Answer:
i am late but this true
Explanation:
I did the test on this and got it right :)
You are planning a promotion that will feature breakfast burritos Your store normally sells 175 breakfast burritos per week The promotion is scheduled to last for one week The stated goal is a sales increase of 20%. How many more breakfast burritos must be sold in order to meet the sales increase goal
Answer:
35 more burritos need to be sold.
Explanation:
Normal sales are 175 burritos per week.
The promotion target is to increase sales by 20%.
The additional sales from the promotion must be at least 20% of 175 to meet the sales goal.
20% of 175 burritos
=20/100 x 175
=0.2 x 175
=35
35 more burritos need to be sold.
A decrease in the money supply may __________ total expenditures and thus __________ aggregate demand.
Answer:
Lower; lower.
Explanation:
The Federal Reserve System ( popularly referred to as the 'Fed') was created by the Federal Reserve Act, passed by the U.S Congress on the 23rd of December, 1913. The Fed began operations in 1914 and just like all central banks, the Federal Reserve is a United States government agency.
The buying and selling of bonds government owned by the Federal Reserve (Fed) is generally referred to as open market sales.
An open market sale of U.S. Treasury securities by the Fed will cause the Banking System's balance sheet not to show a net change in liabilities or assets but only a change in the composition of assets with securities increasing while causing a decrease in the reserves of thecountry.
Basically, an open market sales increase money supply and as such making more money to be in circulation and in the economy
However, a decrease in the money supply in a country may lower total expenditures and thus lower (decrease) aggregate demand of goods and services for the population.
Answer:
A decrease in the money supply may lower total expenditures and thus lower aggregate demand.
The distinctions between Coordination, Cooperation, and
Collaboration, and how those distinctions may apply to
business leadership and decision-making.
The distinctions between coordination, cooperation, and collaboration are crucial in business leadership and decision-making.
Coordination is the process of organizing and synchronizing activities to achieve a common goal. It involves managing resources, tasks, and timelines to ensure efficient collaboration among individuals or teams. In business leadership, coordination plays a vital role in ensuring that different components of a project or operation work together seamlessly.
Cooperation is a voluntary and active effort where individuals or groups work together, sharing information and resources to achieve mutual benefits. It creates a supportive environment where people contribute their expertise and collaborate towards shared goals. In business decision-making, cooperation facilitates knowledge exchange, idea generation, and leveraging diverse perspectives for better outcomes.
Collaboration goes beyond cooperation by emphasizing deep interdependence and joint ownership of outcomes. It involves active collaboration, where individuals or teams contribute their skills, knowledge, and resources to achieve a common objective. Collaboration promotes synergy, creativity, and innovation, making it valuable in complex problem-solving, strategic planning, and decision-making. Effective collaboration in business leadership fosters trust, open communication, and shared responsibility.
Understanding and utilizing these distinctions allows business leaders to employ the right approach based on the task, interdependence, and desired outcomes. By effectively leveraging coordination, cooperation, and collaboration, leaders can enhance decision-making, foster teamwork, and drive organizational success.
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If there is a high demand for a product, then production will be__.
a. decreased
b. increased
c. the same
d. none of the above
Answer:
the answer is b. increased
Answer:
B.increased
Explanation:
if there is high damand for a product they will make/order more so they can get more money off of that popular item because a lot of people are buying it. so most likley the production of that item will be increased because it will help make them lots of money if they have that item in their store a lot.
Please help me with this credit card assignment! (Personal Finance) I need this done by tomorrow! Please help! I’d greatly appreciate it!
Credit Card #1
Truth in Lending Disclosure Statement
Annual Percentage Rate (APR)
1 percent for the first six months after you open the account.
After six months, APR will be 24 percent.
