The percentage of Americans that own stock hasn't changed much over the past decade.
What has been the average return for the stock market over the past 50 years?The stock market has returned an average of 10% per year over the past 50 years. The past decade has been great for stocks. From 2012 through 2021, the average stock market return was 14.8% annually for the S&P 500 index (SNPINDEX: ^GSPC).The number of poor neighbourhoods decreased by 25 percent. This was due to the good economy and suburbanization help from the government. The increase of suburbanization helps decrease poverty in inner cities but little effect in concentrated neighbourhoods. The affect of surburbs becoming more economically diverse helped decrease poverty neighbourhoods. The poverty statistics showed that less fortunate neighbourhoods were based on racial categorization.Longer life expectancy, large generations entering retirement, and reduced birth rate were the causes of an increasing number of elderly. Issues of this included a shortage in workers, loss of tax revenue, large payouts from Social Security, lack of health care coverage for the aging population, and concerns over care for the aging population.To learn more about american families refer to:
https://brainly.com/question/20928703
#SPJ4
Jackson is preparing for his hearing before the Federal Communications Commission (FCC) involving a complaint that was filed against him by the FCC regarding the interruption of radio frequency. The order to "cease and desist" using the radio frequency has had a detrimental impact on his business.
The Federal court, through stare decisis, will look to precedent in ruling on Jackson's case.
Yes, the court will look to cases that have already been decided in deciding Jackson's case.
No, the court will start with a clean slate in reaching a decision regarding Jackson's case.
Answer:
Yes, the court will look to cases that have already been decided in deciding Jackson's case.
Explanation:
The court has scheduled hearing which Jackson has to attend. In this case the court will look into details of the matter and then find out the decision. If there are some difficulties in concluding the case then references will be taken from previous cases whose decisions has been decided.
Answer:
Yes, the court will look to cases that have already been decided in deciding Jackson's case.
Explanation:
I did the assignment in edge 2021.
Is the following statement true or false? Explain your answer briefly (in no more than four sentences). "Consider two treasury bonds. The first has a coupon of 2% and a maturity of 10 years. The second also has a coupon of 2% but matures in 5 years. The price of the first bond is more sensitive to changes in the yield than the price of the second bond."
The statement is generally true. The sensitivity of bond prices to changes in yield is measured by a concept called duration. Duration reflects the weighted average time it takes for a bond's cash flows to be received.
In this case, the first bond with a 10-year maturity will have a longer duration than the second bond with a 5-year maturity. Since duration captures the bond's sensitivity to changes in yield, the first bond's price will be more sensitive to changes in yield compared to the second bond. This is because the longer duration of the first bond means that its cash flows are more spread out over time, making it more exposed to changes in interest rates over the longer term.
Price sensitivity to yield changes is important for bond investors as it helps gauge the potential impact of interest rate movements on bond values. Bonds with longer durations generally experience greater price volatility in response to changes in yields compared to bonds with shorter durations.
However, it's important to note that other factors such as coupon rate, market conditions, and the shape of the yield curve can also influence bond price sensitivity. Therefore, while the statement is generally true based on duration, a comprehensive analysis would consider additional factors and market dynamics to fully evaluate the price sensitivity of different bonds to changes in yield.
To know more about Price sensitivity, refer to the link below:
https://brainly.com/question/31354919#
#SPJ11
Discuss the role of the father in attachment theory
Explanation:
Both parents are considered attachment figures in attachment theory, and the child-father attachment is autonomous from the child-mother attachment. Whereas mothers are commonly involved in caregiving and providing emotional refuge, fathers are particularly involved in play and exploratory undertakings.
the predetermined overhead rate for paradise company is $5, comprised of a variable overhead rate of $3 and a fixed rate of $2. the amount of budgeted overhead costs at normal capacity of $150,000 was divided by normal capacity of 30,000 direct labor hours, to arrive at the predetermined overhead rate of $5. actual overhead for december was $8,900 variable and $5,400 fixed, and 1,500 units were produced. the direct labor standard is 2 hours per unit produced. the total overhead variance is
To calculate the total overhead variance, we need to calculate the variable overhead variance and the fixed overhead variance separately and then sum them up.
Variable Overhead Variance:
Actual Variable Overhead = $8,900
Budgeted Variable Overhead (based on predetermined rate) = $3 per direct labor hour x 2 hours per unit x 1,500 units = $9,000
Variable Overhead Variance = Actual Variable Overhead - Budgeted Variable Overhead
= $8,900 - $9,000
= -$100 (favorable variance, as actual is less than budgeted)
Fixed Overhead Variance:
Actual Fixed Overhead = $5,400
Budgeted Fixed Overhead (based on predetermined rate) = $2 per direct labor hour x 2 hours per unit x 1,500 units = $6,000
Fixed Overhead Variance = Actual Fixed Overhead - Budgeted Fixed Overhead
= $5,400 - $6,000
= -$600 (favorable variance, as actual is less than budgeted)
Total Overhead Variance:
Total Overhead Variance = Variable Overhead Variance + Fixed Overhead Variance
= -$100 + (-$600)
= -$700 (favorable variance, as actual overhead is less than budgeted overhead)
Therefore, the total overhead variance for December is -$700 (favorable).
To learn more about variances:
https://brainly.com/question/31432390
#SPJ11
How do economists attempt to predict the next business cycle? (leading economic indicator, Dow Jones
Industrial Average, leading economic index, econometric models)
I need very quickly please!
Answer:
Leading economic indicator.
Explanation:
Leading economic indicators are objective data regarding the economy of a given country or region, which allow projections of future development of the economy of that place. Thus, based on data such as the current economic performance of the place, inflation, the exchange rate, the unemployment rate, etc., projections can be made about how the future economic cycles of the place will develop.
• net neutrality has been an important issue in the past decade. what is net neutrality? what is the debate around it? how did the obama and the trump administration each approach the issue?
Net neutrality refers to the principle that all internet traffic should be treated equally and without discrimination, regardless of the content, source, or destination. This means that internet service providers (ISPs) should not be allowed to prioritize certain websites or services over others or charge additional fees for faster access to certain content.
The debate around net neutrality centers on whether ISPs should have the right to control and regulate internet traffic, or whether the internet should remain an open and free platform for all users. Supporters of net neutrality argue that it is necessary to preserve innovation, competition, and free speech online, while opponents argue that it stifles investment and innovation in the telecommunications industry.
During the Obama administration, the Federal Communications Commission (FCC) passed regulations to protect net neutrality, classifying the internet as a public utility under Title II of the Communications Act. This meant that ISPs were prohibited from blocking, throttling, or prioritizing certain content or services, and were required to treat all traffic equally.
However, under the Trump administration, the FCC under Ajit Pai repealed these regulations in 2017, claiming that they stifled innovation and investment in the telecommunications industry. This move was controversial and sparked widespread protests and legal challenges from net neutrality supporters, who argued that it would allow ISPs to prioritize their own content or charge additional fees for faster access to certain websites and services.
In summary, net neutrality is a principle that aims to ensure equal access and treatment of internet traffic. The debate around it centers on whether ISPs should have the right to regulate traffic or whether the internet should remain an open and free platform for all users. The Obama administration supported net neutrality, passing regulations to protect it, while the Trump administration repealed those regulations, arguing that they stifled innovation and investment in the telecommunications industry.
Learn more about Federal Communications Commission here: https://brainly.com/question/26073626
#SPJ11
a domestic insurer issuing variable contracts must establish one or more
A domestic insurer issuing variable contracts must establish one or more separate accounts.
A separate account is a distinct fund maintained by the insurer to hold the assets associated with variable contracts. These contracts allow policyholders to allocate their premiums to various investment options. By establishing separate accounts, the insurer segregates the assets and liabilities of the variable contracts from its general account, providing greater transparency and protection for policyholders. This ensures that the investment performance and risks associated with the variable contracts are separate from the insurer's other business activities.
Learn more about account here:
https://brainly.com/question/33477032
#SPJ11
Do you think the current system of punishment for cimes committed in the United States works? Why or why not? What would you change about the system?
Answer:
According to my understanding of the text, the author suggests that the current system of punishment in the United States is not effective, as evidenced by overcrowded jails. They suggest that not everyone who commits a crime needs to be incarcerated and that some may benefit more from rehabilitation or counseling, particularly those who have experienced past traumas or abuse. The author suggests that this approach should depend on the specific crime committed, with substance abuse users being directed towards rehabilitation and juveniles in detention centers being treated differently depending on their offense. The author notes that there is no rehabilitation in incarceration and that it may not be the best option for some offenders. However, for offenders who commit violent crimes such as sex offenders, murderers, and criminals, the author believes that harsh punishment is warranted. The author also disagrees with pardoning drug traffickers and dealers who have not committed violent crimes and believes that they should be incarcerated for their offenses, which they consider to be just as bad as violent crimes.
Which kind of account is most likely to require a minimum balance?
Answer: Savings Accounts
Explanation:
But as the name suggests, these accounts are meant for saving money. So there is a restriction on the number of certain types of withdrawals or transfers you can make in a month and usually a daily minimum balance requirement.
Tammy is the owner of British Brushes. Due to the price of paint, she has to raise the prices of her painting classes. What curve is affected and what determinant caused this change?
a. The Supply Curve shifted to the Left because the cost of inputs increased.
b. The Demand Curve shifted to the Right because of the change in consumer income
c. The Supply Curve shifted to the Right because the cost for new technology decreased
In a condition where Tammy has to increase the prices for her painting classes, the supply curve will show a shift to the left because the input costs also saw a rise. Therefore, the option A holds true.
What is the significance of input costs?Input costs can be referred to or considered as costs that are associated with the production of goods or services for a firm in the economy. A business can not grow or sustain without incurring input costs. When input costs for a firm increase, the supply curve of an economy shifts to the left.
In the above condition, when prices of paint increase, it also leads to an increase in the input costs for Tammy, and as a result of the same, the supply curve shows a shift towards the left.
Therefore, the option A holds true and states regarding the significance of input costs of British Brushes.
Learn more about input costs here:
https://brainly.com/question/15120703
#SPJ2
An AD/AS model showing equilibrium in the steep section of the aggregate supply curve suggests
a. the economy is in recession.
b. potential GDP is being exceeded.
c. potential GDP is being met.
Option (c), An AD/AS model showing equilibrium in the steep section of the aggregate supply curve suggests that potential GDP is being met.
This is because the steep section of the aggregate supply curve represents the portion where output is close to the economy's potential level. Therefore, when the economy is operating at this level, it indicates that potential GDP is being met.
The AD/AS model is a framework used to understand the behavior of the economy by examining the relationships between aggregate demand, aggregate supply, and prices. In this model, the equilibrium point represents the point where aggregate demand and aggregate supply intersect, indicating that the economy is producing the quantity of goods and services that are being demanded.
When the equilibrium point is in the steep section of the aggregate supply curve, it indicates that the economy is producing output close to its potential level. This suggests that resources are being utilized efficiently and that there is little slack in the economy. Therefore, the potential GDP is being met, and the economy is operating at a sustainable level.
On the other hand, if the equilibrium point is below the steep section of the aggregate supply curve, it suggests that the economy is producing output below its potential level. This indicates that there is room for growth, and the economy is in a recessionary phase. Conversely, if the equilibrium point is above the steep section of the aggregate supply curve, it suggests that the economy is producing output above its potential level. This indicates that resources are being used unsustainably, and there is a risk of inflation.
Learn more about risk of inflation: https://brainly.com/question/898238
#SPJ11
Choose a real or made up example of a company, and describe at least three fixed costs the company has. (1-3 sentences. 1.5 points)
Answer:
Dominos also has many fixed costs. Some examples include rent, ovens, and refrigerators.
Explanation:
The fixed cost remains the fixed it never be changed.
Fixed cost;It is the cost that should be the same whether the production level increased or not. If we take an example of dominos, so here the fixed cost could be in form of rent, ovens, refrigerators. It is the part of the organization expense.learn more about the fixed cost here: https://brainly.com/question/2339078
Every week, Bob plays the piano for one hour and his grade on each psych test is
80 percent. Last week, after playing for one hour, Bob considered playing for another hour. He decided to play for another hour and cut his study time by one hour. But last week, his psych grade fell to 75 percent. Did Bob make his decision on the margin?
A.
Bob’s decision was not made at the margin because he didn't compare the total benefit and total cost of a first hour of playing the piano.
B.
Bob made his decision at the margin because he considered the benefit and cost of one additional hour of playing the piano.
C.
Bob's decision was not made at the margin because the marginal cost of a lower grade always exceeds its marginal benefit.
D.
Bob's decision was not made at the margin because he could have chosen not to play the piano but didn't.
E.
Bob's decision was made at the margin because his grade fell by only 5 percentage points.
The correct option is B) Bob made his decision at the margin because he considered the benefit and cost of one additional hour of playing the piano.
Bob made his decision on the margin because he considered the benefit and cost of one additional hour of playing the piano. Marginal analysis is the method of examining the advantages and disadvantages of an additional unit of some action. Bob weighed the advantages and disadvantages of a second hour of piano playing, weighing the marginal benefit against the marginal cost of a lower grade on his psych exam, and determined that the benefits outweighed the costs.
Bob reduced his study time by one hour because he was satisfied with the marginal gain he had already received, so playing piano for one hour was at the margin. His decision was marginal because he thought that the marginal benefit of playing piano for two hours would be greater than the marginal cost of the lower grade on his exam.
To know more about marginal visit :
brainly.com/question/28332599
#SPJ11
which marketing mix element must be addressed first since it is the element that all other decisions revolve around?multiple choice question.placepriceperceptionpromotionproduct
The first component in the marketing mix is the product. Since the component of the product marketing mix is the one around which all other decisions are made, it must be addressed first.
What is a "product"?Anything that may be sold to a market to fulfill a consumer's need or desire is a product. An object, technology, or service that would be made available for customer use in response to demand from consumers is referred to as a product in marketing.
The thing that is currently sold is called a product. An object or a service can both be considered products. Anything physical, digital, or cybernetic might exhibit it. Every thing has a price and a cost attached to it.
To learn more about marketing mix :
https://brainly.com/question/859394
#SPJ4
Why do you feel we should choose to hire you over other candidates?*
1
Answer:
Because you have a unique skill that they will need.
Explanation:
When an insured fails to disclose known facts in an application for insurance, he/she may be guilty of:______
Misrepresentation. When an insured fails to disclose known facts in an application for insurance, it is considered as a misrepresentation.
Misrepresentation refers to providing false or incomplete information intentionally or unintentionally, which can affect the insurance contract's terms, conditions, or premium rates. It is important for applicants to provide accurate and complete information to insurers during the application process to ensure a fair assessment of risk and proper coverage. Failure to disclose known facts may lead to consequences such as denial of claims, cancellation of the policy, or even legal implications depending on the jurisdiction and severity of the misrepresentation. Insured individuals have a duty of good faith to provide truthful and accurate information to insurers to maintain the integrity of the insurance contract.
Learn more about policy here:
https://brainly.com/question/13036064
#SPJ11
With the need-satisfaction presentation format, the salesperson ______. Multiple choice question. provides information in an accurate, thorough, and step-by-step manner tailors the presentation to highlight specific benefits that are valued by the prospect tries one appeal after another, hoping to hit the right button asks for a commitment by referencing the timeliness of the purchase
The type of bond that would form from the transfer of an electron from one atom to another is an:______
The type of bond that would form from the transfer of an electron from one atom to another is an ionic bond.
