What is the value of $1000 investment that loses 5% each year for eight years

Answers

Answer 1

Answer:

$663.420

Explanation:

The value for the investment is the future of $1000, earning a compound interest of -5% for eight years.

The formula for compound interest is as below.

FV = PV × (1+r)^n

Fv = $1000 x ( 1 + (-5/100)^8

Fv= $1000 x (1 +(-0.05)^8

FV= $1000 x (0.95)^8

Fv=$1000x 0.6634204

Fv=$663.420

The value will be $663.42

Answer 2

Answer:

663.42

Explanation:

Trust me and him ^


Related Questions

In the Solow model, in the absence of any shock, the capital stock remains at some level forever. This rest point is called the Group of answer choices Steady state Saving rate Short-run equilibrium Rate of capital accumulation

Answers

Answer:

Steady state

Explanation:

This rest point is called the steady state. At this state investment is equal to depreciation. In solow growth model, an economy in steady state is of a stable size or fluctuates just a little.

Output, population, capital stock, saving, investment, and technical progress, all grow at a constant rate or are constant. An economy gets to a steady state after a period of growth or after a downsizing period.

Windborn Company has 15,000 shares of cumulative preferred 1% stock, $100 par and 50,000 shares of $30 par common stock.

The following amounts were distributed as dividends:
20Y1 $30,000
20Y2 12,000
20Y3 45,000

Common Stock
(dividends per share)

I cannot figure out Y1 or Y3

Answers

The dividends per share for the common stock in year 1 (Y1) is $0.60 per share, and in year 3 (Y3) is $0.90 per share.

To calculate the dividends per share for the common stock in year 1 (Y1) and year 3 (Y3), we need to determine the total dividends distributed and divide them by the number of common shares outstanding.

Given information:

Cumulative preferred stock: 15,000 shares, 1% dividend

Common stock: 50,000 shares, $30 par value

Dividends distributed:

Y1: $30,000

Y2: $12,000

Y3: $45,000

First, let's calculate the dividends per share for the cumulative preferred stock in each year.

Dividends per share for cumulative preferred stock = (Par value * Dividend rate) / Number of preferred shares

Dividends per share for cumulative preferred stock = ($100 * 1%) / 15,000 shares

Dividends per share for cumulative preferred stock = $1 / 15,000

Dividends per share for cumulative preferred stock = $0.000067 per share

Now, let's calculate the dividends per share for the common stock in year 1 (Y1) and year 3 (Y3).

For Y1:

Total dividends for common stock = Dividends distributed - (Dividends per share for cumulative preferred stock * Number of preferred shares)

Total dividends for common stock = $30,000 - ($0.000067 * 15,000)

Total dividends for common stock = $30,000 - $1.005

Total dividends for common stock = $29,998.995

Dividends per share for common stock in Y1 = Total dividends for common stock / Number of common shares

Dividends per share for common stock in Y1 = $29,998.995 / 50,000 shares

Dividends per share for common stock in Y1 = $0.5999799 per share (rounded to $0.60 per share)

For Y3:

Total dividends for common stock = Dividends distributed - (Dividends per share for cumulative preferred stock * Number of preferred shares)

Total dividends for common stock = $45,000 - ($0.000067 * 15,000)

Total dividends for common stock = $45,000 - $1.005

Total dividends for common stock = $44,998.995

Dividends per share for common stock in Y3 = Total dividends for common stock / Number of common shares

Dividends per share for common stock in Y3 = $44,998.995 / 50,000 shares

Dividends per share for common stock in Y3 = $0.8999799 per share (rounded to $0.90 per share)

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Philosopher T.M. Scanlon makes four points about why we should be concerned with economic inequality. What did you think of his arguments? Are there any you find convincing? Explain your position.

Answers

Answer : yes , i find the following scriptures by philosopher convincing:

T.M. Scanlon, a philosopher, has made several points about why we should be concerned with economic inequality.

Fairness and Desert: Scanlon argues that economic inequality is a concern because it can violate principles of fairness and desert. He suggests that individuals should be rewarded based on their contributions and efforts rather than arbitrary factors like birth circumstances. This perspective implies that extreme economic disparities can undermine fairness in society.

