Option (d) is Correct. Due to the difficulty private businesses will have in collecting payment for some commodities, such as fireworks displays, private marketplaces are unable to supply the ideal quantity.
Because public commodities are non-rival and non-excludable, private markets cannot produce the ideal amount of them. The advantage received by or cost incurred by a third party who is not directly involved in the production or consumption of a good or service is known as an externality. Lack of information, market regulation, public goods, and externalities can all contribute to market failure.
Government intervention, such as new laws, taxes, tariffs, subsidies, and trade restrictions, can be used to fix market failures. In terms of economics, market failure refers to a situation where there is an inefficient allocation of products and services on the open market. Summary: Because they are nonexcludable and do not have enforceable property rights, public goods are examples of market failures (nonrival). Due to lack of incentives, the private sector is unable to supply these commodities.
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Correct Question:
Private markets fail to provide the optimal amount of some goods, such as firework displays, because:
A- private companies cannot get permission to put on these displays
B- the competition would drive them out of business
C- these displays are dangerous, and private companies do not want the risk
D- private companies will have difficulty getting anybody to pay for them
which retail channel has the least perceived risk when purchasing products?
The perception of risk when purchasing products can vary depending on individual preferences, experiences, and the specific context.
However, there are a few retail channels that are generally considered to have a lower perceived risk:
Brick-and-mortar stores: Traditional physical stores offer the advantage of allowing customers to see and touch products before making a purchase. This can reduce the perceived risk associated with buying something without physically examining it first.
Established and reputable online retailers: Well-known online retailers with a strong track record of customer satisfaction and reliable return policies often have a lower perceived risk. Examples include Amazon, eBay, and large-scale online marketplaces.
Authorized brand stores: Purchasing products directly from authorized brand stores or their official websites can provide assurance of product authenticity and customer support. These stores often have robust return policies and warranties, which can alleviate concerns about product quality and after-sales service.
Department stores and large retail chains: These retailers typically offer a wide range of products from various brands. Their established presence, reputation, and standardized return policies can contribute to a lower perceived risk.
Local specialty stores: Small local shops that specialize in specific products or niches often focus on providing personalized customer service. This can help build trust and reduce perceived risk, especially when the staff is knowledgeable about the products they sell.
It's important to note that individual experiences and perceptions can differ. Some people may have had positive experiences with lesser-known retailers or online marketplaces, while others may have encountered issues with well-established retailers. Ultimately, it's advisable to consider multiple factors, such as product reviews, return policies, customer support, and reputation, when assessing the perceived risk associated with a particular retail channel.
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According to the video, what tasks do Librarians perform? Check all that apply.
A. supervising staff
B. writing stories
C. coordinating storytelling sessions
D. speaking at public events
E. dealing with angry customers
F. classifying materials
Answer: C and F
Explanation:
Answer:
Its I believe a,c, and f
Explanation:
your welcome
Carla VistaCorporation is preparing earnings per share data for 2020. The net income for the year ended December 31, 2020 was $395,000 and there were 59,700 common shares outstanding during the entire year. Carla Vista has the following two convertible securities outstanding:
10% convertible bonds (each $1,000 bond is convertible into 25 common shares) $114,000
4% convertible $100 par value preferred shares (each share is convertible into 2 common shares) $47,000
Both convertible securities were issued at face value in 2017. There were no conversions during 2020, and Carla Vista’s income tax rate is 23%. The preferred shares are cumulative. For simplicity, ignore the requirement to record the debt and equity components of the bonds separately.
(a1)
Calculate the income effect of the dividends on preferred shares.
Dividends on preferred shares $enter the Dividends on preferred shares in dollars
Hence, the income effect of the dividends on preferred shares is $2,441.56.
The formula to calculate the income effect of the dividends on preferred shares is: Dividends on preferred shares / (1 − Income tax rate).
The given net income for the year ended December 31, 2020 is $395,000 and the income tax rate is 23%. so
, the income effect of the dividends on preferred shares is calculated as follows:
Dividends on preferred shares= 4% of $100 par value × $47,000= $1,880Income effect of the dividends on preferred shares= $1,880/(1-0.23)= $2,441.56
Hence, the income effect of the dividends on preferred shares is $2,441.56.
