Programme Expenses Ratio : 64%
Total Expenses = Performance Expenses +Fund raising expenses +Industrial Class Expenses +General and Administrative Expenses
Total Expenses = $5,000+ 2,800+3,000+1,700 = $12,500
Programme Expenses = Performance Expenses + Industrial Classes Expenses
= $5,000 +$3,000 = $8,000
Programme Expenses Ratio = Programme Expenses / Total Expenses
= $ 8,000 / $12,500 = 0.64 ,
=64%
Programme Expenses Ratio :The program expense ratio is the relative measure of program expense to total expense. In other words, this ratio takes a nonprofit’s program expenses and divides them by its total expenses.
As mentioned above, program expenses are the highest portion of the total costs incurred by nonprofits. Similarly, investors associate these expenses with the highest efficiency in achieving missions.
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Assume that Ginnie Mae sponsored pass through securities have been acquired by another entity (e.g., Freddie Mac) and reissued as a Collateralized Mortgage Obligation or CMO. In a CMO the respective tranches:
A. Promise a different return
B. The Ginnie Mae sponsored pass throughs have substantial credit risk which now becomes reissued through the CMO.
C. Carries a different maturity or duration exposure
D. A and C above
E. All of the above
In a Collateralized Mortgage Obligation (CMO), the respective tranches offer different returns and may have varying maturity or duration exposures, while credit risk from the underlying mortgages is typically separated from the CMO structure.
The correct answer is D. A and C above.
In a Collateralized Mortgage Obligation (CMO), the respective tranches (segments) promise a different return, meaning that each tranche may have a different interest rate or yield associated with it.
Additionally, the tranches of a CMO can also carry a different maturity or duration exposure, meaning that each tranche may have a different expected time until it is repaid.
It's important to note that the credit risk associated with the underlying mortgages is typically separated from the CMO structure itself.
In the given scenario, the Ginnie Mae-sponsored pass-through securities, which originally carried credit risk, have been acquired by another entity (e.g., Freddie Mac) and reissued as a CMO.
This means that the credit risk associated with the pass-throughs does not necessarily transfer to the CMO structure.
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Increase in GDP per capita means economy is growing
true or false
Answer:
true it is true
Explanation:
Malaki ran 9,656 meters on Monday and 4,687 meters on Tuesday. How many more meters did she run on Monday than on Tuesday?
Answer: 4969 meters
Explanation: Here's what you do: 9,656 - 4,687 = 4969
Answer: 4969 meters
Explanation:
Bitcoin is worth it?
what do you understand by 'business'?Explain it's characteristics.
Answer:
Business is an economic activity that involves the exchange, purchase, sale, or production of goods and services with a motive to earn profits and satisfy the needs of customers.
Explanation:
Businesses can be profit or non-profit organizations that function to gain profits or achieve a social cause.
Characteristics:
Economic activity: Business is an economic activity of producing and distributing goods and services.Buying and Selling.Profit MotiveCustomer satisfactionCreative and DynamicCindy has been working for 8 years, and she’s built up a huge emergency fund -- $45,000, which would be 6 months of her salary. She’s hoping to earn a bit more interest than she currently is with that $45,000 just sitting in her traditional bank’s savings account. Which account would you recommend? Why?
SAVINGS ACCOUNT, CD, MONEY MARKET ACCOUNT
I will recommend she invest the $45,000 in Certificate of deposit or Money market account.
It is widely known that a traditional bank’s savings account does not provides significant interest rate for deposit unlike other account which are meant from pure investment at long term.
A certificate of deposit are issued by bank to customer promising them a certain interest rate on their deposit with them.
A money market is also an method of investing in short term market and guarantees high interest rate on deposit.
Therefore, I will recommend she invest the $45,000 in Certificate of deposit or Money market account.
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how should you protect a printed classified document when it is not in use
Classified information can be stored in a locked security container when they're not in use.
Classified information refers to the material that contains sensitive information and is protected by the government.
Classified information is the information that is protected against unauthorized disclosure.
In order to keep printed classified information, they can be stored in a locked security container when they're not in use. This is essential in order to prevent unauthorized access to the information.
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Amelie received an email that claimed to be from a Nigerian prince who needed help setting up
a bank account but would pay thousands of dollars if Amelie helped him. What kind of email is
this?
a) Ad
b) Spam
c) Junk
d) Support
Answer:
Explanation:
Spam
Government tax policy can affect aggregate supply as well as aggregate demand, because changes in taxes change the:
A) supply of money in the economy.
