Which English colonies relied most heavily on shipping and shipbuilding?
A. The mid-Atlantic colonies
OB. The Chesapeake colonies
O C. The Southern colonies
O D. The New England colonies

Answers

Answer 1

Answer: The New England colonies


Related Questions

Which ’50s style involved uncommon tempos and experimental tones?.

Answers

The 50s style that involved uncommon tempos and experimental tones is called Bebop. Bebop is a form of jazz music that developed in the United States in the 1940s and was popular in the 1950s.

It is characterized by its fast tempo, complex chord progressions, and improvisation. Bebop style has its roots in swing, which was a popular style of jazz music in the 1930s and early 1940s. However, bebop musicians felt that swing music had become too predictable and wanted to create something new and experimental. They achieved this by using complex chord progressions, uncommon tempos, and improvisation to create a sound that was distinct from swing and other styles of jazz music.

Bebop musicians were also known for their virtuosity and technical skill. They often played at breakneck speeds and used intricate melodies and solos to push the boundaries of what was possible with their instruments. Some of the most famous bebop musicians include Charlie Parker, Dizzy Gillespie, and Thelonious Monk.

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Read more about SOIL (Sustainable Organic Integrated Livelihoods) and its efforts to improve public sanitation and increase composting. How can composting toilets from the SOIL program help with agriculture in Haiti?

Answers

Answer:

SOIL transforms trash into treasure. By using the SOIL program to turn turd into turf, we can use really nutritious land soil without having waste everywhere. It is good for the environment and the crop that you are grwoing.

Answer:

Explanation:

Most people in Haiti lack access to proper sanitation facilities. The toilets created by SOIL collect human waste and recycle it into compost. Composted organic matter from the toilets can help revitalize the soil by adding lost nutrients. Also, the hygienic treatment of human waste can help provide clean water for agricultural irrigation.

Why was the passing of the 13th amendment so crucial during the war?

Answers

Answer:

The 13th Amendment was necessary because the Emancipation Proclamation, issued by President Abraham Lincoln in January of 1863, did not end slavery entirely; those ensllaved in border states had not been freed. The proclamation also did not address the issue of slavery in territories that would become states in the future.       I hope this helps

Explanation:

Discuss the causes and lessons of the 2007/8 Global Financial Crisis for bank regulators. (Word limit 500-700 words)

Sample outline [subject to change]

1. Introduction [e.g., define + 3 stages of financial crisis/ bubbles]

2. Three stages of Financial bubble + four common causes

3. Two key causes of GFC [include Securitization-process with graph + Advantages]

4. Lessons learnt for Bank Regulators [this part is not compulsory for Assessment 2] - from micro to macro-prudential regulation - more regulation [from deregulation to reregulation] e.g. Basel 3 - importance of liquidity

5. Conclusion (or summary)

Answers

The global financial system was significantly impacted by the catastrophic 2007–2008 Global Financial Crisis, which affected economies all over the world. Bank regulators played a vital role during this crisis.

Causes and Lessons of the 2007/2008 Global Financial Crisis for Bank Regulators

The 2007/2008 Global Financial Crisis (GFC) was a significant event that had far reaching consequences for the global economy. It exposed vulnerabilities within the financial system and highlighted the need for effective regulation and supervision. This essay explores the causes of the crisis, with a particular focus on the role of bank regulators, and outlines the lessons learned from this tumultuous period.

Financial crises typically progress through three stages: the expansion or bubble phase, the crisis or bust phase, and the recovery or post-crisis phase. These stages are often characterized by excessive risk-taking, speculative investments, and unsustainable credit growth. The GFC was no exception, and it was fueled by several common causes, including:

Asset Price Inflation: Rapid increases in asset prices, such as real estate or stocks, created a sense of irrational exuberance and encouraged excessive borrowing.

Excessive Leverage: Financial institutions and investors took on excessive debt, leveraging their positions and amplifying the risks within the system.

Financial Innovation and Complexity: The development of complex financial instruments and derivatives obscured the true nature of risks, leading to a mispricing of assets and a lack of transparency.

