He appoints the board members and the chair. he can fire the chair.They must be bank presidents from Federal Reserve Districts, is the explanation. Seven of the twelve members of the FOMC are from the Board of Governors. As said in the response, the remaining five are presidents of reserve banks.
The Federal Reserve Act, passed by the US Congress on December 23, 1913, established the Federal Reserve System, also known as the "Fed." The Federal Reserve began doing business in 1914, and like all central banks, it is a branch of the American government.It typically consists of twelve (12) Federal Reserve Banks located in different parts of the United States of America.The Federal Reserve, like all central banks, is a government organisation with the following duties: I. The Fed regulates the issuance of currency in the United States of America; it supports societal objectives like economic growth, low inflation, and the smooth operation of financial markets.All of the commercial banks in the country receive financial services from it, including
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Explain how an apprenticeship is different from working toward a bachelor's degree.
Answer:
Apprentices are continually learning new skills on the job and have the chance to put their knowledge to use every day. The university trains you for the job, but you usually have to wait years before you can put your talents to use.
Explanation:
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Can anyone help with this question??
All of the following statements are true about non-contributory defined benefit retirement plans EXCEPT: A contribution amounts vary based upon the age of the person covered under the plan B larger contributions are made for older plan participants nearing retirement than for younger ones C once benefit payments start, the amount of the benefit is fixed D contribution amounts remain fixed based regardless of age Review
Answer: D. contribution amounts remain fixed based regardless of age
Explanation:
The statements that are true about non-contributory defined benefit retirement plans include:
• contribution amounts vary based upon the age of the person covered under the plan.
• larger contributions are made for older plan participants nearing retirement than for younger ones.
• once benefit payments start, the amount of the benefit is fixed.
It should be noted that in a defined benefit retirement plan, there is variation in the contribution amounts which depends on the individual's age that's covered under the plan. Therefore, the statement that "contribution amounts remain fixed based regardless of age" is incorrect.
How many nickels make 30 cents?.
A nickel coin is equal to 5 cents. To make 30 cents, we need 6 nickels.
The nickel is the five-cent coin of the United States. Thomas Jefferson, our third president, is depicted on the obverse (heads) of the nickel. Although the current portrait is from 2006, he has been on the cent since 1938.
The United States Mint added a new portrait of Jefferson to the front of the nickel in 2005 to give the currency a more modern appearance. Joe Fitzgerald created the image. The Mint had designed two possible reverse sides of the coin, each with a distinct motif based on "a Westward Journey." One design portrayed the American bison, while the other depicted the Pacific Ocean, the expedition's ultimate aim.
A nickel = 5 cents.
It means that:
2 nickels = 2 x 5 cents = 10 cents
3 nickels = 3 x 5 cents = 15 cents
Therefore, to get 30 cents, we need: 30/5 = 6 nickels.
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Suppose a company will issue new 20-year debt with a par value of $1,000 and a coupon rate of 8%, paid annually. The issue price will be $1,000. The tax rate is 35%. If the flotation cost is 2% of the issue proceeds, then what is the after-tax cost of debt? Disregard the tax shield from the amortization of flotation costs. Round your answer to two decimal places. % What if the flotation costs were 11% of the bond issue? Round your answer to two decimal places. %
Answer:
if the flotation costs were 2%, the after-tax cost of debt is 5.10%
if the flotation costs were 11%, the after-tax cost of debt is 4.63 %
Explanation:
After-tax cost of debt = Market Interest × ( 1 - tax rate)
Calculation of the Market Interest
Hint : Use the time value of money principles
Pv = -$1,000
Pmt = $1,000 × 8 % = $80
P/yr = 1
N = 20
Fv = $1,000
YTM = ?
Using a financial calculator, the market interest is 8%
After-tax cost of debt = Market Interest × ( 1 - tax rate)
= 0.08 × (1- 0.35)
= 0.052 or 5.20 %
If Flotation cost is 2%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.02)
= 5.096 % or 5.10% (two decimal places)
If Flotation cost is 11%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.11)
= 4.628 % or 4.63 % (two decimal places)
Who are the majority of businesses in resort towns targeted to?
O
seniors
O
tourists
O
employees
investors
The majority of businesses in resort towns target tourists.
Who is the luxury hotel industry's target customer?As you can see, a wide range of people from across all walks of life who are prepared to pay a little extra for the luxury hotel experience makes up the target audience for luxury hotels.