Grace Period
a minimum of twenty-five days to repay without finance charges if the previous balance is paid in full by the due date
Annual Fee
$0
Other Fees
cash advance fee: the greater of $5 or 3 percent of the amount of the cash advance; late payment fee: $30; over-the-limit fee: $30
Credit Card #2
Truth in Lending Disclosure Statement
Annual Percentage Rate (APR)
19.9 percent
Grace Period
a minimum of twenty-five days to repay without a finance charge if previous balance is paid in full by the due date
Annual Fee
$20
Other Fees
cash advance fee: the greater of $3 or 3 percent of the amount of cash advance; late payment fee: $30; over-the-limit fee: $20; returned check fee: $20
Credit Card #3
Truth in Lending Disclosure Statement
Annual Percentage Rate (APR)
19.9 percent
Grace Period
a minimum of twenty-five days to repay without finance charges if the previous balance is paid in full by the due date
Annual Fee
annual membership fee: $50
annual participation fee: $60 ($5 charged monthly)
Other Fees
cash advance fee: $20; balance transfer fee: $25; late payment fee: $20. over-the-limit fee: $20
(Part One)
Read each of the above Truth in Lending Disclosure Statements and answer the questions that follow.
What happens to the interest rate after six months for credit card #1?
Which credit cards have an annual fee?
Is the grace period the same for each of these credit cards?
What fees does credit card #3 have that the other cards do not?
As a good steward, you will pay your credit card bill on time and you will pay the balance each month. Which credit card is the best for you?
1. What happens to the interest rate after six months for credit card #1?
2. Which credit cards have an annual fee?
3. Is the grace period the same for each of these credit cards?
4. What fees does credit card #3 have that the other cards do not? 5.
As a good steward, you will pay your credit card bill on time and you will pay the balance each month. Which credit card is the best for you?
(Part Two)
Go online or visit a financial institution to find information about three credit cards. Some credit cards offer incentives, such as miles toward a free flight or 1 percent back on every dollar you spend. Research information about annual fees, APR, and incentives that credit cards offer. Write two paragraphs of 250 words total, one paragraph about the three credit cards you researched and one paragraph stating which credit card would be best for you and why.
Explanation:
Part One:
After six months, the APR for credit card #1 will be 24 percent.
Credit card #1 and credit card #2 do not have an annual fee. Credit card #3 has an annual membership fee of $50 and an annual participation fee of $60 ($5 charged monthly).
Yes, the grace period is a minimum of twenty-five days to repay without finance charges if the previous balance is paid in full by the due date for all three credit cards.
Credit card #3 has a balance transfer fee of $25 that the other cards do not have.
As a good steward who pays their credit card bill on time and pays the balance each month, credit card #1 would be the best option as it has a 0 percent APR for the first six months, no annual fee, and the same grace period as the other cards.
Part Two:
After researching three credit cards, I found that Credit Card A has an annual fee of $95, an APR of 17.49 percent to 24.49 percent, and offers 2 miles per dollar spent on travel and dining. Credit Card B has no annual fee, an APR of 15.49 percent to 25.49 percent, and offers 1.5 percent cashback on every dollar spent. Credit Card C has an annual fee of $550, an APR of 16.99 percent to 23.99 percent, and offers a wide range of travel benefits, including access to airport lounges, a $200 annual airline credit, and 5 points per dollar spent on air travel and hotels.
Based on my research, I believe that Credit Card B would be the best option for me. While Credit Card A offers good rewards for travel and dining, the annual fee is quite high. Credit Card C also has a high annual fee, and while the travel benefits are appealing, I don't travel enough to make full use of them. Credit Card B, on the other hand, has no annual fee and offers a competitive cashback rate on every dollar spent, making it a good choice for everyday use. Additionally, the APR range is comparable to the other cards, and the grace period is the same as the other cards, giving me the flexibility to pay my balance in full each month without incurring finance charges.
Which type of data does your company collect from customers or potential customers?
Answer:
primary data
Explanation:
I dont really know about this but im think this is the answer
Byron has ended a sales message with the sentence book your vacation by may 15 to receive a seventh night free. what technique is he using to motivate action?
The technique is he using to motivate action is setting a deadline.
What technique is he using to motivate action?The marketing associates use a number of strategies to spur customer action in the shortest amount of time feasible, ensuring that their product is effectively distributed to the broadest potential audience. They carry out market research to examine the trends and consumer behavior and then build their marketing or advertising strategy in line with those findings.
The "setting of deadline" in the sales pitch would push the clients to "plan their holidays before to May 15th" in order to take advantage of the discount as soon as possible. This deadline is a tactic that forces the audience to respond in a condensed 9amount of time and ensures the company will benefit from better sales as a result of more customers. The technique is he using to motivate action is setting a deadline.
