Premiums
Group of answer choices
a. are a standard amount for life insurance.
b. dictate insurance returns more than any other component.
c. cannot be risk-based for term life insurance.
d. take away the downside to retain the upside.

Research reports of organizational identified problemsOrganizational problems refer to the problems that are present in the company or business that may hinder the company’s smooth running or attainment of its goals. Some of the identified organizational problems are as follows:

Poor communication: Effective communication is essential in any organization for the smooth running of activities. If there is no communication or communication is poor, the organization may experience delays in decision making or production and have a negative impact on the business or company. Managers must ensure that there is proper communication between the employees and departments. Poor communication leads to poor decision making, delays, and conflict among team members.Lack of direction: The lack of direction is another problem facing many organizations. When the organization's objectives are not clear, the employees may not know what is expected of them or the direction the company is taking. This may lead to employees making decisions based on assumptions which may not align with the company's objectives or goals. Managers should provide clear direction and objectives to their employees, making sure that everyone is aware of what is expected of them.Poor management: Managers play a crucial role in the organization. Poor management practices such as micromanagement, lack of leadership, and negative attitudes towards employees may lead to low employee morale, lack of motivation, and high turnover rates. It is important for managers to provide leadership and have a positive attitude towards their employees. This will lead to increased productivity and employee satisfaction.ConclusionIn conclusion, it is essential for businesses and companies to identify any organizational problems that may hinder their progress or achievement of their goals. Managers should put in place measures to ensure that these problems are addressed and do not affect the company's smooth running. Effective communication, clear direction, and good management practices are crucial in any organization.

For more question Research reports of organizational

https://brainly.com/question/2632932

#SPJ8

Based on the fact that the accountant recorded the rent payment for the month of January, the principle here is the B. matching principle.

The matching principle calls for apportioning expenses to the period they were incurred so that they can be matched with the revenue in that period.

The accountant recorded $1,000 for rent in January $1,000 would be apportioned per month based on the total rent paid for 6 months.

Find out more on the matching principle at https://brainly.com/question/15700799.

#SPJ1

Answer:

It's definitely reduced the need for mechanized work and increased demand in tech jobs.

Suppose a country`s workers can produce 4 watches per hour or 12 rings per hour. If there is no trade,: The opportunity cost of 1 watch is 3 rings.

Opportunity cost can be defined as the way in which a person tend to forgone others alternative as a result of choosing an alternatives .

Example of opportunity cost is when a student choose to forgone the choice of watching a movies because the student want to read for his/her examination.

Now let find the opportunity cost;

Opportunity cost = 12 rings  / 4 watches per hour

Opportunity cost =  3 rings

Therefore the opportunity cost of 1 watch is 3 rings.

Learn more about opportunity cost here:https://brainly.com/question/481029

#SPJ1

A good way to delve deeply into conversations is to ask open-ended questions. It allows for an extension of the conversation and allows the listener to add their thoughts on the subject.

Use common sense and objectivity. Maintain objectivity. Statements such as "you're too chatty" should not be used to portray the employee's talkativeness as a personal trait. If the employee feels personally attacked, she will not listen. Instead, concentrate on the behavior and its cause.

Although listening to the employee speak may also be effective, the employee must be prompted to speak. It could likewise turn out to be to a greater degree a discourse as opposed to a discussion.

Request to speak privately. Without judging, describe the behavior: "I've noticed that you talk a lot during meetings and have long conversations with your coworkers." Be specific about the effects that a person's behavior can have on the team or the company (for example, "I worry that this will give the impression that you don't care for your coworkers' time.")

To learn more about conversation visit :

https://brainly.com/question/27912759

#SPJ1

Answer:

1. Job A is considered for recommendation

2. Accept B

Explanation:

1. We calculate contribution for A and B

For job A

$(800000-250000-260000-40000-26000)

= $224000

For job B

$(750000-220000-310000-30000-29000)

= $161000

We compare the costs of both jobs. A has more contribution compared to B so we consider A.

2. A is no longer available

We add supervisors salary as well as insurance as additional costs

$(750000-220000-310000-30000-29000-70000-18200)

= 72800

The contribution from b is positive so the decision is to accept it.

