Supplemental plans frequently pay the deductible and copay or coinsurance of a standard health insurance policy. The most well-known supplemental plan is Medigap.
Health insurance:
Health insurance, often known as medical insurance in South Africa, is a type of insurance that covers all or part of the risk of a person incurring medical expenses. Risk, like other types of insurance, is shared among many people. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can build a routine finance structure, such as a monthly premium or payroll tax, to give the money to pay for the health care benefits provided in the insurance agreement.
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A Mercedes-Benz priced the same as a Ford Focus might not sell as well because of:
a. history of performance of similar Mercedes products
b. overall company reputation
c. psychological factors
In the United States, enactment of building codes is a responsibility that exists at the state level. (True or False)
False. In the United States, the enactment of building codes is primarily a responsibility that exists at the local level, rather than the state level.
Building codes are typically adopted and enforced by local governments, such as cities or counties, based on their specific needs and requirements. While there may be some state-level involvement in providing guidance or establishing minimum standards for building codes, the authority to adopt and enforce building codes generally lies with local jurisdictions. This allows for flexibility and customization based on local conditions, climate, and other factors. The United States, commonly referred to as the U.S., is a federal republic located in North America. It is comprised of 50 states, a federal district (Washington, D.C.), and several territories. The country is known for its diverse population, cultural influences, and strong economy. The United States is governed by a system of federalism, where power is divided between the federal government and the individual states. The federal government is composed of three branches: the executive branch, headed by the President; the legislative branch, consisting of the Congress (Senate and House of Representatives); and the judicial branch, including the Supreme Court.
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in november, trinity donuts incurred $8850 in total costs related to the production of 3500 donuts. in december, trinity incurred $8600 in total costs. total fixed costs are $1850 per month. by how many donuts did the production change? (answer as a negative number if production has decreased).
The change of production unit is -125 as the production decreased from 3500 units to 3375 units.
Total cost = variable cost + fixed cost
While:
Variable cost = number of units x cost per unit.
The given parameters:
number of units (November) = 3500 donuts
fixed cost = $1850
total cost (November) = $8850
Hence,
November variable cost = total cost - fixed cost
= $8850 - $1850
= $7000
3500 x cost per unit donut = $7000
Cost per unit donut = $7000 / 3500 = $2
In December:
Total cost = $8600
December variable cost = total cost - fixed cost
= $8600 - $1850
= $6750
number of units x $2 = $6750
number of units = 6750 / 2 = 3375 donuts
Hence, the change of production is 3375 - 3500 = -125
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In a sample of 56 tax returns filed by local hotel managers in a recent year, the taxable incomes are found to have a mean of $41225 and a population standard deviation of $6112. Construct the 99% confidence interval for the mean taxable income of all local hotel manager that year. Select one: a. 39255
To construct a 99% confidence interval for the mean taxable income of all local hotel managers in a recent year, we can use the following formula:
Confidence Interval = Sample Mean ± Z * (Population Standard Deviation / sqrt(Sample Size))
Given that the sample size is 56, the sample mean is $41,225, and the population standard deviation is $6,112, we need to find the value of Z for a 99% confidence level. Using a standard normal distribution table or calculator, we find that the Z-value corresponding to a 99% confidence level is approximately 2.58.
Plugging in the values, we have:
Confidence Interval = $41,225 ± 2.58 * ($6,112 / sqrt(56))
Calculating the expression inside the square root:
sqrt(56) ≈ 7.483
Substituting this value into the confidence interval formula:
Confidence Interval = $41,225 ± 2.58 * ($6,112 / 7.483)
Simplifying the expression:
Confidence Interval ≈ $41,225 ± $5,293.63
The 99% confidence interval for the mean taxable income of all local hotel managers in that year is approximately ($35,931.37, $46,518.63).
Therefore, the answer "a. $39,255" is incorrect. The correct answer is not provided among the options given.
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Which three components are characteristic of a Pitch Deck? (Choose three) Question 34 options: Highly Visual 10-100 pages Highly Text-Based 10-20 slides Used to Get Investors Attention Used to Get Investor Buy-In
Based on marketing strategy, the three characteristics of a Pitch Deck include Highly Visual 10-100 pages.
What is Pitch Deck?Pitch Deck is a marketing term used to describe the presentation to sell firms or business ideas to targeted audiences, who are expected, investors.
