Today, many organizations are creating a new position called HR management to take over the internal management of diversity from human resources, where it was previously treated as a legal issue.
What is HR management?Human resource management (HRM) is the practice of recruiting, hiring, deploying and managing an organization's employees. HRM is often referred to simply as human resources (HR). A company or organization's HR department is usually responsible for creating, putting into effect and overseeing policies governing workers and the relationship of the organization with its employees. The term human resources was first used in the early 1900s, and then more widely in the 1960s, to describe the people who work for the organization, in aggregate.HRM is employee management with an emphasis on those employees as assets of the business. In this context, employees are sometimes referred to as human capital. As with other business assets, the goal is to make effective use of employees, reducing risk and maximizing return on investment (ROI).To learn more about ROI refer to:
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Some reasons people become entrepreneurs include_______.
A) like what they are doing
B) need for success
C) job security
D) need independence
Answer:
need for success
Explanation:
PLEASE HELPPP!!!!
Emily has decided to close her business and sell off her assets. Her Capital balance before liquidation
is $30000. Assets valued at $35000 were sold for $16000 in cash. The total liabilities of $5000 were
paid in full. She paid the liquidator $1000. After liquidation of her assets and liabilities, what would
be Emily's Capital balance? Explain your answer by showing your calculations?
Emily's Capital balance is $10,000
Capital can be defined a the assets which a business owner own in a business such as:
•Machinery
•Cash
•Land and Building
•Factory Equipment
•Office Equipment.
•Account Receiveble
Using this formula
Capital Balance=Assets - Liabilities
Where:
Assets=$16,000
Liabilities=$5,000+$1,000=$6,000
Let plug in the formula
Capital Balance=$16,000-($5,000+$1,000)
Capital Balance=$16,000-$6,000
Capital Balance=$10,000
Inconclusion Emily's Capital balance is $10,000.
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Do you think the united states should adopt information-control regulations similar to britain's official secrets act? explain why or why not.
Answer:
no they should ent
what is the ideal paragraph length in a business email? multiple choice question. 60 to 80 words 10 to 20 words 100 words or more 30 to 50 words
The ideal paragraph length in a business email depends on the purpose of the email and the content it contains. Generally speaking, a good rule of thumb is to keep paragraphs between 30 to 50 words.
What is business?Business is the activity of making one's living or making money by producing or buying and selling goods or services. It includes all of the activities and processes involved in the production and sale of goods and services, from the moment the goods or services are conceived until they are sold and delivered to the customer. Business activities include the development of business plans and strategies, the production of goods and services, marketing, customer service, finance, accounting, legal and other related activities.
This allows the message to be concise and easy to read. However, in some cases, including when providing detailed explanations or instructions, a paragraph of up to 80 words may be appropriate. In any case, it is important to avoid paragraphs that are excessively long; a paragraph of 100 words or more can be difficult to process and understand.
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Please help meeee!!!!!
How are credit unions and banks different? *
4 points
Typically, deposits at a bank are insured, but deposits at a credit union are not
Banks charge overdraft fees, but credit unions do not
Banks are owned by shareholders, while credit unions are owned by members
Banks allow customers to do online banking, while credit unions are too small to provide that service
Answer:
Banks are owned by shareholders, while credit unions are owned by members
Explanation:
Banks are financial institutions established by the founders to make profits. Due to their capital requirements, banks are large corporations owned by the private sector or government. Like other corporations, the owners of a bank are its shareholders.
Large organizations form credit unions to cater to their employees well being. Credit unions are not for profit organizations since they are formed to cater to its members' well beings. It means membership to the credit union is limited to the founding organization's employees unless otherwise stated. The members of the credit unions are its owners.
how is weather useful to our body
Answer:
1. precipation
2. national security
Explanation:
1. Having a stable climate and weather patterns benefits national security. If a government can predict the amount of water and the average risk for drought or other natural disasters, it can better prepare its population for possible adversities. If the climate and weather were to suddenly change, disaster response teams may not be able to adapt quickly enough. It could also lead to international conflicts as the need for humanitarian aid rises in response to a higher demand on resources.