Weak Risk Management: Inadequate risk management practices, both at the individual firm level and within the broader financial system, allowed risks to accumulate unchecked.

While several factors contributed to the GFC, two key causes stand out: securitization and deregulation.

Securitization, the process of pooling loans and transforming them into tradable securities, played a central role in the crisis. It enabled the bundling of subprime mortgages into mortgage-backed securities (MBS) and collateralized debt obligations (CDOs). These complex financial products were then sold to investors, often with misleading credit ratings. The securitization process, illustrated by the transformation of loans into MBS in the graph below, initially offered advantages such as increased liquidity and risk diversification.

However, securitization also led to a misalignment of incentives, as originators of loans had little incentive to ensure their quality, knowing that the loans would be packaged and sold to investors. This led to a proliferation of subprime lending and a subsequent deterioration in loan quality, which eventually triggered widespread defaults and losses.

Deregulation, particularly in the United States, also played a crucial role in the crisis. The dismantling of regulations, such as the Glass-Steagall Act, allowed commercial and investment banks to engage in riskier activities and created a less restrictive environment. This led to the emergence of large, complex financial institutions with interconnectedness that posed systemic risks.

The GFC highlighted the need for a comprehensive and robust regulatory framework to safeguard the stability of the financial system. Several key lessons were learned, leading to a shift in regulatory approaches:

Micro to Macro-Prudential Regulation: Bank regulators recognized the importance of not only overseeing individual institutions but also monitoring systemic risks that could arise from interconnectedness and common exposures. Macro-prudential regulation focuses on identifying and mitigating systemic risks to ensure the stability of the entire financial system.

Increased Regulation: The GFC led to a shift from a period of deregulation to a renewed emphasis on regulation and oversight. Regulatory frameworks, such as Basel III, were introduced to enhance capital requirements, liquidity standards, and risk management practices.

Focus on Liquidity: The crisis exposed the vulnerability of financial institutions to liquidity shocks. Bank regulators recognized the need for institutions to maintain sufficient liquidity buffers to withstand periods of stress. Liquidity requirements and stress testing measures were implemented to address this issue.

The 2007/2008 Global Financial Crisis demonstrated the importance of effective regulation and supervision in maintaining the stability of the financial system. The causes of the crisis, particularly securitization and deregulation, revealed the need for enhanced oversight and risk management. Bank regulators learned valuable lessons, transitioning from micro to macro prudential regulation, implementing increased regulation, and placing greater importance on liquidity. These lessons continue to shape regulatory frameworks and practices to prevent future financial crises and promote a more resilient financial system.

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The Scientific Revolution Pre-Test Active 1 2 3 4 Kepler Galileo Newton Copernicus 5 6 7 8 9 Who challenged the Aristotelian model of a geocentric universe that began the Scientific Revolution?​

Answers

Answer: Copernicus challenged the Aristotelian model of geocentric universe .

Explanation:

Napoleon upheld Enlightenment and Revolutionary ideals in education by
providing public education for middle- and lower-class students.
allowing girls the same access to education as boys.
allowing wealthy children to attend school.
financing university educations for all students.

Answers

Answer:

A

Explanation:

Napoleon upheld Enlightenment and Revolutionary ideals in education by providing public education for middle- and lower-class students. The painting shows Napoleon's coronation as emperor of France in 1804.

Napoleon upheld Enlightenment and Revolutionary ideals in education by providing public education for middle and lower-class students.

Emperor Napoleon, I had created a new sort of hybrid nation in which sure revolutionary ideas (equality underneath the regulation, careers open to advantage instead of delivery, the abolition of the remains of feudalism) was mixed with an authoritarian country structure and a new nobility open to folks who served the kingdom properly.

What were the main thoughts of the Napoleonic Code?

The Napoleonic Code made the authority of guys over their families more potent, deprived ladies of any personal rights, and reduced the rights of illegitimate kids. All male residents had been also granted the same rights below the regulation and the proper to religious dissent, however colonial slavery was reintroduced.

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How did the French and Spanish differ in their goals for exploration?
Responses

A The French wanted to adopt enslavement, while the Spanish were against enslaving people.

