Which term refers to the original amount of a loan on which interest is paid?.
Answers
The principal amount is It is the amount of money borrowed by a debtor that is owed to the creditor before any interest or fees are added.
When a loan is made, the principal amount is the amount that the lender gives to the borrower to pay for the item or service that they require. Interest is charged on the principal amount at a certain rate. It is calculated as a percentage of the principal and is generally given as an annual rate. The interest is the amount that the borrower pays to the lender for the use of the borrowed money, in addition to the principal amount.
The principal amount of a loan does not include the interest charged on it or any other fees that are incurred as a result of borrowing. It is the amount that must be repaid by the borrower to the lender over time.
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Related Questions
identify the complete sentence. later, he called his portfolio manager. before you make financial decisions. whenever opening or using communication software.
Answers
The only complete sentence is "Later, he called his portfolio manager."
What is a phrase?A phrase can be defined as a group of words that forms the component of a clause and act together as a conceptual or grammatical unit. This ultimately implies that, a phrase typically represents an incomplete sentence.
What is a sentence?A sentence can be defined as a group of words or phrases that comprises a subject and predicate, which are typically used by a writer or speaker to convey a logical information about a subject matter to an audience (readers or listeners).
In this scenario, we can reasonably infer and logically deduce that the only complete sentence is "Later, he called his portfolio manager." because it comprises a subject and predicate.
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State any five reasons why an entrepreneur may carryout Market survey
Answers
Answer: Whether you are thinking of venturing into a new market or launching a new product, conducting a marketing assessment is the crucial first step in determining if there is a need or a potential customer base for your product. to know what the other people are interested in, for example they do a survey to see how much of each product they need and the popularity of how many people like the stuff, those are 2 reasons, quantity and I would say popularity 3: get the people to know that enreprenuer cares 4 and five just think about it... Why is market research important for new business ideas? Market research should never be underestimated. Many successful new businesses enjoy longevity because their owners conduct regular market research to understand their target market, identify consumer problems and pinpoint realistic competitors. Determine key market factors: Cost, Consumer Demographics, Challenges, Opportunities. ... These factors will help you determine how you will need to market to consumers, face your competition, and develop your overall business plan.
Hope this helps....... Stay safe and have a Merry Christmas!!!!!!!! :D
Explanation:
If you spend $100 and the MPC is 0.9, how much spending will this $100 generate in the economy? a) $250 b) $100 c) $1,000 d) $500
Answers
If you spend $100 and the MPC is 0.9, this $100 spend will generate "$1,000" in the economy.
MPC (Marginal Propensity to Consume) is the proportion of an additional unit of income that is spent on consumption. An MPC of 0.9 indicates that for every additional dollar of income, 90 cents will be spent on consumption. Therefore, if you spend $100, it will increase the income of someone else by $90, who will in turn spend 90% of that ($81) on consumption. This process will continue, and the total increase in spending will be the sum of the infinite geometric series: $100 + $90 + $81 + $72.90 + ... = $1,000. Therefore, the correct answer is option c) $1,000.
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A student needs to take a test. She has her paper, pencil, eraser, and a backup pencil.
What is she missing to take the test?
Answers
Answer:
A drink
Explanation:
Willing to give a lot of points
Please help
Question 4 of 10
What is one of the reasons marketing is essential to the free market system?
A. It ensures that companies make a healthy profit.
B. It helps educate consumers about competitive products.
OC. It employs more people that any other career group.
D. The sales of advertising makes television programming possible.
SUBMIT
Answers
One of the reasons marketing is essential to the free market system is that It ensures that companies make a healthy profit.
What is free market?A free market is a market structure where there is no interference from government but forces of demand and supply controls it.
With regards to the above, marketing ensures that products gets to the target audience to attract sales, thereby increase profits.
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How does a subscription business model function?
A. By asking the government to tax the customers
B. By relying on a series of one-time sales
C. By relying on contracts that bring in a predictable source of
revenue
D. By asking customers to pay costs to the government
Answers
Answer:
B.
Explanation:
Question 8
It's is almost impossible to buy a house these days without a sizeable down
payment.
True.
False
Answers
Answer:
True
Explanation: You need to pay at least 20% down.
urchased a patent at a cost of $210,000. legal and filing fees of $68,000 were paid to acquire the patent. the company estimated a 10-year useful life for the patent and uses the straight-line amortization method for all intangible assets. in january 2027, the company spent $32,000 in legal fees for an unsuccessful defense of the patent and the patent is no longer usable. the amount charged to income (expense and loss) in 2027 related to the patent should be:
Answers
The amount charged to income in 2027 related to the patent should be $63,000. To calculate this, we first need to determine the total cost of the patent.
