TD Ameritrade is an example of a brokerage firm, a type of non depository financial institution.
What are financial institution?Financial institution is referred as statutory body which helps in dealing with the financial transactions which includes withdrawing and depositing of money, allowing loans and helping in exchange for the currency.
A brokerage business is a location where stock buyers and sellers can exchange. The company serves as a mediator between buyers and sellers and offers an open trade environment.
This brokerage helps to crack the best deal for their clients. They help to negotiate to get the best resources for business and achieve profit.
Therefore, TD Ameritrade shows the example of brokerage firm.
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Worth 100 Brainly points!!!
Question 9 of 10
Which of the following standards is required by the Fair Labor Standards Act?
A. Paying a minimum wage
B. Notifying employees of a plant closing
C. Verifying employment eligibility
D. Avoiding discrimination
Please help! thank u
Explanation:
The Fair Labor Standards Act's (FLSA) basic requirements are: Payment of the minimum wage
option A is correct mark me brainiest please
Answer:
payment of mimimum wage
Explanation:
Suppose that in an economy with lump-sum taxes and no international trade, autonomous investment spending increases by $2 million. if the marginal propensity to consume is 0. 75, equilibrium gross domestic product will change by a maximum of $0. 5 million answer a: $0. 5 million a $1. 5 million answer b: $1. 5 million b $2. 0 million answer c: $2. 0 million c $8. 0 million answer d: $8. 0 million d $15. 0 million
According to question, the marginal propensity to consume is 0.75, equilibrium gross domestic product will change by a maximum of $15. 0 million .
Option D is correct .
A lump-sum tax (T) will cause the C + Ig + Xn line in an aggregate expenditures diagram to go downward by an amount equal to T MPC. The after-tax consumption schedule and the before-tax consumption schedule are parallel as a result of a lump-sum tax.
Supply shocks and fiscal and monetary policies are generally recognized as the two main drivers of stagflation. Anything that makes the economy less able to produce products and services at certain prices is considered a supply shock.
Taxes are another way that governments might limit a person's autonomy in spending. A fundamental household good's autonomous expenditure may go down if it is taxed and there are no alternatives.
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The decision to innovate
A. depends on the marketing department's needs.
B. is based on the marginal cost and the marginal revenue of innovation.
C. is unnecessary in a monopolistically competitive market.
D. depends on whether the firm wants to benefit its customers.
E. None of the above answers is correct.
Answer:
D hope that helps you out
.. If two variables have a direct relationship on a graph, it indicates that
A. both variables are not related.
B. as one variable rises, the other variable falls.
C. both variables are moving in the same direction.
D. as one variable rises, the other variable is constant.
Answer:
Option C. Both variables are moving in the same direction.
Explanation:
The reason is that in the direct relationship, the variables move in the same direction which means if one of the variable increases then the other will also increase and vice versa. So the only option that satisfies this condition is option C.
What minimum uniform period cash flow for a project in periods 2 through 8 is required to make the discounted payback period using an interest rate of 5.0 percent if the year zero cash flow is -80,000 and the year one cash flow is -10,000
To determine the minimum uniform period cash flow for a project in periods 2 through 8 required to achieve the discounted payback period using an interest rate of 5.0 percent, we need to calculate the cumulative discounted cash flows and identify the point at which the cumulative discounted cash flows equal or exceed the initial investment.
Given that the year zero cash flow is -80,000 and the year one cash flow is -10,000, we can calculate the discounted cash flows for each period using the interest rate of 5.0 percent. Let's assume the minimum uniform cash flow for periods 2 through 8 is represented by the variable "X".