2. The stability of the climate is an important factor to human health. Because overall climates are stable for long stretches of time, humans adapt to a given climate. For example, the evolution of light skin from dark was to help humans become more resistant to cold weather and synthesize more vitamin D per each exposure to ultraviolet light as they moved away from the equator to areas where there was less direct sunlight and more cloud-covered days. Rapid climate change could be detrimental to human health because the body cannot adapt quickly enough to changes in the weather and environment.
2.
Having a stable climate and weather patterns benefits national security. If a government can predict the amount of water and the average risk for drought or other natural disasters, it can better prepare its population for possible adversities. If the climate and weather were to suddenly change, disaster response teams may not be able to adapt quickly enough. It could also lead to international conflicts as the need for humanitarian aid rises in response to a higher demand on resources.
One of the biggest differences between marketing a service and a product is the__________of the purchase. The consumer can see and touch a product such as a new laptop computer, but he cannot touch or feel the service he hires to fix a computer.
Answer:
Intangibility.
Explanation:
One of the biggest differences between marketing a service and a product is the intangibility of the purchase. The consumer can see and touch a product such as a new laptop computer, but he cannot touch or feel the service he hires to fix a computer.
Intangibility in marketing can be defined as the inability of a service taker (customer) to assess the value or benefits to be derived from the use of a service. When compared to a product, services are intangible because they are abstract and as such cannot be touched, seen, heard, tasted, felt or smelled by the senses.
Hence, it requires more quality and degree of competence to market a service than a product.
.On the production line, all employees must have a quality level of 99 percent or higher. Which of the following elements of control is this?
a. Comparison b. Strategic c. Financial d. Standard e. Measure
Option d. Standard, In this case, the 99 percent quality level requirement on the production line represents a performance standard that all employees must meet.
The requirement for all employees on the production line to have a quality level of 99 percent or higher is an example of a standard control element. A standard is a specific guideline or requirement that must be met in order to ensure a consistent level of quality or performance. In this case, the standard is set at 99 percent or higher, indicating a very high level of quality is expected. By having this standard in place, employees are aware of what is expected of them and can work towards meeting or exceeding this requirement.
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3.
Managerial economics involves the application of economic theory
and decision science. POONAM CHAND.
a. True
b. False
The statement is true. Managerial economics indeed involves the application of economic theory and decision science to aid managers in making informed business decisions.
Managerial economics is a field that applies economic theory and decision science to help managers make strategic business decisions. It combines economic principles with analytical tools to analyze and solve real-world problems faced by businesses. The application of economic theory enables managers to understand how external factors, such as market conditions, competition, and consumer behavior, impact their business operations.
By utilizing decision science techniques, managers can assess various alternatives, evaluate risks, and optimize resource allocation to achieve desired outcomes. Managerial economics provides insights into demand and supply dynamics, cost analysis, pricing strategies, production optimization, and market forecasting. It helps managers make informed decisions regarding pricing, production levels, investment opportunities, market entry or exit, and resource allocation.
Regarding the statement, it is true that managerial economics involves the application of economic theory and decision science. It empowers managers with a systematic framework to analyze and understand the economic environment and make rational decisions based on economic principles and empirical evidence. This field plays a crucial role in improving managerial effectiveness and enhancing the overall performance of businesses.
