some banks user-based reason system to qualify customers for loans using recommendations from loan offices T/F?

Answer:

The answer is D

Explanation:

Answer:

Its D

Explanation:

The singular thing which is important for modern firms to build and maintain by conducting ethical and transparent transactions is:

This refers to the belief which a customer has in a particular business, usually because of its ethical and transparent practises.

With this in mind, we can see that if modern firms fail to build this consumer trust, then they stand the risk of losing their customer base to their competition.

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The productivity of Papyrus Inc. can be categorized as effective but not efficient. The correct answer is d.

This is because the company achieved its targets for the year 2013, indicating that it was effective in accomplishing its goals. However, the company's productivity was not efficient as it wasted many resources, leading to higher costs than anticipated. This implies that the company could have achieved the same results with fewer resources, making it inefficient.

To improve its efficiency, Papyrus Inc. should focus on reducing wastage and improving resource utilization. This can be achieved through strategies such as adopting lean production techniques, improving supply chain management, and investing in technology to streamline operations. By doing so, the company can increase its efficiency while maintaining its effectiveness in achieving targets.

Overall, the company must strike a balance between being effective and efficient to remain competitive in the market.

Hence, option d. is correct

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Answer:

c

Explanation:

if it was never in stock its misleading and a fraud

Sometimes wages are set above the equilibrium level when firms pay :efficiency wages to reduce turnover.

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The types of issues that are addressed through the improve quality principle of lean operating systems include waiting time, transportation, processing, and product defects.

By identifying and addressing these issues, organizations can streamline their operations, reduce waste, and improve overall quality and efficiency.Waiting time, transportation, processing, and product defects are all types of waste that the Lean Operating System aims to reduce in order to improve quality and efficiency in a production process. These wastes can hinder the effectiveness of transportation and overall operations, so identifying and minimizing them is crucial for better performance.

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9. The amount of loan that Molly needs with a $2,500 down payment is $22,100.

10. Molly's monthly payment is $433.

11. The total interest Molly will pay under this plan is $3,907.

12. The total cost of Molly's car is $28,507.

Required cash allowance = $500

Qualified cash allowance = $400

Down payment = $2,500 (typically 10% of value)

Total price of car = $25,000 ($2,500/10%)

Loan required = $22,100 ($25,000 - $2,500 - $400)

N (# of periods) = 60 months

I/Y (Interest per year) = 6.6%

PV (Present Value) = $22,100

FV (Future Value) = $0

Results:

PMT = $433.45

Sum of all periodic payments = $26,007

Total Interest = $3,907

Down payment = $2,500

Total periodic payments = $26,007

Total cost = $28,507 ($26,007 + $2,500)

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Suppose there is an increase in both the supply and demand for personal computers. In the market for personal computers, we would expect the rise, ambiguous

Personal computers (PCs) are multipurpose microcomputers that are tiny, powerful, and reasonably priced for individual use. Personal computers are not intended for use by computer experts or technicians, but rather by average consumers. Like huge, expensive minicomputers and mainframes, personal computers do not use time-sharing by numerous users concurrently. Additionally, the phrase "home computer" was used, mostly in the 1980s and late 1970s.

In the 1960s, institutional or corporate computer owners had to create their own programs in order to carry out any useful work on their machines. The majority of these systems run commercial software, freeware (usually proprietary), or free and open-source software, despite the fact that users of personal computers can develop their own applications.

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If the demand for a good increases by more than the supply of the good increases, then the good's equilibrium price will increase and its equilibrium quantity will increase.

When the demand for a good increase, it means that consumers are willing and able to buy more of that good at every price level. This can happen due to various reasons, such as an increase in consumer income or a change in consumer preferences.

On the other hand, if the supply of the good increases, it means that producers are willing and able to supply more of that good at every price level. This can occur due to factors like technological advancements or an increase in the number of producers.

Now, if the demand for a good increase by more than the supply of the good increases, it implies that the increase in consumer demand outpaces the increase in producer supply.

As a result, there will be excess demand or a shortage in the market. This means that consumers want to buy more of the good than producers are currently supplying.

In order to eliminate this shortage, producers will raise the price of the good. The increase in price will incentivize producers to supply more of the good, while at the same time, it will discourage some consumers from purchasing the good due to the higher price.

Eventually, as the price increases, the quantity supplied will increase and the quantity demanded will decrease. This process will continue until the quantity demanded equals the quantity supplied, leading to a new equilibrium.

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The situation described refers to an economic imbalance.

Economic imbalance is an economic term that refers to:

The economic imbalance commonly occurs when the supply of a product or service and its demand are not balanced, on the contrary, they suffer variations that alter the market equilibrium.

According to the above, Georgina experienced this phenomenon (economic imbalance) with her idea of selling cupcakes at her school because the supply (12 cupcakes) greatly exceeded the demand for cupcakes from her schoolmates (3 cupcakes).

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Answer:

d. Tell Lynda to stop

Explanation:

Although there are several policies guiding sexual harassment whether in a work place or society at large, it is however important that Grace ask Lynda to stop immediately.

Verbal sexual abuse can be stopped before it degenerate to Wilder form. However, if the person is abusing the other verbally fails to stop, then the person being offended may report to the relevant authorities for necessary action.

Everyone has the right to a safe environment without being sexually abused. However, if that happens, that firm action of saying stop should be the first thing otherwise you report to the relevant authorities if it persist.

The question provides information about a leasing arrangement between Faithful Company and Faithless Company, where Faithful Company leased equipment to Faithless Company for a one-year period at Php 90,000 per month. The equipment was then leased to Toil Company for a three-year period at Php 112,500 per month starting from July 1, 2021. The original cost of the equipment was Php 7,200,000, and it has been depreciated on a straight-line basis over an eight-year period with no residual value.

It is important to note that Faithful Company is the original owner of the equipment and has been leasing it out to various companies. The terms of the lease agreement between Faithful Company and Faithless Company are not provided in the question, so it is unclear if there are any other provisions such as maintenance responsibilities or buyout options.

The monthly lease payments received by Faithful Company from Faithless Company and Toil Company are a source of revenue for the company. However, it is important to monitor the equipment's condition to ensure it remains in good working order throughout the lease period. Additionally, since the equipment is being depreciated over an eight-year period, it will have a lower book value each year, which may impact the amount of rental income that can be earned from the equipment in the future.

Overall, leasing equipment can be a profitable venture for a company. Still, it is essential to carefully consider the terms of the lease agreement, monitor the equipment's condition, and factor in depreciation expenses to ensure the arrangement remains financially viable in the long run.

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Answer:

Sony's goal with Future Lab is to create customer value and new lifestyles, whether they are able to do so depends on how well they work it out. Future Labs is based on San Francisco, and it should serve as a place where innovative prototypes should be tested by real users. The goal is that Sony can learn from actual real life user experiences in order to improve their products and services. The real life customers and users that want to participate in Sony's program must pay a fee for doing so, but they can also experience prototypes before anyone else.

The intended audience for the memo is all company employees. The tone of the memo should be formal. Finally, the purpose of the memo is to make sure employees understand and follow the updated dress code.

Explanation:

Answer: C

Explanation: Trust me

A mixed economy can develop when a country experiences a combination of market-based mechanisms and government intervention in its economic activities.

It occurs when the government regulates certain aspects of the economy, such as taxation, trade, and labor laws, while leaving other aspects, such as consumer choice and private investment, to be determined by the market.

This type of economy balances the benefits of capitalism, such as competition and innovation, with the stability and social welfare provided by government intervention. It aims to create a more stable and equitable economy by ensuring that resources are distributed fairly, while still allowing for growth and prosperity.

In short, a mixed economy can develop when a country seeks to balance the benefits of a market-based system with the stability and social welfare provided by government intervention.

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The period when cooking guilds formed, establishing many of the professional standards and traditions still used today were formed was 1400-1600 A.D. during the Renaissance.

Art, science, and culture underwent a new transformation throughout the Renaissance. With first the rediscovery of classical philosophy, literature, and art, as well as the new discoveries in travel, invention, and style, it altered the way the citizens thought.

The Renaissance demonstrates the value of looking to the past for solutions to current problems and inspiration. By looking to the past for advice today, we can uncover not just potential sources of solutions, but also strategies for overcoming problems that earlier cultures have had to deal with.

It should be noted that during this period, people tried out new things and this was when cooking guilds weee formed, which established many of the professional standards and traditions still used today.

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Attraction-selection-attrition, new hire onboarding, management, and organizational reward systems all play a role in maintaining culture.

A person's internal arrangement of global ideas, goals, and sentiments into a cohesive understanding system is referred to as global meaning. The foundation for how people view themselves and themselves place in the world as well as how they perceive events and situations, is this universal meaning.

Their objective is to pinpoint the country with the fewest guesses possible. Each incorrect guess's color and distance from the Mysterious Country will be shown on a globe. The color gets hotter the closer you go to the answer. A new Mystery Country will be available.

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As the taxable amount rises, the tax rate decreases under this taxation system. Alternatively said, the tax rate and the taxable income regressive tax have an inverse connection.

When a tax is levied, it is said to be regressive if the tax rate drops as the amount subject to taxation rises.A tax that grows in rate as the amount subject to taxation rises is referred to as a progressive tax. As a tax rate moves from low to high, it is said to be "progressive" if the average tax rate for a taxpayer is lower than the marginal tax rate for that individual. It usually gets better and more sophisticated when anything is progressive. something retrogressive.

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A system that includes planning, measuring, recording results, and evaluating performance for the entire organization is called a performance management system.

A performance management system is designed to align organizational goals and objectives with individual and team performance, providing a framework for monitoring progress and measuring achievements. It involves setting clear performance expectations, defining key performance indicators (KPIs), and establishing a feedback mechanism for continuous improvement.

The system typically includes elements such as performance planning, where goals and targets are set; performance measurement, where progress is tracked and measured against established metrics; performance appraisal, where feedback and evaluations are provided to individuals or teams; and performance review, where performance results are assessed and used to inform decisions regarding promotions, rewards, or development opportunities.

The purpose of a performance management system is to drive organizational effectiveness, enhance employee performance, and facilitate strategic decision-making. It allows organizations to monitor progress, identify areas for improvement, and make necessary adjustments to achieve desired outcomes.

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A job analysis collects information about work activities and tasks associated with a job, the working conditions associated with a job, and the tools and equipment used on the job.

However, it does not collect information about the typical salary for a job. In the table, the examples can be classified as follows:

Job Specification:

- Skills required

- Knowledge of principles of employee selection and assignment

- Ability to express ideas clearly both orally and in writing

- Ability to independently plan and organize one's own activities

- Knowledge of human resources computer applications desirable

Job Description:

- Duties

- Prepares recruitment literature and job advertisements for applicant placement

- Reviews résumés to identify qualified applicants

- Conducts interviews to determine applicant's suitability for employment

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Consumer finance companies obtain funds from their stockholders and through open market borrowing. Option B is correct.

The primary focus of consumer finance companies is personal. loans made to customers and how their operations identify and define them. under the laws of the state governing small loans. Despite the fact that these laws differ from in specific they are similar in scope and content from state to state.

Consumer finance is essentially a branch of retail banking that focuses primarily on lending money to individuals. Consumer lending, mortgage lending, the issuance of credit cards, payment services, and merchant services are all common customer-facing activities carried out by this function.