The discounted cash flows for year zero and year one are -80,000 and -10,000, respectively, as they are already given. For periods 2 through 8, the discounted cash flows can be calculated as follows:
Period 2: X / (1 + 0.05)^2
Period 3: X / (1 + 0.05)^3
Period 4: X / (1 + 0.05)^4
Period 5: X / (1 + 0.05)^5
Period 6: X / (1 + 0.05)^6
Period 7: X / (1 + 0.05)^7
Period 8: X / (1 + 0.05)^8
We need to find the value of X that makes the cumulative discounted cash flows equal to or exceed the initial investment. By summing up the discounted cash flows, we can set up the equation:
-80,000 - 10,000 + X / (1 + 0.05)^2 + X / (1 + 0.05)^3 + X / (1 + 0.05)^4 + X / (1 + 0.05)^5 + X / (1 + 0.05)^6 + X / (1 + 0.05)^7 + X / (1 + 0.05)^8 ≥ 0
Solving this equation will give us the minimum uniform cash flow (X) required to achieve the discounted payback period.
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If a hospital in the management in action case utilized employment tests for nurse candidates that produced inconsistent scores, the test would have a ________ problem.
Baawws on the usage of employment tests which produced inconsistent scores, then the problem the test has is a:
Reliability problemWhat is Reliability?This refers to the validity of something where the test results or data gathered are accurate and can be trusted.
With this in mind, we can see that because a hospital management made use of employment tests for nurses and found out inconsistent scores, then the problem which the test has is a reliability problem.
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If a hospital in the management-in-action case used employment tests for nurse candidates that created inconsistent scores, the test would have a validity problem.
What is a Validity Problem?
A test is said to have a validity problem if the results produced by the tests if of low quality.
A low-quality test is one such as in the question above can not be relied upon due to inconsistency in it's outcome or prediction. Hence the validity issue.
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An organization owned by stockholders that accepts deposits, processes payments, and
makes loans is called
Answer:
A Bank
Explanation:
Internet domain names are typically ____.
1. Simple
2. Free
3. Descriptive
4. Memorable
There can be more then one answer
Internet domain names are typically descriptive and memorable.
Descriptive: Domain names often reflect the purpose or nature of the website or organization they represent, helping users understand what the website is about.Memorable: Domain names are designed to be easy to remember and type, allowing users to easily access the desired website without much effort.In addition to being descriptive and memorable, internet domain names can also vary in terms of simplicity and creativity. Some domain names opt for simplicity, using short and concise terms that are easy to type and remember. This approach aims to provide a straightforward and efficient user experience.However, it's important to note that while many domain names are descriptive and memorable, there are also cases where domain names may be simple or creative, depending on the specific branding or marketing strategy of the website owner.
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Every week Jerome works 40 hours. On Fridays, he receives his paycheck. What type of income does Jerome earn?
A. unemployment income
B. earned income
C. investment income
D. passive income
Answer:
B. Earned Income.
Explanation:
Answer:
eared income
Explanation:
What is an appraisal? Why is it usually included in the closing costs for buying a home?
The procedure through which a real estate evaluator attempts to discover the fair market value of a home is called a home appraisal. They are frequently used to calculate property taxes, appraisals are typically required in regions.
What is the closing cost?Additional expenses and charges that must be paid at the end of a transaction in real estate that is not included in the property's purchase price is referred to as Closing cost.
A home appraisal is employed to determine a property's worth. Lenders impose these fees in exchange for approving your loan.
Prior to comparing a home to actually acquired properties in the local housing market, licensed real estate evaluators to look at its features and state.
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You have a credit card account with a previous balance of $635. You added two additional purchases for $75 and $50 during this billing period. You made a payment of $150. Your APR is 16.5%. Using the previous balance method, what is your new balance?
By using the adjusted balance method, your new credit card balance will be $618.39.
What is the Adjusted Balance Method?The adjusted balance method calculates your finance charge by subtracting any payments and credits made during the current billing cycle from the previous balance at the end of the previous billing cycle.
Calculations:
Previous balance = $635
Additional purchases = $125 ($75 + $50)
Payment = $150
APR = 16.5%
Computation of Finance charge:
= ($635 - $150 - $125) x 16.5%/12
= $8.39
Computation of Adjusted balance:
= ($635 - $150 + $125 + $8.39
= $618.39
Therefore, by using the adjusted balance method, the new balance on the credit card is $618.39.