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What are the basic forms of competition? Discuss
Answer:
Explanation:
La educación por competencias ha resurgido en todo el mundo con gran fuerza desde finales del siglo pasado. Las reformas del sistema educativo mexicano emprendidas en la última década y que comprenden todos los niveles tienen un elemento en común: un currículo con un enfoque basado en competencias. Al igual que en otros países, en México estamos viviendo una efervescencia por las competencias; no obstante, la confusión y la incertidumbre parecen ser el signo distintivo de estas reformas. Es cierto que el concepto de competencias es polisémico y complejo, que no existe una teoría unificada que sustente este enfoque y que carecemos de experiencia en la puesta en práctica de un currículo basado en competencias. Si a esto le sumamos la dificultad propia que entraña la evaluación del aprendizaje, diremos que las condiciones están puestas para que la ambigüedad y el desconcierto reinen en los centros educativos, tal como está sucediendo. Este artículo tiene como objetivo contribuir al debate teórico actual en torno a la evaluación de competencias, así como aportar algunos rudimentos de tipo metodológico que permitan a los profesores mejorar sus concepciones y prácticas de evaluación.
Palabras clave: educación por competencias, evaluación de competencias, currículo basado en competencias, aprendizaje por competencias.
Do I have any college students on here willing to help me with a project? It's for my personal finance class. I'm in college but I'm a high schooler. I have to make a report on what the average college student spends. I will not be asking for bank card/account info or anything of that sort. No social security numbers or phone numbers. If you'd be willing to help me out thanks!!
Explanation: I'm a VERY smart 7th grader. : )
Answer:
i'm not in college but i can help you if you need help
Explanation:
1) Identify a shortage of any good or service on your economy mention 5? Explain why the shortage occurred?
2) Compare and contrast the aims and objectives of a government funded swimming pool and a private health and leisure club?
3) List 4 advantages and 4 disadvantages of-
a) free market economy
b) command economy
c)mixed economy
How are scarcity and the laws of supply and demand connected?
Answer:
Scarcity and supply and demand are connected because they determine how much the product costs. First of all, scarcity describes supply. If a product is scarce and demand is high, the supplier would raise the costs for the product, but if there is plenty of supply, and low demand, the supplier would decrease the costs.
True or False: After calculating how much money you have left after paying for all of your monthly expenses, you can
olan on spending up to 50% of that amount on car expenses
Based on microeconomic theory, it is true that after calculating how much money you have left after paying for all of your monthly expenses, you can
plan on spending up to 50% of that amount on car expenses.
Note that after making a payment on living expenses, such as rent, mortgage, utilities, loans, car payments, and food, the money that remains is discretionary income.
This discretionary income can be used as savings, investment, or spending on your discretionary expenses such as vacations and travel expenses, car expenses.
This is because discretionary expenses are categorized under wants instead of needs.
Thus, given that planning for car expenses is a want, then the statement in the question is True.
Hence, in this case, it is concluded that the correct answer is "True."
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which of the following would cause stagflation? a. aggregate demand shifts left. b. aggregate supply shifts right. c. aggregate demand shifts right. d. aggregate supply shifts left.
Short run aggregate supply shifts left would cause stagflation. The appropriate response is option D.
What is stagflation?Stagflation, sometimes known as recession-inflation, is a condition in which unemployment is consistently high, the economy is growing slowly, and the inflation rate is high or rising. It creates a conundrum for economic policy because measures taken to reduce inflation may make unemployment worse.
Stagflation, which typically entails rising unemployment, is the result of both high consumer price inflation and slow economic growth. A supply-side shock, such as suddenly rising oil costs, or weak economic policies, such as excessive government spending or excessively low interest rates, may be the culprits.
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GDP is defined as:
A. Gross Domestic Product
B. Sum of consumer purchases over a period of time
C. Business Investment
D. Government investment
E. all of the above
Answer:
Gross Domestic Product.
Answer:
Gross domestic product
What is the W-4 form used for?
filing taxes with the federal government
determining the amount of money an employee has paid out in taxes
calculating how much tax should be withheld from a person's paycheck
calculating how much income was paid in the previous year
Answer:
C. calculating how much tax should be withheld from a person's paycheck
Explanation:
In order to ensure that, all employees pay taxes on the income earned throughout the year, the internal revenue service (IRS) has made it compulsory and mandatory for all employers to make available a W-4 Form to all their employees, so as to enable these employees fill out how much income tax is to be withheld from their respective paycheck in relation to their filing status.