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I need help on my assignment this is what i have so far guys let me know if it is wrong or what i should change
Question : Nancy and Shawn Miller are a newly married couple in their early 30s. They are currently renting a one-bedroom apartment in the city but would like to purchase a two-bedroom condominium within the next two years. Their combined gross annual income is $96 000. Each month, they pay $700 in wedding debt and $610 for student loans. Rent is $1200 and includes utilities. Their monthly transit passes cost $200. They spend $520 each month on groceries and an additional $275 for cable, Internet, and telephone. Approximately $250 is spent every month on clothing. They like to have about $350 per week in discretionary income for leisure and miscellaneous expenses, such as movies, books, and CDs. They would like to save $15 000 over the next two years for a down payment. Create a monthly budget for Nancy and Shawn. Assume tax deductions of 30 percent
My answers :
Gross Income XXX $96 000
Deductions (XXX) TAX (30%)
Disposable Income XXX $67 200 every month= 5600
Necessities
Rent $1200 xxx
Debt Payments $700 xxx
Student Loan Payments $610 xxx
Cable, Internet, Phone $275 xxx
Groceries $520 xxx
Transit Passes $200 xxx
Clothes $250 xxx
Total Necessities XXX $15,255
Discretionary Income XXX $51975
Every month = 4331.25
Entertainment $350 xxx
Leftover Income for Savings (help)
XXX
and 3 other questiosn i need help with
Questions (15 Marks)
⦁ How much money is left over at the end of the month? Is this enough to save $15,000 in two years?
⦁ How much would they have to save each month to achieve their $15 000 goal within two years?
⦁ How would you recommend Shawn and Nancy trim their budget in order to have more money for savings?
Answer:
No ; $625 ; cut down expenses
Explanation:
Annual Gross =$96000
Amount after tax : (1 - 0.3) * 96000 = $67,200
Monthly Total Expenses :
$(700 + 610 + 1200 + 200 + 520 + 275 + 250 + (350*4)) = $5,155
After - tax monthly :
67,200 / 12 = $5600
Amount left :
$5600 - $5155 = $445
If total amout left is saved for 2 years :
Amount saved = ($445 * 24) = $10,680
$10,680 < $15,000 ; therefore, it won't be enough for the purchase.
Monthly saving to earn $15000 in 2 years
2years = 24 months
$15000 / 24
= $625
Grocery expenses , clothing, discretionary cost and cable expenses could be all be cut down in other to increase saving.
what happens when a court pierces the corporate veil? group of answer choices shareholders become personally liable for the debts of the corporation. the court revokes the corporate charter. the promoter becomes liable for the debts of the newly formed corporation the court requires that the corporation be more substantially capitalized.
When a court pierces the corporate veil, it is usually because the court has determined that the corporation is not a separate legal entity from its owners.
This can happen when the corporation is not adequately capitalized, meaning that it does not have enough funds to cover its debts and obligations.
In this case, the shareholders may become personally liable for the debts of the corporation.
This means that their personal assets may be used to satisfy the corporation's debts.
Piercing the corporate veil can also occur when the corporation has been used for fraudulent or illegal purposes.
In such cases, the court may hold the shareholders or promoters responsible for the corporation's actions, and may even revoke the corporation's charter.
Overall, piercing the corporate veil is a serious matter that can have significant consequences for all parties involved.
It is important for corporations to be properly capitalized and operated in a legal and ethical manner in order to avoid such situations.
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HELP! i need help with this brochure project for economics and personal finance. its about Understanding Checking and Debit Accounts can someone please give me the information or something for it or if u have already done it can you please give it to me.
the document has all the information.
Answer:
PLEASE DO YOU HAVE IT NOW I NEED IT ASAPP
Explanation:
please I need to graduate
Select all the correct answer.
What type of factor of production is a bulldozer?
Oland
O labor
O capital
O entrepreneur
Answer:
capital
Explanation:
bulldozer is bought with capital.
Suppose a 20-year $1,000 7% Treasury note with semiannual coupon payments offers a 5% yield. What price would an investor pay to buy this note?
A. $1,251.03
B. $958.24
C. $768.85
D. $1,164.12
Suppose a 10-year $1,000 5% corporate bond with semiannual coupon payments offers a 7.14% yield. What price would an investor pay to buy this bond?
$848.89
$1,121.71
$883.98
$1,019.32
The price an investor would pay to buy the 20-year $1,000 7% Treasury note with semiannual coupon payments, which offers a 5% yield can be calculated as follows:The face value of the bond is $1,000.The coupon rate is 7%. It is paid semi-annually.The maturity period is 20 years.The yield is 5%.
