a. As a project manager, you should compare the costs of purchasing vs leasing the software and hardware for the estimated project duration of 3 years. Purchasing involves a $40,500 software cost, $52,000 hardware cost, and a $3,000 yearly maintenance fee after the first year. The servers have a monthly operating cost of $250 starting from the first month. Leasing involves a $7,000 initial setup fee and a $3,000 monthly utilization charge.
Purchasing cost for 3 years:
$40,500 + $52,000 + ($3,000 x 2) + ($250 x 36) = $95,000 + $6,000 + $9,000 = $110,000
Leasing cost for 3 years:
$7,000 + ($3,000 x 36) = $7,000 + $108,000 = $115,000
In this case, purchasing is the cheaper option by $5,000, so you should buy.
b. If the project finishes six months early at 2.5 years, the leasing cost will be:
Leasing cost for 2.5 years:
$7,000 + ($3,000 x 30) = $7,000 + $90,000 = $97,000
At 2.5 years, purchasing is still cheaper by $13,000, so you should continue with the decision to buy.
c. If you purchased the software, the expenses after the project completion would include the yearly maintenance fee and the monthly operating cost for the servers. The factors affecting this decision would be the company's plans for the software and hardware after the project, potential resale value, and alternative uses of the resources within the company.
Know more about "purchasing vs leasing".
https://brainly.com/question/16309634
#SPJ11
A bond issue with a face amount of $600,000 bears interest at the rate of 9%. the current market rate of interest is 11%. these bonds will sell at a price that is?
The bonds will sell at a price lower than their face value due to the current market rate of interest being higher than the bond's interest rate.
When the current market rate of interest (11%) is higher than the bond's stated interest rate (9%), the bond is considered less attractive to investors. To compensate for this, the bonds will sell at a price lower than their face value. This discounted price allows investors to earn a higher effective interest rate compared to the bond's stated rate, bringing the bond's overall yield in line with the prevailing market rate of interest. The specific price at which the bonds will sell can be calculated using bond pricing formulas based on present value and interest rate differentials.
Learn more about bonds here:
https://brainly.com/question/31388849
#SPJ11
if $2,000 is withdrawn from the bank by a customer, the bank's:______.
Liabilities are obligations that a company or individual owes to external parties. the correct answer is that liabilities decrease and assets rise. Thus, option D is correct.
What cause the liabilities decrease and assets rise?
When a customer withdraws $2,000 from the bank, it results in a decrease in the bank's liabilities and an increase in its assets. This is because the bank owes the customer $2,000, which is considered a liability for the bank.
When the customer withdraws the money, the liability to the customer decreases as the bank no longer owes them that amount.
At the same time, the bank's assets increase because it now has $2,000 less in liabilities, which means it has more money available to use for other purposes or to lend to other customers.
Therefore, the correct answer is that liabilities decrease and assets rise.
Learn more about assets here:
https://brainly.com/question/13848560
#SPJ1
The given question is incomplete the complete question is given below:
If $2,000 Is Withdrawn From The Bank By A Customer, The Bank’s Group Of Answer Choices Assets Rise Liabilities Decrease And Assets Rise Assets And Liabilities Decrease Assets Decrease And Liabilities Rise
If $2,000 is withdrawn from the bank by a customer, the bank’s
Group of answer choices
Assets rise
Liabilities decrease and assets rise
Assets and liabilities decrease
Assets decrease and liabilities rise
Data Management . Discuss the methods the organization uses to manage and process data (1), and then give one advantage and one disadvantage of these methods (1). (You can discuss any points that you learned in this course (chapter 3) and link it to your selected organization)
The methods that the organization uses to manage and process data vary depending on the type of data, its volume, and the required level of security.
Data management refers to the processes, policies, procedures, and tools that are used to manage the entire life cycle of data in an organization. There are different types of data management methods that organizations use to manage and process data. One of the data management methods that organizations use is a database management system.
