Torres Company accumulates the following summary data for the year ending December 31, 2020, for its Water Division, which it operates as a profit center: sales—$2,076,800 budget, $2,240,000 actual; variable costs—$1,002,000 budget, $1,054,100 actual; and controllable fixed costs—$298,600 budget, $303,800 actual.

Prepare a responsibility report for the Water Division for the year ending December 31, 2020.

Answer:

27.2 million

Explanation:

Online sources indicate that 27.2 million small businesses were operational in 2008.

In 2008, the US and the globe experienced a financial crisis that resulted in massive job losses and reduced business income. It is also at the time that many small businesses were started. After the 2008 crisis, small businesses continued to increase and flourish in the US.

Answer:

1. They have a negative cash flow.

Because their net operating activities is not breaking even, in other words, they are losing money.

2.Omar and Janet should reduce the budget for labor

The labor budget for Janet and Omar is $1000, approximately 57 percent of their total cost. Labor costs are 62 percent of the total income earned. This indicates that Janet and Omar's labor budget is on the upper side.

As a rule of thumb, labor should range between 25 to 35 percent of the totals costs. Another school of thought suggests that labor should not exceed 30 percent of total revenue. For Janet and Omar to be profitable, they must revise their budget downwards. The ideal labor cost should be below $400.

3. Review labor costs downwards.

4. They will determine their income taxes based on their positive cash flow of $1,000.00 per month. This is because this cash flow spans across more months than their negative cash flow of -$150.00 per month. Expenses that could be used for their tax deductions is sales tax.

Answer:They have a negative cash flow.

Because their net operating activities is not breaking even, in other words, they are losing money

Explanation:

hope this helped!

Answer:

I think A crane operator

Answer:

I think it is A.

A crane operator.

Explanation:

Because the crane works good with jobs, like this.

The creditor is required to give Kate the name of the credit bureau that supplied the report under the Fair Credit Reporting Act (FCRA). The FCRA is a federal law that regulates the collection, use, and disclosure of consumer credit information. Under the FCRA, creditors are required to provide consumers with a copy of their credit report upon request. They are also required to provide consumers with the name and address of each credit bureau that has provided them with a report within the past two years.

The other laws you mentioned are also important, but they do not specifically address the issue of providing consumers with the name of the credit bureau that supplied their report. The Fair Credit Billing Act (FCBA) regulates the billing practices of creditors and credit card companies. The Truth in Lending Law (TILA) requires lenders to disclose certain information to borrowers, such as the annual percentage rate (APR) and the total amount of interest that will be charged on a loan. The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against borrowers on the basis of race, color, religion, national origin, sex, marital status, age, or because they receive income from a public assistance program.

Lease Plan implemented changes to mitigate an unspecified diversity barrier, aiming to foster a more inclusive and diverse workplace environment.

Based on the limited information provided in the case, it is not possible to definitively determine the specific diversity barrier that LeasePlan implemented changes to mitigate.

However, LeasePlan's implementation of changes suggests a proactive approach toward fostering diversity and inclusion within the organization.

LeasePlan may have implemented measures to address barriers such as gender inequality, racial or ethnic bias, age discrimination, or other forms of systemic barriers that impede equal opportunities for diverse individuals.

Possible initiatives could include implementing inclusive hiring practices, establishing diversity training programs, creating employee resource groups, promoting diversity in leadership positions, or enhancing workplace policies to ensure fair treatment and equal opportunities for all employees.

To provide a more accurate and comprehensive answer, additional details about the specific changes implemented by LeasePlan and the context of the diversity barriers would be necessary.

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When comparing two otherwise equivalent companies, a company with leverage will have a higher beta than a company without leverage.

An organization that uses some debt as part of its capital structure, or overall financial structure, is said to be leveraged. Most businesses use some form of debt, and some people think that debt is an essential component of doing business. However, when a firm gets heavily leveraged, it can be reason for worry because there may be concerns that paying off the debt will consume the entire company's resources and income. Operating without borrowing any money. When a firm has an unleveraged portfolio, it indicates that it only uses the cash that investors put up as seed money, when they invest more money in the business, or when they buy the company's stock. The company's equity shareholders are these investors. Equity stockholders hold both an ownership and a residual right in the company. i.e., make a claim on the money left over after paying off all debts and commitments. The corporation is not legally required to compensate the equity stockholders.

