The rate of return that must be equaled or exceeded for an investment to be attractive.The guaranteed rate of return on a bank savings account is the lowest.
According to the rules,I answer the first 4 subparts of question 13: b.The attractive minimum rate of return is the rate that is the minimum rate to which the attractive minimum rate of return refers OR.The rate of return that must be matched or exceeded to make an investment attractive OR The rate of return to discover patterns key economic and social factors (Piketty 2014).He finds that in contemporary market economies,the rate of return on investment is frequent.A callable bond is a bond that the issuer can redeem recaptu reprior to investment at a rate that will not return the same level of income.
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1. Give one example of professional behavior in a salon and how a cosmetologist could
demonstrate it."
Answer:
Appropriate language, a cosmetologist can demonstrate this by always speaking in a tone and at a volume that is appropriate for the setting, and never using foul language no matter what.
An investor whose highest priority is getting the largest gains possible, even if
it requires a lot of risk, would most likely invest in ________.
A. Hedge funds
B. Bonds
C. Mutual funds
D. Saving accounts
The investor whose highest priority is getting the largest gains possible would invest in hedge funds. (option A)
What are hedge funds?Hedge funds are alternative investments that pool the financial resources of different high net worth people together in order to invest in different ventures. Hedge funds are known to invest in different risky and illiquid investments. This increases the rate of their returns relative to other options.
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a broker developed a website to advertise the broker's office with the brokerage's name, location, and phone number. what additional information does the broker need to include?
Since the broker already add the brokerage's name, location, and phone number on the website to advertise the broker's office; then no need for any additional disclosures. The correct answer is option D.
What is a broker?A broker is an individual or firm that acts as an intermediary between a buyer and a seller; or between an investor and a securities exchange, who buys and sells goods or assets for others. A broker can also refer to the role of a firm when it acts as an agent for a customer and charges the customer a commission for its services.
There are 3 types of brokers, those are: Online brokers, a new form of digital investment which interacts with the customer on the internet; Discount brokers, a stockbroker who performs buy and sell orders at a reduced commission rate; and Full-service brokers.
Although part of your question is missing, you might be referring to this full question: A broker developed a website to advertise the broker's office with the brokerage's name, location, and phone number. What additional information does the broker need to include?
A. Name and address of the home office and the states in which the brokerage holds licenses
B. License number of the brokerage and list of current active licensees
C. Names of active licensees, addresses, and phone numbers
D. No need for any additional disclosures
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find the equilibrium points of the differential equation y ′ = (y 2 − y 3 ) and classify them as stable, unstable, or semistable.
To find the equilibrium points of the given differential equation \(y' = y^2 - y^3\), we set y' equal to zero:\(0 = y^2 - y^3\)
Factoring out \(y^2\), we have:\(0 = y^2(1 - y)\)
This equation is satisfied when either \(y^2 = 0 or (1 - y) = 0.\)
When \(y^2 = 0,\) we have y = 0 as an equilibrium point.
When (1 - y) = 0, we have y = 1 as another equilibrium point.
Now, let's analyze the stability of these equilibrium points:
To determine stability, we examine the sign of the derivative, y', around each equilibrium point.
For y = 0:
When \(y < 0, y'\) =\(y^2 - y^3 < 0\), indicating that y = 0 is a stable equilibrium point.
When \(y > 0, y'\)= \(y^2 - y^3\) > 0, indicating that y = 0 is an unstable equilibrium point.
For y = 1:
When \(y < 1, y' = y^2\) \(- y^3 > 0\), indicating that y = 1 is an unstable equilibrium point.
When \(y > 1, y' = y^2 - y^3 < 0\), indicating that y = 1 is a stable equilibrium point.
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The ISO 9001:2015 standard requires that an organization must plan and carry out
the management review considering all of the following except....
A. Status of actions from previous management reviews
B. Changes in external and internal issues relevant to QMS
C. Information on performance and effectiveness of the QMS
D. Effectiveness of the audit system for external providers (suppliers)
The ISO 9001:2015 standard emphasizes the importance of conducting management reviews to ensure the effectiveness and continual improvement of the Quality Management System (QMS).