This includes the initial purchase cost of $210,000 and the legal and filing fees of $68,000, which adds up to $278,000. Since the company estimated a 10-year useful life for the patent, we can divide the total cost by 10 to get an annual amortization expense of $27,800.
However, in 2027, the company incurred additional legal fees of $32,000 for an unsuccessful defense of the patent. Since the patent is no longer usable, this cost cannot be amortized and should be expensed immediately.
Therefore, the total expense related to the patent in 2027 is $27,800 (amortization expense) + $32,000 (legal fees) = $63,000. This amount should be charged to income as an expense and loss for the year 2027.
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ntex Ltd. issued 10,000, 10% Debentures of Rs.100 each at a premium of
10%, full amount being payable along with application. Applications were
received for the debentures issued and allotment was made. Pass the journal
entries.
Answers
Answer:
1. When the application money is reieved, Debit Bank for Rs.1,100,000; and Credit Debentures Application and Allotment a/c for Rs.1,100,000,
2. To transfer of application money along with premium on debentures allotted to the debentures account, Debit Debentures Application and Allotment a/c for Rs.1,100,000; Debit Debenture a/c for Rs.1,000,000; and Credit Security Premium Reserve a/c for Rs.100,000.
Explanation:
Since allotment were made, it implies the accounts for application and allotment can be combined. Therefore, the journal entries will look as follows:
Accounts Title Dr (Rs.) Cr (Rs.)
Bank (w.1) 1,100,000
Debentures Application and Allotment a/c 1,100,000
(To record the amount received from debenture application with the premium)
Debentures Application and Allotment a/c 1,100,000
Debenture a/c (w.2) 1,000,000
Security Premium Reserve a/c (w.3) 100,000
(To record the transfer of application money along with premium on debentures allotted to the debentures account)
Working:
w.1: Bank = (Units of debentures * Unit price) * (1 + Premium rate) = (10,000 * Rs.100) * (1 + 10%) = Rs. 1,100,000
w.2. Debenture = Units of debentures * Unit price = 10,000 * Rs.100 = Rs.1,000,000
w.3 Security Premium Reserve = Debenture * Premium rate = Rs.1,000,000 * 10% = Rs.100,000
what is the biggest attraction for business considering enganing in international business?
A. The lack of domestic resources
B. The cost of labor
C. The number of burdensome regulations
D. The size of the market
Answers
Answer:
A the lack of domestic resources
The first paragraph or part of a business letter is the
OA. introduction
OB. addresses
OC. supporting details
OD. conclusion
SUE
Answers
Answer:
introduction
Explanation:
I don't know how to explain
Which is the most accurate definition of body language?
Answers
Answer:
The process of communicating nonverbally through conscious or unconscious gestures and movements
Three investments cost $7,000 each and have the following cash flows. Rank them on the basis of their payback periods. Round your answers to one decimal place.
Year A B C
1 $ 2,500 $ 3,500 $ 0
2 2,500 2,700 500
3 2,500 1,800 1,300
4 2,500 1,100 4,300
5 2,500 800 5,800
Payback for A: years
Payback for B: years
Payback for C: years
Based on the payback periods, -Select-investment Ainvestment Binvestment CItem 4 should be chosen.
Answers
Based on the payback periods, Investment A has the shortest payback period of 3 years, followed by Investment B with 4 years. Investment C is not chosen due to its longer payback period.
To calculate the payback period for each investment, we need to determine the number of years it takes for the cumulative cash flow to equal or exceed the initial investment of $7,000.
For Investment A:
Year 1: $2,500
Year 2: $2,500 + $2,500 = $5,000
Year 3: $5,000 + $2,500 = $7,500
Investment A reaches the initial investment of $7,000 in Year 3. The payback period for Investment A is 3 years.
For Investment B:
Year 1: $3,500
Year 2: $3,500 + $2,700 = $6,200
Year 3: $6,200 + $1,800 = $8,000
Year 4: $8,000 + $1,100 = $9,100
Year 5: $9,100 + $800 = $9,900
Investment B reaches the initial investment of $7,000 in Year 4. The payback period for Investment B is 4 years.
