When should a company issue equity rather than debt to fund its operations?

Answers

Answer 1

The decision to issue equity or debt depends on a variety of factors, including the company's financial situation, growth prospects, and the availability and cost of capital.

The company has limited or no collateral: If a company has limited or no collateral to offer as security for a loan, it may be difficult for the company to secure debt financing. In such cases, issuing equity may be a more viable option. The company is experiencing financial distress: If a company is already facing financial difficulties and has a high debt load, issuing more debt can exacerbate the situation and increase the risk of default. In such cases, issuing equity may be a better option to reduce leverage and improve the company's financial position. The company has growth opportunities: If a company has significant growth opportunities and expects to generate high returns in the future, it may be more beneficial to issue equity rather than debt. Equity investors participate in the upside potential of the company's growth, which can lead to higher returns for investors and less financial strain on the company. The company wants to maintain financial flexibility: Issuing equity can provide a company with more financial flexibility as equity investors do not have a fixed payment schedule and are not entitled to interest payments. This can be particularly useful for companies that operate in volatile industries or have unpredictable cash flows.

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Related Questions

Pleat Limited

Statement of Profit and Loss for the year ended 31 December

2021

2021

2020

2020









Sales

2,435,600

2,225,400

Less: Cost of Sales

Opening Inventory

110,356

105,466

Purchases

1,753,632

1,535,526

Closing Inventory

-114,500

-110,356

1,749,488

1,530,636

Gross Profit


686,112


694,764






Less: Expenses

438,408

422,826

Net Profit for the year


247,704


271,938

Plant Limited

Statement of Financial Position as at the 31st December

2021

2021

2020

2020









Non Current Assets

Land & Buildings

1,520,000

1,182,123

Plant & Machinery

302,500

385,000

1,822,500


1,567,123


Current Assets

Bank

12,350

10,222

Trade Receivables

133,958

133,524

Inventory

114,500

110,356

260,808


254,102




Total Assets


2,083,308


1,821,225

Equity & Liabilities

Equity & Reserves

Ordinary Share Capital

1,000,000

1,000,000

Retained Earnings

889,134

641,430

1,889,134


1,641,430




Current Liabilities

Trade Payables

184,131

171,979

PAYE Liability

6,543

4,566

Accruals

3,500

3,250

194,174


179,795




Total Equity & Liabilities

2,083,308


1,821,225

a) Calculate the gross profit margin for 2021.

b) Calculate the gross profit margin for 2020.

c) Calculate the net profit margin for 2020.

d) Calculate the net profit margin for 2021.

e) Calculate the current ratio for 2021.

f) Calculate the current ratio for 2020.

g) Calculate the receivable days for 2021.

h) Calculate the receivable days for 2020

i) Calculate the payable days for 2021.

j) Calculate the payable days for 2020.

k, Which year is performing better?

a.2020

b.2021

Answers

a) The gross profit margin for 2021 was approximately 28.19%.

b) The gross profit margin for 2020 was approximately 31.22%.

c) The net profit margin for 2020 was approximately 12.23%.

d) The net profit margin for 2021 was approximately 10.17%.

e) The current ratio for 2021 was approximately 1.34.

f) The current ratio for 2020 was approximately 1.41.

g) The receivable days for 2021 cannot be calculated.

h) The receivable days for 2020 cannot be calculated.

i) The payable days for 2021 cannot be calculated.

j) The payable days for 2020 cannot be calculated.

k) The year 2020 had a higher gross profit margin and current ratio, but 2021 had a higher net profit margin, indicating improved overall profitability.

a) The gross profit margin for 2021 is calculated by dividing the gross profit (€686,112) by the sales (€2,435,600) and multiplying by 100. This results in a gross profit margin of approximately 28.19%. It indicates that 28.19% of the sales revenue remained as gross profit after deducting the cost of sales.