It requires organizations to consider various aspects during the management review process, but one specific element is not included in the requirement.
The exception among the given options is: D. Effectiveness of the audit system for external providers (suppliers).
The ISO 9001:2015 standard expects organizations to focus on evaluating and addressing internal issues, external issues, actions from previous management reviews, and information on the performance and effectiveness of the QMS. However, it does not explicitly mention assessing the effectiveness of the audit system for external providers (suppliers) as a requirement for the management review.
While it is important for organizations to ensure effective supplier audit systems, the ISO 9001:2015 standard does not specifically include it as a mandatory consideration during the management review process. Nonetheless, organizations may choose to incorporate supplier audit effectiveness into their review process as part of their own quality management practices.
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What is good government??
Answer:
Al-Rodhan's eight minimum criteria are: 1) participation, equity, and inclusiveness, 2) rule of law, 3) separation of powers, 4) free, independent, and responsible media, 5) government legitimacy, 6) accountability, 7) transparency, and 8) limiting the distorting effect of money in politics.
Explanation:
hope this helps!:)
Melanie graduated from the college of business at the university of Arizona. What Typer of higher education institution did she attend?
Answer:
A university
Explanation: done deal
Answer:
B.
A university
Explanation:
Melanie graduated from the College of Business at the University of Arizona. What type of higher education institution did she attend?
because the percent of receivables method focuses on determining the best estimate of the allowance account, it is often called the approach.
The Percent of Receivables method focuses on determining the best estimate of the allowance account, so it is often called the Balance Sheet Method or Balance Sheet Approach.
What is the Percent of Receivables?
The percent of receivables is a method for determining an allowance for doubtful accounts. It considers the fact that a percentage of a company's accounts receivable will never be paid.
How to use the Percent of Receivables Method?
Following are the steps to use the Percent of Receivables Method for the allowance for doubtful accounts: Estimate the total amount of all outstanding accounts receivable. Determine the percentage of accounts receivable that you estimate will not be paid. Total Accounts Receivable x Percentage = Estimated Allowance for Doubtful Accounts In the end, the Estimated Allowance for Doubtful Accounts is recorded in the company's accounts. To summarize, because the percent of receivables method focuses on determining the best estimate of the allowance account, it is often called the Balance Sheet Method or Balance Sheet Approach.
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How many nickels make 30 cents?.
A nickel coin is equal to 5 cents. To make 30 cents, we need 6 nickels.
The nickel is the five-cent coin of the United States. Thomas Jefferson, our third president, is depicted on the obverse (heads) of the nickel. Although the current portrait is from 2006, he has been on the cent since 1938.
The United States Mint added a new portrait of Jefferson to the front of the nickel in 2005 to give the currency a more modern appearance. Joe Fitzgerald created the image. The Mint had designed two possible reverse sides of the coin, each with a distinct motif based on "a Westward Journey." One design portrayed the American bison, while the other depicted the Pacific Ocean, the expedition's ultimate aim.
A nickel = 5 cents.
It means that:
2 nickels = 2 x 5 cents = 10 cents
3 nickels = 3 x 5 cents = 15 cents
Therefore, to get 30 cents, we need: 30/5 = 6 nickels.
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who cannot be considered a violator of fraud? a. a provider b. an employee of the provider c. anyone can be a violator of fraud d. a beneficiary
Anyone can be a violator of fraud .
The Netherlands Enterprise Agency takes preventing and combating fraud and other ethical lapses very seriously. Fraud or integrity violations of any type are unacceptable. Such actions erode trust in the government and the institutions it has chosen to monitor funding or legal and regulatory compliance. The Netherlands Enterprise Agency conducts an active anti-fraud and anti-integrity stance as a result. Using the form on this website, an outside party can report suspected fraud or integrity violations. You may carry it out in an anonymous manner.
The Dutch Prosecution Office will be informed of the claims by the Netherlands Enterprise Agency if inquiries indicate that there may be justifiable reasons for looking into the suspected fraud.
