uninode inc. needs to take out a one-year bank loan of $600,000 and has been offered loan terms by two different banks. one bank has offered a simple interest loan of 11% that requires monthly payments. the loan principal will be paid back at the end of the year. another bank has offered 8% add-on interest to be repaid in 12 equal monthly installments.
Based on a 360-day year, what will be the monthly payment for each loan for November? Choose the answer that best evaluates the following statement: Keedsler Motors Inc. needs to borrow $10,000,000. The company has been offered both simple interest and add-on interest loans. The add-on interest loan has a significantly lower interest rate than the simple interest loan interest. The company needs to evaluate more factors than just the interest rate before deciding which type of loan it should accept. The company should accept the add-on interest loan, because it will be paying less money in interest due to the lower interest rate.

Answer:

Hot tea brews faster than iced

Explanation:

Explanation:

For DARK CHOCOLATE A. DIRECT LABOR RATE VARIANCE.= (Stadard Rate- Actual Rate) * Actual Hour DIRECT LABOR RATE VARIANCE.= (15.50-15.25) * 2360 DIRECT LABOR RATE VARIANCE.= $ 590 Favorable A. DIRECT LABOR TIME VARIANCE = ( Standard Hour - Actual Hour) * Standard Rate DIRECT LABOR TIME VARIANCE = (5000*0.50 - 2360) * 15.50 DIRECT LABOR TIME VARIANCE = ( 2500 - 2360) * 15.50 DIRECT LABOR TIME VARIANCE = $ 2170 Favorable A. DIRECT LABOR TOTAL VARIANCE= ( Standard Hour * Standard Rate - Actual Hour* Actual Rate) DIRECT LABOR TOTAL VARIANCE= ( 2500*15.50 - 2360*15.25) DIRECT LABOR TOTAL VARIANCE= $ 2760 Favorable For LIGHT CHOCOLATE A. DIRECT LABOR RATE VARIANCE.= (Stadard Rate- Actual Rate) * Actual Hour DIRECT LABOR RATE VARIANCE.= (15.50-15.80) * 6120 DIRECT LABOR RATE VARIANCE.= $ 1836 Unfavorable A. DIRECT LABOR TIME VARIANCE = ( Standard Hour - Actual Hour) * Standard Rate DIRECT LABOR TIME VARIANCE = (10000*0.60 - 6120) * 15.50 DIRECT LABOR TIME VARIANCE = ( 6000 - 6120) * 15.50 DIRECT LABOR.

Answer:

34

Explanation:

Given that:

The annual average inventory requirement = 2000

The carrying cost per order per annum = 150

The fixed cost per order = 44

Thus, the Economic ordering quantity can be calculated by using the formula;

\(Economic \ Order \ Quantity (EOQ)=\sqrt{\dfrac{2 \times Annual \ Demand \times Cost \ Per \ order}{ Annual \ holding \ cost \ per \ unit}\)

\(Economic \ Order \ Quantity (EOQ)=\sqrt{\dfrac{2 \times 2000 \times 44}{ 150}\)

\(Economic \ Order \ Quantity (EOQ)=\sqrt{\dfrac{176000}{ 150}\)

\(Economic \ Order \ Quantity (EOQ)=\sqrt{1173.33333}\)

Economic   Order   Quantity (EOQ) = 34.25

Economic   Order   Quantity (EOQ) ≅ 34 to the nearest whole number.

A monopolist is an individual, gathering, or organization that controls each of the business sectors for a specific decent or administration. The profit in market 1 is $1,600,  The profit in market 2 is $450 and  Demand is more elastic in market 2

(A) Profit = Total revenue - total cost = P*Q - MC*Q = (P-MC)*Q

Profit in market 1

P1 = $60, Q1 = 40, and MC = $20

So, Profit in market 1 = (60-20)*40 = 40*40 = $1,600

(B) Profit in market 2

P2 = $35, Q2 = 30, and MC = $20

So, Profit in market 2 = (35-20)*30 = 15*30 = $450

(C) Demand is more elastic in market 2 as a monopolist charges a lower price in the more elastic market so as P2 < P1 then market 2 is more elastic.

Learn more about monopolist:

https://brainly.com/question/29763908

#SPJ1

This question is not complete, Here I am attaching the complete question: also, attaching the diagram

Suppose a monopolist produces in a market with two distinct segments: market 1, which is denoted as M1 on the graph, and market 2, denoted as M2. The firm's marginal and average costs are $20.

(A) What is the profit of market 1?

(B)  What is the profit of market 2?

(C) In which market is demand more elastic?

