T/F : Stocks have both diversifiable risk and undiversifiable​ risk, but only diversifiable risk is rewarded with higher expected returns.

The loan is amortized with level payments made at the end of each quarter for 25 years. The monthly interest rate is 1%.

To amortize the loan, we need to calculate the level payments made at the end of each quarter. We'll start by converting the annual interest rate to a quarterly rate. Since there are 4 quarters in a year, we divide the annual interest rate by 4 to get the quarterly rate.

Next, we calculate the loan amount using the formula: Loan amount = Payment / (1 + Quarterly interest rate)^Total number of payments. In this case, the total number of payments is 25 years * 4 quarters per year = 100 payments.

Finally, we divide the loan amount by the total number of payments to find the level payment made at the end of each quarter.

Example:
Let's say the loan amount is $100,000. The quarterly interest rate is 1% / 4 = 0.25%. Using the formula, we find the level payment to be $1,047.13.

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Answer:

Demand is elastic when the price change results in a relatively larger change in the quantity demanded :3

Explanation:

:3

The long-run equilibrium unemployment rate u is s / (s + f + g), where s is the job separation rate, and f and g are the fractions of unemployed and employed people finding jobs, respectively.

To find the long-run equilibrium unemployment rate, we need to determine the conditions under which the number of people losing jobs (sE) is equal to the number of people finding jobs (fU - gE). This is the point at which the labor market is in equilibrium.

1. Set the number of people losing jobs equal to the number of people finding jobs:

sE = fU - gE

2. Substitute L - U for E, as E = L - U:

s(L - U) = fU - g(L - U)

3. Distribute the terms:

sL - sU = fU - gL + gU

4. Move all the terms with U to one side of the equation:

sU + fU + gU = sL + gL - gL

5. Factor U out of the left side:

U(s + f + g) = sL

6. Divide both sides by L(s + f + g) to find the unemployment rate u:

u = U / L = sL / L(s + f + g)

7. Simplify:

u = s / (s + f + g)

The long-run equilibrium unemployment rate u is s / (s + f + g), where s is the job separation rate, and f and g are the fractions of unemployed and employed people finding jobs, respectively.

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Answer:

Nursing or famous singer

Explanation:

because I want to inspire other people and make them happy.

Answer:

Explanation:

W

hat do you want to be when you grow up? Have you ever been asked that question before? What was your answer?

You might say you want to be a firefighter, a ballerina, a policeman, a professional athlete, a doctor, or a teacher. Parents and teachers who ask this question of their children and students will tell you that very few kids express an interest in being an insurance adjuster, an administrative assistant, a market researcher, or a database administrator.

Why is that? Although there are literally billions of people in the world working in all sorts of jobs, you might only know about the jobs held by people you come into contact with in your daily life.

For example, you might be familiar with the jobs your parents, friends, or relatives hold, as well as those you see portrayed on television shows or held by people you come into contact with in your community, such as doctors, dentists, and teachers.

Since you will likely have to work a full-time job to support yourself and perhaps your family in the future, it's important to choose a career path that provides both necessary income and job satisfaction. If you choose a job that makes you unhappy, your life will not be as happy and fulfilling as you want it to be.

Be sure to investigate all kinds of careers. The perfect job for you might be something that you've never heard of…yet! The future is unwritten and the possibilities are endless. Tomorrow's happiness and success will depend in part on the planning and work you do today with tomorrow in mind.

Thinking about the future and planning for what you want to be when you grow up should not be limited to just one day, though. Start talking with teachers, parents, relatives, friends, and mentors in all sorts of settings — at school, at home, at work, at church — any time you have questions about the future.

There's never a bad time to think about your talents and interests and wonder how those might someday shape your future career. What subjects do you enjoy and excel at in school?

Are you a math whiz? Maybe you should be an engineer or a scientist someday. If you're good at language arts, perhaps you could become a writer. Do you look forward to art more than any other class? Perhaps a career in design is in your future.

Although working for a living may seem far, far away, it's closer than you think. Planning for success in the future starts today. As you think about careers, explore what skills and education you will need to be successful in the careers that interest you.