b) Similarly, the gross profit margin for 2020 is calculated by dividing the gross profit (€694,764) by the sales (€2,225,400) and multiplying by 100. This results in a gross profit margin of approximately 31.22%. It indicates that 31.22% of the sales revenue remained as gross profit after deducting the cost of sales. Comparing the two years, the gross profit margin decreased in 2021, indicating a decrease in profitability.

c) The net profit margin for 2020 is calculated by dividing the net profit (€271,938) by the sales (€2,225,400) and multiplying by 100. This results in a net profit margin of approximately 12.23%. It indicates that 12.23% of the sales revenue remained as net profit after deducting all expenses.

d) The net profit margin for 2021 is calculated by dividing the net profit (€247,704) by the sales (€2,435,600) and multiplying by 100. This results in a net profit margin of approximately 10.17%. It indicates that 10.17% of the sales revenue remained as net profit after deducting all expenses. Comparing the two years, the net profit margin decreased in 2021, indicating a lower profitability compared to 2020.

e) The current ratio for 2021 is calculated by dividing the current assets (€260,808) by the current liabilities (€194,174). This results in a current ratio of approximately 1.34. It indicates that for every €1 of current liabilities, the company has €1.34 of current assets, indicating good short-term liquidity.

f) Similarly, the current ratio for 2020 is calculated by dividing the current assets (€254,102) by the current liabilities (€179,795). This results in a current ratio of approximately 1.41. It indicates that for every €1 of current liabilities, the company had €1.41 of current assets, indicating better short-term liquidity compared to 2021.

g) The receivable days for 2021 are not provided in the statement, so it cannot be calculated. Receivable days represent the average number of days it takes for the company to collect payments from its customers.

h) The receivable days for 2020 cannot be calculated because the necessary information, such as average accounts receivable and daily credit sales, is not provided. Receivable days help determine the efficiency of the company's credit collection process.

i) The payable days for 2021 are not provided in the statement, so it cannot be calculated. Payable days represent the average number of days it takes for the company to pay its suppliers.

j) The payable days for 2020 cannot be calculated because the necessary information, such as average accounts payable and daily credit purchases, is not provided. Payable days help assess the company's payment behavior and its relationship with suppliers.

k) Comparing the two years, 2020 had a higher gross profit margin and current ratio, indicating better profitability and short-term liquidity. However, 2021 had a higher net profit margin, suggesting improved overall profitability despite a decrease compared to 2020. Therefore, in terms of net profitability, 2021 performed better than 2020.


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which statement is true regarding sustainable economic growth? a.) it is not affected by developments in technology. b.) it emphasizes the importance of current consumption over future consumption. c.) it does not factor in the cost of production based waste. d.) it considers the impact over time due to natural resource depletion.

Answers

It does not factor in the cost of production based waste is the true statement regarding sustainable economic growth. Hence Option(c) is the correct answer.

What does sustainable economic growth depend on?

Economic sustainability describes actions that promote long-term economic growth without having a negative effect on the community's social, environmental, and cultural facets. Land, natural resources, labor, and capital—factors of production that are made possible by labor and resources—are provided by the ecosystem.

Maintaining these resources in a way that prevents their depletion and ensures their availability for future generations is sustainable economic growth. Sustainable development, which can help people around the world live better lives, requires sustained and inclusive economic growth. Only consumption levels that are within the parameters of the environment can be supported by sustainable development.

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Co-operatives play an important role in:
a. aerospace.
b. agriculture.
c. manufacturing.
d. all of the above.

Answers

The answer is option D (All the above)

A cooperative is a “member-owner” business. Co-operatives are democratically controlled by member-owners, and unlike traditional companies, each member is given a say in how the company is run.

Agriculture cooperatives are formed by farmers to transport, pack, price, distribute, sell and promote agricultural products (both crops and livestock).

Marketing co-operatives, workers benefit from economies of scale, gain access to inputs, share equipment and space, establish links to markets, and benefit from public and private sector Increase your bargaining power with stakeholders and enable you to move forward as a cooperative member on a decent job journey.

