The correct answer is option C. Auto policy with $1,000 deductible, this implies that the vehicle owner will pay more premium for coverage
The question is as follows: Which automobile policy do you believe will have the highest premium (all other factors being equal)?
What is Premium?
In simple terms, a premium is a cost that is incurred above and above some fundamental or intrinsic worth. Relatedly, it is the cost associated with being shielded from a loss, risk, or injury (e.g., insurance or options contracts).
You will have $4000 in coverage if you choose a $1000 deductible. This demonstrates that even with a low deductible, your insurer offers greater coverage.
However, in order to offset the larger coverage, you will need to pay higher monthly rates.
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FV of an annuity due
If you invest $600 per year for the next 10 years, how much will be your investment be worth at
the end of 10 years with a rate of 10%? The first $600 investment will be made at the today.
if you invest $600 per year for the next 10 years at a rate of 10%, the investment will be worth approximately $9,562.45 at the end of the 10-year period.
How to calculate the future value of $600 per year for the next 10 yearsSince the payments are made at the beginning of each year (annuity due), we can use the formula for the future value of an annuity due:
FV = PMT x [(1 + r)n - 1] / r
where:
PMT = the annual payment (in this case, $600)
r = the interest rate per period (in this case, 10%)
n = the number of periods (in this case, 10 years)
Using these values, we can calculate the future value of the annuity:
FV = $600 x [(1 + 0.10)10 - 1] / 0.10
FV = $600 x [1.1^10 - 1] / 0.10
FV = $600 x [2.59374246 - 1] / 0.10
FV = $600 x 15.9374246
FV = $9,562.45 (rounded to the nearest cent)
Therefore, if you invest $600 per year for the next 10 years at a rate of 10%, the investment will be worth approximately $9,562.45 at the end of the 10-year period.
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7 habits of stephen coveys sharpening the saw
what is something you'd work on improving if you had the time?
what is the best way to balance your brain? body? heart? soul?
what are some ways you can keep your sw sharp while in school and then also in your profession?
Take some time each day to reflect on how you can be better in all aspects of your life, Make sure to set aside time to exercise.
What is life ?Life is a journey that is unique to each individual. It is filled with highs and lows, successes and failures, joys and sorrows. Life is an opportunity to learn, grow, and experience new things. It is an adventure that can be filled with purpose and meaning, or filled with aimless wandering. Life is a funny thing - it can be taken for granted, but it is also precious and should be cherished.
Eating a healthy and balanced diet is essential for keeping your saw sharp, make sure to get enough sleep each night,reading helps to keep your mind sharp by exposing you to new ideas, make sure to set aside time to relax and unwind and staying connected.
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Any materials published before the year usually are not subject to copyright.
Answer:
1923 is the correct answer
Explanation:
edge 2020
Any materials published before the year 1923 usually are not subject to copyright.
What is copyright?When a person sets a creation in a physical style of expression, trademark, or a sort of property right, preserves the original authorship of that work to avoid it from inappropriately imitating.
A work must possess a "sense of excitement" and a "fair degree" of creativity, according to the Supreme Court, in order to be considered creative. However, some things, like slogans, brief phrases, names, and titles, lack creativity.
They finished printing all of the CCE "Book" volumes from 1923 to 1964 at the beginning of May. This gives us the most up-to-date picture of the number of books that were protected by copyright in the United States during this time.
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You have a credit card bill from ABC Credit for a total of $3,754. Please group the transactions within the appropriate T-Accounts based on the chart of accounts in your resources section. Within that balance the following transactions are listed:
$420 Office Supplies
$334 Auto (company van payment)
$1500 123 Computers to Go
$250 Electric Company
$100 Water
$150 Good Steak House (company luncheon)
$250 ABC Office Supplies
$100 Fuel Stop
$650 Furniture
Credit card bill from ABC credit have listed a number of expenses made, these needs to be posted according to the relevant accounting heads.
What is Accounting?Accounting is the calculation of cash, in other terms it is the study of debit and credit. The accounting teaches the treatment of different transactions, the transactions are divided in different heads, asset, expense, income, liability and capital.
T Accounts should be made as follows.
Assets
DR $1500 Computers
DR $650 Furniture
DR $334 Van Payment
Expenses
DR $420 Office Supplies
DR $250 Electric Company
DR $100 Water
DR $250 Office Supplies
Petty Expenses
DR $150 Steak House
DR $100 Fuel Stop
The expenses are distributed among the heads that they are relevant to, petty expenses only contains the payment for expenses that are immaterial in nature and amount, Asset account have the payments made for assets.