What advantages come from forming and focusing on prospect groups?Overall, specialization is the main advantage of identifying and pursuing niche markets. Finding more wealthy guests who will gush about your hotel will be easier if you can be more precise with your market segmentation.
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True or False: Developers do not meet with stakeholders
At stakeholder meetings, only the product owner is present; developers are not. is a FALSE assertion. n.
The developers have a structure in place that enables the stakeholders to understand the work that is expected of them and to promptly offer feedback on work that has been completed. Developers have access to stakeholders who can help them achieve higher quality by guiding them in recognising restrictions. The Product Owner is in charge of making sure that the Development Team's finished product upholds the highest standards of integrity. Stakeholders won't feel heard if the Developer keeps referring to the Product Owner to express new ideas. bureaucracy causes the development team to become less attentive to user requests.
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bluedot training just finished paying annual dividends to its stockholders. it uses the remaining money to fund the purchase of the acquisition of a smaller competitor. this best describes an example of
The annual dividends that Blue Dot Training pays to its stockholders have just been completed. The remaining funds are used to finance the acquisition of a smaller rival. This best depicts an illustration of value funding.
When you sell shares of your company to existing shareholders or a new investor, you are obtaining equity financing. This doesn't mean you should give up control of your business, as your financial backer can take a minority stake.
With an example, what is equity financing?Equity financing entails exchanging capital for a portion of a company's equity. Company ABC's owner, for instance, might need to raise money to expand the business. In exchange for capital, the owner decides to give up 10% of the company's ownership and sell it to an investor.
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Full Question = Blue Dot Training just finished paying annual dividends to its stockholders. It uses the remaining money to fund the purchase of the acquisition of a smaller competitor. This best describes an example of __.
financial leverage
debt financing
equity financing
earnings financing
equity credit
If you are the buyer and your closing costs are 4% of the loan amount, how much will you pay if the loan amount is $200,000?
Answer:
$8,000
Explanation:
Closing costs are fees levied on mortgage takers. They are paid at the closing stages of a mortgage to cover the costs of transferring the title to the buyer and other expenses.
If the mortgage is $200,000 and closing costs at 4%, the actual amount to be paid as the closing cost will be,
= 4% of $200,000
=4/100 x $200,000
=0/04 x $200,000
=$8,000
The history of bananas
Using at least two terms from the unit, summarize the United States’ connection to the history of bananas, as documented in this TED talk.
There was a U.S corporation called El Pupo that specialized in trafficking bananas. Bananas fist officially reached America in the early 1500’s. By the end of the 1800’s, bananas were a big hit in the U.S.
How was bananas shoot introduced to the US for cultivation?Spanish explorers brought bananas to the Americas in the 1500s. The first banana shoot is thought to have been planted in the Caribbean islands in 1516. Bananas did not arrive in the United States until the 1800s, when sailors brought banana shoots back from the Caribbean.
Because fruit companies in the United States wanted to grow their own bananas, they bribed government officials to gain access to various lands. Rainforests were cleared, plantations were constructed, and the business grew from there.
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The goals that are directly based on the strategic goals and plans are the ________________________.
a. mission
b. tactical goals
c. strategic goals
d. operational goals
Option b is correct. Objectives that are directly based on strategic objectives and plans are tactical objectives.
Tactical planning is the step after a company or team develops a strategic plan, breaking it down into smaller goals and objectives. Tactical plans are used to define goals and how actions and procedures will be taken to achieve them. Most tactical plans outline specific steps or actions to be taken to achieve the goals of the larger strategic plan. These actions or procedures are often delegated to the appropriate team members or employees to ensure timely completion. Most of the time, tactical planning is implemented when a company or team needs to respond to a pressing issue or situation. For example, a company that wants to win a bid from another company must create a successful viable bid. This offer is often crafted using a tactical strategy that includes a few small actions such as: B. Help your company beat the competition by lowering your bid price.
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What is the best reason for homebuyers to create a budget before taking out a mortgage?
to compare the value of their home with that of their neighbors
to plan how to pay off the money they have borrowed
to set aside enough money to refinance the loan
to figure out how long they can stay in their home
The best reason for homebuyers to create a budget before taking out a mortgage is to : Plan how to pay off the money they have borrowed.
What is a mortgage?A mortgage is an agreement(legal) between a bank and the buyer in which the bank lends money to the buyer to purchase a house.
When a buyer takes a mortgage, the buyer agrees to pay back the money in full with an agreed interest rate, at a stipulated time.