Database management systems (DBMS) are computer software applications that interact with the user, other applications, and the database itself to capture and analyze data. DBMS allows data to be accessed by multiple users and applications at the same time. One advantage of using database management systems is that they can handle large volumes of data, which is a significant advantage for organizations that process a lot of data. However, one disadvantage of database management systems is that they can be expensive to implement, which makes them unsuitable for small organizations.
Another method that organizations use to manage and process data is data warehousing. A data warehouse is a central repository of data that is used by an organization for business intelligence purposes. The advantage of using data warehousing is that it provides a comprehensive view of an organization's data. However, the disadvantage of data warehousing is that it can be costly and time-consuming to implement.
In conclusion, organizations use various methods to manage and process data, including database management systems and data warehousing. The use of these methods has advantages and disadvantages. For instance, DBMS can handle large volumes of data, but they are costly to implement, while data warehousing provides a comprehensive view of an organization's data but is time-consuming and costly to implement.
Learn more about Data management: https://brainly.com/question/12940615
#SPJ11
What is the argument in this formula? =AVERAGE(B11:H14) AVERAGE H11 B11:H14 B11
Answer:
The Answer is D. B11:H14
Explanation:
A got a good grade
bob owns a bakery where he sells specialty donuts. two blocks down there is another bakery that sells donuts for $1 less than bob. bob decides to lower his price and match the other bakery. what type of pricing orientation is bob implementing?
Bob is implementing a competition-based pricing orientation by matching the price of the other bakery selling donuts for $1 less. While this strategy can help Bob remain competitive in the market, it is important for businesses to consider the potential disadvantages of relying solely on price to attract customers.
In this case, Bob is matching the price of the other bakery that sells donuts for $1 less.Competition-based pricing is a common pricing strategy used by businesses. The goal of this strategy is to remain competitive in the market and attract customers by offering similar products at a lower price than competitors. This type of pricing orientation is often used in industries where there are many competitors offering similar products or services.There are advantages and disadvantages to using a competition-based pricing orientation.
One advantage is that it can help businesses attract price-sensitive customers who are looking for the best deal. Additionally, it can help businesses remain competitive in the market and prevent them from losing market share to competitors.However, there are also disadvantages to using a competition-based pricing orientation. One disadvantage is that it can lead to a price war between businesses, where each business keeps lowering its prices to remain competitive.
This can lead to a decrease in profitability for all businesses involved. Additionally, if businesses rely solely on matching the prices of competitors, they may miss out on opportunities to differentiate their products or services and create value for customers in other ways.
For more such questions on pricing
https://brainly.com/question/28479908
#SPJ11
1. Beth and Jerry own a residential home valued at approximately $250,000. While
they were away on vacation, lightning struck their house causing a large fire that
did approximately $125,000. of damage to their home. Their homeowner's
insurance policy was up to date and they had proper damage limits in their
coverage areas. Due to the damage to their home which included most of their
furniture, electronic devices, televisions, personal clothing and Thereappliances;
they will also have to live in temporary housing until their house is repaired which
is estimated to be 10 months. Which coverage areas of their homeowner's policy
will provide the coverage for their loss including their housing? Be specific and
state why you selected your answer with examples provided.
The losses incurred by Beth and Jerry in this scenario will be covered by the homeowners' insurance policy.
Which coverage areas of their homeowner's policy will provide the coverage for their loss including their housing?
The areas of the homeowner's insurance that will cover their loss, including their housing, are listed below: 1.Dwelling Coverage: This insurance will pay for the costs of repairing any damage the fire has done to the walls, roof, and foundation of their house. In this situation, the insurance provider will provide coverage up to the policy's maximum, which in this case is $125,000. 2.Personal Property Coverage: This insurance will pay the costs of replacing or repairing personal property such as furniture, electronics, televisions, and clothing that was damaged or destroyed in the fire. Depending on the policy, the insurance company will provide coverage up to the limit stated in the policy, which can range from 50% to 70% of the dwelling coverage limit. 3.Loss of Use Coverage: This coverage will give Beth and Jerry the money they need to pay for the extra living costs they incur, like food and lodging while their house is being repaired. In this scenario, the insurance provider will provide coverage up to the maximum allowed by the policy, which, depending on the policy, can range from 20% to 30% of the dwelling coverage limit.
