Which scenario would most life insurance policies exclude coverage for?
a. A tourist traveling abroad on a major airline carrier
b. An individual who has a hobby racing cars once a month
c. An airline pilot who flies for a commercial carrier
d. A soldier on leave at home
Answers
Most life insurance policies would exclude coverage for a tourist traveling abroad on a major airline carrier. The correct option is a.
This is because the risk of the traveller being involved in an accident or other event that could lead to death is considered too high to be covered by a life insurance policy.
A contract for life insurance is made between the policyholder and the insurer. In exchange for the premiums paid by the policyholder throughout their lifetime, a life insurance policy promises that the insurer will pay a certain amount to designated beneficiaries when the insured passes away.
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Related Questions
Multiple Select Question Select all that apply The conveyance of real estate is uniquely complicated because Multiple select question. real property interests are complex. real estate must be described on a continuous surface. real property interests have a long history. real estate records tend to disappear. government regulation of real estate can change.
Answers
It should be noted that the conveyance of real estate is complicated because:
Real property interests are complex. Real estate must be described on a continuous surface. Real property interests have a long history.Why is the conveyance of real estate complicated?It can be reduced that the conveyance of real estate is complicated because real property interests are complex.
Also, real estate must be described on a continuous surface and real property interests have a long history.
These make it complicated.
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Elaborate on the Factor Endowments Theory. This theory is based on the Comparative Advantage reason for trade, which stems from cost. course hero
Answers
According to the factor endowment theory, nations are likely to have an abundance of various resources. The simplest explanation for this distribution in terms of economics is the notion that different countries will have varying capital-to-labor ratios.
What is Factor Endowment Theory?The concept of comparative advantage is determined by the factor endowment hypothesis. It is crucial to keep in mind that ratios of factors matter when determining comparative advantage. A country may be rich in both labor and capital, but proportionally, it may have more of one than another would have. A nation should concentrate its production on a good if it has a comparative advantage in that good and that good uses the factor with which it is highly endowed. It will be most effective at producing the benefit that requires that element because it is heavily loaded with it.For instance, a nation with a high capital-to-labor ratio will produce computers more effectively than maize. If the nation concentrated on growing maize instead, it would have to shift funds intended for other uses into areas where they are being spent inefficiently.
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PLZ HELP: FIND THE PROFIT
Fixed costs are £26,000 per year, and variable costs include wages at £10 per
unit, raw materials at £12 per unit and delivery/packaging at £3 per unit. It is expected that a business will make and sell 750 units during the year, with
a selling price of £26.
Answers
Answer:
Net loss -£25,250
Explanation:
The computation of the profit is shown below:
Sales (750 units × £26) £19,500
Less: Variable cost (750 units × £25) £18,750
Contribution margin £750
Less: Fixed cost £26,000
Net loss -£25,250
The £25 could be calculated below:
= £10 + £12 + £3
= £25
Basically applied the above format
Which of the following budgets
would be considered balanced?
A budget where the amount you spend is greater than the amount you
earn.
A budget where the amount you earn is equal or less than to the amount
you spend.
A budget where the amount you save is less than the amount you spend.
A budget where the amount you spend is equal or less than the amount
you earn.
Answers
Explain the difference between fixed costs and variable costs for firms, using Internet grocery shopping as an example.
Answers
Explanation:
Fixed cost is the cost that is constant for each unit of the item produced and does not depend upon the quantity of production. Fixed cost may include rent payment, insurance, interest payment.
whereas variable cost are cost that vary with quantity of output produced. It may include, labor cost, commissions, raw material, etc.
For Internet grocery shopping fixed cost can be cost of storing the grocery, insurance of inventory, electricity payment, cost of delivery to the customer, etc. whereas variable cost may be discount offered on quantity of purchase, Sale offers to attract customers, etc.
How many francs is the tariff (“protecting duty”) that is added to a product that ends with a product that is priced 40 francs in paris?
Answers
Answer:
25
Explanation:
Should you write in plural form rather than singular?
Answers
Answer:
it depends, if you need to then yes
Explanation:
Ex Plural: Look at the children
Ex Singular: Look at that child
Name and briefly describe your first marketing communication channel
Answers
I can provide an overview of one common marketing communication channel used by businesses: email marketing.