Democratic Equality: Scanlon contends that economic inequality can undermine democratic equality by allowing the wealthy to exert undue influence over political decisions, potentially distorting democratic processes. This argument highlights the potential threat to the principle of political equality when wealth disparities are significant.

Social and Economic Power: Scanlon argues that economic inequality can lead to the concentration of social and economic power in the hands of a few, creating disparities in opportunities and social mobility. This perspective suggests that unequal distribution of resources can limit equal access to education, healthcare, and other important social goods.

Social Cohesion and Shared Identity: Scanlon posits that extreme economic inequality can erode social cohesion and undermine the sense of shared identity within a society. When there is a significant gap between the rich and the poor, it can lead to social divisions, conflicts, and a sense of alienation among different groups.

The persuasiveness of these arguments may vary depending on an individual's beliefs, values, and political ideology. Some may find Scanlon's points compelling, as they highlight the potential negative consequences of economic inequality on fairness, democracy, social mobility, and societal cohesion. Others may have different perspectives, emphasizing the importance of individual freedom, market dynamics, and the potential benefits of incentives provided by economic inequality.

It's crucial to engage in thoughtful discussions and consider multiple viewpoints to foster a comprehensive understanding of the complex issue of economic inequality.

5.6 Last month Quick Industries produced 900 units. This month they produced 1,264 units. What is the rate of change in production? a. 29.8% b. 32.8% c. 40.4% d. 60% ​

Answers

Answer: C. 40.4%

Explanation:

To find the rate of change in production, we can use the following formula:

Rate of change = (New value - Old value) / Old value * 100

Where,

Old value = Production of last month = 900

New value = Production of this month = 1264

Substituting the values in the formula,

Rate of change = (1264 - 900) / 900 * 100= 364 / 900 * 100= 0.404 * 100= 40.4%

Therefore, the rate of change in production is 40.4%, which is an option (c). I hope that this answer has helped you!

Answer:

The correct answer is C.

Explanation:

The rate of change in production is: (1264 - 900) / 900 = 0.404 or 40.4%. So, the correct answer is c. 40.4%

Dragon makes all sales on account, subject to the following collection pattern: 30% are collected in the month of sale; 60% are collected in the first month after sale; and 10% are collected in the second month after sale. If sales for June, July, and August were $120,000, $160,000, and $220,000, respectively, what were the firm's budgeted collections for August and the company's budgeted receivables balance on August 31?

Answers

Answer: $174000

Explanation:

The firm's budgeted collections for August and the company's budgeted receivables balance on August 31 would be calculated as:

= (30% × $220,000) + (60% × $160,000) + (10% × $120,000)

= (0.3 × $220,000) + (0.6 × $160,000) + (0.1 × $120,000)

= $66000 + $96000 + $12000

= $174000

Isabella and Antonio are auto mechanics. Isabella takes 6 hours to replace a clutch and 4 hours to replace a set of brakes. Antonio takes 8 hours to replace a clutch and 6 hours to replace a set of brakes. State whether anyone has an absolute advantage at either task and, for each task, identify who has a comparative advantage.

Answers

Isabella has an absolute advantage in both clutch replacement and brake replacement due to her ability to complete each task in less time.

- Isabella also has a comparative advantage in both clutch replacement and brake replacement, assuming similar skills and pay rates.

How to determine the whether anyone has an absolute advantage at either task and, for each task

To determine absolute and comparative advantages in this scenario, we need to compare the productivity of Isabella and Antonio in replacing clutches and brakes.

Let's analyze the tasks:

1. Clutch Replacement:

- Isabella takes 6 hours.

- Antonio takes 8 hours.

Based on the time taken, Isabella has an absolute advantage in clutch replacement because she can complete the task in less time than Antonio.

2. Brake Replacement:

- Isabella takes 4 hours.

- Antonio takes 6 hours.

Again, based on the time taken, Isabella has an absolute advantage in brake replacement because she can complete the task in less time than Antonio.