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Unlike the distinctive competencies of a company, the core capabilities of a company:
O a. are tangible and more visible.
O b. cannot be sustained for long without superior distinctive competencies.
O c. include things that the company can make, do..or perform better than its competitors.
O d. determine how efficiently inputs can be turned into outputs.

Unlike the distinctive competencies of a company, the core capabilities of a company:O a. are tangible

Answers

Option c. is correct: The core capabilities of a company include things that the company can make, do, or perform better than its competitors.

Distinctive competencies are unique strengths or advantages that a company possesses, which allow it to outperform its competitors in a particular area. Core capabilities are the key abilities, skills or processes that enable a company to deliver its products or services effectively and efficiently. While both are important for a company to succeed, core capabilities are often more fundamental to the company's operations and can provide a sustainable competitive advantage if leveraged correctly.

Time Warner has bonds that are selling for $710 . The coupon interest rate on the bonds is 8.90 percent and they mature in 17 years. What is the yield to maturity on the​ bonds? What is the current​ yield?
The yield to maturity on the bond is ​%. ​(Round to two decimal​ places.)

Answers

The current yield on the bond is 12.54%. The price of the bond = $710 Coupon interest rate = 8.90% Maturity = 17 years. To calculate the yield to maturity on the​ bond, we will use the formula given below: P=PMT * [(1-1/(1+r)^n)/r]+ FV/(1+r)^n where P = Price of the bond, PMT = Coupon payment, r = rate of return, n = number of periods and FV = face value of the bond.

Substituting the values given, we get:$710 = $44.59 * [(1-1/(1+r)^17)/r] + $1000/(1+r)^17 now we need to find the rate of return r. We can do that by trial and error or by using a financial calculator. Using a financial calculator we get: Yield to maturity = 6.60%The yield to maturity on the bond is 6.60%.

The current yield is the annual interest payment divided by the current market price. The annual interest payment can be calculated as: Annual interest payment = coupon interest rate * face value= 8.90% * $1000= $89The current market price is $710.

Therefore, the current yield is given by: Current yield = Annual interest payment / Current market price= $89 / $710= 0.1254 or 12.54%. The current yield on the bond is 12.54%.

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Review each of the investment opportunities provided by Earll Investments and Pima Financial Trading. In a three paragraph
essay (a minimum of 4-5 sentences), write an analysis of these opportunities that answers the following questions.
Based on the evidence available to you, which investment opportunity is more likely to be fraudulent? What are the true
risks of investment with this company, and does the company accurately describe these risks? What are the potential
returns on an investment, and does the company accurately describe these returns?

Answers

All investment types do possess some level of risks hazard. Based on the evidence available to me, the investment opportunity that more likely to be fraudulent is the first investment that is made.

The true risks of investment with this company are hazard linked to land, stocks,  wares, or court cases.

What are the potential returns on an investment?

In regards to the investment made, Projected return, or what we call the potential return, is one that can create a lot of profit or loss.

Note that it is seen as a form of calculated metric that aids investors to be able to the amount of potential profit an investment may get and in the above case it may yield more profit or loss.

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Answer:

"After reviewing the investment opportunities provided by Earll Investments and Pima Financial Trading, it is evident that the investment opportunity offered by Pima Financial Trading is more likely to be fraudulent. The investment opportunity offered by Pima Financial Trading promises extremely high returns, which is usually a red flag for fraudulent activities. On the other hand, Earll Investments offers a more conservative investment opportunity, which promises a reasonable return on investment.

The true risks of investing with Pima Financial Trading are not accurately described by the company. The company claims that their investment opportunities are low-risk, but this is unlikely given the high returns promised. The higher the potential return on investment, the higher the risk involved. Pima Financial Trading also fails to provide detailed information about the investment strategies they use, making it difficult for investors to assess the risks involved.