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Your uncle is sole pro-
prietor of a camera shop. You know much more about digital cameras than he does. He is looking for a
partner. What questions would you ask him before you would consider going into business with him?
Answer:
Does he know managerial and literacy work such as account book keeping, purchase and sale record keeping etc.
Explanation:
Because I will do the sale and purchase of the camera and other technical work myself.
4. During a slow business period, an associate sees a new hire having trouble answering a customer's questions. The customer is ready to leave. What should the
associate do?
O A. Step in and say, "Here, let me help," then ring the sale
OB. Approach them and ask, "Can I help answer any questions?
OC. Alert the manager that the new hire needs help
D. Watch without interrupting and advise the new hire after the customer leaves
In this situation, the most appropriate course of action for the associate would be to choose option B: Approach them and ask, "Can I help answer any questions?"
In this situation, the most appropriate course of action for the associate would be to choose option B: Approach them and ask, "Can I help answer any questions?" By approaching the new hire and offering assistance, the associate demonstrates teamwork and a willingness to support colleagues. This approach allows the new hire to handle the customer interaction directly, gain experience, and build confidence. However, the associate's presence and offer to help signal that they are available to step in if needed. Interrupting the interaction completely, as in option A, may undermine the new hire's ability to learn and handle customer inquiries independently. It is essential to strike a balance between providing support and allowing the new hire to develop their skills. Option C, alerting the manager, should be reserved for situations where the new hire is struggling consistently or if the customer's concerns are not being addressed. It is generally more effective to offer immediate assistance before involving higher-level management. Option D, watching without interrupting and advising the new hire afterward, misses the opportunity to salvage the customer's experience in real-time. Addressing the customer's concerns promptly and preventing them from leaving is crucial for maintaining customer satisfaction and loyalty. In summary, approaching the new hire and offering assistance while the customer is still present (option B) strikes a balance between supporting the new hire and ensuring a positive customer experience.
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discuss the characteristics and importance of factors of production
Explanation:
The four factors of production are inputs used in various combinations for the production of goods and services to make an economic profit. The factors of production are land, labor, capital, and entrepreneurship.
In order for the economy to be strong, individuals must a. produce goods and pay workers b. provide labor and pay workers c. produce goods and buy goods d. provide labor and buy goods. PLEASE HURRY
d. Provide labor and buy goods
EconomyAn economy is a domain that includes the production, distribution, and trading of products and services, as well as the consumption of those goods and services by various agents. It is defined broadly as "a social domain emphasizing the activities, discourses, and material expressions linked with the creation, use, and management of finite resources."Individuals must d. provide labor and purchase things in order for the economy to be robust.For more information:
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Answer: D
Explanation: E2020
This is weird what is ya favorite anime character
Answer:
naruto
Explanation:
He is my favourite anime character.........
Given the answers for Citi and SVB on the chart answer the following: What hedging strategies would you suggest to the management of Citi and SVB to protect their net interest margins? In particular, discuss possible financial instruments that might be used to hedge current interest rate risks of the two companies and what position you might take (long or short) for each company given each companies risk exposure.
To be able to protect their net interest margins, both Citi as well as SVB could consider using hedging strategies to lower the interest rate risks. A possible financial instruments they can be able to use are:
Interest rate swapsInterest rate futuresInterest rate optionsWhat is the hedging strategies ?An interest rate swap allows parties to agree to pay fixed or floating interest rates, reducing risks for Citi and SVB. Interest rate futures are agreements to buy or sell financial instruments at a predetermined price in the future.
Citi and SVB use interest rate futures to hedge risks. Interest rate options give the holder the right to buy or sell at a predetermined price.
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See text below
Citigroup
Interest Income 74,408,000.00
interest Expense 202,000.00
Net Interest Income 74,206,000.00
1% 742,060.00
SVB
Interest Income 514,668.00
interest Expense 0.00
Net Interest Income 514,668.00
1% 5,146.68
What was one of the reasons that Toms changed its buy-one-donate-one policy?
A.
The policy was hurting some businesses in developing countries.
B.
There was no longer a need for shoes in the developing world.
C.
Toms raised so much from crowdsourcing that the policy was no longer needed.
D.
The managers at Toms were no longer interested in public relations.
