The statement that is TRUE about an insurer's right to screen applicants for HIV is **C. An insurer can ask about risky sexual behaviors**.
Insurers have the right to assess the risk associated with applicants to determine their insurability and appropriate premium rates. In the context of HIV screening, insurers are prohibited from discriminating against individuals based on their HIV status. However, they can inquire about **risky sexual behaviors** that may increase the likelihood of HIV transmission, as this information is relevant to assessing the applicant's overall health risk.
It is important to note that insurers are not allowed to require a blood test specifically for HIV (Option A) as a standard practice. Moreover, asking about an applicant's sexual orientation (Option B) or using an investigative consumer report to determine sexual orientation (Option D) is generally considered discriminatory and is not permitted in insurance underwriting practices.
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Which of the following are characteristics of entrepreneurial ability?
A. gathering resources
B. identifying potential profit
C. inventing new products
D. taking on risk
Answer:
the answer is c
Explanation:
When sending a contract to a client which mailing service would she use
Answer:
she should use the closest on
Explanation:
Which of the following is essential for a firm to gain a sustained competitive advantage over its competitors?
Answer:
Down Below
Explanation:
The resources must be valuable, rare, imperfectly imitable, and non-substitutable.
Creating an online website what are good ideas to help me brainstorm
A few ideas for the website are:
An easy-to-update CMSResponsive designHelpful navigationStrong brand identityContact informationSecurity featuresAssume that Company XYZ is a profit-maximizing firm that hires its labor in a perfectly competitive labor market and sells its product in a perfectly
In a perfectly competitive labor market, Company XYZ seeks to maximize its profits by optimizing its use of labor. As a profit-maximizing firm, XYZ will hire workers until the marginal cost of labor equals the marginal revenue product of labor.
The marginal cost of labor refers to the additional cost incurred by the company when it hires an additional unit of labor. This cost includes wages and any other associated expenses.
The marginal revenue product of labor, on the other hand, represents the additional revenue generated by the firm when it employs an additional unit of labor. It is derived from the marginal product of labor multiplied by the marginal revenue of the product.
Company XYZ will continue to hire more labor as long as the marginal revenue product of labor exceeds the marginal cost of labor. At the point where these two values are equal, the company has reached the optimal level of labor utilization, maximizing its profits in the perfectly competitive labor market.
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What should be the “tone” of an informal thank you letter?
Answer:
In the case of writing an informal thank you letter, the best way to show the gratitude that you want to express is through a cordial, warm and close tone, using informal but polite words that convey precisely the feeling of gratitude of the writer. Thus, distant or cold words should not be used, but rather words that bring the writer and the reader closer together.
Which resource can you use to view business or suppliers divided into different categories?
You may use online or offline (blank) to view businesses or suppliers classified into different categories.
Answer:
yellow pages
Explanation:
Answer:
It's "Yellow Pages"
Explanation:
I got it right!!
In business writing, the main idea of a written work should be located
a. At the end of the first paragraph
b. In the body of the document
At the beginning of the first paragraph
d. In the salutation of the document
C.
Please select the best answer from the choices provided
Ο Α
B
С
OD
Answer:
c
Explanation:
cccccccccccccccccccccccccc
Answer:
well i blive its c
Explanation:
On January 1, 2017, Robinson Company purchased Franklin Company at a price of $2,500,000. The fair market value of the net assets purchased equals $1,800,000.
What is the amount of goodwill that Robinson records at the purchase date?
Explain how Robinson would determine the amount of goodwill amortization for the year ended December 31, 2017.
Robinson Company believes that its employees provide superior customer service, and through their efforts, Robinson Company believes it has created $900,000 of goodwill. How would Robinson Company record this goodwill?
On January 1, 2017, Robinson Company purchased Franklin Company at a price of $2,500,000. The fair market value of the net assets purchased equals$1,800,000. Thus the amount of goodwill that Robinson records at the purchase date is $700,000.
What is the calculation?Step 1
Given that the entire Franklin Company was purchased by Robinson Company, goodwill should be recorded.