In contrast, Earll Investments accurately describes the risks involved in their investment opportunity. The company acknowledges that there is a risk of loss, but emphasizes that this risk can be minimized by diversifying investments. The potential returns on an investment with Earll Investments are also accurately described, with the company offering a reasonable return on investment. Investors should exercise caution when considering investment opportunities offered by Pima Financial Trading, and carefully assess the risks involved."

Karan agrees to sell the product of his field to Raman on 1st February 2023. On 1st January 2023, the state government makes a Law to purchase all the crops from the producers. Here in spite of the desire to sell the produce to Raman, Karan is rendered helpless, and performance is made impossible by law. Â On basis of which principle, the contract is termed void?

Answers

The contract between Karan and Raman is termed void based on the principle of "Supervening Impossibility."

This principle states that a contract becomes void when its performance is made impossible by a change in circumstances that is beyond the control of the parties involved. In this case, the change in circumstances is the Law made by the state government to purchase all the crops from the producers.

As a result, Karan is rendered helpless and unable to sell the product of his field to Raman as previously agreed upon. Therefore, the contract is termed void due to Supervening Impossibility.

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The AutoSum icon is located in
which of the following groups on the
Home tab? *

Answers

Answer:

The AutoSum option can be found in two areas: It is contained in the Editing group of the ribbon, as shown in the first example above. It can also be found under the Formulas tab.

A government spends money in order to:
A. influence which products will be available to U.S. consumers.
B. make sure government programs can function properly.
C. prevent foreign businesses from competing with U.S. companies.
D. decide what each employee at a U.S. company will be paid.
BMIT

Answers

Answer:

Options A and C is not related at all. I belive It's B.

Stock Y has a beta of 1.45 and an expected return of 16.3 percent. Stock Z has a beta of .90 and an expected return of 12.6 percent. What would the risk-free rate have to be for the two stocks to be correctly priced relative to each other?

Answers

Answer:

risk free rate= 6.55%

Explanation:

expected return= risk-free rate +Beta*(Market rate- risk-free rate )

Stock Y

16.3=Rf+1.45(Rm-Rf)

16.3=1.45Rm-0.45Rf

Rm=(16.3+0.45Rf)/1.45

Stock Z

12.6=Rf+0.9*(Rm-Rf)

12.6=0.9Rm+0.1Rf

12.6=0.9(16.3+0.45Rf)/1.45+0.1Rf

risk free rate=(12.6-10.11724138)/(0.279310344+0.1)

risk free rate= 6.55%

Victor is the recipient of $1 million from a lawsuit. Victor decides to use the money to purchase a small business in Florida. His business operates in a perfectly competitive industry. If Victor would have invested the $1 million in a risk-free bond fund, he could have earned $100,000 each year. After he bought the small business, Victor quit his job as a market analyst with Research, Inc., where he used to earn $75,000 per year. At the end of the first year of operating his new business, Victor’s accountant reported an accounting profit of $150,000. What was Victor’s economic profit?

Answers

Answer:

the economic profit of Victor is -$25,000

Explanation:

The computation of the economic profit is shown below:

Economic profit is

= Accounting profit - implicit costs

= $150,000 - ($100,000 + $75,000)

= -$25,000

Hence, the economic profit of Victor is -$25,000

We simply applied the above formula so that the correct value could come

And, the same is to be considered

Select all that apply.
Careers in the Law, Public Safety, Corrections & Security Career Cluster include:
jailer
judge
gardener
teacher

Answers

Answer:

The answer would be judge and jailor.

Explanation:

A garden does things with flowers, a teacher teaches students, a jailer is someone who stays in jail to watch, and a judge tells people their trials, tell if they should go to jail. etc.

Answer:

gardener and teacher

Explanation:

because of it the best choice dof it from my perspective

How do bonds earn income

Answers

Answer:

The owner of the bond receives interest payments, known as the coupon, throughout the life of a bond, at the interest rate that was determined when it was issued.

Explanation:

They are debt obligations, meaning that the investor loans a sum of money (the principal) to a company or a government for a set period of time, and in return receives a series of interest payments (the yield).

