the first task to be completed before a comprehensive insurance program for a business can be developed is:
The first task to be completed before a comprehensive insurance program for a business can be developed is a thorough risk assessment. This involves identifying and analyzing potential risks and hazards that the business may face, evaluating the likelihood and potential impact of these risks, and determining appropriate insurance coverage to mitigate these risks. Once a risk assessment is completed, the business can work with an insurance provider to develop a comprehensive insurance program that adequately protects the business against potential losses.
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The first task to be completed before a comprehensive insurance program for a business can be developed is: to conduct a thorough assessment of the risks and potential exposures faced by the business. This involves identifying all the areas of the business where there may be risks, such as property damage, liability claims, employee injuries, or cyber-attacks.
Once these risks have been identified, the business can then determine which types of insurance coverage are necessary to adequately protect against these risks and develop a comprehensive insurance program that provides the appropriate level of coverage.
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Now that Rory understands how comprehensive income is, he is wondering if he needs to record the $500 scholarship he was awarded from his local community to help pay his college tuition. If so, in which category of income should it be recorded: earned income, unearned income, or received income from government programs
Whether or not Rory needs to record the $500 For more questions on Scholarship he was awarded for college tuition will depend on whether it is considered taxable income or not.
In general, scholarships and grants used for Assuming that the scholarship money is tax-free, education expenses such as tuition and books are tax-free.
However, if the scholarship money is used for non-qualified expenses such as room and board, it may be taxable.
Assuming that the scholarship money is tax-free, Rory does not need to record it as income. It is not considered earned income, unearned income, or income received from government programs.
However, if any portion of the scholarship money is taxable, Rory would need to record it as income in the appropriate category depending on how it is classified.
If it is earned through work, it would be recorded as earned income. If it is awarded without any work required, it would be recorded as unearned income.
If it is received through a government program, it would be recorded as income received from government programs.
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Marcy has just gotten a promotion at work and she wants to buy a house. She currently pays $350 a
month for a car payment and $200 a month on her credit cards. She has a gross monthly income of
$4,000. Using the Debt Ratio Formula, calculate her potential maximum monthly house payment.
Answer:
$890
Explanation:
As per the 28/36 rule, Marcy can have debts not exceeding 36% of her gross income. If her gross income is $4000, her maximum debts should be 36% of $4000
=36/100 x $4000
=0.36 x $4000
=$1,440
Marcy has a $350 car payment and 200 credit payments every month.
current monthly payments
= $350 + $200
=$550
Marcy's loan limit is at $1440; current repayments total $550.
The maximum amount that can go to a housing loan is
=$1440 - $550
=$890
What is one major effect that growth has on companies?
A. Growth increases the area inside a production possibilities curve.
B. Growth prevents opportunity costs from rising more quickly than
productivity.
C. Growth improves the marketing and facilities a business controls.
D. Growth minimizes the trade-offs that come about when hiring new
workers.
Growth increases the area inside a production possibilities curve.
What is causing the increase in production opportunities?External or internal changes in the production opportunity can be driven by changes in the total number of available product features or technological advances. If the total amount of commodities such as labor or money goes up, then the economy is able to produce more goods anywhere at the border.
What is the effect of resource growth on the turn of production opportunities?However, if there is a growth of resources in the economy it leads to an external change in the turn of the opportunity for productivity in the economy. This growth in resources/technology is leading to a shift in the turn of production opportunities.
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A manufacturing company hires only welders who have completed a formal
program that combines classroom instruction with on-the-job learning. What is the
welders' preparation an example of?
XO A. Performance management
B. Employee development
C. An apprenticeship
D. Computer-based training
Answer: An apprenticeship
Explanation: Pretty sure that other person had a stroke
Which best explains how the overproduction of goods in the 1920s affected consumer prices and the economy?.
What does it mean to “authenticate” your payment? How do these payment systems authenticate?
Answer:
Payment authentication is the process of confirming a customer's identity through at least one of the following authentication factors: knowledge, inherence, ownership, and user location. Knowledge is the most common category used for transaction authentication.
What documents will you include in your portfolio?
How will creating a portfolio benefit you with future employment?