Types of actions that can be taken with a mortgage are :
Purchase a homeMaintain a homeMaintain other types of real estateTherefore, the best reason for homebuyers to create a budget before taking out a mortgage is to plan how to pay off the money they have borrowed.
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Answer:
b
Explanation:
the dihedral group dn of order 2n (n $ 3) has a subgroup of n rotations and a subgroup of order 2. explain why dn cannot be isomorphic to the external direct product of two such groups.
The dihedral group Dn of order 2n (n ≥ 3) cannot be isomorphic to the external direct product of two groups, one being a subgroup of n rotations and the other of order 2.
The dihedral group Dn consists of rotations and reflections of a regular n-gon. It has a subgroup of n rotations denoted by Cn, where each element represents a clockwise rotation by an angle that is a multiple of 2π/n. Additionally, Dn has a subgroup of order 2 consisting of reflections. To show that Dn cannot be isomorphic to the external direct product of two groups, we consider the order of elements. In Dn, each rotation has an order of n, while the reflections have an order of 2. Therefore, any element in Dn has an order that is either n or 2.
However, in the external direct product of two groups, the order of an element is the least common multiple (LCM) of the orders of its components. If Dn were isomorphic to the external direct product of two groups, one being a subgroup of n rotations and the other of order 2, there would exist an element in Dn whose order is not n or 2. This contradicts the order properties of elements in Dn.
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Management at work you are the proud owner of a small vintage clothing store. your store, fantastic 40s, specializes in clothing from the 1940s. you have four great employees, rebecca, rachel, roberto, and rafael. at first, business was good, but, recently, you have noticed that sales are slipping. puzzled, you turn to your management textbook for some ideas on how to turn things around.
Answer:
You measure sales over time and realize that the months of July, August, and September are particularly slow. As a result, you ask two of your sales clerks if they would be willing to work part-time during those months. Management Science.
Management science refers solving problems and making decisions in a company in order to move it forward. By preferring solutions to the problem of slow sales over some months, you have engaged in management science.
You make sure that when you hire new people, you get input from each of the existing team members. if they're happy with the new hire, they're more likely to make that person part of the team, and the team will sell more. Humanistic Management Theory.
With Humanistic Management, the needs, wants and thoughts of employees are taken into account when making decisions because employees are not viewed as simple assets to the company but as humans who are complex. By finding out what your employees think of a new hire you are engaging in the Humanistic theory.
You notice that when customers have too many choices, they are less likely to make a decision about what to buy, so you tell all of your employees to bring out only three things at one time. In addition, you start to pay your employees a commission for every item they sell. Classical Management theory.
Classical management is based on certain premises such as the needs of employees being either physical or economic as well as profit maximization. By offering commissions as incentives you are appealing to the economic need of your employees. By engaging in practices aimed at getting people to buy more, you are engaging in profit maximization.
A customer survey shows that the men who come into the store would prefer to be left alone while they shop, but the women who come into the store want to be asked if they need assistance. you tell your employees to leave men alone and ask women if they want help. Contingency Theory.
Contingent Theory shows that for each situation in a company, it is best to manage it based on the internal and external factors affecting it. In this case men don't need help but women prefer it. Offer help to women but not to men. You are therefore basing actions on the factors affecting this situation.
What are equity investments
Answer:
equity investment is money that is invested in a company by purchasing shares of that company in the stock market.
Explanation:
These shares are typically traded on a stock exchange.
Match the tasks with the professionals who would complete them.
Answer:
Explanation:
1,3 and 2,4 and 5,6 and thats it
ve durel evaluation of your work.
Aa
:)))
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Activity
Lydia is a senior in high school. She works 20 hours a week at a popular clothing store. She is trying to save as much
money as possible for her college tuition. However, she has to buy a dress for prom, pay her car insurance, and get a
birthday gift for her sister. This week she received a $400 paycheck. She wants to deposit the entire check in her
savings account for her college tuition, but she stops herself. She decides instead to put $100 in the bank, spend $200
for her prom dress, pay $80 for her car insurance, and buy her little sister a $20 birthday gift. While shopping, she
sees a doll worth $21, which she thinks her sister will absolutely love. As a result, she decided to buy the more
expensive doll and spend less on her dress.
Did Lydia make an all-or-nothing or a marginal decision while spending her money?
Answer:
marginal decision
Explanation:
Marginal decision involves spending a little more or a little less than what has already been planned for based on the benefit to be gotten. If the marginal benefit exceeds the marginal cost, then the choice is a good choice. Marginal decision are made by using marginal analysis, that is comparing the cost and benefits of spending a little more or a little less.