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when grand metropolitan, a british company, purchased u.s.-based pillsbury co. in order to expand its product line and the market for its existing consumer products, it was an example of a(n): direct foreign investment limited partnership international corporation international cooperative cooperative cartel
British company Grand Metropolitan was an example of foreign direct investment when it acquired US-based Pillsbury to expand its existing consumer goods product line and market.
It was not a limited liability partnership, an international corporation, an international cooperative, or a cooperative cartel.
When British company Grand Metropolitan acquired US-based Pillsbury to expand its existing consumer goods product line and market, it was an example of one of the following: international group. This is because the British company has expanded its business and product offering through the acquisition of a foreign company, Pillsbury Co., which operates in another country (the United States).
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How many hours a week should a student plan to study for a three-credit course in a 15-week session?.
For each credit, you should prepare to study for at least 2 to 3 hours per week. In other words,
What is credited?The deposit money into a bank account: After I pointed out the error, they credited my account with $20. They've added another £100 to my account. The balance will be applied to your account the following week. A credit is an item in personal banking or financial accounting that denotes the receipt of money.
credit, you should prepare to study for at least 2 to 3 hours per week. In other words, you would devote 6–9 hours a week to studying for each three-credit course. This time is about equivalent to what you would have studied outside of class and in-class combined.
Therefore, For each credit, you should prepare to study for at least
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you would devote 6–9 hours a week to studying for each three-credit course. This time is about equivalent to what you would have studied outside of class and in-class combined.
Which settings would convert the information below into the table below?
Type of Animal Number of Children's Favorite
Whale-12
Tiger → 3
Lion 4
Elephant 6
Monkey 8
Giraffe 2
The settings that would convert the information given above is autofill to content.
What is autofill to content?Autofill to content refers to a feature in some software applications that automatically fills in or completes a form or field based on previously entered information or data. The goal of autofill to content is to save time and effort by automatically entering information that is likely to be the same for each new form or field.
For example, autofill to content can be used to automatically enter a user's name, address, phone number, and other contact information in a web form. When the user begins typing the first letter of their name or address, the software will suggest the rest of the information based on previous entries, allowing the user to select the correct information from a drop-down list and then automatically fill in the remaining fields.
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How does saving compare to savings?
Which of the following could be a trade secret?
where are the questions there are not questions
how am i supposed to help you if there is no questions
Sofia is looking to implement a system that will employ formal target-setting, monitoring, and a way of receiving formal feedback. What kind of system is this
Sofia is looking to implement a performance management system. This type of system typically includes the formal setting of targets or goals for employees, monitoring their progress towards those targets, and providing feedback on their performance.
This type of system can help to improve employee motivation and engagement, as well as ensure that individual performance aligns with organizational goals.
Typically, a performance management system includes regular check-ins between managers and employees to discuss progress and provide feedback. These meetings may occur on a monthly or quarterly basis and may include a review of the employee's goals, progress towards those goals, and any obstacles or challenges they may be facing.
Feedback is typically provided in a structured way, outlining areas of strength as well as areas for improvement, and may be tied to performance metrics or indicators. Overall, a performance management system can help to improve employee performance, align individual goals with organizational objectives, and support ongoing learning and development.
By setting clear expectations, providing regular feedback, and monitoring progress, organizations can build a culture of performance and continuous improvement.
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Olivia cashed a check for $113. The teller gave her four 20-dollar bills, x 10-dollar bills, and three 1-dollar bills. Find the value of x.
Answer:
3
Explanation:
20x4=80
80+3=83
10x3=30
83+30=113
x=3
Life orientation grade 10
Answer:
Life Orientation is a mandatory subject in the South African CAPS curriculum. It's studied by Senior Phase students in Grades 7-9. During Intermediate Phase, children will study Life Skills.
The CAPS guidance for Life Orientation states that the subject's main focus is the development of self in society. It aims to help learners set goals for themselves, solve problems and improve decision-making strategies. It aims to prepare learners for modern society and help with intellectual, physical, social and emotional growth along with lots more.
Explanation:
There are 5 main topics which are studied in Life Orientation in the Senior Phase:
Development of the self in society - This topic works on self-concept, including motivation and self-image. Learners throughout Senior Phase will also look at subjects such as personal diet and nutrition, peer pressure, relationships and friendships as part of the teaching. This topic will also touch on challenging situations including depression, grief, loss, trauma and crisis. This is so that they are better equipped to deal with these situations if they experience them in the real world.
Health, social and environmental responsibility - This topic area covers things like substance abuse and environmental health issues. There is also time spent on common diseases. Learners will also look at things such as volunteering as a concept as well as dealing with health and safety issues related to violence.
Constitutional rights and responsibilities - This topic has a focus on human rights, religions, cultural diversity and fair play. There's also some time spent on the concept of nation building and relating some of the above focuses to South Africa itself. Gender equity, constitutional values and issues that relate to citizens' rights and responsibilities are all looked at.
World of work - This topic area is all about preparing tour Senior Phase students for further education and life after school. Time is spent on different learning styles and career paths. You'll also spend some time talking about which options are available to them after Grade 9, including appropriate subject choices for their chosen career. You could spend some time talking about different careers and how each member of the class wishes to move forwards.
Physical education - During Life Orientation students are introduced to participating in a fitness programme and are encouraged to play various sports and games throughout Senior Phase. They will also participate in outdoor recreational programmes and learn to refine their performance in movement activities as well as take into account safety issues for each activity.
Answer it please the question is in the pic T_T
Answer:
Economics:
Explanation:
Political Economy or Economics is a study of mankind in the ordinary business of life; it examines that part of individual and social action which is most closely connected with the attainment and with the use of the material requisites of wellbeing.
i hope this helped you
Which of the following describes intellectual property
concepts that are too abstract to be copyrighted or trademarked in any way
things that are created in the mind and not necessarily able to be seen or touched
inventions or discoveries that have significant educational or scientific value
any kind of work or creation that was developed at a college or university
When setting prices of products, businesses want to make sure they can
cover their costs and make
A. a markup
B. an allowance
C. a discount
D. a profit
Answer:
When setting prices of products, businesses want to make sure they can cover their costs and make:
D. a profit
The setting prices of products, businesses want to make sure they can cover their costs and make a profit. Thus, option (d) is correct.
What is businesses?The term “business” refers to earning a profit. The business is taking the risk and earning the profit. The business is mainly focused on the activities of the creation, distribution, and selling of concepts. The businesses are interested in the investment as a future perspective.
The business is the main motive for earning the profit. Businesses are increasing productivity as a result of rising profits. From the location to the facilities such as medical facilities, proper furniture, employee liberty of work, training, internet facilities, and furniture, etc., businesses are improving. The cost plus extra amount is called the profit.
As a result, in the setting prices of products, businesses want to make sure they can cover their costs and make a profit. Therefore, option (d) is correct.
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words like new, improved, and easy in advertising can cause an increase in sales of a product. T/F?
The given statement words like new, improved, and easy in advertising can cause an increase in sales of a product is True.
True. Words like "new", "improved", and "easy" in advertising can have a significant impact on the sales of a product.
These words are commonly used in advertising because they are powerful tools for grabbing the attention of potential customers and conveying a sense of value.
The word "new" suggests that the product is cutting-edge and innovative, and may be more effective than older products on the market.
The word "improved" suggests that the product has been upgraded in some way, making it more effective than previous versions.
The word "easy" suggests that the product is simple to use, which may be a key selling point for busy consumers who are looking for convenience.
Advertising that incorporates these words can help to build trust and credibility with potential customers by suggesting that the product is of high quality and has been carefully designed to meet their needs.
Additionally, these words can create a sense of urgency among consumers, who may feel compelled to purchase the product in order to take advantage of its benefits.
Overall, the use of these words in advertising can have a significant impact on the success of a product, and marketers should consider incorporating them into their advertising strategies.
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Which factor plays the biggest role in motivating economic decisions in a
market economy?
O A. Corruption in the leadership of powerful groups
O B. Commitment to maintaining a traditional lifestyle
O C. Competition between different businesses
D. Cooperation between governments and citizens
Cooperation between governments and citizens: plays the biggest role in motivating economic decisions in a market economy. Thus, option D is the correct option.
What Is a Market Economy?A market economy is a kind of capitalism in which a nation's companies and residents interact to determine economic policy and the cost of products and services. Although there may be some central planning or government interference, this phrase often denotes a more generally market-oriented economy.
The majority of economic decisions in a market economy are made through voluntary transactions that follow the rules of supply and demand. In a market economy, entrepreneurs are free to pursue profit by producing outputs that are worth more than the inputs they use, or, if they choose not to, to fail and close their doors. The forces of supply and demand are used in market economies to set the right prices and quantities for the majority of products and services.
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Andy has two nephews and three nieces. He wants to give each of them the maximum gift he can disburse without having to file a gift tax return. What is the total aggregate amount that Andy can give his two nephews and three nieces in 2021?
The total aggregate amount that Andy can give his two nephews and three nieces in 2021 is $75,000.
What is a gift in tax?Inn tax, a a gift means a transfer of property for an amount lesser than its full value.
Usually, individual are allowed to allow a transfer of $15,000 per gift recipient.
Aggregrate amount = $15,000 * 5 (2 nephew+ 3 niece)
Aggregrate amount = $75,000
In conclusion, the total aggregate amount that Andy can give his two nephews and three nieces in 2021 is $75,000.
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I NEED HELP ASAP!!!!
What advice would you give to shavonne to help her solve this problem with translation?
Answer:
Do that thing with the rope where each kid holds on to a section and that way they are separated and not pushing. you could even make it fun like pretend they are a snake and serpentine.
the aging of accounts receivable method is used to estimate bad debts at a certain firm. when accounting staff members total the estimated bad debts from the aging schedule, they have determined:
what should be the current balance in Allowance for Doubtful Accounts. The balance sheet's total receivables are netted against an allowance for doubtful accounts to show only the amounts anticipated to be paid.
The balance sheet's total receivables are netted against an allowance for doubtful accounts to show only the amounts anticipated to be paid. Estimated by the provision for doubtful accounts is the proportion of receivables that are anticipated to be uncollectible. However, the allowance estimate may be significantly off from how customers really pay.
Regardless of corporate policies and practices for credit collections, a transaction involving credit always has the risk of not being paid. A allowance corporation must therefore recognize this risk by creating a provision for doubtful accounts and offsetting bad debt expenditure. This complies with the matching principle of accounting by guaranteeing that costs associated with the sale are recorded during the same accounting period during which revenue is collected. Companies can estimate the true worth of their account receivables with greater accuracy thanks to the provision for dubious accounts.
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How far is 10% of a 2,000-kilometer trip?
Answer:
200km
Explanation:
2000 x 0.1 = 200
0.1 is the multiplier for finding ten percent
what type of employee badge does not have to be swiped by a card reader in order to allow the employee through a door?
RFID badge is a type of employee badge does not have to be swiped by a card reader in order to allow the employee through a door.
Dialoc ID RFID staff stations are useful electronic tools for library employees to convert, check-out, return, or renew library goods.
A RFID (Radio-Frequency Identification) key fob is a single component of an RFID system that consists of two components: a microchip for data storage and an antenna for receiving and transmitting data. ISO Cards of LF 125 KHz, often called as employee badges or hotel room cards, are widely used for access control and security purposes.
This is communicated to the program, which stores it. These technologies are also used to track inventories in retail environments. RFID tags are now embedded in ID cards, key fobs, and other timekeeping devices.
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The following information applies to the questions displayed below.]Morganton Company makes one product and it provided the following information to help prepare the master budget for its first four months of operations:a. The budgeted selling price per unit is $60. Budgeted unit sales for June, July, August, and September are 8,300, 14,000, 16,000, and 17,000 units, respectively. All sales are on credit.b. Forty percent of credit sales are collected in the month of the sale and 60% in the following month.c. The ending finished goods inventory equals 25% of the following month’s unit sales.d. The ending raw materials inventory equals 10% of the following month’s raw materials production needs. Each unit of finished goods requires 5 pounds of raw materials. The raw materials cost $2.00 per pound.e. Forty percent of raw materials purchases are paid for in the month of purchase and 60% in the following month.f. The direct labor wage rate is $15 per hour. Each unit of finished goods requires two direct labor-hours.g. The variable selling and administrative expense per unit sold is $1.50. The fixed selling and administrative expense per month is $64,000.1. What are the budgeted sales for July?Budgeted sales;2. What are the expected cash collections for July?Expected cash collections;3. What is the accounts receivable balance at the end of July?Accounts receivable;4. According to the production budget, how many units should be produced in July?Required production; units5. If 81,250 pounds of raw materials are needed to meet production in August, how many pounds of raw materials should be purchased in July?Raw materials to be purchased; pounds6.What is the estimated cost of raw materials purchases for July?Cost of raw materials to be purchased;7. If the cost of raw material purchases in June is $102,025, what are the estimated cash disbursements for raw materials purchases in July?Expected cash disbursement;8.What is the estimated accounts payable balance at the end of July?Accounts payable;9. What is the estimated raw materials inventory balance (in dollars) at the end of July?Raw material inventory balance;10. What is the total estimated direct labor cost for July assuming the direct labor workforce is adjusted to match the hours required to produce the forecasted number of units produced?Total estimated direct labor cost;11. If the company always uses an estimated predetermined plantwide overhead rate of $6 per direct labor-hour, what is the estimated unit product cost? (Round your answer to 2 decimal places.)Unit product cost;12.What is the estimated finished goods inventory balance at the end of July, if the company always uses an estimated predetermined plantwide overhead rate of $6 per direct labor-hour?Ending finished goods inventory;13.What is the estimated cost of goods sold and gross margin for July, if the company always uses an estimated predetermined plantwide overhead rate of $6 per direct labor-hour?Estimated cost of goods sold;Estimated gross margin;14. What is the estimated total selling and administrative expense for July?Total estimated selling and administrative expenses;15. What is the estimated net operating income for July, if the company always uses an estimated predetermined plantwide overhead rate of $6 per direct labor-hour?Net operating income;
The budgeted sales for July are 14,000 units.
1.The budgeted unit sales for July is provided in the information given, which is 14,000 units.
2. The expected cash collections for July are $264,600.
To calculate the expected cash collections for July, we need to consider the credit sales and the collection pattern. From the information given, 40% of credit sales are collected in the month of the sale and 60% in the following month. The credit sales for July can be calculated by multiplying the budgeted sales for July (14,000 units) by the selling price per unit ($60). So, the credit sales for July would be $840,000. Now, we can calculate the expected cash collections for July as 40% of the credit sales for July, which is $336,000.
3. The accounts receivable balance at the end of July is $475,200.
The accounts receivable balance at the end of July can be calculated by subtracting the expected cash collections for July from the total credit sales for July. The total credit sales for July is $840,000 (calculated in question 2), and the expected cash collections for July are $264,600 (calculated in question 2). So, the accounts receivable balance at the end of July would be $840,000 - $264,600 = $475,200.
4. According to the production budget, the number of units to be produced in July is 14,500 units.
The production budget is not explicitly provided in the information, but we can calculate it based on the budgeted unit sales and the desired ending finished goods inventory. The desired ending finished goods inventory for July can be calculated as 25% of the following month's unit sales, which is 25% of 14,000 units (August sales). So, the desired ending finished goods inventory for July is 3,500 units. To calculate the required production for July, we add the budgeted sales for July (14,000 units) to the desired ending finished goods inventory for July (3,500 units), resulting in 14,000 + 3,500 = 17,500 units. However, since the desired ending finished goods inventory is given in terms of the following month's unit sales, we need to adjust it for July. Therefore, the required production for July is 14,000 + 3,500 = 17,500 units.
5. If 81,250 pounds of raw materials are needed to meet production in August, the pounds of raw materials to be purchased in July are 16,250 pounds.
Each unit of finished goods requires 5 pounds of raw materials. To calculate the pounds of raw materials needed for August production, we multiply the number of units needed (81,250 units) by the raw materials requirement per unit (5 pounds). So, 81,250 units * 5 pounds/unit = 406,250 pounds of raw materials are needed. However, the question asks for the pounds of raw materials to be purchased in July. The ending raw materials inventory equals 10% of the following month's raw materials production needs, which means the ending raw materials inventory for July should be 10% of 406,250 pounds. Therefore, the pounds of raw materials to be purchased in July would be 406,250 pounds - 10% of 406,250 pounds = 406,250 - 40,625 = 365,625 pounds.
6. The estimated cost of raw materials purchases for July is $731,250.
To calculate the estimated cost of raw materials purchases for July, we need to multiply the pounds of raw materials to be purchased in July (365,625 pounds) by the cost per pound of raw materials ($2.00). So, the estimated cost of raw materials purchases for July would be 365,625 pounds * $2.00/pound = $731,250.
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If Johanna wants to label the x- and y-axes, she should click Layout, then .
Answer:Labels group
Explanation:
i believe
Students should critically analyse a given case on Market Analysis in a real-world business. A case study analysis requires students to investigate market-related aspects in the case. A market analysis should focus on a quantitative and qualitative assessment of a market.
For example:
✓ you can evaluate the size of the market in terms of volume and value,
✓ approaching diversity of customer segments by identifying buying patterns,
✓ availability of competition and its challenges (theoretical framework- Porter’s Five Force Model of competition analysis) and
✓ the economic, social and cultural environment in terms of barriers to entry and regulation and ethical perspectives.
When conducting a market analysis, it is important to undertake both a quantitative and qualitative assessment of the market.
This involves evaluating the size and value of the market, identifying customer segments and their buying patterns, assessing competition and challenges through Porter's Five Force Model, and considering economic, social, cultural, and ethical factors that may impact the market. Students conducting a case study analysis on market analysis should critically examine these aspects to gain a comprehensive understanding of the market in question.
By conducting a thorough analysis, students can identify key insights that can be used to inform strategic decisions and optimize business outcomes.By addressing these elements, students can gain a comprehensive understanding of market dynamics and their impact on the business case under investigation.
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Which resource management activity identifies and verifies?.
Answer:
different kinds of buisness vary
Explanation:
pros and cons of franchises??
The amount of a loss follows an exponential distribution with mean 50. An insurance policy of this loss has ordinary deductible coinsurance percentage = 75%, and maximum payment per loss · 100. Given that a payment has been made, find the expected payment.
The expected payment for the given insurance policy is $37.50.
How much is the anticipated payment for the insurance policy with a 75% coinsurance percentage and a $100 maximum payment per loss?In this scenario, the amount of loss follows an exponential distribution with a mean of 50. The deductible coinsurance percentage is 75%, which means that the insurance policy holder is responsible for paying the deductible amount of 75% of the loss. The remaining 25% is covered by the insurance company, up to a maximum payment per loss of $100.
To calculate the expected payment, we need to consider two cases: losses below and above the deductible amount.
For losses below the deductible (75% of the loss), the expected payment is 0 since the policyholder covers the full amount.
For losses above the deductible, the expected payment is the sum of 25% of the loss (covered by the insurance) and the deductible amount (covered by the policyholder). The expected payment is calculated as follows:
Expected payment = 0.25 * (Loss - Deductible) + Deductible
Substituting the mean of the exponential distribution (50) as the loss, and the deductible percentage (75%) as 0.75 times the mean, we get:
Expected payment = 0.25 * (50 - 0.75 * 50) + 0.75 * 50
= 0.25 * (50 - 37.5) + 37.5
= 0.25 * 12.5 + 37.5
= 3.125 + 37.5
= 40.625
Therefore, the expected payment for the insurance policy is $40.625 or approximately $37.50.
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briefly explain two factors which might influence demand for digital cameras in business
Answer:
Explanation:
1. The raise of influencer marketing applied on small businesses will demands digital cameras specially when the business owners managed their brands.
2. Every eCommerce must buy digital cameras because the costs for external photographers at long term it is not redituable.
A SIGN OF INTOXICATION COULD BE A GUEST WHO IS BUYING ROUNDS OF DRINKS FOR STRANGERS.
true/false
The given statement "SIGN OF INTOXICATION COULD BE A GUEST WHO IS BUYING ROUNDS OF DRINKS FOR STRANGERS" is True because a guest who is buying rounds of drinks for strangers can be seen as a potential sign of intoxication.
This behavior is often associated with excessive alcohol consumption and impaired judgment. When someone is intoxicated, they may exhibit uninhibited and impulsive behavior, such as buying drinks for strangers without considering the consequences.
This act of buying rounds of drinks for strangers can indicate a lack of awareness of personal limits and an inability to make responsible decisions regarding alcohol consumption. It may also suggest a disregard for financial implications and a focus on instant gratification.
It is important for establishments and individuals to recognize such behavior as a possible sign of intoxication and take appropriate steps to ensure the safety and well-being of the individual and others. This may include monitoring the individual's alcohol consumption, providing alternatives to alcohol, or intervening if necessary to prevent further intoxication or potential harm.
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All of the following statements are true regarding negotiated municipal underwritings EXCEPT the:A initial offering price of each maturity must be disclosedB spread must be disclosedC participation amount of each underwriter must be disclosedD customer must be sent a copy of the Official Statement, if available
Answer:
D
Explanation:
customer must be sent a copy of the official statement, if available