An ionic bond is a type of chemical bond that forms between atoms when there is a complete transfer of one or more electrons from one atom to another. In this type of bond, one atom gains an electron(s) to become negatively charged, forming an ion called an anion, while the other atom loses electron(s) and becomes positively charged, forming an ion called a cation. The resulting attraction between the oppositely charged ions leads to the formation of an ionic bond.
Ionic bonds typically occur between atoms with significantly different electronegativities, which is the tendency of an atom to attract electrons towards itself. When the electronegativity difference is large, one atom has a much stronger pull on electrons than the other, resulting in the transfer of electrons.
Ionic bonds commonly form between metals and non-metals. The metal atom tends to lose electrons and form positive ions, while the non-metal atom tends to gain electrons and form negative ions. These ions then attract each other and form a stable, lattice-like structure known as an ionic compound.
Overall, the transfer of an electron from one atom to another leads to the formation of an ionic bond. This type of bond plays a crucial role in various chemical compounds and is responsible for many important properties and behaviors observed in substances such as salts.
To learn more about bond Click Here: brainly.com/question/30638118
#SPJ11
How do individuals & business benefit from
economic freedom?
Answer:
The benefit are
1. free markets,
2. rule of law,
3. protection of private property,
and
4. open trade—
that boost prosperity and reduce costs
Explanation:
Please mark me as brainlist answer
Which of these can you select in the Billing details tab to view an itemized invoice? Select all that apply. PrintView PDFDownload CSVSend to email address
In order to view an itemized billing detail the option that you can select is view PDF.
What is the billing invoice?This is an invoice that shows the amount of money that a person has been charged for a service or a product.
In order to view this, the prompt would be to ask to view the PDF of it which can then be printed out.
Read more on invoice here:
https://brainly.com/question/24719924
What do you think were the main concerns with the Olympus two-door sports coupe? Is there a market for a two-seat, $32,000 sports car when the RX-8 sells for significantly less? Evaluate the role of the marketing mix in the Olympus introduction. What are some of the marketing strategies auto manufacturers use to stimulate sales of certain makes of automobiles?
The main concerns of the sports coupe is that
They did not carry out good research of the marketThey also did not research the people that would buy the product.There is no market for the two seat car given that it would be better if it was a market that people knew with a cheaper price.
2. What is the role of the marketing mix?The role of the marketing mix has to do with the combination of price and the product. These two did not match properly in order to be able to take care of the need of customers and expectations.
3. Some of the strategies would be the use of social media and search engines. This would help to create the awareness for their products and create traffic.
Read more on marketing mix here:
https://brainly.com/question/859394
#SPJ1
Barry Olson has mastered strong technical skills as the manager of a large toy store. He is very skilled at all the aspects of managing the store and the employees of the store. Soon, he will take a new position as regional manager for several toy stores. His boss remarked to him last week that he will be utilizing his _____ skills to communicate, coach, and motivate managers who have positions similar to his old position.
Answer:
human
Explanation:
Human skills are the skills that can be related to one another. The person who have the strong human skills that could easily engaged with the audience, potential customer. ALso at the same time they would able to connect with the people and those people who feel the individual at personally level
So as per the given situation it is a human skills
When someone files an ethics complaint against a licensee through the local association of REALTORS, what must be specified? A. The standards of practice that were violated B. Quotes from the NAR Code of Conduct Preamble C. The name of the ombudsman D. The list of articles in the NAR Code of Ethics that were violated
The NAR Code of Ethics that were violated. Quotes from the NAR Code of Conduct Preamble and the name of the ombudsman are not required to be included in the complaint.
When someone files an ethics complaint against a licensee through the local association of REALTORS, they must specify the standards of practice that were violated and the list of articles in the NAR Code of Ethics that were violated. Quotes from the NAR Code of Conduct Preamble and the name of the ombudsman are not required to be included in the complaint.