In this scenario, she spends $1 more to buy her sister a doll because she thinks her sister would love it. The marginal cost in this case is $1. As a result on spending more on the gift, she spends less on her dress.
an increase in the velocity of money will lead to
Answer: an increase in money supply increases aggregate demand, which increases prices
Explanation: Hence, a very high inflation rate will also maximize the velocity of money, which will increase the inflation rate even further.
Money circulates more quickly when velocity of money increases , which indicates that there are more transactions between people. The degree of inflation is high when the velocity is high.
What is inflation?The rate at which prices increase over a specific time period is known as inflation. Inflation is often measured in broad terms, the general rise in prices or the rise in a nation's cost of living.
Demand-pull inflation, cost-push inflation, and built-in inflation are the three basic sources of inflation.
Demand-pull inflation describes circumstances in which there is not enough production of goods or services to meet demand, leading to an increase in their prices.
On the other side, cost-push inflation happens when firms are compelled to raise prices as a result of rising costs associated with producing goods and services.
When workers seek greater pay to keep up with rising living costs, built-in inflation—also known as a wage-price spiral—occurs. A self-reinforcing cycle of salary and price rises results from businesses increasing their pricing to cover their rising wage costs.
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which area represents the increase in producer surplus when the price rises from p1 to p2 due to new producers entering the market
The total surplus area represents the increase in producer surplus when the price rises from p1 to p2 due to new producers entering the market.
The red triangle inside the above graph represents producer surplus. Producer surplus exists while the fee items are sold for is greater than what it fees the companies to manufacture those goods.
Manufacturer surplus is defined by the vicinity above the supply curve, underneath the fee, and left of the amount offered.
As the rate increases, the motivation for producing extra goods will increase, thereby increasing the producer surplus. A manufacturer constantly tries to grow his producer surplus by way of seeking to sell increasingly at higher fees.
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the expected trend value of september sales for a firm is $900. assuming a september seasonal index of .91, what would be the seasonally adjusted forecast for september? multiple choice none of the options are correct. $819 $900 $950 $989
Option a. $819 is the correct answer. The seasonally adjusted forecast for September is $819
A statistical approach known as a seasonal adjustment is used to balance out cyclical fluctuations in statistics or shifts in supply and demand that are due to changing seasons. Therefore, it can get rid of economic time series' misleading seasonal components. A data-smoothing technique called seasonal adjustment is used to forecast a given period's economic performance or business sales.
Nonseasonal trends and cyclical data that would otherwise be obscured by seasonal differences can be seen more clearly thanks to seasonal adjustments.
Sales of the firm = $900
Seasonal index = 0.91
Seasonally adjusted forecast for September = Sales of the firm*Seasonal index
= 900*0.91
= $819
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A good time to observe the dress code to prepare for your first day is during
a your interview
b. your second day
your Orientation
d the weekend
A good time to observe the dress code to prepare for your first day is during an interview. Thus, option A is correct.
What is interview?A planned interaction in which one party asks questions and the other responses is known as an interview. A one-on-one conversation between an interviewer and an interviewee is referred to as a "interview" in everyday speech.
In general, the individual should dress professionally or in business clothes for a job interview. The interview is a dialogue in which you and your prospective employer exchange information.
Therefore, it can be concluded that During an interview is a wonderful opportunity to review the dress code in order to get ready for your first day. Therefore, choice A is correct.
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DeConinck Soup Co. found that its canned nacho cheese sauce was too spicy for Americans in the East and not spicy enough for those in the West and Southwest. Today, DeConinck's plants in Texas and California produce a spicier nacho cheese sauce than what is produced in the other plants. DeConinck's is using __________ segmentation.
Answer:
D: Geographic segmentation
Explanation:
Geographic segmentation is defined as the marketing strategy that primarily aims to target the distinct choice preferences of the customers across a specific region or area. DeConinck Co. is employing this strategy to understand the consumer needs and cater to the different types of demands of their customers residing across the region by producing and marketing products accordingly.