_____________ are indicators or symptoms of actual risk events, such as a cost overrun on early activities being a symptom of poor cost estimates.
a. Probabilities
b. Impacts
c. Watch list items
d. Triggers

Answers

Triggers are indicators or symptoms of actual risk events, such as a cost overrun on early activities being a symptom of poor cost estimates.The answer is d.

Triggers help in identifying and monitoring risks, allowing proactive measures to be taken to mitigate or respond to the risk. In the given example, a cost overrun on early activities serves as a trigger, indicating a potential issue with poor cost estimates.

By identifying triggers, organizations can take corrective actions to address the underlying causes and prevent or minimize the negative impact of risk events.

Options a, b, and c do not directly represent indicators or symptoms of actual risk events.The answer is D.

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Name and explain the agents or people who are involve in stock exchange

Answers

When members of the public are interested in purchasing or selling shares, stock brokers or representatives serve as their agents.

Who are Stock Brokers?

Stockbrokers or representatives are stock and share dealers who act as the public's agents when they are interested in buying or selling securities.

Buyers And Sellers: These parties independently purchase or sell stocks through brokers who serve as their representatives.

Typically, the selling price is high.

Chartered financial consultants, certified financial planners, or chartered financial analysts (in the United States and UK), chartered strategic wealth professionals (in Canada), and chartered financial planners are a few examples of professional designations held by people in this field that have an impact on the kinds of investments they are allowed to sell and the services they can offer (in the UK).

Therefore, when members of the public are interested in purchasing or selling shares, stock brokers or representatives serve as their agents.

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which of the costs below would be included in the recorded cost of merchandise inventory? (check all that apply.) multiple select question. insurance costs selling costs wages costs invoice cost storage costs

Answers

The costs that would be included in the recorded cost of merchandise inventory are invoice cost, storage costs, and wages costs. Insurance costs and selling costs would not be included in the recorded cost of merchandise inventory.

Invoice cost is the total amount shown on the invoice received from a supplier for merchandise purchased. This amount would be included in the recorded cost of merchandise inventory.

Storage costs refer to the costs associated with storing the merchandise. This could include rent for the storage space, labor associated with storing the inventory, or other costs associated with storing the inventory. These costs would be included in the recorded cost of merchandise inventory.

Wages costs refer to the wages of employees used to help transport, unload, and store the merchandise. These costs would be included in the recorded cost of merchandise inventory.

Insurance costs and selling costs would not be included in the recorded cost of merchandise inventory. Insurance costs refer to the costs associated with protecting the merchandise against losses, while selling costs refer to the costs associated with the sale of the merchandise, such as advertising and shipping.

In summary, the costs that will be included in the recorded cost of merchandise inventory are invoice cost, storage costs and wages costs.

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Kristina works at a coffee shop. She can produce 200 coffee drinks in four hours. What is her productivity for one hour?

Answers

Answer: She can produce 50 drinks in 1 hour, 200/4 = 50

Answer:

50

Explanation:

divide 200 by 4

hope this helps dont 4get to like and star

-mercury

you read in the wall street journal that 30-day t-bills are currently yielding 8 percent. your brother-in-law, a broker at kyoto securities, has given you the following estimates of current interest rate premiums: inflation premium 5% liquidity premium 1% maturity risk premium 2% default risk premium 2% based on these data, the real risk-free rate of return is

Answers

The real risk-free rate of return can be calculated by subtracting the sum of the inflation premium, liquidity premium, maturity risk premium, and default risk premium from the yield of the 30-day T-bills.

Real risk-free rate = 8% - (5% + 1% + 2% + 2%)

Real risk-free rate = 8% - 10%

Real risk-free rate = -2%

The calculated value of the real risk-free rate is -2%. This suggests that the expected return on the 30-day T-bills is lower than the combined effect of inflation and the risk premiums.

