carmen de la cruz has her age listed on her driver's license as being three years younger than it actually is. this is also how old she tells her insurance company she is. her insurance company has discovered she lied about her age. what provision of her life insurance contract states that her benefits will be what her premium would have bought if she had been truthful about her age?
Misstatement of Age is the provision of life insurance contract that states the premium would have bought if she had been truthful about her age.
What is life insurance?Life insurance is a contract between a policy holder and an insurer wherein the insurer agrees to pay a sum of money in exchange for a premium upon the demise of an insured person or after a predetermined amount of time.
The term "Misstatement of Age Provision" refers to a clause in a life insurance policy that reduces the amount of insurance in cases where the insured's age was given incorrectly on the application to the amount that the premium would have bought at the correct age based on the insurer's rates at the time the policy was issued.
To learn more about life insurance
https://brainly.com/question/1400638
#SPj1
Custom Motors' account with Widgets, Inc. Has an opening balance of $1,200. They make four purchases totaling $1,500, receive a $400 credit for returned widgets, and make a payment of $2,000. What amount will go into the schedule of accounts for Custom Motors? A. $300 B. $1,500 OC. $1,100 D. $2,000
Answer:
A. $300
Explanation:
The computation of the amount will go into the schedule of accounts for Custom Motors is shown below;
= Opening balance + purchase made - credit received - payment made
= $1,200 + $1,500 - $400 - $2,000
= $300
Hence, the amount will go into the schedule of accounts for Custom Motors is $300
Therefore the option a is correct
And, the same would be considered
Answer:
A 300
Explanation:
Why might some investors become careless about their portfolios ?
The first institution to contact if you know you have been an identity theft victim is
The first institution that should be contacted in the case of identity theft is the Federal Trade Commission (FTC).
Why should you contact the Federal Trade Commission (FTC)?If you have fallen victim to identity fraud, you should call the Federal Trade Commission immediately.
They will then help you report to the relevant law enforcement agencies such as the FBI and local police.
Find out more on the Federal Trade Commission (FTC) at https://brainly.com/question/4716509
#SPJ1
What is The movement of the economy from
one condition to another ohd bach again?
Answer:
Business Cycles is the right answer
Explanation:
Jaden wants to hedge an account receivable of 830,000 Philippine peso (PHP) with American options. The total option premium to hedge this transaction is 12,000 U.S. dollars. The spot exchange rate for a Philippine peso is USD 1.1807, and the one-month forward rate is USD 1.2867. Suppose, the strike price of a put option on PHP is USD 1.0258 and the strike price of a call option on PHP is USD 1.0573, what will be the breakeven exchange rate if Jaden acts rationally? a. 1.0403 b. 1.1662 c. 1.2722 d. 1.0113
The breakeven exchange rate will be 1.0403. This means that if the exchange rate falls below 1.0403, Jaden will exercise the put option to sell PHP at a higher rate and offset the losses on the account receivable.
To determine the breakeven exchange rate, we need to calculate the amount of PHP that can be purchased with the option premium. The premium of $12,000 USD can buy $12,000 / $1.0258 = PHP 11,684.32. To hedge the account receivable, Jaden will receive PHP 830,000. The breakeven exchange rate is therefore 830,000 / 11,684.32 = 1.0403.
Learn more about account here:
https://brainly.com/question/30977839
#SPJ11
Charles wants to work for himself in the Transportation and Logistics career cluster. Which lists the jobs with the
best chance self employment from highest to lowest
O Brownfield Redevelopment Specialists --Taxi Drivers - Mechanics Logisticians
Taxi Drivers - Brownfield Redevelopment Specialists Logisticians - Mechanics
O Logistians - Mechanics - Taxi Drivers - Brownfield Redevelopment Specialists
Mechanics - Logisticians - Brownfield Redevelopment Specialists -- Taxi Drivers
If my revenue is 1,000,000 and my expenses are 1,386,000, what's my profit in percentage
If my revenue is 1,000,000 and my expenses are 1,386,000, The profit in percentage is : -38.6%
Profit in percentageGiven :
Revenue = $1,000,000
Expenses = $1, 386,000
First step is to calculate the Net profit or Net loss using this formula
Net profit or Net loss = Revenue - Expenses
Let plug in the formula
Net profit or Net loss = $1,000,000 - $1,386,000
Net profit or Net loss = - $386,000
Now let determine the profit in percentage
Profit in percentage = -$386,000 / $1,000,000 × 100
Profit in percentage = -38.6%
Therefore the profit or loss is -38.6%.