Answer:
applebees is the qorst restruant even tho ive never been there so i cant have an opinion
Explanation:
Which is a source of passive income? (1 point)
O working as a consultant
O owning luxury cars
teaching about personal finance
O owning dividend stocks
Answer:
owning dividend stock is answer
Sparks Corporation has a cash balance of $12,900 on April 1. The company must maintain a minimum cash balance of $10,500. During April, expected cash receipts are $57,000. Cash disbursements during the month are expected to total $65,500. Ignoring interest payments, during April the company will need to borrow:
$4,400
$6,100
$8,500
$10,500
Sparks Corporation has a cash balance of $12,900 on April 1. The company must maintain a minimum cash balance of $10,500. During April, expected cash receipts are $57,000. Cash disbursements during the month are expected to total $65,500. Ignoring interest payments, during April the company will need to borrow: $4,400 $6,100 $8,500 $10,500
Based on the given information, the company is expecting cash inflows of $57,000 and outflows of $65,500 for the month of April is $6,100.
Since the minimum cash balance required by the company is $10,500, we need to calculate the shortfall in cash balance.
Expected ending cash balance = Beginning cash balance + Expected cash receipts - Expected cash disbursements
Expected ending cash balance = $12,900 + $57,000 - $65,500
Expected ending cash balance = $4,400
As the expected ending cash balance is less than the required minimum balance of $10,500, the company will need to borrow $6,100 ($10,500 - $4,400) during April to maintain the minimum required cash balance.
Therefore, the correct answer is $6,100.
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Henry recently set up a retail store in his hometown. He studied the pattern that other storeowners followed in obtaining new customers. All their current customers had referred the store to their friends and family. Their awareness basically spread through word-of-mouth. Henry knew that his store offered the same quality as the other stores did. His store was also on the same street as the other retail stores. Given the setting, the other storeowners were already charging their customers the bare minimum in order to remain competitive. Which P of marketing should Henry concentrate on to distinguish his retail store?
Answer :
Promotion is the P of marketing Henry may focus on to differentiate his retail shop.
Explanation :
In marketing, there are seven (7) P's that make up the marketing mix. The four (4) most important P's in the marketing mix are P-product, P-price, and P-place. P-promotion According to the text, Henry cannot utilize the first P, which stands for product, because he is aware that his store offers the same quality as the others.
Henry can't utilize the second P, Price, as a marketing technique since he knows that other business owners are already charging the bare minimum to stay competitive. Henry can't utilize the third P, which stands for Place, because his business is on the same street as the other retail stores, and he can't improve on that. Henry's lone marketing tool for beating the competition is the fourth P, which stands for Promotion.
This is because word-of-mouth knowledge established by other business owners is insufficient to create widespread awareness; word-of-mouth can only reach friends and relatives. As a result, the P in marketing that Henry may use is Promotion. He may achieve this by creating global awareness through advertisements on television, radio, social media, printing handbills, and sales promotions such as lottery draws, festive sales, clearance discounts, and offering consumers bonuses such as the buy three, get one free promotion.
What is the significant about the topmost layer in a container?
A container-running programme is limited to changing the top layer. It takes specific access rights to read from or write to the topmost layer.
What is distinctive about a container's top layer?The application code and additional files it requires to function, such as library dependencies and associated configuration files, make up the top layer of the containerization architecture. A thin guest operating system that is put on top of the host operating system may also be present in this layer.A container-running programme is limited to changing the top layer. It takes specific access rights to read from or write to the uppermost layer. When the container is not operating, the contents of the uppermost layer are lost.The autonomous administration of containers is made possible by a software technique called container orchestration. Due to the possibility of an application including hundreds of microservices in their separate containers, this is essential for the creation of contemporary cloud applications.Learn more about topmost layer in a container refer to ;
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What are tic tac like what is good for you
Answer: Ingredients. Sugar, fructose, maltodextrin, peppermint essential oil, rice starch, gum arabic, filling agent (magnesium salts of fatty acids), glazing agent (carnauba wax).
Explanation:
They are NOT good for u. :(
components of marketing environment?
Answer:
It consists of six components: the demographic, economic, physical, technological, political-legal, and social-cultural environments.
Explanation:
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TRUE OR FALSE: A mathematics professor at a university would fall under both the Education and Training career cluster and the STEM career cluster.
(d) State how the double entry would be completed for the items recorded in the ledger accounts
column of the petty cash book.
The general ledger's expense account is debited for the sum of each expense column.
How does a general ledger work?An organization employs a general ledger, which is a group of numbered accounts, to record its financial activities and generate financial reports. A unique record detailing a particular kind of asset, risk, equity, revenue, or expense makes up each account.
Which five categories of accounts for general ledgers are there?Accounts receivable, a commodity account, represents money owed to your business. Accounts payable refers to money that your business owes to creditors for expenses. Cash: Easily convertible assets held by your company, such as accounts and owner' equity.
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