It is the annual rate and is also called the discount rate or the required rate of return.The price an investor would pay to buy this note is calculated as the present value of the future cash flows, which includes the coupon payments and the face value of the bond at maturity.
Using the formula,
PV of bond = Σ(CFt) / (1+r)t,
where
CFt = cash flow in period t, r = required rate of return, and t = time period
The cash flows for the bond are as follows:
Year Cash flow Discount factor
(1+r)t
Present value (CFt / (1+r)t)1 $35 1.025 $34.152 $35 1.051 $32.2703 $35 1.078 $30.3954 $35 1.105 $28.5265 $35 1.133 $26.6636 $35 1.162 $24.8077 $35 1.191 $22.9578 $35 1.221 $21.1139 $35 1.252 $19.27410 $1,035 1.283 $804.9411 $1,035 1.315 $786.4712 $1,035 1.348 $768.34
The present value of the future cash flows is $1,251.03.
The investor would pay $1,251.03 to buy this note.
Hence, the correct option is A. $1,251.03.
Now, let's calculate the price an investor would pay to buy the 10-year $1,000 5% corporate bond with semiannual coupon payments, which offers a 7.14% yield.
Using the formula,
PV of bond = Σ(CFt) / (1+r)t, where CFt = cash flow in period t, r = required rate of return, and t = time period
The face value of the bond is $1,000.
The coupon rate is 5%. It is paid semi-annually.The maturity period is 10 years.The yield is 7.14%. It is the annual rate and is also called the discount rate or the required rate of return.
The cash flows for the bond are as follows:
Year Cash flow Discount factor
(1+r)t Present value (CFt / (1+r)t)1 $25 1.035 $24.2152 $25 1.071 $23.3303 $25 1.108 $22.4564 $25 1.146 $21.5925 $25 1.185 $20.7376 $25 1.225 $19.8917 $25 1.266 $19.0538 $25 1.308 $18.2249 $25 1.351 $17.40210 $1,025 1.394 $737.06
The present value of the future cash flows is $1,121.71.
The investor would pay $1,121.71 to buy this bond.
Hence, the correct option is B. $1,121.71.
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3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?
Answer:
$156
Explanation:
he old price per basket is $0.50 per basket
the new supplier has a price of $0.40 per basket
Savings per basket is $0.10 ($.50- $0.40)
The average sales per month are 130 baskets.
The average savings per months will be
=$0.10 x 130
=$13
yearly savings will be
=$13 x 12 months
=$156
Nathan wants a formula to return "YES" if the value in cell A1 is less than the value in cell B1, and to return "No" otherwise. Which of the following functions should he use?
Answer:
IF function
Explanation:
The options to the question are missing; however, I'll assume the question related to Microsoft Office Excel.
To do the task in the question, Nathan can only make use of the IF function.
This is so, because the question relates to conditional statement.
The full if statement is:.
=IF(A1 < B1, "YES","NO")
In your own words, explain why we pay taxes.
Answer: To help support public schools and the economy.
Explanation:
What is used to record a transaction into the general journal?
a Analyze transactions
b Account identification
c Journal entry
d Explanation
To record a transaction into the general journal, a journal entry is used. The journal entry captures the essential information about the transaction, including the accounts affected, the amounts debited and credited, and a brief description of the transaction.
This entry serves as a chronological record of all financial transactions in a company and is the first step in the accounting cycle. When a transaction occurs, it is necessary to analyze the transaction to understand its impact on the accounts. This involves identifying the specific accounts involved, determining whether they will be debited or credited, and calculating the appropriate amounts.
Once the analysis is complete, the next step is to create a journal entry that records the transaction in the general journal. The journal entry includes the date of the transaction, the accounts affected, the amounts, and a brief explanation of the transaction. This entry provides a clear and organized record of all financial transactions, allowing for accurate and reliable financial reporting.
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Question 5
If you are using data-driven decision-making, what action steps would you take? Select all that apply.
