savings and loan associations, mutual savings banks, and credit unions are known collectively and specifically as .

Answer:

b. women have an intense dislike of price negotiation, yet still want to buy a car.

Explanation:

A product can be defined as any physical object or material that typically satisfy and meets the demands, needs or wants of customers. Some examples of a product are mobile phones, television, microphone, microwave oven, bread, pencil, freezer, beverages, soft drinks etc.

Price can be defined as the amount of money that is required to be paid by a buyer (customer) to a seller (producer) in order to acquire goods and services.

Thus, price refers to the amount of money a customer or consumer buying goods and services are willing to pay for the goods and services being offered. The price of goods and services are primarily being set by the seller or service provider.

In sales and marketing, pricing of products is considered to be an essential element of a business firm's marketing mix because place, promotion and product largely depends on it.

One of the importance associated with the pricing of products is that, it improves the image of a business firm.

A nonnegotiable or no-haggle price strategy is sometimes adopted by car dealerships to sell their cars.

Therefore, a customer who wants to buy a new or used car is required by the car dealership to pay the posted price without any credit left. These dealers probably adopted this pricing policy because women have an intense dislike of price negotiation or bargaining with the salesperson, yet still want to buy a car.

Extrinsic outcomes are external rewards such as money, status, or recognition that come from achieving a goal. These outcomes are appealing to some individuals because they provide tangible benefits and can be easily measured by others.

On the other hand, intrinsic outcomes are internal rewards such as personal satisfaction, a sense of accomplishment, or personal growth that come from achieving a goal. These outcomes are appealing to some individuals because they provide a deeper sense of fulfillment and can be more meaningful in the long-term.

Ultimately, whether someone is more attracted to extrinsic or intrinsic outcomes depends on their personal values and goals. Some people may prioritize external rewards and seek to maximize their income or social status, while others may prioritize personal growth and seek to achieve goals that align with their passions and values.

It is important to strike a balance between both types of outcomes and to find a sense of purpose and satisfaction in the goals that we pursue.

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The guideline that should be followed while writing a bad-news statement is option B. A bad-news statement should not subordinate the refusal.

When writing a bad-news statement, it is important to adhere to certain guidelines in order to convey the message effectively while maintaining professionalism and empathy.

Subordinating the refusal means placing the negative or disappointing news within a subordinate clause or sentence, rather than directly addressing it. This approach is often seen as evasive or unclear, as it can confuse the recipient and lead to misinterpretation or frustration. Therefore, it is recommended to state the bad news directly and explicitly.

By clearly and directly stating the bad news, you demonstrate transparency and respect for the recipient's time and emotions. It allows the recipient to comprehend the message without having to decipher subtle hints or implications. Directness also minimizes the potential for misunderstanding or confusion, ensuring that the intended message is effectively conveyed.

However, while directness is important, it is equally crucial to deliver the bad news with tact, sensitivity, and empathy. Along with the bad news, it is helpful to provide a clear explanation, justification, or alternative options to soften the impact. This approach demonstrates understanding and consideration for the recipient's feelings and fosters a more positive perception of the communication, despite the negative content.

In conclusion, when writing a bad-news statement, it is essential to avoid subordinating the refusal and instead deliver the news directly. By doing so, you promote transparency, clarity, and effective communication while balancing it with empathy and sensitivity towards the recipient. Therefore, Option B is Correct.

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The question was Incomplete, Find the full content below:

Which of the following guidelines should be followed while writing a bad-news statement?

a. A bad-news statement should be included in the opening paragraph.

b. A bad-news statement should not subordinate the refusal.

c. A bad-news statement should always be presented indirectly.

Answer:

Buy the cheapest items no matter what.

Buy items at the check-out lane, even if they are not on your list.

Use your credit card, even if you don't know your balance.

Answer:

b

Explanation:

ap3x

Firstly, Increased demand for beauty products containing activated charcoal will shift the demand curve for activated charcoal to the right.