For example, if you are interested in careers that require a college degree, you will need to work hard in school — now — to ensure that you are able to attend college one day. Some careers don't require a college degree, but specialized training may be necessary. For example, if you want to be a chef, you might need to attend a special culinary arts program.

Knowing what type of education or training you need for various careers will help you plan today to get where you want to be tomorrow!

Don't limit your explorations to careers that exist today. Many of the people working in the field of computers and Internet technology have jobs that did not exist when they were children. Believe it or not, you may one day work in a job that no one has yet dreamed into existence.

When you look into your crystal ball to see what the world will be like in 10, 15, or even 20 years from now, what do you see? What trends do you think will continue? What types of jobs will always exist? What types of jobs exist today that might be gone by the time you are ready to enter the workforce?

So take some time today to dream. And dream big! The world is your oyster. Make the most of it.

Dream about the type of world you want to live in. Dream about the family you want to have and what type of community you want to live in. Dream about what you love to do and what you're good at. Start dreaming of the person you will be one day. Then make it happen!

Employers should use all of the following guidelines in developing a search policy except requiring invasive searches of employees' personal belongings without cause.

When developing a search policy, employers should consider several guidelines to ensure a fair and respectful approach. These guidelines typically include:

Clearly defining the purpose and scope of searches: Employers should establish the reasons for conducting searches and specify the areas or items subject to search.

Respecting employee privacy: Employers should strike a balance between maintaining security and respecting employees' privacy rights. Searches should be conducted in a manner that minimizes intrusion and respects personal boundaries.

Providing notice and obtaining consent: Employers should inform employees about the search policy and obtain their consent. This helps establish transparency and ensures that employees are aware of their rights and responsibilities.

Conducting searches in a non-discriminatory manner: Employers should apply search policies uniformly and avoid targeting individuals based on protected characteristics such as race, gender, or religion.

Following applicable laws and regulations: Employers should adhere to local, state, and federal laws regarding employee searches to avoid legal issues and potential liabilities.

However, requiring invasive searches of employees' personal belongings without cause goes against the principles of respecting employee privacy and may infringe upon their rights. Therefore, it is not a recommended guideline in developing a search policy.

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In the early centuries, merchants made use of the Mercantilism system for commercial transactions.

In simple terms, it is an economic theory and practice known as "mercantilism," which was prevalent in Europe from the 16th to the 18th century.

Mercantilism advocated governmental regulation of a country's economy with the goal of enhancing state power at the expense of competing for national powers.

According to the theory, a strong nation should have a sizable population because a sizable population would offer a supply of labor, a market, and soldiers.

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Answer:

4,5,6

Explanation:

Answer: The person above me is correct :)

Explanation: edge

The article referenced is "If you want to be an entrepreneur, don't go to Harvard.

Regardless of the size of the organization, "Core Values" should be prioritized. Values direct the path of business, influencing strategy and decision making. Essentially, basic principles serve as the foundation around which we develop our firm. Core Values provides several advantages to the firm.

Students at Harvard have access to classes, research institutions, and faculty mentors from around the university. It's the ideal location to explore your favorite and yet-to-be-discovered academic interests, with world-renowned teachers, cutting-edge resources, and personalized training.

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To rectify a complaint with a potential buyer in real estate, it is important to use effective communication strategies. Two such strategies are active listening and empathy.

Firstly, it is important to actively listen to the potential buyer’s complaint. This involves giving them your full attention, avoiding interruptions, and asking clarifying questions to ensure that you fully understand their concerns. By actively listening, you demonstrate that you value their feedback and are committed to addressing their concerns.

Secondly, it is important to show empathy towards the potential buyer. This involves acknowledging their feelings and expressing an understanding of their perspective. By showing empathy, you can build rapport with potential buyers and help them feel heard and understood.

Once you have actively listened to the potential buyer’s complaint and shown empathy towards their concerns, you can work towards finding a solution that addresses their needs. This may involve offering a compromise or taking steps to rectify the issue that led to the complaint. By using effective communication strategies such as active listening and empathy, you can help resolve the complaint and maintain a positive relationship with the potential buyer.