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Incomplete Question:

_____ obtain funds from their stockholders and through open market borrowing.

a. Credit unions

b. Consumer finance companies

c. Commercial banks

d. Life insurance companies

e. S&Ls

Answer:

1 3 thx for the answer!

Explanation:

Answer:

THANK YOU SO MUCH

Explanation:

The sources of economies of scale are:
1. Increased efficiency: As companies grow, they can invest in more efficient production methods and technology, leading to lower costs per unit of output.
2. Bulk purchasing: Larger companies can buy materials and supplies in bulk, which often results in discounts and lower costs.
3. Specialization: Larger companies can also specialize their workforce and production processes, allowing for greater efficiency and lower costs.
4. Network effects: Companies with a larger customer base may benefit from network effects, where each additional customer adds value to the company's products or services.
5. Financial economies: Larger companies may have access to better financing options and lower interest rates, leading to lower costs.

Overall, economies of scale are a key source of competitive advantage for larger companies, allowing them to produce goods and services at a lower cost than their smaller competitors.

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The emissions of over 2,000 cars are prevented every day because of its free electric car charging stations, its employee shuttle, and its electric car-sharing program. This is an example of social responsibility initiative.

What is social responsibility?

In order to be socially responsible, a company must act in a way that benefits society as a whole as well as its shareholders. Investors and consumers who seek investments that not only are profitable but also contribute to the welfare of society and the environment place a growing emphasis on social responsibility. Many businesses, including those with "green" initiatives, have integrated social responsibility into their business models without compromising on profitability.

The emissions of over 2,000 cars are prevented every day because of its free electric car charging stations, its employee shuttle, and its electric car-sharing program. This is an example of social responsibility initiative.

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Objective judgment  assurance does the auditor provide that errors, irregularities (fraud), and direct effect illegal acts that are material to the financial statements will be detected.

When expenses are reduced as a result of a producer investing in additional markets or a larger range of operations, this is referred to as economies of scope.

The cost reductions that a business can obtain by using the same resources or technology to generate a variety of goods or services are known as economies of scope. By diversifying their operations and spreading their costs across a larger amount of output, producers can take use of economies of scope to cut their costs and increase their profitability.

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On the New York stock exchange, Eduardo sold 500 shares of Northcutt corporation stock. The secondary market helped to facilitate this deal.

Investors can acquire and sell securities that already possess on the secondary market. Although stocks are also sold on the main market when they are originally issues, it is what most people refer to as the stock market.

The secondary market transactions are referred to as secondary because they are one step removed from the transaction that originally created the securities in question.

Secondary markets include the New York Stock Exchange, London Stock Exchange and Nasdaq etc.

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Total contribution margin of the given information for a merchandising company is $127000.

The money left over after sales after all variable costs related to producing a product has been paid is a company's contribution margin, often known as the gross margin. The contribution margin demonstrates how much more money is made by producing each extra unit of a product once the business has achieved breakeven. It indicates the fraction of sales revenue not used to pay variable expenditures, which helps to cover fixed costs. Your net income or profit is obtained by deducting fixed expenses from your contribution margins, such as rent, equipment leases, and employee pay.

Given:

Sales (20000×30)                                                600000

Cost of goods sold (24000+340000-19000)   345000

Variable selling expense                                     74000

Variable administrative expense                            54000

Contribution margin                                            127000

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False. When you use a credit card to purchase an item, you are not interacting with a CMS (Content Management System).

Explanation: A CMS, or Content Management System, is a software application used to create, manage, and modify digital content. It is typically used for website management, allowing users to publish, edit, and organize content. However, when you use a credit card to make a purchase, you are engaging with a payment processing system, not a CMS. The payment processing system handles the transaction between the buyer, the seller, and the financial institutions involved. It authorizes the payment, transfers funds, and ensures the security of the transaction. While some websites or online platforms may have a CMS integrated with their payment processing system, the act of using a credit card itself does not involve interacting with a CMS.

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