Answer and Explanation:

The computation is shown below:

Given that,

EAR = 3.47%

1.0347 = (1+R ×77 ÷ 365)^365 ÷ 77

Now Take 365/77th root both sides

So,  

1+R × 77 ÷ 365 = 1.00722

1+R × 0.2109 = 1.00722

R × 0.2109 =0.00722

R = 0.03423

Thus, Bond Equivalent Yield = 3.423%

Now

Discount Yield = (360 × 0.03423) ÷ (365+77 × 0.03423)

= 12.3244 ÷ 367.6361

= 0.03352

Thus, Discount Yield = 3.352%            

Answer:

Destination Management Organizations (DMOs) are the backbone of tourism destinations. They exist to promote destinations, attract visitors, and develop a regional economy. DMOs are responsible for everything from attracting major sporting events to promoting local festivals.

Explanation:

Monitoring on-floor selling activity and sales effectiveness can be done through various methods that help retailers make informed decisions about their store's performance.

Here are some methods for monitoring on-floor selling activity and sales effectiveness:1. Mystery shoppingThis is where retailers hire a third-party to pose as a customer and visit the store to evaluate the level of service and sales effectiveness. Mystery shoppers can be used to evaluate different areas of the store, such as customer service, product knowledge, and sales techniques. The results can be used to identify areas of weakness and opportunities for improvement.2. Point of sale data analysisThis involves analyzing sales data collected at the checkout. This method can provide insights into sales trends, popular products, and the effectiveness of promotions and sales strategies. Retailers can use this data to make informed decisions about their store's inventory and pricing.3. In-store camerasInstalling cameras on the sales floor can help retailers monitor customer behavior, such as how long they spend in a particular area and which products they are looking at. Retailers can use this information to improve store layout and product placement.4. Customer feedback forms Retailers can use feedback forms to gather information about customers' experiences in the store.

This can include questions about the level of service, product availability, and overall satisfaction. Retailers can use this information to identify areas of improvement and make changes to the store's operations.5. Sales tracking softwareRetailers can use sales tracking software to monitor sales performance and set sales goals. This software can provide real-time updates on sales data and identify areas of strength and weakness. Retailers can use this information to make informed decisions about their store's operations and sales strategies.In conclusion, retailers can use different methods to monitor on-floor selling activity and sales effectiveness. These methods include mystery shopping, point of sale data analysis, in-store cameras, customer feedback forms, and sales tracking software. The choice of method will depend on the retailer's goals and the specific areas they want to evaluate.

for such more questions on sales

https://brainly.com/question/25743891

#SPJ8

Good customer service attributes are

This is further explained below.

Generally, Customer service refers to the support and guidance that a business offers to individuals who purchase or make use of the goods or services that it offers.

Every sector has its own unique standards for customer service, but in the end, a successful service should be measured by its ability to boost earnings.

In conclusion, Ensure that you and your personnel have enough understanding of the things that you provide for sale.
Being ready to answer queries from customers and providing a fast response (even when the feedback is unfavorable).

Going above and beyond what is expected to ensure that the client is satisfied and feels like a valued member of the company

Read more about customer service

https://brainly.com/question/28417930

#SPJ1

Answer:

cant see it im a little concerned

Answer:

Net profit is $3,720

Retained earning for the month is $2,010.

Explanation:

Income statement can be described as a financial statement that shows revenue, minus expenses and losses of a company in order to show it net profit. This can be prepared as follows:

Vaughn Manufacturing

Income Statement for the month of June 2017

Particulars                                                 Amount ($)      

Revenue:

Service revenue                                            8,320

Expenses:

Supplies expense                                         (1,080)

Maintenance and repairs expense               (680)

Advertising expense                                      (400)

Utilities expense                                             (220)

Salaries and wages expense                     (2,220)    

Net profit                                                       3,720

Dividends paid                                               (1,710)    

Retained earning for the month                  2,010  

Answer:

C

Explanation:

The principal-agent problem is the conflict of interest that occurs between the principal and the agent. The principal expects the agent to act in his best interest but this might not be the case as the agent might pursue his own personal interest to the detriment of the principal.

For example, an agent might take on a project that has a negative NPV because he wants to increase the amount of project he handles so he would appear more important. This would be at the detriment of the principal but an advantage to the agent

If youre coming from ICEV, the answer is pleading :)

The event that probably occurred as the U.S. economy experienced a decline in Real GDP in 1957 was:

When Real GDP declines, it means that real income is declining as well. In other words, the income of people is not climbing as fast as the inflation rate and as a result, people are spending more than they earn.

This forces people to cut down on the amount of spending that they do which would lead to the effect of companies losing profits. Corporate profits therefore decline. This is what happened to the U.S. economy in 1957.

Find out more on real GDP decline at https://brainly.com/question/1250766

#SPJ1

Answer: See explanation

Explanation:

The year-end adjusting entry to record the cost side of sales returns and allowances will be:

Dr Inventory Return estimated $3200

Cr Cost of goods sold $3200

(To record expected coat of returns)

Note that the above calculation was done as:

= $64,000 × 5%

= $64,000 × 0.05

= $3200

Open market operations refer to the buying and selling of government securities by the central bank in order to manage the money supply in the economy. Both required reserves and excess reserves will rise.