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Answer: 1.26

Explanation: 18-7%=1.26

Answer:

D. by date due

Explanation:

The entries to a schedule of accounts payable should be ordered by "date due" (Option D). This means that the accounts payable should be listed in the order of the due dates, with the earliest due date appearing first and the latest due date appearing last. This makes it easier for the person responsible for paying the bills to prioritize which bills to pay first and to ensure that bills are not missed or paid late due to disorganization.

Answer: by date received!

A disadvantage of a short-term contract as an alternative on the make-or-buy continuum is that: B. the supplying firm has little reason to perform transaction-specific investments.

A short-term contract can be defined as a fixed term contractual agreement between two or more parties that has a definite duration of not more than one year or 24 months.

Hence, a short-term contract is characterized by a specific and limited amount of time.

A make-or-buy continuum can be defined as an act of making a strategic choice between manufacturing (making) a product internally (in-house) or buying the product from an external supplier.

Basically, one of the disadvantages of using a short-term contract as an alternative to the make-or-buy continuum is that, the supplying firm has little or no reason to perform transaction-specific investments i.e a non-transferable investment that has a unique utility.

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The answer is B : False.
A perfectly competitive firm will not benefit from spending its revenues on advertising the product it produces.

In a perfectly competitive market, all firms sell identical products and are price takers, meaning they cannot influence the market price.

Advertising would not provide any competitive advantage or increase the firm's revenue, as consumers see all products in the market as identical and make their decisions based on price alone.

Therefore, spending on advertising would only increase the firm's costs without providing any additional benefits.

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To determine the coupon rate of a treasury bond, we can use the formula:

Coupon Rate = Annual Coupon Payment / Face Value

In this case, we are given the face value of the bond, which is $10,000. We are also provided with the bond's current yield, which is 4.87 percent. The current yield represents the annual coupon payment as a percentage of the bond's market price.

To calculate the annual coupon payment, we need to convert the current yield into a decimal. In this case, the current yield is 4.87 percent, or 0.0487 as a decimal. We can multiply this decimal by the bond's market price to get the annual coupon payment:

Annual Coupon Payment = Current Yield * Market Price

The market price is given as 101.6533 percent, or 101.6533 as a decimal. Therefore, the annual coupon payment is:

Annual Coupon Payment = 0.0487 * $10,000 = $487

Now that we have the annual coupon payment, we can calculate the coupon rate using the formula:

Coupon Rate = Annual Coupon Payment / Face Value

Coupon Rate = $487 / $10,000 = 0.0487 or 4.87 percent

Therefore, the coupon rate of the treasury bond is 4.87 percent, matching the current yield provided.

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If your federal gross income was $12,950 or more and you're under 65, you must submit a single status tax return. If your federal gross income was $14,700 or more and you are 65 years of age or older, you must file.

Determines the tax rate applied to income. Head of household, married filing jointly, married filing separately, single, and qualified widow(er) with dependent child are the five filing statuses. A tax year is the 12-month period of time that a tax return covers. The tax year for people in the US is from January 1 to December 31 and includes taxes due on income earned during that time. The Where's My Return? feature is the easiest method to find out if you've received a tax refund. After receiving an e-filed return, taxpayers have 24 hours to start monitoring the status of their refund. After the return is processed and a refund is approved, the program also offers a customized refund date.

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Answer:

You should at least have a nice top on because only the camera will see that. If you are a girl you could just wear a dress, probably a black one because that is what I wore to my interview yesterday because there is no pattern or anything it's just a plain black one, but that was in person. if you're a guy you need to wear a suit and tie,but you could probably just wear shorts because they won't see the bottom half of you

Explanation:

I hope this helps out a little bit :-)

An interview is a formal process by which an employee is assessed for his/her performance by the employer.

For a phone interview, one should be dressed properly as the interviewer can see you through the camera.

For a girl, you should be dressed nicely and no revealing or extra shiny clothes should be wore.

In the case of a man, one should be properly dressed in suits or formal shirts.

Try to wear dark black or blue coloured clothes and sit in a properly lighted area.

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Answer:

$22,500

Explanation:

Note, the applicable tax law in this case states permits an individual who engages in a rental real estate to use up to $25,000 of net losses from the rental real estate activity to offset other their other income.

Since a rental activity is classified as a passive activity, whether or not the taxpayer participates in such activity, the $25,000 rental loss is reduced by 50% of the amount in the case where  Annual Gross Income (AGI) exceeds $100,000. Consequently, since Barry's AGI is  $105,000 ($80,000 + $20,000 + $5,000), which is greater than $100,000, only the amount exceed $100,000 would be reduced by 50%, which is calculated below:

$105,000 – $100,000 × 50% = $2,500, next subtract amount from Barry's $25,000 ($25000-$2,500) = $22,500.

Capital accumulation and technological progress are two crucial factors that significantly impact a country's long-run economic growth, as explained by various theories of growth.

Capital Accumulation:

Capital accumulation refers to the increase in physical and human capital stock within an economy. It involves investing in productive assets, such as infrastructure, machinery, and education, which enhance productivity and output levels. The implications of capital accumulation for long-run economic growth are as follows:

1) Increased Production Capacity: Capital accumulation allows a country to expand its production capacity, leading to higher levels of output and economic growth. More capital means more tools, equipment, and technology available to workers, enabling them to produce more efficiently.

2) Enhanced Labor Productivity: Adequate capital accumulation leads to improved labor productivity. Workers with access to modern machinery and technology can produce more output per unit of time, increasing overall economic efficiency and growth.

3) Diminishing Returns: However, it is important to note that the impact of capital accumulation on economic growth is subject to diminishing returns. Initially, the addition of capital leads to significant productivity gains, but as the capital stock increases, the marginal returns diminish. This underscores the importance of technological progress as a complementary factor.

Technological Progress:

Technological progress refers to advancements and innovations that lead to improved production methods, new products, or increased efficiency. It can occur through research and development, knowledge accumulation, and the adoption of new technologies. The implications of technological progress for long-run economic growth are as follows:

1) Productivity Growth: Technological progress is a key driver of productivity growth. New technologies and innovations enable more efficient production processes, which increase output levels without requiring a corresponding increase in inputs. This sustained productivity growth contributes to long-run economic growth.

2) Structural Change: Technological progress often leads to structural changes in an economy. Industries and sectors that embrace technological advancements tend to experience higher growth rates, while those resistant to change may face challenges. Technological progress can drive economic transformation and the emergence of new industries, fostering overall growth.

3) Spillover Effects: Technological progress often has positive spillover effects throughout the economy. When one firm or industry adopts new technologies, it can lead to knowledge diffusion, knowledge spillovers, and subsequent productivity gains in related sectors. This amplifies the impact of technological progress on overall economic growth.

In conclusion, both capital accumulation and technological progress play vital roles in a country's long-run economic growth. Capital accumulation increases production capacity and labor productivity, but its impact diminishes over time. Technological progress, on the other hand, drives sustained productivity growth, structural change, and spillover effects, enabling economies to achieve higher levels of growth and development.

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Side effects from investing in a project can refer to a variety of cash flows, including opportunity costs, erosion effects, beneficial spillover effects, and sunk costs. Opportunity costs represent the benefits foregone by choosing one investment opportunity over another.

Erosion effects refer to the negative impact that a project may have on other parts of the economy, such as reducing the market share of competing firms. Beneficial spillover effects occur when a project generates positive externalities, such as creating jobs or promoting technological innovation. Sunk costs are the costs that have already been incurred and cannot be recovered. All of these factors should be considered when evaluating the potential side effects of an investment project.

The side effects of investing in a project refer to cash flows from opportunity costs, erosion effects, and beneficial spillover effects.