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Answer: it wants to increase the value of goods and services it produces.

Explanation:

just took test

There needs to be an increase in encrypted protection of sensitive data to maintain ethics on the EHR, patient portal, etc.

Technology has revolutionized people's lives in a social and professional way, with the internet being part of work, shopping and personal relationships between individuals. Web 3.0 is configured as an innovative means where the internet can be accessed from any device and where it is possible to exchange data between both, improving the speed with which information is shared.

In order to decide whether this is an ethical tool, it is necessary, in relation to the protection of online information, that it is focused on data security, with information available only when clearly permitted by the user, so that it can be used for commercial purposes and personalization of internet usage for example.

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Answer:

A. Time-Series data

B. Cross-sectional data

C. Cross-sectional data

D. Time-Series data

Explanation:

For Your Understanding:

If the time period is single then use Cross-sectional data.

If their are multiple time periods then use time-series.

A. To determine whether or not the enrollment in higher education is increasing we will use time-series data because enrollment of students is a periodical event and occurs every year. So this means periodic study would be better with time-series data.

B. For comparing the current price of a gallon of gasoline across different gas stations in Los Angeles, CA: we are considering prices in a single time period. Thus the we will use cross-sectional data.

C. For finding see any differences in the average number of calories contained in school lunches served in each of the fifty states on December 1, 2015: we are considering a single time period. Thus we will use here cross-sectional data.

D. To find out the insect population and comparing them with insect population in a geographic region before and after insecticide was used: we will consider two time periods. As the time periods are more than one, hence we will use time-series data here.

Expansionary fiscal policy includes tax cuts, transfer payments, rebates and increased government spending on projects such as infrastructure improvements.

Expansionary fiscal policy is an economic policy whereby the government spends more money than it collects in taxes, in an effort to stimulate the economy. The goal of an expansionary fiscal policy is to boost economic growth and reduce unemployment.

This extra spending is usually financed by borrowing money, which can lead to an increase in the national debt. expansionary fiscal policy is typically used during periods of economic downturn, in an effort to boost economic activity and employment. An expansionary fiscal policy is one that is designed to increase aggregate demand in the economy.

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We estimate the mean weight of the population to be 402.7 grams, with a 99% confidence interval of (398.77, 406.63) grams. The degree of confidence used is 99%.

To estimate the mean weight of the population of rainbow trout fingerlings, we can use the sample mean as an estimate. In this case, the sample mean weight is 402.7 grams.

Since the sample is a good representation of the population, we can consider this as our estimate for the population mean weight.

To determine the 99% confidence interval, we need to calculate the margin of error. The margin of error is given by multiplying the critical value (z*) with the standard deviation of the sample mean.

For a 99% confidence level, the critical value is 2.576 (obtained from a standard normal distribution table).

The margin of error is then calculated as 2.576 * (8.8 / sqrt(40)), which equals 3.932 grams. Therefore, the 99% confidence interval for the mean weight of the population is 402.7 ± 3.932, or approximately (398.77, 406.63) grams.

The degree of confidence used is 99%, meaning that if we repeated the sampling process multiple times, approximately 99% of the resulting confidence intervals would contain the true population mean weight.

In conclusion, we estimate the mean weight of the population to be 402.7 grams, with a 99% confidence interval of (398.77, 406.63) grams. This means we are 99% confident that the true population mean weight falls within this range.

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Answer:

Economic issues facing the world economy, as well as regions and countries, include prospects for growth, inflation, energy and the environment, inequality, labor issues, emerging markets, and the impact of new technologies.