Similar to clutch replacement, if we assume similar skills and pay rates, Isabella would also have a comparative advantage in brake replacement due to her ability to complete the task more quickly.

Comparative advantage is based on a comparison of opportunity costs, and without specific information about the trade-offs involved, we can infer that Isabella's ability to complete both tasks more quickly gives her a comparative advantage in both.

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Elton Mayo experiments at the Hawthorne Electric indicated: a. No significant correlation between the level of illumination and the level of productivity b. Productivity was affected by the human relations between the researchers and subjects, which was the missing variable in the original model c. Good relations between the employees, high group cohesiveness were the other factors d. All of the above

Answers

Answer:

d. All of the above

Explanation:

In the case where is a large number of manufacturing complexes and if the research is done on productivity so it would be considered as a Hawthorne works that could be possible via partnership done by many industries, universities, etc

There is no correlation between the productivity and the light levels. The speed of an individual workers would be measured the total level of production and the factors impact such as resting periods, working hours etc. It also developed the various kind of positions to represent the productivity that could change in some specific groups i.e. group norms, cohesiveness, etc

So as per the above explanation, the option d is correct

Which investment bank underwrote the most bonds in 2013 and 2014?



Answers

The investment bank that underwrote the most bonds in 2013 and 2014 is: J.P. Morgan.

What is investment bank?

Investment bank is a financial institution that render various types of investment services to their clients or customers. Investment tend to deals in buying and selling of shares to investors.

J.P. Morgan was  an investment bank that offers various investment services to investors and was known as the investment bank that underwrote the most bonds in the year 2013 and year  2014.

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Which of the following illustrates the correct sequential stages involved in creating an effective social media plan?
a. Define strategies, identify the target audience, and set social media objectives.
b.Identify the target audience, define strategies, and set social media objectives.
c. Set social media objectives, define strategies, and identify the target audience.
d. Define strategies, set social media objectives, and identify the target audience.

Answers

The act of using social media platforms to advertise or market a company, item, or service is known as social media marketing.

What are the 4 C's of social media?

The common routine of worship that a religious community performs in public is known as liturgy. It is also possible to use the word "liturgy" to refer to Christian public worship. You should keep tabs on hot subjects in your business (or occasionally, even outside of it) and cover them for your audience as part of a successful social media plan.

The act of using social media platforms to advertise or market a company, item, or service is known as social media marketing.

If you wish to incorporate email, give more in-depth coverage (or links to it) in your emails, then connect to those on your social media channels.

The goals you have for social media are outlined in your social media marketing strategy.

Therefore, the correct answer is option c) Set social media objectives, define strategies, and identify the target audience.

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Your friend John works producing dress shirts and dress pants. Currently John can work a maximum of 8 hours per day. With the equipment he has, and the current level of expertise, he can finish either 2 shirts or 8 pairs of pants in an hour. This is true when he is performing at full capacity. Meaning doing the best possible work.
1. What is the maximum number of shirts he can make in a day? (10 points)

2. What is the maximum number of pants he can make in a day? (10 points)

3. What is the opportunity cost of making one pair pants (in terms of the amount of shirts he won't be able to make)? As an example, when you give up $20 dollars in exchange for 40 pencils, you can say that the “cost” per pencil was $0.50, because $20/40 = $0.50. (15 points)

4. What is the opportunity cost of making one shirt (in terms of the amount of pants he won't be able to make)? (15 points)

5. John's friend Anne, can make 2 shirts or 10 pairs of pants in an hour. Who has a lower opportunity cost of making shirts? In other words, who has a comparative advantage in the production of shirts? Explain your rationale (15 points)

6. Imagine now, that John and Anne are the only shirt and pants producers in their small town, how would you suggest that they spend their time at work to achieve the highest production of shirts and pants for the town? Explain your rationale. (15 points)

7. Imagine now, that John completes a training that doubles his capacity to make both shirts and pants per hour. a) What is the maximum number of shirts he can make in a day? b) What is the maximum number of pants he can make in a day? (15 points)

8. In 250 words, explain the relationship between comparative advantage and specialization. Support your answer with an example. (5 points)

Answers

To answer the questions provided, we must understand the concept of opportunity cost and comparative advantage and take the data into consideration.

