which one of the five c’s of credit refers to a customer’s willingness to pay its bills?

Answers

Answer 1

The one of the five C's of credit that refers to a customer's willingness to pay its bills is character.

What does this refer to?

Character refers to the borrower's reputation for paying bills on time, their level of responsibility, and their overall credit history.

Lenders consider a borrower's character as an important factor in determining their creditworthiness because it gives an insight into the borrower's behavior when it comes to managing credit.

Lenders typically use credit reports and credit scores to assess a borrower's character.

A borrower with a good credit history and a high credit score is considered to have a good character and is more likely to be approved for credit with favorable terms and rates.

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Related Questions

"I can't believe it! We've spent 18 months developing a relationship with that client. Our families have even socialized together. We've become friends. And they use a one-sentence memo to tell us that we were not selected for the big contract! Not a word of thanks, not a clue as to why we were not selected. I'm very disappointed" said Hugh, Vice President of Sales. Hugh was particularly disappointed because:__________.
i. a personal text message would have been the richest medium for communicating this information memos are the least rich medium for communicating this information
ii. a personal note would have been the richest medium for communicating this information
iii. a face-to-face meeting would have been just as rich as an electronic mail message.
iv. a phone call would have been a richer medium for communicating than a face-to-face conversation

Answers

Answer:

ii. a personal note would have been the richest medium for communicating this information

Explanation:

ii. a personal note would have been the richest medium for communicating this information

In the given passage, Hugh was particularly disappointed because a personal note would have been the richest medium for communicating this information. Therefore, option B is the correct option.

When does a person face disappointment?

A person faces disappointment when his or her expectations or desires are not accomplished. Disappointment means unhappiness which is caused when some desire or wanted thing is lost or can not be obtained.

In the given passage, since Hugh and his family spent so much time with the client and his family, he expected them that they should at least inform them informally about their being rejected for the contract. The reason behind his disappointment is the expectation and not fulfilling the same as he wanted. Disappointment is the consequence of thoughts and expectations which are different from reality.

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2. a Which of the following is a list of broad categories of skills? (l point)
O creativity, art and communications, tools and trade, literacy and language, and interpersonal skills
English and literacy, tools and trade, mathematics, and creativity
O interpersonal skills, intrapersonal skills, writing and literacy, tools and trade, and creativity
O mathematics and data, words and literacy, tools and tasks, interpersonal relationships, and creativity

Answers

Answer:

B but it depends on what is in B. If English and Literacy is its own category then it is C beginning interpersonal skills

Explanation:

I suppose the most diverse group is the one beginning creativity, art and communications (B), but only if English and Literacy is part of the answer. If it is not then it is the next one down. beginning with interpersonal skills or C.

The three construction crafts that require a require a minimum of a 4 year college degree are

Answers

The three construction crafts that require a require a minimum of a 4 year college degree are Building, infrastructure and industry.

What is College Degree?

College degree is the qualification which is given to those students who has completed the particular field of the study. There are four types of the College degree like associate, bachelor's, master's, and doctoral.

In the field of the construction the students can get degrees of four years and they can get knowledge about construction of building, electrical and mechanical systems, construction planning, site work, etc.

Thus construction science degree is provided to the students which can be used in Building, infrastructure and industry.

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anyone help? :(
its below

Answers

I think it either expense or asset

I think it’s expense. You might wanna double check tho!

In business, a group of people who work together in an attempt to achieve some specific purpose is known as a(n) _____. Multiple choice question

Answers

A team is a collection of individuals working towards a common goal or set of goals. In order to fulfil a shared mission or particular goal, a team is made up of individuals who work together on a variety of interdependent duties.

Some teams only last for a certain amount of time, such as design teams working on brand-new products or teams dedicated to continual process improvement. Others are ongoing, like a department team that frequently meets to discuss objectives, activities, and performance. Careful alignment is necessary in a large-team organisation. Although the structure will become more complicated as teams and people interact with other teams, the fundamentals of building understanding and trust will still be applicable. Knowing how various organisational units and processes are interconnected.

