The inflexibility of store hours is a major disadvantage of option a, "central business districts."
Central business districts are typically characterized by a concentration of commercial and business activities in urban areas. These areas often have high foot traffic and are busiest during regular business hours. As a result, businesses located in central business districts may face limitations in adjusting their store hours to cater to different customer preferences.
In contrast, shopping centers (option b), stand-alone locations (option c), and suburban areas (option d) often offer more flexibility in store hours. Shopping centers and stand-alone locations can have extended operating hours and can adapt their schedules to attract customers during peak shopping times. Suburban areas often have a more relaxed pace, allowing businesses to adjust their store hours to suit the preferences and lifestyles of the local residents.
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The manager of the bank where you work tells you that your bank has $10 million in excess reserves. She also tells you that the bank has $200 million in deposits and $165 million in loans. Given this information you find that the reserve requirement must be
Answer:
25/200
Explanation:
asset - Liabilities
35 200
165
(200-165-10)/200 = 25/200
Goods sold to Seema for Rs. 4,000 and received Rs. 1,000 as partial payment.
Before purchasing services, citizens must often make assessments of their quality based on reputation. Group of answer choices True False
the negative impact of the coronavirus on businesses
Answer:
UNEMPLOYMENT..
main cause..
Your finance rate is determined by your credit history and credit rating.
True
False
Answer: True!
Explanation:
Which of the following is acceptable behavior?
Answer:
All of the above.
Select one college you are interested in and research their financial aid program.
Name of college/university:
Research question:
What are the annual estimated costs of attendance? (tuition, room & board,
etc.)
What percentage of students receives financial aid?
When is their financial aid application due?
URL link to
sources:
I NEED HELP ASAP I WILL MARK BRAINLIST AND I WILL PUT 20 POINTS!!!!!!!
Answer:
CEH one college you are interested in and research their financial aid
If nominal GDP grew by 5 percent and the real GDP grew by 3 percent, the GDP deflator grew by approximately what percent?
a. 2
b. 3
c. 5
d. 8
If nominal GDP grew by 5 percent and the real GDP grew by 3 percent, the GDP deflator grew by approximately 2 percent.
Nominal GDP is a GDP that has not been adjusted for inflation.
Real GDP is the GDP that has been adjusted for inflation.
GDP deflator is an index that reflects the price changes of all the goods and services produced in an economy. It is calculated by dividing the nominal GDP by the real GDP and then multiplying the result by 100.
The formula for calculating GDP deflator is as follows: GDP deflator = (Nominal GDP / Real GDP) × 100. Given that nominal GDP grew by 5% and real GDP grew by 3%. We can calculate the percentage change in GDP deflator as follows: GDP deflator = (Nominal GDP / Real GDP) × 100.
Nominal GDP = Real GDP + Inflation. Nominal GDP = 3% + 5% = 8%
GDP deflator = (Nominal GDP / Real GDP) × 100 = (8 / 3) × 100 = 266.67. So, the GDP deflator grew by approximately 2 percent. Therefore, the correct option is (a) 2.
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A list of reasons on why could it take 36 years and $61,060 to pay off a $10,000 credit card dept.
Help I need the answer fast
Answer:
This is due to compound interest on the credit card bills.
Explanation:
Credit card debt of $10,000 is repaid when its due. The bank lends the credit card amount and then charges interest on the debt amount. The compound interest is added to the debt amount and then future value of the debt is greater than the present value.
The price of orange juice increases. Which of the following is not part of the chain of events that will follow from the price change?
The manufacturing lay off of orange juice not part of the chain of events that will follow from the price change.
What is price change?It's not unusual for prices to vary when you go to the grocery shop. This comparison does not immediately apply to SaaS businesses because supply networks for physical commodities are more susceptible to disruption and frequently employ cost-plus pricing. However, just because a product is digital and even uses value-based pricing doesn't mean that factors that influence price aren't also subject to constant change.New competitors or new technology popping up can reduce the perceived value of your software, causing you to lower prices.The areas where you'll probably invest the most time are market research and analytics. In fact, if there are too many participants in the process, a feedback loop might form and make this stage take longer than it ought to. Setting deadlines can help you avoid this and what we refer to as "analysis paralysis."hence, the manufacturing lay off of orange juice not part of the chain of events that will follow from the price change.
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Which one of the following statements accurately describes FICO?
A.FICO is firm that analyzes data collected by credit bureaus and generates a credit score.
B.FICO is a credit bureau.
C.FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
D. FICO uses your grades and employment information to determine your creditworthiness
Answer:
c. FICO collects information about your financial dealings involving any sort of loan debt or billing.