B) length of the inside lag of fiscal policy.
C) incentives to work and invest.
D) tradeoff between inflation and unemployment.
The correct option for Government tax policy is option c) incentives to work and invest.
Changes in tax policy can have a significant impact on both aggregate supply and aggregate demand. Specifically, tax policy affects the incentives for individuals and businesses to work and invest, which in turn influence the overall level of economic activity.
When taxes are lowered, individuals and businesses have more disposable income and higher after-tax returns on investment. This creates stronger incentives for people to work, save, and invest, leading to increased economic activity and higher aggregate supply. Lower taxes can stimulate entrepreneurial activity and encourage businesses to expand and hire more workers, contributing to economic growth.
Conversely, when taxes are increased, individuals and businesses have less disposable income and lower after-tax returns on investment. This reduces the incentives for work and investment, which can result in a decrease in aggregate supply and economic activity. Higher taxes can discourage individuals from seeking employment or engaging in entrepreneurial activities, leading to lower productivity and economic output.
Therefore, tax policy plays a crucial role in shaping the incentives for work and investment, which directly impacts both aggregate supply and aggregate demand in an economy.
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Suppose that a worker in Cornland can grow either 40 bushels of corn or 10 bushels of oats per year, and a worker in Oatland can grow either 5 bushels of corn or 50 bushels of oats per year. There are 20 workers in Cornland and 20 workers in Oatland. If the two countries do not trade, Cornland will produce and consume 400 bushels of corn and 100 bushels of oats, while Oatland will produce and consume 60 bushels of corn and 400 bushels of oats. If each country made the decision to specialize in producing the good in which it has a comparative advantage, then the combined yearly output of the two countries would increase by
Answer:
see. I hope it's helpful for you lolExplanation:
i need friend lol can you my friend3) What is the present value of $1000, received at the end of 4 years of investment, with a discount rate of 4%?
Answer:
$854.81
Explanation:
The formula for calculating the present value is as below
PV = FV/( 1 + r)^n
Where Fv =1000
r = 4% or 0.04
n= 6
PV = $1000/ (1 + 4/100)^4
PV=$1000/(1 + 0.04)^4
PV=$1000/1.16985
PV =$854.81
.
Answer:
3629.9
Explanation:
I just did the test and thats what it told me the correct answer was.
How do firms maximize profits? A manufacturer of consumer electronics anticipates that due to a temporary spike in production cost, it will operate at a slight loss for three quarters (nine months) before returning to profitability. Nonetheless, the firm plans to keep production levels at the point where MR MC. Why? Click or tap a choice to answer the question Shifts in policy are possible only during periods of profitability. The same policy that maximizes profits will minimize losses. Decisions are based on profit or loss in the long run, not the short run. A different production level would involve the same variable costs
The correct answer is "The same policy that maximizes profits will minimize losses."
The firm plans to keep production levels at the point where MR=MC because maximizing profits is the goal of any business. Despite the expected losses in the short-term, they are willing to accept it because they know that the same policy that maximizes profits will minimize losses in the long run.
Therefore, decisions are based on the potential profit or loss in the long run, not just in the short run. Shifts in policy are possible only during periods of profitability. The firm plans to keep production levels at the point where MR=MC, due to the fact that the same policy that maximizes profits will minimize losses.
It is the best choice that they can make to minimize the loss that they are expected to incur in the next 3 quarters. Therefore, a firm maximizes profits by keeping production levels where MR (Marginal Revenue) = MC (Marginal Cost). When MR is equal to MC, it means that the firm is producing the optimal quantity of goods that will maximize profits.
They should produce more goods when MR is greater than MC, and they should produce fewer goods when MC is greater than MR.
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what’s the description given to identifying trends and relationships between different marketing variables?
The description given to identifying trends and relationships between different marketing variables is marketing analytics.
Marketing analytics is the practice of measuring, managing, and analyzing marketing performance to optimize strategies and tactics.
It involves the use of data and statistical methods to identify trends, patterns, and relationships between different marketing variables, such as customer behavior, sales data, and advertising metrics.
Marketing analytics helps organizations make data-driven decisions and improve their marketing effectiveness.
By analyzing customer behavior and preferences, organizations can tailor their marketing strategies to better meet customer needs and increase customer satisfaction.
By analyzing sales data and advertising metrics, organizations can optimize their marketing spend and improve their return on investment.
Marketing analytics can be applied to a wide range of marketing activities, including market segmentation, pricing, product development, promotion, and distribution.
It requires a combination of technical skills, such as data mining and statistical analysis, and marketing expertise, such as understanding customer behavior and market dynamics.
In summary, marketing analytics is the practice of measuring, managing, and analyzing marketing performance to identify trends and relationships between different marketing variables.
It helps organizations make data-driven decisions and improve their marketing effectiveness across various marketing activities.
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The advertising industry was worth how much money in 1920
Answer:
nearly 3 billon
Explanation:
with a constant opportunity cost between goods a and b, the ppf for goods a and b would
With a constant opportunity cost between a and b the PPF( Production Possibility Frontier) for the goods a and b would be straight line.
In microeconomics, a manufacturing–opportunity frontier (PPF), production opportunity curve (percent), or production possibility boundary (PPB) is a graphical representation showing all the possible alternatives of output for 2 items that may be produced the usage of all elements of production, where the given assets are completely and correctly applied according to unit time. A PPF illustrates numerous financial concepts, consisting of allocative efficiency, economies of scale, possibility fee (or marginal price of transformation), effective performance, and scarcity of resources (the essential financial problem that each one societies face)
If opportunity charges are regular, a immediately-line (linear) PPF is produced.[15] this example displays a scenario in which assets are not specialized and may be substituted for every other and not using a introduced value
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In what areas do federal agencies regulate to ensure safety and the general
wellness of US citizens?
a. Businesses
b. Environment
c. Products
d. All of the above
Answer:
d. All of the above
Explanation:
Government regulations are the rules that players in an industry must abide by. In a free-market economy like the US, the government's main role is to regulate economic activities. The government enforces regulation through its various agencies.
The areas of regulations include but are not limited to
Protecting consumers from undue exploitation by businesses, Encourage fair business competition Promote a healthy, safe work environment for employees Promote and sustain a clean environmentPrivate data protection and securityDoes it make sense to buy software to measure carriers' performance? A. Yes. Doing so allows you to make side-by-side comparisons of carriers' on-time rates, damages, and many other important measurements. B. No. There's no substitute for calling carriers and finding out their information through a series of one-on-one conversations. C. Maybe, if you're just starting out in the business. D. Maybe, if you've been a broker or agent for many years and need to fine-tune your carrier selections.
Yes. Doing so allows you to make side-by-side comparisons of carriers' on-time rates, damages, and many other important measurements. Option A is the correct answer.
By purchasing software to measure carriers' performance, you gain access to data-driven insights and metrics that can help you evaluate carriers more effectively. This software provides objective measurements of carriers' performance, such as on-time delivery rates and damages, allowing you to compare different carriers' performance side by side.
This data-driven approach provides valuable information for making informed decisions and selecting carriers that best meet your specific requirements. It saves time and effort compared to relying solely on one-on-one conversations with carriers, making it a sensible choice for improving carrier selection and performance evaluation.
Option A is the correct answer.
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Tonya is considering leaving work early to go to a baseball game. A ticket costs $30, and it costs $5 to park at the stadium. Tonya will miss 3 hours of work, where she is paid $20 an hour. What is Tonya's total explicit cost of going to the game?
Answer:
$95
Explanation:
UwU
an account that earns ___ interest will result in a higher annual percentage yield
Answer:
The annual percentage yield (APY) is paid to a depositor by a financial institution. The percentage is based on the existing amount after a certain period. If the owner of saving account choose not to take out the past interest revenue, the amount would be compounded for future years.
Answer:
The answer is C. Compound
Explanation:
I took the quiz :) your welcome <3
Corporate bonds from Hyren Airlines are selling at 106. 133, bonds from Xyx Motors are selling at 97. 701, and bonds from Ergar Appliances are selling at 101. 294. If all of the bonds mentioned have a par value of $1,000 apiece, how much will it cost George to purchase one from each corporation? a. $3,051. 28 b. $3,000. 00 c. $3,305. 12 d. $2,694. 88.
The cost for George to purchase one bond from each corporation would be $3,051.28.
To calculate the total cost, we need to multiply the bond prices by the par value of $1,000 for each corporation.For Hyren Airlines, the bond price is 106.133% of the par value, so the cost would be $1,061.33 (1,000 * 1.06133).For Xyx Motors, the bond price is 97.701% of the par value, resulting in a cost of $977.01 (1,000 * 0.97701).