Hence, a W-4 form is used for calculating how much tax should be withheld from a person's paycheck and submitted to the internal revenue service (IRS).
Additionally, any employee who defaults in the payment of his or her income tax would be faced with stiff penalties such as failure-to-file, paying a fine etc.
Answer:
its c
Explanation:
just took the unit test on edge
You are working afa major Wall Street investment firm. Your first assignment is to calculate the beta of another company your firm is considering buying. The company has a cash flow of $1,000 per year and you believe this will continue at this level forever. To come up with a value to buy the company, your firm is using a risk-free rate of 6% and the expected return of the market is 16%. Currently the investment analysis team is using a beta of 0.5 to value the company. But after 2 months of doing your own research, you have determined that the true beta should be 1.0. How much more will your firm pay for the company than what it is truly worth?
The company is overvalued by 9,090.91 - 6,250 = 2,840.91, which is how much more the firm will pay for the company than what it is truly worth. Beta is a measure of the degree of systematic risk associated with the investment as compared to the market. It can be defined as a measure of an investment's volatility, in relation to the market as a whole.
The beta for the company is 0.5, but after 2 months of doing own research, it has been determined that the true beta should be 1.0.
Given, Cash flow = 1,000 per year
Risk-free rate = 6%
Expected return of the market = 16%
First, we need to calculate the cost of equity using the Capital Asset Pricing Model (CAPM):
Cost of Equity = Risk-Free Rate + Beta (Market Risk Premium)
Market Risk Premium = Expected return of the market - Risk-Free Rate
Market Risk Premium = 16% - 6% = 10%
Therefore, Cost of Equity = 6% + 0.5 (10%) = 11% or
Cost of Equity = 6% + 1 (10%) = 16%
Then, we need to calculate the value of the company using the perpetuity formula:
V = Cash Flow / Cost of Equity
If beta is 0.5, the value of the company = 1000 / 11% = 9,090.91
If beta is 1.0, the value of the company = 1000 / 16% = 6,250
So, the company is overvalued by 9,090.91 - 6,250 = 2,840.91, which is how much more the firm will pay for the company than what it is truly worth.
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The difference in firm valuation due to using the incorrect beta can be calculated by subtracting the present value obtained with the correct beta from the present value obtained with the incorrect beta.
To calculate the value your firm is willing to pay for the company, we can use the formula for the present value of perpetuity:
PV = CF / (r - g)
PV represents the present value, CF is the cash flow ($1,000), r is the discount rate (expected return of the market, 16%), and g is the growth rate of the cash flow (which is assumed to be zero in this case, as the cash flow is expected to remain at $1,000 forever).
Using the beta of 0.5, your firm calculated a discount rate of 11% (risk-free rate + beta * (expected return of the market - risk-free rate)). Now, if we use the correct beta of 1.0, the discount rate would be 16% (risk-free rate + beta * (expected return of the market - risk-free rate)).
Plugging these values into the formula, we can calculate the value your firm would pay for the company using both the incorrect and correct betas. The difference between these two values represents how much more your firm would pay for the company than it is truly worth.
It's important to note that without knowing the actual duration of the perpetuity, we cannot provide an exact value. However, we can calculate the difference between the two values based on the given information.
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marketing, sales, and customer service are identified as the key functions in a value chain.
Marketing, sales, and customer service are indeed key functions in a value chain. The value chain is a concept that describes the activities within a company that add value to a product or service. It encompasses a series of interconnected functions that contribute to the creation, marketing, delivery, and support of a product or service.
Marketing is a crucial function within the value chain as it involves activities such as market research, product development, branding, pricing, promotion, and distribution. Marketing helps identify customer needs, create awareness and demand for products or services, and generate leads for the sales team.
Sales, as another key function, focuses on the actual selling of products or services to customers. This includes activities like prospecting, lead generation, customer relationship management, negotiations, and closing deals. Sales teams work closely with marketing to convert leads into customers and drive revenue for the organization.
Customer service plays a vital role in the value chain by providing support and assistance to customers after the purchase. This function involves activities such as handling inquiries, resolving issues, providing product information, offering post-sales support, and ensuring customer satisfaction. Effective customer service helps build customer loyalty, enhance brand reputation, and drive repeat business .