The reasons that Toms changed its buy-one-donate-one policy because There was no longer a need for shoes in the developing world.
Developing international locations are, in general, international locations which have now no longer performed a big diploma of industrialization relative to their populations, and have, in maximum cases, a medium to low well-known of living. There is an affiliation among low profits and excessive populace growth.
A Developing country u.s.a .—additionally known as a much less evolved u.s.a . or rising market—has a decrease gross home product (GDP) than evolved international locations, with a much less mature and complex economy.
The significance of growing international locations as a supply of import demand has grown as well, reflecting will increase in forex availability and shopping power, a swiftly developing center class, and an extremely good urge for food for imported goods.
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The impact of induction on coep
Vanya inc. charter authorizes 1000 shares of stock at a stated value of $1 per share. Vanya sells 50 shares of stock at its initial offering for $10 [er share. The journal entry to record this transaction?
Credit for Paid-In Capital, in Surplus of Stated Worth for $450, $50 toward Common Stock, and $500 toward Cash.
Why do you use the term "Common Stock"?A form of business equity and a kind of security is common stock. Within the borders of the United States, the words vote share and common share are widely used. In the UK as well as other Commonwealth nations, they are referred to as share capital or ordinary shares. A investor holds 1% of the company if they hold shares of a company of the ordinary stock. This investor will receive $100 (1,000 units X $0.10) in dividends if the company declares a $0.10 per share dividend.
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Supervisor: “If you need anything in the interim, please contact my assistant.”
A) If I need anything before noon, I will be sure to contact your assistant.
B) If I need anything between occasions, I will contact your assistant.
C)If I need anything from the office, I will contact your assistant.
D) If I need anything during the meeting, I will be sure to contact your assistant.
E) If I need anything clarified, I will contact your assistant.
Supervisor: “If you need anything in the interim, please contact my assistant.” B) If I need anything between occasions, I will contact your assistant.
What is interim?Interim can be defined as the period of time between which an event first occur to when another event will occur or a short period of time.
Based on the given scenario if the supervisor asked if you need anything in the interim, please contact my assistant the best response should be If I need anything between occasions, I will contact your assistant.
Therefore the correct option is B.
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You estimate that by the time you retire in 35 years, you will have accumulated savings of $2 million. If the interest rate is 8% and you live 15 years after retirement, what annual level of expenditure will those savings support?
Answer:
We can use the present value of an annuity formula to determine the annual distribution. I'm assuming that your distributions will be made in a similar manner to an annuity due (the first payment happens when you retire).
annual distribution = principal balance / PV annuity factor
principal balance = $2,000,000PV factor annuity due, 8%, 15 periods = 9.24424annual distribution = $2,000,000 / 9.24424 = $216,350.94
if instead, the first distribution is received at the end of the first year of retirement, then the annual distribution will be:
annual distribution = principal balance / PV annuity factor
principal balance = $2,000,000PV factor ordinary annuity, 8%, 15 periods = 8.55948annual distribution = $2,000,000 / 8.55948 = $233,659.05
a business loan is substantively no different than other types of debt such as student loans or a home mortgage.
The following statement "a business loan is substantively no different than other types of debt such as student loans or a home mortgage" is true.
Although they have different meanings, the phrases "mortgage" and "home loan" are sometimes used synonymously. An acquisition loan known as a mortgage is one that is backed by the asset being purchased, the property. A mortgage product used particularly to buy a home is known as a home loan.
However, the bank or mortgage company does not actually own your home; rather, they just have a stake in the property and the mortgage note. The mortgage loan's security is thought to be your house. You are the property's legitimate owner as long as you repay your mortgage in line with the conditions.
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Assume (1) estimated total manufacturing overhead cost = $100,000, (2) estimated total amount of the allocation base = 20,000 direct labor hours, (3) the total direct labor hours actually worked during the period = 21,700, and (4) the total manufacturing overhead actually incurred during the period is $103,000. What is the total amount of underapplied or overapplied overhead for the period?
Answer:
Explanation:
To determine the total amount of underapplied or overapplied overhead, we need to compare the estimated overhead cost with the actual overhead cost that was incurred, based on the actual amount of the allocation base that was used during the period.
