the accounting profession is divided into 5 key working areas, two of which are: a. inventory control and budgeting b. auditing and managerial accounting c. income accounting and expenditure accounting d. forecasting and logistical accounting

Suppose that the distribution of the 1-year loss is given as:L($ million)   Probability 0.1a) 1-year 70% is defined as the maximum possible loss for a given level of confidence and period of time.

The 70% VaR, therefore, implies that the confidence level is 1-70% = 30%, and the period of time is 1 year.To calculate the 70% VaR, we need to find the maximum loss of the 30% probability:1. Sort the loss and probability values in descending order:Loss ($ million)    Probability

Cumulate the probability values:Loss ($ million)    Probability    Cumulative Probability        1.03. Identify the maximum cumulative probability that is less than or equal to 0.3. From the table above, the maximum cumulative probability is 0.2.4.

The corresponding loss is the 70% VaR: 2 $ million.b) 1-year 70% ES:ES is defined as the average loss of the worst 30% of scenarios.

In order to find the ES, we must first calculate the loss corresponding to the 30th percentile. From the cumulative probability column of the table above, the loss corresponding to the 30th percentile is $0 million.To calculate the ES, we need to average the losses exceeding $0 million.

These are losses for which the probability is 0.4, 0.1, and 0.1.Loss Probability Cumulative Probability -1 0.4 0.4 0 0.1 0.5 1 0.1 0.6 2 0.1 0.7 4 0.1 0.8 The average of these losses is: (-1*0.4+0*0.1+1*0.1+2*0.1+4*0.1)/0.3 = 1.13 $ millionThus, the 1-year 70% ES is 1.13 $ million.c) 1-year 80% VaR:To calculate the 80% VaR, we need to find the maximum loss of the 20% probability.

Using the same steps from part (a), the 80% VaR is the maximum cumulative probability that is less than or equal to 0.2.Loss Probability Cumulative Probability -1 0.4 0.4 0 0.2 0.6 1 0.2 0.8 2 0.1 0.9 4 0.1 1.0The maximum cumulative probability that is less than or equal to 0.2 is 0.6.

Therefore, the corresponding loss is 0 $ million.d) 1-year 80% ES:To calculate the 80% ES, we need to find the average loss of the worst 20% of scenarios. The loss corresponding to the 20th percentile is $0 million. The losses exceeding $0 million correspond to probabilities of 0.2, 0.2, 0.1, and 0.1.Loss Probability Cumulative Probability -1 0.4 0.4 0 0.2 0.6 1 0.2 0.8 2 0.1 0.9 4 0.1 1.0 The average of these losses is: (-1*0.4+1*0.2+2*0.1+4*0.1)/0.2 = 0.6 $ millionThus, the 1-year 80% ES is 0.6 $ million.

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Economic classes

Explanation:

they are all fit within the category about what the main question is

Both the accounting and human resources department managers score highly on long-term planning, but they will devote less attention to the company's offerings in terms of goods and services.

The required details for accounting and human resources in given paragraph

How does accounting for human resources work?

Accounting for human resources is a crucial component of every organization. Reporting of staff costs, such as wages, benefits, training, workspace, etc., is transparent and accurate. The employees' contribution to the company's profitability is likewise accurately and clearly reported.

In other words, accounting for human resources determines and presents the cost of employees as well as quantifies the economic value of people to the organization.

A new area of accounting called human resources accounting acknowledges the impact employees make on a company in both positive and negative ways. The notion is that a company's human capital is both an expense and a resource.

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D) The nation reduces its exports by $30 billion, the change would result in a trade deficit the following year for the country that had a trade surplus of $20 billion in one year.

When imports rise faster than exports, a trade deficit occurs. If the country increases its exports by $30 billion, decreases its imports by $10 billion, or increases its imports by $10 billion, it cannot have a trade deficit.

As a result, the country will only experience a trade deficit if its exports decrease by $30 billion while the rest of its exports remain unchanged.

A country has a trade deficit when its imports exceed its exports over a given time period. A negative balance of trade (BOT) is another name for this situation. There are several ways to determine the balance, including: goods (also called " merchandise”), goods and services, and services and goods.

