkett sold and shipped goods costing $38,000 to Savannah Enterprises on December 28 with shipping terms of FOB shipping point. The goods were not included in the ending inventory amount of $215,000.Plunkett purchased goods costing $44,000 on December 29. The goods were shipped FOB destination and were received by Plunkett on January 2 of the following year. The shipment was a rush order that was supposed to arrive by December 31. These goods were included in the ending inventory balance of $215,000.Plunkett's ending inventory balance of $215,000 included $15,000 of goods being held on consignment from Carole Company. (Plunkett Company is the consignee.)Plunkett's ending inventory balance of $215,000 did not include goods costing $95,000 that were shipped to Plunkett on December 27 with shipping terms of FOB destination and were still in transit at year-end.Based on the above information, the amount that Plunkett should report in ending inventory on December 31 is:_____________A. $194,000B. $209,000C. $200,000D. $171,000E. $156,000

Answers

The  amount that Plunkett should report in ending inventory on December 31 is: E. $156,000.

Ending inventory

Using this formula

Ending inventory= Ending inventory balance - FOB destination goods purchased - Goods being held on consignment

Let plug in the formula

Ending inventory= $215,000 - $44,000 - $15,000

Ending inventory= $156,000

Therefore the correct option is E.

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______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???

Answers

Answer : Monopolistic competition

Answer:

Monopolistic Competition

Explanation:

In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.

____ an business that is able to raise capital by selling shares on the stock market​

Answers

Answer:

public limited company

Explanation:

shares of public limited companies can be freely brought and sold on the sock market .

Why did the NYPD and McDonald’s social media campaigns end in disaster?A There was a risk that people might respond negativelyB They engaged in this form of marketing for the sake of doing somethingC Their intentions for the campaign were unclearD All of the AboveE None of the above

Answers

The NYPD and McDonald’s social media campaigns end in disaster due to all of the above therefore the correct option is D.

The NYPD and McDonald’s have both used social media  campaigns  in disaster relief. The NYPD has employed the Tw-itter to warn citizens to  exigency situations and inform them of help them available. McDonald’s has also used the social media to raise the mindfulness of relief  sweats, as well as to give the information about how to do contribute to help those affected.

McDonald's also has used social media to coordinate original donations of food, water and  inventories to help those in need..

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flora Quinton is buying a new air compressor for her auto repair shop. it sells for $1,299. She makes a down payment of $199 and finances the remainder. How much does she finance?

Answers

I believe the answer is $1,100

Answer:

$1,100

Explanation:

flora Quinton is buying a new air compressor for her auto repair shop. it sells for $1,299. She makes a down payment of $199 and finances the remainder. How much does she finance?

1,299 - 199 = 1,100

The chart shows a sample paycheck stub.

A 2-column table has 6 rows. The first column has entries Salary, Federal income tax, social security tax, medicare tax, state income tax, and net pay. The second column has entries 1106.45, 122.67, 68.60, 16.04, 10.33, and 888.81.

The chart shows that federal and state taxes are

added to employee pay.
withheld from employee pay.
refunded in employee pay.
filed through employee pay.

Answers

Answer:

withheld from employee pay.

Explanation:

The term withheld means that the employer deducts the taxes from the employee's pay when processing the payroll. By withholding, the money meant for taxes will not get to the employees' accounts.

The employee's gross pay is $1,106. 45. the next pay is $888.41. the employer must have made some deductions that have reduced the net pay to $888.41. These deductions are the tax amounts that have been withheld by the employer.

1. how many members participate in h&m’s loyalty program worldwide?

Answers

Answer:

H&M now has over 100 million members.

Explanation:

hope it can help

If you focus on the present now, instead of focusing on your future concerns, you will be able to __________.

a. Gain more enjoyment from your leisure time
b. Avoid doing more work than necessary
c. Create a feeling of control in your life
d. All of the above

Answers

D makes sense to question

In the case when we focus on the present so rather than focusing it we have to gain, avoid excess work, and control the feeling of control.

Importance of focus on the present:

If we focus on the present rather than thinking of the future so automatically the present, as well as the future, will get better.

Due to this, we will be able to do the enjoyment arising from the leisure time, avoiding excess work, and developed a feeling for control in the life.

Hence, the option d is correct.

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What are the benefits temporary employment offer employers?