Email marketing involves sending promotional messages or newsletters via email to a list of subscribers who have opted-in to receive communications from a business. This channel can be highly effective as it allows businesses to reach their target audience directly, and can be personalized and tailored to individual subscribers based on their preferences and behaviors.Email marketing can also be used to nurture leads and encourage customers to make repeat purchases. It can be cost-effective and can provide detailed analytics and metrics to measure the success of campaigns.However, it's important to use email marketing responsibly and avoid spamming subscribers with irrelevant or too frequent messages. The content of emails should be valuable and engaging to the recipient to build trust and loyalty over time.
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Edge Company produces two models of its product with the same machine. The machine has a capacity of 142 hours per month. The following information is available.
Answers
Standard = (70 units * 1) = 70 hours
Deluxe = (140 - 70) = (70 hours / 2) = 35 units.
How to find the contribution marginRequired 1: Determine the contribution margin per machine hour for each model.
Product Contribution Margin
Standard
Deluxe
Contribution margin per unit
$50
$40
(/) Machine hours per unit
1
2
Contribution margin per machine hour
$50
$20
Step 2/3
Required 2: How many units of each model should the company produce?
Standard
Deluxe
Total
Hours dedicated to the production of each product
140
0
$140
Units produce for the most profitable sales mix
140
0
Contribution margin per unit
$50
0
Total contribution margin
$7,000
$0
$7,000
Required 3: Assume the maximum demand for the standard model is 70 units (not 600 units). How many units of each model should the company produce?
Standard
Deluxe
Total
Hours dedicated to the production of each product
70
70
140
Units produce for the most profitable sales mix
70
35
Contribution margin per unit
$50
$40
Total contribution margin
$3,500
$1,400
$4,900
Total available hours = 140 hours
Standard = (70 units * 1) = 70 hours
Deluxe = (140 - 70) = (70 hours / 2) = 35 units.
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the stage in a product's life cycle when it may become too similar to existing products, and marketers need to communicate what makes it different from others products is called the stage.
Answers
The stage in a product's life cycle when it may become too similar to existing products, and marketers need to communicate what makes it different from other products is called the maturity stage.
During the maturity stage of a product's life cycle, the market becomes saturated with similar offerings, and competition intensifies. Products in the market may start to reach a point where they are perceived as highly similar or interchangeable by consumers. This similarity can make it challenging for marketers to differentiate their product and stand out from the competition.
To address this challenge, marketers employ various strategies to communicate and emphasize the unique features, benefits, or value proposition of their product. This differentiation can be achieved through effective branding, targeted marketing messages, highlighting unique product features or technology, superior customer service, competitive pricing, or innovative marketing campaigns.
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Sandia Inc. Wants to acquire a $360,000 computer-controlled printing press. If owned, the press would be depreciated on a straight-line basis over 10 years to a book salvage value of $0. The actual cash salvage value is expected to be $25,000 at the end of 10 years. If purchased, Sandia will incur annual maintenance expenses of $3,000. These expenses would not be incurred if the press is leased. If the press is purchased, Sandia could borrow the needed funds at an annual pre-tax interest rate of 10%. The lease rate would be $48,000 per year, payable at the beginning of each year. If Sandia has an after-tax cost of capital of 12% and a marginal tax rate of 40%, what is the net advantage to leasing? a.$65,543 b.$57,173 c.$37,737 d.$60,713
Answers
Answer:
c.$37,737
Explanation:
Present value of Cost of Buying = The Cost of Press + [(Post Tax annual maintenance expenses - Annual Depreciation Tax shield)*PVIFA (6%,10)] - [Post tax Salvage Value*PVIF (12%,10)]
PV of Cost of Buying = 360000 + (3000*(1-40%)-360000/10*40%)*7.360 - 25000*(1-40%) * 0.322
PV of Cost of Buying = $262,434
Present value of Cost of Leasing = Post tax Lease Payment at the Beginning *(1+PVIFA(6%,9))
PV of Cost of Leasing = $48000*(1-40%)*(1+6.802)
PV of Cost of Leasing = $224,697
Net advantage to leasing = PV of Cost of Buying - PV of Cost of Leasing
Net advantage to leasing = $262,434 - $224,697
Net advantage to leasing = $37,737
All consumers and suppliers are __________ to large price changes, but for analysis economists assume a moderate amount of price change
Answers
All consumers and suppliers are sensitive to large price changes, but for analysis, economists assume a moderate amount of price change.
To understand this, we need to look at the concept of price elasticity of demand and price elasticity of supply. Price elasticity measures the responsiveness of quantity demanded or supplied to a change in price.
When consumers or suppliers face large price changes, their behavior can vary. Some consumers may be highly responsive to price changes and adjust their demand accordingly, while others may be less responsive. Similarly, some suppliers may be able to quickly adjust their production levels in response to price changes, while others may take longer to do so.