As a result, the equilibrium price and quantity of activated charcoal will increase as it shifts to the right. And on the second case, an increase in the wage rate of workers in the wine industry in Country B will increase the cost of producing wine, which will shift the very supply curve for the wine to the very left. As a result, the equilibrium price of wine will increase and the equilibrium quantity of wine will decrease. The arrows in the very demand and supply curve will indicate the direction of the changes, with the equilibrium price of wine increasing from P1 to P2 and the equilibrium quantity of wine decreasing from Q1 to Q2.

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Answer:

hello dummy

Explanation: hoy hoy hoy

Answer: C. the CPC bidder because the 1% click through rate would produce $5.00 over 1,000 impressions

Explanation:

From the question, an advertiser bids $4.75 cost per thousand impressions (CPM) while another advertiser bids $0.50 per CPC with a click rate of 1%. Over 1000 impressions, the second advertiser bids will produce:

= $0.50 × 1% × 1000

= $0.50 × 0.01 × 1000

= $5

Based on the analysis above, the CPC bidder will be awarded the advertisement space because the 1% click through rate would give $5.00 over 1,000 impressions.

The value of the annuity 4 years from now is $254,757.45.

An annuity is a financial product that provides a guaranteed income stream to an individual in exchange for a lump sum or periodic payments. The most common type of annuity is a retirement annuity, which is purchased with retirement savings and provides a regular income throughout retirement. An annuity may be fixed, where the payments are predetermined and do not change over time, or variable, where the payments are based on the performance of underlying investments. Annuities are commonly used to supplement retirement income, protect against market volatility, and provide a source of income that cannot be outlived. However, annuities can also be complex and come with fees and restrictions, so it's important to carefully consider all the factors before deciding to purchase an annuity.

PV = C * [(1 - (1 + r) ^(-n)) / r]

C = $8,000

r = 0.11 / 2 = 0.055 (11% compounded semiannually)

n = 15 * 2 = 30 (30 semiannual payments)

FV = $8,000 * [(1 + 0.055) ^30 - 1] / 0.055

FV = $342,961.86

PV = $342,961.86 / (1 + 0.055/2)^(2*4)

PV = $254,757.45

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Answer: 2%

Explanation:

As the coupon payments are semi-annual, you need to convert the other measures to semi-annual measures as well.

Coupon rate = 6%/2 = 3% per semi annum

Coupon payment = 3% * 1,000 which is par value = $30

Time to maturity = 12 * 2 = 24 semi annual periods

Price is still the same = $1,189.14

You can use an Excel worksheet to solve for the Yield:

Number of periods = 24

Payment = $30

PV = 1,189.14

FV is par value of $1,000

Periodic rate is 0.019999

= 2%

Small businesses are either services or retail operations like grocery stores, medical stores, tradespeople, bakeries, and small manufacturing units.

Small companies typically offer services or are retail establishments like grocery stores, pharmacies, tradesmen, bakeries, and micro-manufacturing facilities. Small businesses are privately held companies that need less equipment, labor, and cash than larger companies.

The most straightforward type of business is a sole proprietorship. Small businesses are distinct legal entities such as corporations, partnerships, and sole proprietorships that have fewer employees and/or lower yearly income than a regular-sized company. Businesses are considered "small" if they are eligible for government assistance and favorable tax treatment.

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Given: 1 2 3 4 6 Observation Time 5 93 99 87 90 81 90. Observed Time = Average of 6 samples -> ( 99+87 + 90 + 81 +  93 + 90 )/6 = 90. This observed time is at 50% faster rate. Hence Normal Time would be 90*3/2 = 135 seconds.

Standard Time : The standard time for a job can be obtained by multiplying the normal time by an appropriate allowance factor. Hence Standard Time = 135*1.1 = 148.5 ~ 150 seconds.

The synchronisation of clocks inside an area of geography to a single time standard, instead of a local mean time standard, is known as standard time. In general, standard time agrees with local mean time at a few meridian that passes through the area, usually near the centre. Standard time was established in the nineteenth century to help with weather forecasting as well as train travel. Geographical regions became time zones when they were applied globally in the twentieth century.