While the value chain consists of other functions like procurement, operations, and logistics, marketing, sales, and customer service are particularly critical in generating customer demand, acquiring customers, and delivering a positive customer experience. These functions contribute directly to revenue generation and customer satisfaction, making them key components in the overall value creation process.
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paid Rs 1,00,000 to so Mrs Shakya as an advance to purchase office furniture.
It's journal voucher.....
Answer:
Dr. BE Mrs shakya, advance for furniture and fixtures
Cr. NRB
is 6 ft greater than 72 inches
L. Lyons started a business and invested $4,000 in exchange for common stock. Illustrate how to record the transaction in the T-accounts by completing the following sentence. The Cash account would be Blank 1 of 4(debited/credited) on the Blank 2 of 4(left/right) side of the T-account and the Common stock account would be Blank 3 of 4(debited/credited) on the Blank 4 of 4 (left/right) side of the T-account.
Answer: Debited/left/credited/right
Explanation:
L. Lyons started a business and invested $4000. Following is the illustration of recording the transaction in the T-accounts:
The Cash account would be debited on the left side of the T-account and the Common stock account would be credited on the right side of the T-account
What are T-accounts?In the business world, there are various terms that are formal as well as informal. The reason behind the usage of the terms is to make the conversation easier and more convenient.
The term “T-account” is used in business for keeping the financial record in the double-entry bookkeeping system. This term is an informal term. There is a reason behind calling the term a T-account.
The format of the account resembles the alphabet T, in which on the left side debits are mentioned, and on the right side credits are mentioned.
Therefore, transactions in the T-accounts will be recorded as per the above-mentioned illustration.
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A company produces 10 items, charges $45 per item. When it produces 20 items, it charges $40 per item. Cost to produce 10 items is $450, cost to produce 20 items is $650. What is the price, cost, revenue, profit functions. What is the break-even points, max profit and items to produce to get max profit.
Answer:
a. The price, cost, revenue, profit function = Revenue - Cost = (price * quantity - cost)
b. Break-even point = Total Revenue = Total Cost
= $450 = $450
break-even point in units = 10 items
c. Maximum profit = $150
Items to produce to get max profit = 20 items
Explanation:
a) Data and Calculations:
Sales Revenue for 10 items = $450 ($45 * 10)
Cost of sales for 10 items = $450
Sales Revenue for 20 items = $800 ($40 * 20)
Cost of sales for 20 items = $650
The price, cost, revenue, profit function = Revenue - Cost = (price * quantity - cost)
For 10 items, function yields = {($45 * 10) - $450} = 0
For 20 items, function yields = {($40 * 20) - $650} = $150
Jobs that are demanding but provide few opportunities for decision-making or job control are jobs with high levels of:________
Jobs that are demanding but provide few opportunities for decision-making or job control are jobs with high levels of job strain. Workplace psychosocial stress is referred to as "job strain." It is one of the most prevalent types of stress and is characterized by a mix of low pay, heavy demands, and little control over things like raises and paid time off.
Workplace stress can take the form of eustress, a good kind of stress, or distress, a bad kind of stress. Workplace stress has been shown to worsen decision-making and psychological health, which then affects physical health. Job strain affects men and women differently and has been a persistent problem for years.
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Edwin Parts, a job shop, recorded the following transactions in May:
Purchased $87,200 in materials on account.
Issued $3,650 in supplies from the materials inventory to the production department.
Issued $43,600 in direct materials to the production department.
Paid for the materials purchased in transaction (1).
Incurred wage costs of $67,200, which were debited to Payroll, a temporary account. Of this amount, $22,300 was withheld for payroll taxes and credited to Payroll Taxes Payable. The remaining $44,900 was paid in cash to the employees. See transactions (6) and (7) for additional information about Payroll.
Recognized $34,700 in fringe benefit costs, incurred as a result of the wages paid in (5). This $34,700 was debited to Payroll and credited to Fringe Benefits Payable.
Analyzed the Payroll account and determined that 65 percent represented direct labor; 15 percent, indirect manufacturing labor; and 20 percent, administrative and marketing costs.
Applied overhead on the basis of 140 percent of direct labor costs.
Paid for utilities, power, equipment maintenance, and other miscellaneous items for the manufacturing plant totaling $41,300.
Recognized depreciation of $26,300 on manufacturing property, plant, and equipment.
Required:
a. Prepare journal entries to record these transactions.
b. The balances that appeared in the accounts of Edwin Parts are shown as follows.
Beginning Ending
Materials Inventory $ 89,900 ?
Work-in-Process Inventory 25,400 ?
Finished Goods Inventory 102,600 $ 93,200
Cost of Goods Sold — 154,800
Prepare T-accounts to show the flow of costs during the period.
a. The journal entries to record these transactions are as follows: Date Account Titles and Explanation Debit Credit May1 Materials Inventory87,200Accounts Payable87,200(To record materials purchased on account)May1Work-in-Process Inventory43,600 .
Materials Inventory43,600(To record direct materials issued to the production department)May1Manufacturing Overhead12,440 Materials Inventory 8,885.
Accounts Payable 8,885 Supplies Inventory 3,555(To record supplies issued from materials inventory to the production department and to apply overhead to materials used) May1Accounts Payable 87,200 Cash 87,200 (To record payment for materials purchased).
May1Payroll67,200Cash44,900 Payroll Taxes Payable22,300(To record wage costs incurred and paid, and payroll taxes)May1Payroll34,700 Fringe Benefits Payable34,700(To record fringe benefit costs incurred)May31Work-in-Process Inventory17,600.
Manufacturing Overhead7,560Payroll14,140(To record direct and indirect labor costs, and applied overhead)May31Utilities, Maintenance, and Miscellaneous 41,300Cash41,300(To record payment for utilities, maintenance, and miscellaneous expenses).
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The transactions made by Edwin Parts involve recording materials inventory, wage and fringe benefit costs, and overhead costs. Journal entries for these transactions should follow debit and credit rules of accounting. After these transactions, the ending balances for the inventory accounts can be calculated.
Explanation:Edwin Parts is dealing with common transactions related to managing Materials Inventory, accounting for wage and fringe benefit costs, and applying manufacturing overheads such as depreciation and equipment maintenance costs.
For an accurate journal, you'll have to follow the debit and credit rules of accounting.
Materials Inventory - Debit: $87,200; Accounts Payable - Credit: $87,200 Production Supplies Expense - Debit: $3,650; Materials Inventory - Credit: $3,650 Work-In-Process Inventory (Direct Materials) - Debit: $43,600; Materials Inventory - Credit: $43,600 Accounts Payable - Debit: $87,200; Cash - Credit: $87,200 Payroll - Debit: $67,200; Cash - Credit: $44,900; Payroll Taxes Payable - Credit: $22,300 Payroll - Debit: $34,700; Fringe Benefits Payable - Credit: $34,700 Overhead - Debit: $59,180 (Based on 140% of 65% of Payroll expense); Work-In-Process Inventory - Credit: $59,180 Maintenance Expense - Debit: $41,300; Cash - Credit: $41,300 Depreciation Expense - Debit: $26,300; Accumulated Depreciation - Credit: $26,300After these transactions, you can calculate the ending balances for Materials, Work-In-Process, and Finished Goods Inventory. Materials Inventory ending balance is Materials Inventory beginning balance + purchases - issued to production - issued to supplies. Work-In-Process Inventory ending balance is Work-In-Process Inventory beginning balance + direct materials issued + direct labor (65% of payroll) + applied overhead - cost of goods manufactured (This requires additional information). Finished Goods Inventory ending balance is Finished Goods Inventory beginning balance + cost of goods manufactured - cost of goods sold.
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PLZ HELP
A ______ grade point average gives the student credit for taking more rigorous courses
A. service-learning
B. unweighted
C. weighted
D. dual enrollment
What is a C corporation?
Answer:(:
Explanation:
A C corporation, under United States federal income tax law, is any corporation that is taxed separately from its owners.
companies in industries that are heavily regulated may be subject to audits by the regulators auditors. while not specifically covered in the tree lines of defense model, such auditors would most likely be considered:
While not specifically covered in the three lines of defense model, auditors from regulatory agencies would likely be considered part of the second line of defense.