However, for analytical purposes, economists often assume a moderate amount of price change. This means that they consider a scenario where the price changes, but not by an extreme amount. This assumption allows economists to make predictions and analyze the effects of price changes on consumer behavior and supplier decisions in a more manageable and realistic way.
So, to summarize, all consumers and suppliers are sensitive to large price changes, but economists assume a moderate amount of price change for analysis purposes.
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what are five marketing strategies that retailers spend half of their annual budget on?
Answers
The five marketing strategies includes strategies on 5P's which includes Price, Product, Promotion, Place and People.
The retailers are basically people who sells goods in smaller quantity to the final consumer in the chain of distribution.
The five marketing strategies they spend half of their annual budget on includes on the following:
Price: The retailers ensures that prices of their product are reduced below cost price to persuade consumers to buy from them.Product: The retailers need to ensure that varieties of product are available in the stores to satisfy the consumers need.Promotion: Various advertisement and others strategy to persuade consumers needs funds to make successful.Place: The store and outlet need to be where is more favorable and comes with high cost of expenses for the retailers.People; The consumers are given discounts and other incentives to persuade them to come and buy more goods from the retailers.Learn more about this here
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Answer:Product, Price, Promotion, Place, and People
Explanation:
licensing is a simple way to become involved in international marketing. in licensing, the licensor issues a license to a foreign company to use a process, trademark, patent, or trade secret for a(n) .
Answers
Licensing is a simple way to engage in international marketing, where the licensor grants a foreign company the right to use a process, trademark, patent, or trade secret for a specified period.
Licensing is a popular strategy in international marketing that allows companies to expand their reach and generate revenue through the use of their intellectual property. In a licensing arrangement, the licensor (the company that owns the intellectual property) grants the licensee (a foreign company) the right to use their intellectual property, such as a process, trademark, patent, or trade secret. This arrangement benefits both parties involved. The licensor gains entry into foreign markets without the need for substantial investments in manufacturing, distribution, or marketing. They receive royalties or licensing fees from the licensee, allowing them to monetize their intellectual property.
Licensing agreements typically outline the terms and conditions of use, including the duration of the license, geographical restrictions, quality control requirements, and financial considerations. It is a relatively straightforward and low-risk way for companies to enter international markets, as it allows them to leverage existing intellectual property and tap into the capabilities of foreign partners.
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Economic guided reading 7-3
Answers
The economy fluctuates between periods of expansion (growth) and contraction, which is referred to as the "economic cycle," sometimes known as the "business cycle" (recession).
What is Economic cycle?The present stage of the economic cycle can be determined using variables like gross domestic product (GDP), interest rates, total employment, and consumer expenditure.
Since the economic cycle directly affects stocks, bonds, profits, and corporate earnings, understanding it can help investors and businesses decide whether to invest and when to withdraw their funds.
The stage of the economic cycle we are in at the moment can be determined by variables like GDP, interest rates, total employment, and consumer spending.
Therefore, The economy fluctuates between periods of expansion (growth) and contraction, which is referred to as the "economic cycle," sometimes known as the "business cycle" (recession).
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who will win the fight tomorrow jake paul or ben askren
winner gets brainlest
Answers
Answer:
prolly ben askren
Explanation:
cause he was an ameture wrestler before
Answer: Ben askren bro
Explanation:
You have a $5000 loan for 5 years. Your annual percentage rate(APR) is 12.5%. What is your monthly payment
Answers
$112, Will be the monthly payment.
What is APR?
The annual interest produced by a sum that is paid to investors or charged to borrowers is referred to as the annual percentage rate (APR). APR is a percentage that expresses the actual annual cost of borrowing money throughout the course of a loan or the revenue from an investment. This does not account for compounding and includes any fees or additional expenditures related to the transaction. Consumers can evaluate lenders, credit cards, or investment goods using the APR as a benchmark figure.
If you took out a $5,000 personal loan for five years at a rate of 12.5% interest, your monthly payment would be $112. Over the course of this loan, your total interest payment would be $1,749.
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¿Cuáles de estos son agentes económicos?
Answers
Three fundamental economic agents are present in every economy: Families, businesses, and the government, despite current economic theories.
What are the four types of economic agents?There are four primary economic agents: individuals, businesses, governments, and central banks are all examples.