Answer:
./Table of Contents
./Career and professional development goals, tailored for each ./interviewer
./Work philosophy statement; personal mission statement
./List of areas of expertise
./Works in progress (activities and projects)
./Samples of your best work from academic, employment, and internship settings
./Resume, references, transcripts, letters of recommendation
./Evaluations from work/volunteer experiences, agendas of meetings you conducted
./Certificates, diplomas, licenses, awards, letters of appreciation you received
./Records of community service/volunteer work
./Professional memberships and service activities
./Work reports or excerpts from term papers
./Grants or proposals you wrote
./Newspaper clippings featuring you, media clips of your work, promotional materials you designed
./Photographs of you in a professional setting
./Printouts/links to websites, web pages, or blogs you created
./Certificates of attendance from seminars or workshops
./Documentation of leadership experience
this will help you greatly in the future when it comes to people looking to higher you as it shows your skills/weaknesses
Explanation:
brainliest pls
When the first place team visits another team's stadium for a game, prices for seats to that game rise. This is called
evenue pricing
argin pricing
eld management pricing
namic pricing
When the first-place team visits another team's stadium for a game, prices for seats to that game rise. This is called yield management pricing.
What do you mean by a price?Price refers to the money that needs to be paid for acquiring any product or service.
When different seats are priced differently, it is known as yield management pricing. In simple words, it is a variable pricing strategy that is based on understanding, anticipating, and influencing consumer behavior for profit maximization.
So, when the first place team visits another team's stadium, prices for seats to that game rise is known as yield management pricing.
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A business analyzes what competitors are charging for products.
When a business analyzes what the competitors are charging for their products, it is known as the process of marketing info management.
What is the significance of business competitors?A business competitor can be referred to or considered as an organization that deals in the same product that is offered for sale by other enterprises in the same market.
It is important for a business to keep an eye on the acts of its competitors, as it helps them in keeping themselves updated with marketing info management.
Therefore, the significance regarding the business competitors has been aforementioned.
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The percentage of the last dollar you earn that goes toward your taxes is your. A) tax deferral rate. B) base tax rate. C) average tax rate.
Option A is Correct. Your tax deferral rate is the portion of your final dollar of income that is allocated to paying taxes.
The amount of additional tax paid for each new dollar of income received is known as the marginal tax rate. Total taxes paid divided by total income generated is the average tax rate. At a marginal tax rate of 10%, tax would be deducted from the following dollar of income at a rate of 10%.
The percentage of income a taxpayer pays in taxes is known as their average tax rate (also known as effective tax rate). The tax rate levied on a taxpayer's final dollar of income, however, is known as their marginal tax rate. Average tax rates paid by taxpayers are often substantially lower than marginal tax rates.
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What type of communication would take the MOST planning?
A an email to a teacher about a late assignment
B a research paper on civil engineering
C a text to friends about an upcoming party
D a response to a discussion question
Answer: I could be wrong .. so I'm sorry if it is but I think it's B, I will take the test and confirm
Explanation:
sorry if wrong :(
Suppose consumers suddenly start preferring hamburgers over fish. how does this change affect consumer demand for fish?
a. demand increases.
b. demand decreases.
c. demand does not change.
Answer:
B. Demand decreases.
Explanation:
Since the consumers now prefer hamburgers over fish the demand for fish will decrease and will also decrease the production of fish.
I hope this helps!
the purpose of an automobile service contract is to:
The purpose of an automobile service contract is to protect the vehicle owner from unexpected and costly repairs.
What is the purpose of an automobile service contract ?An automobile service contract, also known as an extended warranty, is a contract between a vehicle owner and a third-party company that provides coverage for certain repairs or services after the manufacturer's warranty has expired. Service contracts can be purchased from the manufacturer, a dealership, or an independent company.
Service contracts typically cover major components of the vehicle, such as the engine, transmission, and electrical system. They may also cover routine maintenance, such as oil changes and tire rotations.
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The December 31, Year 1, financial statements of Edwards Co. (a privately held company) were available to be issued on March 1, Year 2, and were actually issued on March 3, Year 2. As of December 31, Year 1, Edwards Co. had 250,000 shares of common stock outstanding. On February 15, Year 2, Edwards Co. issued 500,000 more shares of common stock. As a result of this transaction, Edwards Co. must: __________
Because of those issued transaction, Edwards Co. must provide the disclosure about the stock issuance in the footnotes included with the December 31, Year 1 financial statements
A Footnote is a section for financial disclosure that shows how the numbers in the statement of financial position and cash flow statements were determined.
Here, there are various stocks in Edward Company which were issued in the accounting year.Hence, because of those issued transaction, Edwards Co. must provide the disclosure about the stock issuance in the footnotes included with the December 31, Year 1 financial statements
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Jayden created a cell model using a glass bottle with a cork. He said that the cork could be opened to eliminate waste material that’s generated after digestion in the cell. A number of particles resembling organelles are in the bottle. Which organelle’s function will cause Jayden to open the cork to eliminate waste material?
Answer:
"Lysosome" is the correct answer.
Explanation:
Lysosomes will become the waste-removing feature, they have active enzymes as well as chemicals to absorb or even just recycle products from cells.It's indeed a subcellular organelle present in almost all forms of eukaryotic cells as well as taking responsibility for something like the absorption of molecules, older sections of cells, or even microorganisms.So that the above seems to be the right answer.
Answer:
the correect awnser is D
Explanation:
Lysosomes would be the function that eliminates waste.Lysosomes have powerful enzymes and acids to digest and recycle cell material
Waylon is back-to-school shopping with his mom at a large department store. He’s picked out the following items: 3 pair of pants for $87 total, 4 t-shirts for $48 total, 1 backpack for $35, 1 hoodie for $26, 1 pair of shoes for $37. When they get to the register, they see this sign:
Answer: uhhhh
Explanation:
Answer: Waylon's Purchase will cost $198.05, and section B depends.
Explanation: Section A is 85% of 233 since thats the total, making the answer to section A $198.05. The answer to section B depends because if he wants more school supplies, then yes, he would want to buy more things for better deals. But if he’s on a budget, then he wouldn't want to spend as much money since saving 20% on something over $300 is more than saving 15% on something over $200. THIS IS ONLY THE ANSWER IF YOU SEE A SIGN IN THE ASSIGNMENT THAT SAYS: Spend $100, save 10%, spend $200, save 15%, spend $300, save 20%, and spend $400, save 30%.
International marketing is how a company sells a product to a likely customer in a local market.
-True
- False
A corporation does not offer a product to a potential client in a local market when it engages in global marketing.
Any marketing effort that occurs beyond boundaries is referred to as global marketing.
Export, licensing, franchise, joint ventures, and foreign direct investment are all examples of international marketing. The goal of global marketing is to meet the demands of international clients.
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i need help with engineering economy question;
Steven plans to withdraw his money RM 10,000 each year from his savings account at the
end of year 10 and Year 11. To make sure these withdrawals are possible, FOUR (4)
annuity amounts (A) will be deposited in a bank at the end of year 2, 3, 4, and 5. The bank’s
interest rate is 12% per year.
(a) Draw a cash-flow diagram for this situation
(b) Determine the value of the annual amount (A) at the end of year 2, 3, 4 and 5 that
should be deposited to withdraw the money at the end of year 10 and year 11 as
stated.
(a) Cash Flow Diagram: For the given problem, the cash flow diagram is as follows: (b) Calculation of the value of annual amount (A):
At first, we will calculate the Future Worth (F) of the two withdrawals that are to be made, i.e., at the end of Year 10 and Year 11.F = (P/A, i, n)(1+i)² + (P/A, i, n)(1+i)¹Where,P = RM 10,000, i = 0.12 (interest rate), n = 2, and A is the value of the annual amount that is to be determined.
For the withdrawals at the end of Year 10:F = (P/A, i, n)(1+i)² + (P/A, i, n)(1+i)¹=> 20,000 = (A/F, 0.12, 2)(1.12)² + (A/F, 0.12, 2)(1.12)¹We know that (A/F, i, n) = i/[(1+i)ⁿ - 1]=> (A/F, 0.12, 2) = 0.12/[(1.12)² - 1] = 0.0549
Putting this value in the above equation:20,000 = (0.0549)(1.2544A) + (0.0549)(1.12A)=> 20,000 = (0.187A)=> A = RM 106,696.81
At the end of Year 2, the annual amount (A) that should be deposited to withdraw the money at the end of Year 10 is RM 106,696.81.