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Full Question = A country has a trade surplus of $20 billion with its trading partners over a

year. Which change would cause the country to have a trade deficit the

following year, assuming everything else remains the same?

A. The country increases its exports by $30 billion.

B. The country decreases its imports by $10 billion.

O C. The country increases its imports by $10 billion.

O D. The country decreases its exports by $30 billion.

Answer:

4. Bonds

Explanation:

Bonds are debt instruments used by corporates and governments to raise capital. Bonds are long-term sources of capital for a business and government and also an investment option to investors.

When the government or corporate issues bonds, they promise to pay the principal amount when the bond matures. Maturity ranges from 5 to 30 years. The bond issuer also commits to pay interest on regular intervals until the bonds mature. The interest to be paid is based on the coupon rate or interest rate as specified by the bond.

In the markets for goods and services, a producer would sell his bike for purchase by customers.

Consumers buy consumables on the products and services market, and firms sell their commodities there. The market encompasses physical stores, the Internet, and any other location where consumers can exchange products and services.

The trading of finished goods takes place here. Businesses receive payment from customers in exchange for goods. The consumer gives money to the business in a flow. In contrast to this, enterprises can buy the materials they need on the factor market to make an item.

The rule of supply and demand governs how much is produced and at what price in the market for products and services.

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when you try to keep everything 100% clean

Answer:

Fill in the blanks

Explanation:

Answer: 1. Unsecured loans 2. Business credit card 3. Unsecured loan 4. Small Business Investment Companies 5. Reserve Fund 6. Routine 7. Operating costs 8. Secured loan 9. Commercial Debt Financing 10. Small Business Administration 11. Sound 12. Venture Capital Firm

Explanation:

Newspaper readers have typically been more educated, wealthy, and older than non-newspaper audiences.

The people who read your work are referred to as the "audience." A term paper or thesis, for example, may be produced for a professor or committee of professors. More frequently, a paper is produced for peers in your field, for others who pursue similar academic interests.

A group of people who you've identified and wish to appeal to is what we refer to as a social networking target audience. Based on factors like age, occupation, income level, degree of education, geography, or behavior, for example. your target market for social media

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The statement that makes a good buffer for Roxanne’s email is : We have considered your request about the kitchen blender.

This is an electronic device, used for exchange of messages between a sender and a receiver. This device connects people together.

Hence, the statement that makes a good buffer for Roxanne’s email is : We have considered your request about the kitchen blender.

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Citizens participating in criminal trials should not be required to have a degree or make a certain amount of money per year. This is because such requirements would create inequalities in the justice system and violate the principle of equal protection under the law that is enshrined in the US Constitution.

First, requiring citizens to have a degree in order to participate in criminal trials would discriminate against those who cannot afford higher education. This would create an unfair advantage for those who are more affluent and better-educated, and it would prevent many people from serving on juries or as witnesses.

Secondly, requiring citizens to make a certain amount of money per year would also create inequalities. Poorer citizens would be excluded from participating in criminal trials, which would violate their rights to equal protection under the law. Moreover, wealth is not necessarily a measure of a person's ability to serve as a juror or a witness. A person's income level does not necessarily correlate with their intelligence, education, or integrity

.In conclusion,citizens should not be required to have a degree or make a certain amount of money per year in order to participate in criminal trials. Doing so would violate the principle of equal protection under the law, create inequalities, and prevent many people from participating in the justice system.

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Answer:

They haven’t

Explanation:

Due to C0VID 19 numerous companies have been forced to shut down throughout the nation and therefore suggesting that the only companies that are growing are the ones whom benefit from other company shutdowns, if a lumber is currently producing over three tons of lumber per day and the lumber next to it is producing six tons. If the one of those mills shut down the other will gain the business that the previous mill had and possibly be able to also produce more lumber due to a more increased number in resources

The statement "An offeror must show intent to be bound by the offeree's acceptance" is true of the intent to form a contract. In order for a contract to be formed,

both parties must have a mutual intention to create a legal relationship. The intent to form a contract is assessed by considering whether the parties objectively manifested an intention to be bound by their agreement.

In the context of an offer, the offeror must demonstrate an intention to be bound by the terms of the offer. This means that the offeror must intend to enter into a legally binding contract if the offeree accepts the offer.