John can make 16 shirts in day, that is, 2 shirts per hour worked, working 8 hours.Working 8 hours a day, John can make 64 pairs of pants, that is, 8 pairs per hour worked.The opportunity cost would be 0.25.The opportunity cost would be 4.Both John and Anne can make the same amount of shirts in an hour, so no one has a comparative advantage for the production of shirts.It would be best for them if Anne focused on making pants, since she can make more pants than John per hour. John would then focus on making shirts.a) John will make 32 shirts in a day, working 8 hours per day. b) John will make 128 pants a day, working 8 hours per day.Comparative advantage refers to being able to produce something at a lower opportunity cost than your competitors. Specialization, that is, the production of one specific product, can increase comparative advantage.

What is opportunity cost?

In economics, opportunity cost is what we do not gain, that is, what we miss from making a choice over another. If John chooses to use an hour to make 2 shirts, the opportunity cost refers to the pants that he will not make in that same hour.

Comparative advantage is related to who has a lower opportunity cost. Notice how Anne can make more pants than John in an hour. If she chooses to make shirts, she will be losing more than John. Thus, it is better for her to focus on making pants. John, on the other hand, should specialize in shirts, since his opportunity cost is lower.

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Constructing professional memo please help!!!!!! Quickly!!!!!

Constructing professional memo please help!!!!!! Quickly!!!!!

Answers

Memos are known for being succinct, direct, and simple to read. Despite being less official than letters, they nonetheless need to be written in a formal, concise manner.

A receipt or a cash memo?

It provides information on the goods, including rate, amount, and number. Typically, they are printed and serially numbered. It is made in two copies. Since it differs from a receipt, cash memos do not need to be stamped.

What does memo in banking mean?

In a bank memo, the routing information and bank account details associated with a company's business account are listed. It is normally written on bank letterhead and either a banker's signature or a teller's stamp is used.

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Use context clues to explain the meaning of the word interdependence in your own words.

Use context clues to explain the meaning of the word interdependence in your own words.

Answers

Being dependent on multiple things


Ming is visiting her company's headquarters in Germany, which has a highly assertive culture. She is likely to observe her coworkers

Answers

Answer:

  D: using competitive language when evaluating ideas

Explanation:

Choices seem to be ...

A: using subtle, indirect language in meetings.

B: allowing silence to linger in meetings.

C: expressing respect for others but letting issues go unresolved.

D: using competitive language when evaluating ideas.

E: expressing themselves in controlled, measured ways.

__

"Assertive" meaning "showing a confident or forceful personality", we don't expect subtle, or controlled language; nor do we expect lingering silence or unresolved issues. We expect choice D to be most likely.

Which is NOT a way to increase your net worth?

Answers

One way that you cannot use to increase your net worth is by increasing your liabilities.

How can you increase your net worth?

Our net worth refers to the amount of assets that we have which in excess of the liabilities that we may have.

The formula for net worth is:

= Assets - Liabilities

This means that if we want to increase our net worth, we should try first and foremost to increase our assets. Assets include the amount of money we have, the property we own, and generally other things we can own including investments.

We should avoid liabilities to increase our net worth, and if we must incur them, we should be sure to pay off the ones that have higher interest and so can grow faster, first. Increasing liabilities, is therefore not a way to increase net worth.

Options for this question include:

Increasing assets Increasing liabilitiesEvaluating how you spend your moneyPaying off loans with high interest first.

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Who is called a risk taker in the economy?
O Warrior
O Producer
Entrepreneur
O
Physical Capital

Answers

Answer:

Entrepreneur

Explanation:

Because They take a risk by starting a business

A value proposition represents the value that _____
A. A seller will realize when it sells the product or service.
B. A customer will realize when he purchases the product or service.
C. A product or service has to offer.
D. Is the ratio of seller’s value to customer’s value.