Answer:

Explanation:

Terminal value of business Formula = FCF (1+g)/(WACC- g)

Where:

FCF= current free cash flow = 100  

g= Growth rate = 2%  

WACC = Weighted average cost of capital = Cost of capital = 5%

Terminal Value of the business= FCF (1+g)/(WACC- g)

Terminal Value of the business= 100 (1+2%)/(5%- 2%)

Terminal Value of the business= 3,400

Answer:

make me Brainlist

There are basically four types of marketing channels:

Direct selling;

Selling through intermediaries;

Dual distribution; and.

Reverse channels.

The autocratic leadership style has several advantages in certain business situations. Firstly, it allows for quick decision-making and efficient execution. In an autocratic leadership approach, the leader has the authority to make decisions without consulting others extensively. This can be advantageous in situations where immediate action is needed or when there is limited time for deliberation. By taking charge and making decisions swiftly, autocratic leaders can ensure that tasks are completed efficiently and objectives are met in a timely manner.

Secondly, autocratic leadership provides clear direction and reduces ambiguity. The leader in this style has a strong control over the decision-making process and can provide clear instructions to their team members. This clarity helps employees understand their roles and responsibilities, minimizing confusion and increasing productivity. Autocratic leaders often set specific goals and expectations, which can be beneficial in situations where precision and adherence to guidelines are crucial.

Additionally, the autocratic style can be effective in organizations or industries that require a hierarchical structure or where strict compliance is necessary. Industries such as the military, manufacturing, or emergency services often rely on autocratic leadership to ensure discipline, maintain order, and promote safety.

However, it is important to note that the autocratic leadership style may not be suitable for all situations or business contexts. It can stifle creativity and innovation by limiting input and involvement from team members. It may also lead to decreased employee satisfaction and motivation, as individuals may feel disempowered or undervalued. Therefore, the autocratic style should be used selectively and combined with other leadership approaches to create a balanced and inclusive organizational culture.

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Answer:

cute

Explanation:

theyre so cute

Answer:

omg your bunnies are SO cute!

Explanation:

:D

Ricardian equivalence maintains that an increase in government spending financed by debt will result in a corresponding increase in Savings.

According to the economic principle known as Ricardian equivalence, paying government expenditures with current taxes or future taxes (as well as current deficits) will have similar impacts on the overall state of the economy.

Therefore, increased government expenditure that is financed by debt will not be able to stimulate the economy since investors and consumers are aware that the loan would eventually need to be repaid through future taxes.

The hypothesis contends that consumers will save because they anticipate paying higher taxes in the future to reduce the debt, which will counteract the rise in aggregate demand brought on by higher government spending.

In order to prepare for future taxes, a rise in government spending financed by debt will also result in a rise in savings.

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A. Terminal value: $10,000.

B. Coupon rate: 10%.

C. Maturity period: 10 years.

D. Yield to maturity: Approximately 12%.

E. Bond value: The sum of the present value of coupon payments and the present value of the face value at maturity.

A. The bond's terminal value is equal to its face value, which is $10,000. This represents the amount that the bondholder will receive at maturity.

B. To determine the coupon rate, we divide the annual coupon payment by the face value of the bond and multiply by 100%. In this case, the annual coupon payment is $1,000 and the face value is $10,000.

Coupon Rate = ($1,000 / $10,000) * 100% = 10%

C. The maturity period of the bond is given as 10 years. This means that the bond will reach its full term and the bondholder will receive the face value of $10,000 at the end of the 10-year period.

D. The yield to maturity (YTM) is the total return anticipated on a bond if it is held until it matures. It is the internal rate of return (IRR) of the bond's cash flows. Calculating the YTM requires finding the discount rate that equates the present value of the bond's cash flows to its current market price. In this case, the bond's coupon payments are $1,000 per year for 10 years, and the terminal value is $10,000.

Using a financial calculator or spreadsheet software, we can find that the yield to maturity is approximately 12%.

E. To determine the value of the bond, we need to calculate the present value of the bond's future cash flows. The cash flows consist of the annual coupon payments of $1,000 and the terminal value of $10,000. We discount these cash flows back to the present using the yield to maturity as the discount rate.

Using a financial calculator or spreadsheet software, we can calculate the present value of the cash flows. The value of the bond is the sum of the present values of the coupon payments and the present value of the terminal value.