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Cain Company reports net cash provided by operating activities of $35,000. It also reports the following information under “Adjustments to reconcile net income to net cash provided by operating activities” on its statement of cash flows (using the indirect method).
It can be seen from the solutions given that Cain's net income is $24,000.
Here is the solution:Net income = Net cash provided by operating activities - Adjustments
= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000
= $24,000
Therefore, Cain's net income is $24,000.
Here is a breakdown of the adjustments:
To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.
A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.
The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.
A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.
A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.
A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.
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Which of these would be most likely to be included in CPI
Answer:
Frozen Pizzas
Explanation:
Info from the video:
"To calculate this index, the US Bureau of Labor Statistics uses a predetermined fixed basket of goods and services and averaging them together. The goods and services in this basket are developed from a survey of expenditures provided by individuals and families in a typical urban household."
Frozen pizza is an expenditure that could be bought by individuals and families in a household.
find the area of the squarewhose perimeter is 224cm
Answer:
3,136
Explanation:
area=3,136 hope that this helps you .I think that's the answer
f) Purchased furniture for Rs. 12,000 giving Rs. 4,000 in cash and balance on credit.
journal entry
Which of the following statements is CORRECT?a. Diversifiable risk can be reduced by forming a large portfolio, but normally even highly-diversified portfolios are subject to market (or systematic) risk.b. A large portfolio of randomly selected stocks will have a standard deviation of returns that is greater than the standard deviation of a 1-stock portfolio if that one stock has a beta less than 1.0.c. A large portfolio of stocks whose betas are greater than 1.0 will have less market risk than a single stock with a beta = 0.8.d. If you add enough randomly selected stocks to a portfolio, you can completely eliminate all of the market risk from the portfolio.e. A large portfolio of randomly selected stocks will always have a standard deviation of returns that is less than the standard deviation of a portfolio with fewer stocks, regardless of how the stocks in the smaller portfolio are selected.
Answer:
a. Diversifiable risk can be reduced by forming a large portfolio, but normally even highly-diversified portfolios are subject to market (or systematic) risk.
Explanation:
Diversifiable risk can as well as be regarded as unsystematic risk, it is specific risk of a firm which impacts the price of the stock of individual rather than affecting the industry as a whole or sector where the the firm is carrying out it's operation. It a risk whereby there is possibility that change in the price of a security will be experienced because of the specific characteristics that the security have. It should be noted that Diversifiable risk can be reduced by forming a large portfolio, but normally even highly-diversified portfolios are subject to market (or systematic) risk.
4. Which of the following would most likely produce the best rate of return on your investment?
Stock investment with a 7% average rate of return.
Savings account with a 3% interest rate
Mutual fund with a 5% average rate of return.
Checking account with 1.5% interest rate
Answer:A - stock investment with a 7% average rate of return
Explanation: I took the quiz !
The most likely produce the best rate of return on your investment is that Stock investment with a 7% average rate of return.
What is the stock investment?
It means when we purchase the shares of ownership in a public company so the small shares should be called the stock of the company.
By investing in the stock the company should grow and perform well in the future.
So based on this, we can say that the first option is correct.
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Which of the following is NOT true about emergency funds?
a,They can keep you from borrowing money from friends and family.
b,They help remove the worry about expenses not in the budget.
c,They are used for anything listed on the budget.
d,They help you prepare for unexpected expenses.
Answer:
The answer is "They are used for anything listed on the budget."
The option that is NOT true about emergency funds is: c. They are used for anything listed on the budget.
What is emergency funds?Emergency funds are usually not used for things that are planned and included in the budget. Instead, emergency funds are money saved specifically for unexpected expenses that you didn't plan for in your usual budget.
The reason for having an emergency fund is to have money saved for unexpected things that might happen, like when someone gets hurt and needs to go to the hospital or when a car or home needs fixing. It can also help if someone loses their job or if something else happens that they didn't expect.
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Which of the following is an example of a source of external information?
government report
purchase records
loyalty cards
service records
Answer:
Government Reports are a source of external information
Terrell uses his debit card to buy $54 worth of groceries. Later he withdraws $25 from his checking account. What integer represents the total change in his account balance?.
The integer that represents the total change in Terrell’s account balance is $29.
What is integer?An integer is a whole number (not a fractional number) which can be positive, negative, or zero. Examples of integers are: -4, 2, 4, 7, 98, and 1,234. Examples of numbers which are not integers are: -3.14, 1 2/3, 3.21.
Integers come in three types, those are: Zero (0); Positive Integers (Natural numbers); and Negative Integers (Additive inverse of Natural Numbers).
The application of positive and negative numbers in the real world is different. While positive numbers are commonly used everywhere, the negative integers are used in bank credit and debit statements which can also have a negative value, that is, to represent the negative or positive values in transactions.
In this case, based on the given information,
$54 - $25 = $29
Hence, the integer is $29.
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QUESTION 31
A stock has the following probability distribution: If the economy is good (the probability is 20%), its expected stock return is 20%; if the economy is on average (the probability is 60%), its expected stock return is 10%; if the economy is bad (the probability is 20%), its expected return is -10%. Find the expected rate of return for the stock.
8. 0%
6. 0%
10. 0%
14. 0%
QUESTION 32
Using the data from Question 31, find the standard deviation for the stock.
9. 80%
10. 29%
11. 35%
12. 98%
QUESTION 33
Find the yield to maturity (YTM) for a 15-year, 8% annual coupon rate, and $1,000 par value bond if the bond sells for $1,208 currently? We assume that interest is paid on this bond semiannually.
5. 89%
6. 84%
7. 55%
8. 72%
QUESTION 34
Using the information from Question 33, calculate the bond’s current yield.
6. 35%
6. 62%
7. 22%
7. 08%
QUESTION 35
Using the information from Question 33 and 34, calculate the bond’s capital gain yield.
-0. 39%
-0. 56%
-0. 73%
1. 18%
QUESTION 36
An investor is forming a portfolio by investing $50,000 in stock A which has a beta of 2. 1, and $50,000 in stock B which has a beta of 0. 6. The market risk premium is equal to 5% and treasure bonds have a yield of 3% (rRF). What’s the portfolio beta?
1. 60
1. 85
1. 50
1. 35
QUESTION 37
Using the information in Question 36, calculate the required rate of return on the investor’s portfolio
8. 25%
10. 55%
9. 75%
9. 15%
QUESTION 38
A store is offering a diamond ring for sale for 60 months at $100 per month. The retail price of the ring is $6,000. What is the annualized interest rate on this offer?
10. 51%
9. 28%
7. 42%
0%
QUESTION 39
You want to receive $5,000 per month in retirement. If you can earn 6% annual return and you expect to need the income for 30 years, how much do you need to have in your account at retirement (monthly compounding)?
$644,156
$589,511
$722,166
$833,958
QUESTION 40 A firm has issued a bond. The bond has a 6% coupon rate, paid semiannually, a current maturity of 20 years, and sell for $1,000. The firm’s marginal tax rate is 21%. What’s the firm’s after-tax component cost of debt?
7. 9%
5. 5%
6. 0%
21%
QUESTION 41 A firm’s preferred stock currently sells for $100 per share and pays a dividend of $11 per share. However, the firm will only receive $95 per share from the sale of new preferred stock due to the floatation costs. What’s the firm’s component cost of Preferred stock?
10. 5%
10. 9%
11. 6%
12. 3%
QUESTION 42 A firm’s common stock currently sells for $40 per share. The firm’s most recent dividend paid (D0) is $2 per share on its common stock, and investors expect the dividend to grow indefinitely at a constant rate of 10% per year. What’s the firm’s cost of common stock using DCF approach? 9. 5%
15. 0%
15. 5%
16. 5%
QUESTION 43 A stock is selling for $50 in the market. The company’s beta is 1. 2, the market risk premium (rM - rF) is 5%, and the risk-free rate is 6%. The most recent dividend paid is D0 = $2. 0 and dividends are expected to grow at a constant rate g. What’s the required rate of return by common shareholders?