FICO collects information about your financial dealings involving any sort of loan, debt, or billing. Thus, the correct answer is option C.
What is FICO?FICO, formerly Fair, Isaac and Company, is a data analytics business with a focus on credit scoring services that is situated in Bozeman, Montana. Its formal name is Fair Isaac Corporation. In 1956, Bill Fair and Earl Isaac started it. A standard of consumer lending in the US is the FICO score, which measures the risk of consumer credit.
A business can store a complete copy of its financial transaction data because of FICO. FICO is specifically designed to assist businesses in producing and managing financial statements for analysis and reporting as well as supporting efficient business planning and decision-making.
Therefore, FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
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employers should use all of the following guidelines in developing a search policy except:
Employers should use all of the following guidelines in developing a search policy except requiring invasive searches of employees' personal belongings without cause.
When developing a search policy, employers should consider several guidelines to ensure a fair and respectful approach. These guidelines typically include:
Clearly defining the purpose and scope of searches: Employers should establish the reasons for conducting searches and specify the areas or items subject to search.
Respecting employee privacy: Employers should strike a balance between maintaining security and respecting employees' privacy rights. Searches should be conducted in a manner that minimizes intrusion and respects personal boundaries.
Providing notice and obtaining consent: Employers should inform employees about the search policy and obtain their consent. This helps establish transparency and ensures that employees are aware of their rights and responsibilities.
Conducting searches in a non-discriminatory manner: Employers should apply search policies uniformly and avoid targeting individuals based on protected characteristics such as race, gender, or religion.
Following applicable laws and regulations: Employers should adhere to local, state, and federal laws regarding employee searches to avoid legal issues and potential liabilities.
However, requiring invasive searches of employees' personal belongings without cause goes against the principles of respecting employee privacy and may infringe upon their rights. Therefore, it is not a recommended guideline in developing a search policy.
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from which market is a credit card facility
accessible? options a)money b) capital c) secondary d) stock
A credit card facility is accessible from the a) money market.
The money market refers to a segment of the financial market where short-term borrowing and lending of funds take place. It is primarily used by participants to meet their short-term liquidity needs. Credit card facilities are a form of short-term borrowing, allowing individuals to make purchases on credit and repay the amount at a later date.
The money market provides a platform for financial institutions, such as banks, to lend funds to individuals through credit cards. These institutions extend credit to cardholders, allowing them to make purchases up to a certain limit. The cardholders then repay the borrowed amount within a specified period, often with interest charges.
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assuming the note or shares of stock are issued at the beginning of the year, complete the income statement for each alternative. 2. answer the following questions for the current year: (a) by how much are interest payments higher if issuing the note? (b) by how much are dividend payments higher by issuing stock? (c) which alternative results in higher earnings per share?
To complete the income statement for each alternative, we need to first understand that issuing a note involves paying interest expenses, whereas issuing stock involves paying dividend expenses. The income statement for issuing a note would include revenues, expenses (including interest expense), and net income.
The income statement for issuing stock would include revenues, expenses (including dividend expense), and net income.
(a) If issuing a note, interest payments would be higher by $10,000 (5% of $200,000). This is because interest is paid on the principal amount of the note. (b) If issuing stock, dividend payments would be higher by $20,000 (10% of $200,000). This is because dividends are paid on the outstanding shares of stock. (c) To determine which alternative results in higher earnings per share, we need to calculate earnings per share for each alternative. Assuming a net income of $80,000 for both alternatives, earnings per share for issuing the note would be $4 ($80,000/20,000 shares), and earnings per share for issuing stock would be $3.33 ($80,000/24,000 shares). Therefore, issuing the note results in higher earnings per share.
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Business are centers that offer businesses in the critical stage of early development low-cost offices and access to basic services such as accounting, legal advice, and secretarial help.a. Trueb. False
The given statement "Business are centers that offer businesses in the critical stage of early development low-cost offices and access to basic services such as accounting, legal advice, and secretarial help" is true. Incubators provide start-up companies with inexpensive offices and essential services like accounting, legal counsel, and secretarial assistance during their crucial early development stage.
According to SCORE business counsellor Ron Consolino, the U.S. Small Business Administration asserts that five factors—drive, thinking ability, people skills, effective communication, and technical aptitude—determine a small business owner's success. These are the people who frequently use their own funds to finance companies. This investment may be made in accounting for stock or a stake in the company. When management is no longer able to personally oversee or control an organization's operations, the internal controls become crucial.
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Answer:
incubators
Explanation:
Differentiate between the amount of detail your slides might include if you are presenting to an audit committee (in a boardroom setting with 15 people) versus if you are standing and presenting to a group of 40 of your peers. Why might a difference in detail be appropriate?