What economic agents are there and what are their functions?Economic agents are one of the most important parts that make up a country. Simply put, these subjects are financial or legal participants in an economic activity. Numerous economic agents produce and distribute goods and services in a territory.
Incorporating four figures: one of the banks, given their increasing prominence when it comes to influencing the economy.
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1. if a bank mistakenly deposits 100,000
into you bank account, is it now your
money? explain in three sentences
Answers
Answer:
No
Explanation
These are just numbers with no backing. There is no trail that shows where the money came from or witnesses or paper trail to back up you have that money. The numbers may let you withdrawal that money but the money is still the banks.
What are the two types of products that
are derived from the stages of
agriculture?
A. food and non-food
B. food and fiber
C. meats and vegetables
D. meats and grains
Answers
When you put a check you received in the bank, you have immediate access to the money.
True or False.
Answers
Answer:
this is true hope this helps
Explanation:
Company Z understands that their business is at risk. How can they use step two in the Decision-Making Process to reach their end goal of increasing sales and customer satisfaction?
Answers
Answer:
I have no clue
Explanation:
I need to answer something bc I'm new sorry
Answer:
Company Z can list the options on how to increase sales and make their business profit again. Some available options that can be listed are responding quickly to customer concerns instead of making them wait a long time, finding a way to have better parking, and to lower their overall prices when selling their products to customers.
Explanation:
For part a you are supposed to state what problems Company Z are having with their company, and if you look at the five steps, the next step for part b is to list some solutions to fix these problems. I hope this helps clarify part b a little bit!
The five steps are:
State the problem
List the options
Determine the pros and cons
Choose the best option
Evaluate the decision/choice
A) Is Renewable important for a sustainable future? Explain.
B) Describe the market for renewable energy in Oman.
Answers
A) Yes, renewable energy is important for a sustainable future for several reasons.
B) The market for renewable energy in Oman is still in its early stages, but it is growing rapidly. The government has implemented policies and incentives to encourage investment in renewable energy, including feed-in tariffs, tax exemptions, and land grants for renewable energy projects.
A) First, renewable energy sources such as solar, wind, hydro, geothermal, and biomass do not emit greenhouse gases or other harmful pollutants, unlike fossil fuels. This reduces the negative impact of energy production on the environment, including air pollution and climate change.
Second, renewable energy is a more sustainable and resilient energy source than fossil fuels. Renewable sources are abundant and replenishable, whereas fossil fuels are finite and non-renewable, and their extraction and use can have negative environmental and social impacts.
Third, the adoption of renewable energy sources can also provide economic benefits, such as creating jobs in the renewable energy sector, reducing energy costs over time, and increasing energy independence and security.
Overall, the transition to renewable energy sources is critical for achieving a sustainable future and addressing the environmental, economic, and social challenges facing the world today.
B) Oman is a country located in the Middle East that has significant potential for renewable energy, particularly solar and wind power. The country has set a target of generating 30% of its electricity from renewable sources by 2030.
Currently, the majority of renewable energy projects in Oman are solar power plants, including the 1 GW Ibri II Solar Power Project and the 500 MW Manah Solar I Power Project. The country also has plans to develop wind power projects, including a 50 MW wind farm in Dhofar.
In addition to utility-scale projects, Oman is also promoting the adoption of distributed solar energy systems, particularly in rural areas where access to electricity is limited. The government has launched several initiatives to support the installation of rooftop solar panels and other small-scale renewable energy systems.
Overall, while the market for renewable energy in Oman is still in its early stages, the country has significant potential for renewable energy development and has implemented policies and incentives to encourage investment in this sector.
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AV Technology, & Film Pathway Maybe a group of students is touring the hotel to learn a bit more about the lodging/hospitality business. In this case, it might help for Jarrett to work with someone in the AV Technology & Film pathway to put together a little video that he can show the students giving them additional information they might not be able to get from just a tour. What other events might come up where Jarrett will need the help of someone in the AV Technology & Film pathway?
Answers
Creating promotional videos for the hotel or other hospitality businesses to showcase the amenities and attract potential guests.
Hosting conferences or meetings at the hotel, where AV technology might be needed for presentations and other multimedia content.
What is the AV Technology & Film pathway?Generally, there are many events where Jarrett, or anyone working in the hospitality industry, might benefit from the expertise of someone in the AV Technology & Film pathway. Some examples could include:
Organizing events or parties at the hotel, where AV technology might be needed for music, lighting, and other entertainment.
Creating training videos or other educational materials for employees or guests.
Developing virtual tours or other interactive experiences for guests.
