Suppose that every driver faces a 5% probability of an automobile accident every year. An accident will, on average, cost each driver $8,000. Suppose there are two types of individuals: those with $40,000.00 in the bank and those with $2,000.00 in the bank. Assume that individuals with $2,000.00 in the bank declare bankruptcy if they get in an accident. In bankruptcy, creditors receive only what individuals have in the bank. Assume that both types of individuals are only slightly risk averse.

In this scenario, the actuarially fair price of full insurance, in which all damages are paid by the insurance company, is $ ____________

The effects that Zaha had on Guggenheim New York is that her current retrospective at the Solomon R. Guggenheim Museum in New York gives ample evidence of her genius. She has been busy and produced a staggeringly impressive body of work that is without equal for its inventiveness. This saved urban space and merges the elements of its surroundings. It also projects a brand new artificial landscape outweighted by funnel-shaped cones. The Solomon R. Guggenheim Museum, often referred to as The Guggenheim, is an art museum at 1071 Fifth Avenue on the corner of East 89th Street on the Upper East Side of Manhattan in New York City.

Dame Zaha Mohammad Hadid DBE RA was a British-Iraqi architect, artist and designer, recognised as a major figure in architecture of the late 20th and early 21st centuries.

Therefore, the correct answer is as given above

learn more about Zaha Hadid: https://brainly.com/question/7083561

#SPJ1

Answer:

The demand curve for Pepsi and Coke would have shifted to the left, causing the price of both products to decrease and the profits for both companies to fall.

Explanation:

As in the question it is mentioned that the if the Pepsi and Coke do not change the formula and all other things being constant so the demand for the goods in case of the competitive market is that the demand curve is shifted to the left which results in a decrease in the price of both goods also due to price falls the profits for both companies dropped.

Based on the information given the investment's net present value is $192,369.06.

Using this formula

Net Present Value(NPV)=-Initial cost+ Cash flow during time period/(Discount rate+ Cash flow time)

Let plug in the formula

NPV=-920,000+450,000÷(1+0.1125)^1+270,000÷(1+0.1125)^2+270,000÷(1+0.1125)^3+200,000÷(1+0.1125)^4

NPV=-920,000+450,000÷(1.1125)^1+270,000÷(1.1125)^2+270,000÷(1.1125)^3+200,000÷(1.1125)^4

NPV=$192,369.06

Inconclusion the investment's net present value is $192,369.06.

Learn more here:https://brainly.com/question/13451251

The sentence that emphasizes a harsh statement is "Your service here is no longer required."

This sentence directly states that the individual's service is no longer needed, which can be seen as a harsh statement. The other sentences, although they may indicate a change in employment status or position, do not explicitly convey the same level of severity as the statement that their service is no longer required.

It's important to deliver such messages with sensitivity and respect, keeping in mind the potential impact on the individual receiving the news.

Learn more about emphasizes

https://brainly.com/question/31938023

#SPJ11

The marginal revenue curve of a monopoly with perfect price discrimination is steeper than the demand curve. A monopoly doesn't cause any deadweight loss if it can properly price discriminate.

The monopolist will continue to produce until marginal cost matches the price of the good because under perfect price discrimination, the marginal revenue curve corresponds with the market demand curve.

The effects of perfect price discrimination: more will be produced than a single-price monopolist (Qp=MC), certain consumers will pay higher prices than they would have otherwise (Pm), while other consumers will pay lower prices.

To learn more about Monopoly here:

https://brainly.com/question/29242596

#SPJ4

Answer:

Ethics of Competition

Explanation:

Justin Justin learned about the ethics of competition, which implies that he does not disclose what he knows even if it is not in favour of Hope Springs because competition allows for such concealment of information.

Remember, a major facet of the"ethics of competition" is that it allows for freedom, so Big Box Co. has the freedom to produce any new product that would give her greater advantages.

Ethics in the organization have an important role in the marketing of the organization and the employee's ethics are responsible for the company's work. The organization's ethics helps in evaluating the stake of the company in the market.

The ethics learned by Justin helps him maintain the principle of both the companies. The sharing of information from Justin's end will deteriorate his employee's ethics, and his chances of being selected for the company's position may reduce.

For more information about ethics, refer to the link:

https://brainly.com/question/25510191          

While the Balanced Scorecard idea is used to assess and manage organizational performance, there is no particular "Hershey Balanced Scorecard."

By taking into account a variety of factors other than just financial measurements, the Balanced Scorecard approach seeks to present a balanced view of an organization's performance. Financial, customer, internal processes and learning and growth are normally the four main aspects included. The Balanced Scorecard assists organizations in connecting their strategic goals with performance indicators and tracking their progress toward attaining those goals by combining financial and non-financial measurements. Although there is no special "Hershey Balanced Scorecard," the Balanced Scorecard is a performance measuring and management tool.

Learn more about the Balanced Scorecard here:

https://brainly.com/question/31857420

#SPJ4

The term that describes the best electronics international's strategy for sweet tunes is product harvesting.

A marketing and business plan known as a "harvest strategy" is reducing or stopping investments in a product, product line, or line of business in order for the parties involved to reap—or, harvest—the greatest profits. Towards the end of a product's life cycle, a harvest strategy is often used when it is assessed that additional investment would no longer increase product income.

Products have life cycles, and when a product is getting close to the end of its life cycle, extra investments and marketing efforts are typically not beneficial. When an asset has been paid off and no additional investment is necessary, it enters the stage known as the "cash cow."

Learn more about Harvest strategy, here

https://brainly.com/question/17120494

#SPJ4

Answer:

1. health 2. disability

Explanation:

Answer:

health & disability

Explanation:

Answer: Instability in currencies and crude oil

Explanation:

Investing and saving takes a toll on individuals when there in an unstable economy, they may have some property or money and in some moment it losses value. The following are global key aspect of the economy that can affect investment and saving;

-Instability of currencies; for someone whose local currency is far lower than dollars(the general trading currency), they would find it hard to invest most especially if the country imports most of what they use. They could get an item for a particular price in January and in the next week's, their local currency falls, they may not be able to afford that same item they got.

- Crude oil price; due to a large percentage of the world uses crude oil, it's rise and fall in prices affects a lot of people and their investment

Answer:

wages and salaries.

Explanation:

GDP is an acronym for Gross Domestic Products (GDP) and it can be defined as a measure of the total market value of all finished goods and services made within a country during a specific period.

Simply stated, Gross Domestic Products (GDP) is a measure of the production levels of any nation.

Basically, the four (4) major expenditure categories of GDP are;

I. Consumption (C).

II. Investment (I).

III. Government purchases (G).

IV. Net exports (N).

Additionally, it is a measure of the total income of all individuals in an economy and the total expenses incurred on the economy's output of goods and services in a particular country.

In measuring GDP as the sum of all incomes earned in production, we should include wages and salaries of the people working in a particular country.

The response that best describes an effect of the 2007 financial crisis is: a. The recovery was not immediate, and it was unequal.

The 2007 financial crisis, also known as the Global Financial Crisis (GFC), had a profound and lasting impact on the global economy. It resulted in a severe economic downturn and had various effects. One of the main consequences was that the recovery from the crisis was not immediate, and it was characterized by significant disparities among different segments of society.

The crisis led to job losses, declining asset values, and tightening credit conditions, which had a more significant impact on lower-income groups and vulnerable populations. The recovery process was slower for these groups, exacerbating wealth inequality and income disparities.

Option b, ""The wealth disparity between income groups decreased,"" is incorrect because the financial crisis actually widened the wealth gap due to the uneven distribution of losses and the disproportionate impact on lower-income households.

Option c, ""Homeowners benefited from rising house values,"" is incorrect because the housing market was one of the main triggers of the crisis, and many homeowners experienced declining property values, foreclosures, and difficulties in accessing credit.

Option d, ""Banks had little debt and were willing to make loans,"" is also incorrect. The financial crisis was largely driven by excessive risk-taking and high levels of debt within the banking sector. Banks faced significant losses, tightened lending standards, and were less willing to provide loans during the crisis and its aftermath.

To know more about financial crisis, click here: brainly.com/question/32368340

#SPJ11

Answer:

having to make a down payment..

An advantage of renting over buying a home and having to make a down payment. The correct option is D. Financial risks are lower when renting. You are aware of the precise monthly rent payment you will be making.

The three biggest advantages of staying a renter, in Ramsey's opinion, are having more flexibility if you decide to move, not having to pay for home maintenance, and not having to spend as much money initially. Additionally, your landlord will handle all necessary repairs, upkeep, and other costs. There is no additional cost.

Renting offers convenience, consistent monthly costs, and maintenance assistance. Along with the concrete advantages of tax deductions and equity, home ownership also offers intangible advantages like a feeling of security and pride in one's possession.

Thus, the ideal selection is option D.

Learn more about Renting here:

https://brainly.com/question/15057676

#SPJ2

address the challenges faced by PROTECTME in ensuring efficient temperature control and traceability throughout vaccines their supply chain, a recommended solution is the implementation

Industrial Internet of Things  system. This solution involves deploying temperature sensors, data loggers, and connected devices at key points in the supply chain, including production, storage, and transportation stages. These devices would collect real-time data on temperature conditions and transmit it to a centralized monitoring system. The monitoring system would utilize advanced analytics and machine learning algorithms to analyze the temperature data and identify any deviations from the desired range. In the event of a temperature deviation, automated alerts would be sent to relevant personnel, enabling them to take immediate corrective actions to prevent spoilage of vaccines. The investments required for implementing this solution would include:. This would enhance overall vaccine safety and public trust. Furthermore, the proposed IIoT solution can be extended and utilized for other purposes within the business. vaccines For instance, the real-time monitoring and analytics capabilities can be leveraged for predictive maintenance of equipment, optimizing energy consumption, and streamlining overall operations. By integrating additional sensors and data sources, PROTECTME can gain further insights into their manufacturing processes and drive continuous improvement initiatives.

learn more about vaccines here:

https://brainly.com/question/33103696

#SPJ11

Answer: False

Explanation: A bear market is when a market experiences prolonged price declines. It typically describes a condition in which securities prices fall 20% or more from recent highs amid widespread pessimism and negative investor sentiment.

The holding period return for Stacy's portfolio for the year is 25.8%. The holding period return for Suzanne's stock is 18.9%.Tim's holding period return for the year is -4.67%, indicating a negative return.

Holding Period Return = [(Ending Value - Beginning Value) + Dividends + Gain] / Beginning Value

In Stacy's case, the beginning value of her portfolio on January 1 was $96,534, and the ending value on December 31 was $113,201. She received $3,285 in interest, $4,100 in dividends, and had a gain of $850 from selling a stock. She also withdrew $5,000 at the end of June.

Holding Period Return = [($113,201 - $96,534 + $3,285 + $4,100 + $850) - $5,000] / $96,534

= ($24,902 + $4,100 + $850 - $5,000) / $96,534

= $24,852 / $96,534

= 0.257 or 25.8%

Therefore, the holding period return for Stacy's portfolio for the year is 25.8%.

Holding Period Return = [(Ending Value - Beginning Value) + Dividends] / Beginning Value

In Suzanne's case, the beginning value of the stock was $28 per share, and the ending value was $32 per share. She received $1.30 in dividends per share.

Holding Period Return = [($32 - $28) + $1.30] / $28

= ($4 + $1.30) / $28

= $5.30 / $28

= 0.189 or 18.9%

Therefore, Suzanne's holding period return for the stock is 18.9%.

In the case of Tim's portfolio, the holding period return for the year is -1.9%.

Tim's portfolio had an initial value of $432,098 on January 1 and a value of $398,189 on December 31. He received $10,563 in interest and $15,060 in dividends. However, he sold stock at a net loss of $12,870 and used the proceeds to purchase another stock. Tim did not contribute any additional funds or make any withdrawals during the year.

Holding Period Return = [(Ending Value - Beginning Value) + Dividends + Gain] / Beginning Value

= [($398,189 - $432,098) + $10,563 + $15,060 + (-$12,870)] / $432,098

= (-$33,909 + $10,563 + $15,060 - $12,870) / $432,098

= -$20,156 / $432,098

= -0.0467 or -4.67%

To learn more about Holding Period Return : brainly.com/question/32041051

#SPJ11

False. If the spending multiplier equals 6 and equilibrium real gdp is $32 billion below potential real gdp, then total planned expenditures need to increase by approximately $5.33 billion to close the gdp gap.


The spending multiplier equals 6, and the GDP gap is $32 billion. To close the GDP gap, we need to calculate the necessary change in total planned expenditures. We do this by dividing the GDP gap by the spending multiplier: $32 billion / 6 = $5.33 billion.

Equilibrium real GDP is below potential real GDP, total planned expenditures need to increase, not decrease, by approximately $5.33 billion to close the GDP gap.

To know more about real gdp visit:-

https://brainly.com/question/30737857

#SPJ11

Non-Depository financial institutions are those institutions that provide various financial assistance. These institutions serves as an intermediaries between borrowers and savers. ... The non-depository financial institutions include commercial banks, credit unions, and saving banks. Therefore, option D is correct

For the NPV- Net Present Value of the project and to determine whether Atlantic should replace the old machine, we need to consider the cash flows associated with the old machine and the new machine.

Cash flows from the old machine:

The old machine has a book value of $70,000 at the end of six years and a market value of $0 in four years. Therefore, we need to calculate the cash flow for years 4, 5, and 6.

Year 4: Market value - Salvage value = $0 - $10,000 = -$10,000

Year 5: Market value - Salvage value = -$10,000 - $10,000 = -$20,000

Year 6: Market value - Salvage value = $10,000 - $10,000 = $0

Cash flows from the new machine:

The new machine has an initial cost of $80,000, annual cash operating expense savings of $20,000 for four years, a net working capital increase of $4,000, and a market value of $2,500 at the end of four years. Now, we can calculate the NPV of the project using the discount rate of 10%.

Year 0: Initial cost of new machine = -$80,000

Year 1: Cash operating expense savings = $20,000 / (1 + 0.1) = $18,181.82

Year 2: Cash operating expense savings = $20,000 / (1 + 0.1)^2 = $16,528.93

Year 3: Cash operating expense savings = $20,000 / (1 + 0.1)^3 = $15,025.39

Year 4: Cash operating expense savings + Market value - Salvage value = $20,000 / (1 + 0.1)^4 + $2,500 / (1 + 0.1)^4 - $2,500 = $15,025.39 + $2,066.12 - $2,500 = $14,591.51

Calculate the NPV by summing up the cash flows:

NPV = -$80,000 + $18,181.82 + $16,528.93 + $15,025.39 + $14,591.51 = -$15,672.35

The NPV of the project is -$15,672.35. Since the NPV is negative, Atlantic should not replace the old machine as the project would result in a net loss.

To know more about Net Present Value visit:

https://brainly.com/question/31984281

#SPJ11

Answer:

when you flip you buy at a low price, fix it up then sell at a higher price for profit. usually in less than 6 months.

Answer and Explanation:

Hello. Brainly does not allow links to be placed in responses, which makes it impossible for me to answer your first question. However, you can find this job vacancy in the careerbuilder when searching for Internet / BDC Director.

Two requirements that this job vacancy requires of possible candidates are: Knowledge of management of social networks and experiences with online sales.

The individual who is interested in this job vacancy, if hired, will have to carry out online and face-to-face sales, perform administrative functions and perform customer service whenever necessary.

This job is not a good option for me, because I have no experience in sales, but this is a very promising job vacancy, with a fair salary and benefits, I believe that if I had the requirements, I would do very well in this type of job.