The amount of detail in slides for an audit committee (15 people) would be higher compared to presenting to a group of 40 peers, as the committee requires more comprehensive information for decision-making, while peers may need a more concise overview.
When presenting to an audit committee in a boardroom setting with a smaller audience of 15 people, it is important to provide a higher level of detail in the slides. Audit committees typically consist of individuals with specialized knowledge and expertise in financial matters.
They are responsible for evaluating financial statements, assessing risks, and ensuring compliance. These committee members require a deeper understanding of the subject matter, including financial data, analysis, and supporting evidence. Detailed slides can help facilitate their review process, provide clarity, and assist in making informed decisions.
On the other hand, when presenting to a larger group of 40 peers, it is often more appropriate to focus on a broader overview with less detailed slides. Peers in this context are likely to have a similar level of knowledge and expertise as the presenter.
They may be more interested in gaining a high-level understanding of the topic rather than delving into intricate details. Concise slides can help maintain their attention, highlight key points, and promote effective communication within the time constraints of a group presentation.
In summary, the difference in detail between slides for an audit committee and a group of peers stems from the varying needs and expectations of the audiences. The audit committee requires comprehensive information for decision-making, while peers benefit from a more concise and streamlined presentation that emphasizes the main points.
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Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%. ignoring taxes, find the effect of the two increases on her purchasing power. showwork
Answer:
She lost $754.05.
Explanation:
Giving the following information:
Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%.
The rise in her salary allows her to increase her purchasing power. On the contrary, inflation decreases purchasing power. We need to calculate the differences between both effects and determine whether she can buy more or less.
Increase in salary= 52,000*1.025= $53,300
Inflation effect= 52,000/(1-0.038)= $54,054.05
To maintain her purchasing power, now, she needs to earn $54,054.05.
She lost $754.05.
An increase in revenues increases net income, and net income increases stockholders’ equity. True or false?.
Your friend is hoping to buy a home in the next few years. What should your friend know about the process of finding and paying for a new home? Then consider what you learned in the Wk 3 Learning Path video, "Demonstration Problem Video 6.5: Calculating an Affordable Home Price" in WileyPLUS. How would your friend determine what is affordable?
Answer:
Following are the solution to the given question:
Explanation:
To purchase a new home, they should first be able to afford a way which will have houses itself on budget and should be able to check all similar houses in the area but in others. To pay for the new house, he may pay directly if he does have the amount of money, or if he's had a home mortgage that is also recognized as a car loan, meaning according to his credit history, he receives a loan against the price of a property he plans for purchase, and therefore, that interest rate is decided.
To order to calculate what is reasonable, they need to find out just how much cash he has as well as how many loans he would pay to be compensated for by the EMI on schedule.He should be good at all the financial products he allows usage of it for a better credit record. For a successful FICO score to also be kept, the individual needs to pay the credit card debts and other expenses, like utilities or electricity. He must not make many banks' loan applications since the more requests he creates, and the affected is his FICO score, spoiling the credit record.Give your opinion based upon the numbers as to whether production seems to be budgeted properly, and whether the corporation can make an adequate profit above breakeven levels
Answer:
The production level needs to be budgeted accurately as this is the main strategy which is essential for the success of the business. The corporation cannot make adequate on the breakeven level as this is no profit, no loss situation.
Explanation:
The production level is the basis for sales. If the production level is not accurately estimated then there will be over of under production problems to the business. The over production will result in excess cost to the company and under production will result in lesser profit and sales. The breakeven level is the no profit no loss situation. This is the situation where company earns money equal to its cost and expenses and nothing is saved by the company as profit.
If the stock turnover rate for your industry is 3, how many months' worth of inventory should you keep in stock at all times? (a) 2. (b) 3, (c) 4,
(d) 9.
Answer:
2
Explanation:
The market rate of return is 11 per cent and the risk-free rate of return is 3 per cent. Lexant NV has 3 per cent less systematic risk than the market and has an actual return of 12 per cent. This equity:
Answer:
underpriced
Explanation:
Without mincing words, let us dive straight into the solution to the solution to the question. From the above problem, the following data or information are given:
=> market rate of return = 11 per cent, risk-free rate of return = 3 per cent, Lexant NV = 3 per cent less systematic risk than the market, actual return = 12 per cent.
The expected return = [ 11% - 3%] × 0.97 + 3% = 10.76%.
We are given the actual return to be 12% which is greater than the expected return which is 10.76%.
The equity is overpriced.
PLEASE HELP! IN A TEST! A salesperson may sell from a distance except when it involves _____.