Assuming a 12% yield to maturity, we find that the value of the bond is approximately $10,000, which is equal to its face value. This indicates that the bond is trading at par value, as the market price matches its face value.

It's important to note that bond valuation can be more complex when considering factors such as market conditions, risk, and different compounding periods for coupon payments. The provided calculation assumes an annual coupon payment and a simple discounting method using the yield to maturity as the discount rate.

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The decision rule that has been established in the question is reject H0 if t < - 2.179 or t  > 2.179

The test statistic is 2.0058

Given a level of significance of 0.05

degree of freedom = 13 - 1 = 12

the t critical value is ±2.179

if

t < 2.179: fail to reject the null hypothesis.

t > 2.821: Reject the null hypothesis.

We have to solve for the test statistic using the values that we have here

we have the following values

sample mean = 475

the standard deviation = 9

mu = 470

The formula for the test statistic is

\(t = \frac{x-u}{s/\sqrt{n} }\)

475 - 470 / 9 / √13

= 5 / 2.493

= 2.0056

In summary,

The degree of freedom df = 13 -1 = 12

t 0.025, 12. This test is a two tailed test

= ±2.179

a. The decision rule would be reject the null hypothesis if t < - 2.179 or t  > 2.179

b. The value of the test statistic is given as 2.006

The test statistic that we have here c an be seen to fall between the two critical regions that we have in the question. The decision that we have to take would be for us to fail to reject the null hypothesis.

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A factor that credit card companies would most likely use to determine an applicant's creditworthiness is Hourly wages.

When you apply for a credit card, you’re required to share an array of personal information on your application. This will include details like your name, address, Social Security number and current employment status. You’ll also be asked to list your income on your application, although the type of income card issuers ask for can vary depending on the card issuer.

Not all credit card issuers will ask for your annual net income. Some may explicitly ask for your gross income. If you are paid an hourly wage, on the other hand, you may need to figure out your gross income using last year’s tax return or by multiplying your gross weekly income by the number of weeks you work within a year.

Thus, A factor that credit card companies would most likely use to determine an applicant's creditworthiness is Hourly wages.

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Companies can collect information about purchasing habits from credit cards and digital payments.

A digital payment, often known as an electronic payment, is the exchange of value between payment accounts utilizing a digital device, like a mobile phone, computer, POS, or wireless mobile data or SWIFT.

Customers frequently utilize banking cards—credit, debit, and prepaid cards—to make digital payments. For safe transactions, banking cards have an authentication system in place that uses a pin and a one-time password.

The many types and mechanisms of digital payments that are used often in India are covered in detail in the lines that follow using a bank card. AEPS, USSD, and UPI

More sophisticated digital payment methods are currently growing in popularity. Online payment options, virtual currencies, and electronic transfers all fall under this category.

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Answer:

Remain open-minded

Explanation:

Answer:

The terms are mixed up with the definitions. They are:

Annual percentage yield, Interest thresholds, Variable interest rates and Money market account.

1. The amount of interest you will earn in one year from a savings account ⇒ Annual percentage yield

The annual percentage yield is the interest rate that shows how much your account will increased by in a year.

2. Different interest rates paid for different size balances, with higher balances earning higher rates ⇒  Variable interest rates.

Variable rates are meant to reward higher balances are so are different per account balances.

3.  The minimum balances before the bank begins paying interest ⇒  Interest thresholds.

Banks have interest thresholds which show the minimum value that an account must have in order to start accruing interest.

4. A savings account that offers a higher rate of interest when you make large deposits ⇒ Money market account

Money market accounts make returns by trading short term instruments which enables them to offer higher rates of return. They however require large deposits.

Answer:

cccf

Explanation:

Answer:

1255

Explanation:

gh\\667

Managers and other employees who use financial information to confirm past results and make adjustments for future activities are examples of internal users. External users are those who use financial information outside of the organisation to make decisions or evaluate an entity's performance.

Internal users are people who use financial information within a company. Owners, managers, and employees are examples of internal users. External users are people who use accounting information outside of the business entity (organisation).