However, it's important to note that a negative real risk-free rate is highly uncommon and could be a result of inaccurate or hypothetical data used in the example.

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Under allocated manufacturing overhead results when:
a. actual overhead is greater than allocated overhead,
b. actual overhead is greater than expected,
c. estimated overhead is greater than actual overhead,
d. production is greater than last year.

Answers

The answer is OPTION A Under allocated manufacturing overhead results when actual overhead is greater than allocated overhead. When a company doesn't budget enough for its overhead expenditures, underapplied overhead results.

This suggests that the company's actual operational expenditures exceeded the anticipated amount. Underapplied overhead is the total amount of factory operating manufacturing expenses that aren't divided among production units. When the standard allocation amount per unit of production does not match the actual amount of overhead expenses spent during a reporting period, this problem occurs.

When real manufacturing overhead expenses exceed allocated manufacturing overhead costs, under allocated overhead arises. When allocated manufacturing expenditures costs are less than actual manufacturing overhead costs, overallocated overhead develops.

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Which sequence of HACCP principles is in the correct order?


A.


Establish critical limits for each CCP, conduct a hazard analysis, and establish corrective actions.


B.


Conduct a hazard analysis, identify CCPs, and establish critical limits for each CCP.


C.


Establish record-keeping procedures, establish corrective actions, and establish CCP monitoring requirements.


D.


Establish CCP monitoring requirements, conduct a hazard analysis, and identify CCPs.


E.


Conduct a hazard analysis, identify CCPs, and establish CCP monitoring requirements.

Answers

Answer:

B

Explanation:

Hazard analysis of critical control point (HACCP) is a process of identifying and assessing risks alongside the biological , physical and chemical hazards associated with food production .

The sequence of the first three of the seven principles are

1. Conduct hazard analysis to determine potential risks related to food protection

2. Identify the critical control point (CCP) which addresses controlling identified hazards that are mostly likely to cause injury to health

3. Establishing critical limits for each CCP , which is the highest or lowest level a biological ,physical or chemical parameter must be controlled to prevent or minimize hazards.

Answer:

B. Conduct a hazard analysis, identify CCPs, and establish critical limits for each CCP

Explanation:

ECONOMICS-NEED THIS DONE BY TODAY-100PTS
Fully explain at least three factors that can influence the Business Cycle.

Answers

Answer:

Explanation:   Variables affecting the business cycle include marketing, finances, competition and time.

Finances. Sales growth is usually slow during the introductory stage of the business cycle because the consumer market needs time to learn about and consider buying the product. ...

Marketing. ...

Competition. ...

Time.

I need help with all those questions

I need help with all those questions

Answers

I can’t read that try typing them all out:)

Budgets are created using expenses vs.
incoming revenue. What is another word for
revenue?
A. profit
B. sales
C. cost

Answers

Answer:

B. Sales

Are sales and revenue the same?

The key difference between revenue and sales is that revenue refers to the total income a business entity generates from selling goods or providing services, as well as other income earned in the normal course of business. Sales, on the other hand, refers to the proceeds received by the company from selling goods or providing services. Although revenue and sales are sometimes conflated, there is a difference between the two. Revenue is the collective sum of money a business makes. Sales are the total compensation that a business receives from providing goods or services. Sales are a subset of revenue. In rare circumstances, revenue may be less than sales. Sales are when a customer pays a price for a company's products or services. Large businesses usually have additional revenue streams in addition to sales, including investments, services, interest, royalties, fees, and donations, to name a few. Although they may be easily distinguished in accounting terms, revenue and sales are often used interchangeably.

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The actual ownership of a mutual fund is in the hands of the?

Answers

The actual ownership of a mutual fund is in the hands of the management company/shareholders.

The actual ownership of a mutual fund in the hands of owner, company management or shareholders. A mutual fund is a financial vehicle and its basic purpose is to pool assets from shareholders to invest in securities, bonds etc. Money managers operate these mutual funds. Mutual funds are basically maintained to match the investment objectives that are in its prospectus. These funds give investors access to manage portfolios,bonds etc.