B The French wanted to convert Native Americans to Christianity, while the Spanish wanted to create a society with religious toleration.
C The French wanted to learn about Native American culture, while the Spanish wanted to destroy the Native American way of life.
D The French wanted to discover gold and silver, while the Spanish wanted to establish the fur trade.

Answers

The answer will be D

3. The Sons of Liberty were part of the movement, which preceded the Revolutionary War and had a large impact on making the Revolution happen when and how it did.

D. scholar

B. new world

O C. slavery

OA. resistance

Answers

The Sons of Liberty played a significant role in the resistance movement that took place before the Revolutionary War and contributed significantly to the success of the Revolution.

What effect on the revolution did the Sons of Liberty have?

The Sons of Liberty successfully overthrew British rule by employing mob rule, force, intimidation, and brutality such as tar and feathering, as well as hoarding weapons, shot, and gun powder. This helped pave the way for American independence.

How did Sons and Daughters of Liberty affect society?

The Sons and Daughters of Liberty assisted in coordinating colonists' discontent and opposition to British rule. Due to the Sons' and Daughters' boycotts, the British were obliged to acknowledge the severity of the colonists' complaints. Due to this, They contributed to the American Revolution with their deeds.

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Answer: resistance

Explanation:

Do you think the government has given a fair amount of money in stimulus checks? Why??

Answers

I think it depends who is getting it some people are in a right place and don’t need much money to help but some may be struggling need more amount to take care of themselves.

President Hoover's attitude regarding relief programs for the needy was to: Group of answer choices greatly expand financial support for veterans. support more federal government aid. encourage self-help and private charity. None of these are correct. tell the masses to eat cake.

Answers

President Hoover's attitude regarding relief programs for the needy was to encourage self-help and private charity. After the stock market crashed in 1929, the United States fell into an economic depression that lasted for over a decade.

During this time, many people lost their jobs, homes, and savings. As a result, there was a significant increase in poverty and homelessness in the country.President Hoover was criticized for his handling of the crisis, as many people believed that the government should do more to help those in need.

However, Hoover believed that the government should not provide direct relief to citizens, as he felt that it would create a culture of dependency. Instead, he believed that individuals and private charities should take the lead in providing aid to those who were struggling.

Despite his efforts to encourage private charity, the Depression continued to worsen, and many Americans continued to suffer. It wasn't until Franklin D. Roosevelt became president in 1933 that the federal government began to provide direct relief to those in need through programs like the New Deal.

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How Ireland was incorporated into the United Kingdom in 1801?

Answers

The incorporation of Ireland into the United Kingdom in 1801 was the result of the Acts of Union. Prior to 1801, Ireland had been a separate kingdom under British control, but it had its own parliament in Dublin.

The Acts of Union aimed to merge Ireland with Great Britain and create a unified political entity.b The process began with negotiations and discussions between British and Irish politicians. The Act of Union was passed by both the Irish Parliament and the British Parliament, and it received royal assent in 1800.

The Act stipulated that the Kingdom of Ireland would cease to exist, and instead, Ireland would be joined with Great Britain to form the United Kingdom of Great Britain and Ireland. The incorporation of Ireland into the United Kingdom had several motivations. From the British perspective, it aimed to strengthen their control over Ireland, as there had been a history of tensions and conflicts between the two nations.

The Act of Union was also influenced by the desire for economic integration and political stability. However, the Act of Union was met with resistance in Ireland. Some Irish nationalists opposed the merger, viewing it as a loss of Irish identity and autonomy. There were protests and uprisings, such as the 1798 Irish Rebellion, which highlighted the opposition to British rule.

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A major reason for our lack of detailed knowledge about ancient African and some Mesoamerican states is:

Answers

The limited understanding of ancient African and some Mesoamerican states is primarily attributed to factors such as limited historical documentation, the loss or destruction of ancient records, and the biased perspectives of colonial powers.

One of the main reasons for the lack of detailed knowledge about ancient African and some Mesoamerican states is the scarcity of written records and historical documentation. Unlike civilizations such as ancient Egypt or Mesopotamia, which left behind extensive written texts, many African and Mesoamerican societies relied on oral traditions for the transmission of knowledge.

Additionally, the historical records of these regions have suffered from significant losses and destruction over time. Factors such as colonization, warfare, natural disasters, and the passage of time have contributed to the loss of valuable historical sources. European colonial powers often dismissed or downplayed the achievements and complexity of these societies, resulting in a lack of preservation and recognition of their historical contributions.

Furthermore, the limited understanding of ancient African and Mesoamerican states can be attributed to the biased perspectives of early European explorers and scholars who focused primarily on their own civilizations and viewed non-European cultures through a Eurocentric lens. This ethnocentric bias led to a disregard for the history and achievements of these societies, further impeding our knowledge and understanding of their past.

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3. The passage below is from the Bill of Rights.
2nd Amendment. A well-regulated militia, being necessary to the security of a free state,
the right of the people to keep and bear arms shall not be infringed.
Which action is protected by this amendment? (M)
A. Students bring guns to their public school.
B. A passenger carries a firearm onto a crowded airplane.
C. A hunter carries his licensed rifle into the forest during hunting season.
D. Local homeowners in a suburban neighborhood decide to have target practice
with handguns on their front lawns.

Answers

The action is protected by this amendment is A hunter carries his licensed rifle into the forest during hunting season. Thus the correct option is C.

The English Bill of Rights limited the scope of governmental authority and gave people more freedoms, including the right to express themselves freely and the freedom of speech.

The Second Amendment safeguards people's right to own and carry weapons. To protect public safety and security, the amendment is frequently taken to imply that this right is constrained and subject to government regulation.

Therefore, option C is appropriate.

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someone pls answer this!!! and can you make sure it’s correct before answering

someone pls answer this!!! and can you make sure its correct before answering

Answers

Answer:

B

Explanation:

In which region did colonial founders believe most strongly in freedom of

religion?


A. ) Region 1

B. ) Region 2

C. ) Region 4

D. ) Region 3

Answers

Answer:

There was more religious freedom in the Middle colonies than in the New England colonies

Explanation:

What year began the great migration?

Answers

Answer:

The Great Migration was the movement of some six million African Americans from rural areas of the Southern states of the United States to urban areas in the Northern states between 1916 and 1970.

Explanation:

Answer:

1916-1970

Explanation:

WILL MARK BRAINLIEST PLEASE HELP!!!!!!!!!!!!!!!!!!

WILL MARK BRAINLIEST PLEASE HELP!!!!!!!!!!!!!!!!!!

Answers

Answer:

yessisr

Explanation:

Between the legacy of the First World War and the Great Depression, Europe witnessed the rise of a new kind of authoritarian state - one with enormous power. What was the nature of these totalitarian states and how did they differ from the old conservative authoritarian ones

Answers

The rise of totalitarianism in Europe during the interwar period represented a new kind of authoritarianism that sought to fundamentally transform society in accordance with an all-encompassing ideology, using the power of the state to achieve these goals.

The rise of totalitarian states in Europe in the aftermath of World War I and during the Great Depression was characterized by a new kind of authoritarianism that differed from the old conservative authoritarian regimes in several ways.

Totalitarian states such as Nazi Germany under Adolf Hitler, Fascist Italy under Benito Mussolini, and the Soviet Union under Joseph Stalin were marked by an all-encompassing control of the state over society and the individual, where the state was viewed as the ultimate authority and ideology was the driving force.

These regimes sought to reshape society in accordance with their ideologies, often through propaganda, censorship, and state-controlled media. They also used terror and violence as tools of control, and established extensive secret police networks to enforce their rule.

In contrast to the conservative authoritarian regimes of the past, which sought to maintain the existing social order, the totalitarian states sought to create a new society in accordance with their ideologies.

Totalitarian regimes were typically led by charismatic leaders who were viewed as infallible, and who promoted a cult of personality around themselves.

In addition, totalitarian regimes typically mobilized the entire population for the purposes of the state, often through mass organizations such as youth groups, labor unions, and women's organizations. The economy was also subordinated to the state, with the government controlling key industries and resources.

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control and processing of information seem to be key, if not universal, elements in the appearance of ancient civilizations. discuss the evidence for the importance of writing in the formation and nature of sociopolitical hierarchies for mesopotamia and egypt. consider the context, content, and social importance of writing and related methods of communication and data recording

Answers

Answer: Writing played a crucial role in the formation and nature of sociopolitical hierarchies in both Mesopotamia and Egypt. In both regions, writing emerged as a way to manage the increasingly complex social and economic interactions that arose with the development of larger communities and more centralized political systems.

In Mesopotamia, the invention of writing by the Sumerians around 3000 BCE marked a critical turning point in the region's history. The earliest form of writing, cuneiform, was used to keep records of economic transactions and legal agreements. As the use of writing expanded, it allowed for more efficient record-keeping and communication, facilitating the development of a centralized state under the rule of a king. The ability to record laws and regulations allowed for the creation of a legal system that reinforced the authority of the ruling elite. The development of writing was also linked to the emergence of organized religion in Mesopotamia, with scribes playing a key role in the production and dissemination of religious texts.

Similarly, in Egypt, the development of hieroglyphic writing in the fourth millennium BCE was critical to the emergence of the pharaonic state. Like cuneiform, hieroglyphics were initially used for record-keeping, but over time they evolved into a means of communication between the pharaoh and his subjects. The use of hieroglyphics to record monumental inscriptions and to decorate temples and tombs reinforced the power and prestige of the pharaoh, and the ability to write in hieroglyphics was limited to a small, elite group of scribes. The use of writing also played a key role in the development of a complex religious and ideological system, with scribes serving as the primary keepers of religious texts and beliefs.

In both Mesopotamia and Egypt, writing was closely tied to the development of social hierarchies, with the ability to read and write confined to a small, elite group. The use of writing also facilitated the emergence of centralized political systems, allowing for more efficient communication and record-keeping. However, the impact of writing extended beyond the political realm, with the ability to record and disseminate religious beliefs and cultural traditions shaping the social and cultural fabric of these ancient civilizations.

Explanation:

In “Farmer Refuted”, who is supporting the British? What would this person be
referred as?

Answers

Answer:

samuel seabury

a loyalist

Explanation:

Samuel Seabury which is a loyalist.

Mclaughlin came to the attention of american musicians in the late 60's when he began recording with?

Answers

McLaughlin came to the attention of american musicians in the late 60's when he began recording with: Miles Davis.

Who is McLaughlin ?

McLaughlin   during his life time was a  well known musician and a composer and his type of music was mostly Jazz with rock.

He began popular among American musician when  he started recording with Miles Davis who was as well a well known musician, composer as well as a bandleader during his life time.

Therefore  McLaughlin came to the attention of american musicians in the late 60's when he began recording with: Miles Davis.

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Depicts the 15 survivors of the Medusa who suffered insanity, mutilation, famine, thirst and cannibalism?

Answers

Answer: The painting you are referring to is "The Raft of the Medusa" by Théodore Géricault, which depicts the 15 survivors of the shipwreck of the French frigate Méduse in 1816. The survivors had to endure extreme conditions, including insanity, mutilation, famine, thirst, and cannibalism, which are all depicted in the painting.

Explanation:The painting is considered a masterpiece of Romantic art and is notable for its dramatic composition, use of chiaroscuro (contrasting light and dark), and the artist's attention to the individual characters and their suffering.

in what ways are english and latin related

Answers

Answer:

English and Latin are both members of the Indo European language family, with English belonging to the Germanic branch and Latin belonging to the Italic branch

Answer:

English and Latin are both members of the Indo European language family, with English belonging to the Germanic Branch and Latin belonging to the Italic Branch.

Explanation:

civil rights act 1866 political events

Answers

Answer:

What type of statistical question is this

The Taj Mahal was built in Agra as aA. libraryB. palaceC. mausoleumD. hunting lodge

Answers

The Taj Mahal was built in Agra as a mausoleum. The correct answer is C.

It was commissioned by the Mughal emperor Shah Jahan in memory of his favorite wife, Mumtaz Mahal, who died during childbirth in 1631. The construction of the Taj Mahal began in 1632 and was completed in 1653.

The Taj Mahal is considered one of the finest examples of Mughal architecture, which is a blend of Indian, Persian, and Islamic styles.

It is renowned for its intricate decoration and use of precious materials, such as white marble, inlaid with precious stones.

The mausoleum is surrounded by a large garden and is located on the banks of the Yamuna River.

Today, the Taj Mahal is a UNESCO World Heritage Site and is regarded as one of the world's most iconic landmarks. It attracts millions of visitors each year, who come to admire its beauty and learn about the history and culture of India.

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Did Martin Luther make the right decision starting the Protestant Reformation? Why/why not?

Answers

Answer:

Yes.

Explanation:

I believe Martin Luther made the right decision starting the Protestant Reformation. The Priests were doing some bad things such as, indulgence, and scamming church goers. It is also the reason, Christianity is extremely popular today.

if yall could quickly check the bottom portion and tell me if it is correct or not please!

if yall could quickly check the bottom portion and tell me if it is correct or not please!

Answers

Answer:

correct

Explanation:

Correct





Seems good too Me!

Which statement best describes the effect disease had on European and American Indian populations

Answers

American Indian populations were decimated by diseases brought by the Europeans.

The industrial revolution of the eighteenth century england primarily involved new techniques in?

Answers

The industrial revolution of the eighteenth century in England primarily involved new techniques in manufacturing and production. These techniques included the use of steam power, mechanization, and the development of new machinery and tools.

One significant innovation was the invention and improvement of the steam engine by James Watt. The steam engine revolutionized transportation, enabling the construction of steam-powered locomotives and steamships. This led to the expansion of railways and the ability to transport goods and people more efficiently.
Another important development was the mechanization of textile production. The invention of the spinning jenny, water frame, and power loom increased the speed and efficiency of textile manufacturing. This led to the growth of the textile industry and the rise of factories.

Furthermore, the use of iron and steel in construction and manufacturing processes was another major advancement during the industrial revolution. Iron bridges, steam-powered machinery, and steel production techniques played a crucial role in transforming the manufacturing landscape.
Overall, the industrial revolution in eighteenth-century England involved the adoption of new techniques such as steam power, mechanization, and the use of iron and steel. These advancements revolutionized various industries and had a profound impact on society, paving the way for modern industrialization.


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I NEED HELP ASAP!!
How did easy consumer credit help the U.S. economy during the early 1920s?

(A) Unemployment dropped because people had to find jobs to make their payments.
(B) Farmers sold more crops directly to consumers and so made more profits.
(C) Interest payments on personal debt allowed banks to make large investments.
(D) People bought more goods and created high demand for new products.

Answers

Answer:

(D) People bought more goods and created high demand for new products.

Explanation:

During the early 1920s, easy consumer credit helped the U.S. economy by allowing people to purchase goods on credit. This led to increased consumer spending and higher demand for products. As a result, businesses experienced higher sales and profits, which stimulated economic growth. The availability of easy credit made it easier for individuals to make purchases and fuelled a consumer-driven economy during that period.

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which of the following explain why the price of water per gallon is lower than the price of a diamond per carat? microeconomic substitution is impossible for the economy as a whole because CASE STUDY Explain the relationship among homeostasis, defective mitochondria, and the symptoms caused by LHON. find the domain of the vector function. (enter your answer using interval notation.) r(t) = cos(t) i ln(t) j 1 t 4 k The process of creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large is called:__________-- How does the tension between the persona and the neighbor reflect a historical event of your choosing? 32) When you're leaving the table, you should scan the restaurant for:Guests who need refillsGuests that are "rubbernecking" Dirty tablesUnhappy guestsEmpty tablesGuests who need to orderGuests finishing up0 Menus to throw away On a Boy Scout hike in very hot weather, you come across a man who looks very pale and weak and is breathing rapidly. His skin is extremely warm to the touch, he seems confused and irritable, and his speech is not clear. You notice his water bottle is empty. ANSWER, EXPLAIN-DETAIL Describe ALL the steps you would take in each situation from beginning to end. 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Open questions are favored because:a) they do not limit a client's answerb) they address specific topicsc) they allow a client to refuse to answerd) either A & C the antimicrobial action of artemisinin is not well understood but this chemical appears to _________. Quill Financial Services has recently started working with student loans. You will build the company's database. The initial set of financed student loans are stored in an Excel spreadsheet. You have already compiled the list of colleges and universities into an Access table. You will use your expertise to import the information from Excel, modify the table, create relationships, create queries, create forms, and create reports. 4. Steps to Perform: Step Instructions Points Possible Start Access. Open the downloaded Access file named exploring acap grader_al_Loans, accob S Import the exploring acap_grader_al_Clients.xlsx Excel Workbook into Clients. While importing the data, make sure to select the option First Headings, and select ClientID as the primary key field. After you have completed the import, open the Clients table in Design view. Change ClientID field size to 6 and remove the symbol from the ClientID format property the ZIP field size to 5. Change the Expected Graduation field to have O Decimal Places TEREST Delete the comments field. Add a new field named Last Contact as the last held Change the data type to Date/Time and change the format to Short Date ++ ++ Switch to Datasheet View, and apply Best Fit to all columns Sort the table on the Loan Amount field in descending order, then save and close the table. HHHHHHH Open the Relationships window. Add the Clients and Colleges tables to the window, and create a one-to-many relationship between the College ID fields in the Clients and Colleges tables. Enforce referential integrity between the two tables and select the cascade updates and cascade delete options. Save the changes and dose the Relationships window. Create a new query using Design view. From the Clients table, add the Last Name, FirstName, Email, Phone, and Expected Graduation fields, in that order. From the Colleges table, add the College Name field. Sort the query by Last Name and then FirstName, both in ascending order. Set the criteria in the Expected Graduation field to 2019. Run the query. Save the query as 2019 Graduates and close the query. Create a copy of the 2019 Graduates query. Name the copy Loan Payments and open the query in Design view. Remove the criteria from the Expected Graduation field. Create calculated field named Monthly Payment that determines the estimated monthly student loan payment. The loan will have a fixed rate of 5% Interest, paid monthly, for 10 years. Using the PMT function, replace the rate argument with 0.05/12, the num periods argument with 10*12, and the present value argument with the Loan Amount field. Use o for the future value and type arguments. Ensure the payment displays as a positive number. Format the field as Currency. Run the query. Add a total row to Datasheet view. Average the Monthly Payment field, and count the values in the Last Name column. Save and close the query. Create a new query using Design View. From the Colleges table, add the College Name field From the clients table, add the Clients and Loan Amount fields. Display the Total row, and group by College Name. Show the count of clients and the average Loan Amount. Focus Step Instructions Points Possible 11 Change the caption for the Cliented field to Num Loans, and the caption for Loan Amount to Avg Loan. Format the Loan Amount field as Standard. Run the query. Save the query as Loan Summary by College and close it. Create a Split Form using the Clients table as the source. Change the format of the ClientID field so the font is 18 and the font color is Dark Red (last row, first column in the Standard Colors section). Change the fill color of the ClientID field to be Black (first row, second column in the Standard Colors section). Reorder the fields in the bottom half of the split form so the FirstName displays before the Last Name field. Switch to Form view and click the row for Riya Gonzalez, Change her expected graduation date to 2021. Save the form as Client Information and dose it. Create a report using the Report Wizard. From the Loan Payments query, add the Last Name, FirstName, Email, Expected Graduation, College Name, and Monthly Payment fields. Group by Colleges. Ensure the report has a stepped layout and Landscape orientation. Save the report as Loans by College. Apply Best Fit to all columns. Change the font size of Expected Graduation field values to 16. Apply Bold style to the Last Name field values. Save and close the report. Close all database objects. Close the database and then exit Access. What characterizes region that lie near the Tropic of Cancer How do I solve the following inequality? Coupon payments in finance refer to? a. discounts paid to buyers. b. admissions into a financial market. c. interest payment from owning a bond. d. dividends paid by stocks or equities.