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alexa inc. recorded the following deferred tax amounts. dec. 31, 2019 dec. 31, 2020 deferred tax liability $10,000 $17,000 deferred tax asset 26,000 12,000 if the company had current tax expense of $52,000 in 2020, determine total income tax expense for 2020.

Answers

The total income tax expense for 2020, given the tax expense and the deferred taxes, is $73, 000

How to find the total income tax expense?

In a given year, a company would have to pay the current tax expense that they calculated. However, given the difference between depreciation methods between tax authorities and the company, there might be a deferred tax expense that needs to be paid off.

The total income tax is therefore:

= Current tax expense + Deferred tax expense

= 52, 000 + ( (17, 000 - 10, 000) + ( 26, 000 - 12, 000))

= $73, 000

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Elijah and Aneesha are farmers. Each one owns an 18-acre plot of land. The following table shows the amount of watermelon and zucchini each farmer
can produce per year on a given acre. Each farmer chooses whether to devote all acres to producing watermelon or zucchini or to produce watermelon
on some of the land and zucchini on the rest.

Answers

Aneesha can also produce a total of 72,000 lbs of watermelon and 14,400 lbs of zucchini.

What is the total produce?

Generally, Watermelon (lbs/acre) | Zucchini (lbs/acre)

------------------------|--------------------

4,500 | 800

If Elijah and Aneesha both choose to grow both watermelon and zucchini, Elijah can produce a total of 72,000 lbs of watermelon (4,500 x 18 acres) and 14,400 lbs of zucchini (800 x 18 acres).

Answers

It can be seen from the solutions given that Cain's net income is $24,000.

Here is the solution:

Net income = Net cash provided by operating activities - Adjustments

= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000

= $24,000

Therefore, Cain's net income is $24,000.

Here is a breakdown of the adjustments:

To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.

A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.

The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.

A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.

A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.

A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.

Answers

Based on the information available, it seems that GoPro has managed to avoid several of the reasons for the new-product failure listed above.

Specifically, they have succeeded in creating a significant point of difference with their products (i.e. the ability to capture high-quality action footage), and have achieved a high level of market attractiveness by catering to the needs of adventure enthusiasts and other niche markets. Additionally, they have executed their marketing mix effectively, leveraging social media and other channels to build buzz and generate interest in their products.

While it's possible that GoPro has faced challenges in some of the other areas (such as incomplete market and product protocol or customer dissatisfaction), their overall success suggests that they have managed to navigate these potential pitfalls effectively. Ultimately, the key to their success may lie in their ability to continually innovate and adapt to changing market conditions, ensuring that their products remain relevant and in demand over time.

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In general, business writing should be _____.

Answers

Business writing is important in the business community. The writing style and material must be specific in order to elicit a meaningful reaction and be expressive in nature.

What is a company definition in a nutshell?

A business is described as a company or organisation that engages in commercial, industrial, or professional activity. Companies can be either for-profit or non-profit organisations. Limited liability firms, sole proprietorships, corporations, and partnerships are all examples of business structures. The introduction to the business plan provides a basic summary of the business plan, including a brief company description, aims and objectives, and the reason for launching the firm.

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Hershey Foods teaming with General Mills to offer a breakfast cereal called Reese's Peanut Butter Puffs, where both brand names are used on the packaging, is known as ______.

Answers

The combination of Hershey Foods teaming with General Mills to offer a breakfast cereal is known as Cobranding

What is cobranding?

Co branding refers to a strategic alliance between two or more companies that links multiple brands from different companies to market a product that shows both characteristics of the individual products.

Cobranding enables producers make use of two brands that are bind together for a consumer to be able to co-purchase the products provided.

Hence, the combination of Hershey Foods teaming with General Mills to offer a breakfast cereal is known as cobranding

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If you are relying on self-control, commitment, and shared influence to manage your team, which form of structural control are you using

Answers

If you are relying on self-control, commitment, and shared influence to manage your team is clan control.

Clan control is when the values and beliefs of the organization operates more like a family than a company. It should be noted that in clan control, there are few rules and policies that are out in place by the organization.

If you are relying on self-control, commitment, and shared influence to manage your team is clan control. It mostly relies on the trust of the employees. This is different from bureaucracy.