Learn more about ombudsman here
https://brainly.com/question/31486552
#SPJ11
Wright Company deposits all cash receipts on the day when they are received and it makes all cash payments by check. At the close of business on May 31, 2017, its Cash account shows a $27,500 debit balance. The company’s May 31 bank statement shows $25,800 on deposit in the bank. The May 31 bank statement lists $100 in bank service charges; the company has not yet recorded the cost of these services. Outstanding checks as of May 31 total $5,600. May 31 cash receipts of $6,200 were placed in the bank’s night depository after banking hours and were not recorded on the May 31 bank statement. In reviewing the bank statement, a $400 check written by Smith Company was mistakenly drawn against Wright’s account. The bank statement shows a $600 NSF check from a customer; the company has not yet recorded this NSF check. Prepare a bank reconciliation for the company using the above information.
Answer:
Please see solution below
Explanation:
Bank reconciliation as at June 31st.
•Bank statement balance
$25,800
Add:
Bank service charges
$100
NSF check
$600
Wrong drawn
$400
Total
$1,100
Adjusted bank balance
$26,900
Bank reconciliation as at June 31st.
•Cash book balance
$27,500
Add: outstanding checks
$5,600
Balance
$34,100
Less: deposit in transit
($6,200)
Adjusted book balance
$26,900
The most problematic sources are those that: A. Provide the least information about their author and original source of information B. Contain information that is biased C. Contain information only from secondary sources D. Provide one outlook on the information being presented
The most problematic sources are those that provide the least information about their author and original source of information. A material or device that emits radiation, whether ionising or non-ionizing, and that needs to be licensed by the Australian Radiation.
The protection and Nuclear Safety Authority is referred to as a problematic source. Investments, operations, and financing These three streams of business cash flow can significantly impact the development and viability of your organization. The sources of company finance include retained earnings, equity, term loans, debt, letters of credit, debentures, euro issuance, working capital loans, the venture capital investments, etc.
To learn more about problematic, click here.
https://brainly.com/question/28199033
#SPJ1
Answer: I believe the answer is A.
Explanation: I really hope this helps and have a fabulous day!
____ is The most familiar form of electronic banking, which dispenses cash, accepts deposits, and allows balance inquiries and cash transfers from one account to another.
ATM (Automated Teller Machine) is the most familiar form of electronic banking that fits the description provided. ATMs are self-service machines found in various locations such as banks, shopping centers, and convenience stores, offering a range of banking services to customers.
ATMs provide convenience and accessibility to account holders by allowing them to perform various transactions without visiting a physical bank branch. Users can withdraw cash from their accounts, deposit funds, check their account balances, and transfer money between accounts. Some ATMs also enable additional functionalities like purchasing prepaid services, printing mini-statements, and updating account information.
ATMs are designed to be user-friendly, with a screen interface and keypad for inputting commands and PINs. The machines are connected to the banking network, which enables real-time communication and verification of account details.
These electronic banking devices have become a ubiquitous part of modern banking, offering round-the-clock availability and enhancing customer convenience. The widespread use of ATMs has revolutionized the way people access and manage their finances, providing a quick and efficient means of conducting basic banking transactions without the need for direct interaction with bank staff.
To know more about cash transfers click this link-
https://brainly.com/question/30516809
#SPJ11
What are the most common types of A/B tests you can run? Select all that apply. CTA Email Chatbots Landing Page
The most common types of A/B tests that one can run are CTA, Email, and Landing Page. Let us understand each of these and how the A/B testing can be performed on them.
This test is usually performed by randomly assigning users to one of the two groups: a control group and a test group. The control group is shown the original or current version while the test group is shown the new or updated version. The goal of A/B testing is to identify which version performs better. CTA- Call to Action CTA or Call-to-Action is a marketing term that refers to the desired action that a user should take on a website or landing page. The most common types of A/B tests are CTA, Email, and Landing Page.
To know more about marketing refer :
https://brainly.com/question/25492268
#SPJ11
A form that records the direct materials, direct labor, and manufacturing overhead cost charged to a job is called a ________________________.
Answer:
Bill of materials
Explanation:
Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.
Explanation:
the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.
the answer is c i just got it right on plato
Answer:
the answer to what lol
Explanation: