Answer: False
Explanation: Working capital measures the short-term financial need of a company.
YASHARI earns $27,000 per year, is single, and lives in Wyoming. She has $7000 in Direct Subsidized loans and another $19,000 in Direct Unsubsidized loans. She is trying to save up an emergency fund of at least 6 months’ take-home pay, so she’s torn about how much she should devote to her student loans and how much to the emergency fund every month.
- Which plan has the highest total amount paid? How long is the repayment period for this plan?
a) The plan with the highest total amount paid is the Direct Unsubsidized Loan of $19,000 because, in addition to the interest, the principal amount is higher than the Direct Subsidized Loan.
b) The repayment period for the Direct Unsubsidized Loan is 10 years after graduation if the Standard Repayment Plan is chosen.
What are unsubsidized and subsidized loans?Subsidized Loans are student loans subsidized by the Federal Government, especially with respect to the interest payment.
Subsidized Loans do not accrue interest during school at least half-time or during deferment periods. They are available for undergraduate and graduate students in financial need.
Unsubsidized Loans are federal student loans for both undergraduate and graduate students that are not based on financial need. They accumulate interest during school if the student does not elect to make monthly interest payments.
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Help plz
What is persuassive writing?
Answer: something to like negotiate someone to do something and give good reasoning
Explanation: for example, someone would want to dye their hair and they would write a letter to their mom saying why their mom should let them dye their hair
An organization that emphasizes common cultural values, beliefs, and objectives while highly collaborative is known as a ______.
A Theory Y organization is one that emphasizes common cultural values, beliefs, and objectives while highly collaborative is beliefs, and objectives among its members.
What is a Theory Y organization?
A Theory Y organization can be regarded as a kind of organization that focus on the beliefs, and objectives among its members for easy decision making.
Therefore, Theory Y organization believe in communication, collaboration, and consensual decision making.
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A decrease in demand, with no change in supply, will lead to ________ in equilibrium quantity and ________ in equilibrium price.
Blank 1: shortage
Blank 2: increase
Select the education or qualification that is best demonstrated in each example. Freda interviews a famous local athlete on a television news show. Essie gets a four-year college degree in journalism. Lester creates a chart mapping out all the news stories a newspaper will publish over the next week. Ramon identifies sources of information and sorts out facts.
Answer:
1. communication skills 2. bachelors degree 3. planning and organizational skills 4. research skills
Explanation:
took the test
Answer:here’s the answer for this question
Explanation:edge2023
Determine whether the demand for the following product is likely to be elastic or inelastic Demand for cola is likely to be
Determine whether the demand for the following product is likely to be elastic or inelastic. Demand for cola is likely to be inelastic.
Inelastic demand refers to a situation where a change in price has a relatively small impact on the quantity of a good demanded. In the case of cola, it is a common and relatively inexpensive product with few close substitutes, meaning consumers are less likely to be price sensitive when choosing whether or not to purchase cola. Therefore, changes in the price of cola are unlikely to result in a significant change in the quantity demanded. Additionally, many consumers may have a brand preference and be willing to pay a higher price for a particular brand of cola, further indicating that demand for cola is likely to be inelastic.Overall, the demand for cola is likely to be inelastic, which means that a change in price is unlikely to significantly impact the quantity of cola demanded by consumers.
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Madeline’s friends invited her to go to Cancun next year for vacation. She really wants to go, but she’s not sure if she can afford the $1,000 trip. She has $500 saved in her dresser and has one year to save the rest, but she’s not sure where to keep her money so she can maximize her savings. What is the best savings strategy for Madeline and why?
The best type of savings that Madeline would have would be the certificate of deposit.
What is savings?This is the action that has to do with actively saving up money or keeping money periodically for use at a later time period. The money that is kept is basically to be able to take care of unforeseen circumstances that may arise in the life of the person.
The certificate of deposit is the type of strategy that Madeline would be using to save up her money. This is because this strategy has a way of taking care of the issues that may come around later and still give her the the fixed time at the higher rate that would make her to leave the money for a year and still work for the other sum.
The best type of savings that Madeline would have would be the certificate of deposit.
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fixed costs are $900,000 and the variable costs are 75% of the unit selling price. what is the break-even point in dollars? group of answer choices $2,100,000 $2,700,000 $3,600,000 $1,200,000
The variable expenses are 75% of the selling price of the item, while the fixed costs are $900,000. $3,600,000 is the break-even mark in terms of money.
Costs fixed = $900,000
Variable expenses equal 75%, or 75/100.
Contribution Margin is calculated as Product Price - Variable Costs, or (100 - 75)/100, which equals 25%.
Break-Even Point = Fixed Costs – Contribution Margin = ($900,000/25)*100 = $3,600,000
The contribution margin is on a gross or per-unit basis. It represents the additional revenue generated for each good or unit sold following the deduction of the variable portion of the business's costs.
The breakeven point (breakeven price) for a trade or investment can be determined by comparing the market price of an asset to its starting cost. When the two prices are equal, the breakeven point is attained.
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30) Which of these makes a student loan different from other types of loans?
A) Students don't have to provide any collateral to get a student loan.
B) Student loans are sponsored and guaranteed by the government.
C) The principal on a student loan is paid off before the interest is applied.
D) The payments on a student loan can't be shown on an amortization table.
B) Student loans are sponsored and guaranteed by the government makes a student loan different from other types of loans.
One of the key factors that make a student loan different from other types of loans is that students typically don't have to provide any collateral to obtain a student loan.
Collateral is an asset, such as property or a vehicle, that is pledged to secure a loan. In the case of student loans, there is no requirement to offer collateral because they are generally unsecured loans.
Instead of collateral, student loans are often sponsored and guaranteed by the government, which brings us to option B. This government sponsorship and guarantee make it easier for students to access funding for their education, as traditional lenders may be more hesitant to provide loans without collateral.
Regarding option C, the principal on a student loan is not typically paid off before the interest is applied. In most cases, student loan interest starts accruing as soon as the loan is disbursed, and students may choose to defer or make interest-only payments while in school, but the principal is not immediately paid off.
Option D is not accurate either, as student loan payments can indeed be shown on an amortization table. An amortization table illustrates the breakdown of loan payments over time, including the allocation of payments towards principal and interest.
In summary, the correct answer is B) Student loans are sponsored and guaranteed by the government, while options A, C, and D are incorrect.
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Because of the slope(s) of the ___ we can say that a decrease in the price level leads to a higher level of real GDP demanded A. short-run aggregate supply curve B. aggregate demand curve C short-run and long-run aggrogato supply curves D long-run aggregate supply curve
The correct answer is B, the aggregate demand curve. The slope of the aggregate demand curve represents the relationship between the price level and the quantity of real GDP demanded.
When the price level decreases, the quantity of real GDP demanded increases due to a decrease in the cost of production, which allows firms to increase their output and stimulate demand. This relationship is known as the wealth effect, where consumers feel wealthier as their purchasing power increases, and the interest rate effect, where lower prices lead to lower interest rates, which stimulates investment and consumption. Therefore, a decrease in the price level leads to a higher level of real GDP demanded, which is reflected by the downward slope of the aggregate demand curve.
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You are a management consultant and must analyze Shippity and ShipING Inc. which are two competing firms in the same industry. Your team has provided you with the following information • Shippitys tangible assets are valued at $15 billion and its intangible assets are valued at $35 billion • ShipiNG Inc.'s tangible assets are valued at $5 billion and its intangible assets are valued at $45 billion What can you conclude from this information? It is likely that Shiping inc. is better enabled than Shippity to gain and sustain a competitive advantage judging from the assets listed. ShipING.Inc has probably been in the industry a much shorter time than Shippity. There is no resource heterogeneity between the two fiems. ShipING.Inc and Shippity, as they operate in the same industry ShipNG Inc. will be less competitive than Shippity because of its smaller investment in tangible assets
ShipING Inc.'s higher value of intangible assets suggests a potential competitive advantage, but lack of information on resource heterogeneity and duration in the industry. However, ShipING's lower tangible asset value may hinder competitiveness against Shippity.
Shippity has $15 billion worth of tangible assets and $35 billion worth of intangible assets, while ShipING has $5 billion worth of tangible assets and $45 billion worth of intangible assets. ShipING invests more in intangible assets, suggesting a focus on innovation, research and development, and marketing. In contrast, Shippity invests more in tangible assets, indicating a focus on production and expansion. Therefore, the values of tangible and intangible assets of both firms suggest different strategies to grow and succeed in the industry. Overall, this information can provide insight into the unique approaches and strengths of each company in the competitive landscape.
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A company issued 35-year bonds AT PAR with a 7.50% coupon
paid annually.
After 6 years market interest rates remained unchanged
CY=______________ YTM=______________ CGY= ______________"
A company issued 35-year bonds AT PAR with a 7.50% coupon paid annually. After 6 years market interest rates remained unchanged CY= 7.50% YTM= 7.50% CGY= 0%
A company issued 35-year bonds at par value with a 7.50% annual coupon rate. After 6 years, the market interest rates remained unchanged. The requested information includes the current yield (CY), yield to maturity (YTM), and capital gains yield (CGY) of the bonds.
To calculate the current yield (CY), we divide the annual coupon payment by the current market price of the bond. Since the bond was issued at par value, the market price remains unchanged. Therefore, the CY remains the same as the coupon rate.
CY = Coupon Rate = 7.50%
The yield to maturity (YTM) represents the total return an investor can expect if they hold the bond until maturity. Since the market interest rates remained unchanged, the yield to maturity will also be equal to the coupon rate.
YTM = Coupon Rate = 7.50%
The capital gains yield (CGY) measures the change in the bond's price relative to its initial price. In this case, since the market interest rates remained unchanged, the bond's price will not have changed. Therefore, the CGY will be zero.
CGY = 0%
To summarize:
CY (Current Yield) = 7.50%
YTM (Yield to Maturity) = 7.50%
CGY (Capital Gains Yield) = 0%
In this scenario, the current yield and yield to maturity are both equal to the coupon rate of 7.50%, indicating that the bond's total return matches the coupon rate. The capital gains yield is zero, implying that there has been no change in the bond's price after 6 years.
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true or false: one way of protecting against the kind of stock-value losses suffered by most stocks during the 2009 recession is by investing in defensive stocks.
Through the use of sell stop, sell stop-limit, buy stop, and buy stop-limit orders, traders, and investors can safeguard themselves from erratic market conditions and avoid unwarranted losses.
What stock-value losses suffered by most stocks?It is recommended to utilize either 15% or 20% as the trailing stop-loss percentage. If you employ a pure momentum approach, a stop loss technique can assist you in avoiding market crashes and even allow you to make a little profit even if the market loses 50% of its value.
The introduction of several programs aimed at supporting the liquidity of financial institutions and fostering better circumstances in the financial markets was one response to the financial crisis that surfaced in the summer of 2007.
Therefore, Investors need to give these tools the attention they need to match their comfort zone and risk tolerance.
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What are three ways in which you can show respect to your immediate supervisor? (you can use your own answers)
Answer:
Speak with a good tone, dont be cocky or rude be polite
Do as they tell you, will they be wromg sometimes of course but to keep your superior in this case happy and keep your job do as your told.
Say yes sir and yes ma'am or no sir and no ma'am, always show respect, it helps you get respect in return and maybe even a raise one day
Employers will consider an application valid even if it has not been signed.
T or F
Which of the following is the least profitable investment for a candy shop that earns $1 revenue per pound of candy? (5 points) Group of answer choices Worker at $10 per hour, producing eight pounds of candy per hour Worker at $12 per hour, producing 16 pounds of candy per hour Machine with $5 per hour operating cost, producing 10 pounds of candy per hour Machine with $8 per hour operating cost, producing 14 pounds of candy per hour
Answer:
d
Explanation:
it was on the test really simple
Answer:
Worker at 10 dollars per hour, producing 8 pounds of candy
Explanation:
Got it right on the test
PLEASE HELP ASAP ITS A TEST
Which of the following is a disadvantage of a sole proprietorship?
(A) Proprietors are their own bosses and can work their own hours.
(B) It's the least expensive type of business organization to create.
(C) The owner has unlimited liability for the debts of the business.
(D) The owner gets to decide what to do with all of the profits made.
Answer:
A is the right answer so right it
Which qualifications are typical for someone working in E-Marketing?
A good teamwork skills, knowledge of search engines and social media
B math skills for calculating prices, good teamwork and physical stamina
C pleasant attitude, critical thinking skills for designing surveys, social awareness
D creative, persuasive, good social skills when dealing with news media contacts
Answer: A good teamwork skills, knowledge of search engines and social media
Answer:
A :)))))))))))
Explanation:
how are wages determined in a free market?
Answer:
Classical economists argue that wages—the price of labor—are determined (like all prices) by supply and demand. They call this the market theory of wage determination. ... Long story short: the price of labor is determined in the free market just like every other price, by the intersection of supply and demand.
Explanation:
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after grocery shopping one sunday afternoon, jason accidentally hits another car while backing out of his parking space. the owner of the car is extremely angry, and threatens to sue jason; even though the lawsuit is unfair, jason would lose more money than he can afford in hiring a lawyer to defend himself. jason is embarrassed, and apologizes genuinely and profusely. as a result, the other car's owner calms down, and agrees to simply exchange insurance information instead of filing a lawsuit. in this example, the effect of jason's embarrassment illustrates:
After grocery shopping one Sunday afternoon------------.In this example, the effect of Jason's embarrassment illustrates his emotional side.
What are emotions?Emotions are complex psychological states that involve a range of physiological and psychological responses to a particular stimulus or situation.
The emotions are typically characterized by a subjective feeling or experience, as well as physical changes in the body such as changes in heart rate, breathing, and muscle tension.
In the above case, the emotional side of the Jason's embarrassment can be seen.
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for general shock management administer an isotonic crystalloid bolus of
General shock management involves administering an isotonic crystalloid bolus to restore fluid volume and stabilize the patient.
An isotonic crystalloid solution, such as normal saline or lactated Ringer's solution, is administered intravenously (IV) to the patient. This bolus helps in increasing intravascular volume, improving blood flow and oxygen delivery to vital organs, and ultimately stabilizing blood pressure.
The exact amount and rate of administration depend on the patient's condition and the type of shock experienced. In general, a rapid infusion of 500-1000 mL may be given initially, followed by continuous monitoring and adjustment based on the patient's response.
Timely and appropriate management of shock using isotonic crystalloid bolus is crucial in preventing further complications and ensuring patient recovery.
The complete question must be:
how does general shock management administer an isotonic crystalloid bolus
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_______segmentation is a very specific form of behavioral segmentation by which segments are formed based on when a product or service is purchased or consumed.
Occasion segmentation is a very specific form of behavioral segmentation by which segments are formed based on when a product or service is purchased or consumed.
Occasion segmentation involves dividing the market into groups based on the specific occasions when customers are most likely to purchase or use a product or service. This approach allows marketers to develop targeted marketing campaigns that are tailored to the specific needs and preferences of each segment, and to time their marketing activities to coincide with key purchasing or usage occasions. Occasion segmentation can be used for a wide range of products and services, from consumer goods and personal care products to travel and entertainment services. By understanding the occasions that drive customer purchases, marketers can create more effective marketing strategies that resonate with their consumer target audience and drive higher levels of engagement and conversion.
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Your job is to cold call people and sell
them life insurance. You do some
research and find out that the life
insurance policy could be purchased
cheaper online. Your boss forbids you
to tell the customer this and expects
you to sign up at least 5 new
customers per day.
What will you do?
I believe I would be cheating customers if I don't do right by them. I would prefer to look for a new job than do something that is ethically wrong and against my morals.
As an employee, I would first try to figure out a way to do right by the customers and reduce the insurance fee. I would try to explain to my boss how we could benefit and increase our customer base if we reduce the fees.
If I fail at getting the price change. I would try looking for a new job that fits well with my morals. Till the time I get a new job, I would try working the same job and explaining to the boss.
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A person who is involved in the process of creating and managing a business to achieve his or her desired objectives is engaged in
Answer:
entrepreneur
Explanation:
An entrepreneur is an individual who initiates the process of creating and managing a business entity with profit motives. They start with developing a business idea and transform it into a successful venture. Entrepreneurs assume the risks associated with starting a new business. They risk their capital, time, and energy with the expectation to make profits.
Entrepreneurs are creative and innovative people. They spot business opportunities where others don't. Entrepreneurs develop products and services that address the community's needs.