To Know more about Insurance Policy Visit:
brainly.com/question/17479291
#SPJ1
Meeting planners might find themselves doing all of the following except
arranging for technical and audiovisual needs
establishing agenda, objectives, and budget
establishing policies and programs for business travel
working with vendors to secure location
Meeting planners might find themselves doing all of the following except establishing policies and programs for business travel.
A meeting planner tends to make professional decisions in all areas of meeting preparation and presentation. They plan and schedule meetings, establish meeting objectives, inspect meeting sites, budget expenses, and also negotiate with suppliers.
So a meeting planner brings together every person involved in producing a meeting. Thus, such meeting planners are someone who tend to understand the intent of the event, or its business rationale. Thus, meeting planners must be familiar with concepts, standards, practices and procedures in events industry and profession.
Hence, option C is correct.
To learn more about a meeting planner here:
https://brainly.com/question/13191212
#SPJ1
The Real Estate Settlement Procedures Act states all of the following EXCEPT
Employment assessments are only used during the hiring phase of employment.
Please select the best answer from the choices provided
OT
OF
Answer:
False
Explanation:
The given statement is false, that the Employment assessments are only used during the hiring phase of employment.
What is the Employment assessments?Employee assessments are defined as the evaluations or performance appraisals that i s mostly used to examine the performance and productivity of employees of the company, which is hiring.
These examinations measure aptitude, personality and skills. The typical purposes of employee evaluations include pay review, promotions, performance improvement, terminations, etc.
For job testing, several forms of assessments, such as personality tests, work samples, intelligence tests, and assessment centers, may be employed. Employers frequently utilize more than one to increase predictive power, since some correlate work performance better than others.
Therefore, it is false.
Learn more about the employment assessments, refer to:
https://brainly.com/question/1446509
#SPJ6
If bank with leverage of 8 to 1 increases its assets by adding $1 to capital for every $1 added to assets:
a. leverage increases.
b. leverage decreases.
c. leverage stays constant.
d. the answer cannot be determined from the information in the question.
If a bank with a leverage of 8 to 1 increases its assets by adding $1 to capital for every $1 added to assets: leverage decreases. Thus, option B is the correct option.
Leverage falls if an 8:1 bank raises assets by increasing capital by $1 for every $1 growth in assets. Deleveraging is the process through which a business or person tries to reduce their overall financial leverage. Deleveraging, then, is the elimination of debt and the polar opposite of leverage.
Paying up any outstanding debts and commitments on an entity's balance sheet right away is the quickest approach to deleveraging. If unable to do so, the business or person may be at an elevated risk of default. Deleveraging aims to lower the proportion of a company's balance sheet that is supported by liabilities.
Learn more about leverage here:
https://brainly.com/question/30985112
#SPJ4
polaroid sells their instant cameras at a lower cost, but their accessories such as filters, lenses and film are priced high to make profits. this is an example of a razor and blade strategy.
The statement provided describes a razor and blade strategy, which is a pricing strategy commonly used by companies to sell a primary product at a lower cost while charging higher prices for complementary or additional products.
In the case of Polaroid, their instant cameras are sold at a lower cost, attracting customers to purchase the camera. However, the accessories such as filters, lenses, and film are priced high, allowing the company to make profits. This strategy is effective because once a customer has invested in the camera, they are more likely to continue purchasing the higher-priced accessories to enhance their photography experience. This approach ensures that Polaroid can generate ongoing revenue from the sales of the accessories, making up for the lower profit margin on the cameras themselves. In conclusion, the razor and blade strategy used by Polaroid is an effective way to increase profits by offering affordable cameras and charging higher prices for the accessories.
The razor and blade strategy is a pricing strategy where a company sells a primary product at a lower cost and makes up for it by charging higher prices for complementary or additional products. This strategy aims to create a long-term revenue stream from the sales of the complementary products.
In the case of Polaroid, their instant cameras are sold at a lower cost to attract customers. This low-cost camera acts as the "razor" in the strategy. Once a customer purchases the camera, they are likely to continue buying the accessories such as filters, lenses, and film, which are priced higher. These accessories act as the "blades" in the strategy.