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Answer:

The interactions between those who sell and those who buy drive the market in a capitalist economy.

Explanation:

Answer:

Explanation:-1

Explanation:

With Salesforce, Spotify has continued to offer amazing customer service since its days as a small startup. The company started by using Desk.com for fast customer support and later migrated to an integrated Sales Cloud and Service Cloud system for a customised solution with 360-degree customer views and collaboration.

The inventory turnover ratio of the firm is 7.5 times, and the age of inventory is 48.67 days.

What is turnover?

In business and finance, turnover refers to the total amount of revenue generated by a company through its operations over a specific period of time, typically a year. It can also refer to the rate at which a company's inventory is sold and replaced over a given period of time, usually a year. Turnover can be measured in terms of sales revenue, number of units sold, or number of transactions processed.

In accounting, turnover can also refer to the number of times a particular asset, such as inventory or accounts receivable, is replaced or converted into cash over a specific period of time. This is commonly referred to as the inventory turnover ratio or accounts receivable turnover ratio, respectively.

In general, turnover is an important metric used to evaluate a company's financial performance and efficiency, as it indicates how effectively a company is able to generate revenue from its operations and manage its assets.

To calculate the inventory turnover ratio and age of inventory of the firm, we need to use the following formulas:

Inventory turnover ratio = Cost of goods sold / Average inventory

Age of inventory = 365 days / Inventory turnover ratio

To calculate the cost of goods sold, we first need to calculate the total sales and the gross profit.

Total sales = Rs. 900,000

Credit sales = 80% of total sales = 0.8 x Rs. 900,000 = Rs. 720,000

Cash sales = Total sales - Credit sales = Rs. 900,000 - Rs. 720,000 = Rs. 180,000

Gross profit = Gross profit margin x Total sales = 0.25 x Rs. 900,000 = Rs. 225,000

Cost of goods sold = Total sales - Gross profit = Rs. 900,000 - Rs. 225,000 = Rs. 675,000

To calculate the average inventory, we need to add the opening and closing stock values and divide by 2.

Closing stock value = Rs. 90,000

Assuming that the opening stock value is the same as the closing stock value, the average inventory is (Rs. 90,000 + Rs. 90,000) / 2 = Rs. 90,000

Now we can calculate the inventory turnover ratio and the age of inventory:

Inventory turnover ratio = Cost of goods sold / Average inventory = Rs. 675,000 / Rs. 90,000 = 7.5 times

Age of inventory = 365 days / Inventory turnover ratio = 365 days / 7.5 times = 48.67 days

Therefore, the inventory turnover ratio of the firm is 7.5 times, and the age of inventory is 48.67 days. This means that the company sells its entire inventory 7.5 times in a year, and it takes around 48.67 days to sell its inventory.

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Explanation:

Every country operate in a different yet similar system of both political and social affairs. In terms of political differences, some countries have parliamentary governments while some countries like the US have presidential governments.

Regardless of how each country operate politically, most of the operational system of these countries are embedded in democracy and the general welfare of its citizens. The differences occur because of these operational systems of each country. They could differ in policies, reforms or laws which are based on the interests of its people and the nation.

In economic terms, the differences occur when governments prioritize what economic policies or model they choose to implement. Economic systems of a country change according to the need of the times. For instance,  China initially, after its independence, chose to remain a closed economy until it reformed its policies in 1978 to finally open up the country.

Legal systems of countries differ from one another as every country use a civil law system based on its cultural, social, political and historical circumstances. For instance, in US each state has the power to establish its own legal procedures while in some country, every state must follow a uniform civil code.

As we know the political economy refers to both the political and economic systems of a country, management practice of national differences is important to taken into account before securing economic relations with another country. Management practice of national differences helps in finding favorable economic and political systems around the world for a country to make both economic and political partnership with.