Answer:

The amount of interest revenue from the lease should Sheridan report in its 2021 income statement is $5,580

Explanation:

According to the given data The first payment will reduce the principle because interest has not started to accrue ,

Therefore= $146,000 - $22,000 = $124,000

The Computation of interest that will be owned for 6 months would be as follows:

Interest revenue for full year = $124,000*9% = $11,160

Therefore, the amount of interest revenue from the lease is = Interest revenue for full year*6/12

amount of interest revenue from the lease = $11,160*6/12 = $5,580 (from july to december)

The amount of interest revenue from the lease should Sheridan report in its 2021 income statement is $5,580

Hi the answer to that would be $26,000,000

Gift to private enterprise by government when the enterprise is in economic . the best matches the description is Subsidy.

A government incentive, sometimes known as a subsidy, is a type of financial assistance or support given to an economic sector (a corporation or an individual), usually with the intention of advancing economic and social policy. Although frequently provided by the government, the phrase "subsidy" can refer to any form of assistance, such as that provided by NGOs or as implicit subsidies. There are many different types of subsidies, such as direct (cash gifts, interest-free loans) and indirect (tax breaks, insurance, low-interest loans, accelerated depreciation, rent rebates).

They can also be general or specific, legitimate or prohibited, and moral or immoral. Subsidies to producers or consumers are the most prevalent types of subsidies. Producer/production subsidies, which provide direct support, payments to production factors, or market price support, make sure that producers are better off.

Subsidies for consumption/consumers frequently result in lower prices for consumers for goods and services. For instance, buying gasoline was once more affordable in the US than buying bottled water.

To know more about subsidy:

https://brainly.com/question/17136613

#SPJ4

Public personnel management is crucial for the effective functioning of public sector organizations. It encompasses the policies, practices, and processes involved in managing the human resources of government agencies at various levels.

The importance of public personnel management can be understood from several perspectives:

1. Efficient Service Delivery: Public personnel management ensures that government agencies have competent and motivated employees who can efficiently deliver public services. By recruiting, selecting, and retaining the right people for the job, personnel management contributes to enhancing the quality and responsiveness of public services.

2. Merit-Based System: Public personnel management promotes a merit-based system where individuals are hired and promoted based on their qualifications, skills, and performance rather than favoritism or nepotism. This helps to build a professional and competent workforce and fosters public trust and confidence in government institutions.

3. Employee Development: Personnel management plays a crucial role in providing training and development opportunities to public sector employees. Continuous learning and skill enhancement programs enable employees to adapt to changing work requirements, improve their performance, and contribute effectively to organizational goals.

4. Fairness and Equity: Effective personnel management ensures fairness and equity in the treatment of employees. It establishes transparent and standardized processes for recruitment, performance evaluation, promotion, and disciplinary actions, reducing the likelihood of discrimination and promoting a culture of fairness and equality.

5. Workforce Planning: Public personnel management involves strategic workforce planning to anticipate and address future human resource needs. By identifying skills gaps, succession planning, and implementing effective recruitment and retention strategies, it ensures that the organization has the right people with the right skills in the right positions.

6. Employee Engagement and Morale: Public personnel management practices, such as performance recognition, rewards, and employee involvement, contribute to higher levels of employee engagement and morale. Engaged employees are more likely to be motivated, committed, and productive, leading to improved organizational performance.

In conclusion, public personnel management is essential for efficient and effective public service delivery, promoting a merit-based system, developing employees, ensuring fairness and equity, strategic workforce planning, and enhancing employee engagement. By focusing on the management of human resources, public sector organizations can achieve their objectives and serve the needs of the public more effectively.

For more questions on human resources, click on:

https://brainly.com/question/28569763

#SPJ8

Solution :

British pound is the name of the currency of the country England.

It is given that the value of one British pound is $ 1.30 in terms of dollar.

i.e. $ 1.30 = 1 Pound

Now calculation for the dollar sells for in pounds per dollar is given by :

\($1 \text{ dollar} = \frac{1}{1.30} \ \text{pound}$\)

\($1 \text{ dollar} = 0.76 \text{ pound}$\)

Therefore, 1$  is 0.76 pound.

Thus, 1 dollar sells for in 0.76 pound per dollar.

If the Superior Company accepts the special order, monthly profits will increase by $2,500.