For the withdrawals at the end of Year 11:F = (P/A, i, n)(1+i)² + (P/A, i, n)(1+i)¹=> 30,000 = (A/F, 0.12, 2)(1.12)² + (A/F, 0.12, 2)(1.12)¹
Putting the value of (A/F, 0.12, 2) in the above equation:30,000 = (0.0549)(1.2544A) + (0.0549)(1.12A) + (1.12A)=> 30,000 = (0.187A) + (1.12A)=> 30,000 = (1.307A)=> A = RM 22,963.54
At the end of Year 3, the annual amount (A) that should be deposited to withdraw the money at the end of Year 11 is RM 22,963.54.
Similarly, we can calculate the values of A for the other two years, as follows:At the end of Year 4: A = RM 15,885.17At the end of Year 5: A = RM 12,448.89
Therefore, the value of the annual amount (A) at the end of Year 2, 3, 4, and 5 that should be deposited to withdraw the money at the end of Year 10 and Year 11 is as follows:
At the end of Year 2: RM 106,696.81
At the end of Year 3: RM 22,963.54At the end of Year 4: RM 15,885.17At the end of Year 5: RM 12,448.89
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Erica recently bought a homeowner’s policy that will cover the loss of jewelry, but only up to $20,000. What is this known as?
A.
an exclusion
B.
a deductible
C.
a rider
D.
a consideration
Answer:
(A.) An exclusion.
Explanation:
Just took the Final Exam on GradPoint.
yall i just need like 4 sentances of information about retail technology!!!
FIRST ANSWER GETS BRAINLIEST!!
Answer:
Virtual and augmented reality offer retailers several ways to enhance the customer experience. From browsing products to virtually “trying them on,” extended reality is already in use by many retailers today the information technology investment in the retail sector has increased significantly. IT plays an important role in the management of complex retail operations. Market knowledge, as well as control of data and information is essential to obtain a competitive advantage in the retail sector.Retailers can now closely follow customer trends, helping them figure out which products are attracting customers the most. Technology aids retailers to competitively price their products, by doing research of other markets and their prices as well as their products.
Explanation:
Which person appears to be polychronistic?
Ali invited a fellow classmate, Shari, to dinner. She arrived at the restaurant at precisely 7:00p.m., the agreed time. Ali arrived a half-hour later and explained that he had to wrap up a 7:00p.m. appointment with his professor.
A.Shari
B.Ali
Answer:
Ali is polychronistic because he didnt arrive on time.
shari belongs to monochronic culture because she values time.
Explanation:
The chart shows the costs associated with the purchase
of a new home.
Components
Principal after down
payment
Origination fee
Closing costs
Total principal
Additional taxes
Cost
$240,000
$1,200
$4,800
$246,000
$4,000
In the chart, closing costs refers to the
O cost of making repairs to the new home.
O fees that must be paid to local schools.
O costs associated with obtaining the loan.
O fees assessed by the state or local government.
The closing costs in the chart refer to the costs associated with obtaining the loan. The Option C.
What expenses do the closing costs cover?Closing costs are the fees and expenses that need to be paid when finalizing the purchase of a new home. They typically include various charges such as loan origination fees, appraisal fees, title search fees, title insurance, attorney fees, recording fees etc associated with the loan process.
These costs are separate from the down payment and are typically paid at the closing of the real estate transaction. In the given chart, the closing costs amount to $4,800 and are included in the total principal cost of $246,000.
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Answer: its c
Explanation:
i just took the test
A project consist of six activities that should be done in a period of time. Try to create a bar chart to ease the project planning and scheduling starting from 7 June 2022 .
To create a bar chart, you would typically represent each activity as a bar with its corresponding duration on a timeline. Since you mentioned a project with six activities, let's assume the following durations for each activity:
Activity 1: 5 days
Activity 2: 3 days
Activity 3: 7 days
Activity 4: 4 days
Activity 5: 6 days
Activity 6: 2 days
To start the project on 7 June 2022, you can calculate the end date for each activity by adding the duration to the start date. Here's a breakdown of the schedule:
Activity 1: Start on 7 June 2022, End on 11 June 2022
Activity 2: Start on 12 June 2022, End on 14 June 2022
Activity 3: Start on 15 June 2022, End on 21 June 2022
Activity 4: Start on 22 June 2022, End on 25 June 2022
Activity 5: Start on 26 June 2022, End on 1 July 2022
Activity 6: Start on 2 July 2022, End on 3 July 2022
With this information, you can create a bar chart with a timeline ranging from 7 June 2022 to 3 July 2022. Each activity will be represented as a bar with its corresponding duration on the timeline.
by assigning start and end dates to each activity and representing them as bars on a timeline, you can create a bar chart for project planning and scheduling. This visualization helps you understand the duration of each activity and identify any overlaps or gaps in the schedule.
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corning, inc. transforms a blend of materials to create optical fiber capable of carrying much of the telephone traffic in the united states on a single strand. it is an example of an organizational buyer in which market?
A commercial area. Operating in the industrial sector, Corning, Inc. produces optical fibre that can carry a significant portion of the phone traffic in the US on a single strand using a complex mixture of materials.
Operating in the industrial sector, Corning, Inc. produces optical fibre that can carry a significant portion of the phone traffic in the US on a single strand using a complex mixture of materials. They operate in the B2B sector, and the goods they produce will be used extensively throughout the US. In contrast to the B2C industry, where we deal with individual clients, the B2B market is completely different. However, the industrial market is where we deal with the commercial sector, where people use the product to create their own goods. A commercial area. Operating in the industrial sector, Corning, Inc. produces optical fibre that can carry a significant portion of the phone traffic in the US on a single strand using a complex mixture of materials.
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Berta worked to olve a ytem of equation. 4x y = –5
x – y = –5
Step 1: ???
Step 2: x = –2
Step 3: 4(–2) y = –5
Step 4: –8 y = –5
Step 5: y = 3
Berta determined that the olution i (–2, 3). Which could have been the equation Berta found in tep 1?
4x = 0
5x = 10
5x = –10
5x = –25
Since the solution is (–2, 3), the equation in step 1 should be 5x = –10.
Methods for solving a system of equations- substitution
- graphing
- elimination
In this problem, the first equation is given, that is:
4x + y = –5
Step 1 contains the second equation but we don't know yet.
In step2, we get x = –2 as a result of step 1.
The equation that is satisfied by x = –2 should be:
5x = –10
Since if substitute x = –2 into the equation:
5(–2) = –10
which is correct.
Hence, the system of equation consists of two equations:
4x + y = –5 ..... (equation 1)
5x = –10 ........ (equation 2)
We can check the solution that Berta found: (–2, 3).
Substitute x = –2 and y = 3 into equation 1:
4(–2) + 3 = –5
–8 + 3 = –5
Hence, our equations and the solution are correct.
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Lightskins or Darkskins
Or Other ?
Answer:
any kind of boy
Explanation:
I have no type
explain economics in your own words
TRUE/FALSE. Under the 2017 Tax Cuts and Jobs Act, the most significant change is that the corporate tax rate goes from 35 percent to 21 percent, which puts U.S. Companies on competitive footing with many other countries.
True, the corporation tax rate is decreasing from 35% to 21% under the 2017 Tax Cuts and Jobs Act, which puts American businesses on an equal footing with those in many other nations.
What effect did the Tax Cuts and Jobs Act of 2017 have on the rates of corporation taxes?
The corporate income tax rate was reduced from 35 percent to 21 percent permanently as part of the 2017 Tax Cuts and Jobs Act, among other significant adjustments to business taxes. Deductions, depreciation, expensing, tax credits, and other business-related tax items have altered as a result of the Tax Cuts and Jobs Act ("TCJA"). Business owners can use this side-by-side comparison to comprehend the changes and make appropriate plans
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3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?
Answer:
$156
Explanation:
he old price per basket is $0.50 per basket
the new supplier has a price of $0.40 per basket
Savings per basket is $0.10 ($.50- $0.40)
The average sales per month are 130 baskets.
The average savings per months will be
=$0.10 x 130
=$13
yearly savings will be
=$13 x 12 months
=$156
purchased grooming equipment for $12,700
Answer:
who spends that much-
Explanation:
okay good job on the server Andrew and it they said