Learn more about profit in percentage here: https://brainly.com/question/15825562
#SPJ1
demands for a safer working environment grew after what event ?
demands for a more secure working environment grew after the fire at the Triangle Shirtwaist organization.
In one of the darkest moments of the usa's business records, the Triangle Shirtwaist enterprise manufacturing unit in new york metropolis burns, killing 146 people, on March 25, 1911. The tragedy caused the improvement of a sequence of laws and policies that better included the safety of manufacturing facility workers.
The Triangle Shirtwaist factory hearth confirmed how essential it is to practice hearth safety at paintings. The Triangle Shirtwaist factory hearth confirmed how far we have come as a society when it comes to fire and work protection.
To realize extra about triangle shirtwaist factory click here
brainly.com/question/29774100
#spj4
Through a comparable company analysis for Alibaba, you determined a P/E ratio of 6.0x is appropriate to value the company. Based on this metric, what is the implied Enterprise Value of Alibaba?
Answer:
hello your question is incomplete attached below is the complete question
answer : $ 1,391.692 ( first option )
Explanation:
Given P/E ratio = 6.0
Determine Implied Enterprise value
Implied Enterprise value = (EBITDA * P/E ratio ) + Net debt (cash )
where EBITDA = $205.663
P/E ratio = 6
Net debt = $157.714
hence Implied Enterprise value = (205.663 * 6)+ 157.714 ≈ $ 1,391.692
NOTE : all $ values are in millions
The implied Enterprise Value of Alibaba is $740,366
The calculation is as follows:Implied equity value = NTM earnings × P/E ratio
= $149,680 × 6.0
= $898,080
Now Implied enterprise value
= Implied equity value + Net debt
= $898,080 - $157,714
= $740,366
Therefore we can conclude that The implied Enterprise Value of Alibaba is $740,366
Learn more: brainly.com/question/16911495
.Which of the following acts is an agent NOT authorized to do on behalf of an insurer?
Accept premiums from policyowners
Complete insurance applications
Authorize claim payments
Ask health related questions
An agent is not authorized to authorize claim payments on behalf of an insurer. An agent's role is to sell insurance policies, provide information about the policies, and assist policyholders in filing claims.
However, the authority to approve or deny claims lies with the insurer. The insurer has to assess the validity of the claim and ensure that it complies with the terms of the policy. On the other hand, agents are authorized to accept premiums from policyholders, complete insurance applications, and ask health-related questions as they help the insurer to determine the risk of insuring the policyholder. Agents are also responsible for providing guidance to policyholders, providing necessary information, and ensuring that policyholders have the right coverage.
It's important for agents to understand their roles and limitations to avoid legal issues. An agent who acts beyond their authority can put the insurer at risk of legal liability. Therefore, it's essential to be knowledgeable about the specific rules and regulations governing the insurance industry and the responsibilities of agents in that industry.
Learn more about liability here:
https://brainly.com/question/24077611
#SPJ11
The role of an executive-level leader differs from that of a department leader. Identify the characteristics and behaviors of an effective leader at each level. Compare the two, providing at least two examples for leadership style and leadership characteristics.
Executive-level leaders and department-level leaders have different roles in an organization.
To identify the characteristics and behaviors of an effective leader at each level, the following points are important to consider:
Characteristics and behaviors of an effective executive-level leader
1. Strategic thinking: Executive-level leaders need to be able to think strategically to define the organization's vision and mission.
2. Visionary: An effective executive-level leader should be able to inspire and motivate their team towards achieving the organization's objectives.
3. Decisiveness: They should be able to make quick and effective decisions.
4. Resource management: They should be able to allocate resources effectively and efficiently.
5. Risk management: An effective executive-level leader should be able to identify and manage risks effectively.
6. Collaboration: Collaboration with other organizations and stakeholders can enable them to achieve the organization's objectives.
Leadership style:Transformational Leadership and Situational Leadership are two popular leadership styles used by executive-level leaders.Leadership characteristics: Confidence, honesty, empathy, open-mindedness, and decisiveness are some of the most important leadership characteristics of an effective executive-level leader.Characteristics and behaviors of an effective department-level leader
1. Detail-oriented: They need to be able to manage and monitor the day-to-day operations of their department.
2. Communication skills: They need to be able to communicate effectively with their team and other departments.
3. Conflict resolution: They should be able to manage and resolve conflicts within their department.
4. Resource management: An effective department-level leader should be able to allocate resources effectively and efficiently.
5. Decision-making: They should be able to make quick and effective decisions.
To know more about organization:
https://brainly.com/question/12825206
#SPJ11
An individual taxpayer who began amortizing an expense in a prior year may claim the amortization deduction in the current year a. By entering the amount of the deduction directly on the appropriate business schedule. b. By entering the amount of the expense as an adjustment to income on Schedule 1 (Form 1040). c. Only if they complete Form 4562. Depreciation and Amortization d. Only if they complete Form 4797. Sale of Business Property.
Only if they complete Form 4562. Depreciation and Amortization is the correct answer. Option C is correct.
An individual taxpayer who began amortizing an expense in a prior year may claim the amortization deduction in the current year by completing Form 4562, Depreciation and Amortization. A tax form used by businesses and individuals to claim deductions for depreciation and amortization is known as Form 4562.
The process of paying off a debt over time through regular payments that include both principal and interest is known as Amortization. A method of accounting that is used to allocate the cost of a tangible asset over its useful life is known as Depreciation.
To learn more about Amortization:
https://brainly.com/question/30370771
#SPJ4
The following financials were identified in operating a wind energy system:
• Capital cost of equipment and installation - $75,000
• Monthly service and maintenance cost - $400 per month
• Expected lifetime of the system - 20 years
• Income through energy generation - $16,000 per year a)
Calculate the total anticipated cost of the system for 20 years.
b) What is the net profit (if any) in this installation if it is operated for 20 years? Assume that there is no scarp value of the installation after 20 years.
c) What is the payback period for this installation? d) If the investor requires a payment equivalent to 8% of the capital at the end of each year for 20 years, how does the net profit of the project change? Show your calculations.
a) The total anticipated cost of the system for 20 years is $171,000.
b) The net profit in this installation, after operating for 20 years, is $149,000.
c) The payback period for this installation is approximately 4.69 years.
d) The net profit of the project changes to $29,000 with annual payments to the investor.
a) To calculate the total anticipated cost of the system for 20 years, we need to consider the capital cost, service and maintenance cost, and the expected lifetime of the system.
Total cost of the system = Capital cost + (Monthly service and maintenance cost * Number of months)
Given:
Capital cost = $75,000
Monthly service and maintenance cost = $400
Expected lifetime of the system = 20 years
Number of months = Number of years * 12 (since there are 12 months in a year)
Number of months = 20 * 12 = 240 months
Total cost of the system = 0 * 240)
Total cost of the system = $75,000 + $96,000
Total cost of the system = $171,000
Therefore, the total anticipated cost of the system for 20 years is $171,000.
b) To calculate the net profit of the installation, we need to consider the income from energy generation and the total cost of the system.
Net profit = Income - Total cost of the system
Given:
Income through energy generation = $16,000 per year
Net profit = ($16,000 * 20) - $171,000
Net profit = $320,000 - $171,000
Net profit = $149,000
Therefore, the net profit in this installation, after operating for 20 years, is $149,000.
c) The payback period is the time required for the project to recover its initial investment. It can be calculated by dividing the initial investment by the annual net cash flow.
Payback period = Initial investment / Annual net cash flow
Given:
Initial investment = $75,000
Annual net cash flow = Income through energy generation
Payback period = $75,000 / $16,000
Payback period ≈ 4.69 years
Therefore, the payback period for this installation is approximately 4.69 years.
d) If the investor requires a payment equivalent to 8% of the capital at the end of each year for 20 years, it would affect the net profit of the project.
Annual payment to the investor = 8% of the capital
Annual payment to the investor = 0.08 * $75,000
Annual payment to the investor = $6,000
Net profit (with annual payments to the investor) = Net profit (without annual payments) - Annual payments to the investor
Net profit (with annual payments) = $149,000 - ($6,000 * 20)
Net profit (with annual payments) = $149,000 - $120,000
Net profit (with annual payments) = $29,000
Therefore, with the annual payments to the investor, the net profit of the project changes to $29,000.
learn more about investors here:
https://brainly.com/question/31888450
#SPJ11
Write a sentence with a word Gross Domestic Product:
Answer:
In many countries, GDP is declining due to pandemic.
Explanation:
Gross Domestic Product is the economic indicator of a country.
barrington company began the year with inventory of $100,000. during the year, the company purchased inventory in the amount of $750,000. sales revenue for the year totaled $800,000. a physical count determined the cost of inventory at the end of the year to be $90,000. the adjusting entry needed at the end of the year under a periodic inventory system includes a: multiple choice debit to cost of goods sold for $760,000. debit to cost of goods sold for $850,000. debit to purchases for $750,000. credit to cost of goods sold for $760,000 credit to cost of goods sold for $850,000
The adjusting entry is a debit to cost of goods sold for $760,000.
How to determine the adjusted entryBased on the given information, the adjusting entry needed at the end of the year under a periodic inventory system includes a debit to cost of goods sold for $760,000.
Here's the breakdown:
1. Beginning inventory: $100,000
2. Purchased inventory: $750,000
3. Sales revenue: $800,000
4. Ending inventory: $90,000
To calculate the cost of goods sold (COGS), you can use this formula:
COGS = Beginning inventory + Purchased inventory - Ending inventory
COGS = $100,000 + $750,000 - $90,000 = $760,000
Learn more about Adjusting entries at
https://brainly.com/question/28903353
#SPJ11
Stock H has a beta of 1.8, while Stock L has a beta of 0.4. If investors’ aversion to risk increased...
a. the risk premium of Stock H would increase by more. b. the risk premium of Stock L would increase by more. c. the risk premiums of Stock H and L would remain unchanged. d. the risk premiums of Stock H and L would increase by the same amount.
Investors seek a bigger risk premium for owning a certain stock as their aversion to risk rises. Therefore, option a is the best choice: Stock H's risk premium would rise higher. Option a is Correct.
A stock's beta is closely correlated with its risk premium. Investors want a bigger risk premium as beta increases. Similar to this, less risk premium is needed by investors the lower the beta.
Because of this, Stock H's risk premium, which has a beta of 1.8, would rise more than Stock L's, which has a beta of 0.4, as investors' aversion to risk grows. Option a is Correct.
Learn more about Stock visit: brainly.com/question/26128641
#SPJ4
what dose productivity mean
Answer:
Productivity means, the act of doing consistent work.
Explanation:
Example: The Factory has gone up by 30% in the last year.
Jenna is working on her productivity so she could pass her class.
Consumer purchasing behavior has hardly been affected by technology.
true
false
Answer:
False
Explanation:
Technology and digital media have a significant impact on user purchasing behavior, which is performed through analyzing the user's interests and preferences and posting advertisement that match the user's preference.
Using the tax brackets, calculate how much tax a single person with $45,000 in taxable income would pay on $800 in interest earned from a bank.
To calculate the tax a single person with $45,000 in taxable income would pay on $800 in interest earned from a bank, we need to know the specific tax brackets and rates applicable in the given jurisdiction.
Since you haven't specified the country or region, I can provide a general example using the United States federal income tax brackets for the tax year 2021:
Assuming the following tax brackets for a single individual:
10% on income up to $9,950
12% on income between $9,951 and $40,525
22% on income between $40,526 and $86,375
24% on income between $86,376 and $164,925
...and so on.
In this case, the taxable income is $45,000, which falls within the 22% tax bracket. The interest earned from the bank, which is $800, would be subject to the same tax rate as the individual's income.