Answers

1. They usually don't have to pay for thr insurance of the worker.

2. They can generally sack the worker out when there is no work.

3. The workers don't generally get pensions.

write any four method any two challenges of federal system?​

Answers

\(\huge\bold\red{Answer:-}\)

✭The purpose of this collection is to discuss what we may learn from thinking about the EU in federal terms.

✭Our point of departure is that this represents a two-fold challenge.

✭It is on the one hand a matter of establishing ‘how federal’ the EU is (the EU’s federal challenge).

✭On the other, the EU has federal features but is not a state; thus raises the question of whether federal theory and practice may have to be adapted to take proper account of the EU (the EU’s challenge to federalism).

✭The contributions to this collection supplement and extend existing scholarship through focusing on two important lines of inquiry.

✮The first focuses on the relationship between federalism and democracy, with particular emphasis on how federal systems respond to and deal with citizens’ interests and concerns, within and outside the political system.

✮ Particular emphasis is placed on representation, in the process of federalization, and as a feature of established systems.

✮The second line of inquiry places the emphasis on the relationship among the governments of federal systems.

✭The focus is on intergovernmental relations, and the particular merits that emanate from studying these from a federal perspective.

HOPE IT HELPS❤

Answer:

Constitutional provisions are used by political parties to hide the real issues of corruption, fraud etc.Central government and State Governments’ indifference and apathy towards constitutional scheme of federal structure.Tussles between the agencies of central government and those of state governments stress the cohesive functioning of centre and states.

In a two-nation, two-good world, if country A has the comparative advantage in producing good X over country B, then country B should not trade with country can produce good X with fower resources than country B could have the comparative advantage in producing the other good Y as well must have the comparative dinadvantage in producing the other good Y.

Answers

In a two-nation, two-good world, if country A has a comparative advantage in producing good X over country B, it does not necessarily mean that country B should not trade with country A in producing good X.

In fact, it is precisely because of the principle of comparative advantage that both countries can benefit from trade. According to the principle of comparative advantage, countries specialize in producing goods where they have a lower opportunity cost compared to their trading partners. This means that even if country B can produce good X with fewer resources than country A, it may still be beneficial for country B to focus on producing the other good Y in which it has a comparative advantage.

By specializing in the production of goods according to their comparative advantage and engaging in trade, both countries can maximize their overall production efficiency and enjoy a higher level of consumption. Country B can produce good Y more efficiently and trade it with country A for good X, which it can acquire at a lower opportunity cost from country A. This allows both countries to expand their consumption possibilities beyond what they could achieve through self-sufficiency.

Therefore, having a comparative advantage in one good does not imply a comparative disadvantage in the other good. It rather suggests that countries should specialize in the production of goods where they have a comparative advantage and engage in trade to benefit from the differences in relative efficiency and resource allocation.

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which of the following describes the free enterprise system the untied states

Answers

Answer:

The free enterprise system of the United States is best described with the following statement: It is a mixed economy with limited government intervention and a great deal of economic freedom.

Market size, market growth rate, and e-commerce indexes are all part of:
A. market factors.
B. trend analysis.
C. cluster analysis.
D. market indicators.
E. none of the above.

Answers

Market size, market growth rate, and e-commerce indexes are all part of Market indicators. Option D is correct choice.

Market size, market growth rate, and e-commerce indexes are all examples of market indicators that provide valuable information about the market conditions and potential for a particular product or service. Market indicators help businesses understand the current state of the market, identify trends, and make informed decisions about marketing strategies and resource allocation.

By analyzing market indicators, businesses can gain insights into consumer behavior, competitive landscape, and overall market dynamics. This information can be used to develop effective marketing plans, target specific customer segments, and position products or services in a way that meets customer needs and preferences. Option D is correct choice.

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3. Which of the following is NOT an example of a violation of professional ethics?

Answers

Ummm we need more of the question

Coming to a school activity after participating in happy hour with colleagues is not an example of a violation of professional ethics.

What is professional ethics?

Professional ethics encompass the personal and corporate standards of behaviour expected of professionals. The word professionalism originally applied to vows of a religious order. By no later than the year 1675, the term had seen secular application and was applied to the three learned professions, they are divinity, law, and medicine. The term professionalism was also used for the military profession around this same time.