For Ergar Appliances, the bond price is 101.294% of the par value, giving a cost of $1,012.94 (1,000 * 1.01294).
Adding up these costs: $1,061.33 + $977.01 + $1,012.94 = $3,051.28.
Therefore, the answer is option a. $3,051.28.
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an investor agrees to buy 100 shares of a retail stock at a price of 12 per share in exactly 9 months on the maturity date of the agreement the share price is 10 per share the investors profit or loss is closest to
In exactly 9 months on the maturity date of retail stock the agreement the investor's loss is $200.
The investor in this scenario has entered into a forward contract to buy 100 shares of a retail stock at a price of $12 per share in 9 months. This means that the investor has agreed to purchase the shares at a fixed price, regardless of the prevailing market price of the stock at that time.
At the maturity date of the agreement, the market price of the stock is $10 per share. This means that the investor is paying a price of $12 per share for a stock that is worth only $10 per share. Therefore, the investor is at a loss of $2 per share.
The total loss for the investor can be calculated as follows:
Loss per share = $12 - $10 = $2
Total loss = $2 x 100 shares = $200
Thus, the investor's loss in this scenario is $200. It's important to note that this is a realized loss, meaning that it has actually occurred as a result of the investor's actions. Had the stock price risen to $14 per share, the investor would have made a profit of $200 instead.
It's also important to note that forward contracts can be risky, as they expose investors to the possibility of significant losses if the market price of the underlying asset moves against them. As such, it's important for investors to carefully consider the risks and benefits of entering into such contracts before doing so.
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Based on responses in the Survey of Young Workers, what would you advise a young adult who is trying to choose between working two half-time jobs and working one full-time job? Use details from both the text and the chart to explain your advice.
Answer:
According to the responses in the Survey of Young Workers, young adults who work full-time jobs are more satisfied with their work-life balance than those who work multiple part-time jobs. Additionally, those who work full-time jobs have more access to benefits such as health insurance and retirement plans, which can be essential for long-term financial stability.
Therefore, my advice to a young adult who is trying to choose between working two half-time jobs and working one full-time job would be to consider the benefits of having a stable full-time job. While having multiple part-time jobs may seem like a way to earn more money, it can lead to a lack of job security and unpredictable work schedules, which can make it difficult to maintain a healthy work-life balance. A stable full-time job can provide financial stability, access to benefits, and a set schedule that allows for better planning and flexibility in other areas of life.
Furthermore, the chart in the Survey of Young Workers showed that those who work more than one job report higher levels of stress than those who work only one job. This can have negative effects on both physical and mental health, making it even more important to consider the benefits of a stable full-time job.
In conclusion, although the idea of working multiple part-time jobs may seem appealing, it is important to consider the long-term benefits of a stable full-time job, such as financial stability, access to benefits, and a better work-life balance.
Explanation:
Question 9 of 10
If a new source of lumber is found, what is likely to happen to the price of
lumber, and why?
A. The price is likely to increase because demand will increase.
B. The price is likely to increase because costs of production will
increase
C. The price is likely to decrease because demand will decrease.
O D. The price is likely to decrease because supply has increased.
SUBMIT
Answer:
O D. The price is likely to decrease because supply has increased.
SUBMIT
Explanation:
A new source of lumber will result in an increase in the quantity available for sale. As per the laws of supply and demand, an increase in supply without a corresponding increase in demand leads to reduced prices.
The prevailing market price or equilibrium price is the price at which the current demand matches the current supply. There are no shortages or excesses. An increase in supply creates a surplus in the market. For suppliers to sell the excess lumber supplied, they have to reduce prices to create more demand.
write a short response paragraph explaining how a credit score could contribute to keeping someone caught in a cycle of poverty
Answer:
A credit score is a numerical representation of a person's creditworthiness, which lenders use to determine their ability to repay loans. Unfortunately, people with low credit scores may find it difficult to access credit, which can make it challenging to obtain loans to start a business, purchase a home, or cover emergency expenses. This lack of access to credit can make it challenging for people caught in the cycle of poverty to break free, as they may not have the resources to address urgent financial needs or invest in income-generating opportunities. Additionally, without access to credit, they may turn to predatory lenders or high-interest credit cards, further perpetuating the cycle of poverty. Therefore, a low credit score can contribute to keeping someone caught in a cycle of poverty by limiting their financial options and making it difficult to improve their economic situation.
Explanation:
A famous Caran d'Ache company of Switzerland makes and sells pencils in a perfectly competitive product market and hires workers in a perfectly competitive labor market. Assume that the market wage rate for workers is $120 per day.
The profit-maximization occurs at that point for a perfectly competitive firm where marginal revenue is equal to marginal cost—that is, where MR = MC.
What is perfect competition?Perfect competition is a market structure where many firms offer a homogeneous product. Because there is freedom of entry and exit and perfect information, firms will make normal profits and prices will be kept low by competitive pressures.
In the perfect competitive market, there are many firms in the market; Freedom of entry and exit; this will require low sunk costs and all firms produce an identical or homogeneous product.
The profit-maximization occurs at that point for a perfectly competitive firm where marginal revenue is equal to marginal cost that is, where MR = MC of a firm.
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Crystalize is a decorative glassware manufacturer. The company's production team takes 8 hours to produce 96 identical glass items. Which of the following is the labor productivity of Crystalize?A) 10 items per hour.
B) 12 items per hour.
C) 0.08 hours per item.
D) 0.09 hours per item.
Answer:
B) 12 items per hour.
Explanation:
Calculation for the labor productivity of Crystalize.
Using this formula
Labor productivity=Numbers of items produce/Hours to produce
Let plug in the formula
Labor productivity=96/8
Labor productivity= 12 items per hour
Therefore labor productivity of Crystalize will be 12 items per hour.
Supper Company Ltd., reported the following stockholders’ equity on its balance sheet at June 30,
2012:
Supper Company Ltd.
Stockholders’ Equity
June 30,2012
Paid-in Capital
Preferred stock, 10%,? par, 650,000 shares authorized, 280,000 shares issued $ 1,400,000
Common stock, par value $? per share, 5,000,000 shares authorized,
1,000,000 shares issued and outstanding
2,000,000
Paid-in capital in excess of par—common 6,000,000
Total paid-in capital 9,400,000
Retained earnings 12,300,000
Total Stockholders’ equity $21,700,000
Requirements:
1. What is the par value per share of Supper’s preferred stock? (Show Workings)
2. What is the par value per share of Supper’s common stock? (Show Workings)
3. What is the selling per share for the $6,000,000 reported as paid-in capital in excess of par –
common? (Show Workings)
4. Prepare two (2) summary journal entries to record issuance of all the Supper Company Ltd stock for
cash. Explanations are not required.
Answer:
1. Par Value of Preferred stock;
= Preferred stock value / Shares issued
= 1,400,000/280,000
= $5
2. Par Value of Common Stock
= Common stock value / Shares issued
= 2,000,002/1,000,000
= $2
3. Selling price per share including Paid-In Cap
Paid-in cap is the price of a share that exceeds its par value. Selling price therefore is;
= (Par Value + Paid In cap)/ Number of shares
= (2,000,000 + 6,000,000) / 1,000,000
= $8 per share
4.
DR Cash $1,400,000
CR Preferred Stock $1,400,000
DR Cash $8,000,000
CR Common Stock $2,000,000
Paid-In Capital in excess of par - Common Stock $6,000,000
Do you think JNK should be more ethical? Explain your answer.
Answer:
"god is a woman"
Explanation:
"and its megan thee stallion"
How can public health decrease the economic impact on health care?
Answer:
First, healthier people are more economically productive. Better health also leads to an increase in savings rates—because healthier people expect to live longer and are naturally more concerned with their future financial needs. Another bridge between health and the economy is education.
Explanation:
during the postpurchase behavior stage of the organizational buying process, which of these is most likely to occur?
The buyer experiences cognitive dissonance is most likely to occur. Hence, option A is correct.
What is the concept of the excerpt?The two main purposes of conducting supplier evaluations are to screen potential new suppliers and assess the caliber of the existing supplier relationships. In today's competitive marketplaces, a company must make important judgments, including how to assess its suppliers, if it hopes to survive.
The process of formally examining a company's suppliers to determine whether or not they meet the company's standards is known as "supplier evaluation."
Thus, option A is correct.
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The options were missing-
a) The buyer experiences cognitive dissonance.
b) A supplier's performance is formally evaluated.
c) Individuals outside the purchasing department are initially consulted.
d) The buyer and seller renegotiate the terms of the contract.
e) The buyer experiences secondary problem recognition.