Opportunity costs represent the potential cash flows lost from choosing one investment over another. Erosion effects refer to the potential negative impact of a new project on the cash flows of existing projects. Beneficial spillover effects occur when a new project positively affects the cash flows of existing projects, generating additional benefits. Sunk costs are not considered as they are costs that have already been incurred and cannot be recovered or changed, regardless of the investment decision.

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When responding to a message, by virtue of the communications etiquette, a professional will always do the followings:

Basically, a communication etiquette means the accepted ways of communicating with others in the workplace. A typical communication etiquette includes behavior and strategies that can help you relay information clearly while maintaining positive relationships with your supervisors, colleagues and clients.

Adhering to communications etiquette can label someone as an effective communicator, suggesting that you possess leadership qualities and potentially leading to greater professional opportunities in the future.

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Diego is trying to focus and meet his self-actualization needs.

Abraham Maslow's theory of Hierarchical needs explains that people are driven to meet fundamental wants before moving on to more complex requirements.

His theory emphasizes five hierarchical needs, these are:

Therefore, based on the fact that Diego is concerned about his own personal growth and focusing on his career, we can conclude that Diego is trying to focus and meet his self-actualization needs.

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Answer:

Wholesaling is the act of buying goods in bulk from a manufacturer at a discounted price and selling to a retailer for a higher price, for them to repackage and in turn resell in smaller quantities at an even higher price to consumers.

Explanation:

Please give the brainliest.

Answer:

rasit

Explanation:

i got it right on plato have a nice day!

Deborah is Xenophobic. Xenophobic are those who fear or hate those who have different nationalities, race, language etc.

It is the fear and hatred for people who are percieved as aliens to the xenophobic person's culture, nation, language, race etc. Since Deborah view other nationalities as inferior, and treats them with disdain and abuse, it suggest that she hates people who, she thinks, are alien to her nationality. Therefore, the negative quality Deborah exhibit is the Xenophobia.

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The company consumers purchase huge quantities of highly-priced tickets, assisting the groups financially. It makes the groups appearance correct to have their call at the uniform of the group this is winning, correct marketing and marketing for the company.

Marketing of sports activities offers with marketing and marketing sports activities to the viewing public. It entails the merchandising of sports activities, wearing events, wearing associations, and sports activities groups. Marketing of sports activities consists of advertising and marketing operators of sports activities groups and organizers of events, leagues, championships, and more.

It results in a big increase in income and profits, that's the best catalyst for commercial enterprise growth. In addition, it improves the requirements of living. Through sports activities advertising and marketing, expert athletes can gather life-converting sponsorship contracts that could permit them to convert their lives.

Team CSR sports include, however aren't constrained to, the subsequent sports: athlete volunteerism, instructional initiatives, philanthropic/charitable donations, network development, network initiatives, fan appreciation, fitness associated initiatives, and network-primarily based totally environmental programs.

Engaging in bodily sports like sports activities improves your coronary heart function, reduces your danger of diabetes, controls blood sugar, and lowers anxiety and strain levels. It additionally brings high-quality energy, discipline, and different commendable characteristics for your life. 

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The cost of all the courses, supplies, and worker training programs are listed in the training budget. It serves as a guide for how training funds will be used all year long. Direct costs, also known as fixed costs, are the expenses that cover training and onboarding expenses.

A training budget forces a company to evaluate and forecast skill and knowledge gaps over the medium and long term, plan the optimum resource allocation, and track performance. Formula for training costs per employee. The cost of employee training is frequently determined using a single, straightforward formula: the total cost of training divided by the number of participants.

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Answer:

1,800

Explanation:because

$30000*0.06=$1,800

The amount of interest paid is $1,800. Thus, option second is correct.

Simple interest is defined as the amount of interest paid on a specific principal amount at a given rate of interest. Compound interest, on the other hand, is the interest computed on the principal and interest accrued during the preceding month.

Borrowers may get a rough estimate of borrowing costs by using simple interest. Auto loans and short-term personal loans are often interest-only loans. Simple interest does not need the calculation of compound interest.