For Investment C:
Year 1: $0
Year 2: $500
Year 3: $1,300
Year 4: $4,300
Year 5: $5,800
Investment C never reaches the initial investment of $7,000 within the given cash flows. The payback period for Investment C is undefined.
Based on the payback periods, Investment A has the shortest payback period of 3 years, followed by Investment B with 4 years. Investment C does not reach the initial investment within the given cash flows.
Therefore, based on the payback periods, the ranking of the investments from shortest to longest payback period is:
1. Investment A
2. Investment B
Investment C is not chosen due to its longer payback period and inability to reach the initial investment within the given cash flows.
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how much money does a therapyst make an hour/ and how much would they make in a year
Answers
a year = the median annual salary for clinical, counseling, and school psychologists was $85,340 per year, according to the Bureau of Labor Statistics. The lowest 10 percent of workers earned less than $44,040, and the highest 10 percent earned more than $129,310.
Answer:
Explanation:they make 1,000 dollars per hour. I don’t know how much in a year.
Which phrase best describes how the action potential occurs? a. all or none. b. slow but sure. c. speed equals intensity. d. all for one, and one for all
Answers
In summary, the phrase "all or none" accurately captures the nature of the action potential, stating that it either occurs completely if the threshold is reached.The action potential occurs is (a) all or none.
The concept of the "all or none" principle explains that once a certain threshold is reached, an action potential will occur fully and uniformly. In other words, if the stimulus is strong enough to surpass the threshold.
The action potential will be triggered and propagate down the neuron. However, if the stimulus is below the threshold, no action potential will occur.
This principle applies to the initiation and propagation of the electrical impulse along a neuron. Once the threshold is reached at the initial segment of the neuron, the action potential is generated and travels along the axon without any decrement in its intensity.
The strength or intensity of the stimulus does not affect the size or amplitude of the action potential, which remains constant once it is initiated.
In summary, the phrase "all or none" accurately captures the nature of the action potential, stating that it either occurs completely if the threshold is reached or does not occur at all if the stimulus falls below the threshold.The action potential occurs is (a) all or none.
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Allison would like to save time and have her spending automatically appear in her budget as soon as she makes a purchase. What money management tool should she use
Answers
Answer:Allison should use a personal finance app or budgeting software that is capable of automatically importing her transaction data. Some popular options include Mint, YNAB (You Need A Budget), Personal Capital, and PocketGuard.
These tools allow Allison to link her bank and credit card accounts, and automatically import her transaction data as soon as she makes a purchase. This helps her save time and ensures that her budget is always up-to-date with her actual spending.
In addition to automatically importing transactions, these tools often provide features such as budget tracking, goal setting, bill reminders, and investment tracking, making it easier for Allison to manage her money and achieve her financial goals.
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8. When Dr. Norman travels, she always stays at a Hawks family hotel. She is brand loyal, and
thinks that Hawks offers the best service. On this trip, Dr. Norman stayed at three different
Hawks hotels. Customer service was excellent at two of the hotels, but at the last hotel, the
person checking in guests was rude. Dr. Norman completes a comment card on each hotel,
knowing that Hawks strives for excellent customer service. This scenario exemplifies which
service characteristic?
Omarketability
Ovariability
O inseparability
O intangibility
Answers
Answer:
Variability
Explanation:
Variability expresses the notion that a service may vary in standard or quality from one provider to the next or from occasion to the next.
what is the first step in the organizing process? group of answer choices determining the specific activities needed to implement plans assigning work to specific employees grouping work activities into a logical structure coordinating the work of different groups and employees within a firm
Answers
Determining the specific activities needed to implement plans is the first step in the organizing process. Therefore, the option A holds true.
Organizing can be referred to or considered as one of the most integral process involved under the different functions of management. It identifies the plans and then further determines the activities that are to be performed in order to lead to a successful implementation of the plans. In fact, these activities are the initial process in the function of organizing.
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Which kind of business opportunity is like buying a business kit?
Pilihan jawaban
Starting a new business from scratch
Buying a franchise
Buying an existing business
Answers
The type of business opportunity is comparable to purchasing a business kit or a franchise. Hence the right option is (C).
The term "franchise" refers to a method of marketing products or services in which a franchisor develops the brand's trade name and business model and a franchisee pays a royalty and frequently an upfront fee to obtain the right to use the franchisor's name and system.
you've thought if you're a budding entrepreneur or an established businessperson looking to diversify your holdings. The short answer is yes, particularly if a fantastic opportunity arises. The appeal of launching a business by purchasing a franchise is clear.