By pricing the accessories higher, Polaroid is able to generate higher profits. The lower cost of the cameras may attract a larger customer base, but the higher-priced accessories ensure ongoing revenue and profitability for the company.
Polaroid's pricing strategy of selling cameras at a lower cost while charging higher prices for accessories is an example of the razor and blade strategy. This strategy allows the company to attract customers with affordable cameras and then generate ongoing revenue from the sales of higher-priced accessories. By using this strategy, Polaroid is able to maximize their profits and create a sustainable business model.
To know more about razor visit
https://brainly.com/question/31676053
#SPJ11
ong answer: right here right now, inc. sells streaming media subscriptionsthe company has grown alot recently and has noticed that it has been getting a larger number of complaints about customer service right here right now arranged for its customer service employees to recieve training on best practices and telephone customer service they have hired you to thoroughly evaluate the training you to arrange a meeting to go over your plans with customer service manager below create a brief meeting agenda including objectives discussion topics each with a estimated amount of time alotted to it and propose next steps your discussion topics should include brief descripters of the areas you plan to evaluate and soon those evaluations should take place include all four levels of evaluation discussed
Answer:
well i first would welcome everyone and thank you for coming
1. Training what is going well and what needs to change
2.Meeting ask anyone what they think that might help
3.Due times if any work that you assigned tell them if there is a due date
4.Plans to evaluate when the next meeting should be held
Explanation:
Working with Numbers and Graphs Q1
A college raises its annual tuition from $27,000 to $28,000, and its student enrollment falls from 5,000 to 4,720.
The price elasticity of demand is about____ . Therefore, the demand for college is____ .
To calculate the price elasticity of demand, we use the formula:
Price elasticity of demand = percentage change in quantity demanded / percentage change in price
In this case, the percentage change in price is:
(28000 - 27000) / 27000 x 100% = 3.7%
The percentage change in quantity demanded is:
(4720 - 5000) / 5000 x 100% = -5.6%
Note that the negative sign indicates that the quantity demanded has decreased in response to the price increase.
Substituting these values into the formula, we get:
Price elasticity of demand = -5.6% / 3.7% = -1.51
Since the absolute value of the price elasticity of demand is greater than 1, we can conclude that the demand for college is elastic. This means that a small change in price has a relatively large effect on the quantity demanded. In other words, if the college were to increase its tuition further, the decrease in enrollment would be greater than it was for this price increase. On the other hand, if the college were to lower its tuition, the increase in enrollment would be greater than it was for this price decrease.
To calculate the price elasticity of demand, we can use the formula:
Price Elasticity of Demand (PED) = (% Change in Quantity Demanded) / (% Change in Price)
First, we need to find the percentage change in quantity demanded and the percentage change in price.
% Change in Quantity Demanded = (New Quantity - Old Quantity) / Old Quantity * 100
= (4,720 - 5,000) / 5,000 * 100
= -280 / 5,000 * 100
= -5.6%
% Change in Price = (New Price - Old Price) / Old Price * 100
= ($28,000 - $27,000) / $27,000 * 100
= $1,000 / $27,000 * 100
= 3.7%
Now, we can calculate the price elasticity of demand:
PED = (-5.6%) / (3.7%)
= -1.51
The price elasticity of demand is about -1.51. Therefore, the demand for college is elastic, as the absolute value of the price elasticity of demand is greater than 1. This means that the percentage change in quantity demanded is greater than the percentage change in price, and the demand is sensitive to price changes.
To know more about elasticity,visit:-
https://brainly.com/question/30173548
#SPJ11
Using the 28/36 ratio, determine the maximum allowable recurring debt for someone with an annual income of $86,250. a. $575.00 b. $2,012.50 c. $2,415.00 d. $2,587.50 please select the best answer from the choices provided a b c d
The maximum allowable recurring debt is $672.36, or $2,012.50 rounded to the nearest dollar.