In the context of acceptance, the offeree must demonstrate an intention to accept the offer and be bound by its terms. This means that the offeree must accept the offer without reservation or qualification and must intend to be bound by the terms of the offer.

Overall, intent is a required element of both an offer and acceptance in order for a contract to be formed.

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Today, a bond has a coupon rate of 13.5%, par value of $1000, YTM of 9.50%, and semi-annual coupons with the next coupon due in 6 months, the current yield of the bond today is 5.86%.

To calculate the current yield, we need to first find the annual coupon payment. The coupon rate is 13.5%, which means the annual coupon payment is $135 ($1,000 par value x 13.5% coupon rate). Since the coupons are paid semi-annually, each coupon payment will be $67.50 ($135/2).

Next, we need to calculate the bond's price today. We know the bond's par value is $1,000, and the YTM is 9.50%, which means the semi-annual YTM is 4.75%. We can use the present value formula to calculate the bond's price:

PV = (C/2) / (1 + r/2) + (C/2) / (1 + r/2)^2 + ... + (C/2 + Par) / (1 + r/2)^n

where C is the semi-annual coupon payment, r is the semi-annual YTM, Par is the par value of the bond, and n is the total number of semi-annual periods until maturity. Plugging in the values, we get:

PV = ($67.50 / (1 + 0.0475)) + ($67.50 / (1 + 0.0475)^2) + ... + ($67.50 / (1 + 0.0475)^14) + ($1,000 / (1 + 0.0475)^14)

PV = $1,154.22

Therefore, the bond's price today is $1,154.22.

Now we can calculate the current yield:

Current yield = Annual coupon payment / Bond price

Current yield = ($135 / 2) / $1,154.22

Current yield = 0.0586 or 5.86%

So the current yield of the bond today is 5.86%.

For the second question, we can use the following formula to calculate the bond's rate of return:

Rate of return = (Ending price - Beginning price + Coupons) / Beginning price

We are given the beginning price ($985), the ending price ($941), and the total coupons paid over the year ($74). Plugging in the values, we get:

Rate of return = ($941 - $985 + $74) / $985

Rate of return = -0.0315 or -3.15%

Thus, the rate of return for the bond over the past year is -3.15%.

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Answer:

C. Partnership Agreement

Explanation:

It's the legal document that dictates the way a business is run and details the relationship between each partner.

A significant difference in the quality of the peaches between the two distributors is option D. Option D says that We are 95% confident that the proportion of non-sell-able items for Whole Fruits is anywhere between 0.064 and 0.156 HIGHER than the proportion of non-sell-able items for Greengrocer.

Grocery stores generally can be defined as focus on beverages, food and some household goods. They are typically local chains or also  single-location stores and may be  family-owned . In other words, "grocery store" or known as supermarket. They offer the ingredients of provide jobs, foster a sense of community and home cooked meals.   By comparing a set of inherent characteristics with a set of requirements we are generally can determine the quality of something.

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Based on business management, Managers use strategy maps to visualize how strategic goals relate to one another and overall firm success.

A strategy map is a graphical map that is utilized to record the vital strategic goals achieved by a company or management team.

There are four different perspectives of strategy maps, and they are:

Hence, in this case, it is concluded that the correct answer is Strategy Maps.

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The method for calculating a credit card balance does not take into account the purchases made during the current billing cycle is known as the adjusted balance method.

It should be noted that a billing cycle simply means the interval from the end of a billing period to another.

In this case, the method for calculating a credit card balance does not take into account the purchases made during the current billing cycle is known as the adjusted balance method.

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Answer:

previous balance method

Explanation:

yw

The option that is NOT correct regarding the duties of the board of directors and compliance with their duties is A. Directors should demonstrate loyalty when acting for the benefit of third parties.

A director should follow all rules and regulations. They must also demonstrate loyalty when acting for the benefit of the company or company shareholders.

Therefore, loyalty to the third party is not accurate regarding the duties of the board of directors, and compliance with their duties.

The following are the correct statements regarding the duties of the board of directors: Directors should avoid conflicts of interest. Directors should act in good faith for those for whom they work.