Managers are the most frequent users of financial statements because they require the information to perform their duties. The statements can be used by owners to determine whether their investment is safe and whether the company is providing an acceptable return on their investment.

Therefore, internal and external users can use the information from income statements to make decisions.

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Answer:

None of the above

Explanation:

Given that the question is about Payment of $1,000 payables, then in a journal account, there will be a record of "Decreases in account payable $1,000; increases in cash $1,000"

Hence, considering the available options, the right answer to the question is "None of the above"

Here is the trading and profit and loss account for the year ended 31/12/2014:

For the year ended 31/12/2014

Particulars Amount

Sales €485,000

Less: Cost of Goods Sold €196,000

Gross Profit €289,000

Less: Expenses

- Wages and Salaries (75%) €78,750

- General Expenses €13,000

- Stationary €4,800

- VAT €17,300

- Provision for Bad Debts €3,480

- Advertising €5,700

- Insurance €9,000

- Loan Interest €600

- PRSI/USU €10,200

Net Profit €157,370

Here is the balance sheet as at 31/12/2014:

Balance Sheet

As at 31/12/2014

Assets Liabilities

Cash €42,600

Bank €1,200

Debtors €34,800

Stock €19,000

Capital €213,570

Drawings €10,700

Building €300,000

Office Equipment €15,000

Patent €24,000

Delivery Vans €49,000

Accumulated Depreciation €28,000

Provision for Bad Debts €3,730

Loan €50,000

Profit and Loss €157,370

Total €618,570

Total €618,570

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Selecting a business from one of the three sectors, conducting research using newspaper clips, business articles, any business magazines, News 24, and other business websites to answer research (Part A) questions. This article will discuss the challenges faced by the business and classify them based on the three business environments. The business selected for this research is Sasol, which belongs to the primary sector. Sasol is an integrated energy and chemicals firm with operations in over 30 countries and more than 30,000 employees. It mines coal and convert it into synthetic fuels and chemical feedstock. Sasol operates in a challenging environment, and it faces many challenges. However, in this research, we will discuss the most important challenges faced by Sasol. The following are the difficulties Sasol faces: Environmental challenges: Sasol is a large company, and it emits greenhouse gases, which affect the environment. Furthermore, environmental regulations have become more stringent, which is a significant challenge for the company. Sasol must adhere to environmental regulations, which will impact its operations. Sasol must also protect its reputation, which is critical to its success. Sasol should be proactive in responding to environmental challenges by investing in renewable energy and ensuring that it adheres to environmental regulations. Economic challenges: Sasol faces economic challenges, including fluctuating oil prices, currency volatility, and rising operating costs. These issues are beyond the company's control, and they can have a significant impact on Sasol's financial performance. Sasol must adapt to economic changes by diversifying its revenue streams and improving its operational efficiency. Social challenges: Sasol faces social challenges such as workforce diversity, employee engagement, and community relations. Sasol must address these challenges by fostering a diverse and inclusive culture, promoting employee engagement, and engaging with the community. Sasol must also ensure that its business practices align with the expectations of its stakeholders, including customers, employees, and investors. In conclusion, Sasol faces many challenges, which can be classified into three categories: environmental, economic, and social. Sasol has limited control over some of these challenges, but it must be proactive in responding to them to ensure its long-term success.

A business that you can select for this analysis is the importation of cars into a country. Some challenges that may affect the importation of cars include import duties and trade agreements between nations.

Business challenges refer to those problems that are encountered by entrepreneurs who want to go into any area of trade. For those into the importation of cars and other such items, excessive import duties might be limiting to them.

They may also experieice trade agreements sbetween nations and rising forex that amy not be favorable for trade.

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The quantity supplied of cheeseburger is less than the quantity demanded. Therefore, the price will C. increase because there is an excess demand in the market.

Supply simply means the number or goods and services that a supplier is willing to sell at a particular price and time.

In this case, the quantity supplied of cheeseburger is less than the quantity demanded. Therefore, the price will increase.

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