What is debt?Debt is a type of financial obligation that involves the borrowing of money from one party (the lender) to another (the borrower). The borrower is expected to repay the loan in full, plus any interest or fees, over an agreed period of time. Debt can be secured (backed by collateral) or unsecured (not backed by collateral). It can also be long-term or short-term.
To calculate the maximum allowable recurring debt for someone with an annual income of $86,250, use the 28/36 ratio. This ratio states that a person should not spend more than 28% of their pre-tax income on recurring debt, such as credit cards and car payments.
To calculate the maximum allowable recurring debt using this ratio, first calculate 28% of their income:
28% of $86,250 = 0.28 x 86,250 = $24,225
Then, divide the result by 36 to get the maximum allowable recurring debt:
$24,225 ÷ 36 = $672.36
The maximum allowable recurring debt is $672.36, or $2,012.50 rounded to the nearest dollar. Therefore, the answer is b. $2,012.50.
To learn more about debt
https://brainly.com/question/11556132
#SPJ4
why does it have to have a limit
how can i start up business affect my pharmacy business? I need help for my business assignment
Answer:
drugs
Explanation:
gives a lot of money
Your neighbor Codi has come to you for advice. Codi found out he can either take a tax deduction of $8,000 or a tax credit of $8,000 this year. He's not sure what that means or what he should do. He made $40,000 this year and his tax rate is a flat 5%. Give codi some helpful advice Make sure to let him know which he should do and why
Possible deductions include $800 in charitable contributions, $240 in personal property taxes on her car, and other materials bought for her classroom.
Who is eligible for the $8,000 Child Tax Credit?Parents and people with dependents who paid for a qualifying person's care so they could work or look for work in 2021 are eligible for the enhanced tax credit. According to the IRS, an eligible person can be one of several things: a dependant under the age of 13
What is the 8000 dollar tax credit?You might not be aware of the $8,000 Child Tax Credit benefit.
You can deduct a maximum of $500 from your daycare costs in 2021 by using this tax credit, up to a maximum of
To know more about taxes visit:
https://brainly.com/question/16423331
#SPJ1
Tickets to a fundraiser are $14 if purchased ahead of time and $25 if purchased at the door. The total amount raised from all ticket sales was $625. If eleven tickets were purchased at the door, how many tickets were purchased ahead of time?.
Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.
Explanation:
the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.
1.If you were considering investing in a company, what non-financial information related to the company would you want to learn about? Why?
2.If you were a majority shareholder in a company, would you be willing to spend a considerable amount of money (which could otherwise be productively invested) to track and report non-financial information? Why?
1. If you were considering investing in a company, what non-financial information related to the company would you want to learn about?
ANSWER: When considering investing in a company, investors may want to gather non-financial information related to the company's management team, corporate culture, competitive landscape, and industry trends. The experience and track record of the company's management team can be an important factor in determining the company's long-term prospects. A positive corporate culture can lead to increased productivity, innovation, and employee satisfaction.
in year 1, manufacturing costs as a percentage of sales are assumed to have a pert distribution with a minimum value of 65 percent, a maximum value of 90 percent, and a most likely value of 80 percent. thereafter it is assumed that manufacturing cost will be the same percentage of sales as year 1. fixed cash cost (rent) is expected to be $100,000 in the first year. however, the fixed cash cost is expected to grow at the expected inflation rate at 4 percent a year
The expected fixed cash cost (rent) in Year 1 is $100,000. This amount is expected to grow at a rate of 4% per year due to inflation. Thus, the fixed cash cost (rent) in Year 2 is expected to be $104,000. This trend is expected to continue in subsequent years.
The fixed cash cost for the second year can be calculated as follows:
Fixed Cash Cost for Second Year = $100,000 x (1+ 4%) = $104,000.
In economics, inflation refers to a well-known growth in the expenses of goods and services in an economic system. whilst the general fee stage rises, every unit of forex buys fewer goods and offerings; consequently, inflation corresponds to a reduction in the purchasing energy of cash. the alternative to inflation is deflation, a sustained lower in the widespread rate level of goods and offerings. The common degree of inflation is the inflation fee, the annualized percent change in a popular charge index. As expenses no longer grow at an equal charge, the client price index (CPI) is frequently used for this reason. The employment cost index is also used for wages in the USA.