A. contacting people through email messages
B. contacting people who have opted
out of receiving sales messages
C. letting customers place orders on a company's website
D. contacting people through telemarketing
Answer:
b
Explanation:
A salesperson may sell from a distance except when it involves contacting people who have opted out of receiving sales messages. Thus option (b) is correct.
Who is a salesperson?A salesperson is a person who is employed by a company or organization to sell products or services to customers. The primary role of a salesperson is to identify potential customers, establish relationships with them, and persuade them to purchase the company's products or services.
They may use a range of techniques to sell, including advertising, direct marketing, and personal selling. Successful salespeople typically have strong communication, interpersonal, and negotiation skills, and are able to build trust and rapport with customers.
If a person has opted out of receiving sales messages, the salesperson is not allowed to contact them for marketing purposes. Therefore, option (b) is correct.
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Which of the following statements is most true regarding dual career paths?
A. They were designed to enhance work-life balance for working families.
B. They were designed to help chart future employment prospects for individual contributors.
C. There were designed to help with early retirement.
D. They were designed to primarily meet the needs of Millennials.
The statement that is most true regarding dual career paths is that option B) they were designed to help chart future employment prospects for individual contributors.
Dual career paths refer to career development plans where employees can advance both as an expert in their field and as a manager or leader of people.
They provide a framework for building a career that combines specialized and management skills. There are two distinct roles within a dual career path, one as a specialist and the other as a manager.
The objective of dual career paths is to help in the development of two career paths for employees where one is based on technical skills and the other on management skills.
Dual career paths provide an opportunity for employees to gain both technical and management skills which enable them to build their careers in their chosen fields. They also help chart future employment prospects for individual contributors.
The benefits of dual career paths include enhanced employee retention, career development, succession planning, and organizational effectiveness. Dual career paths help employees to feel valued, engaged, and motivated as they have a career plan that aligns with their goals.
Dual career paths also provide an opportunity for employees to develop skills that are necessary to succeed in their careers, thus increasing their employability.
In conclusion, the most true statement regarding dual career paths is that they were designed to help chart future employment prospects for individual contributors.
Dual career paths provide opportunities for employees to advance both as an expert in their field and as a manager or leader of people. Dual career paths help in the development of two career paths for employees where one is based on technical skills and the other on management skills.
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Which is a characteristic of judging approach
Answer:
Clarity and Closure
Explanation
Judgers take a planned, ordered, and precisely calibrated approach to life, developing both short- and long-term plans to assist them in achieving their objectives. For them, schedules and "to-do" lists are consoling. They dislike uncertainty and change, preferring to know what they are getting into instead.
Those that have this preference feel more in control of their surroundings. They are disciplined and resolute, seeking resolution as soon as possible to reduce stress. Judgers struggle with open-ended plans because they have a "work first-play later" mentality. Instead of addressing issues as they arise, they would prefer to devise three distinct backup plans.
Judgers take their obligations and deadlines very seriously, both in business and in life. They are quite particular.
can anyone please help me please.
At the zoo, Brooke learn that one of the rhinos weighs 4,897 pounds, one of the giraffes weighs 2,667 pounds, one of the African elephants 12,456 pound and one of the Komodo dragons weighs 123 pounds.
A. What is the combined weight of the zoo's African elephant and the giraffe?
B.What is the combined weight of the zoo's African elephant and the rhino?
C. What is the combined weight of the zoo's African elephant, the rhino and the giraffe
D. what is the combined weight of the zoo's Komodo dragon and the rhino?
E. How do you found the answer.
Answer:
A=15,123
B=17353
Explanation:
A = 12456+4897=15,123
B= 4897+12456=17,353
"How the HR Executive of the Year rebooted Microsoft’s culture In
the late aughts and early 2010s, as other tech firms began
outpacing it in mobile computing, social media and gaming,
and Explain how Microsoft was intended these culture"
The HR Executive of the Year at Micrsoft rebooted its culture by bringing about the following changes: New HR policies: The HR Executive of the Year led the creation of a new HR policy.
What does this encourage?To encourage more risk-taking and innovation, they eliminated forced ranking systems and other evaluations that focused on competition. In addition, the organization was able to make their policies more fair by having managers set goals with employees rather than dictating them to them.
A culture of teamwork and collaboration: In addition to altering the HR policy, the HR Executive of the Year of Micrsoft developed a culture of teamwork and collaboration. Employees are now working together to solve issues and grow the organization. All departments at Microsft now collaborate on initiatives to increase transparency and promote cross-functional teamwork to facilitate sharing and knowledge exchange.