Directors should exercise high diligence and due care when acquiring or processing information. The problem with using the EBITDA metric is that it is before interest payments and hence misleading about the effect of debt. A company's debt is a significant cost, and using a metric that doesn't take it into account might be misleading.

The other options about the EBITDA metric are as follows: It is after costs and hence a reflection of the operational side of the business - This statement is not a problem with using the EBITDA metric.

It is before taxes and therefore it does not stand for cash flows free to be paid to debt and equity holders - This is a potential problem with using the EBITDA metric because it doesn't take taxes into account.

It is adjusted for one-off items that are often recurrent, hence a source of potential manipulation - This is a potential problem with using the EBITDA metric because companies might manipulate it by including/excluding one-off items.

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Answer:

For this presentation, I researched the typical day for various types of workers in a business and found interesting differences in how they are treated and respected in their respective positions.

First, let's look at CEOs. A typical day for a CEO can include attending board meetings, meeting with investors, setting company strategy, and representing the company in public events. CEOs are responsible for the overall success of the company and making important decisions that impact the entire organization. They are typically well-respected and compensated for their role.

Next, let's look at general and middle managers. These individuals are responsible for overseeing specific departments or teams within the organization. A typical day for a general or middle manager can include attending meetings with their team, reviewing performance metrics, and working with other managers to ensure the success of the organization. They are generally respected within their departments and have a good understanding of the day-to-day operations of the business.

Finally, let's look at custodians. A typical day for a custodian can include cleaning the office, restocking supplies, and ensuring the building is in good condition. While custodians may not have the same level of responsibility as CEOs or managers, they are still an important part of the organization and play a crucial role in maintaining a safe and clean work environment. Unfortunately, custodians are sometimes undervalued and may not receive the same level of respect as other positions in the organization.

In terms of job requirements, CEOs typically have extensive business experience and a strong track record of success. General and middle managers typically have a degree in business or a related field and experience in their specific industry. Custodians may not have any formal education requirements, but they should have good communication skills and be able to work independently.

In terms of big takeaways, it's clear that different positions within an organization require different levels of responsibility and expertise. However, it's important to remember that all positions are important and contribute to the overall success of the business. As a manager, I would strive to create a culture of respect and appreciation for all employees, regardless of their position. My perception of the importance of custodians has also changed, and I would ensure that they receive the respect and recognition they deserve for their important work.

Explanation:

When incomes drop or the economy weakens, the demand for subpar goods rises. When this occurs, inferior good alternatives to more expensive goods are made available.

In economics, when income rises or the economy grows, the demand for subpar products declines.

In contrast, when earnings drop or the economy weakens, the demand for subpar goods rises.

Thus, when this occurs, less priced alternatives to more expensive goods are made available.

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The following statement is true of price-quality relationships:

Price and quality are often positively correlated, meaning that higher-priced products or services tend to be associated with higher quality. This relationship is based on the perception that consumers have regarding the value they expect to receive from a product or service. When consumers are willing to pay a higher price, they often have higher expectations of the quality and performance of the product.

However, it is important to note that the price-quality relationship is not always absolute and can vary across different industries and market segments. In some cases, there may be instances where lower-priced products offer comparable quality to higher-priced alternatives, challenging the traditional price-quality association.

Additionally, consumers' perceptions of quality can be influenced by various factors such as brand reputation, customer reviews, product features, and personal preferences. Therefore, while price can be an indicator of quality, it is not the sole determinant, and consumers may assess quality based on multiple criteria beyond just the price tag.

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Answer:

I agree, because I want to lead other and not to be a follower. I think that a leader is a protector, and leads others to the right direction.

Explanation:

I agree with Torres because I also want to be a leader not follower. A great leader is one who is kind, protective and humble.

An effective leader knows what it will take to achieve their team's objectives and has a common vision that is in line with their fundamental beliefs.

They lead, manage, and encourage their teams to work imaginatively and self-assuredly towards that common goal. A leader gives their team members the tools they need to embrace their own individual leadership traits and act with passion and independence. Additionally, they encourage  and motivate employees to continue making long-term progress and showing enthusiasm for teaching their objectives.