When the central bank buys securities from banks, it pays for them by adding reserves to the banks' accounts. This means that the reserves of Typical Bank will increase, including both required reserves (which are set by regulation and based on the bank's deposits) and excess reserves (which are the amount of reserves held above the required amount).

It's important to note that an increase in excess reserves could potentially lead to an increase in lending by banks, which could stimulate economic growth. However, it could also lead to inflation if the increase in lending leads to an excessive increase in the money supply.

The central bank must carefully manage open market operations to maintain stability in the economy.Therefore, the correct answer to the question is: "Both required reserves and excess reserves will rise."

For more such questions on economy visit:

https://brainly.com/question/30197415

#SPJ11

The amount of the after-tax salvage value of the equipment is $31,850. Option B

To determine the after-tax salvage value of the equipment, we need to calculate the salvage value at the end of the project and then apply the tax rate.

Therefore, the salvage value is:

Salvage Value = 5% of $980,000

             = 0.05 * $980,000

             = $49,000

The tax rate is given as 35 percent, so we can calculate the after-tax salvage value as:

After-Tax Salvage Value = Salvage Value - Tax on Gain

                       = $49,000 - (Tax Rate * Gain)

                       = $49,000 - (0.35 * $49,000)

                       = $49,000 - $17,150

                       = $31,850

Therefore, the amount of the after-tax salvage value of the equipment is $31,850.

Learn more about salvage value at https://brainly.com/question/31441389

#SPJ1

In India, there are actually multiple credit scoring systems that are used to evaluate an individual's creditworthiness.

While the CIBIL score is certainly one of the most well-known and widely used credit scores in India, it is not the only credit score that lenders and financial institutions rely on. Other credit bureaus such as Experian, Equifax, and CRIF High Mark also offer credit scores that are used by lenders to assess the creditworthiness of borrowers.

Each credit bureau may use a slightly different methodology to calculate credit scores, which is why it's important for individuals to check their credit scores from all relevant bureaus to get a complete picture of their creditworthiness. Additionally, lenders may have their own internal credit scoring systems that take into account other factors beyond just credit history, such as income and employment status.

Therefore, it's important for individuals to be aware of all the credit scoring systems that are used in India and to regularly monitor their credit scores from multiple sources to ensure they have a comprehensive understanding of their financial standing.

By maintaining a good credit score across multiple credit bureaus, individuals can increase their chances of being approved for loans, credit cards, and other financial products with favorable terms and interest rates.

For more such questions on creditworthiness visit:

https://brainly.com/question/2254218

#SPJ11

different between isoquant and isocost

Answer:

A corporation:

C. Is subject to federal income taxes on its earnings, whereas a partnership is not.

Explanation:

The other options fit a partnership more than a corporation.  The chief advantages of a corporation over a partnership are the limited liability status of the shareholders of a corporation, which benefits all the shareholders and secondly, the corporation is a separate legal entity from the owners.  This second advantage allows professional managers to lead the company.  With respect to federal income taxes on the earnings, the corporation is taxed directly on its earnings and shareholders also pay taxes on their income from all sources (unless it is an S-corporation), while partners in a partnership enjoy pass-through taxation of their partnership earnings.

According to Reintegrative Shaming Theory, shaming can be either reintegrative or stigmatizing. Reintegrative shaming involves disapproving of a person's behavior but not rejecting the person themselves. This type of shaming seeks to reintegrate the person back into society and encourages them to take responsibility for their actions and make amends.

On the other hand, stigmatizing shaming involves labeling and stigmatizing the person themselves, rather than just their behavior. This type of shaming can lead to the person feeling isolated and rejected from society, potentially increasing their likelihood of committing future crimes.

Research has shown that reintegrative shaming can be effective in reducing crime, as it focuses on changing behavior and promoting accountability. Stigmatizing shaming, on the other hand, may have unintended negative consequences, such as increased resentment and further criminal behavior.

Therefore, it is important for society to focus on promoting reintegrative shaming and avoiding stigmatizing shaming practices.

To know more about Reintegrative Shaming Theory refer here

https://brainly.com/question/31534601#

#SPJ11

Having too much equity may dilute returns and the value of the original investors capital structure are correct.

Capital structure refers to the specific mix of debt and equity used to invest a company's assets and operations. From a corporate perspective, equity denotes a more expensive, permanent source of capital with more significant financial flexibility.

Capital structure relates to how much money—or capital—is helping a business, financing its assets, and funding its operations. It can also show company investments and capital expenditures that can affect the business's bottom line.

To learn more about Capital structure, refer

https://brainly.com/question/6660014

#SPJ9

Answer:

Fannie Mae and Freddie Mac were created by Congress. They perform an important role in the nation's housing finance system – to provide liquidity, stability and affordability to the mortgage market.