Most economists agree that high stages of inflation in addition to hyperinflation—that have severely disruptive consequences on the real financial system—are a result of chronic excessive growth within the cash supply. Views on low to slight charges of inflation are extra numerous. Low or moderate inflation can be attributed to fluctuations in actual calls for items and offerings, or adjustments in to-be-had supplies which include all-through scarcities.
To learn more about Inflation visit here:
brainly.com/question/29308595
#SPJ4
Because eels are highly endangered as a species, many governments enact laws prohibiting fishing along their migration route. initially, eel fishers complain about this restriction on the locations they can fish, but after a while they notice that the number of eels swimming outside regulated areas is much higher than it was before. with the laws in place, eel fishers end up catching a greater quantity of eels than they did prior to the enactment of the laws.
Which of the following principles of economic interaction best the describes the scenario?
The scenario best exemplifies the idea that government intervention can boost overall welfare when markets fail to function effectively.
Option D is correct.
The government introduces a new market restriction that improves efficiency in the distribution of goods by prohibiting fishing along eel migration routes.
This is because unregulated areas have a higher number of eels than regulated areas do because the regulations reduce the total number of eels fished. Fishers are able to catch a greater quantity of eels than they did prior to the enactment of the laws, which results in increased efficiency in the allocation of goods as a result of the increase in the number of eels in unregulated areas.
Question incomplete:
Because eels are highly endangered as a species, many governments enact laws prohibiting fishing along their migration route. Initially, eel fishers complain about this restriction on the locations they can fish, but after a while they notice that the number of eels swimming outside regulated areas Is much higher than it was before. With the laws in place, eel fishers end up catching a greater quantity of eels than they did prior to the enactment of the lows. Which of the following principles of economic interaction best describes this scenario? -
A. Markets allocate goods effectively. -
B. Markets usually lead to efficiency. -
C. There is a tradeoff between equality and efficiency. -
D. When markets do not achieve efficiency, government intervention can improve overall welfare.
Learn more about economic interactions:
brainly.com/question/3522575
#SPJ4
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
learn more about managers here
https://brainly.com/question/32150882
#SPJ11
Four year universities are the only type of school worth attending. True False
Answer:
false
Explanation:
Answer:
false
Explanation:
there are a number of other reliable schooling options
1. Someone once said that the love of money is the root of all evil. Do you agree or disagree with this statement? Why?
2. Would you ever take a job as a volunteer--knowing that you were helping other people, but you would not get paid for your services. Why or why not?
3. Do you currently have a checking account, savings account, or credit card? If not, at what age do you think it is appropriate to have these types of accounts?
4. In order to buy a new bike, a car, or pay for college, it often takes time to save up the money. What types of things are important to you to save up for?
5. If you had to create a budget for your family, what are 5 necessary items that would be included in that budget? (For example, house payment or rent, utilities, etc).
Answer:
1. money makes people unpredictable and unreliable.
2. yes I would. even without the pay, being a volunteer is a fulfilling job. And it gives you a sense of responsibility and leadership standards that'll set you aside from others in respectable needs I.e job interview, college application.
3. yes I do have a students account. its necessary to open an account for even the youngest of kids as its good to get ahead in college savings.
4. college, a car , an apartment.
5. food
electricity
gas
school
water
This table can be used to organize Gigi’s credit card balances and payments over 6 months. The annual percentage rate on the credit card is 14%. Gigi’s Credit Card Payments Month Balance Payment Interest Rate Interest Charged 1 $650 $300 0.01167 $4.08 2 $354.08 $50 0.01167 3 $307.63 $50 0.01167 4 $260.64 $50 0.01167 5 $213.10 $50 0.01167 6 $165 $50 0.01167 What is the amount of interest charged for the first 6 months? $
Answer:
-16.34
Explanation:
Disclaimer: I am not sure, sorry. It might be -16.34, 16.34, or 15.75. Once again, sorry.Answer:
$16.34
Explanation:
HAVE A GOOD DAY!!!!