Overall, the AV Technology & Film pathway can be a valuable resource for anyone working in the hospitality industry, as it allows them to enhance the guest experience and create engaging multimedia content.
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how does opting into automatically applied recommendations help an account-holder? it helps to maximize the effectiveness of recommendations since it triggers automatic increases in budgets to cover the costs of recommendations. it helps ensure that best practices are applied across all campaigns, since marketers themselves choose which recommendations are applied across a whole account or manager account. it helps make sure that optimizations are based on recent rather than old activity, since only the past week of data is used to inform them. it helps ensure that recommendations that are most likely to have the impact on campaigns are the ones that are applied, since this analysis and implementation occurs automatically.
Answers
Opting into automatically applied recommendations helps ensure that recommendations that are most likely to have an impact on campaigns are the ones that are applied, as this analysis and implementation occurs automatically, option D is correct.
By leveraging machine learning algorithms and real-time data, the system can identify and apply the most relevant and effective recommendations without manual intervention. This saves time and effort for the account-holder, as they don't need to manually review and implement each recommendation.
Automatically applied recommendations can leverage a wider range of data beyond just the past week. They can consider historical data and trends to provide more comprehensive and accurate optimizations. Marketers themselves choose which recommendations to apply, opting for automatic application ensures consistency and eliminates potential bias or oversight in manual selection, option D is correct.
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The complete question is:
How does opting into automatically applied recommendations help an account-holder?
A. it helps to maximize the effectiveness of recommendations since it triggers automatic increases in budgets to cover the costs of recommendations
B. it helps ensure that best practices are applied across all campaigns, since marketers themselves choose which recommendations are applied across a whole account or manager account
C. it helps make sure that optimizations are based on recent rather than old activity, since only the past week of data is used to inform them
D. it helps ensure that recommendations that are most likely to have the impact on campaigns are the ones that are applied, since this analysis and implementation occurs automatically.
the average transaction at an automatic teller can be completed in six minutes and customers arrive at the average rate of one every ten minutes. on average, how many customers are there in the queue?
Answers
On average, there are 2.17 customers waiting in the queue at an automatic teller.
We can use the M/M/1 queuing model to calculate the average number of customers in the queue. The arrival rate (λ) is 1 customer per 10 minutes, and the service time (μ) is 1 transaction per 6 minutes, so the utilization factor (ρ) is λ/μ = 1/6. Using Little's Law, the average number of customers in the system (L) can be calculated as L = λ/(μ-λ) = (1/10)/(1/6 - 1/10) = 2.5 customers. Since the system can only serve one customer at a time, the average number of customers in the queue (Lq) can be calculated as Lq = L - ρ = 2.5 - 1/6 = 2.17 customers.
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3. identify your favourite television show and explain what product placements you think would be successful. would you change your recommended product placements if you were making recommendations for show that appealed more to parents or grandparents?
Answers
Reality shows are most favorite television shows in television. Dance show, singing show are reality shows.
What are reality shows?Dance shows, cooking shows, and singing shows are some of the reality shows on TV. These shows are most watched by an audience. The simplicity and They are most liked by youth.
Reality shows are popular for their contents and their core value in society. New innovations, new techniques and new technologies is used in reality shows which makes them more popular.
Therefore, Reality shows are most favorite television shows in television. Dance show, singing show are reality shows.
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what is the real thing to do in life apart from studies
Answers
The real thing to do in life apart is to manage time.
Spend time with people whom you love or care about
When you decide you want "$10 worth" of a product, money is serving which role(s)?I. medium of exchangeII. store of valueIII. unit of account
Answers
Option III is correct. If you want a "$10" product, the unit of account is money.
Money is a good store of value because it can transfer purchasing power from one period to another. For example, people retain value by keeping money in their wallets until they want to exchange it for goods and services.
Money is a kind of asset in the modern economy that can be used to purchase goods and services. One of the most important properties of money is that it acts as a store of value. This means that not only can you use your money for trading, but you can also store it for future use. asset demand. Aggregate demand for money.
The static functions for money are:
Money acts as a medium of exchange. It helps in measuring the value of goods and services. Money plays an important role in lending and borrowing.
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Scenario 3: Buying a cell phone plan It’s time to buy a new cell phone plan, and you will be paying for this one yourself. The providers offer a lot of options, and your budget is limited. What financial information do you need? What financial decision-making strategies can you use? (Cost comparison, cost-benefit analysis, calculating future expenses, or budgeting?)
Answers
Answer:
hi bestie
cost comparison
Explanation: