The use of machinery to assist in employee management began during the late 19th century when time clocks with punch _____ were developed to track employee work hours.

dont do anything because ur getting money

Answer:

The correct ways to prepare a customer's change over the counter are:

Explanation:

1. In the cash drawer, store each denomination together in a section

2. As you receive cash, straighten them out and arrange them uniformly. Let every bill be faced in the same direction.

3. Deduct the total price of goods bought from the total amount handed to you by the customer.

4. The result from the above calculation is the customer's change.

5. Peek into the cash drawer and neatly pick out the notes or bills that make up this amount.

6. Carefully replace the shifted bills or coins in the drawer.

7. Place your hands on the desk or in sight of the customer and count the change for them to see.

8. Hand it over to the customer!

Answer:

Explanation:

Expected return of the portfolio is weighted average of the return of the components.

E(R) = w1 * R1 + w2 * R2

E(R) = 65% * 18% + 35% * 6%

E(R) = 11.70% + 2.10%

Expected Return, E(R) = 13.80%

Standard deviation of portfolio is mathematically represented as:

\(\sigma =\sqrt{w_1^2\sigma _1^2+w_2^2\sigma _2^2+2w_1w_2p_{1,2}\sigma_1\sigma_2}\)

where

w1 = the proportion of the portfolio invested in Asset 1

w2 = the proportion of the portfolio invested in Asset 2

σ1 = Asset 1 standard deviation of return

σ2 = Asset 2 standard deviation of return

For risk free money market fund, standard deviation = 0 and its correlation with risky portfolio = 0

\(\sigma =\sqrt{ (0.65 * 0.30)^2 + (0.35 * 0)^2 + (2 * 0.65 * 0.30*0.35 *0*0)} \\\\= \sqrt{0.038025 +0+0} \\\\ = 0.195\)

Standard deviation = 19.50%

Answer:

The answer is below

Explanation:

PEP is a big store that is located in South Africa and other African countries.

Based on the PEP mission and vision and according to the company's website, the Objectives of PEP stores are:

1. To be the friendliest and most trusted retailer for this market.

2. To offer wanted products and services at the lowest possible prices

3. To meet changing consumer needs.

Classroom observations are important as they provide additional feedback, create a culture of improvement, and provide greater insight into students.

The observation method simply means the human or mechanical observations of the things that people do. Some of the classroom observations include learning walkthrough, supervisory walkthrough, and goal setting.

Children can be assessed by looking at how they behave and studying them. The information gotten is essential as it can provide the teachers with the necessary details to help the students improve academically.

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Answer:

Customer service skills

Integrity

Math skills

Knowledge of finance

Explanation:

Answer:

1.  Customer service skills 2.  Integrity  3.  Math skills  

4.  Knowledge of Finance

Explanation:

I got it right on edg

Answer:

what retall terms

Explanation:

Nonverbal communication is that the transfer of knowledge through visual communication, facial expressions, gestures, and space. As an example, a smile conveys friendliness, receptivity, and openness in an encounter.

There are eight forms of nonverbal communication:

Visual communication: Body language is that the way you position your body in response to situations, environments, and moods.

Movement: How you progress your arms and legs. B. you’ll convey a range of messages to your audience, like walking fast, walking slowly, standing, sitting, or fidgeting.

Posture: The way you sit and stand also reflects your level of comfort, professionalism, and general attitude towards people and conversations.

Gestures: Gestures vary widely from community to community, but are commonly used intentionally or unintentionally to convey information to others.

Space: Creating or closing distance between you and people around you conveys messages about your well-being, the importance of conversation, your desire to support and connect with others, etc.

Paralinguistic: Paralinguistic include non-verbal elements of language such as: B. Speaking speed, pitch, intonation, volume, etc.

Facial Expressions: one among the foremost common styles of nonverbal communication is facial expressions. Using the eyebrows, mouth, eyes, and facial muscles to convey emotions and data is very effective.

Eye Contact: Strategic use of eye content, or lack of eye contact, may be a very effective thanks to convey attention and interest.

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Answer:

1. Per se application  - US Competition law

Justification: It is a provision of US competition law

2. Misuse of activity - EU Competition law

Justification: It is a provision of EU competition law

3. Extraterritoriality - US and EU

Justification: It is a provision of US and EU antitrust and competition law

4. Trade obstacle, non-tariff - France

Justification: These are considered to be part of the France trade system

5. Strict liability - U.S. Tort Law

Justification: It is part of the U.S. Tort Law and depends on intent to harm liability

6. Punitive damages - U.S. Product Liability Law

Justification: It is a provision of U.S. Product Liability Law

If he was offered a $63,000 loan at 8.5% for 24 months. His monthly payment by table lookup is :  $3071.

Monthly payment can be defined as the amount a person received on a monthly basis.

First step is to convert the month to  year

Month to year = 24 / 12

Month to year = 2 years

Second step is to find the interest using this formula

I = P × R×T

Where:

I = Interest

P = Principal

R = rate

T = time

Hence

I = 63,000 × 2 × 8.5%

I = 10,710

So,

P+ I = 63,000 + 10,710

P+I = 73,710

Now let find the monthly payment:

Monthly payment = 73,710 / 24 months

Monthly payment = $3,071.25.

Monthly payment = $3,071 (Approximately)

Therefore the monthly payment is the amount of $3071

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Groceries, apparel, electronics, books, and home products are the five items that are sold in stores close to my house. Shop owners, salespeople, the cashiers, guards for safety, and dry cleaners are the five jobs present in my trading center.

The separation of tasks and functions inside a system to boost production and efficiency is referred to as the division of labour and specialization.

Specialization enables workers to concentrate on the stages of the production process where they have an advantage, increasing productivity and output. The separation of roles and duties within a system is made possible by the division of labour, which boosts production and efficiency.

As a result, the significance of the five products sold in shops around home are the aforementioned.

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A good research is seen as deductive in nature because it:

This refers to a careful and organized study as well as gathering of information about a specific topic.

When a research works explain causal relationships between concepts and variables, measures concepts quantitatively and generalize research findings to a certain extent, then, it is seen as a good research.

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Answer:

medium of exchange

store of value

unit of account

Explanation:

Money is a valuable commodity and a medium of exchange. Modern economies use flat money that is not a community nor backed by the economy.

Money is a medium of exchange; allows people to get what they need to live. Trade was one of the exchanges of goods before money was created.

Like gold and other precious metals, money is a valuable commodity because to many people it represents something valuable.

About inflation, it leads the rise in prices and services and is a reason of the production of goods and services also gets affected in the economy.

Hence, Inflation affects the flow of money in the economy by reducing the purchasing power of clients.

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Mark is a college student and frequently needs to either rent a car or borrow his friend's car, Mark should get Non-owner coverage.

Non-owner coverage is non-public vehicles that your business would not own, rent, or lease. Non-owned automobile coverage helps provide legal responsibility and safety if a car you haven't leased, hired, or rented is pushed on your business and is a coincidence.

In case you drive often but do not own an automobile, a non-proprietor insurance policy provides legal responsibility coverage for bodily harm and property harm, which means that it'll cover you if you're answerable for damages or injuries in a coincidence.

Non-owner vehicle coverage is for individuals who sometimes drive an automobile they don't own but need to prove insurance. It affords liability coverage that will pay for accidents and assets that harm our purpose to other humans in a twist of fate. but, it doesn't cowl damage to the automobile you have rented or borrowed, nor for any accidents.

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I got invited to join national honors society but I decided not to do it because you're kinda expected to do a lot. It sounds stressful to constantly have to keep your grades high and fulfill the other requirements they set for you. It sounds hard to manage on top of everything else you may have going on in your life.

However, to some it may be worth it because it sets a great image for you especially if you plan on going to college. By keeping your grades high all year long you'll get benefits to college and are more likely to get accepted in wherever you want to go. It's up to you to decide if it's worth it or not.

Answer:

[Your Name]

[Your Position]

[Date]

Subject: Insights from our Survey - A Window into the Lives of our Valued Customers

Dear [CEO's Name],

I hope this message finds you well. I wanted to take a moment to share some fascinating insights from the recent survey we conducted among our cherished customer base. To make the data more relatable and easier to grasp, I have transformed the findings into a series of engaging visualizations. These visuals not only bring the data to life but also allow us to truly connect with our customers on a human level. Let's dive into the story behind each visualization and explore why these visual representations are crucial in understanding our customers.

Chart 1: Income Categories - Reflecting the Lives of our Customers

This insightful chart provides a glimpse into the diverse income categories of our survey respondents. As you observe the bars rise and fall, you can visualize the financial landscapes our customers navigate. From the bustling middle-income group, representing 29% of respondents, to the resilient individuals in the $75,000 to $99,999 range, accounting for 21% of participants, we gain an intimate understanding of the financial tapestry that influences their decisions.

By presenting this information in such a humanized manner, we can empathize with the varying needs and aspirations of our customers. This visualization guides us in tailoring our products and services to better address the unique challenges and aspirations of each income segment.

Chart 2: Gender Distribution - Celebrating Diversity and Inclusion

This delightful pie chart celebrates the diversity among our survey participants by highlighting their gender identities. As you glance at the vibrant slices, you witness the vibrant mosaic of our customer base. With 54% of respondents identifying as female and 46% as male, we recognize the importance of inclusivity and strive to ensure our products and services cater to the needs and desires of all genders.

Visualizations like this one allow us to see the human faces behind the data. It reminds us to embrace diversity and equality in our business operations, ensuring that every customer feels heard and valued.

Chart 3: Question Responses - Unveiling Our Customers' Voices

Within this insightful bar chart, we uncover the authentic voices of our customers through their responses to a specific question. The bars rise and fall, revealing the choices they made and their preferences. The most popular response, "5," chosen by 28% of participants, demonstrates the collective sentiment that echoes among our customers. As we observe the varying heights of each bar, we gain a deeper understanding of their thoughts and desires.

Visualizations like this empower us to hear our customers' voices loud and clear. By listening attentively to their responses, we can make informed decisions that resonate with their needs, aspirations, and desires.

In summary, these captivating visualizations humanize our survey data, enabling us to truly connect with our customers and gain invaluable insights. By considering the stories behind each chart, we ensure that our strategies, products, and services align with their lived experiences. Together, we can build lasting relationships, foster inclusivity, and deliver the exceptional experiences our customers deserve.

Thank you for your time and attention. Should you have any questions or require further information, please don't hesitate to reach out.

Warm regards,

[Your Name]

[Your Position]

Explanation:

The best way to protect your personal information is store your personal information in a safe place where you can access it if needed. Hence option D is correct.

Information is defined as the data that has been altered in a way that makes it meaningful to the recipient. In today's society, information is essential to almost everything we do. To communicate a message, information in any format is created and distributed via a chosen delivery method.

Your bank account details, social security number, pin numbers, credit card numbers, and passwords are among the most sensitive data you should protect.

Thus, the best way to protect your personal information is store your personal information in a safe place where you can access it if needed. Hence option D is correct.

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Therefore, the balance of the check is. $2045.19

The following sheet has to be used by Tina Weaver’s monthly statement

The ending balance on the statement is the final money left with an entity after all the transaction procedure. Here the ending balance is provided by the monthly statement itself. Else we have to find out by the formula opening balance +deposits-withdraws

Thus, the ending balance is equal to $1434.19

Step 3/7

b.

Outstanding deposit refers to a company's receipts (cash, checks from customers, etc.) which have been recorded by the company, but the amount will appear on its bank statement at a later date. An outstanding deposit is also known as a deposit in transit.

Thus the outstanding deposit in this case is a deposit payment of.$700

Step 4/7

c.

Total outstanding withdrawal is the amount that has been promised to be paid in the near future. I this case, check number: 397 and 399 are not on the bank statement. The sum of their amounts that is which is equal to $89.00 is the total outstanding withdrawal in this case.

Thus, the total outstanding withdrawal here is equal to $89

Step 5/7

d.

Revised statement balance is the balance shown on accounts of the balance statement. If there is some change in revision in the balance statement. The calculation of revised statement balance is as follows

which is equal to $2,045.19.

Thus, the revised statement balance is $2,045.19.

Step 6/7

e.

Balance of the check register is the closing balance of a company’s check 4register is known as balance

Therefore, the balance of the check is. $2045.19

Step 7/7

f.

The reconciliation of account is when the revised statement balance and the total balance of the check register match which is the case here as well. Thus, the account reconciles.

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Sooraj is effective in his work. This is because Sooraj was able to sell 1200 units of food packets in a month. Although he provided a 10% discount on the food packets, he was still able to meet his monthly sales target.