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RWJ 6-3 Josephine is studying for FRL 3000 Exam, help her decide which compounding period produces the highest present value given a stated annual interest rate and a future value?
Group of answer choices
a.Monthly
b.Annual
c.Semi-annual
d.Weekly
If josephine wants to maximize the present value, she should choose a compounding period of "daily" if it is available.
the compounding period that produces the highest present value given a stated annual interest rate and a future value is "daily".
the more frequently compounding occurs, the higher the present value will be. in this case, the given s are monthly, annual, semi-annual, and weekly. however, none of these s represent compounding on a daily basis.
compounding daily would result in the highest present value compared to the given s. daily compounding allows for the interest to be calculated and added to the account balance more frequently, resulting in a higher accumulation of interest over time.
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State any five occupation in public sector? Explain any one of them.
Explanation:
social worker
physiotherapist
welfare right officers
drug abuse worker
care worker
physiotherapist: It is a health related profession that deals with the treatment of the dysfunctional human organs through therapy. +2 level or certificate level in science with minimum 50% is required to do this particular job.
Ach time a function is invoked, the system stores parameters and local variables in an area of memory, known as _______, which stores elements in last-in first-out fashion.
Each time a function is invoked, the system stores parameters and local variables in an area of memory, known as a stack, which stores elements in last-in first-out fashion.
What is a Stack?A stack is an abstract data type used in computer science that acts as a collection of elements. It has two basic operations: Push, which adds an element to the collection, and Pop, which removes the most recent element added but not yet deleted.
What's a stack in programming?"Stacks" are collections of software, including the operating system, web servers, APIs, and programming frameworks, that make up the back end of your website. Each component adds a layer of compatibility, and when they are packaged together, they are simpler to download and deploy all at once.
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What are three elements of negligence?
Actual Harm
Breach of duty
State of mind
Duty of care
Proximate cause
Motive
Answer:
actual harm
breach of duty
duty to act
The Americans with Disabilities Act (ADA) requires that a company
a. provide training to people with disabilities
b. find ways to help workers who are physically challenged
c. hire a certain number of people with special needs
d. adapt products manufactured for special-needs customers
TIMEEDD FIRST ANWER GETS BRAINLIEST!!!!
Answer:
b. find ways to help workers who are physically challenged.
Explanation:
Explain effective demand in your
own words
Explanation:
Effective demand refers to a situation in which equilibrium output is determined solely by the level of aggregate demand. This is because of the assumption that supply is perfectly elastic. If there exists any difference between AD and AS, the equilibrium output will be determined only by AD.
man Services Workplaces and Tasks gnment Active Describing Work Activities for Clergy ick this link to view OZNETS Work Advies section for Clergy. Note that common activities are listed toward the pand less common activities are listed toward the bottom According to ONET, what are some common work developing objectives and strategies assisting and caring for others controlling machines and processes establishing and maintaining interpersonal relationships repairing and maintaining mechanical equipment interpreting the meaning of information for others
Answer:
According to ONET, common work activities for clergy include developing objectives and strategies, assisting and caring for others, establishing and maintaining interpersonal relationships, and interpreting the meaning of information for others. Less common activities include controlling machines and processes, and repairing and maintaining mechanical equipment.
Explanation:
Based on the ONET Work Advies section for Clergy, some common work activities include:
Developing objectives and strategies: Clergy may develop goals and objectives for their congregation, as well as strategies for achieving those objectives.
Assisting and caring for others: Clergy often provide emotional and spiritual support to members of their congregation, as well as offer guidance and counseling.
Establishing and maintaining interpersonal relationships: Clergy must build strong relationships with members of their congregation, as well as other clergy members and community leaders.
Interpreting the meaning of information for others: Clergy often read and interpret religious texts, and must be able to explain the meaning of those texts to others.
Some less common activities listed on the ONET website for Clergy include:
Controlling machines and processes: This may include using technology or other tools to enhance their religious services or work.
Repairing and maintaining mechanical equipment: While not a common activity, some clergy may be responsible for maintaining and repairing equipment or facilities at their place of worship.
Overall, the primary focus of a clergy member's work is to provide spiritual guidance and support to others, and to help build a strong sense of community within their congregation.
big data analytics a. zappos has eliminated managers, creating a holocracy in which employees make their own decisions about how work will be done and how they will serve customers. radical decentralization b. express scripts developed beeping medicine bottle caps to remind patients when it is time to take the next dose of their medication.
Express Scripts implemented an innovative solution to ensure patient adherence to medication regimens by introducing beeping medicine bottle caps.
a. Radical decentralization is a practice of allowing employees to make their own decisions in the workplace, without having to consult or go through a manager. By eliminating managers, Zappos has adopted this practice and created a holocracy, which places the decisions of how work is done and how customers are served in the hands of the employees.
b. Express Scripts has implemented a system of beeping medicine bottle caps to remind patients when it is time to take their next dose of medication. This use of Big Data Analytics helps to ensure patients are taking the correct dosage at the correct time and helps to improve medication adherence.
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What is the entry qulification for B.Sc. in agriculturel.
Answer:
high school diploma
Explanation:
I don't know the context but it for a bachelor's degree you would need to enter with a high school diploma or GED (in the United States and maybe Canada)
Question 12 If standard costs are incorporated into the accounting system, a) approval of the shareholders is required. O b ) it may simplify the costing of inventories and reduce clerical costs. c) the accounting system will produce information which is less relevant than the historical cost accounting system. d) it can eliminate the need for the budgeting process.
If standard costs are incorporated into the accounting system, it may simplify the costing of inventories and reduce clerical costs. Option B is the correct answer.
Standard costing is the practice of incorporating an actual cost in the books of account with an anticipated cost. Then, variations are highlighted to show how there is a difference between budgeted and actual costs. Option B is the correct answer.
The FIFO and LIFO procedures, which require considerable historical cost data to be kept on hand for inventory products retained in stock, are alternatives to this strategy that are easier to understand. Estimating (or standardizing) costs for some or all business operations is standard costing. In many circumstances when it would be impractical or time-consuming to acquire actual prices, standard costs are used as a close approximation to actual costs. There are significant accounting efficiencies as a result.
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Given the following facts, compute the discounted cash flow as we did in class (round your answer to the nearest dollar):
Revenue 70,000
rev growth 2.50%
Expense % of revenue 65%
Discount rate 5%
Capitalization rate 4%
Estimated holding period 7 years
The discounted cash flow of the company is $1,377,102 (rounded to the nearest dollar).
Given the following facts, the discounted cash flow is as follows:
Revenue: $70,000
Revenue growth: 2.50%
Expense % of revenue: 65%
Discount rate: 5%
Capitalization rate: 4%
Estimated holding period: 7 years
Calculation of Free Cash Flows
Year 1
Revenue = $70,000.00
Revenue growth rate = 2.50%
Estimated revenue = $71,750.00
Expenses = 65% of Revenue
= $46,487.50
Free cash flow= Revenue - Expenses
= $25,262.50
Year 2
Revenue = $71,750.00
Revenue growth rate = 2.50%
Estimated revenue = $73,606.25
Expenses = 65% of Revenue
= $47,893.31
Free cash flow= Revenue - Expenses
= $25,712.94
Year 3
Revenue = $73,606.25
Revenue growth rate = 2.50%
Estimated revenue = $75,480.97
Expenses = 65% of Revenue
= $49,052.63
Free cash flow= Revenue - Expenses
= $26,428.34
Calculation of Terminal Value
Revenue in Year 7= $83,171.58
Discount rate= 5%
Growth rate of revenue for Terminal value= 1.50%
Capitalization rate= 4%
Terminal Value= (83,171.58 x (1 + 1.50%)) / (5% - 4%)= $1,748,196.36
Present value of terminal value= Terminal Value / (1 + Discount rate)^Holding period= $1,748,196.36 / (1 + 5%)^7= $1,220,905.77
Calculation of Sum of Present Values of all Free Cash Flows and Terminal Value
Sum of Present Values of all Free Cash Flows and Terminal Value= Present Value of Free Cash Flows + Present Value of Terminal Value
= $24,045.35 + $23,315.14 + $22,799.87 + $22,283.75 + $21,766.92 + $21,250.20 + $20,734.64 + $1,220,905.77= $1,377,101.64
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Prepare a Trading Account from the following particulars for the year ended 31st March 2017:-
Particulars (₹) Particulars (₹)
Opening Stock 2,50,000 Purchases Returns 22,000
Purchases 7,00,000 Sales Return 36,000
Sales 18,00,000 Gas, Fuel and Power 75,000
Wages 2,06,000 Dock Charges 8,000
Carriage Inward 34,000 Factory Lighting 96,000
Carriage Outward 20,000 Office Lighting 5,000
Manufacturing Expenses 2,48,000
Closing Stock is valued at ₹ 6,00,000.