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The balance on a credit card, that charges a 20%
APR interest rate, over a 1 month period is given in
the following table:
Days 1-5: $200 (initial balance)
Days 6-20: $350 ($150 purchase)
Days 21-30: $150 ($200 payment)
What is the finance charge, on the average daily
balance, for this card over this 1 month period?
finance charge = $ [?]
Round to the nearest hundredth.
Enter

Answers

The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as

$4.3055

This is further explained below.

What is the APR interest rate?

Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.

The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.

Interest rate APR = 12%

Average balance = ((200*5)+(350*15)+(150*10))/30

Average balance = $258.33

Average balance*APR/12

Finance charge =$\frac{258.33*20 \%}{12 }$

Finance charge = $4.3055

Answers

A family can have more than one person contributing to the household income for a better financial position.

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Which best description of joint tenancy is best? Two or more people own a property equally or two or more people in the same family own a property equally

Answers

Answer:

Two or more people own a property equally

Explanation:

This persons who equally own a property may not necessarily be a family member, and the property may be a business, brokerage accounts or a real estate (a single home).

In most cases however, this Joint tenancy is made between married couples, wherein both parties equally own a property and share in the responsibilities of that property. Ownership is transferred to the other remaining members of the agreement automatically if one party dies.

The best description that can denote joint tenancy that two or more people own a property equally. So, the correct option that matches the above statement is A.

Joint tenancy refers to the condition where at least two people jointly hold, acquire or possess the benefits of a property under their name in proportion as may be determined.

The joint ownership is a condition where at least two people are required to make contracts of owning, buying, renting, leasing or selling such property in an equal proportion.

The ratio of ownership in case of a joint ownership of a property where the benefits are shared equally is 1:1. One partner will share the benefits and bear losses equally in proportion of the other owners.

There exists a relationship of vicarious liability in case of a joint tenancy which refers that one partner will be liable for the acts of the other partner(s).

Hence, the correct option is A that the best example of a joint tenancy is when two or more people own a property equally.

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Which investment has the least amount of default risk?
A)
junk bonds
B)
common stocks
c)
corporate bonds
D)
US Treasury bonds

Answers

Answer:

D....U.S. Treasury Bonds!

Multicore microprocessors are formed by:
a) connecting a series of high powered processors through a single power source.
b) connecting a series of high powered processors through a single power source.
c) connecting identical processors in a parallel combination and drawing power from the same source.
d) connecting identical processors in a parallel combination and drawing power from the same source.
e) putting two or more lower power processor cores on a single chip. putting two or more lower power processor cores on a single chip.
f) slicing a flat chip into pieces and reconnecting the pieces vertically.

Answers

It’s E. putting two or more lower power processor cores on a single chip. putting two or more lower power processor cores on a single chip

I hope this helped out! Have a nice day :)

you own 100 shares in each of three companies, each company pays a dividend. gillete pays 1.15 per share in dividends, general electric pays .79 per share in dividends and hersheys food pays .84 per share in dividends how much do you collect from all 3 companies in dividend

Answers

Answer:

$278

Explanation:

100 * 1.15 = $115

100 * .79 = $79

100 * .84 = $84

$278

Hope this helps

As we read in the textbook, Franz Colruyt has achieved low-cost leadership through --------. Group of answer choices effective use of voice mail plastic, not paper, shopping bags background music that subtly encourages shoppers to buy more converting factories, garages, and theaters into retail outlets exclusive use of the Euro currency

Answers

Answer:

converting factories, garages, and theaters into retail outlets

Explanation:

Franz Colruyt has achieved low-cost leadership through converting factories, garages, and theaters into retail outlets.

All the other methods are not used by Franz Colruyt, Hence they are incorrect with respect to this answer.

Hence the correct option is " converting factories, garages, and theaters into retail outlets "

given ordinary dating terms 2/10, n/30 and an invoice date of october 15. identify the end of the discount period.

Answers

The end of the discount period for the given ordinary dating terms of 2/10, n/30 and an invoice date of October 15 is October 25.

The terms "2/10, n/30" refer to a common payment discount offered by vendors to their customers. The "2" represents the percentage discount that is offered if payment is made within the discount period, which in this case is 10 days.

