Answer:
real estate salesperson
Computer Engineer
I have to write at least 20 characters to post this.
You were 50 days late in paying your credit card bill. How many years will this mistake stay on your credit history?.
If a person is 50 days late in in paying his/her credit card bills in that case, this mistake will be staying in credit card history for 7 years from the date of delinquency.
A credit card is a type of payment card that is issued to customers (cardholders) to allow them to reimburse a retailer for products and services according to the amount of debt they have incurred. The credit card issuer (often a bank or credit union) establishes a revolving account and offers the cardholders with a credit line from which they can draw funds to pay for transactions or receive a cash advance.
Seven years following the initial date of the default, missed payments continue to appear on your credit card history. Although if you pay previous debts, the late payment will not be removed from your credit record for 7 years.
Learn more about credit card here:
https://brainly.com/question/27350251
#SPJ4
after the crisis of the great recession according to conventional underwriting when can a borrower repurchase again after a foreclosure?
When may a borrower repurchase after a short sale underwriter then the three years from the date of the short sale, OR after the crisis of the Great Recession: From the date when FHA settled the claim on the short sale, if the previous mortgage was also an FHA-insured loan.
Underwriting standards are criteria established by banks and lending organizations to assess a borrower's creditworthiness (i.e. a loan). The amount of debt to be issued, its terms, and its interest rate are all determined by underwriting requirements.
These requirements aid in defending banks against excessive risk and losses. One of the most crucial tasks in the financial sector is underwriting, in which a person or an organization assumes the risk involved in a business.
Learn more about underwriter visit: brainly.com/question/31426395
#SPJ4
what is measured by the level of real gdp divided by hours worked over that year? a.productivity for a given year. b.growth rate of real gdp. c.nominal gdp per person. d.real gdp per person.
b.growth rate of real gdp is measured by the level of real gdp divided by hours worked over that year.
Gross domestic product is a financial degree of the market fee of all the very last goods and services produced and offered in a particular time period via international locations. due to its complicated and subjective nature this measure is often revised earlier than being considered a dependable indicator.
GDP measures the financial value of very last items and offerings—that is, the ones that are sold by means of the very last consumer—produced in a country in a given time frame (say 1 / 4 or a yr). It counts all of the output generated inside the borders of a rustic
Learn more about gdp here:https://brainly.com/question/1383956
#SPJ4
True or false? Technology alone will solve most of your client’s problems. As long as you have a basic implementation strategy, you don’t need to worry about building out a detailed plan.
Answer:
ture
Explanation:
technology is here to solve your problems
Technology alone will solve most of your client’s problems. As long as you have a basic implementation strategy, you don’t need to worry about building out a detailed plan, this statement is true.
What is technology?Technology is the development, application, and knowledge of tools, techniques, skills, systems, or administrative procedures used to address a challenge or further a certain objective. Business Models for the Digital Economy.
The primary goal of technology, which combines tools to promote development, use, and information interchange, is to simplify work and find solutions to many of humanity's issues. We must underline the advantages of technology as it develops and continues to make our lives easier.
Hence, Technology alone will solve most of your client’s problems. As long as you have a basic implementation strategy, you don’t need to worry about creating out a detailed plan.
To learn more about technology follow the link.
https://brainly.com/question/15059972
#SPJ2
Carl Sonntag wanted to compare what proceeds he would receive with a simple interest note versus a simple discount note. Both had the same terms: $18, 195 at 10% for 2 years. Use ordinary interest as needed. Calculate the simple interest note proceeds. Simple interest note proceeds $ Calculate the simple discount note proceeds. Simple discount note proceeds $
a. The proceeds for the simple interest note would be $21,834.
b. The proceeds for the simple discount note would be $14,556.
a. To calculate the proceeds for both the simple interest note and the simple discount note, we need to use the appropriate formulas.
Simple Interest Note Proceeds:
The formula to calculate the proceeds for a simple interest note is:
Proceeds = Principal + (Principal × Rate × Time)
Principal (P) = $18,195
Rate (R) = 10% (convert it to decimal form by dividing by 100: 10/100 = 0.10)
Time (T) = 2 years
Substituting the values into the formula:
Proceeds = $18,195 + ($18,195 × 0.10 × 2)
Proceeds = $18,195 + ($3,639)
Calculating the result:
Proceeds = $21,834
Therefore, the proceeds for the simple interest note would be $21,834.
b. Simple Discount Note Proceeds:
The formula to calculate the proceeds for a simple discount note is:
Proceeds = Principal - (Principal × Rate × Time)
Given the same values:
Principal (P) = $18,195
Rate (R) = 10% (convert it to decimal form by dividing by 100: 10/100 = 0.10)
Time (T) = 2 years
Substituting the values into the formula:
Proceeds = $18,195 - ($18,195 × 0.10 × 2)
Proceeds = $18,195 - ($3,639)
Calculating the result:
Proceeds = $14,556
Therefore, the proceeds for the simple discount note would be $14,556.
To learn more about simple interest visit:
brainly.com/question/25845758
#SPJ11
When acting as a dual agent, a licensee shall not:
Select one:
a. Disclose all latent material defects in the property that are
known to the licensee.
b. Help the buyer compare financing alternatives.
C. Disclose the price the buyer or tenant is willing to pay
without the permission of the buyer or tenant.
d. Provide information about comparable properties that
have sold so both clients may make educated decisions on
what price to accept or offer.
Answer:
C. Disclose the price the buyer or tenant is willing to pay
without the permission of the buyer or tenant.
Explanation:
A Dual agent refers to one agent or an agency firm that represents both the buyers and seller in the same transaction. An Agent may be licensed to act as a dual agent only with the written consent of both the buyers and seller. The dual agent must do be neutral to both parties and must not disclose any confidential information to either party.
Which is a new addition to the market or a novel change in an existing product or service? a. advancement b. innovation c. invention d. market addition
The term that best describes a new addition to the market or a novel change in an existing product or service is "innovation". So, the correct answer is b. innovation
Innovation refers to the introduction of new ideas, methods, or products that provide a better solution to existing problems or needs. Unlike invention, which refers to the creation of a completely new product or idea, innovation often involves improving on an existing product or service to make it more efficient, effective, or user-friendly.
Advancement, on the other hand, refers to the overall progress or improvement of a particular industry or field, while a market addition is simply a new product or service that has been added to an existing market.
In summary, innovation is the key driver of progress and growth in today's rapidly changing business landscape, and it is crucial for companies to stay innovative in order to stay competitive and meet the evolving needs of their customers.
To know more about innovation refer here:
https://brainly.com/question/30929075#
#SPJ11
Managers are accountable to some stakeholders whose interests they represent. These
stakeholders are:
Customers
Employees
Owners
Shareholders
Society
Government
1. Conduct a research to explain how is management responsible to EACH of these stakeholders. [18 marks]
pls help me
Answer:
see explanation
Explanation:
Stakeholder is anyone interest in the operation of a company or affected by the decision of the company.
Each stakeholder has its own interest and this is listed below :
Customers
They expect to receive value for money out of the firm products or services.
Employees
They are looking up to management for better remuneration for their manpower.
Owners
They seeking a maximum return from their investment in the company. Management run the company on their behalf as stewards.
Shareholders
They also seek maximum return from their investment in the company.
Society
The community expects the company to be a good corporate citizen and improve the social factors of employment, sustainability and environmental issues
Government
The government expects the company to be tax compliant and to pay its dues on time.
1. Name an automobile model that is positioned to satisfy customers' need for high quality
and status. Then name an automobile model that is positioned to satisfy a need for
inexpensive transportation. Describe the type of consumer who would buy each of the
brands you name. Explain how the automakers of the models you have chosen use
product features, branding, and positioning to make their products "stand out" from
others and differentiate them in the marketplace.
Answer:
1. An automobile model that is positioned to satisfy customers' need for high quality and status is the Mercedes-Benz S-Class.
2. An automobile model that is positioned to satisfy a need for inexpensive transportation is the Nissan Versa.
3. The consumer who would buy this brand is typically someone who is budget-conscious, looking for a reliable mode of transportation and prioritizes fuel efficiency.
4. Mercedes-Benz emphasizes the luxury and high-performance aspects of its vehicles, using sleek and stylish design, advanced technology features, and premium materials in its marketing campaigns. They position themselves as a symbol of status and luxury, appealing to those who want the best in terms of quality and performance.
Nissan, on the other hand, emphasizes the affordability and practicality of their vehicles, positioning themselves as a practical choice for those who are budget-conscious and value fuel efficiency. They use marketing campaigns that focus on the practical features of their vehicles, such as their low cost of ownership and fuel efficiency, as well as emphasizing their reliability and safety features.
Explanation:
Mercedes-Benz and Nissan use different product features, branding, and positioning strategies to appeal to different segments of the market. Mercedes-Benz appeals to those who value luxury and status, while Nissan appeals to those who value affordability and practicality. By using different strategies to differentiate themselves in the marketplace, they are able to capture the attention of different consumer segments and stand out in a crowded automotive market.
Anything that lengthens the job search process _____ unemployment. a. increase cyclical . b. decrease frictional. c. increase structural. d. increase frictional . e. decrease structural
Answer: c. increase structural.
Explanation:
Structural unemployment refers to the mismatch between the skills and qualifications of job seekers and the requirements of available job openings. When the job search process is lengthened, it indicates a higher level of difficulty in finding suitable employment due to underlying structural issues in the economy. This can include factors such as technological advancements, changes in industry demands, or shifts in the labor market. Therefore, a lengthened job search process contributes to an increase in structural unemployment.
5. You purchase your daily
coffee at the chemist’s coffeehouse and have a choice of two cups
with different specific heat capacity. Which cup will you choose,
the cup with a low specific or the cu
You would choose the cup with a low specific heat capacity.
Specific heat capacity refers to the amount of heat energy required to raise the temperature of a substance by a certain amount. In the context of coffee cups, a cup with a low specific heat capacity means that it heats up or cools down quickly in response to changes in temperature.
When you purchase your daily coffee, you likely want to enjoy it at an optimal temperature for a longer period. By choosing a cup with a low specific heat capacity, it will absorb less heat from the coffee, allowing it to stay hot for a longer time. The cup will also cool down faster when exposed to the surrounding environment, preventing your coffee from becoming lukewarm too quickly.
On the other hand, a cup with a high specific heat capacity would absorb more heat from the coffee, causing it to cool down rapidly. This would result in your coffee becoming cold faster, making it less enjoyable to drink.
Therefore, opting for a cup with a low specific heat capacity would be more advantageous as it helps maintain the desired temperature of your coffee for a longer duration.
Learn more about : Specific heat capacity
brainly.com/question/28302909
#SPJ11
Refer to Figure 5-2. If the price decreased from $18 to $6,Revenue at $18 = 18*100=$1800$6=6*500=$3000Revenue increased by $1200 and demand is considered elastic from pt A to B
Answer:
No figure is available to answer the question.
Please attach the required figure which you mentioned in the question.
Using the rule of 72, t = StartFraction 72 Over r EndFraction, how long will it take for the principal to double with an annual compound interest rate of 6%?
Answer:
12 years
Explanation:
Given
\(t = \frac{72}{r}\)
Required
How long will interest rate of \(6\%\) double
We have:
\(t = \frac{72}{r}\)
Substitute 6 for r
\(t = \frac{72}{6}\)
\(t = 12\)
.Others at work see me as assertive. need answers for application
Answer:
yes
Explanation:
It is an ability to defend your rights without hurting those of others. An assertive person, therefore, is the one who can express his emotions, needs, and opinions to others without being forceful in any way
What is the advantage of displaying data in a graph rather than just listing data in a table?.
Answer:
✒️Answer:Because of their visual nature, they show the overall shape of your data. This is when you should use graphs instead of tables: The message is contained in the shape of the values (e.g. patterns, trends, exceptions). The display will be used to reveal relationships among whole sets of values.
Explanation:
#CarryOnLearning\(watch.some.anime\)
Which of the following is NOT a common feature of a
financial institution?
Answer:
c. Access to investment advice and e. investment trading
Explanation:
Hope this helps!
A manufacturer of video games develops a new game over two years. This costs $800,000 per year with one payment made immediately and the other at the end of two years. When the game is released, it is expected to make $1.50 million per year for three years after that. What is the net present value (NPV) of this decision if the cost of capital is 8%?
O A. $2,925,275
O B. $3,473,764
O C. $2,011,127
D. $1,828,297
The net present value (NPV) of this decision if the cost of capital is 8% is $2,011,127. The correct option is C).
To calculate the net present value (NPV) of the decision, we need to discount the cash flows (costs and revenues) to their present values and subtract the initial investment.
Given:
Cost per year = $800,000
Revenue per year = $1.50 million
Duration of revenue generation = 3 years
Cost of capital = 8%
Calculation:
Year 0: Initial Investment = -$800,000 (negative since it's an outflow)
Year 1: Revenue = $1.50 million
Discounted Revenue = $1.50 million / (1 + 0.08)¹
Year 2: Revenue = $1.50 million
Discounted Revenue = $1.50 million / (1 + 0.08)²
Year 3: Revenue = $1.50 million
Discounted Revenue = $1.50 million / (1 + 0.08)³
NPV = Initial Investment + Discounted Revenues
NPV = -$800,000 + ($1.50 million / (1 + 0.08)¹) + ($1.50 million / (1 + 0.08)²) + ($1.50 million / (1 + 0.08)³)
Calculating the above equation will give us the NPV of the decision.
To find the exact answer, we need to perform the calculation:
NPV = -$800,000 + ($1.50 million / (1 + 0.08)¹) + ($1.50 million / (1 + 0.08)²) + ($1.50 million / (1 + 0.08)³)
NPV ≈ $2,011,127
Therefore, the correct answer is C. $2,011,127.
To know more about NPV:
https://brainly.com/question/28590944
#SPJ4
You are going to interview for a position for which you have less experience and background than fellow candidates. You know, however, that you are the right person for the job. Which interview format would be the most appropriate for you to prove your worth?
Answer: Oral interview
Explanation:
One of the best ways to sell yourself or pitch before a council seated to examining job hunters is by oral interview. During an oral interview, candidates for the job are ask to sell themselves as regards why they think they are best fit for the job, in most cases the qualifications of the candidate plays little or no vital role when they can't defend what they have or can't sell themselves enough to be seen capable for the job.
There is a 20 percent probability the economy will boom, 70 percent probability it will be normal, and a 10 percent probability of a recession. Stock A will return 18 percent in a boom, 11 percent in a normal economy, and lose 10 percent in a recession. Stock B will return 9 percent in boom, 7 percent in a normal economy, and 4 percent in a recession. Stock C will return 6 percent in a boom, 9 percent in a normal economy, and 13 percent in a recession. What is the expected return on a portfolio which is invested 20 percent in Stock A, 50 percent in Stock B, and 30 percent in Stock C?a.) 8.25%b.) 9.50%c.) 7.40%d.) 8.33%e.) 9.45%
Create a marketing plan for Carla's chocolates using the elements of an plan. (15 points )
The marketing plan (element) for Carla's chocolates are:
Marketing Goals and Objectives. Set out your Target Audience.Examine Marketing Tactics.Plan Your Marketing Tactics. Make Your Timeline and Budget.How do i create the plan?Start with an executive summaryCarla's chocolates is a new brand of chocolate that has different varieties and rich in nutrient that nourish the body.
State your company's mission, visionTo make a brand of cholate that will be in a global one and will be rich in nutrient that people will want more after having a bite, We want to be a household name in the industry.
Identify the market and competition.Wholesale, retail and online
Define your target customer.Young children, teenagers and adult
Make Your Timeline and Budget.$400- $1000 , 3 months.
Therefore, The marketing plan (element) for Carla's chocolates are:
Marketing Goals and Objectives. Set out your Target Audience.Examine Marketing Tactics.Plan Your Marketing Tactics. Make Your Timeline and Budget.Learn more about Marketing plan from
https://brainly.com/question/9027729
#SPJ1
Explain what diversification means and how it can help manage risk. (Answer in 3-5
sentences)
Answer:
See below
Explanation:
Diversification involves investing in different and diverse classes of assets. In diversification, the investor opts to spread his capital in several investment options rather than focusing on one investment vehicle.
Diversification is a risk management strategy. Since investments are spread in different classes of assets, the investor does not suffer total losses should the market progress in the unexpected direction one class of investments. Investment tools do not react the same to market events. In the case of uncertainties, some investments will make losses and other profits. This way, the investor's capital will not be wiped out.
By default, outlook will sort messages by date and by any conversation. Conversations area
In the outlook application, the conversation means the groups of messages between the same senders or recipients.
What is the outlook application?It is an application on windows that allows to send/receive email messages, manage calendar, store names, track tasks etc
Hence, in this application, the term conversation means the groups of messages between the same senders or recipients.
Read more about outlook application
brainly.com/question/1323179
#SPJ1
Suppose the price of apples doubles to $3.00 between year 1 and year 2 but that nothing else in the economy changes Instructions: Round your answers to one decimal placea. What would be the percentage change in nominal GDP? b. What would be the percentage change in real GDP?Suppose the prices of both apples and bread double between year 1 and year 2 and quantities remain unchanged. Instructions: Round your answers to one decimal place a) What would be the percentage change in nominal GDP?% b) What would be the percentage change in real GDP?
Answer:
1. Suppose Quantity of Apple sold in year one & two = 100Kg.
Price in year 1 = $1.50 per kg
Price in year 2 = $3.00 per kg
Nominal GDP 1 = Price * Quantity = 1.50*100 = $150
Nominal GDP year 2 = 3*100 = $300
Change in Nominal GDP = $150
Percentage change in Nominal GDP = 100%
b. Real GDP of year 1 = Nominal GDP of year 1 = $150
Real GDP of year 2 = 1.50*100 = $150
Change in Real GDP = 0%
2. Quantity of Bread = 100 units price = $ 1 per unit, year 2 price = $ 2 per units
a. Nominal GDP year 1 = 1*100+1.5*100 = $250
Nominal GDP year 2 = 2*100+3*100 = $500
Percentage change in Nominal GDP = 500-250/500 * 100 = 100%
b. Real GDP year 1 = $250
Real GDP year 2 = 1*100 + 1.5*100 = $250
Percentage change in Real GDP = 0%
The percentage change in nominal GDP is 100% and the Change in Real GDP is 0%.
Percentage change in nominal GDP1. Price in year 1
Price in year 1= $1.50 per kg
Price in year 2 = $3.00 per kg
Nominal GDP 1 = Price ×Quantity
Nominal GDP 1 = 1.50×100
Nominal GDP 1 = $150
Nominal GDP year 2 = 3×100
Nominal GDP year 2 = $300
Change in Nominal GDP = $150
Percentage change in Nominal GDP = 100%
b. Real GDP of year 1
Real GDP of year 2 = 1.50×100
Real GDP of year 2 = $150
Change in Real GDP = 0%
2a. Nominal GDP year 1
Nominal GDP year 1 = 1×100+1.5×100
Nominal GDP year 1 = $250
Nominal GDP year 2 = 2×100+3×100
Nominal GDP year 2= $500
Percentage change in Nominal GDP = 500-250/500 ×100
Percentage change in Nominal GDP = 100%
b. Real GDP year 1
Real GDP year 2 = 1×100 + 1.5×100
Real GDP year 2= $250
Percentage change in Real GDP = 0%
Inconclusion the percentage change in nominal GDP is 100%.
Learn more about percentage change in nominal GDP here:https://brainly.com/question/12291963
A college graduate has a Job with a monthly gross pay of 4000. He takes home less than 4000 because
A college graduate has a job with a monthly gross pay of 4000. He takes home less than 4000 because his net pay is lower than gross pay.
What do you mean by gross pay?Gross pay refers to the amount received by the employee without any tax deductions.
A college graduate has a job with a monthly gross pay of 4000. He takes home less than 4000 because his net pay is lower than the gross pay.
Learn more about gross pay here:
https://brainly.com/question/14690804
#SPJ1
A product's target market can influence where it is placed on the shelf.
True
False
Answer:
I'm pretty sure false! Hopefully this helps
What is the potential business for investment in England
The required answer is thorough market research, understanding local regulations, and assessing potential risks are essential.
There are several potential businesses for investment in England. Here are some examples:
1. Technology and innovation: England has a thriving tech industry, with cities like London, Manchester, and Cambridge being major tech hubs. Investing in technology startups or supporting research and development in emerging fields like artificial intelligence, biotechnology, and clean energy can be a lucrative business opportunity.
2. Real estate and construction: England has a strong demand for housing, particularly in cities with high population growth and limited housing supply. Investing in real estate development projects, such as residential or commercial properties, can be a profitable venture. Additionally, there is also a growing trend towards sustainable and eco-friendly construction methods, providing opportunities for businesses in this sector.
3. Tourism and hospitality: England is a popular tourist destination, attracting millions of visitors each year. Investing in hotels, resorts, restaurants, or tourist attractions can be a lucrative business opportunity. With the rise of experiential travel and sustainable tourism, there is also potential for businesses that cater to niche markets or offer unique experiences.
4. Financial services: London is a global financial center, home to many international banks, investment firms, and insurance companies. Investing in the financial sector, such as establishing a fintech startup or providing specialized financial services, can be a profitable venture. Moreover, there is a growing focus on sustainable finance and ethical investment, offering opportunities for businesses in this area.
5. Manufacturing and export: England has a strong manufacturing base and a long history of exporting goods worldwide. Investing in manufacturing companies or supporting export-oriented businesses can be a lucrative opportunity. With the emergence of new technologies like 3D printing and automation, there are also opportunities to innovate and develop new manufacturing processes.
It is important to note that when considering investment opportunities, thorough market research, understanding local regulations, and assessing potential risks are essential. Additionally, consulting with professionals and seeking expert advice can help ensure a successful investment venture.
To know more about potential businesses. Click on the link
https://brainly.com/question/30871118
#SPJ11
Heightened Homes is a real estate firm based in Texas. The company ensures that employees' pay is dependent on what they are capable of doing. The company also supports efforts to empower its employees by encouraging them to be independent and to make decisions in various areas. This, in turn, ensures job enrichment. Based on this information, identify the pay structure being utilized by Heightened Homes. Select one: a. straight piecework plan b. skill-based pay systems c. merit pay system d. differential piece rates e. standard hour plan
Answer: skill-based pay systems
Explanation:
An insurance company is a _________ business that agrees to pay for losses that may happen to someone it insures.
fabio corporation is considering eliminating a department that has a contribution margin of $30,000 and $60,000 in fixed costs. of the fixed costs, $15,000 cannot be avoided. the effect of eliminating this department on fabio's overall net operating income would be:
Answer D
-Avoidable fixed costs = $60,000 - $15,000 = $45,000
Contribution margin $ 30,000
Avoidable fixed costs 45,000
Segment margin ($15,000)
Net operating income estimates an income-creating property's productivity prior to including any expenses from funding or duties.To work out NOI, deduct all operating costs caused on a property from all income produced on the property.The operating costs utilized in the NOI metric can be controlled if a land owner concedes or speeds up specific income or cost things.The NOI metric does exclude capital consumptions.NOI will demonstrate to a land owner in the event that leasing a property merits the cost of purchasing and keeping up with it.NOI is determined by deducting all operating costs a property causes from the income it creates. This measurement doesn't consider the expenses of advance installments, capital uses, devaluation, amortization, or assessments on income.
to know more about fixed costs click here:
https://brainly.com/question/20670674
#SPJ4
A Sign That Ethics Has Become A Primary Concern For Boards Of Directors Is That Multiple Choice Directors Area. More Often Chosen For Their Political Connections Than For Their Expertise b. Modern Executive Compensation Is Closely Linked To The Firm's Employee Retention Rate. C. Poor Financial Performance Is The Most Common Reason For CEOs To Be Fired Saved Help
Modern executive compensation is closely linked to the company's employee retention rate.
To elaborate: Ethical behavior toward employees is one of the primary responsibilities of the Board of Directors. They shouldn't be fired for little things. They should be given a chance to grow and develop.
2. the environment in which a manager works In addition to their social and ethical responsibilities, managers need to be aware of the environment in which they operate. If the business is to be viable and successful in the long run, they must take into account all of these factors.
What does "Board of Directors" mean?A board of directors is a group of people who represent the interests of shareholders. In addition, it offers advice to an organization's chief executive officer and executive team. A board provides general oversight of operations without getting involved in the day-to-day operations.
The hiring of the company's CEO or general manager and the evaluation of the company's overall strategy and direction are the board of directors' primary responsibilities. The CEO or general manager is responsible for hiring all other employees and overseeing the business's day-to-day operations.
The majority of the board of directors consists of the chief executive officer and occasionally other senior managers, as well as board members who are not otherwise associated with the company. The most common definition of an inside director is an employee of the company, though significant shareholders may also be included from time to time.
Learn more about the Board of Directors :
brainly.com/question/29359566
#SPJ1