Therefore, I agree with Torres sayings and a great leader should be protective and humble.

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Answer:

it's always good for everyone

Explanation:

some people might get bullied online or get texts from creeps

Answer:

My Business- Fashion Designing

My Gain- Daily profit generation, Job Satisfaction, Improvement of my business skill.

Community Gain- Access to well-designed dresses, Training for youths who wish to gain the skill

Country Gain- Employment of citizens, Contribution to the gross domestic product

Explanation:

In my business as a Fashion Designer, I benefit from the fact that I can make money for myself doing what I love. The business also affords me the opportunity to improve my business skill. For instance, good marketing helps me reach a wider audience.

The community I live in benefits from my service because they can always come to design their dresses in whatever styles they desire. Youths and others who wish to gain some skill can also register at an affordable price.

The country I reside in also benefits from the revenue generated from the business because it contributes to its gross domestic product. The citizens are also gainfully employed through the business.

My business: Pharmacy

My gain: Profit, income, access to free medical license drugs, safety, good health

Community gain: Access to good license My business: Pharmacy

My gain: Profit, access to free medical license drugs, safety, good health

Community gain: Access to good license drugs, ease of affordability, wellness and wholeness, free medical advice

Country gain: Employment of labor, access to good healthcare, tax, contribution to country's GDP, wellness and wholeness

for better understanding, lets explain what profits in business means

from the above, we can therefore say that the answer My business: Pharmacy

My gain: Profit, access to free medical license drugs, safety, good health

Community gain: Access to good license drugs, ease of affordability, wellness and wholeness, free medical advice

Country gain: Employment of labor, access to good healthcare, tax, contribution to country's GDP, wellness and wholeness, is correct

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Goodwill is  the excess of the cost of a company over the fair value of the net assets acquired.The correct answer is option (b).Goodwill is the amount paid in excess of the book value of the acquired company's assets.

It is a balance sheet item that is generated in the process of acquiring or merging a business. Goodwill arises when a business pays more than the net value of the acquired company's assets and liabilities. It is an intangible asset because it represents the reputation and brand recognition of the company that has been acquired.Goodwill is a non-amortizable asset. It must be reviewed for impairment on an annual basis.

If the carrying amount exceeds the fair value, the impairment must be recognized in the company's financial statements. Impairment arises when the carrying amount of goodwill exceeds its fair value.Goodwill is a long-term asset on a company's balance sheet. It represents the value of a company's brand name, customer base, and other intangible assets that have been acquired over time.

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Answer:

The two attractive business options to test market a new product include:

1. selects a small area and

2. only spends a small amount of money.

Explanation:

So, the best approach is to select a small area and spend a small amount of money for the market testing of the new product.  During the market-testing stage, there is no real need to overspend.  The budget should be lean and affordable.  A small area is recommended for the testing.  There is no need to spread the marketing budget thinly on a large area.  Such an approach is counter-productive.

Monopoly has more money for research and development is the phase that best completes the table.

A monopoly is when one business holds a dominant position within an industry or a sector to the exclusion of all other serious competitors.

Monopolies are frequently discouraged in countries with free markets. They are viewed as causing price gouging and declining quality because consumers have few other options. They can also concentrate money, authority, and influence in the hands of a single person or a small group of people.

On the other hand, governments may support and even impose monopolies for some basic services like utilities.

The lack of competition that characterizes a monopoly can result in high costs for consumers, subpar goods and services, and dishonest corporate practices.

A business that controls a certain market or industry may take advantage of that status at the expense of its clients. It has the ability to control prices, fudge supply and demand, and produce fake scarcities. It may make it difficult for new competitors to enter the market and prevent experimentation or the creation of novel products. The consumer is at its mercy because they have no other option but to choose a competitor.

Markets that have been monopolized frequently turn unjust, uneven, and ineffective.

Because they either control the majority of the market for their product or are the only provider of it, monopolies often have an unfair advantage over their rivals. Monopolies may vary from one business to another, although they frequently have the following traits in common:

A monopoly may purchase enormous quantities of the raw materials it requires at a volume discount thanks to economies of scale. Then, it can reduce its costs so drastically that smaller rivals won't be able to compete.

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