If you are using data-driven decision-making, the action steps you would take include collecting and analyzing data to identify trends and patterns. Here option A, B, C, and D are the correct answer.
Using data to inform and guide decision-making (option b), continuously monitoring and evaluating the effectiveness of decisions (option c), and making adjustments to decisions based on data analysis (option d). Options e, ignoring data and making decisions based on intuition, is not a step in data-driven decision-making.
Data-driven decision-making involves using data to make informed decisions. By collecting and analyzing data, you can identify trends and patterns that can help guide your decision-making. Continuously monitoring and evaluating the effectiveness of your decisions allows you to make adjustments based on data analysis. This approach helps ensure that your decisions are based on evidence rather than intuition.
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Complete question:
If you are using data-driven decision-making, what action steps would you take? Select all that apply.
a. Collect and analyze data to identify trends and patterns.
b. Use data to inform and guide decision-making.
c. Continuously monitor and evaluate the effectiveness of decisions. d. Make adjustments to decisions based on data analysis.
e. Ignore data and make decisions based on intuition.
A tax that takes a higher percentage of income from people with lower
incomes is a
A. progressive tax
B. deductive tax
C. dependent tax
D. regressive tax
A regressive tax is a tax that takes a higher percentage of income from people with lower incomes. Hence, option D is correct.
What is regressive tax?When the overall tax burden drops as income increases, the tax is said to be regressive. While middle- and high-income taxpayers suffer a proportionally smaller part of the tax burden, low-income taxpayers bear a disproportionately large share.
Every taxpayer, regardless of economic level, pays the same amount of money, a regressive tax may initially seem to be a fair method of taxing residents. A closer analysis reveals that such a tax results in lower-income persons paying a bigger percentage of their income than do wealthy ones.
Thus, option D is correct.
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an example of contractionary fiscal policy would be:
Answer:
increasing taxes and lowering government spending.
Explanation:
When the government lowers taxes, consumers have more disposable income.
the results of an occupational interest inventory are designed to group of answer choices indicate whether your interests are consistent with job descriptions included in the dictionary of occupational titles.
The results of an occupational interest inventory are designed to indicate how similar your interests are to the typical interests of people in various jobs. Hence, option C is correct.
People's preferences for activities associated with various vocations are referred to as occupational interests. So, for instance, you might be better suited to work as a forester rather than an office worker if you appreciate the outdoors, nature, and manual labor.
A tool for career guidance called OII-Pro measures 12 aspects of occupational interest. Based on John Holland's idea of occupational options, it also offers RIASEC model assessment. The test was created after extensive study and collaboration with career counselors.
Thus, option C is correct.
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The options were missing-
a. predict whether you would be successful in various jobs.
b. focus on recommendations for the career path you should follow.
c. indicate how similar your interests are to the typical interests of people in various jobs.
d. indicate whether your interests are consistent with job descriptions included in the Dictionary of Occupational Titles.
What is the interest owed on a loan of $100 at 10% for 3 months?
Answer:
$2.50
Explanation:
The information is somewhat incomplete. It does not state whether simple or compound interest which could make a difference
I am assuming simple interest
The formula for simple interest is
I = Prt
where I is interest
P is amount of loan
r is annual rate of interest expressed as a decimal
t = number of years
We are given
P = $100
r = 10$ = 10/100 = 0.10
t = 3 months = 3/12 year = 1/4 th of a year
I = 100 x 0.10 x 1/4 = $2.50
What is a business opportunity?
Answer:
a packaged business investment that allows the buyer to begin a business.
Explanation:
The opportunity cost of watching a movie will be equal to;
А) The time lost while watching the show
B)The pleasure that could have been enjoyed watching TV instead
С )The pleasure enjoyed by watching the show
D) The amount paid to buy the tickets
Answer:
А) The time lost while watching the show
Explanation:
Opportunity cost is the value of the next-best alternative when a decision is made; it's what is given up.
A and D seems correct, but the wording on D makes A the better answer.