Legal authorization by a brand owner to allow another company to "rent" its brand name for a fee is called
Answer:
The appropriate answer is "License agreement".
Explanation:
A written agreement only between various firms where a property owner allows perhaps another entity throughout accordance with a certain set of requirements called a license agreement.In so far as it has jurisdiction, the consequence including its license is to terminate or ease the ruling of conflict. It should be the presumption that perhaps the license should be a province of security.
A video game system is on sale for 25% off its original price. If the original price is $200, how much money will be saved?
Answer:
$50
Explanation:
25% = 1/4
200 / 4 = 50
50*3=150, which is 25% off.
can i doit without pay
Answer:
what?
Explanation:
you are considering purchasing a small office building for $1,675,000. the expected first year potential gross income is $480,000 with a vacancy loss equal to 15% of the pgi. operating expenses and capital expenditures are expected to be 40% and 5% of the EGI respectively. the mortgage on the property is 75% LTV at a 6% interest rate with a 20-year term with monthly compounding.
A. what is the required equity investment (required down payment)?
B. estimate NOI, the debt service paid in a year and the before tax cash flow
A) The required equity investment (required down payment) is $418,750.
B) The estimated Net Operating Income (NOI) is $244,800, the Debt Service paid in a year is $96,000, and the Before Tax Cash Flow is $148,800.
A. To calculate the required equity investment (required down payment), we need to determine the loan-to-value (LTV) ratio and apply it to the purchase price of the property.
Loan-to-value (LTV) ratio = Mortgage Amount / Purchase Price
Given that the mortgage on the property is 75% LTV, we can calculate the mortgage amount:
Mortgage Amount = LTV ratio × Purchase Price
Mortgage Amount = 0.75 × $1,675,000
Mortgage Amount = $1,256,250
The required equity investment (required down payment) is the difference between the purchase price and the mortgage amount:
Required Equity Investment = Purchase Price - Mortgage Amount
Required Equity Investment = $1,675,000 - $1,256,250
Required Equity Investment = $418,750
Therefore, the required equity investment (required down payment) is $418,750.
B. To estimate the Net Operating Income (NOI), Debt Service, and Before Tax Cash Flow, we need to calculate various components based on the given information.
Net Operating Income (NOI):
NOI is calculated by subtracting operating expenses from the Effective Gross Income (EGI).
Vacancy Loss = 15% of Potential Gross Income (PGI)
Vacancy Loss = 0.15 × $480,000
Vacancy Loss = $72,000
Effective Gross Income (EGI) = PGI - Vacancy Loss
EGI = $480,000 - $72,000
EGI = $408,000
Operating Expenses = 40% of EGI
Operating Expenses = 0.40 × $408,000
Operating Expenses = $163,200
NOI = EGI - Operating Expenses
NOI = $408,000 - $163,200
NOI = $244,800
Debt Service:
To calculate the annual debt service, we need to determine the monthly payment and multiply it by the number of months in a year.
Loan-to-Value (LTV) = Mortgage Amount / Purchase Price
Loan Amount = LTV × Purchase Price
Loan Amount = 0.75 × $1,675,000
Loan Amount = $1,256,250
Interest Rate = 6% per year
Loan Term = 20 years (240 months)
Using a loan amortization calculator or financial software, we can determine the monthly payment on the loan. Let's assume the monthly payment is $8,000.
Debt Service = Monthly Payment × 12 months
Debt Service = $8,000 × 12
Debt Service = $96,000
Before Tax Cash Flow:
Before Tax Cash Flow is calculated by subtracting the Debt Service from the NOI.
Before Tax Cash Flow = NOI - Debt Service
Before Tax Cash Flow = $244,800 - $96,000
Before Tax Cash Flow = $148,800
Therefore, the estimated Net Operating Income (NOI) is $244,800, the Debt Service paid in a year is $96,000, and the Before Tax Cash Flow is $148,800.
To learn more about Net Operating Income, visit:
https://brainly.com/question/31106289
#SPJ11