Listed below are a handful of the most typical causes of franchise failure: The franchisor offers its products to franchisees who are unqualified, inexperienced, undercapitalized, or naive. Franchisees sometimes have false expectations of the amount of effort involved in running a business.
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What are some reasons for studying economics? choose three answers. economics has an impact on everyday life. economics helps people learn to manage resources. economics describes the reasons products are scarce. economics explains the roles of producers and consumers. economics shows how people work together to make money.
Answers
Some of the reasons why the study of economics is important is because:
It has an impact on everyday life. It makes people learn to manage resources. It explains the roles of producers and consumers.What is economics?This is the study into the transfer of wealth and the scarce resources that are used in the every day production of goods and services.
It teaches how to manage the scarce resources effectively for maximized profit.
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Answer:
A, B, D
Explanation:
Which is not a benefit of a checking account?
Answers
Answer:
no interest
Explanation:
A checking account is a type of account that enables comfortable deposits and withdrawal of money for regular trades.
It can include deposit and withdrawal of cash as well as cheque.
Getting no interest in a checking account is not a beneficial factor.
The benefits of the checking accounts are convenience, easy budgeting and safety.
As compared to the saving account having a proof of payment is the beneficial point of having checking account.
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Question 3 [14 marks]
Explain in your own words what developmental local government is and what its implications for
South Africa are.
Answers
Developmental local government is an approach that prioritizes the social and economic development of the community. Its implications for South Africa are significant, and it has the potential to address historical inequalities, promote economic growth, and foster greater social cohesion.
By prioritizing the needs of the community, local government can play a critical role in driving development and building a more equitable and prosperous society. The developmental local government refers to the approach of local government that prioritizes the social and economic development of the community. It is characterized by a focus on delivering services that contribute to the overall well-being of the people, creating employment opportunities, improving infrastructure, and promoting social cohesion. This approach recognizes that the local government has a critical role to play in driving development and addressing the needs of the community.
The implications of developmental local government for South Africa are significant. Firstly, it provides an opportunity to address the historical inequalities that have persisted in the country, particularly in rural and impoverished areas. By focusing on the needs of these communities, developmental local government can create a more equitable society. Secondly, it can promote economic growth and job creation by investing in infrastructure and supporting local businesses. Thirdly, it can promote greater social cohesion by ensuring that all members of the community have access to the same opportunities and services. Overall, the focus on developmental local government has the potential to transform South Africa into a more inclusive, prosperous, and cohesive society.
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· Hope's contribution to her RETIREMENT plan...
a. is a post-tax contribution on which she pays federal income taxes
b. is pre-tax and therefore not included in federal income taxes
c. Is a contribution to her Social Security
d. is taxed at a rate of 15%
Answers
Based on Hope's check, her contribution to her RETIREMENT plan b. is pre-tax and therefore not included in federal income taxes.
What does the check say?The check notes that Hope's retirement contribution is not included in her federal taxable income.
This means that the contribution is paid pre-tax and will not be liable for federal income taxes. She will most probably pay taxes on the retirement fund when she withdraws from it.
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Is eating a tomato bias?
Answers
Answer:
hindi ko po maintindihan ang tinatanong nyo
Explanation:
sa susunod po kumpletuhin nyo para masagut ko ang tanong mo
Which of the following is an example of an effective persuasive speech topic for a group of elementary school children? (edge 2022)
a.
the origins of Santa Claus in different cultures around the world
b.
abstinence: the best protection
c.
read at least 20 minutes a day
d.
staying in school is cool
Answers
Question 1 [40 marks] The above schematic diagram shows an electric motor with power of 7.5 kW and a speed of 720rpm driving a hoist through a gearbox. The wire-rope from the drum passes through an overhead smooth pulley before connecting to the load of 600 kg. a) Calculate the tension in the wire-rope if the 600 kg load is moving at a constant speed of 5 m/s. (Ignore the mass of wire-rope). Hence calculate the rotational speed of the drum hoist. b) Calculate the torque at the coupling to drive the drum. c) Select a suitable chain drive to replace the gearbox for this application. Given that the pitch diameter of the wheel sprocket should be less than 350 mm and the centre distance between the sprockets of the chain drive should not exceed 500 mm. d) Select suitable bolts to secure the pulley bracket. Assume allowable tensile stress for the bolt material is σmax=45MN/m2
Answers
a. The tension in the wire-rope is 5880 N. The rotational speed of the drum hoist is approximately 191.13 RPM.