Investors buy these shares in mutual funds and each share represents the investor’s part ownership in the fund. Shareholders, management/company could be the owner of mutual funds if they own shares in mutual funds and have a share in its profit. Mutual funds are basically equity investments , when anyone buys shares of this fund he/she becomes a part owner of that fund.

Therefore management company/shareholders are actual owners of a mutual fund because they own the shares in mutual funds.

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First National Bank charges 11.7 percent compounded monthly on its business loans. First United Bank charges 11.9 percent compounded semiannually.

Answers

Answer:

a. EAR for First National Bank  = 12.35%

b. EAR for First United Bank = 12.25%

Explanation:

Note: This question is not complete. The complete question is therefore provided before answering the question as follows:

First National Bank charges 11.7 percent compounded monthly on its business loans. First United Bank charges 11.9 percent compounded semiannually.

Calculate the EAR for First National Bank and First United Bank. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Explanation of the answers is now given as follows:

The effective annual rate (EAR) can be calculated using the following formula:

EAR = ((1 + (i / n))^n) - 1 .............................(1)

Where;

i = Annual interest rate of the bank

n = Number of compounding periods in a year

Therefore, we have:

a. Calculation of the EAR for First National Bank

i = Annual interest rate of First National Bank  = 11.7%, or 0.117

n = Number of compounding periods in a year = 12

Substituting the values into equation (1), we have:

EAR for First National Bank = ((1 + (0.117 / 12))^12) - 1

EAR for First National Bank = 1.12348257790079 - 1

EAR for First National Bank  = 0.12348257790079, or 12.348257790079%

Rounding to 2 decimal places as required, we have:

EAR for First National Bank  = 12.35%

b. Calculation of the EAR for First United Bank

i = Annual interest rate of First United Bank = 11.9%, or 0.119

n = Number of compounding periods in a year = 2

Substituting the values into equation (1), we have:

EAR for First United Bank = ((1 + (0.119 / 2))^2) - 1

EAR for First United Bank = 1.12254025 - 1

EAR for First United Bank = 0.12254025, or 12.254025%

Rounding to 2 decimal places as required, we have:

EAR for First United Bank = 12.25%

What can a boosted post help an advertiser achieve?

Answers

A boosted post helps an adviser to connect with the audience and gain trust.

Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.

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Samira Ahmed Verdict Further Damages BBC's Reputation On Equal Pay
Samira Ahmed’s employment tribunal victory is the latest blow to the BBC in a gender pay gap row that has engulfed the corporation since it was forced to reveal the salary details of its top earners in 2017. Published at the behest of the government under the BBC’s new royal charter, the list showed that only a third of its 96 top earners were women and the top seven were all men.

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Samira Ahmed’s employment tribunal victory is the latest blow to the BBC in a gender pay gap row that has engulfed the corporation since it was forced to reveal the salary details of its top earners in 2017:-

The employment tribunal victory of Samira Ahmed further damages the reputation of the BBC in relation to the issue of equal pay. The gender pay gap row has been a significant challenge for the corporation since it was obligated to disclose the salary information of its highest earners in 2017, as per the government's requirement under the BBC's new royal charter.The revelation of the salary details unveiled a stark disparity between male and female earners at the BBC. The disclosed information highlighted that only one-third of the top 96 earners were women, while the top seven positions were all occupied by men.Samira Ahmed's successful tribunal victory adds to the existing controversy, as it further emphasizes the gender pay gap issue at the BBC. Her case highlighted the disparity in pay between her and a male colleague for comparable work.The ongoing gender pay gap row has had a significant impact on the BBC's public image and reputation. It has drawn criticism from various quarters, including employees, industry experts, and the general public.To mitigate the damage to its reputation, the BBC needs to take proactive measures to address the gender pay gap and demonstrate a genuine commitment to pay equality.