In addition, Sooraj offered a 15% discount on the last two days of the month to increase his sales target. It can be seen that the customers were attracted to the discount offer and Sooraj was successful in selling more units.

So, he is effective in his work because he was able to sell 1200 units of food packets in a month by offering a maximum of 10% discount to his customers and providing 15% discount to his customers on the last two days of the month.

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Answer:

b. Compute the conversion cost per equivalent unit for April.

Explanation:

i think thats the answer sorry if im wrong but if im right may i get brainlest?

Answer: Yes

Explanation:

Tariffs are import tax that is imposed on goods coming from other nations. Countries can start trade or other discussions by imposing tariffs. Tariffs can be used by both parties to develop economic strategies and conduct trade negotiations.

On the net present value analysis, project Y is expected to generate a higher return on investment compared to project X.

To evaluate the two projects, X and Y, we will calculate their net present value (NPV) using the given cash inflows, discount rate, and initial cash outlay.

For project X:

The cash inflows for each year are Rs 40,000, Rs 30,000, Rs 50,000, and Rs 20,000 for years 1 through 4, respectively.

The initial cash outlay is Rs 100,000.

The discount rate is 10%.

To calculate the NPV, we discount each cash inflow to its present value using the discount rate and subtract the initial cash outlay:

NPV(X) = (40,000 / (1 + 0.10)^1) + (30,000 / (1 + 0.10)^2) + (50,000 / (1 + 0.10)^3) + (20,000 / (1 + 0.10)^4) - 100,000

Simplifying the calculations:

NPV(X) = 36,363 + 24,793 + 34,979 + 13,167 - 100,000

= 9,302

The net present value (NPV) for project X is Rs 9,302.

For project Y:

The cash inflow for each year is Rs 12,500 for 7 years.

The initial cash outlay is Rs 50,000.

The discount rate is 12%.

Using the same formula as above, we calculate the NPV for project Y:

NPV(Y) = (12,500 / (1 + 0.12)^1) + (12,500 / (1 + 0.12)^2) + ... + (12,500 / (1 + 0.12)^7) - 50,000

Simplifying the calculations:

NPV(Y) = 11,161 + 9,960 + 8,888 + ... + 3,637 - 50,000

= 11,042

The net present value (NPV) for project Y is Rs 11,042.

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The format on how you can write the letter of gratitude has been done  below

Subject: [Your resignation notice or two weeks' notice]

[Salutation - e.g., Dear Supervisor's Name],

[Paragraph 1: State your resignation and the effective date]

[Paragraph 2: Explain your decision to pursue esthetician school]

[Paragraph 3: Express gratitude for the opportunity to intern and learn at the construction office job]

[Paragraph 4: Offer assistance in transitioning your tasks and responsibilities]

[Paragraph 5: Express your appreciation for the experiences and wish the company well]

[Closing - e.g., Sincerely or Best regards],

[Your Full Name]

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Option C is the correct answer. The three main factors used to calculate health insurance premiums are mortality, interest, and expenses. 

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If  Martha was unaware of this warranty condition. What Martha should  do to resolve her grievance is: c. approach the Federal Trade Commission.

Federal Trade Commission can be defined as  the agent whose sole responsibility is to fight for consumer right  in a situation where buyers of a product are not treated rightly by a seller or when a company defraud a potential customers.

The best thing is for her to approach the federal trade commission and explain what transpire between her and the seller in which this agency will investigate the matter and fight for her right since their duties is to protect buyers from sellers.

Therefore we can conclude that Martha should approach the Federal Trade Commission so as to make her complaints.

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The complete question is:

Martha realizes that the microwave she bought is faulty after a month of purchase. The manufacturer of the microwave asks Martha to pay the repair expenses as the fault was with a part that was out of warranty. Martha was unaware of this warranty condition. What should Martha do to resolve her grievance?

A. pay for the repair

B. contact the Food and Drug Administration

C. approach the Federal Trade Commission

D. buy a new microwave

E. recycle the microwave responsibly

Answer

The answer is C, approach the Federal Trade Commission.