Given that,

Amount = $30000

Years = 5

Interest = 6 %

Amount to be paid every year can be computed with the help of the following formula:-

Total amount = Amount * Years * Interest / 100

Substituting the values in the above formula,

Total amount = 30000 * 5 * 6 / 100

= 90000/100

= $9000

Hence, the interest paid for one can be calculated as follows:-

Interest amount for each year = 9000 / 5

                                                   = $1800

Therefore, $1800 is the interest amount paid for each year. Hence, option second is correct.

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Answer:

Down Below

Explanation:

The resources must be valuable, rare, imperfectly imitable, and non-substitutable.

Part 1: The average annual return for stock A is 0.083 (or 8.3%).

Part 2: The average annual return for stock B is 0.0433 (or 4.33%).

Part 3: The standard deviation of returns for stock A is approximately 0.0531.

Part 4: The standard deviation of returns for stock B is approximately 0.0249.

Part 1: Average annual return for stock A:

To calculate the average annual return, sum up the returns for each year and divide by the number of years.

Average annual return for stock A = (0.02 + 0.08 + 0.15) / 3 = 0.083

Therefore, the average annual return for stock A is 0.083 (or 8.3% when expressed as a percentage).

Part 2: Average annual return for stock B:

Average annual return for stock B = (0.01 + 0.05 + 0.07) / 3 = 0.0433

Therefore, the average annual return for stock B is 0.0433 (or 4.33% when expressed as a percentage).

Part 3: Standard deviation of returns for stock A:

To calculate the standard deviation,  find the average return (which we calculated in Part 1) and the deviations of each year's return from the average. Then, we square each deviation, sum them up, divide by the number of years, and take the square root.

The deviations for stock A are as follows:

Deviation 2016 = 0.02 - 0.083 = -0.063

Deviation 2015 = 0.08 - 0.083 = -0.003

Deviation 2014 = 0.15 - 0.083 = 0.067

Squaring the deviations, we get:

Deviation squared 2016 = (-0.063)^2 = 0.003969

Deviation squared 2015 = (-0.003)^2 = 0.000009

Deviation squared 2014 = (0.067)^2 = 0.004489

Summing up the squared deviations:

Sum = 0.003969 + 0.000009 + 0.004489 = 0.008467

Dividing by the number of years (3) and taking the square root:

Standard deviation of returns for stock A = √(0.008467 / 3) = √0.0028223 ≈ 0.0531

Therefore, the standard deviation of returns for stock A is approximately 0.0531.

Part 4: Standard deviation of returns for stock B:

Using the same approach as in Part 3, calculate the deviations, square them, sum them up, divide by the number of years, and take the square root.

The deviations for stock B are as follows:

Deviation 2016 = 0.01 - 0.0433 = -0.0333

Deviation 2015 = 0.05 - 0.0433 = 0.0067

Deviation 2014 = 0.07 - 0.0433 = 0.0267

Squaring the deviations, we get:

Deviation squared 2016 = (-0.0333)^2 = 0.00110889

Deviation squared 2015 = (0.0067)^2 = 0.00004489

Deviation squared 2014 = (0.0267)^2 = 0.00071289

Summing up the squared deviations:

Sum = 0.00110889 + 0.00004489 + 0.00071289 = 0.00186667

Dividing by the number of years (3) and taking the square root:

Standard deviation of returns for stock B = √(0.00186667 / 3) = √0.000622223 ≈ 0.0249

Therefore,

the standard deviation of returns for stock B is approximately 0.0249.

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There are many devices that are three peripherals, however I have listed down three of them.

Computer

Gaming Console

Scanner

A device is a method to ease the work that is done manually, mostly this word i.e device is used for the electronic machines invented by great scientists.

In three peripheral devices there are three stages of processing as 1. Input 2. Storage 3. Output.

In all the three devices identified, there are three stages.

A computer can be used to input data, it also stores it and not only this but computer also displays the output on the screen.

A Gaming Console also can be used to Input data such as the character can be developed, games installed which will be stored and then output is provided by playing the game with the character.

Scanner also stores the data that is already inputted also it gives the output projected to the computer screen.

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