2. Once someone is promoted to facility manager, the job becomes easier because the person has subordinates who can help them. Therefore, they do not need to spend as many hours at the facility. a. True b. false
The statement "Once someone is promoted to facility manager, the job becomes easier because the person has subordinates who can help them. Therefore, they do not need to spend as many hours at the facility" is false because the promotion to the position of facility manager often means that more responsibilities are entrusted to the person holding that position and the job becomes more challenging.
Facility management involves a wide range of responsibilities and duties that are essential for the smooth operation and maintenance of a facility.
Once someone is promoted to the position of facility manager, they become responsible for supervising the daily operations of the facility, coordinating with various teams, overseeing facility maintenance and repairs, ensuring compliance with safety and health standards, and managing the facility's budget and resources.
As such, the job of a facility manager can become more demanding after their promotion. Although subordinates may provide support, they do not take away the facility manager's responsibility for ensuring that all aspects of the facility's operation are running smoothly.
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Suppose that Defenestration decides to pay a dividend of only $2 per share this year and use the remaining $2 per share to repurchase stock. If Defenestration maintains this dividend and total payout rate, then the rate at which Defenestration's dividends and earnings per share are expected to grow is closest to what?
Answer:
Missing word "Defenestration Industries plans to pay a $4.00 dividend this year and you expect that the firm's earnings are on track to grow at 5% per year for the foreseeable future. Defenestration's equity cost of capital is 13%."
P0 = dividend payout per share/ (k-g)
Where g is firms earning growth = 5% or 0.05
And k is the cost of capital = 13% or 0.13
Therefore P0 = $4 / (0.13 -0.05) = $50
But if the payout is $2 per share and $2 per share is used to repurchase stock then to get the price of the stock in one year given the current price of $50.00, dividend at $2 and the 13% cost of capital we get
$50 = $2 + X / (1.13)
Therefore x = $54.5
At a current price of $50, we can expect that Defenestration Industries stock to sell for $54.50 immediately after the firm pays the dividend in one year
Therefore the growth is (54.5 -50)/50 = 9%
many theaters sell empty seats at a deep discount just before show time. what economic concept is displayed by this behavior?
A lot of theatres offer steep discounts immediately before a performance for unfilled seats. What economic principle is being demonstrated by this behaviour speculative thinking Because pizza is less expensive relative to spaghetti, more individuals choose to purchase pizza than pasta.
What does a discount mean?
Discount is a term that describes a sum or a percentage subtracted from a product's usual selling price. Make sure you need all of the items you plan to buy before waiting until after the holiday when you can frequently find them at a significant discount. Discount is a term that refers to a reduction in the cost of a commodity or service. A discount is a reduction in a product or service's typical selling price, either in terms of money or as a percentage. As an illustration, a discount of $10 off the list price of a product, or a 10% discount off the list price, might be made available.
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considering the insurance benefits needed to provide $40,000 per year over the next fifteen years, plus the additional $300,000 of insurance coverage, what amount of insurance coverage is needed?
he total insurance coverage the family needs equals the coverage for the $40,000 in annual benefits plus $300,000 . The amount of insurance coverage is needed $340,000
Since most families today depend on two incomes, the surviving family may face financial difficulties if one income is lost. This is one of the key factors in choosing the appropriate level of life insurance.
One of the benefits of having life insurance is being able to replace lost income. Maintaining your family's ambitions is another. college educations for the kids, home ownership, and comfortable retirement savings. These goals and aspirations can come true if your life insurance makes it possible.
The Life insurance provided by your work most likely won't be sufficient to safeguard your family. To properly safeguard them if something were to happen to you, you would need supplementary life insurance.
In 20 years, the Death Benefit of Today Won't Be Enough
The price of additional life insurance purchased through an employer-sponsored plan is often more than the price you would pay if you used a life insurance broker to purchase the insurance.
Insurance coverage = coverage of annual benefits + additional coverage
$340,000 = $40,000 + $300,000
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Specialization can help a countrys evonomy by?
Answer:
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time is limited i have 2 minuets on this
The best time to visit a college campus is:
A) during spring break.
B) Monday through Thursday.
C) over the summer.
D) on any Friday.