The "10" refers to the number of days in the discount period, and the "n/30" means that the full payment is due within 30 days of the invoice date.

To determine the end of the discount period, we need to count 10 days from the invoice date of October 15. This brings us to October 25, which is the last day that the customer can make payment and still receive the 2% discount. After October 25, the full payment is due within 30 days, so the customer would need to pay the full amount by November 14 to avoid any additional fees or penalties.

In summary, the end of the discount period for the given terms of 2/10, n/30 and an invoice date of October 15 is October 25. It's important for customers to take advantage of payment discounts whenever possible to save money and build strong relationships with their vendors.

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a customer who perceives high levels of worries that their choice of service provider may not meet with the approval of family or friends.

Answers

A customer who perceives high levels of psychological risk worries that their choice of service provider may not meet with the approval of family or friends. Thus the correct option is C.

What is a Customer?

A customer is referred to as an individual who purchases the product. He may or may not be the consumer. A consumer is referred to as an end user of any product. He is the person who utilized or consumes the goods.

A hazard's potential to cause psychological harm is known as psychological risk. A customer who senses significant psychological risk is concerned that their choice of service provider might not be well-received by their family members or social circle.

Therefore, option C is appropriate.

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The complete question is Probably

A customer who perceives high levels of _________ worries about when and how she will be able to find, evaluate and select a service provider.

A)time and effort cost

B)performance risk

C)psychological risk

D)social cost

E)financial cost

Correct Answer:

What is debt??????????

Answers

Answer:

Debt is something, usually money, borrowed by one party from another. ... A debt arrangement gives the borrowing party permission to borrow money under the condition that it is to be paid back at a later date, usually with interest.

Answer:

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon

Explanation:

Which budgeting approach is most favorable to obtain employee support?.

Answers

The budgeting approach that is most favorable to obtain employee support is: Participative budgeting.

What is Participative budgeting?

Participative budgeting is a type of budgeting approach that enables employees to take part in the budget preparation process.

This type of budgeting makes it possible for employee to contribute their own ideas during the decision making process when creating a budget.

Inconclusion the budgeting approach that is most favorable to obtain employee support is: Participative budgeting.

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The budgeting approach which is most favorable to obtain employee support is:

Bottom-Up Approach

What is a Budget?

This refers to the financial plan to set aside things to do with money based on a scale of preference.

With this in mind, the bottoms up approach to budgeting will be the most favorable to get employee support because the company let's each individual department to set their own budget and is then sent for review to upper management.

Answers

The minimum price that the barber must charge to increase his salary to $4,000 for each of the 200 haircuts is A. $25.

Data and Calculations:

Charge per haircut = $20

Total cost per month = $4,000

Monthly salary = $3,000

Other costs per month = $1,000 ($4,000 - $3,000)

Minimum number of haircuts per month = 200

Expected monthly salary per month = $4,000

Total new monthly expenses = $5,000

Minimum price to charge per haircut = $25 ($5,000/200)

Thus, the minimum price that the barber must charge to increase his salary to $4,000 without increasing the number of haircuts is $25.

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Answer: 25$ is the correct answer

Explanation: I took the test

Match the quality management guru with their key contribution.
- Shewhart : Statistical control charts.
- Deming : 14 points; special v. ommon cause of variation.
- Felgenbaum : Quality is total field; customer defines quality.
- Crosby : Quality is free; zero defects.
- Ishlkawa : Cause-and-effect diagrams; quality circles.

Answers

- Shewhart: Statistical control charts.

- Deming: 14 points; special vs common cause of variation.

- Feigenbaum: Quality is a total field; the customer defines quality.

- Crosby: Quality is free; zero defects.

- Ishikawa: Cause-and-effect diagrams; quality circles.

- Shewhart, an American statistician, is known for his contribution to statistical control charts, which are used to monitor and control the quality of processes.

- Deming, an American engineer, introduced the 14 points of management and emphasized the distinction between special causes and common causes of variation in quality.

- Feigenbaum, an American quality control expert, emphasized that quality is a holistic concept that encompasses the entire organization and is defined by the customer.

- Crosby, an American quality management consultant, popularized the concept that achieving quality can result in cost savings and advocated for zero defects as a goal.