Other characteristics of a Pitch Deck include the following:Used to Get Investors Attention Used to Get Investor Buy-InHence, in this case, it is concluded that the correct answer is options A, C, and D.
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Answer: The answer should be 10-20 slides, used to get investors attention, and highly visual. Please let me know know if i am wrong
Explanation:
Which of the following is a technological trend affecting consumer behavior?
O A. Using mobile devices
B. Having reference groups
O C. Meeting affiliation needs
O D. Evaluating purchases
Answer:using mobile devices
Explanation:
A(n) ________ occurs when a firm steadily improves an existing product thereby targeting an existing market while using existing technology.
A(n) innovation occurs when a firm steadily improves an existing product thereby targeting an existing market while using existing technology.
What is Innovation?“Innovation involves adding value to an existing product. This is done to further improve on an existing product.
A market is created fore the product and promoted
Therefore,
A(n) innovation occurs when a firm steadily improves an existing product thereby targeting an existing market while using existing technology.
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"All the profession/occupations are equally important" How and why?
Answer:
How: All proffessions and occupations have their various fields and all fields are needed to work together for the effective growth of an economy.
Why: An economy comprises of fields in which the various occupations are embedded in. For the success of an economy all fields must work together. That is no field or occupation is more important than the other
sophocles buys 15 lattes per month when the price is $4.00 per latte and 20 lattes per month when the price is $3.00 per latte. sophocles' buying decisions demonstrate:
Sophocles's buying decisions demonstrate the law of demand in terms of economics.
According to the law of demand, a fundamental principle of economics, consumers will demand fewer quantity of a good at a higher price. Demand is determined by the marginal utility law of diminishing value, which holds that consumers utilise economic goods to initially satisfy their most urgent needs. A market demand curve represents the total quantity demanded across all market consumers at each price. Price changes do not by themselves create an increase or decrease in demand, despite the fact that they might be viewed as movement along one demand curve. The form and extent of demand can change in response to changes in consumer behaviour, incomes, or linked economic products.
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GlobalMan Tech purchased raw material from NewBizTr Co. When the sales team at NewBizTr Co checked the system, there was no payment detail in the system, though the order-delivery details were present. Also, it seemed that someone had tampered with the details of the previous order. Which important data-management features were compromised? The of data was compromised because there were corresponding payment details. The of data was compromised as someone had tampered with the details of the previous order
Data security was compromised along with important data management functions. Because there were corresponding payment information, data was compromised. Due to tampering with the order's specifics, the security of the data was compromised.
What components makes up data management?
Data management is a type of administrative technique that is frequently used to get, verify, store, etc., data for system users.
Keep in mind that one important aspect of data management that has been compromised is maintaining data security.
Data management is the process of gathering, arranging, safeguarding, and archiving an organization's data so that it may be used for analysis and business decision-making. Data management solutions are crucial for making sense of the enormous amounts of data that enterprises are producing and consuming at previously unheard-of rates.
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Point (4,-3) is at a Perpendicular distance of_________________
from the X-axis
Which of the following might experience a factor of failure related to expansion?
A. A hair salon that hires new employees immediately after it opens
B. A restaurant that doesn't have a website
C. A shoe store located near another popular shoe store
D. A grocery store with employees who miss company meetings
Answer:
a
Explanation:
cggm nauseousness hfff fallen
Determine the present worth of a series of annual deposit of 300 during years 4 through 10 and a series of withdrawals of 1000 through years 2 to 8. The interest rate is 4.3 percent.
The present worth of the series of annual deposits and withdrawals is -$3,988.64.
To calculate the present worth of the series of annual deposits and withdrawals, use the concept of present value (PV) and future value (FV) with the given interest rate of 4.3 percent.
First, let's calculate the present value of the series of deposits. The annual deposit amount is $300, and the deposits occur during years 4 through 10. We can calculate the present value using the formula:
PV = (Annual Deposit / (1 + Interest Rate)^n) * (1 - (1 + Interest Rate)^(-m))
Where:
Annual Deposit = $300
Interest Rate = 4.3% or 0.043 (decimal form)
n = number of years (10 - 4 + 1) = 7
m = number of years for deposits (10 - 4 + 1) = 7
Plugging in the values:
PV(deposits) = (300 / (1 + 0.043)^7) * (1 - (1 + 0.043)^(-7))
= $1,570.73
Now calculating the present value of the series of withdrawals. The annual withdrawal amount is $1,000, and the withdrawals occur during years 2 to 8. Using the same formula as above, we need to adjust the values:
Annual Withdrawal = -$1,000 (negative sign indicates cash outflow)
n = number of years (8 - 2 + 1) = 7
m = number of years for withdrawals (8 - 2 + 1) = 7
Plugging in the values:
PV(withdrawals) = (-1000 / (1 + 0.043)^7) * (1 - (1 + 0.043)^(-7))
= -$5,559.37
To find the overall present worth, Subtract the present value of withdrawals from the present value of deposits:
Present Worth = PV(deposits) + PV(withdrawals)
= $1,570.73 - $5,559.37
= -$3,988.64
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The value of a product offering is determined by the customer and varies accordingly. how does a retailer like walmart deliver value differently than banana republic?
Walmart is known for its capacity to provide "items so darn cheap you can't believe it." But Walmart's business model is more than just low prices.
To compete with Amazon and other online retailers, Walmart has expanded its omnichannel experience to include online ordering and in-store pickup. According to Packaged Facts, Walmart's "click-and-collect" grocery sales will increase by 154% on average per year from 2017 through 2021. Customers who buy for groceries online at Walmart are attracted by the low pricing, one-stop convenience, brand availability, and curbside service.According to Packaged Facts, financial services and related goods produce approximately $1.6 billion in revenue. This figure does not even include money generated by Walmart's partners, which include Green Dot, MoneyGram, and Synchrony Financial.Another area where Walmart excels is in the sale of pet supplies. According to Packaged Facts, more pet owners buy from Walmart than any other shop. 43 million of the 67 million pet-owning families in the United States shop at Walmart.Furthermore, a sizable share of consumers are purchasing more pet supplies from Walmart than they were a few years ago.
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Which are guidelines for using Themes?
Check all that apply.
A. Using different cell styles can help you differentiate different types of data.
B. Fonts should be easily readable and of appropriate size.
C. You cannot customize the default themes.
D. Be consistent with themes across worksheets and workbooks.
E. Applying a new theme will only change cells in a workbook that have no other formatting applied.
Answer:
I think it's D. or A. or B. but I mostly think it's D. Be consistent with themes across worksheets and workbooks
Statements that explains the guidelines when using a Theme are: A. Using different cell styles can help you differentiate different types of data.
B. Fonts should be easily readable and of appropriate size.
C. You cannot customize the default themes.
WordPress theme can be regarded as a group of files, these file can contains graphics, style sheets as well as code, which will give overall appearance of a blog or website.In using this, we can follow some guidelines such as; making use of more than a cell can help in differentiatiation of different types of data, default themes cannot be customized, and the selection of fonts should be made carefully.Therefore, option, ABC are correct.
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1. The Industrial Revolution began primarily because of.
A) Larger numbers of people unable to find work
B) The growth of corporations in the U.S.
C) The invitation of machines allowing the faster processing of raw materials.
D) Managers using practices to improve productivity of employees.
2. The first effort to apply scientific study to the management of businesses was?
A) Behavioral management
B) Classical management
C) Quality management
D) administrative management
The Industrial Revolution began primarily because of the invitation of machines allowing the faster processing of raw materials. The Option C is correct.
What led to Industrial Revolution in Europe?The Industrial Revolution transformed the economy from an agrarian to a manufacturing economy in which products were no longer made solely by hand but also by machines. This resulted in increased output and efficiency, lower prices, more goods, higher wages, and a shift from rural to urban areas.
The first Industrial Revolution began in Great Britain in the mid-to-late 1700s, when innovation led to large-scale production of goods through machine manufacturing. This spread around the world, and the Second Industrial Revolution began in the late 1800s in the United States, with further technological advancements leading to greater efficiency.
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We've Come a Long Way From Where We Began
Answer:
oh ill tell you all about it when i see you again
Explanation:
"tuition at state university this year is $8,000. " which function of money does this statement best illustrate?.
This statement best illustrates unit of account function of money.
What is unit of account?Unit of account is one of the money functions in economics. The market worth of commodities, services, and other transactions is measured using a standard numerical monetary unit known as an account. Money serves as a common commercial denomination and a measure of standardization. It serves as a basis for price quoting and haggling as a result. For the creation of effective accounting systems, it is essential. In order for a company to evaluate its own performance, the unit of account in economics enables a largely meaningful interpretation of prices, costs, and profits. It enables investors to understand the company's past success and get a sense of its potential profitability. Market economies can tend to move toward efficiency when money is used as a relatively constant unit of measurement.
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Estimating Share Value Using the ROPI Model Following are forecasted sales, NOPAT, and NOA for Colgate-Palmolive Company for 2019 through 2022. Forecast Horizon Period Colgate Palmolive (CL) Reported $ millions 2018 2019 2020 2021 2022 Sales $15,544 $16,010 $16,491 $16,985 $17,495 NOPAT 2,737 2,818 2,902 2,989 3,079 NOA 5,837 6,012 6,193 6,378 6,570 a. Forecast the terminal period values for Sales, NOPAT, and NOA, assuming a 1% terminal period growth rate. Note: Round answers to the nearest dollar. Terminal period sales Answer 0 Terminal period NOPAT Answer 0 Terminal period NOA Answer 0 b. Estimate the value of a share of Colgate-Palmolive common stock using the residual operating income (ROPI) model. Assume a discount rate (WACC) of 5. 70%, common shares outstanding of 862. 9 million, net nonoperating obligations (NNO) of $5,640 million, and noncontrolling interest (NCI) frombthe balance sheet of $299 million. Note: Round answers to two decimal places. $Answer 0
Terminal period values: sales, NOPAT, and NOA - $17,672M, $3,109M, $6,636M. Value of Colgate-Palmolive stock: $15.65 per share utilizing the ROPI model.
How to estimate the value of a share of Colgate-Palmolive common stock using the ROPI modelTo figure the terminal period values for sales, NOPAT, and NOA, enduring a 1% terminal period advancement rate, we'll utilize the taking after conditions:
Terminal period sales = Deals interior the ultimate year * (1 + Headway rate)
Terminal period NOPAT = NOPAT interior the extreme year * (1 + Advancement rate)
Terminal period NOA = NOA interior the extreme year * (1 + Change rate)
Utilizing the given information, we are going to calculate the terminal period values:
2018:
Deals = $15,544 million
NOPAT = $2,737 million
NOA = $5,837 million
Terminal period enhancement rate = 1%
a. Choosing the terminal period values:
Terminal period deals = $17,495 million * (1 + 0.01) ≈ $17,672 million
Terminal period NOPAT = $3,079 million * (1 + 0.01) ≈ $3,109 million
Terminal period NOA = $6,570 million * (1 + 0.01) ≈ $6,636 million
Along these lines:
Terminal period deals ≈ $17,672 million
Terminal period NOPAT ≈ $3,109 million
Terminal period NOA ≈ $6,636 million
b. Assessing the value of a share of Colgate-Palmolive common stock utilizing the remaining working wage (ROPI) outline:
Markdown rate (WACC) = 5.70%
Common offers surprising = 862.9 million
Net nonoperating commitments (NNO) = $5,640 million
Noncontrolling interested (NCI) = $299 million
To start with, we have to be calculate the remaining working pay (ROI):
ROI = NOPAT - (WACC * NOA)
Terminal ROI = Terminal period NOPAT - (WACC * Terminal period NOA)
Afterward, we calculate the market value of the remaining working emolument:
PV_ROI = ROI / (1 + WACC) + Terminal ROI / (1 + WACC)^n
where n is the assessed skyline period (in this case, 5 a long time).
At last, we assess the respect of a share of Colgate-Palmolive common stock utilizing the ROPI outline:
value of the share = (PV_ROI + NNO - NCI) / Common offers momentous
Calculating the values:
ROI = $2,818 million - (0.057 * $6,012 million) ≈ $2,482.236 million
Terminal ROI = $3,109 million - (0.057 * $6,636 million) ≈ $2,751.588 million
n = 5 (since the figure skyline period is from 2019 to 2022)
PV_ROI = $2,482.236 million / (1 + 0.057) + $2,751.588 million / (1 + 0.057)^5 ≈ $8,934.01 million
Respect of the share = ($8,934.01 million + $5,640 million - $299 million) / 862.9 million ≈ $15.65
In this way, the assessed value of a share of Colgate-Palmolive common stock utilizing the ROPI model is around $15.65.
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Which is a characteristic of judging approach
Answer:
Clarity and Closure
Explanation
Judgers take a planned, ordered, and precisely calibrated approach to life, developing both short- and long-term plans to assist them in achieving their objectives. For them, schedules and "to-do" lists are consoling. They dislike uncertainty and change, preferring to know what they are getting into instead.
Those that have this preference feel more in control of their surroundings. They are disciplined and resolute, seeking resolution as soon as possible to reduce stress. Judgers struggle with open-ended plans because they have a "work first-play later" mentality. Instead of addressing issues as they arise, they would prefer to devise three distinct backup plans.
Judgers take their obligations and deadlines very seriously, both in business and in life. They are quite particular.
there are two ways for money to be initially deposited into the banking system. they include:
There are two ways for money to be initially deposited into the banking system: through physical currency deposits and through electronic transfers. Physical currency deposits involve individuals or businesses physically bringing cash or checks to a bank or depositing them through an ATM.
These deposits are then counted and credited to the individual's or business's account. Electronic transfers, on the other hand, involve the movement of funds from one account to another through electronic means such as wire transfers or online transactions. This type of deposit is becoming increasingly popular as more individuals and businesses opt for digital payments.
Both physical currency deposits and electronic transfers have their advantages and disadvantages. Physical currency deposits can be more secure as there is a physical record of the transaction, but they are also more vulnerable to theft or loss. Electronic transfers are faster and more convenient, but they can also be more susceptible to fraud or hacking. Overall, the method of depositing money into the banking system will depend on the individual's or business's preference for security, convenience, and efficiency.
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Mohammad is the project manager of a project to build 2 labour houses each month and completed after 12 months. Each house plan to cost SAR10000. 20 labour houses have been built after 9 months and CPI is 0.85106 a) What is the actual cost of the project right now? b) What is the project's estimate at completion? c) How much more money will it take to complete the project? d) How is the project performing?
To calculate the actual cost of the project right now, we need to determine the actual cost of the 20 labor houses built after 9 months.
a) Actual cost of the project right now:
Actual cost = Number of labor houses built * Cost per labor house
Actual cost = 20 * SAR10000 = SAR200000
To calculate the estimate at completion, we need to consider the planned cost for the remaining labor houses.
b) Estimate at completion:
Estimated cost per labor house = Cost per labor house * CPI (Cumulative Performance Index)
Estimated cost per labor house = SAR10000 * 0.85106 = SAR8510.6
Number of labor houses remaining = Total number of labor houses - Number of labor houses built
Number of labor houses remaining = 24 - 20 = 4
Estimated cost at completion = Estimated cost per labor house * Number of labor houses remaining
Estimated cost at completion = SAR8510.6 * 4 = SAR34042.4
To calculate how much more money will be required to complete the project, we subtract the actual cost from the estimate at completion.
c) Additional cost required to complete the project:
Additional cost required = Estimate at completion - Actual cost
Additional cost required = SAR34042.4 - SAR200000 = SAR13957.6
To assess how the project is performing, we can compare the actual cost with the planned cost.
d) Project performance:
If the actual cost is lower than the planned cost, the project is performing better than expected. If the actual cost is higher than the planned cost, the project is performing worse than expected.
In this case, the project is performing worse because the actual cost (SAR200000) is higher than the planned cost (SAR10000 * 20 = SAR200000).
Please note that these calculations assume that the cost per labor house remains constant and do not consider any other project expenses or factors.
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Discuss the professions related to finance.
Answer:
Financial officer, finance clerk, treasurer
Finance officers help to manage the finances of an organisation by keeping track of its income and controlling its spending.
Does the method for calculating credit scores seem fair to you? Why or why not?
Credit scores are primarily determined by your payment history, credit utilization, average age of your accounts, account mix, and frequency of credit applications (inquiries).
What is the method for calculating credit scores ?While each of these factors is significant, they are not all given the same weight by the hundreds of credit scoring models in use today.
Your financial situation does not always factor toward your credit score. Rent and utility payments are frequently not recorded to credit bureaus, so even if you have been making them on time for years, you may still not have a credit history. This might be particularly challenging for young people or newly arrived immigrants.
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Many people put aside money to take care of unexpected expenses. If Pedro and Susanna have money to put aside for emergencies, in which of the following forms would it be of LEAST benefit to them if they needed it right away?
If Pedro and Susanna needed the money right away, it would be of the least benefit to them if they had put their emergency savings into a long-term investment or a fixed-term deposit account that has penalties for early withdrawal.
What unexpected expense means?You can refer to expenses as unexpected if you did not anticipate them. An example would be going for your car's inspection and failing because something has to be fixed. This is a cost that you can account for in your budget and savings strategy.
Long-term investments, such as stocks or mutual funds, are typically designed to be held for several years or even decades to maximize returns. Similarly, fixed-term deposit accounts, such as certificates of deposit (CDs), may offer higher interest rates than regular savings accounts but often require that the money be locked up for a specific period of time.
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2 Describe the education as the measure base of Occupation and clarify the relation between occupation and education.
Answer:
Several studies have been carried out to examine the association between education and occupation. These studies were useful for the purpose of intervention and policy making. In this study we examined the relationship between education factor, which includes three indicators: the percentages of population who achieved (primary, secondary and tertiary) and occupation factor (CLASS1, CLASS2 and CLASS3) using fully and partially latent models. The data were collected from the information of 81 districts based on the census conducted in peninsular Malaysia in 1995. The goodness of fit indexes for assumed models were examined. We didn't find significant relationship between educational achievement and occupation factor.
The production department of Raredon Corporation has submitted the following forecast of units to be produced by quarter for the upcoming fiscal year:
Each unit requires 0.70 direct labor-hours, and direct labor-hour workers are paid 10.50 per hour. In addition, the variable manufacturing overhead rate is 1.50 per direct labor-hour. The fixed manufacturing overhead is 80,000 per quarter. The only noncash element of manufacturing overhead is depreciation, which is 22,000 per quarter.
(b) Prepare the company's manufacturing overhead budget.
The production department of Raredon Corporation has submitted the following forecast of units to be produced by quarter for the upcoming fiscal year. Production is the process of making or manufacturing goods and products from raw materials or components. In other words, production takes inputs and uses them to create an output for an end-user or customer.
To calculate manufacturing overhead, you need to add all the indirect factory-related expenses incurred in manufacturing a product. This includes the costs of indirect materials, indirect labor, machine repairs, depreciation, factory supplies, insurance, electricity, and more.
The manufacturing overhead budget contains all manufacturing costs other than direct materials and direct labor. The information in this budget becomes part of the cost of goods sold line item in the master budget.
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The______has issued the following requirements: "Refuse, recyclables, and returnables shall be removed from the premises at a frequency that will minimize the development of objectionable odors and other conditions that attract or harbor insects and rodents."
A) USDA
B) FDA
C) OSHA
D) HAACP
Answer:
its C) OSHA
Explanation:
sorry someone was being annoying as heck and buting in
Answer:
C) OSHA
Explanation: MARK BRAINLIEST PLZZZZZZZZZZZZZZZZzzzzzzzzzzzz
"Refuse, recyclables, and returnables shall be removed from the premises at a frequency that will minimize the development of objectionable odors and other conditions that attract or harbor insects and rodents."
Question 2(Multiple Choice Worth 5 points)
(02.06 MC)
In general, what kind of people earn the most money?
O People with skills that are in high demand and high in supply
O People with skills that are in high demand but low in supply
O People with skills that are in low demand and low in supply
People with skills that are in low demand but high in supply
FIRST ANSWER WILL BE NAMED BRAINLIEST
Which action would effectively and appropriately address a budget deficit?
A. reduce income
B. reduce expenses
C. apply for bankruptcy
D. apply for new credit
Answer:
It is letter B
Explanation:
Reducing expenses would effectively and appropriately address a budget deficit. Thus option B is correct.
What is the budget?A budget is a financial plan that projects future earnings and costs. A budget, put simply, forecasts future finances in addition to anticipated revenues and expenditures. Calculating the company's earnings and costs for a set period of time is the procedure for creating a budget.
Increasing tax rates while decreasing government expenditures are the two apparent ways to minimize a budget deficit. the reduction of government spending and/or the raising of taxes, which results in either a rise in the primary surplus or a decrease in the budget deficit. greater taxes and less funding by the government. If public spending is lower than tax receipts, a budget surplus results.
Therefore, option B is the correct option.
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