Answer:

1. https://www.careerbuilder.com/job/J337WK6Y75401Z09WZ9

2. · Ideal to have 1 year experience as a pharmacy technician coordinating activities in an administrative support function.

· Must have valid Pharmacy Technician License

3. Working with patients to explain and educate on medical questions

· Tracking and logging vaccination details into EMR (electronic medical records system)

· Assisting Pharmacist as needed

4. This job would be a good fit for me, because I am compassionate, patient, and pay attention to detail. My mathematical skills are excellent, and like working with a team of health care professionals.

Explanation:

The expected dividend yield for the coming year is 2.5%, calculated by dividing the dividend per share (1.25) by the price per share (50.00).

To calculate the expected dividend yield for the coming year, we need to divide the expected dividend per share (d1) by the current price per share (p0). In this case, the given values are d1 = 1.25 and p0 = 50.00.

Dividend yield is a measure of the return on investment from dividends. It indicates the percentage of a company's stock price that is paid out to shareholders as dividends. By dividing the expected dividend (d1) by the stock price (p0), we can determine the dividend yield.

In this scenario, the calculation would be as follows:

Dividend Yield = d1 / p0 = 1.25 / 50.00 = 0.025 = 2.5%

Therefore, the expected dividend yield for the coming year is 2.5%. This means that for every dollar invested in the stock, an investor can expect a return of 2.5 cents in the form of dividends. Hence, based on the given values, the expected dividend yield for the coming year is 2.5%.

Learn more about dividend here:

https://brainly.com/question/30030205

#SPJ11

The management of the restaurant can keep the work flow smooth during busy times by:

In layman word, a smooth work flow means a work process that runs smoothly, with no problems in delivering a service. In manufacturing, a smooth flow means the process whereby all the information that is relevant to a manufacturing job is delivered consistently and smoothly through every step of the process starting from sales, planning, design, manufacturing engineering and then production.

This approach of smooth work flow ensures a clearer communication, ownership and accountability at each step of the process as well as  a seamless handovers.

By expanding the existing restaurant; the location will have more space to contain the customers during busy period, by employing more staffs to fast-pace the deliver; they will attend to large demands at a time and by improving the customer's relation and satisfaction, this will ensured a seamless customer experience during busy period.

Read more about work flow

brainly.com/question/26506249

#SPJ1

Answer:

see below

Explanation:

Land as a factor of production will comprise the natural resources found beneath, on, and above the earth's surface. Land will therefore include the fertile land/soils used for agricultural productions, minerals, oil and gas, forests, water, and the space used to put up factories and businesses.

Land consists mostly of natural resources occurring on earth. The other factors of production consist of capital, labor, and entrepreneurship.

Answer:

2nd scentence

Explanation:

Answer:

Explanation:

Accountants work in the finance department of an organization. Their services are required in almost all sectors of the economy. Accountants revolve around keeping, updating, and interpreting financial records of a business.

Financial transactions are recorded and reported in numbers. Therefore accountants need to be good at mathematics.  They require analytical skills to interpret and evaluate financial information. Accountants also need reading and communication skills to work well with other departments.

Answer:

mathematics  

reading comprehension

active listening

writing

All of the following are possible characteristics of a monopoly except the firm is a price taker. Option B is correct.

A monopoly is a market structure characterized by a single firm that dominates the entire industry. It has the power to control the price and quantity of the product it produces. While all the other options (A, C, and D) are possible characteristics of a monopoly, option B is not. In a monopoly, the firm is not a price taker but rather a price maker.

It has the ability to set prices based on its market power and demand conditions. A price taker, on the other hand, is a characteristic of a perfectly competitive market where firms have no control over prices and must accept the prevailing market price. Option B is correct.

To know more about monopoly, here

https://brainly.com/question/31918762

#SPJ4

Answer:

You're a great guy but I don't want to get into a relationship because of my crippling depression

Answer:

i have alot going on and i cant be in a relationship rn

Explanation:

Answer:

4. Creating a banner ad for the company website

Answer:

4

Explanation:

on a test and got correct answer

Answer: I think it's true