b. The torque at the coupling to drive the drum is approximately 99.47 N·m.
c. It is not possible to determine a suitable chain drive.
d. We can choose bolts that have a tensile strength exceeding this value to ensure the safety of the pulley bracket.
a) To calculate the tension in the wire-rope, we can use the equation:
Tension = (mass × acceleration) + (mass × gravity)
Mass (m) = 600 kg
Acceleration (a) = 0 m/s² (since the load is moving at a constant speed)
Gravity (g) = 9.8 m/s²
Tension = (600 kg × 0 m/s²) + (600 kg × 9.8 m/s²)
Tension = 0 + 5880 N
Tension = 5880 N
The tension in the wire-rope is 5880 N.
To calculate the rotational speed of the drum hoist, we can use the formula:
Rotational Speed (in RPM) = (Speed × 60) / (2π × Radius)
Speed = 5 m/s (constant speed of the load)
Radius (R) = 0.5 m (since the rope passes through an overhead smooth pulley)
Rotational Speed = (5 m/s × 60) / (2π × 0.5 m)
Rotational Speed ≈ 191.13 RPM
The rotational speed of the drum hoist is approximately 191.13 RPM.
b) To calculate the torque at the coupling to drive the drum, we can use the formula:
Torque = Power / Rotational Speed
Power = 7.5 kW
Rotational Speed = 720 RPM
Convert Power to watts:
Power = 7.5 kW × 1000 = 7500 W
Convert Rotational Speed to radians per second:
Rotational Speed = 720 RPM × (2π / 60)
Rotational Speed ≈ 75.4 rad/s
Torque = 7500 W / 75.4 rad/s
Torque ≈ 99.47 N·m
The torque at the coupling to drive the drum is approximately 99.47 N·m.
c) To select a suitable chain drive, we need to consider the given constraints:
Pitch Diameter of the Wheel Sprocket < 350 mm
Centre Distance between the Sprockets ≤ 500 mm
Based on these constraints, we can choose a suitable chain drive system that satisfies these requirements. The required gear ratio and the specifications of the hoist system is not provided, it is not possible to determine a suitable chain drive.
d) To select suitable bolts to secure the pulley bracket, we need to consider the allowable tensile stress for the bolt material (σmax = 45 MN/m²).
Based on this allowable stress, we can choose bolts that have a tensile strength exceeding this value to ensure the safety of the pulley bracket. The specific type, size, and grade of the bolts will depend on the application requirements and the load-bearing capacity needed for the pulley bracket.
It is recommended to consult engineering standards and guidelines or seek assistance from a professional engineer to select the appropriate bolts for the specific application.
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An applicants medical information receives from the medical informatuon bureau may be furnished to who?
Answers
What is the hazard? Chris works for a city public works department. One hot afternoon the temperature outside reached 92 degrees. While Chris was shoveling dirt in a vacant lot, he started to feel dizzy and disoriented. He fainted due to the heat.
Answers
Answer: dehydration
Explanation:
Answer:
dehydration and heat exhaustion.
Explanation:
I hope this helps! :)
When the price of oil experiences a prolonged price increase,
A. the Texas economy improves and Texas state revenues increase
B. the Texas economy improves and Texas state revenues decrease
C. the Texas economy suffers and Texas state revenues increase
D. the Texas economy suffers and Texas state revenues decrease
Answers
When the price of oil experiences a prolonged price increase, the impact on the Texas economy and state revenues can be analyzed.
Option D is the most likely correct answer. When the price of oil rises for an extended period, it can have adverse effects on the Texas economy. While the oil industry directly benefits from higher prices, other sectors may suffer. Increased oil prices can lead to higher production costs, which can negatively impact industries such as manufacturing, transportation, and agriculture. This can result in job losses and reduced economic growth.
In terms of state revenues, a prolonged increase in oil prices does not necessarily lead to an overall increase in state revenues for Texas. Although the state can benefit from higher severance tax revenue from oil production, this may not be sufficient to offset the negative impact on other sectors of the economy, such as reduced tax revenue from businesses and individuals affected by higher oil prices.
Therefore, the Texas economy is more likely to suffer, and state revenues may decrease due to the adverse effects of a prolonged oil price increase.
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What would you like to know?
Answers
Answer:
I like these free points. Also Panic! At The Disco anyone?
Explanation: