which of the following is a violation of respa with regard to special information booklet requirements?

Answers

Answer 1

According to RESPA, the special information booklet must be provided to the borrower at the time of loan application or within three business days thereafter, not at closing.

Hence, the correct option is C.

To avoid potential violations of RESPA, lenders should ensure that they are providing the special information booklet to consumers in a timely and accurate manner.

The Real Estate Settlement Procedures Act (RESPA) is a federal law that requires lenders to provide certain disclosures to homebuyers and sellers.

One of the requirements of RESPA is to provide a special information booklet to consumers. The booklet contains information about the settlement process, including the costs associated with it.

The following scenarios is a violation against consumer: failing to provide the booklet to the consumer within three business days of receiving the loan application; failing to provide the booklet to the consumer at or before the time of loan application; failing to provide the booklet to the consumer within three business days of receiving a written request for it; failing to provide the booklet to the consumer at least three business days before the settlement.

Complete question: Which of the following is a violation of RESPA (Real Estate Settlement Procedures Act) with regard to special information booklet requirements? A) Providing the booklet to the borrower within three business days after receiving the loan application. B) Ensuring that the booklet is provided at the time of loan application or within three business days thereafter. C) Providing the booklet to the borrower at closing. D) Providing the booklet to the borrower at any time during the loan application process.

To know more about RESPA here:

https://brainly.com/question/30470251

#SPJ4


Related Questions

why is an amnesty often a positive step in building a democratic state following a rebellion or civil war?

Answers

An amnesty is often considered a positive step in building a democratic state following a rebellion or civil war for several reasons, such as reconciliation, encouraging participation, and stabilizing society.

Reconciliation and Healing: Amnesty allows for a process of reconciliation, healing, and moving forward from past conflicts.

Encouraging Participation: Amnesty can encourage the participation of former rebels or combatants in the political process.

Stabilizing Society: Amnesty can contribute to the stability of society by ending the cycle of violence and preventing further acts of revenge or retaliation.

Learn more about amnesty, here:

https://brainly.com/question/16673774

#SPJ4


_ is the criminal equivalent of the civil tort known as false
imprisonment, in which someone is restrained by another without
consent and without any lawful right to do so.

Answers

The criminal equivalent of the civil tort known as false imprisonment is called "Unlawful Restraint" or "Unlawful Detention." Unlawful restraint occurs when one person intentionally restricts the freedom and movement of another individual without their consent and without any legal justification or authority to do so. It involves confining or restraining someone against their will, restricting their liberty and freedom of movement.

The key elements of unlawful restraint in criminal law are similar to those in the civil tort of false imprisonment. These elements include the intentional act of restraining someone, the lack of consent from the person being restrained, and the absence of any lawful authority or justification for the restraint. The act must involve a significant interference with the individual's liberty, such as physically restraining them, confining them to a specific space, or preventing them from leaving a particular area.

Unlawful restraint is considered a criminal offense because it violates an individual's fundamental right to personal liberty and freedom of movement. It is generally treated as a misdemeanor or a lower-level offense, although the severity of the offense and the potential penalties can vary depending on the jurisdiction and specific circumstances.

It is important to note that unlawful restraint is a distinct criminal offense separate from other crimes involving confinement or restraint, such as kidnapping or false imprisonment. While the elements of these offenses may overlap to some extent, unlawful restraint specifically focuses on situations where an individual is unlawfully restrained without consent and without any lawful authority to do so.

In summary, unlawful restraint is the criminal equivalent of the civil tort of false imprisonment. It involves intentionally restraining someone without their consent and without any legal right to do so. This offense infringes upon an individual's freedom of movement and personal liberty, and it is considered a criminal offense punishable under the law.

To know more about Movement visit-

brainly.com/question/11223271

#SPJ11

William sued a reckless driver who collided with his car. He would likely be
awarded punitive damages in which of the following situations?
A. Plaintiffs with similar cases had been awarded punitive damages.
B. The plaintiff's damages did not reach the required minimum.
C. The driver did not show remorse or apologize.
D. The driver was uninsured and not paying attention.

Answers

Answer:

A. Plaintiffs with similar cases had been awarded punitive damages.Explanation:

What are some advantages of a lifetime appointment?

Answers

Some advantages of a lifetime appointment for the federal judges is that the purpose of giving the federal judges such extraordinary job security is in order to remove them from the political pressures.

There is the basic purpose of a lifetime appointment for the federal judges which is in order to assure that the integrity of the power granted to Court Justices and to protect them against unwarranted interference from either the legislative or executive branch.

However, among the 40 percent who tend to favor the lifetime appointments for some judges, there were several people who pointed that to how the setup protects judicial independence.

To learn more about the federal judges here:

https://brainly.com/question/2824627

#SPJ4

A charge of violation of Federal Fair Housing laws can be heard by an administrative law judge within the Department of Housing and Urban Development (HUD) or by a Federal district court judge in Federal court. The advantage of a Federal court hearing to the complaining party is that 1. the case will be more thoroughly reviewed. 2. there is no dollar limit on damages paid. 3. only a district court judge can order that the property be sold to the complaining party. 4. only a district court judge can order jail time for the guilty party.

Answers

A charge of violation of Federal Fair Housing laws can be heard by an administrative law judge within the Department of Housing and Urban Development (HUD) or by a Federal district court judge in Federal court. The advantage of a Federal court hearing to the complaining party is that there is no dollar limit on damages paid. Option (2) is correct.

Federal court hearing is advantageous to the complaining party in the case of a charge of violation of Federal Fair Housing laws because there is no dollar limit on damages paid. District court judges are the only ones who can order the property to be sold to the complaining party or jail time for the guilty party. However, a thorough review of the case is not the advantage of a federal court hearing to the complaining party.

This is a disadvantage of administrative hearings, as they have a very restricted process. In summary, the correct option is option 2: there is no dollar limit on damages paid.

Learn more about disadvantage of administrative https://brainly.com/question/31413804

#SPJ11

Graydon and Emma enter into a contract that requires Graydon personally to paint a mural for Emma on her garage door. Graydon assigns his rights and delegates performance of his duties to Roy. Emma refuses to permit Roy to do the work, employs another painter (at a higher price), and brings an action against Graydon, claiming as damages the difference between the contract price and the cost to employ the other painter.
1. Will Emma prevail? Does Graydon have the right to delegate his duty to paint the mural to another person (Roy)?

Answers

After looking at the contract we can say, Emma will not prevail, and Graydon has the right to delegate his duty to paint the mural to another person (Roy).

What is a contract?

A contract is an agreement or a promise between two or more parties to do something, not to do something, or to exchange something of value. Contracts can be written, oral, or implied, and they can be formal or informal. In this case, Graydon and Emma entered into a contract, and Graydon delegated his duty to Roy.

When a duty is assigned, the assignor is still responsible for performance, so Graydon remains responsible for the work to be done by Roy. Emma has no legitimate claim against Graydon because the delegation was permissible, and it was her responsibility to permit Roy to perform the work.

Emma hired another painter at a higher price and then claimed damages from Graydon, which is not appropriate. Emma cannot seek damages because Graydon fulfilled his obligation by delegating his duties to Roy, and Emma refused to accept Roy's work.

To know more about contract, visit:

https://brainly.com/question/32254040#

#SPJ11

why is a crime committed?

Answers

Answer:

The causes of crime are complex. Poverty, parental neglect, low self-esteem, alcohol and drug abuse can be connected to why people break the law. Some are at greater risk of becoming offenders because of the circumstances into which they are born.

Explanation:

There just lot's of evil people out there pray 4 them

What is the purpose of social science theories?

Answers

Social theories are ideas that give explanations for our society’s behaviors and decisions. They help us understand who we are and why we do what we do.
It makes it easier for the investigation and how they should measure them

"each hazard carries an associated _____________, which is represented by the likelihood of the hazard leading to an actual disaster event and the consequences of that event should it occur."
a.risk
b.danger
c.harm
d.reward

Answers

"each hazard carries an associated risk, which is represented by the likelihood of the hazard leading to an actual disaster event and the consequences of that event should it occur."

The likelihood (probability) of a harmful event, such as injury or death from a specific hazard, is referred to as risk; a hazard is a situation that has the potential to cause harm (regardless of the likelihood of it actually occurring). Physical hazards events include radiation, magnetic fields, pressure extremes (high pressure or vacuum), noise, and so on. Psychosocial hazards include stress, violence, and so on. Safety hazards include slipping/tripping hazards, inadequate machine guarding, and equipment malfunctions or breakdowns. A function of hazard level and likelihood (or probability) that the hazard will cause harm.

learn more about hazard event here:

https://brainly.com/question/2817915

#SPJ4

Thomas is a 14-year-old student who applies for a job operating machinery at a local grocery store. Though he would make a good employee, the store manager declines to hire him. What law is this based on?

Answers

Answer: child labor law

Explanation: hes too young to be allowed to work legally

all contract are agreement but not all agreement are contract discuss​

Answers

A contract cannot be formed without an agreement. An agreement starts from a claim or an offer and ends on consideration though on the other hand, a contract has to be able to achieve another target through the agreement with both parties benefitting on the contract.

The quote sure is correct, is this what you needed by discussing on the topic?

Should a member of the U.S. military commit a crime off-base, jurisdiction will be with
a. the state
b. U.S. District Court
c. military court
d. United Nations

Answers

Should a member of the U.S. military commit a crime off-base, jurisdiction will generally be with the state or U.S. District Court, depending on the specific circumstances.

When a member of the U.S. military commits a crime off-base, the jurisdiction for prosecuting the crime depends on several factors, including the nature of the offense and the status of the individual involved. In most cases, the jurisdiction will be with the state where the offense occurred or with the U.S. District Court if the offense violates federal laws.

a. The state generally has jurisdiction over crimes committed by military personnel off-base if they violate state laws.

b. U.S. District Courts have jurisdiction when the offense involves a federal crime or if the federal government has exclusive jurisdiction over certain areas or offenses.

c. Military courts, such as courts-martial, have jurisdiction over offenses committed by military personnel that fall under the Uniform Code of Military Justice (UCMJ).

d. The United Nations does not have jurisdiction over crimes committed by U.S. military personnel off-base.

It's important to note that specific circumstances and agreements between the military and civilian authorities can influence jurisdiction. The exact jurisdictional authority may vary on a case-by-case basis, and legal advice should be sought for accurate information in a particular situation.

Visit here to learn more about jurisdiction:

brainly.com/question/10377896

#SPJ11

Which of the following is not the function of the legislature?
O redistricting
O making laws
O calling special sessions
O representing the people

Answers

Representing the people is not the function of the legislature. Hence, the suitable option for this question will be option (d).

Give a brief account on legislature.

The term "legislature" is used in reference to a body with the authority to enact laws for a political subdivision, such as a country or city.They are frequently put in opposition to the government's executive and judicial branches.

Primary legislation is the term used to describe laws passed by legislatures. Legislators are those who make up a legislature. Although indirect election and appointment by the executive are frequently employed, especially for bicameral legislatures with an upper house, popular election is the most common method of electing legislators in democracies.

The Athenian Ecclesia was one of the first recognised legislators. European monarchs would convene aristocratic gatherings during the Middle Ages, which would later evolve into the forerunners of contemporary legislatures. The Estates was a common term for these. The Icelandic Althing, established in 930 CE, is the oldest still operational legislature.

To know more about, legislature, visit :

https://brainly.com/question/530410

#SPJ1

How long do you go to jail for in US for impersonating a police officer? (NOTE: I KNOW THE ANSWER, IF YOU ARE WRONG, I WILL REPORT YOU AND GET YOU BANNED FOREVER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!)

Answers

Answer:

Depending on state law, impersonating a police officer may be considered either a felony or a misdemeanor. Punishments for impersonating a police officer include: Imprisonment up to five years :D

Five years.

Depending on state law, impersonating a police officer may be considered either a felony or a misdemeanor. Punishments for impersonating a police officer include: Imprisonment up to five years, or more. And fines, usually ranging from $1000 or more.

1. what is the canada-china foreign investment promotion and protection agreement about? what are the main objectives of this treaty?
2. what is the canada-costa rica foreign investment promotion and _______.

Answers

Bilateral treaty promoting and protecting foreign investment between Canada and China, ensuring predictability, fair treatment, and dispute resolution are the main objectives of this treaty.

A bilateral agreement between Canada and China called the Foreign Investment Promotion and Protection Agreement (FIPA) aims to encourage and safeguard foreign investment between the two nations. This treaty's main goals are to increase predictability and security for investors, ensure fairness and equity, ease the flow of capital, and create a process for resolving investment disputes.

A bilateral agreement called the Canada-Costa Rica Foreign Investment Promotion Agreement aims to encourage and facilitate foreign investment between Canada and Costa Rica. Its primary goals include fostering an environment that is conducive to investment, making sure that investments are protected and treated fairly, and setting up mechanisms for dispute resolution.

The agreement aims to promote economic cooperation, improve market access and give investors from both nations legal certainty and predictability. The provisions on non discrimination, expropriation compensation, and free fund transfers are among the rights and responsibilities of investors that are outlined in this document. The agreement aims to deepen economic ties and promote investment flows that benefit both Canada and Costa Rica.

Learn more about bilateral agreement at:

brainly.com/question/28214309

#SPJ4

Derick has been working as a first responder since many years. His primary responsibility at a crime scene is to question witnesses and gather useful information from the scene. Which of these first responder career roles does Derick fit into?

Answers

The first responder career roles which Derick fit into is a: B. police officer.

What is a career field?

A career field can be defined as a series of sequential and related occupations (jobs) that make use of similar skills, and they typically lead to the short and long-term career goals of an individual such as a police officer.

Who is a police officer?

A police officer can be defined as an expert or professional who has been trained and licensed as a first responder to any issue that arises within the public space, especially by gathering intelligence, useful information, and question witnesses of an event.

In this context, we can reasonably infer and logically deduce that Derick fit into a police officer because he his primarily saddled with the responsibility of questioning witnesses and gather useful information from a crime scene.

Read more on police officer here: https://brainly.com/question/25781646

#SPJ1

Complete Question:

Derick has been working as a first responder since many years. His primary responsibility at a crime scene is to question witnesses and gather

useful information from the scene. Which of these first responder career roles does Derick fit into?

OA paramedic

OB. police officer

Oc. fire truck driver

OD. firefighter

why does the constitution give implied powers to congress?

Answers

Due to precedents established by other authorities, it is assumed that these will be granted. Any given governmental body can't function without these implied powers.

What are implied powers?

Implied powers are those that the federal government of the United States assumes but which are not specifically mentioned in the Constitution. Particularly, implicit powers are those that Congress may use but which are not expressly stated in the constitution of the country. Although not expressly stated in the Constitution, Congress may use whatever authorities deemed "necessary and proper" to carry out its specific duties. The United States Constitution's Article 1 is the source of the majority of these implied powers. In other words, this power gives Congress the ability to effectively lead the country as it develops. This clause was incorporated by the Constitution's initial drafters to let the government's authority evolve through time.

To learn more about  implied powers visit;

https://brainly.com/question/27728796

#SPJ4

Read this passage from the Articles of Confederation:
Article IV. The better to secure and perpetuate mutual
friendship and intercourse among the people of the
different states in this union, the free inhabitants of each
of these states, paupers, vagabonds and fugitives from
Justice excepted, shall be entitled to all privileges and
immunities of free citizens in the several states.
Which founding principle of the articles is reflected in the passage?

Answers

Answer:

Making citizens of the states also citizens of the Union.

Explanation:

Through this passage, and specifically by establishing that all the free inhabitants of the states would enjoy the same rights in the other states in which they were not residents.

Thus, by guaranteeing a unity of rights throughout the territory of the Union, the Articles of Confederation sought to reaffirm the legal unity of all the states, in order to form not only a country with legal security for its inhabitants, but a nation with unified legal criteria at the government level.

Answer:

The founding principle of the Articles of Confederation that is reflected in the passage is A. Making citizens of the states also citizens of the union.

Explanation:

The passage outlines that the free inhabitants of each state, except for certain groups like paupers, vagabonds, and fugitives from justice, would be entitled to all privileges and immunities of free citizens in the several states. This reflects the idea of creating a union of states with shared rights and responsibilities, rather than a loose confederation of independent entities.

All of the following are true of the total institution EXCEPT:
a. One cannot leave
b. Others arrange every aspect of daily life
c. Regular communication with the community is encouraged
d. A schedule must be followed

Answers

Answer:

a. One cannot leave

Explanation:

A total institution is one in which the daily lives of the individuals inside it is highly regimented and controlled. This is done in-order to follow a strict code of lifestyles and to ensure strict compliance of the laid down rules and regulations guiding the institution.

All the statements above are true except the " One cannot leave" which happens to be false. In total institution, one is free to join them as well as being total free to leave the institution. Example is the boarding schools.

What is meant by excise duty?​

Answers

An excise, or excise tax, is any duty on manufactured goods that is levied at the moment of manufacture rather than at sale. Excises are typically imposed in addition to an indirect tax such as a sales tax or value-added tax

What government agencies are involved in foreign policy?

Answers

The executive branch is responsible for developing and implementing foreign policy. The National Security Council (NSC), the CIA, the Departments of State and Defense, are the main institutions for making policy. The administration of foreign policy falls primarily under the purview of the Department of State.

The goals and actions that a state takes in relation to its interactions with other states, unions, and other political bodies, whether on a bilateral or multilateral basis, constitute its foreign policy or external policy. A government's foreign policy may be impacted by "internal reasons, the policies or behavior of other governments, or plans to promote specific geopolitical objectives," according to the Encyclopedia Britannica. A government's foreign policy may be motivated by a number of goals. Foreign policy may be carried out, among other things, for defense and security, for economic gain, or to assist states in need. Each state's single, comprehensive foreign strategy is based on a single set of interconnected foreign policy goals. Foreign policy issues, in contrast to domestic policy, frequently appear abruptly in response to circumstances.

Learn more about foreign policy from

brainly.com/question/2196996

#SPJ4

Circle) the correct words.

1 She's buying a/some) fruit at the supermarket.

2 Can I have a / an orange, please?

3 I can't buy it. I haven't got much /

many money.

4 How much / many tomatoes

have we got?

5 Much / Many people live in this

city.

6 If you want something to eat, have a/some sandwich.

7 We've got a / some eggs, but we haven't got much / many bread.

8 We haven't got some / any apples today. Would you like some / any carrots?

9 Our teacher never gives us some / any homework before the weekend. She's great!​

Answers

Answer:

1)some

2)an

3)much

4)many

5)many

6)a

7)some,much

8)any,some

9)any

sorry if it's false

1)some 2)an 3)much 4)many 5)many 6)a 7)some, much 8)any,some 9)any is the correct word.

What is Word?

A word is the natural unit of data utilized by a certain processor design in computing. A word is a fixed-sized data that the processor's hardware or instruction set treats as a single unit.

The eight components of speech in the English language—the noun, pronoun, verb, adjective, adverb, preposition, conjunction, and interjection—can be used to categorize different kinds of words.

A word may be broadly described as a fundamental component of language with an objective or useful meaning, the ability to stand alone, and the inability to be interrupted. A brief answer is a response that consists of a subject and an auxiliary verb or modal in spoken English and informal writing. Short responses are succinct yet comprehensive; they may respond to simple yes-or-no inquiries as well as more difficult ones.

To learn more about Word follow the link.

https://brainly.com/question/18499157

#SPJ2

Modern art arrived in America by way of exhibitions and promotions by Group of answer choices photographer Alfred Stieglitz. sculptor Constantin Brancusi. painter Sonia Delaunay-Terk. painter Emil Nolde.

Answers

Modern art arrived in America by way of exhibitions and promotions by Alfred Stieglitz.

In America, Alfred Stieglitz (1864–1966) was a well known photographer, gallery owner and advocate for modern art. He was instrumental in bringing modern art movements like Cubism and Abstract Expressionism to the United States and making them popular. Stieglitz worked to establish photography as a valid form of artistic expression because he thought it was important.

In 1902, Stieglitz started the renowned art and photography publication Camera Work, which featured the work of contemporary artists and promoted their concepts. Additionally, he established the well known 291 gallery in New York City where he curated exhibitions of cutting edge American and European artists.

Learn more about Modern art at:

brainly.com/question/30241877

#SPJ4

Which of the following may NOT be cited as a primary source of tax law? US District court decision. Temporary Treasury Regulation. Revenue Ruling. Technical advice memorandum. Tax Treaty with Canada. Question 5 Which of the following taxes is NOT paid by wage eamers? FICA tax FUTA Social Security tax Medicare tax Income tax

Answers

A US District Court decision may NOT be cited as a primary source of tax law. A US District Court decision is not a primary source of tax law. Question 5: FUTA is the tax that is NOT paid by wage earners.

A primary source of tax law is a statute or regulation that contains the law on a specific topic. US District Court decisions are secondary sources that interpret primary sources such as statutes and regulations. Temporary Treasury Regulation, Revenue Ruling, Technical Advice Memorandum, and Tax Treaty with Canada can be cited as primary sources of tax law.

These are regulations and official interpretations of the law that are published by the government and carry the force of law. The Federal Unemployment Tax Act (FUTA) is a tax imposed on employers that funds state and federal unemployment insurance programs. Wage earners do not pay this tax. FICA tax, Social Security tax, Medicare tax, and Income tax are taxes that are paid by wage earners.

You can learn more about US District Court at: brainly.com/question/29887517

#SPJ11

Dirty headlight lenses are safe and do not cut the amount of light your headlight emit by as much as 90

Answers

Answer:

What type of headlight lens can cut the amount of light it emits by 90 percent? Low beam Keep headlights clean Dirt on the lenses can reduce the light by percent?

Explanation:

The plastic lenses that commonly cover headlight bulbs become cloudy and hazy over time, reducing the amount of light illuminating the road.

why Allah created you? and why Allah create earth and sky?​

Answers

Answer:

allah has created us to worship him only and no one else

.Which of the following transactions is subject to the gift tax before the gift tax annual exclusion is taken into account?
Contribution of cash to a candidate for the U.S. Senate
Transfer to a trust for the benefit of relatives where the donor determines the amount of distributions to be made
Reimbursement to a grandchild for medical school tuition
Naming of a new beneficiary on an insured's life insurance policy

Answers

The transaction subject to the gift tax before the gift tax annual exclusion is taken into account is the reimbursement to a grandchild for medical school tuition. Option C is correct,

Gifts made to individuals or trusts for the benefit of relatives, such as the transfer to a trust where the donor determines the amount of distributions to be made, and naming a new beneficiary on an insured's life insurance policy, are generally not subject to the gift tax before the gift tax annual exclusion is taken into account.

However, the reimbursement of medical expenses, including tuition, for a grandchild or anyone else, is considered a taxable gift and is subject to the gift tax unless it is paid directly to the educational institution. The gift tax annual exclusion for 2021 and 2022 is $15,000 per recipient, which means that gifts up to that amount are generally not subject to the gift tax.

Option C holds true.

Learn more about gift tax: https://brainly.com/question/908415

#SPJ11

Ashton is a crime scene investigator. He ensures that all the evidence gathered at the scene is properly handled and labeled. What is Ashton protecting? Ashton ensures that the the documentation of who possesses evidence at all times, is protected by properly handling and labeling evidence.

Answers

Answer:

so if ashton is in charged of protecting the evidence meaning he has to keep up with files on the person this person is a demonstrative investagator

Answer:

chain of custody

Explanation:

Ashton is a crime scene investigator. He ensures that all the evidence gathered at the scene is properly

Being charged with identity theft in a court of law:____.a. is only a state misdemeanor b. is always a federal crime c. results in prison penalties up to 20 years d. results in a maximum fine of $300,000

Answers

Being charged with identity theft in a court of law - results in a maximum fine of $300,000

The unauthorized seizure of another person's property with the purpose to permanently rob them of it is considered theft in law. This might include real assets like cash or personal property as well as intangible assets like trade secrets or private data. Depending on the jurisdiction and the specifics of the incident, theft is a serious felony that may be punished with fines or imprisonment.

The maximum sentence for identity theft in federal court is 15 years in federal prison, but identity theft cases sometimes also involve other counts that might lengthen the prison term.

For such more question on theft:

brainly.com/question/30293258

#SPJ4

Difference between negotiation and mediation

Answers

Explanation:

In mediation, parties agree to work together, but under the guidance of a trained mediator. ... Through negotiation, parties are able to bind themselves in an agreement. A mediator, on the other hand, doesn't have decision-making power and doesn't hand down a ruling like an arbitrator or a judge might.

Other Questions
What happens to like-charged ions when an ionic crystal isstruck with great force?They slide past one another because the crystal ismalleable.b They repel each other so the crystal shatters.They are displaced to other positions within thecrystal lattice.dThey attract one another, so the crystal does notbreak. The Management of TanjungUdaBerhad is planning a RM4,000,000 expansion this year. The expansion can be financed by issuing either common shares of bonds. The new common share can be sold for RM$5 per share. The bonds can be issued with a 12% coupon rates. The firms existing preference share pay dividends of RM$2 per share. The companys corporate income tax is 30%. The financial statement of TanjungUdaBerhad is as follow:-TanjungUdaBerhadBalance Sheet as at 31st December 2021Current Assets RM$ 2,000,000Fixed Assets RM$ 8,000,000 RM$ 10,000,000Current Liabilities RM$ 1,500,000Bonds:(8.5%, RM1,000 par value) RM$ 4,000,000(9%, RM1,000 par Value) RM$ 1,000,000Preference Shares(RM$ 100 par value) RM$ 500,000Ordinary Shares(RM$ 2 par value) RM$ 2,400,000Retained Earnings RM$ 600,000 RM$ 10,000,000Required:a) Calculate the indifference level of EBIT between the two Plans.b) If EBIT is Expected to be RM1,500,000 which plan will result in ahigh EPS? 59 is 60% of what number A certain type of rice costs 78 cents per kilogram. What will be the new cost, to the nearest cent, if its cost is decreased by 5%? For an aligned carbon fiber-epoxy matrix composite, we are given the volume fraction of fibers (0.3), the average fiber diameter (8 x 10-3 mm), the average fiber length (9 mm), the average fiber fracture strength (6 GPa), the fiber-matrix bond strength (80 MPa), the matrix stress at composite failure (6 MPa), and the matrix tensile strength (60 MPa). We are asked to compute the critical length of the fibers.Critical length of the fibers (mm) (4 digits minimum)= Which value for the variable w makes the value of this expression 10?50/wA. w = 1/5B. w = 5C. w = 60D. w = 500 Individuals are randomly assigned to either a talk on a cell phone group ornot talk on a cell phone'group while driving. Both groups have the same rock music playing in the background on the radio. The number of errors made while driving was recorded for l point each 031. A.What is the dependent variable in this experiment? Q32. B.What is the independent variable in this experiment 7.Indicate if each of the following is a continuous or discrete variablel point each) 033. A.The number of cars sold in a day at a local car dealership 034. B. The amount of water in a large barrel 8. Would the mean,median or mode be the most appropriate measure if a researcher wanted to present a statistic describing,The most frequently occurring family size in southern Ohio"? 1 point 035.Ans: Multiple Choice1 polnt each) 036. 6 If a population of scores ranges from 1 to 100,with a mean of 70 and a mode of 90, what is true about this distribution A it is a normal distribution of scores B. it is a positively skewed distribution C. it is a negatively skewed distribution D. it is a bimodal distribution 037. 10.Three roommates have a mean income of S400 per weck.The modal income of the three is S250 per weck. What is the weekly salary of the roommate who earns the most? A.$250 per week B.S400 per week C.S700 per week D. Can't be determined.Not enough information 038. 11.Assume that the variancesof a sample of 25 scores is 3.6 If each score was divided by 3,the new variance s would A.stay the same as 3.6 B.become 3.6/3 or 1.2 C.become 3.6/3or.4 D.None of the above is/are correct How many H atoms are in 0.170 mole of ammonium sulfate? FOOD MACROMOLECULES INTRODUCTIONBiological MacromoleculesMost common elements in living things are carbon, hydrogen, nitrogen, and oxygen. These four elements constitute about 95% of your body weight. All compounds can be classified in two broad categories ---organic and inorganic compounds. Organic compounds are all based on carbon. Carbon can form single bonds with another atom and also bond to other carbon molecules forming double and triple bonds. This allows carbon based molecules to form single and double rings, chains, and branching chains. Most organic compounds are built primarily of carbon, hydrogen, and oxygen but in different ratios. Each small organic molecule can be a unit of a large organic molecule called a macromolecule. If the small organic units are identical or form patterns they are called monomers and the large organic molecule they form is called a polymer. When monomers are joined together the reaction is called dehydration synthesis or condensation as water is produced when the monomers are bonded together. To break the polymers down again the reaction is called hydrolysis. Notice how water is used or produced in these two reactions shown to the right. There are four classes of macromolecules: carbohydrates, lipids, proteins, and nucleic acids. Heterotrophs, like us, must get these biological macromolecules from our food which we break down into monomers through digestion. This makes the molecules small enough to cross cell membranes. Our cells use them either as energy sources or to build the carbohydrates, proteins, lipids, and nucleic acids that our body needsQuestions:.What atom makes up the backbone of biological macromolecules? Each main bearing cap in an engine contains four bolts. The bolts are selected at random, without replacement from a part bin that contains 30 bolts from one supplier and 70 from another supplier.a. What is the probability that a main bearing cap contains all bolts from the same supplier?b. What is the probability that a main bearing cap contains exactly 3 bolts from the same supplier?c. What is the probability that the number of bolts from each supplier is the same? I. Explain how organizational structures and organizational process assets can influence the project? Support your answer with an example.II. Identify the different types of PMO structures in organizations? Why PMO will vary from one organization to another What shape is the s sublevel? *spherefreakypeanutdaisy For large parties a restaurant adds a 15% tip to the bill, how much would be added to a bill of $638.40? And not including the tax what would their total be? Test I. Write the specialized body structures of the following animals that can enable them adapt in the land 1. snake After her diagnosis and treatment, how did Henrietta behave? What can you infer about her personality based on this behavior? Question 2According to a research study, people are able to better manage their time when they wear watches than when they use mobile phones or other gadgets to keep track of time.To test this, 300 college students were randomized into a treatment group and a control group. The treatment group was asked to wear a watch every day, and the control group was asked to avoid wearing a watch for 50 days. The number of occasions when students from both groups arrived later than their scheduled time was noted.The results of the experiment showed that the mean score of the treatment group was exactly 15 points less than the mean score of the control group. To test whether the results could be explained by random chance, the researchers created the following table, which summarizes the results of 1,000 randomizations of the data with differences of means rounded to the nearest 5 points.Consider the significance level to be set at 5%, so results lower than 5% can be considered statistically significant.Treatment Group Mean Control Group Mean Frequency-25 10-20 18-15 50-10 127-5 1950 2265 18010 11715 4820 1725 12Part ADetermine the probability of the treatment groups mean being lower than the control groups mean by 15 points or more. A cylinder has a base diameter of 20in and a height of 17in. What is its volume in cubic in, to the nearest tenths place? Classify each of the following list as an element, a compound, or a mixture. Copper Water Nitrogen Sulfur Air Saccharose A substance made up of molecules each containing two iodine atoms gasoline. add the integers (-14)+(-31) A polynomial function has a root of 6 with multiplicity 1, a root of -2 with multiplicity 3, a root of 0 with multiplicity 2and a root of 4 with multiplicity 3. If the function has a positive leading coefficient and is of odd degree, whichstatement about the graph is true?The graph of the function is positive on (-6, -2).The graph of the function is negative on (-00, 0).The graph of the function is positive on (-2, 4).The graph of the function is negative on (4,00).