Answers

Answer:

a customer will realize when he purchases the product or service

A value proposition represents the value that a customer will realize when they purchase the product or service. The correct option is B.

What is the value proposition of a product or service?

A value proposition is a concise statement that encapsulates the reasons why a customer would select your good or service. It expresses the value that clients take away most clearly from doing business with you.

A value proposition is a statement or promise that communicates the unique benefits or advantages that a product or service offers to its customers. It is a way of answering the question, "why should I buy this?" and it helps to differentiate a product or service from its competitors. A value proposition should focus on the customer's needs and desires, and communicate how the product or service can meet those needs or solve their problems. While a seller may also realize value when they sell the product or service, the focus of the value proposition is on the customer and the value they will receive.

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The Reverend Petros receives an annual salary of 51,000 as full-time minister this includes 5000 designated as a rental allowance River and Pedro is not exempt from employment tax how much must he include figuring that income for self-employed tax

Answers

If the Reverend Petros receives an annual salary of 51,000 as full-time minister that includes 5000 designated as a rental allowance. The amount that must be include figuring that income for self-employed tax is : $51,000.

What is annual salary?

Annual salary can be defined as the amount a person earn as salary per year.

On the other hand self employed tax can be defined as the tax a  person that is solely working for his/her self  without working for any other person remit to the government.

Therefore the amount that must be include figuring that income for self-employed tax is  the amount of $51,000.

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PLEASE HELP
Discussion of how business intelligence is used or could be used to support SpaceX's 3D printing process

Answers

Business intelligence (BI) can be employed to provide assistance to SpaceX's 3D printing procedure in several ways:

How business intelligence is used or could be used to support SpaceX's 3D printing process

Quality regulation: BI tools could facilitate the monitoring of the quality of 3D-printed parts, recognize errors anddefects, plus detect areas for advancement. By exploring data from the 3D printing step, SpaceX may discover structures and trends that hint towards potential troubles with both the design as well as fabrication process, allowing them to take corresponding adjustments.

Cost enhancement: BI tools might be implemented to investigatethe cost of 3D printing and pinpoint sections where price savings can be accomplished. For example, by examining information concerning material usage, labor costs, and equipment efficacy, SpaceX will be able to minimize expenditures while retaining greatness.

Process streamlining: BI tools may be exploited to optimize the 3D printing method by discovering hurdles, problems, or opportunities for betterment. For example, by studying data on utilization of machines and printing rate, SpaceX will recognize openings to escalate proficiency and reduce printing time.

Predictive maintenance: BI instruments could promote surveillance of health of 3D printers and anticipate when upkeep or renovations are needed. By evaluating data regarding functioning of devices and maintenance history, SpaceX would be capable of foreseeing repair needs  and arrange mending or substitution ahead of time, curtailing downtimes and heightening machine operability.

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Sterling Company paid $1,200 for 3 months of rent on April 1 of the current year. On April 30, Sterling Company made an adjusting entry to account for the rent that expired during the month of April. The adjusting entry contained a debit to Rent Expense in the amount of $ Blank 1 of 3 and a credit to Prepaid Rent in the amount of $ Blank 2 of 3. The remaining balance in the Prepaid Rent account after the adjustment was

Answers

Answer:

$800

Explanation:

The computation of the remaining balance in the Prepaid Rent account after the adjustment was is shown below:-

Remaining balance = Prepaid rent - Rent expense

= $1,200 - ($1,200 × (1 ÷ 3))

= $1,200 - $400

= $800

Therefore for computing the remaining balance in the Prepaid Rent account we simply applied the above formula.

QUESTION 2 of 10: What is the term used by recruiters to describe their ideal candidate?
a) Pink cow
b) Red rabbit
c) Purple squirrel
d) None of the above

Answers

Answer:

Purple squirrel is the answer

Answer:

we gottta kill dem critters

Explanation:

Please answer the questions in the image. This is so frustrating....

Please answer the questions in the image. This is so frustrating....