The Trading Account from the following particulars for the year ended 31st March 2017 is $2,364,000.
Trading Account
Opening Stock $250,000 Sales $1,800,00
Add Purchases $700,000 Less Sales return ($36,000)
Less Return ($22,000) Closing Stock is valued $600,000
Wages $206,000
Carriage Inward $34,000
Manufacturing Expenses $248,000
Gas, Fuel and Power $75,000
Factory Lighting $96,000
Dock Charges $8,000
Gross profit $769,000
($250,000+$700,000-$22,000+$206,000+$34,000+$248,000+$75,000+$96,000+$8,000-$2,364,000)
Total $2,364,000 Total $2,364,000
Inconclusion the trading account from the following particulars for the year ended 31st March 2017 is $2,364,000.
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1. What is a limited liability company?
Answer:
A limited liability company is a legal entity created through state approval and treated as separate from its owners.It is said to have a legal identity of its own because it can sue and be sued.
Explanation:
rita is the chief executive officer for sales inc., a market research firm. the company obtains insurance on rita’s life from tempo insurance company. this policy is
Rita is the chief executive officer of Sales Inc., a market research firm that obtains insurance on Rita's life from Tempo Insurance Company. This policy is known as key man insurance.
Key man insurance is also referred to as key employee insurance or business life insurance, which is an insurance policy that a business buys for its employees.
It is a life insurance policy that the company obtains on a key executive or employees of the business. Key man insurance covers the company's losses if that person dies, thereby protecting the business from the financial impact of the death of a crucial employee. It is essential to obtain key man insurance as a means of protecting your company against unforeseen events that can affect the life and profitability of your business.
Without key man insurance, your business could lose a critical member of its team or executive leadership, resulting in financial hardship, as well as instability in the short term and the long term.
Key man insurance is essential in safeguarding the business, and it is an integral part of any business that aims to protect its employees from any unforeseen or sudden events.
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Shonda wants to open a deli. She is worried that it won't be successful unless
it has a familiar brand name, so she pays for the rights to use the name and
logo of an existing deli company. What type of business is Shonda forming?
O A. A franchise
O B. A cooperative
O C. A partnership
O D. A corporation
If he pays for the rights to use the name and logo of an existing deli company. The type of business is Shonda forming is: A. A franchise.
What is franchise?Franchise can be defined as the way a person or a company is given the license or right to use a another company trade name or logo.
Based on the given scenario Shonda forming a franchise type of business because he was given the rights to use the name and logo of an existing deli company.
Therefore the type of business is Shonda forming is: A. A franchise.
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Type the correct answer in the box. Spell all words correctly. Karan works at a shoe store where the latest trends in shoes are displayed. Down the road from his store, two more stores opened up and began selling similar styles of shoes. His store no longer has a monopoly in shoes on that road. What would happen to the price of shoes in Karan's area?
The correct answer is price "de-escalation".
I got it right.
a merger involving a commercial bakery and a grocery retailer would be an example of a:
A merger involving a commercial bakery and a grocery retailer would be an example of a vertical merger.
This type of merger involves companies that operate in different stages of the supply chain, where one company acquires another that is either upstream or downstream in the chain.
In this case, the bakery is upstream as it produces the goods that the grocery retailer sells downstream.
The merger would enable the grocery retailer to have more control over its supply chain and possibly offer fresher products to its customers.