First, we need to calculate the predetermined overhead rate:
Predetermined overhead rate = Estimated total manufacturing overhead cost / Estimated total amount of the allocation base
Predetermined overhead rate = $100,000 / 20,000 direct labor hours
Predetermined overhead rate = $5 per direct labor hour
Next, we can calculate the amount of overhead that should have been applied based on the actual amount of direct labor hours worked:
Applied overhead = Actual direct labor hours worked x Predetermined overhead rate
Applied overhead = 21,700 direct labor hours x $5 per direct labor hour
Applied overhead = $108,500
Finally, we can calculate the amount of underapplied or overapplied overhead:
Underapplied/Overapplied overhead = Actual manufacturing overhead incurred - Applied overhead
Underapplied/Overapplied overhead = $103,000 - $108,500
Underapplied/Overapplied overhead = -$5,500
Since the result is negative, we have an overapplied overhead of $5,500 for the period. This means that the actual manufacturing overhead incurred was less than the overhead that was applied based on the predetermined rate.
answer plese plese plese plese
Answer:
pls yrr sachi pic pa please
Kris Kerpstra is an employee for General Dynamics. Kris would be considered a human resource.
Answer:
I NEED THIS ANSWERRR TOOO!!
Explanation:
Answer:
Trisha wishes that she and Bo could become better friends. This is an example of an (Non) economic want.
Explanation:
Its not a economic want
Which of the global PR strategies does the Coca-Cola website use
your discussion with examples from the website.
Coca- Cola uses a combination of global PR strategies on its website. The company has historically employed the standardization approach.
Presenting a harmonious brand communication and image across all requests. Coca- Cola also adapts its communication to specific original requests following the localisation strategy. On its website, Coca- Cola features elevations, events, and marketing campaigns that appeal to indigenous requests while still adhering to the company's core values. also, Coca- Cola recognises artistic differences, employing across-cultural strategy in its global communication.
By exercising these approaches, Coca- Cola can maintain a consistent brand identity while connecting with different consumers across various requests.
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A form of advertising that uses rational arguments to communicate why consumers need a specific product by highlighting the benefits associated with the use of that product
Benefits are significant because they respond to your client's inquiry, "Why should I care about what you have?" Instead of just listing what you have to offer, explain to your customer how your good or service will improve their life in a meaningful way.
What is the importance of knowing the product details before you purchase it?The most crucial sales tool is product knowledge. It is challenging to persuade a customer that a particular product will meet their needs by outlining its benefits or drawbacks. This includes having knowledge of the statistics, advantages, and rivals.
You want your goods or services to have characteristics that clients consider to be worthwhile advantages. You'll boost your sales and profits by emphasizing benefits in your marketing and sales efforts. Remember that customers purchase goods and services in order to satisfy a need or solve a problem.
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The capital balance on January 1, 2020, for Carraway and Boos was $90,000 and $120,000, respectively. During 2020, the Carraway and Boos Partnership had sales of $495,000, cost of goods sold of $290,000, and operating expenses of $85,000. Prepare an income statement for the Carraway and Boos Partnership for the year ended December 31, 2020. As a part of the income statement, include a Division of Net Income to each of the partners.
Answer:
Carraway and Boos Partnership
Income Statement for the year ended December 31, 2020:
Sales Revenue $495,000
Cost of goods sold 290,000
Gross profit $205,000
Operating expense 85,000
Net income $120,000
Appropriation of Net Income:
Carraway Boos
Share of net income $51,429 $68,571
($120,000 * 3/7) ($120,000 * 4/7)
Explanation:
a) Data and Calculations:
Carraway Boos
Capital balances $90,000 $120,000
Ratio of capital 3 4
The partnership uses the partners' capital balances to share the net income, in the absence of a contrary agreement or net income (loss) sharing ratio.
What can McDonald’s do to win customers over?
Tim and Rebecca just had a baby. They received money as baby gifts and want to put it away for the baby's education.
Which of the following is likely to have the highest growth over the next 18 years?
A. U.S. government savings bond
B. Corporate Bonds
C. Credit union checking account
D. Company stocks
Answer:
Credit Union Checking Account is correct answer.
Explanation:
A bank account where you can collect interest by leaving money in there for 18 years it will just be collecting all that interest.
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Marquis Company uses a weighted-average perpetual inventory system and has the following purchases and sales: August 2 10 units were purchased at $12 per unit. August 18 15 units were purchased at $14 per unit. August 29 12 units were sold. What is the amount of the cost of goods sold for this sale? (Round average cost per unit to 2 decimal places.)