- Ishikawa, a Japanese quality management expert, developed cause-and-effect diagrams (also known as Ishikawa or fishbone diagrams) to identify and analyze the causes of quality problems and promoted the use of quality circles for continuous improvement.

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Why do you think people start their business? EXPLAIN

Answers

Answer:

People start their own businesses for a variety of reasons. Some people may be looking to take control of their professional lives and create a career path that is tailored to their individual goals. Others may have an idea that they believe could be successful and have the entrepreneurial drive to make it happen. Starting a business can also provide an opportunity to make a living while doing something that you are passionate about. Additionally, many people start businesses in order to create a financial legacy and provide for their families. Ultimately, the reasons for starting a business vary from person to person but often involve a combination of professional, financial, and personal goals.

Explanation:

Answer-people should start their own business it has many reasons.

I think it is more flexible because we can work in our own hours and we can spend more times without family and friends and we can do whatever with think we don't need to work under someone else and we can make rules what we want there is no need to work under someone else and there will be no boundation of timings like this I think there's a lot of reason and profit to start our own business instead of working under someone others business so I think it will be a great plan to start our own business it will be more profitable.

Thank you

that's all.

What is the structure of Public corporation

Answers

Public corporate structures are managed by a board of directors. The members of the board are from all walks of industry and commerce. The chairmen of these corporations are appointed by the government. The entire capital is financed by the government.

four degrees of competition

Answers

Answer:

There are four types of competition in a free market system:

perfect competitionmonopolistic competitionoligopolymonopoly

Under monopolistic competition, many sellers offer differentiated products—products that differ slightly but serve similar purposes.

Hope this helps :)

HI I really want a bichon poodle dog but first I need to convince my parents. So far I've been working on earning 1000 dollars to pay for it and I wrote a 50 page essay but I'm not sure that will cut it what is the best tactic to get my dog??? what is the best business tactic to get this item.

Answers

Answer:

A lemonade stand maybe

Find consumer surplus if consumer demand is represented by the equation D= 200−Q in the range of Q=0 to 50 and D=100−Q over the range Q=50 to 1,000 and there is no price (P=0) (hint: sum of a triangle, a rectangle, and a triangle)

Answers

We can find the total consumer surplus by summing up the consumer surplus in both ranges: The total consumer surplus is 77,500.

To find the consumer surplus in this case, we need to calculate the area of the triangle, rectangle, and triangle.

Let's break down the problem into two segments: Q from 0 to 50 and Q from 50 to 1,000.

Q from 0 to 50:

The equation representing consumer demand in this range is D = 200 - Q.

To find the consumer surplus, we need to calculate the area under the demand curve up to Q = 50.

Consumer Surplus = Area of the triangle + Area of the rectangle.

Area of the triangle = 0.5 * base * height = 0.5 * (50 - 0) * (200 - 50)

= 0.5 * 50 * 150

= 3750

Area of the rectangle = base * height = (50 - 0) * (200 - (200 - 50))

= 50 * 50

= 2500

Consumer Surplus in the range Q = 0 to 50 = Area of the triangle + Area of the rectangle

= 3750 + 2500

= 6250

Q from 50 to 1,000:

The equation representing consumer demand in this range is D = 100 - Q.

To find the consumer surplus, we need to calculate the area under the demand curve up to Q = 50.

Consumer Surplus = Area of the triangle + Area of the rectangle.

Area of the triangle = 0.5 * base * height = 0.5 * (1,000 - 50) * (100 - 50)

= 0.5 * 950 * 50

= 23,750

Area of the rectangle = base * height = (1,000 - 50) * (100 - (100 - 50))

= 950 * 50

= 47,500

Consumer Surplus in the range Q = 50 to 1,000 = Area of the triangle + Area of the rectangle

= 23,750 + 47,500

= 71,250

Now, we can find the total consumer surplus by summing up the consumer surplus in both ranges:

Total Consumer Surplus = Consumer Surplus in the range Q = 0 to 50 + Consumer Surplus in the range Q = 50 to 1,000

= 6,250 + 71,250

= 77,500

Therefore, the total consumer surplus is 77,500.

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