Explanation:

Answer:

*Nominal Interest Rate

*Can

*EAR

*Annual

*Higher

Explanation:

Here is the complete question;

Different compounding periods, are used for different types of investments. In order to properly compare investments or loans with different compounding periods, we need to put them on a common basis. In order to do this, you need to understand the difference between the nominal interest rate (INOM) and the effective annual rate (EAR). The__________ interest rate is quoted by borrowers and lenders, and it is also called the annual percentage rate (APR). If the compounding periods for different securities is the same, then you____________ use the APR for comparison. If the securities have different compounding periods, then the____________ must be used for comparison. Here, M is the number of compounding periods per year and INOM/M is equal to the periodic rate (IPER). If a loan or investment uses___________ compounding, then the nominal interest rate is also its effective annual rate. However, if compounding occurs more than once a year, EAR is___________ INOM. Quantitative Problem: Bank 1 lends funds at a nominal rate of 6% with payments to be made semiannually. Bank 2 requires payments to be made quarterly. If Bank 2 would like to charge the same effective annual rate as Bank 1, what nominal interest rate will they charge their customers? Round your answer to three decimal places. Do not round intermediate calculations.__________ %

Different compounding periods, are used for different types of investments. In order to properly compare investments or loans with different compounding periods, we need to put them on a common basis. In order to do this, you need to understand the difference between the nominal interest rate (INOM) and the effective annual rate (EAR). The____Nominal______ interest rate is quoted by borrowers and lenders, and it is also called the annual percentage rate (APR). If the compounding periods for different securities is the same, then you_____can_______ use the APR for comparison. If the securities have different compounding periods, then the_______EAR_____ must be used for comparison. Here, M is the number of compounding periods per year and INOM/M is equal to the periodic rate (IPER). If a loan or investment uses____annual______ compounding, then the nominal interest rate is also its effective annual rate. However, if compounding occurs more than once a year, EAR is______higher_____ INOM. Quantitative Problem: Bank 1 lends funds at a nominal rate of 6% with payments to be made semiannually. Bank 2 requires payments to be made quarterly. If Bank 2 would like to charge the same effective annual rate as Bank 1, what nominal interest rate will they charge their customers? Round your answer to three decimal places. Do not round intermediate calculations.__________ %

CALCULATION PART

what nominal interest rate will they charge their customers?

Effective annual rate= (1+nominal rate/n)^n -1)

n= compounding period

Effective annual rate=[(1+0.06/2)^2 -1]

[(1+0.06/2)^2 -1]

= (1+0.03)^2 -1

=1.0609-1

=0.0609

= 6.09%

They will charge it 6.09%

There are four quarter in a year which means n=4

Let the nominal rate = x

Using the effective annual rate formula

0.0609=[ (1+x/4)^4 -1]

0.0609+1= (1+x/4)^4

(1.0609)^1/4 = 1+x/4

1.01489= 1+x/4

1.01489-1= x/4

x= 0.01489×4

x= 0.05956×100

x= 5.956%

Hence, effective annual rate for the both banks is 6.09%

While nominal annual rate for bank2 is 5.956%

,

How much less than your brother will you have to deposit today is $1,820.78.

First step

Future value = Present value × (1 + interest rate)^number of years

$28,500 = Present value × (1 + 0.105)^14

Present value= $28,500 ÷ 1.105^14

Present value= $28,500 ÷ 4.04642869977

Present value=$7,043.25

Second step

Future value = Present value × (1 + interest rate)^number of years

$28,500 = Present value × (1 + 0.087)^14

Present value= $28,500 ÷ 1.087^14

Present value= $28,500 ÷3.21524163645

Present value=$8,864.03

Third step

Deposit today=-$8,864.03-$7,043.25

Deposit today= $1,820.78

Inconclusion how much less than your brother will you have to deposit today is $1,820.78.

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Answer:

National Chemical Company

New Variant of a Chemical Compound:

The effect on total profit if National produces the new compound variant is that total profit increases by $33,200

Explanation:

a) Data:

Selling price of old chemical = $55

Selling price of fined chemical = $78

Initial demand for the new compound = 8,300 gallons

Refining costs for the new compound = $157,700

b) Calculations:

Profit from new fined chemical = $23 ($78 - 55)

Differential Sales revenue =  $190,900 ($23 x 8,300)

Differential processing costs $157,700

Effect on total profit =              $33,200

c) Refining a chemical always add some value to the chemical.  The additional value added is the differential sales revenue that National generates minus the additional processing costs involved to get the chemical refined.