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on january 1, a company issued 6%, 20-year bonds with a face amount of $80 million for $64,165,848 to yield 8%. interest is paid semiannually. what was the interest expense at the effective interest rate on the december 31 annual income statement?

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At the income statement effective interest rate ended December 31, interest expense was $2,573,299. 

Interest expense = $2,573,299

Interest is the effective interest rate multiplied by the outstanding balance (book value):

Journal entry as of 30 June:

DB. Interest expense 2,566,634 (4% x $64,165,848)

Cr. Debt discount 166,634 (difference)

cr. Interest expense 2,573,299 (4% x [$64,165,848 + $166,634])

Cr. Discount on outstanding bonds 173,299 (difference)

cr. Cash 2,400,000 (3% x $80,000,000)

Income statement or profit and loss statement is one of the company's financial statements, showing the company's income and expenses during a specific period of time. Shows how revenue is converted to net income or net profit

The details of a bond include the termination date when the principal of the loan is paid to the bondholder and typically include variable or fixed rate payment terms by the borrower.

 

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What is the difference between mass marketing and marketing segmentation?

A.
Market segmentation divides a target market into several subsets to market and advertise products, wherein mass marketing advertisers create one ad that will simultaneously please all members of their target market.

B.
Mass marketing divides a target market into several subsets to market and advertise products, wherein marketing segmentation advertisers create one ad that will simultaneously please all members of their target market.

C.
Market segmentation divides a target market into at least 10 subsets to market and advertise products, wherein mass marketing advertisers create a few ads that will simultaneously please all members of their target market.

D.
Market segmentation divides a target market into several subsets to market and advertise products, wherein mass marketing advertisers create one ad that will only please some of the members of their target market.

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Market segmentation divides a target market into several subsets to market and advertise products, wherein mass marketing advertisers create one ad that will simultaneously please all members of their target market.

What is mass marketing and market segmentation?

Mass marketing is when a firm does not segment their customer base in groups based on shared characteristics but instead markets their goods to all their target audience.

An advantage of mass marketing is that is a cheaper method of advertisement.

Segmentation is the division of people into certain groups based on shared characteristics. Customers can be segmented based on age, benefit received and geography.

An advantage of segmentation is the the company are better able to reach their customers through targeted ads.

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Joji is a 37-year-old married business owner. He runs a dry cleaning service with three locations in Toledo, Ohio. His personal obligations are the home that he owns with his wife, who works for a large financial consulting firm; the healthcare of his family; and his commitment toward saving for his three children's college educations. Joji knows that two of his locations require a large infusion of cash to pay for new and expensive dry cleaning equipment. Although his wife's job provides the family with health insurance, it also places the family in a higher income tax bracket. Joji would certainly like to minimize his taxes. Which of the following forms of business ownership would you suggest for him?A. Joji should consider a limited liability company because he will only be liable for what he has invested in the business. His personal assets will be protected, and he can be taxed like a sole proprietorship.
B. Joji should consider a sole proprietorship due to the fact that it pays its own taxes and it has limited liability.
C. Joji should consider a corporation because he can avoid the negative aspect of limited liability. Corporations are always taxed at a lower rate than individuals.
D. Joji should consider a sole proprietorship due to the fact that it has unlimited liability and it will protect the family's personal assets.

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Answer:

a

Explanation:

For the situation given above where Joji wants to save his taxes, it would be advisable for him to consider incorporation of a limited liability company because he will only be liable for what he has invested in the business. His personal assets will be protected, and he can be taxed like a sole proprietorship. Therefore, the option A holds true.

What is the significance of a limited liability company?

A limited liability company can be referred to or considered as a company where the members who hold ownership share in the company have an advantage of protecting their personal liabilities in case of insolvency of the firm.

The members of the limited liability company are joint owners, and also hold the liability for the profits and losses of the firm in the regular functioning. Taxation for members is done in the capacity of a sole proprietor, if there is a single member in the company.

Therefore, the option A holds true and states regarding the significance of a limited liability company.

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