Sunland Company owns equipment that cost $73,000 when purchased on January 1, 2019. It has been depreciated using the straight-line method based on an estimated salvage value of $13,000 and an estimated useful life of 5 years. Prepare Sunland Company's journal entries to record the sale of the equipment in these four independent situations. (a) Sold for $39,000 on January 1, 2022. (b) Sold for $39,000 on May 1, 2022. (c) Sold for $22,000 on January 1, 2022. (d) Sold for $22,000 on October 1, 2022.
Answer and Explanation:
The journal entries are shown below;
(a)
Cash $39,000
Accumulated Depreciation $36,000 [($73,000 - $13,000) × 3 ÷ 5]
To Equipment $73,000
To Gain on Sale of Equipment $2,000
(being the sale of equipment is recorded)
(b)
Depreciation $4,000 [($73,000 - $13,000) ÷ 5 × 4 ÷12]
To Accumulated Depreciation $4,000
(being depreciation expense is recorded)
Cash $39,000
Accumulated Depreciation $40,000 ($36,000 + $4,000)
To Equipment $73,000
To Gain on Sale of Equipment $6,000
(being the sale of equipment is recorded)
(c)
Cash $22,000
Accumulated Depreciation $36,000
Loss on Sale of Equipment $15,000
To Equipment $73,000
(being the sale of equipment is recorded)
(d)
Depreciation $9,000 [($73,000 - $13,000) ÷ 5 × 9 ÷ 12]
To Accumulated Depreciation $9,000
(Being depreciation expense is recorded)
Cash $22,000
Accumulated Depreciation $45,000 ($36,000 + $9,000)
Loss on Sale of Equipment $6,000
To Equipment $73,000
(being sale of equipment is recorded)
The dupont equation shows the relationships among asset management, debt management, and __________ ratios.
The Dupont Equation shows the relationships among asset management, debt management, and Liquidity ratios.
Liquidity ratios are a significant class of monetary measurements used to decide an indebted person's capacity to take care of current obligation commitments without raising outside capital.
Normal liquidity ratio incorporates the quick ratio, current ratio, and days deals extraordinary.
Liquidity is the capacity to change over assets into cash rapidly and inexpensively.
Assets Management is the act of expanding total wealth after some time by obtaining, keeping up with, and exchanging speculations that can fill in esteem.
Debt Management is a method for fixing your obligation through monetary preparation and planning.
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________________ is used during the early stages of the product life cycle. Because the product is new, the focus is on explaining the benefits of the product class, and not on promoting the specific brand. ________________ is used during the early stages of the product life cycle. Because the product is new, the focus is on explaining the benefits of the product class, and not on promoting the specific brand. Company advertising Institutional advertising Pioneering advertising Advocacy advertising
Answer:
Pioneering Advertising
Explanation:
Pioneering advertising is the advertising campaign of the new product that should compete the single product by having a developed market place. The motive of this type of advertising is that to inform the consumers with respect to the arrival of the new innovation in the product along with the description of its benefits
So according to the given situation it represents the pioneering advertising
Many people put aside money to take care of unexpected expenses. If Pedro and Susanna have money to put aside for emergencies, in which of the following forms would it be of LEAST benefit to them if they needed it right away?
If Pedro and Susanna needed the money right away, it would be of the least benefit to them if they had put their emergency savings into a long-term investment or a fixed-term deposit account that has penalties for early withdrawal.
What unexpected expense means?You can refer to expenses as unexpected if you did not anticipate them. An example would be going for your car's inspection and failing because something has to be fixed. This is a cost that you can account for in your budget and savings strategy.
Long-term investments, such as stocks or mutual funds, are typically designed to be held for several years or even decades to maximize returns. Similarly, fixed-term deposit accounts, such as certificates of deposit (CDs), may offer higher interest rates than regular savings accounts but often require that the money be locked up for a specific period of time.
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Which of the following is NOT an organization to protect consumers?
The American Red Cross
The U.S. Food and Drug Administration
Federal Trade Commission
Better Business Bureau
Answer:
It might be D- whic