To determine the impact on monthly profits, we need to calculate the contribution margin per unit on the special order.

Contribution margin per unit = Selling price per unit - Variable costs per unit

= $15 - ($2.50 + $3.00 + $0.50 + $1.50)

= $7.50

The contribution margin ratio is 50% ($7.50 / $15).

The fixed costs are $4.25 + $2.00 = $6.25 per unit.

If the company accepts the special order, it will produce and sell an additional 2,000 units.

Total contribution margin from the special order:

= 2,000 units x $7.50 per unit

= $15,000

Since the order would not affect regular sales, the company's total fixed costs will remain the same. Therefore, the increase in monthly profits would be:

Increase in monthly profits = Total contribution margin from the special order - Incremental fixed costs

= $15,000 - ($6.25 x 2,000)

= $2,500.

Read more about Monthly order

brainly.com/question/28106777

#SPJ1

De-dollarization, or the reduction of dependence on the US dollar in global financial transactions, has indeed gained attention in recent years. While it is true that some countries are actively working to diversify their currency holdings and reduce reliance on the US dollar, it is essential to consider multiple factors that contribute to this trend.

One of the factors that have led to discussions about de-dollarization is the use of economic sanctions by the United States. Economic sanctions can be a powerful tool for a country to exert pressure on another nation, but they can also have unintended consequences. When the US imposes sanctions, it often restricts access to the US financial system, which is heavily reliant on the US dollar. This has prompted some countries to explore alternative methods of conducting international trade and finance to mitigate the impact of sanctions.

China, as a rising economic power, has been at the forefront of efforts to promote de-dollarization. It has taken steps to internationalize its currency, the yuan (also known as the renminbi), and has established currency swap agreements with various countries to facilitate trade settlements in yuan. Additionally, China has been promoting the use of its currency in international transactions through initiatives like the Belt and Road Initiative, which aims to enhance trade connectivity and financial integration among participating countries.

While weaponization of the US dollar through sanctions is indeed a contributing factor to the de-dollarization trend, it is not the sole driver. Other factors include concerns about the long-term stability of the US dollar, efforts by countries to reduce vulnerability to currency fluctuations, and geopolitical considerations. Some countries view de-dollarization as a way to enhance their economic and financial sovereignty, diversify risk, and reduce exposure to potential US policy changes.

It is important to note that the process of de-dollarization is gradual and complex. The US dollar still remains the dominant global reserve currency and the primary currency for international trade. The global financial system has deep-rooted structures and networks that make a rapid shift away from the US dollar challenging. However, as various countries seek to reduce their dependence on the US dollar, we can expect ongoing discussions and actions related to de-dollarization in the global economic landscape.

\(\huge{\mathfrak{\colorbox{black}{\textcolor{lime}{I\:hope\:this\:helps\:!\:\:}}}}\)

♥️ \(\large{\textcolor{red}{\underline{\mathcal{SUMIT\:\:ROY\:\:(:\:\:}}}}\)

a. Before the change in work rules, the company's productivity per day was 22.50 boxes/hour.

b. After the change in work rules, the new productivity level per day is 35.00 boxes/hour.

c. If production is increased to 750 boxes per day with three 8-hour shifts, the new productivity level per day would be approximately 31.25 boxes/hour.

a) Before the change in work rules, Halifax Seafood produced 450 wooden packing boxes per day working in two 10-hour shifts. To calculate the productivity per day, we need to determine the number of boxes produced per hour.

Number of boxes produced per day = 450 boxes

Number of hours worked per day = 2 shifts × 10 hours per shift = 20 hours

Productivity per day before the change = Number of boxes produced per day / Number of hours worked per day

Productivity per day before the change = 450 boxes / 20 hours = 22.50 boxes/hour

Therefore, before the change in work rules, the company's productivity per day was 22.50 boxes/hour.

b) After the change, the company is now able to produce 700 boxes per day. To calculate the new productivity level per day, we need to determine the number of boxes produced per hour.

Number of boxes produced per day = 700 boxes

Number of hours worked per day = 2 shifts × 10 hours per shift = 20 hours

Productivity per day after the change = Number of boxes produced per day / Number of hours worked per day

Productivity per day after the change = 700 boxes / 20 hours = 35.00 boxes/hour

Therefore, after the change in work rules, the new productivity level per day is 35.00 boxes/hour.

c) If production is increased to 750 boxes per day with three 8-hour shifts, we can calculate the new productivity level per day.