The three lines of defense model is a framework used to establish an effective system of internal controls within organizations. It categorizes the roles and responsibilities of different parties involved in risk management and control. The first line of defense includes operational management responsible for day-to-day activities and risk identification. The second line consists of functions such as risk management and compliance, providing oversight and guidance to ensure adherence to regulations and internal policies. The third line comprises internal audit, which independently evaluates the effectiveness of the first and second lines of defense. While auditors from regulatory agencies may not be explicitly mentioned in the three lines of defense model, they can be considered part of the second line of defense. These auditors play a crucial role in monitoring and enforcing regulatory compliance within industries that are heavily regulated. They conduct audits to assess whether companies are operating within the legal and regulatory frameworks, ensuring compliance with industry-specific requirements and standards. By conducting these audits, regulatory agency auditors provide an external perspective and validation of the effectiveness of the second line of defense in managing risks and ensuring compliance.
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T F Credit reports are issued monthly, so you know how much money topay toward your credit card bill.
Answer:
False
Explanation:
A financial statement can be defined as a document used for the formal communication or disclosure of financial information and statements to present and potential users such as investors and creditors. These includes balance sheet, statement of retained earnings and income statement.
Generally, financial statements are issued to recipients on a monthly basis.
A credit report can be defined as a financial document that comprises of detailed information about a person's credit history or activities with respect to borrowed money (loans). It is usually prepared by a credit bureau.
A credit score can be defined as a numerical expression between 300 - 850 that represents an individual's financial history and credit worthiness. Therefore, a credit score determines the ability of a borrower to obtain a loan from a lender.
This ultimately implies that, the higher your credit score, the higher and better it is to obtain a loan from a potential lender.
In conclusion, credit reports are issued to a customer on request and at any given time, so he or she knows how much money to pay toward your credit card bill.
assume that firms providing health-care services to older people operate in a perfectly competitive market. what must happen in the market for health-care workers if there is an increase in the number of older people in a country?
If there is an increase in the number of older people in a country and firms providing health-care services to older people operate in a perfectly competitive market, several changes may occur in the market for health-care workers. These changes could include:
Increased demand for health-care services: With more older people in the country, the demand for health-care services may increase. This could result in a higher demand for health-care workers, including doctors, nurses, caregivers, and other health professionals, to meet the increased healthcare needs of the aging population.
Potential increase in wages for health-care workers: If the demand for health-care workers increases, it may lead to upward pressure on wages in order to attract and retain qualified workers. This could occur as firms compete for limited labor resources in the market, resulting in higher wages for health-care workers.
Increased competition for health-care workers: As the demand for health-care workers increases, firms may compete with each other to hire qualified workers. This could result in increased competition for health-care workers in the job market, potentially leading to more aggressive recruitment efforts, higher turnover, and increased labor mobility among health-care providers.
Potential labor shortages in certain areas: If the increase in the number of older people is concentrated in specific regions or areas, it could lead to localized labor shortages in the health-care industry. This may result in challenges for firms in recruiting and retaining health-care workers in those areas, which could impact the availability and quality of health-care services for older people in those regions.
Potential need for workforce planning and training: The increase in the number of older people may require firms to engage in workforce planning and training to address the changing needs of the aging population. This could involve strategies such as increasing training programs for health-care workers, expanding recruitment efforts, and developing innovative solutions to meet the evolving health-care needs of older people.
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Countries the government controls the mos
activities:
• health
education
defence
• public transport
water supply
. electricity supply.
Activity 2.4
For each of the examples of key industries or activities listed above, suggest three possible
reasons why the government of a country might decide to own and control that industry or
service.
Answer:
health education defense
which tool will allow you to model the cost of a system on aws
AWS tool will allow you to model the cost of a system.
To answer your question, the tool that allows you to model the cost of a system on AWS is the AWS Simple Monthly Calculator. This tool helps you estimate the monthly cost of AWS services based on your usage and requirements. Here's a step-by-step explanation:
1. Visit the AWS Simple Monthly Calculator website.
2. Select the AWS services you plan to use for your system, such as EC2, S3, and RDS.
3. Input your estimated usage for each service, including instance types, storage capacity, data transfer, and any additional features.
4. Review the estimated monthly cost breakdown for each service.
5. Adjust your usage and service selections as needed to optimize costs and performance.
By using the AWS Simple Monthly Calculator, you can model the cost of your system on AWS and make informed decisions about the services and resources best suited for your needs.
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