Additionally, the bakery would benefit from having a guaranteed customer for its products.
Overall, a vertical merger can be beneficial for both companies involved if executed properly.
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FRESH SLICE PIZZA
Evaluate internal and external environment
Establish business portfolio
Fresh Slice Pizza has a strong internal environment that is dedicated to producing high-quality pizzas. The external environment is challenging as Fresh Slice Pizza is competing against well-established pizza chains. Fresh Slice Pizza could expand its business portfolio by introducing new pizza options and focusing on developing unique and healthy pizzas.
Internal and External Environment:
The internal environment of Fresh Slice Pizza is strong, as the company's management team is committed to providing high-quality pizzas to its customers. The company has a well-trained staff and uses fresh ingredients to make their pizzas. However, Fresh Slice Pizza is competing with various other pizza chains, and as a result, the external environment is challenging. These other pizza chains are well established and have a large customer base, making it difficult for Fresh Slice Pizza to compete.
Establish Business Portfolio:
Fresh Slice Pizza has an extensive range of pizza options, including vegetarian and meat options. Fresh Slice Pizza has already established itself in the market, but the company should also expand its business portfolio by adding a few more options to its menu. They should focus on developing unique and healthy pizzas that could help attract more customers to their pizza franchise. Fresh Slice Pizza could expand its menu options and offer more vegan and gluten-free pizza options for customers who have dietary restrictions.
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When you miss payments on a loan, creditors:
A. can charge excessively high interest on other customers to make
up the difference.
B. must accept the loss as simply part of doing business.
C. have the right to take measures to get their money back.
D. must declare bankruptcy on the loan, which damages their credit
score.
Answer:
C.
Explanation:
It's obviously not A, because that would lead to a corrupt society. It's not B either, because no one would pay if that were a policy, and it wouldn't be any different than giving out money for free.
C is correct. If a debtor misses payments on a loan, the creditor has the right to transfer the amount due plus interest to the next given payment. The next given payment will cost the debtor the amount due previously, plus interest (for being late), and the amount due that month.
For example, a debtor makes monthly payments of $1,000 to their creditor. If the debtor misses this month's payment (which equates to $1,000), the creditor has the right to move the amount due plus interest to next January.
Generally speaking, interest should be around 10% annually and broken down into monthly charges. So the annual interest rate would be $100, which makes the monthly interest rate $8.33. Next January, the debtor would pay the amount due previously ($1,000), plus interest ($8.33), and the amount due that month ($1,000).
The debtor will need to pay $2008.33 in January.
A lot of people might mistake D as the correct answer, but creditors don't have to declare bankruptcy.
The correct option is C. When you miss payments on a loan, creditors have the right to take measures to get their money back. Normally, the creditor will get in touch with you and let the credit bureaus know about the default.
Who is a creditor?A creditor is a company that extends credit, allowing another company to borrow money that will eventually be repaid. A company that offers goods or services but does not request payment upfront is also considered a creditor because the customer owes the company money for work already completed.
A creditor has a range of alternatives available to it to induce payment if you miss a payment or are unable to pay a debt, including using collection firms. Inability to pay a debt can still have negative effects, such as ruined credit scores and lawsuits, even though debtor's prison is a thing of the past.
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georgia, a widow, has take-home pay of $1,200 a week from her part-time job. her disability insurance coverage replaces 70 percent of her earnings after a four-week waiting period. what amount would she receive in disability benefits if an illness kept georgia off work for 18 weeks? (do not round intermediate calculations.)
$11760 If Georgia missed work for 18 weeks due to illness, she would receive disability benefits.
What is Disability Benefit payment?A person must meet the Social Security Act's definition of disability in order to be eligible for disability benefits (Act). According to the Act, a person is considered disabled if they are unable to work because of a serious medical condition that has persisted for at least a year or is anticipated to do so or cause their death.
Disability Benefit payment = Payment * weeks
Payment = Homepay * Insurance coverage percent
= 1200 * 0.70
= 840
Weeks = Total weeks - waiting weeks
= (18 - 4)
= 14
DBP = 840 * 14
= 11760
= $11760
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