Answer: $158.40
Explanation:
The Costs of Goods sold is the amount that it cost a company to acquire or produce the products that it is selling.
Marquis Company uses a weighted-average perpetual inventory system which means that the cost of goods purchased at different times should have their costs averaged so that only one cost is recognised.
Marquis purchased 10 units for $12 and 15 units for $14.
This means that they spent the following on purchases,
= (10*12) + (15*14)
= 120 + 210
= $330
The amount of units purchased was,
= 10 units + 15 units
= 25 units.
The average price will therefore be,
= 330/25
= $13.20 per unit.
12 units were sold at the Weighted Average Cost which is $13.2.
The Cost of Goods sold is therefore,
= 12 * 13.2
= $158.4
What is defined as the human response to overstimulation?
Answer:
In essence, stress is the human body's response to overstress.
Explanation:
During stress, the human body produces the hormone adrenaline, which makes you look for a way out. Stress in small amounts is necessary for everyone, because it makes us think, look for a way out of the problem, and in this case it has a positive value. But on the other hand, if stress becomes too much, the body becomes weaker, loses strength, the ability to solve problems and can cause serious illness.
Answer:
What is the definition of overstimulation?
English Language Learners Definition of overstimulate
: to cause (someone or something) to become too active or excited : to stimulate (someone or something) too much. See the full definition for overstimulate in the English Language Learners Dictionary. More from Merriam-Webster on overstimulate
Traditional marketing revolves around the 4 Ps:
Traditional marketing revolves around the 4 Ps, which are Product, Price, Place, and Promotion.
These elements form the foundation of a marketing strategy for businesses.
Product: Refers to the goods or services that a company offers to its customers. It involves defining the features, design, and quality of the product.
Price: Involves determining the cost of the product or service and finding the right pricing strategy that aligns with customer expectations and market conditions.
Place: Focuses on selecting the distribution channels and locations where the product will be available for customers to purchase. It includes decisions related to retail outlets, online platforms, or direct sales.
Promotion: Involves the activities undertaken to promote and create awareness about the product. It includes advertising, public relations, sales promotions, and other marketing communication strategies.
These 4 Ps provide a framework for businesses to analyze and optimize their marketing efforts to meet customer needs, increase sales, and achieve overall business objectives.
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is Labor is a type of human resource.
Chapter 10 Review Problems
The cost of an asset is $1,200,000, and its residual value is $100,000. Estimated useful life of the asset
is eight years. Calculate depreciation for the second year using the double-declining-balance
method of depreciation. (Do not round any intermediate calculations, and round your final answer
to the nearest dollar.)
Answer:
$225,000
Explanation:
First, we need to calculate the annual depreciation rate:
Annual depreciation rate = 2 / Useful life
Annual depreciation rate = 2 / 8
Annual depreciation rate = 0.25 or 25%
Next, we calculate the first year's depreciation using the double-declining-balance method:
First-year depreciation = (Cost of asset - Accumulated depreciation) x Annual depreciation rate
First-year depreciation = ($1,200,000 - $0) x 25%
First-year depreciation = $300,000
Now, we can calculate the second year's depreciation:
Second-year depreciation = (Cost of asset - Accumulated depreciation) x Annual depreciation rate
Second-year depreciation = ($1,200,000 - $300,000) x 25%
Second-year depreciation = $225,000
Therefore, the depreciation for the second year using the double-declining-balance method is $225,000.
1. Beginning in the decade of the 1950s, NASA first initiated a program to develop
and launch a series of passive satellites.
Beginning in the decade of the 1950s, NASA first initiated a program to develop and launch a series of passive satellites. (True)
What was NASA's Motive in early 1950s?Beginning in the decade of the 1950s, NASA first initiated a program to develop the start of operations for the National Aeronautics and Space Administration. At the time, it had a staff of only 8,000 people and an operating budget of $100 million. The National Advisory Committee for Aeronautics left NASA with three major research laboratories at the time: the Langley Aeronautical Laboratory, established in 1918; the Ames Aeronautical Laboratory, activated near San Francisco in 1940; and the Lewis Flight Propulsion Laboratory, built in Cleveland, Ohio, in 1941. Additionally, NASA had two small test facilities, one for high-speed flight research at M. Other government research agencies were soon added.
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Complete question:
State where given statements is True or False
1. Beginning in the decade of the 1950s, NASA first initiated a program to develop and launch a series of passive satellites.