5. 0%
6. 0%
11. 0%
12. 0%
QUESTION 44 Based on the information from Question 43, what’s the dividend growth rate g?
6. 22%
7. 31%
7. 69%
8. 15%
QUESTION 45 Based on the information from Question 43 and 44, calculate the stock’s expected dividend yield.
4. 31%
5. 00%
6. 22%
7. 70%
5 points
QUESTION 46 A company’s free cash flow FCF0 = $1. 2 million. The weighted average cost of capital is WACC = 10. 1%, and the constant growth rate is g = 5%. What is the current value of operations?
$19. 5 million
$21. 8 million
$24. 7 million
$25. 6 million
QUESTION 47 A firm’s free cash flow in Year 1 is $2. 5 million. If the expected long-run free cash flow growth rate for this company is 5%, the weighted average cost of capital is 11%. The company has $5 million in short-term investments and $3 million in debt, and 2 million shares outstanding, what is the estimated intrinsic stock price?
$16. 83
$18. 57
$25. 33
$28. 59
QUESTION 48 Construct an amortization schedule for a $1,500, 6% annual rate loan with 3 equal payments. The first payment will be made at the end of the 1st year. Find the required annual payment.
$355. 2
$467. 3
$388. 0
$561. 2
QUESTION 49 Based on the information from Question 48, what’s the ending balance of the amortized loan at the end of the 2nd year.
$0
$529. 4
$388. 3
$561.
QUESTION 50 Based on the information from Question 48 and 49, calculate the total amount of interests you should pay for the amortized loan in three years.
$168. 3
$175. 8
$183. 5
$164. 1
The expected rate of return for the stock is 8%.
What is the expected rate of return for the stock?We will calculate the expected rate of return using the provided probability distribution as follows.
The expected rate of return will be computed as:
= (Probability of economy being good * Expected return in good economy) + (Probability of economy being average * Expected return in average economy) + (Probability of economy being bad * Expected return in bad economy)
= (0.20 * 0.20) + (0.60 * 0.10) + (0.20 * (-0.10))
= 0.04 + 0.06 + (-0.02)
= 0.08.
= 8%.
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Cost behavior relates to the categorization of costs as either product or period costs.
a. True
b. False
Cost behavior refers to how costs are classified as either product costs or period costs. This statement is false.
Cost behavior refers to how costs change in relation to changes in the level of activity or output. Specifically, cost behavior relates to whether costs are fixed or variable, and how they behave in response to changes in production or sales volume.
Product costs are the costs associated with producing a product, including direct materials, direct labor, and manufacturing overhead costs. These costs are typically considered to be part of the cost of goods sold and are included in inventory until the product is sold.
Period costs, on the other hand, are the costs that are not directly related to the production process, such as administrative and selling expenses. These costs are expensed in the period in which they are incurred.
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The _____ is a production period long enough for the firm to adjust the
quantities of all its ________, including capital.
Answer:
long run, productive resources
According to Armour (2007), a Gallup poll indicated that employees who had _____ at work reported 50% more job satisfaction than those who did not.
Answer:
close friends
Similarly, a Gallup poll revealed that employees who had close friends at work were almost 50% more satisfied with their jobs than those who did not (Armour, 2007).
Explanation:
In Lurnee, it takes 10 resources to produce 1 ton of cocoa and 13.5 resources to produce 1 ton of rice. In South Tyberg, it takes 40 resources to produce 1 ton of cocoa and 20 resources to produce 1 ton of rice. Lurnee has a comparative advantage over South Tyberg in cocoa. This follows the theory of comparative advantage, and we can say that engaging in free trade benefits all countries that participate in it; however, this conclusion stems from which of these inaccurate assumptions?