In the event that the bank gathers data before approving a loan, collateral won't be taken into consideration. Option (D) is right as a result.

In the financial industry, collateral is a valuable asset that a borrower pledges as security for a loan.

For instance, the house bank is used as collateral when a home buyer gets a mortgage. The automobile is used as collateral for a car loan. When a company seeks bank funding, the company may use valuable property or equipment as loan collateral.

In the event of a default, the lender may take possession of the collateral and sell it to repay its losses.

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Answer:

Option B; Creating face-to-face interviews

Explanation:

Research has shown that face-to-face interviews tend to produce more accurate results when giving a survey. So the correct answer is option B.

Answer:

d. deduction from stockholders' equity

Explanation:

A treasury stock means the stock that is repurchased by the issued company. That means the shares are purchase bank which ultimately decreaed the outstanding amount of the stock on the open market. Also it contains the debit balance so it should be subtracted from the stockholder equity

Therefore the option d is correct

Answer:

The answer is below

Explanation:

EBIT is known as an accounting measure to determine the profit level of a firm. It is an acronym of Earnings Before Interest and Taxes.

EBIT is generally considered to be independent of financial leverage because EBIT is the result of a firm’s operating effectiveness.

This is true because, EBIT is based on the firm's level of sales and cost of operation, of which financial leverage has no effects on it.

However, with excessive debt levels, EBIT might be influenced by financial leverage.

This implies that even though the financial leverage of a firm has no direct influence on EBIT, in a situation whereby a firm is operating at huge deficits, every aspect of the film will be concerned. This will include staff, customers, investors, and operational activities, thereby affecting the firm's sales and cost of operation. As a result, this will ultimately affect the firm's EBIT.

If the marginal costs of abatement for polluter 1 become equal to polluter 2, it does not impact the socially efficient level of pollution. The level is still determined by equating Marginal Damage with the Aggregate MAC.

To graph each function, we can plot MAC1 and MAC2 on a graph with the quantity of emissions (E) on the x-axis and the marginal abatement cost (MAC) on the y-axis.

For MAC1: MAC1 = 100 - 10E

For MAC2: MAC2 = 50 - 10E

To compute the aggregate MAC curve, we add the individual MAC curves together. So, Aggregate MAC = MAC1 + MAC2.

Aggregate MAC = (100 - 10E) + (50 - 10E) = 150 - 20E

Now, let's calculate the socially efficient equilibrium by setting the Marginal Damage (MD) equal to the Aggregate MAC.

MD = Aggregate MAC

30E = 150 - 20E

Simplifying the equation, we get:

50E = 150

E = 3

Therefore, the socially efficient equilibrium occurs when the quantity of emissions (E) is 3.

Now, let's calculate the net social costs of the policy when the government sets the pollution level at four units.

Net social costs = Aggregate MAC - MD

Net social costs = (150 - 20(4)) - (30(4))

Net social costs = 110 - 120

Net social costs = -10

The net social costs of this policy would be -10, indicating a net benefit to society.

If a technological change occurs that reduces the marginal costs of abatement for polluter 1 to that of polluter 2, it means that MAC1 will become equal to MAC2.

Setting MAC1 equal to MAC2:

100 - 10E = 50 - 10E

Simplifying the equation, we find that E can have any value, as both sides are equal.

Graphically, this change would mean that MAC1 and MAC2 become parallel lines on the graph, with the same slope and intercept. The socially efficient level of pollution would still be determined by equating MD with the aggregate MAC.

In conclusion, if the marginal costs of abatement for polluter 1 become equal to polluter 2, it does not affect the socially efficient level of pollution. The socially efficient level is still determined by equating the Marginal Damage with the Aggregate MAC, regardless of the marginal costs of individual polluters.

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Problem fixing stays a crew activity, but implementation of solutions is partitioned among subgroups by means of the group leader.