Explanation:

Answer:

The approximate payment at the end of every month will be $603.22.

Explanation:

Since the payment is going to be made at the end of every month, this can be calculated using the formula for calculating the present value of an ordinary annuity as follows:

PV = P * ((1 - (1 / (1 + r))^n) / r) …………………………………. (1)

Where;

PV = Present value or the balance = Price of BMW - Down payment - Old car sales amount = $54,000 - ($54,000 * 20%) - $10,000 = $33,200

P = Monthly payment = ?

r = Monthly interest rate = Annual interest rate / 12 = 3.45% / 12 = 0.0345 /

12 = 0.002875

n = number of months = 60

Substitute the values into equation (1) and solve for P, we have:

$33,200 = P * ((1 - (1 / (1 + 0.002875))^60) / 0.002875)

$33,200 = P * 55.0377058660197

P = $33,200 / 55.0377058660197

P = $603.22

Therefore, the approximate payment at the end of every month will be $603.22.

Using the appropriate tool from the Accountant Tools menu, the 4  options that can be batch reclassified in QuickBooks Online Accountant are options A, B, C  and F:

In the above question, too batch reclassify these items, you can use the "Batch Reclassify Transactions" tool, which can be found under the Accountant Tools menu.

This tool allows you to select multiple transactions and reclassify them to a different account, class, customer, or product/service.

Therefore, Locations, tax codes, and suppliers cannot be batch reclassified using this tool. However, you can edit individual transactions to change their location, tax code, or supplier if necessary.

Learn more about QuickBooks Online from

https://brainly.com/question/24441347
#SPJ1

See full question below

Using the appropriate tool from the Accountant Tools menu, which 4 of the following can be batch reclassified in QuickBooks Online Accountant?

Classes

Customers

Products and Services

Locations

Tax Code

Account

Suppliers

Linda installed a special pool for the hydrotherapeutic treatment of severe arthritis, as prescribed by her doctor. The amount of deduction is $6464

Generally, Your Adjusted Gross Income (AGI) will never be more than the total gross income reported on your tax return, and in certain instances, it may even be lower.

On more information, please refer to the instructions for Form 1040 (PDF Schedule 1). If you file your taxes using the Married Filing Jointly status, the $73,000 AGI ceiling applies to the total amount of income that both of you bring in as a married couple.

Compute the amount of deduction as follows:

The deduction amount would be allowed as an expense in the year of installation.

Amount of deduction allowable = Special Equipment cost - Increase in property value -Insurance Received

Therefore

=16160- 4040 - 5656

= 6464

Read more about AGI limitations

https://brainly.com/question/13873941

#SPJ1

Answer: $‭20,455.66

Explanation:

These are fixed payments per year so it is an annuity.

The present value annuity factor for a discount rate of 10% and 6 years duration is 4.3553.

The present value of the investment is therefore;

= 65,000 * 4.3553

= $283,094.5‬0

The special payment in 2 years from today will be;

Special payment = future value of difference between investment amount and investment present value

= (300,000 - 283,094.5‬0) * ( 1 + 10%)^2

= $‭20,455.66

The ceiling price based on the information given is B $81.18. Therefore, the correct option is B.

Ceiling price refers to the maximum price that can be legally charged for a product or service. It is often set by government authorities or regulatory bodies to protect consumers from excessive pricing or to control inflation. The ceiling price acts as a price cap, preventing sellers from charging prices above the specified limit.

Ceiling prices are typically implemented during emergencies, crises, or in industries where there is a lack of competition.

Ceiling Price = PTA + (Target Price - PTA) x Government Share Ratio

Plugging in the given values, we get:

Ceiling Price = $73.97 + ($70 - $73.97) x 72/28

= $81.18

Learn more about ceiling price on

https://brainly.com/question/4120465

#SPJ1

The design team creates multiple inexpensive versions of the product, known as minimum viable products (MVPs) - Prototype.

Spend time gaining an understanding by observing, engaging, and empathizing with customers to understand their experiences and their needs better - Empathize

Analyze observations and information to identify the core problem - Ideation

The design team comes up with solution ideas - Ideation

The design team identifies any additional problems and refines the final solution before the final product is produced and released to customers - Test

Generally, a design thinking means the set of cognitive, strategic and practical procedures used by designers in the process of designing and to body of knowledge that has been developed about how people reason when engaging with design problems. A design thinking is also associated with the prescriptions for the innovation of products and services within business and social contexts.

The term "design thinking" is been used to refer to specific cognitive style, a general theory of design (which is way of understanding how designers work), and a set of pedagogical resources (through which organisations or inexperienced designers can learn to approach complex problems in a designerly way).

Read more about design thinking

brainly.com/question/28471025

#SPJ1