New workspaces were also created to encourage collaboration and communication within teams. Microsft's intent for these culture was to regain their place in the market that was being outpaced by other firms in mobile computing, social media, and gaming.
By creating a more flexible HR policy and fostering a culture of collaboration and teamwork, Micrsoft was able to adapt to the market trends and increase their market share.
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budgeting and saving math quiz question 7 of 10: you have budgeted $850 per month for rent. your landlord has just informed you that your rent is being raised by 5% now and another 5% on december 1st. what will your rent be at the end of this year?
The rent at the end of the year would be $937.12 using budgeting and saving.
Increase in rent by 5% when initial rent was $850
New rent= initial + increased
= 850 + 5%
= 892.5
Another incease of 5% in december on $892.5
Final rent= new rent + increase
= 892.5 + 5%
= $937.12
Budgeting and saving- Making a budget, which is an estimate of your projected income and expenses for a specific time period, is the act of budgeting. Savings, also within a specified time frame, is the money that is left over after your costs have been deducted from your income.
It's a pro-active strategy for managing your money. Budgeting allows you to plan for both short-term and long-term expenses by ensuring that you aren't spending more than you are earning. It's a simple, practical approach for people with different kinds of expenses and income to manage their money.
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David is a 28-year old who is a foodservice manager at a dining restaurant. David is responsible for supervising and managing all employees in the back of the house. Employees working in the back of the house range in age from 16 years old to 55 years old. In addition, the employees come from diverse cultural and ethnic backgrounds. For many, English is not their primary language.
David is ServSafe® certified and tries his best to keep up with food safety issues in the kitchen but he admits it’s not easy. Employees receive "on the job training" about food safety basics (for example, appropriate hygiene and hand-washing, time/temperature, and cleaning and sanitizing). But with high turnover of employees, training is often rushed and some new employees are put right into the job without training if it is a busy day. Eventually, most employees get some kind of food safety training.
The owners of the restaurant are supportive of David in his food safety efforts because they know if a food safety outbreak were ever linked to their restaurant;it would likely put them out of business. Still, the owners note there are additional costs for training and making sure food is handled safely. One day, David comes to work and is rather upset even before he steps into the restaurant. Things haven’t been going well at. When he walks into the kitchen he notices several trays of uncooked meat sitting out in the kitchen area. It appears these have been sitting at room temperature for quite some time. David is frustrated and doesn’t know what to do. He feels like he is beating his head against a brick wall when it comes to getting employees to practice food safety.
David has taken many efforts to get employees to be safe in how they handle food. He has huge signs posted all over the kitchen with these words: KEEP HOT FOOD HOT AND COLD FOOD COLD and WASH YOUR HANDS ALWAYS AND OFTEN. All employees are given a thermometer when they start so that they can temp food. Hand sinks, soap, and paper towels are available for employees so that they are encouraged to wash their hands frequently. Questions:
What is the leadership style of David? Why? (0.5 marks)
What are the challenges and barriers David faces? Is it because of his leadership? (0.5 marks)
Which leadership style should he use and what should he do to overcome these challenges and barriers? (1 mark)
The type of leadership exhibited by David is proactive which is leadership by example.
The reason for this type of leadership is to show the employees how things are done the right and practical ways.
The challenges and barriers faced by David areHigh numbers of employees. This makes it not easy to manage the training and proper check of adherence to protocols and rules of food safety.
Lack of motivation and compliance: some of the employees are not following the food safety protocols and rules. This is not as a result to David's leadership style but the personality of the employees.
Rushed training and time constraints. Due to high turnover of the employees, it is not easy to train the employees properly. Some employees do not fully understand the importance of food safety and practices.
The leadership style to be employed by David is transformational and he should delegate some of his duties to his subordinates.
To overcome the challenges, David has to
Communicate more on the importance of food safety protocols and the consequences of not abiding by the rules.
Lead by example. David should consistently demonstrate and practice food safety protocols himself.
Develop a comprehensive and better training programs. The training should not be rushed as time should be taken in the time to careful explain the food safety protocols and job roles of each employee.
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Which view is used to enter data into an Access table by default?
Datasheet
Grid
Design
Layout
The answer is Datasheet.
What is the datasheet view?A web datasheet view in an Access app displays online data arranged in rows and columns in a web browser. It can allow data edits or not, as you prefer. When you create a web datasheet view in Access, it opens in Design View, where you can set the record source.
Which view is used to display the data of the table?In relational databases, data is structured using various database objects like tables, stored procedures, views, clusters, etc. This article aims to walk you through 'SQL VIEW' – one of the widely-used database objects in SQL Server.
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