Answers

I don’t see the image

D'Unique Enterprise, a company that manufactures hair growth oil is preparing for its upcoming financial year (2021). D’Unique' is seeking a loan from JNT Bank to purchase equipment that will be used to package the oils in anticipation of sales. The loans officer at the bank requesting the company's upcoming financial year's budget to assess their cash position to repay the loan The following information was used torrepare the master budget for D’Unique Enterprise: A. Sales/Collection Sales unit in the fourth quarter of 2020 will be 2500 units and is expected to increase by 500 units over each quarter in 2021. Selling price is $60 per unit. All sales are on account. Management expects future sales collection to follow past experiences. Customers pay 60% in the quarter of sales and 40% in the quarter following sales. Accounts receivable for December 31, 2020 is expected to be $60,000. B. Production To reduce the risk of a stock-out or idle time, D'Unique Co. has maintained an ending inventory policy of 20\% of the following quarter's sales unit. C. Direct material Each bottle of hair growth oil requires four ounces of liquid which cost $3.50 per ounce. The company wants to maintain an ending inventory of raw materials equal to 10\% of the next quarter's production requirements. Ending inventory of raw material for the fourth quarter of 2020 will be 1,520 ounces. Payments to suppliers for the purchase of direct material are done in two tranches - 70% in the quarter of purchase and 30% the quarter following purchase. Accounts payable of $10,600 at December 31, 2020, is expected to be paid in full in the first quarter of 2021. D. Direct Labour The standard wages rate of direct labour is $10.00 per hour.

Answers

Answer pigs in blankets

Research topic: Zimbabwe's hyperinflation

Policy intervention: Dollarization



a)Economic analysis. This section focuses on the economic dimension of the recent policy
intervention. While the goal of the policy intervention may have been to correct
domestic market conditions, your economic analysis should focus on the international
implications (either direct or indirect).



You should put the policy intervention in the context of the
economic theory (e.g., interest rate parity, DD-AA model) to determine if the
policy intervention had the expected impact on economic variables like price
levels, output, and exchange rates.




Recommendation/Critique.
b)In this section, provide a critique of the policy intervention.
Does it make sense given the Economic analysis provided above? Would other policy choices make more sense?

Answers

a) Economic analysis: Zimbabwe's hyperinflation was caused by a combination of factors such as government mismanagement, excessive money printing, and a decline in agricultural output.

b) Recommendation/Critique: Dollarization was a necessary policy intervention to curb Zimbabwe's hyperinflation and stabilize the economy.

a)In response, Zimbabwe adopted dollarization in 2009, which involved replacing the Zimbabwean dollar with foreign currencies, primarily the US dollar. The policy intervention had direct international implications as it resulted in increased demand for foreign currencies and reduced demand for the Zimbabwean dollar. Economic theories such as the DD-AA model suggest that dollarization would lead to a decrease in the exchange rate of the Zimbabwean dollar and an increase in output and price levels.

b)However, it has also led to some negative consequences, such as reduced flexibility in monetary policy and increased transaction costs. Additionally, the dependence on foreign currencies makes Zimbabwe vulnerable to external shocks, such as changes in exchange rates and trade policies. Therefore, other policy choices such as adopting a basket of currencies or implementing structural reforms to improve the domestic economy's productivity could be considered to address these issues.

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Domestic Industries. Inc. is relocating its manufacturing facilities from Ohio to Mexico. What term could we use for this decision?
Group of answer choices

A)Outsourcing

b)Off-shoring

c)Domestic Outsourcing

D)In-sourcing

Answers


B) Off-shoring.

Off-shoring refers to the relocation of a company's business processes or manufacturing facilities from one country to another, often to take advantage of lower labor costs or other economic benefits. In this case, Domestic Industries, Inc. is relocating its manufacturing facilities from Ohio to Mexico, which would be considered an example of off-shoring.

Outsourcing, on the other hand, refers to the practice of hiring an external company to perform business functions or tasks that would traditionally be handled in-house. Domestic outsourcing refers to the hiring of a domestic company to perform outsourced tasks, while in-sourcing refers to the practice of bringing external functions back in-house.