Answer:
We have assumed constant returns to scale
Explanation:
From the principle of comparative advantage which states that a nation should produce the goods where she has a lower opportunity cost than other nations.
From the question, it is inaccurate to assume a constant return to scale i.e an increase in inputs such as labor and capital as a factor of production will to an exact amount of increase in output.
walt jr. is composing a song and wants to protect it from being copied. which intellectual property law would best protect walt jr's song?
Walt Jr. is composing a song and wants to protect it from being copied. Copyright Law would best protect Walt Jr.'s song.
Copyright law is a type of intellectual property law that protects original works of authorship, such as books, music, movies, and software. It grants exclusive rights to the creator of an original work and provides legal protection against unauthorized copying, distribution, and public performance of the work.
The protection provided by copyright law is automatic, meaning that as soon as the work is created, it is automatically protected. Copyright protection provides the owner with a bundle of exclusive rights, including the right to reproduce, distribute, and display the work. The term of protection for copyrighted work varies depending on the type of work. Generally, the term lasts for the life of the author plus a certain number of years after their death.
By obtaining copyright protection, Walt Jr. would have the exclusive right to reproduce his song, create derivative works based on it, distribute copies of it, and publicly perform or display it. This would enable him to control the use of his song and take legal action against anyone who infringes on his rights by copying or using his work without permission.
To obtain copyright protection, Walt Jr. should consider registering his song with the appropriate copyright office in his country. While copyright protection generally exists automatically upon the creation of an original work, registering the copyright provides additional legal benefits and evidence of ownership, making it easier to enforce his rights in case of infringement.
It's worth noting that copyright protection typically covers the expression of ideas, not the underlying concepts or facts. So, if Walt Jr.'s song includes unique lyrics, melody, and arrangement, copyright law would be the most suitable intellectual property law to protect his creation.
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What is TRUE about non-depository financial institutions?
Non-Depository financial institutions are those institutions that provide various financial assistance. These institutions serves as an intermediaries between borrowers and savers. ... The non-depository financial institutions include commercial banks, credit unions, and saving banks. Therefore, option D is correct
what multiplication do you do to convert currency
Explanation:
you multiply by the exchange rate.
all of the following are primary sources of long-term debt financing for companies, except _____.
Payments to be made. The capital structure of a company refers to: Its combination of stockholders' equity and liabilities.
What is a source of debt financing?
Obtaining bank loans, issuing bonds, or issuing commercial paper are all common forms of debt financing. capital. long-term funds Common Debt Financing Methods Financial institutions like commercial banks, savings associations, and finance companies attempt to provide financing to businesses.
What are the four options for long-term funding?
The primary sources of long-term finances for businesses are the capital market, special financial institutions, banks, non-banking financial companies, retained earnings, as well as foreign investment and external borrowings.
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Machine has three speed settings, low medium fast the low setting produces 110 units with a 90% quality rating the medium setting produces 120 units with an 80% quality rating in the fast setting produces 140 units with a 70% quality rating if each unit sells for $20 what shutting makes the company the most money in sales win percentage not meeting quality standards cannot be sold
The low setting makes the company the most money in sales, with a total revenue of $1980
To determine which setting makes the company the most money, we need to calculate the total revenue generated by each setting while taking into account the quality rating. For the low setting, the company produces 110 units with a 90% quality rating, which means that 10% of the units are not sellable. So, the total number of sellable units is 110 x 0.9 = 99 units. The revenue generated from selling these units is 99 x $20 = $1980. For the medium setting, the company produces 120 units with an 80% quality rating, which means that 20% of the units are not sellable. So, the total number of sellable units is 120 x 0.8 = 96 units. The revenue generated from selling these units is 96 x $20 = $1920.
For the fast setting, the company produces 140 units with a 70% quality rating, which means that 30% of the units are not sellable. So, the total number of sellable units is 140 x 0.7 = 98 units. The revenue generated from selling these units is 98 x $20 = $1960.
Therefore, the low setting makes the company the most money in sales, with a total revenue of $1980
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