To calculate the tax on the $800 interest, we multiply it by the applicable tax rate of 22%:
Tax on interest = $800 * 0.22 = $176.
Therefore, a single person with $45,000 in taxable income would pay $176 in taxes on $800 in interest earned from a bank, assuming the given tax brackets and rates for the United States in the tax year 2021.
Please note that tax laws and rates can vary by jurisdiction and change over time, so it's always best to consult the specific tax regulations of your country or region or seek professional advice for an accurate calculation in your situation.
Learn more about tax here:
https://brainly.com/question/31851456
#SPJ11
hah um idk what this for
Answer:
OMGGGGG r u new here??
if so i could help u with anythin :p
Explanation:
Citizen Bank sent a bank statement to Bane Co. showing an ending balance of $1,480. On the bank statement there was a service charge of $20. The bookkeeper of Bane Co. noticed in the reconciliation process a deposit in transit of $200 along with checks outstanding of $300. Complete the reconciliation for Bane assuming a checkbook balance of $1,400.
a. $1,400.
b. $1,830,00.
c. $1,138.00.
d. $1,380.00.
f. None of these.
The reconciliation balance for Bane Co. would be:
Adjusted bank balance $1,380Adjusted cash balance $1,380What is bank reconciliation?Bank reconciliation statement summarizes banking and business activity, reconciling an entity's bank account with its financial records. Bank reconciliation process confirms that two separate records of transactions in an account are equal.
Bane Co. company
Bank Reconciliation for the month ended.
Ending balance on the bank statement $1,480
Add:
Deposit in transit of $200
Less:
Checks outstanding $300
Adjusted bank statement $1,380
Company's books
Ending balance per cash account $1,400
Less:
Service charge $20
Adjusted cash balance $1,380
Therefore,
Bane Co.'s bank statement are:
Adjusted bank balance $1,380Adjusted cash balance $1,380Learn more about bank reconciliation here : https://brainly.com/question/24865118
Consider the market for cookbooks, which require hiring professional chefs to create and proofrea recipes. Let's say that high demand for restaurant meals pushes up the wages of professional chefs significantly. As a result, in the market for cookbooks we'd expect to see:
a p* up, Q* down
b P* down, Q* down c P* up, Q* up d P* down, Q* up
The high demand for restaurant meals pushes up the wages of professional chefs significantly, in the market for cookbooks, we'd expect to see: P* up, Q* down. Option (a) P* up, Q* down is the correct answer.
The market equilibrium price (P*) and quantity (Q*) of cookbooks can be influenced by various factors, such as the availability of ingredients, the price of ingredients, wages paid to professional chefs, etc.High demand for restaurant meals results in a surge in the wages of professional chefs, increasing the cost of creating and proofreading recipes. This causes a shift in the supply curve of cookbooks to the left, which implies a reduction in the quantity of cookbooks available at each price level. The new equilibrium is expected to have a higher price (P*) and lower quantity (Q*) compared to the original equilibrium.An increase in the price (P*) of cookbooks is expected because the high cost of hiring professional chefs results in higher costs of production and, consequently, higher prices of cookbooks to compensate for the costs incurred. Since the cost of production is a crucial determinant of supply, any changes in production costs may result in the supply curve's shift.
Learn more about market equilibrium price at https://brainly.com/question/31393103
#SPJ11
A sitcom actor, exhausted after his 10-hour workweek, agrees to buy a briefcase full of cocaine from lewis for $12,000. john and the actor have a ______________ contract.
A sitcom actor, exhausted after his 10-hour workweek, agrees to buy a briefcase full of cocaine from lewis for $12,000. john and the actor have a void contract.
Cocaine is a potent central nervous system (CNS) stimulant derived from the leaves of two coca species native to South America, Erythroxylum coca and Erythroxylum novogranatense, which can be snorted, heated to the sublimation point, inhaled or dissolved. injected into the body. vein.
Cocaine stimulates reward pathways in the brain. Psychological effects include intense feelings of euphoria, sexual arousal, loss of reality, and restlessness. [Physical effects include increased heart rate, sweating, and dilated pupils.] High doses can lead to high blood pressure and elevated body temperature. The effect appears within seconds to minutes after application and lasts from 5 to 90 minutes. Cocaine also has paralyzing and vasoconstrictive effects, so it is sometimes used to reduce pain, bleeding, and vocal cord spasms during throat and nose surgery.
Learn more about Cocaine here: https://brainly.com/question/944545
#SPJ4
Why is important to do research to locate appropriate work or study and funding opportunities from various sources,before making the final decision
Researching before making a decision is important to identify available options, select suitable opportunities, save time and money, and meet necessary requirements.
It is important to do research to locate appropriate work or study and funding opportunities from various sources before making the final decision because it helps in identifying all the available options and selecting the most suitable ones.Researching before making a decision can save time, money, and effort. One can identify the best opportunities by researching the available options. Researching funding opportunities can also help an individual determine the various funding options available, including grants, scholarships, and loans. This knowledge can assist an individual in choosing the most appropriate funding option for their needs. Additionally, researching can help an individual learn about the requirements for the available opportunities. This knowledge can help an individual prepare and ensure that they meet the required qualifications.
Learn more about Researching here :-
https://brainly.com/question/24174276
#SPJ11
Select the correct location on the image.
Which box on a W-4 notes an employee's filling status?
Box number 3 on a W-4 notes an employee's filling status?
What is a W-4?
An IRS form known as a W-4, also known as a "Employee's Withholding Certificate," instructs employers how much tax should be deducted from each employee's paycheck. Employers utilize the W-4 to calculate some payroll taxes and remit the taxes on behalf of employees to the IRS and the state (if applicable).
If your employer already has a copy of your W-4 form on file, you do not need to fill one out again. Additionally, you are not required to complete a new W-4 annually. But you'll probably need to complete a new W-4 if you start a new employment or wish to change the withholdings at your current position. In either case, it's a good justification for reviewing your withholdings.
Learn more about form W-4 here https://brainly.com/question/6712612
#SPJ1
Where is the row selector located in Datasheet view?
above the top row of data
below the last row of data
to the left of the leftmost data
to the right of the rightmost data
Answer:
to the left of the leftmost data
Explanation:
A database management system (DBMS) can be defined as a collection of software applications that typically enables computer users to create, store, modify, retrieve and manage data or informations in a database. Generally, it allows computer users to efficiently retrieve and manage their data with an appropriate level of security.
A Datasheet view is simply the rows and columns of data in a table that are being displayed in database software application such as Microsoft Access and Excel.
In DBMS, rows are numbered numerically as 1, 2, 3, 4, 5, etc. from top to bottom while columns are labeled alphabetically as A, B, C, D, E, etc. from left to right. Thus, a row is the horizontal arrangement of cell while column is the vertical arrangement of cell in a spreadsheet (table of cells).
Generally, the row selector is located to the left of the leftmost data in Datasheet view.
Answer:
c
Explanation:
How can a person become a dentist
Explanation:
It generally takes eight years to become a dentist: four years to earn a bachelor's degree as an undergraduate and four years to earn a DDS or DMD in dental school. If you're interested in specializing, you'll also need to complete a dental residency (more on that below).
brainliest please
Question 8 of 20 Which of the following reasons for writing a formal business document would lead you to write a proposal?
A. To tell your manager a project is on budget and on schedule
B. To summarize what happened during a meeting
C. To convince your manager to use a new meeting organization tool
D. To describe what tasks you completed during the week
Answer: i say A
Explanation:
Answer:
cc just did it
Explanation:
implementation of the plan comes after which step in the planning process?
Implementation of the plan comes after the Write and Publish a Strategic Plan system step.
What is the meaning of Implementation?The act of carrying out a plan, a method, or any other design, idea, model, specification, standard, or policy is known as implementation. As a result, for something to occur, action must come after any previous thinking.
After project initiation and planning, the project implementation stage is where you put all of your planning and preparation into action. You've got ideas, plans, and tactics in place; all that's left to do is put them into action.
Learn more about Implementation here:
https://brainly.com/question/30498160
#SPJ1