The required details for implementation in given paragraph

An activity or programme with known dimensions is put into practice by the implementation of a predetermined set of actions. This definition states that the "particular set of activities" associated with implementation are present and are strong enough to be discernible by impartial observers. Implementation processes also meet these criteria. In addition, the activity or programme being conducted is sufficiently detailed so that outside observers can recognize its existence and strength.

Whereas implementation science in the social and health sciences focuses on how the software can be used in practice or on a regular basis, implementation science in the field of computer science produces software as a result of its efforts.

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Answer:

First one is "Pie Chart"

Second one is "Percentage"

Explanation:

Enjoy

Answer:

Dr amortization expense  $6,900

Cr Accumulated amortization       $6,900

Explanation:

The adjusting journal on 31  December is to reflect the amortization charge of $6,900 in both accumulated amortization and amortization expense accounts.

Find attached t-accounts,note that amortization expense account would not have a closing balance as the amount of amortization is written to income statement

Answer:

A

Explanation:

the bureau of labor statistics is the company publishing the book, the occupational outlook handbook is what they published, projection overview is the specific chapter or part of the handbook. and web is just stating what form the citation is in

Bureau of Labor Statistics of the citation below refers to the publisher. “Projections Overview.” Occupational Outlook Handbook. Bureau of Labor Statistics, 29 March 2012. Web. 1 May 2013. The correct option is a.

The U.S. Bureau of Labor Statistics gathers, examines, and disseminates trustworthy data on a variety of aspects of our economy and society. We track changes in employment, pay, worker security, output, and prices.

The Bureau of Labor Statistics (BLS) is a United States government agency that collects, analyzes, and disseminates statistical data on the American labor market and economy. The BLS is responsible for producing a wide range of economic and employment data, including the monthly Employment Situation Report, which provides the latest information on employment, unemployment, and wages in the United States.

Other key data produced by the BLS include the Consumer Price Index (CPI), which tracks changes in the prices of goods and services over time, and the Producer Price Index (PPI), which measures changes in the prices of goods and services purchased by businesses.

Thus, the ideal selection is option a.

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Turnaround management is focused on reviving businesses. To save faltering firms, restore their financial stability, and identify and solve the causes of subpar market performance, analysis and planning are utilized.

A turnaround plan is a method for restructuring and turning around a failing business so that it starts to make money. The industrial units can be put back in their original configurations to stabilize the company's performance. The devotion and commitment of the senior management is now crucial to the strategy's success.

An organization may develop and carry out a turnaround strategy to enhance the performance of a struggling business or promote a flourishing one. Therefore a turnaround plan's objective is to move a business from a situation where it is losing money or doing poorly to one where it is profitable.

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According to the doctrine of business purposes, income is realized when a taxpayer receives money and is free to utilize it as they see fit.

A taxpayer is a natural person or legal entity that must pay taxes. The government may provide identity or reference numbers to individuals or businesses as modern taxpayers.  A taxpayer is a person or a business that must pay taxes to local or federal taxing authorities. In addition to many other types, taxes might be in the form of income taxes or property taxes levied against owners of real estate. When people purchase taxable products and services, they may be required to pay taxes. The workforce of a nation is frequently referred to as a "taxpayer" since taxes are used to fund government programs and services. The money from the taxpayers is included in the public finances,

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Answer:

The answer is below

Explanation:

PEP is a big store that is located in South Africa and other African countries.

Based on the PEP mission and vision and according to the company's website, the Objectives of PEP stores are:

1. To be the friendliest and most trusted retailer for this market.

2. To offer wanted products and services at the lowest possible prices

3. To meet changing consumer needs.

Answer:

We can first order the data from smallest value to largest value:

461

549

745

1500

1800

2000

3750

4795

68000

a) The mean is 9289, and the median is 1800

b) The data does have an outlier, which is 68000, because it is more that three standards deviations away from the mean, excluding this value, our new mean is 1950 and our new median is 1650. We can see that the greatest change in value was for the mean.

c) the median is more appropriate because the median is less sensitive to outliers. The mean can be easily swayed by outliers in either way, and this can give an erroneous impression of the data.