Professionals and those working in acknowledged professions exercise specialist knowledge and skill. The use of this knowledge should be governed when providing a service to the public can be considered a moral issue and is termed professional ethics. It is capable of making judgments, applying its skills, and reaching informed decisions in situations that the general public cannot because they have not attained the necessary knowledge and skills.

One of the earliest examples of professional ethics is the Hippocratic oath to which medical doctors still adhere to this day.

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All of the following are Forecasting methods with the exception of: Group of answer choices a. Econometric methods b. Time series methods c. Judgmental methods d. Analogous methods

Answers

Answer:

Option "D" is the correct answer to the following question.

Explanation:

Analogous Estimation leverages information from previous projects to predict the length or expense of your present project, hence the name. When you have limited knowledge on your present project, you can utilise comparable estimate. Analogous estimate is a simple approach to use.

So, it is not a forecasting method.

A price-taker firm will tend to expand its output so long as its A) marginal revenue is positive. B) marginal revenue is greater than the market price. C) marginal revenue is less than the market price. D) marginal cost is less than the market price.

Answers

A price-taker firm will tend to expand its output so long as its marginal revenue is positive. Option A is correct.

Price-taker is a term used in economics to describe a market in which a small seller has no control over the price of a product or service. In these markets, it is rare for a single seller to have any significant impact on the price. A firm in this position is referred to as a price-taker firm.

Marginal Revenue (MR) refers to the revenue that a firm obtains from the sale of one additional unit of output. Marginal Revenue (MR) is a critical concept in economics because it is used to determine how much of a good or service a firm should produce to maximize its profit.

A firm can calculate its Marginal Revenue (MR) by dividing the change in total revenue by the change in output. A price-taker firm will tend to expand its output so long as its marginal revenue is positive. Therefore, option A (marginal revenue is positive) is the correct answer to this question.

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#2 A bank offers 4.00% on savings accounts. What is the effective annual rate if interest is compounded continuously? Submit Answer format: Percentage Round to: 4 decimal places (Example: 9.2434%, % sign required. Will accept decimal format rounded to 6 decimal places (ex: 0.092434))

Answers

The effective annual rate for a savings account with a nominal annual interest rate of 4.00% compounded continuously is 4.14%.

The effective annual rate (EAR) is the actual annual interest rate earned when interest is compounded continuously. To calculate the EAR, we use the formula:

EAR = e^(r) - 1

Where "e" is the mathematical constant equal to approximately 2.71828 and "r" is the nominal annual interest rate. In this case, the nominal interest rate is 4.00%.

So, plugging in the numbers:

EAR = e^(0.04) - 1 = 0.0414 or 4.14%

Therefore, the effective annual rate for a savings account with a nominal annual interest rate of 4.00% compounded continuously is 4.14%. This means that if you deposit $1,000 into the account, at the end of the year you would earn $41.40 in interest. It is important to note that the more frequent the compounding, the higher the effective annual rate will be.

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The control principle related to not having the same person authorize and pay for goods is known as.

Answers

The control principle related to not having the same person authorize and pay for goods is known as:establishment of responsibility.

What is establishment of responsibility?

Establishment of responsibility can be defined as the way in which a person is assign to only one responsibility or assign to one particular roles.

This person is the only individual that has the right or authority to authorize and approve all transactions or to pay for goods.

Therefore  the control principle related to not having the same person authorize and pay for goods is known as:establishment of responsibility.

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The basis of strategic position through serving broad needs of few customers is known as:_____.

Answers

The basis of strategic position through serving broad needs of few customers is known as "Needs-Based Positioning".

Thus, Variety-Based Positioning is inapplicable to this form of strategic positioning due to the fact that addressing a limited number of customers' wants is the foundation of variety-based business.

Additionally, choosing which industry developments and client wants the company will address in order to prevent organizational distractions as well as maintain the company's uniqueness are strategic leadership priorities.

Therefore, let's conclude that Needs-Based Positioning and Variety-Based Positioning can be very helpful for strategic leaders who have to address the needs and wants of the consumers.

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a good intended for final use by consumers rather than business

Answers

Answer:

A consumer good is a product intended for final use by a consumer.

Explanation:

Consumer good: a good intended for final use by consumers rather than by businesses

why is 4pex learning so hard

Answers

because the person who made it likes to make people mad/sad

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