Using the data provided​ below, calculate the inflation rate from to as measured by each of the three price indexes.​ (Enter your responses rounded to two decimal​ places.)

Price Index Value in august 2017 Value in august 2018 Inflation rate
Consumer Price Index for All Urban​ Consumers: All Items 245.30 251.88 _______%
Personal Consumption Expenditures​ (Chain-type Price​ Index) 106.12 108.46 _______%
Personal consumption expenditures excluding food and energy​ (Chain-type Price​ Index) 108.09 110.19

Answers

Answer:

Price Index

                                                                         Value in   Value in   Inflation

                                                                          August     August     Rate

                                                                            2017          2018

Consumer Price Index for All Urban​ Consumers:

All Items                                                             245.30     251.88  _2.68_%

Personal Consumption Expenditures​

(Chain-type Price​ Index)                                   106.12      108.46  _2,21_%

Personal consumption expenditures

excluding food and energy​

(Chain-type Price​ Index)                                  108.09       110.19    1.94%

Explanation:

a) Data:

Price Index

                                                                         Value in   Value in   Inflation

                                                                          August     August     Rate

                                                                            2017          2018

Consumer Price Index for All Urban​ Consumers:

All Items                                                             245.30     251.88 _______%

Personal Consumption Expenditures​

(Chain-type Price​ Index)                                   106.12      108.46 _______%

Personal consumption expenditures

excluding food and energy​

(Chain-type Price​ Index)                                  108.09       110.19

Calculations:

245.30     251.88   increase of 6.58: Rate = 6.58/245.30 * 100 = 2.68%

106.12      108.46   increase of 2.34: Rate = 2.34/106.12 * 100 = 2.21%

108.09       110.19    increase of 2.1: Rate = 2.1/108.09 * 100 = 1.94%

00 For Market failures means that the market has not achieved its optimum production outcome. This means that it has not produced the correct quantity of goods and services. QUESTION 1 Conduct a research to any small business that is manufacturing goods in your community. Make an appointment to interview the owner for the purpose of collecting the information using the questionnaire below. 1.1 General information: ● Name of the firm / business Specify the type of goods or service ● ● Position of the person interviewed ● Date of the interview 1,2 Explain briefly the negative impact the following factors have in your business. (10) Lack of information: ● Price discrimination Immobility of factors of production with special reference to: Physical capital Structural changes ● ● (1) ● (1) (1) (1) [14] QUESTION 2: Interview 3-4 community members that reside near the business you have visited. 2.1 Ask them to name any TWO negative externalities and TWO positive externalities caused by the local business, (2 x 2) (4) 2.2 Request them to list any TWO characteristics of public goods. (2 x 1) (2) 2.3 Use the negative externality and positive externality graphs to explain the impact this business have to the society (10) [16]​

Answers

The first step in researching a small business in your neighborhood is to find a suitable nearby manufacturing company.

Once you do, contact the manager or owner to arrange an interview. Gather general information during the interview, such as the name of the company or business, what types of products or services they provide, the interviewer's position, and the time and date of the interview.

Then, focus on the detrimental effects different situations can have on the company. Briefly describe the impact on business of informational gaps, price discrimination, immobility of production variables (with a focus on physical capital), and structural changes.

Interview three to four locals who live close to the establishment you just visited. Ask them to list two unfavorable and two beneficial externalities brought about by the neighborhood business. Ask them to add two properties of public goods to the list as well.

Finally, use the data from the interviews to create graphs showing the positive and negative externalities of business on society. These infographics will graphically describe the costs and benefits that the company's neighborhood has.