To solve for the purchased goodwill, we have
Goodwill= Purchase price of the company−Market value of the individual net assets
=$2,500,000−$1,800,000
= $700,000
Thus, the purchased goodwill is valued at $700,000.
Step 2
Goodwill is recorded as an asset and is not amortized, thus there will be no amount for goodwill amortization for year ended December 31, 2017. Instead, goodwill is tested for impairment annually.
Step 3
Goodwill is recorded only when it is acquired upon purchase. In this case, since goodwill is based solely on the employees' efforts of providing superior customer service, Robinson Company should not record it.
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question modemultiple choice questionwhich component of the marketing plan allows a company to understand information about its current business and then make strategic decisions about how to best move forward?multiple choice question.executive summaryfinancialsfeedbackmission statementsituation analysis
Product, pricing, promotion, and site are the four primary themes included in the marketing section of a company strategy.
The four Ps are a "marketing mix" that includes four crucial elements for selling a good or service: product, pricing, place, and promotion. When businesses create marketing plans and strategies to reach their target audience, they frequently consider the four Ps.
The marketing plan outlines the approach a company will take to advertise its items to customers. The strategy identifies the target market, the value proposition of the brand or product, the campaigns to be launched, and the metrics to be used to assess the performance of marketing initiatives.
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Jerry's job requires that he wear a suit and tie every day to the office. This is most likely a(n) _____ atmosphere.
Answer:
I would say a formal or business atmosphere.
Explanation:
The main jobs that require suits are often business atmospheres. However, the wearing of a suit is called formal attire.
Answer:
The answer is formal
Explanation:
I took the quiz and got all of the answers right.
8. Chocolates bought at 5 for £6 are sold at 2 for £3, find:
(i) The cost price of each chocolate
(ii) The selling price of each chocolate
(iii) The profit or loss made on selling one chocolate
Step by step pls x
1. Divide price by quantity:
6/5 = 1.20 each
2. 3/2 = 1.50 each
3. profit/ loss = sold - purchased price
1.50 - 1.20 = 0.30 profit
How Downward Communication Works in Business ?
When information and messages move down through a formal chain of command or hierarchical structure inside an organisation, downward communication has taken place.
Downward communication is the act of conveying important information from higher levels to lower ones within a business or organisation. Businesses typically use this kind of information to outline policy changes, allocate important tasks, or notify personnel of adjustments to roles or responsibilities and their justifications. Downward communication, which happens when information goes from the top of a hierarchical organisation to the bottom, is the opposite of upward communication. Upward communication occurs from the lowest paid employees to the top management.
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In business messages, the quantity of words enhances the quality of the message. True or false
The statement, In business messages, the quantity of words enhances the quality of the message is False.
When a brand communicates with a consumer via a messaging channel, it is said to be doing business messages. The channels enable back-and-forth, two-way discussions in words instead of communications blasts like adverts or mass email send, empowering both consumers and businesses to communicate with one another. Clear goals to educate, convince, or work together in words with the target audience are characteristics of effective business messaging. The intended audience's comprehension level, possible response, and relationship to the composer should all be taken into consideration while crafting the message. There are four major categories of corporate messages: directional (i.e., up or down), lateral (i.e., to the side), and external. Within a company, there is no one "best" approach to communication.
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A stock has an expected return of 12 percent and a standard deviation of 20 percent. Long term Treasury bonds have an expected return of 9 percent and a standard deviation of 15 percent. Given this data which of the following statements is correct?
A. Both investments have the same diversifiable risk.
B. The stock investment has a better risk-return trade-off.
C. The bond investment has a better risk-return trade-off.
D. The two assets have the same coefficient of variation.
Answer:
D. The two assets have the same coefficient of variation.
Explanation:
the coefficient of variation = standard deviation / mean
the coefficient of variation of the stock = 20% / 12% = 1.67the coefficient of variation of the treasury bonds = 15% / 9% = 1.67As a general, the lower the coefficient of variation, the more exact is the estimated return.
The Baldwin Company currently has the following balances on their balance sheet: Total Assets $203,391
Total Liabilities $124,185
Retained Earnings $31,365
Suppose next year the Baldwin Company generates $44,200 in net profit, pays $12,000 in dividends, total assets increase by $55,000, and total liabilities remain unchanged. What will ending Baldwins balance in Common Stock be next year? Select: 1
$413,941
$319,011
$135,041
$70,641
The ending balance in Baldwin's Common Stock next year will be $80,041.
To determine the ending balance in Common Stock for the Baldwin Company next year, we need to consider the changes in net profit, dividends, and total assets.
First, let's calculate the change in retained earnings for next year. The net profit for next year is $44,200, and the dividends paid out are $12,000. Therefore, the change in retained earnings is $44,200 - $12,000 = $32,200.
Next, we need to calculate the change in total equity. Total equity is the sum of retained earnings and common stock. Currently, the retained earnings balance is $31,365.
Since total liabilities remain unchanged, we can determine the ending balance in common stock by subtracting the change in retained earnings from the total equity.
Total equity = Retained Earnings + Common Stock
Therefore, Common Stock = Total Equity - Retained Earnings
Substituting the values we have:
Common Stock = Total Assets - Total Liabilities - Retained Earnings
= $203,391 - $124,185 - $31,365
= $47,841
Now, to calculate the ending balance in Common Stock for next year, we need to add the change in retained earnings to the current Common Stock balance.
Ending Balance in Common Stock = Common Stock (currently) + Change in Retained Earnings
= $47,841 + $32,200
= $80,041
Therefore, the ending balance in Baldwin's Common Stock next year will be $80,041.
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Assume the taxpayer does NOT wish to contribute to the Presidential Election Fund, unless otherwise stated in the problem.
Assume all taxpayers did NOT receive, sell, send, exchange, or otherwise acquire any financial interest in any virtual currency during the year.
John and Shannon O'Banion, who live at 3222 Pinon Drive, Mesa, CO 81643, file as married filing jointly. John's social security number is 412-34-5670 (date of birth 5/12/1982), and Shannon’s is 412-34-5671 (date of birth 11/3/1984).
John’s W-2 contained the following information:
Wages (box 1) = $ 66,346.74
Federal W/H (box 2) = $ 5,224.75
Social security wages (box 3) = $ 66,346.74
Social security W/H (box 4) = $ 4,113.50
Medicare wages (box 5) = $ 66,346.74
Medicare W/H (box 6) = $ 962.03
Shannon did not work for the year due to a medical condition but did receive unemployment compensation of $2,711 for the year with federal withholding of $340.25. In the same year, they had the following medical costs:
Shannon’s prescribed diabetes medication $ 4,250
Shannon’s hospital charges 9,350
Shannon’s regular physician visits 835
Shannon’s eye doctor 75
Shannon’s diabetes blood testing supplies 685
Insurance reimbursements 1,925
In addition, they had the following other expenses:
State income taxes $ 4,950
Real estate property taxes 4,170
Car loan interest 500
Personal property taxes 765
Cash charitable contributions
(made ratably throughout the year to their church) 2,135
Mortgage interest expense 9,970
Union dues for John 575
Tax preparation fees 175
Required:
Prepare a Form 1040 with a Schedule 1 and Schedule A for the O'Banions using any appropriate worksheets. (List the names of the taxpayers in the order in which they appear in the problem. Round your final answers to the nearest whole dollar amount. Input all the values as positive numbers. Instructions can be found on certain cells within the forms.)
Use the appropriate Tax Tables.
The O'Banions owe $5,907 in federal income tax. To arrive at this answer, we start by filling out Form 1040 with the information provided.
John's W-2 income, federal tax withholding, and Social Security and Medicare wages and withholding are reported on Lines 1-6 of Form 1040. Shannon's unemployment compensation is reported on Line 7. Adjustments to income are reported on Schedule 1, including the deduction for IRA contributions, which is not mentioned in the problem.
Next, we fill out Schedule A to report the O'Banions' itemized deductions, including medical expenses, state and local taxes, mortgage interest, and charitable contributions. The total itemized deductions of $22,120 exceed the standard deduction, so the O'Banions itemize their deductions. Finally, we use the tax tables to calculate their federal income tax liability, which is $5,907.
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Which of these careers include supervising others?
welder
welder
project manager
project manager
foreman
foreman
forklift operator
The careers that needed supervision of others are welder and foreman. Thus option (a) and (b) are correct.
Who is a welder?A welder is a skilled tradesperson who specializes in joining pieces of metal or thermoplastics together using various welding techniques.
Welders must have a good understanding of welding techniques and materials, as well as safety practices and regulations. They use a variety of tools and equipment such as welding machines, cutting tools.
The welder and foreman are the professions that need supervision of others. Therefore, option (a) and (b) are correct.
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Vendors submit invoices prior to receiving purchase orders from companies.
True
False
Answer:
False
Explanation:
Only after the purchase was approved
what is the difference between internal and external growth? Please explain?
During periods when costs are rising and inventory quantities are stable, cost of goods sold will be:________
During periods when costs are rising and inventory quantities are stable, the cost of goods sold (COGS) will increase.
When costs are rising, it means that the cost of acquiring or producing goods is increasing. This could be due to factors such as inflation, increased raw material prices, or higher labor costs.
To calculate the cost of goods sold, we need to consider the following:
1. Beginning inventory: This refers to the value of inventory at the beginning of the period.
2. Purchases: This includes the cost of acquiring additional inventory during the period.
3. Ending inventory: This is the value of inventory at the end of the period.
The formula to calculate the cost of goods sold is:
Cost of Goods Sold = Beginning Inventory + Purchases - Ending Inventory
During periods when costs are rising and inventory quantities are stable, the cost of goods sold will be higher because the cost of acquiring or producing the goods is increasing while the inventory levels remain the same. This means that the expenses incurred by the company to sell the goods will be greater.
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The Rivoli Company has no debt outstanding, and its financial position is given by the following data:
Expected EBIT = $600,000
Growth rate in EBIT gL = 0%
Cost of equity, rs = 10%
Shares outstanding, n0 = 200,000
Tax rate, T (federal-plus-state) = 25%
a. What is Rivoli’s intrinsic value of operations (i.e., its unlevered value)? What is its intrinsic stock price? Its earnings per share?
b. Rivoli is considering selling bonds and simultaneously repurchasing some of its stock. If it moves to a capital structure with 30% debt based on market values, its cost of equity, rs sold at a cost, rd, will increase to 12% to reflect the increased risk. Bonds can be , of 7%. Based on the new capital structure, what is the new weighted average cost of capital? What is the levered value of the firm? What is the amount of debt?
c. Based on the new capital structure, what is the new stock price? What is the remain-ing number of shares? What is the new earnings per share?
Rivoli's intrinsic value of operations (unlevered value) is calculated at $4,500,000, with an intrinsic stock price of $22.50 and earnings per share of $2.25. After incorporating leverage, the new WACC is 8.5%.
EBIT = $600,000
EBIT(1 - T) = $600,000 (1 - 0.25) = $450,000
VU = EBIT(1 - T) / rs = $450,000 / 0.1 = $4,500,000
Intrinsic stock price = VU / Number of shares = $4,500,000 / 200,000 = $22.50
Earnings per share = EBIT(1 - T) / Number of shares = $450,000 / 200,000 = $2.25
b) Calculation of new WACC, levered value, and amount of debt:
Rd = 7%
rs = 12%
E/V = 1 / (1 + D/E) = 1 / (1 + 0.3) = 0.77
D/V = 0.23
T = 25%
PV (tax shield) = Tc × D
VL = VU + PV (tax shield) = $4,500,000 + (0.25 × 0.23 × $2,769,231) = $5,326,923
D = D/V × VL = 0.23 × $5,326,923 = $1,224,999
New WACC (rWACC) = rD(1 - T) × D/V + rs × E/V = 0.07 × 0.75 + 0.12 × 0.25 = 0.085 or 8.5%
c) Calculation of new stock price, remaining number of shares, and new earnings per share:
VU = EBIT(1 - T) / rWACC = $450,000 / 0.085 = $5,294,118
V = VL + PV (tax shield) = $5,326,923 + (0.25 × 0.23 × $2,769,231) = $6,104,500
Number of new shares = Value of the company / New stock price = $6,104,500 / $26.44 = 230,733
New EPS = (EBIT(1 - T) - rD(1 - T) × D) / Number of new shares
New EPS = ($450,000 - (0.07 × $1,224,999)) / 230,733 = $1.59
The new stock price is $26.44, with 230,733 remaining shares and a new earnings per share of $1.59.
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Mary used Delicious (d) and Golden Delicious (g) apples to make homemade applesauce. Delicious apples are $0. 75 each and Golden Delicious apples are $1. 25 each. Mary spent $21. 00 on 22 apples. How many Golden Delicious apples did Mary buy?.
The number of Golden Delicious apple bought by Mary is 9.
Algebraic expressions are the combination of terms related together by arithmetic operations like addition, subtraction, and division.
The number of Golden Delicious apples are computed as follows:Given:
Price of Delicious Apples = $ 0.75
Price of Golden Delicious Apples = $ 1.25
Total Number of Apples = 22
Total Price of Apples = $ 21.00
How can we write the Algebraic Equation for the given data?In the equation, x is for Delicious apples and y is for Golden delicious apples.
\(\begin {aligned}21 &= 0.75 x + 1.25 y .....(1)\\22 &= x + y .....(2)\\\\\end{aligned}\)
\(\begin {aligned}\rm Putting\; the \;value\; of\; y\; in\; Equation\;(1):\\21 &= 0.75 x + 1.25 (22 - x)\\21 &= 0.75 x + 27.5 - 1.25 x\\-6.5 &= -0.5 x\\x &= 13\\\\\end{aligned}\)
\(\begin {aligned}\rm Putting\; the \;value\; of\; x\; in\; Equation\;(2):\\y &=22 - x \\y &= 22 -13\\y&= 9\end{aligned}\)
Thus, Mary bought 9 Golden Apples and 13 Delicious Apples.
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Jay runs a successful high-end salon downtown and is looking to open a new location in a nearby suburb. He wants to research nearby competitors before
committing. Where should the business owner go to obtain a list of nearby high-end salons?
any information that a business possesses which gives the business an advantage over competitors is called:
Any information that a business possesses which gives the business an advantage over competitors is called: proprietary information
This information includes various forms of knowledge, data, or expertise that is unique to the business and not easily replicable by competitors. Proprietary information can take different forms, such as trade secrets, patents, trademarks, copyrights, or exclusive rights to certain processes, technologies, or designs.
It encompasses valuable insights, market research, customer data, innovative ideas, strategic plans, formulas, algorithms, and any other confidential information that provides the business with a competitive edge and enhances its market position. Safeguarding and leveraging proprietary information is crucial for businesses to maintain their competitive advantage and protect their market share.
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Using the company, Dell provide the following regarding the areas of the EA3 Cube framework:
a. List examples of documentation from the enterprise that would be appropriate at each of the five functional levels.
b. List examples of documentation from the enterprise that would be appropriate for the three common planning threads.
c. List examples of documentation from the enterprise that would illustrate Lines of Business.
d. List examples of documentation from the enterprise that would illustrate crosscutting and vertical EA components.
3. Obtain the Annual Report of Dell and list potential EA components at each level of the EA3 Framework.
1. Strategic Level: Corporate strategy, market analysis, competitive landscape.
2. Tactical Level: Financial performance, operational metrics, customer satisfaction.
3. Operational Level: Supply chain management, manufacturing processes, customer service procedures.
4. System Level: IT infrastructure, software applications, data management systems.
5. Component Level: Hardware specifications, software configurations, network architecture.
a. Examples of documentation from the enterprise that would be appropriate at each of the five functional levels in the EA3 Cube framework for Dell could include:
1. Strategic Level: Vision and mission statements, strategic plans, executive summaries.
2. Tactical Level: Business plans, departmental goals and objectives, performance reports.
3. Operational Level: Standard operating procedures, work instructions, job aids.
4. System Level: System requirements documents, system design documents, user manuals.
5. Component Level: Source code documentation, technical specifications, test plans.
b. Examples of documentation from the enterprise that would be appropriate for the three common planning threads in the EA3 Cube framework for Dell could include:
1. Business Planning: Market research reports, business case studies, financial forecasts.
2. IT Planning: IT infrastructure plans, network diagrams, IT project plans.
3. Solution Planning: Solution architecture documents, requirements specifications, user acceptance test plans.
c. Examples of documentation from the enterprise that would illustrate Lines of Business for Dell could include:
1. Business unit reports: Sales reports, marketing plans, product development roadmaps.
2. Financial reports: Income statements, balance sheets, cash flow statements.
3. Operational reports: Production schedules, inventory reports, quality control metrics.
d. Examples of documentation from the enterprise that would illustrate crosscutting and vertical EA components for Dell could include:
1. Crosscutting Components: Enterprise architecture framework documents, IT governance policies, change management procedures.
2. Vertical EA Components: Domain-specific architectural blueprints, data governance policies, security architecture guidelines.
For the Annual Report of Dell, potential EA components at each level of the EA3 Framework could include:
1. Strategic Level: Corporate strategy, market analysis, competitive landscape.
2. Tactical Level: Financial performance, operational metrics, customer satisfaction.
3. Operational Level: Supply chain management, manufacturing processes, customer service procedures.
4. System Level: IT infrastructure, software applications, data management systems.
5. Component Level: Hardware specifications, software configurations, network architecture.
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What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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Bonita Company began the year with owner's equity of $29500. During the year, Bonita received additional owner investments of $41000, recorded expenses of $144000, and had owner drawings $7600. If Bonita’s ending owner's equity was $121000, what was the company’s revenue for the year?
If, Bonita’s ending owner's equity was $121000. Then, the company's revenue for the year was $194,500.
We can use the accounting equation to solve this problem;
Assets = Liabilities + Owner's Equity
We know that the beginning owner's equity was $29,500 and that the owner made additional investments of $41,000 during the year. Therefore, the initial owner's equity was;
$29,500 + $41,000 = $70,500
We also know that the owner made $7,600 in drawings during the year, which reduces the owner's equity. Therefore, the total decrease in owner's equity from expenses and drawings was;
$121,000 - $70,500 = $50,500
Now we can calculate the revenue by adding the expenses to the decrease in owner's equity;
Revenue = Expenses + Decrease in Owner's Equity
Revenue = $144,000 + $50,500
Revenue = $194,500
Therefore, the company's revenue for the year was $194,500.
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Best Coffee Enterprises is dealing in a variety of coffee like Expresso, Cappuccino, and Caffe latte etc. It has several outlets in the city. It has a good financial standing and enjoys a good reputation in the market. It purchases high-quality coffee beans from Global Traders and pays them at a future date. Briefly explain the source of finance given by Global Traders to Best Coffee Enterprises.
Different sources of finance exist operated by various companies. Global Traders exist offering Trade Credit as a source of finance to the Best Coffee enterprises. Trade credit exists as a business-to-business (B2B) arrangement in which a customer can buy goods without spending cash up front, and delivering the supplier at the latest scheduled date.
What are the features of trade credit?It exists referred to as the payment holds authorized by the creditor for a specified period for their raw material.It exists usually comprehended as an instant source of finance.It usually occurs in B2B businesses where the payees exist and desired to pay within their established deadline.Trade credit exists as a business-to-business (B2B) arrangement in which a consumer can buy goods without spending cash up front, and paying the supplier at a later scheduled date. Usually, companies that work with trade credits will give customers 30, 60, or 90 days to pay, with the transaction recorded through an invoice.
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I need suggestions and opinions on this first draft, please.
Answer:
It looks amazing! Great job!