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You want to borrow $600,000 to buy an apartment, and you can only afford $4,000 a month to repay the loan. Suppose the bank charges you a fixed interest rate of 4% with monthly compounding. How long will it take you to pay off the loan

Answers

Answer :

Loan for Apartment = $ 6,00,000

Monthly repayment of Loan Installment = Principal Payment + Interest = $ 4,000

Bank Interest rate = 4% per year fixed with monthly compounding

Monthly Interest rate = 4% /12 = 0.33% = 0.0033

Number of Months be n

= [ $600000 + ( $600000 x ( ( 1+0.0033)n-1 )) ] / n = $4000

4000n = [ $600000 + ( $600000 x ( ( 1+0.0033)n-1 )) ]

Taking Log of Both Sides

Log ( 4000) + Log n = Log [ $600000 + ( $600000 x ( ( 1+0.0033)n-1 )) ]

3.6021 + Log n = 5. 7782 + (5.7782 + ( n x 0.0140 -0 )

Log 3.6021 n = 11.5564 + 0.0140 n

Taking Antilog of Both Sides

Antilog ( 3.6021 Log n ) = Antilog ( 11.5564 ) + n x Antilog ( 0.0140 )

4000 n = 1200000+ ( -3 + 0.1033 ) n

n = 300 months

It means 25 years ( 300 months / 12 ) is the period of Loan

n = 25 years

Based on the given information, it will take you 15 years to pay off the loan if you are able to afford $4,000 per month.

What is the interest rate?

Interest rate refers to the amount charged by the bank when lending any money to the borrower. The borrower has to repay the loan amount based on this interest rate along with the principal amount.

To calculate the time for payment of the loan

Loan amount = Principal + (Interest x Time)

Principal = $600,000

Interest = 4%

Time =?

$600,000 = Principal + (4% x Time)

Time = 600,000/ (4600,000)

Time = 15 years

Therefore, it requires 15 years to pay the amount of the loan.


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Question 2 of 10
What is one benefit of buying preferred stocks?
A. Preferred stocks are easy to evaluate.
B. Preferred stocks are low risk.
C. Preferred stocks have a predictable long-term performance.
D. Preferred stocks tend to grow with the economy.

Answers

Preferred stocks have a predictable long-term performance. Option C

The benefit of buying preferred stocks

Preferred stocks offer several benefits compared to common stocks, and one of them is their predictable long-term performance.

Preferred stocks typically have a fixed dividend rate, which means that the investors know in advance the amount of dividend they will receive. This predictability can be appealing to investors who prefer a stable income stream.

.

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To find the future value annuity factor from a time value of money table, read down the rows to find T = 10 and across the columns to find 10 percent. The factor where that column and row intersect is _____.

Answers

Read further down all rows to find T = 10 and traverse the columns to find 10% to get the future value annuity component from a time value table. That column and row's intersection point has a factor of 15.937.

Which four sorts of money are there?

According to economists, there are four basic sorts of money: commercial money, trustee money, fiat money, and commodity money. Commodity money is money that derives its worth from the commodities from which it is created.

What does money serve as a tool for?

In conclusion, despite the fact that money has existed in a variety of forms throughout history, it has always served the same three purposes: as a store of value, an account unit and a medium of exchange.

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Raquel’s beauty salon is a specialty salon because she only uses and sells completely vegan beauty products. Sarah also owns and operates a beauty salon not far from Raquel’s, but Sarah offers slightly different products and services than Raquel because she does not specifically focus on vegan products. Even though the two women offer slightly different products and services, they share a lot of the same clientele. What type of competition does this MOST likely represent? A. Indirect competition B. Substitute competition C. Equal competition D. Direct competition

Answers

This type of competition does this most likely represent Indirect competition.

Even when there is indirect rivalry, the goods and services could still meet the needs of the customer.

What is  Indirect competition?Indirect competition occurs when two or more companies pursue the same customer need in the same market while presenting various goods and services. For instance, cookies and chocolate are both sweets that can be substituted for one another, making them indirect rivals.You can considerably increase the breadth of your ideas and sources of inspiration by researching indirect competitors. The likelihood of discovering lucrative concepts or link opportunities that your direct competitors haven't yet pursued is significantly higher because they are targeting the same audience but in a somewhat different space.Companies that target the same client demographics as another company are considered indirect competitors. Although you and your indirect rivals provide distinct goods or services, you both fulfill the same client demand.In the sector of coffee shops, brands like Starbucks and Dunkin Donuts might be viewed as McDonald's direct competitors rather than vice versa.

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