Number of boxes produced per day = 750 boxes

Number of hours worked per day = 3 shifts × 8 hours per shift = 24 hours

New productivity per day = Number of boxes produced per day / Number of hours worked per day

New productivity per day = 750 boxes / 24 hours ≈ 31.25 boxes/hour

Therefore, if production is increased to 750 boxes per day with three 8-hour shifts, the new productivity level per day would be approximately 31.25 boxes/hour.

For more such questions on productivity

https://brainly.com/question/21044460

#SPJ8

The most likely thing for Robyn to do is B. Find a new career outside the legal profession.

Since he has lost his license to practice law, he would not be able to continue working as a lawyer or in any other legal capacity. In addition, his firing from the State Department would likely make it difficult for him to find employment in a related government agency.

Therefore, the most realistic option for Robyn would be to seek employment in a different field or industry. Appealing his case to the American Bar Association or taking his case to an appeals court would likely not be fruitful options, as his disbarment and firing from the State Department suggest that his ethical lapses were significant and serious.

Find out more on license at https://brainly.com/question/17197957

#SPJ1

Answer:

Veronica will pay more taxes and Matt will pay less taxes to the government

Explanation:

In a progressive tax system, the percentage rate of taxation increases as the income rises. It means that individuals with a high income will be taxed at a higher tax rate than low-income earners. A progressive tax rate is based on an individual income level; the higher the income, the higher the tax rate.

Veronica earns more than Matt. Under the progressive tax system, veronica will be taxed at a higher rate than Matt. Therefore, veronica will pay more taxes than Matt.

Answer:

implicit GDP price deflator.

In specialization a company have produced the product at different price levels. Consumers have more price options.

A consumer is a person who purchases the goods and or services from the business and is also the ultimate user of the products or services. In specialization the company produces a certain product at many different levels by which they have many price options available which vary according to their customization and quality that can be offered to the consumers and hence the customer can purchase different types of a single product from a single company or Brand.

Learn more about consumer at https://brainly.com/question/14579118

#SPJ1

Answer:

Economic development is a process that involves sustained growth and improvements in the standard of living for individuals within a society. Small and medium scale enterprises (SMEs) play a critical role in economic development, as they are an essential driver of job creation, innovation, and increased productivity. In this essay, I will discuss economic development in relation to vibrant and successful SMEs, highlighting their significance in fostering sustainable economic growth.

SMEs are essential contributors to the economy, accounting for a significant percentage of jobs and GDP in many countries. They are often considered the backbone of the economy because they are generally more flexible and adaptable than larger businesses. SMEs are also important in promoting economic diversity and reducing income inequality, as they often operate in niche areas, providing goods and services that are not typically offered by larger corporations.

Successful SMEs can drive economic development in several ways. Firstly, they contribute to job creation, which is essential for economic growth. SMEs are responsible for creating many new jobs, which help to reduce unemployment rates and provide opportunities for individuals to improve their standard of living. Secondly, SMEs can spur innovation, as they are often more agile and responsive to changes in the market than larger corporations. SMEs can develop and test new ideas and products, which can lead to technological advancements and increased productivity across the economy. Thirdly, successful SMEs can contribute to increased productivity by adopting efficient business practices, such as lean manufacturing or efficient supply chain management.

To foster vibrant and successful SMEs, governments and other stakeholders must provide an enabling environment that supports their growth and development. This includes policies that promote entrepreneurship, such as providing access to finance and other resources that can support new business development. Governments can also create favorable tax policies and regulatory frameworks that encourage SME growth and investment. Additionally, promoting education and training programs that teach skills such as entrepreneurship, business management, and finance can also help SMEs thrive.

In addition to government policies and support, SMEs can also benefit from partnerships with larger corporations. Collaboration with larger firms can provide SMEs with access to resources such as financing, research and development capabilities, and marketing expertise. This can help SMEs to develop new products and services, expand their market reach, and improve their competitiveness.

Finally, successful SMEs must prioritize sustainability and social responsibility. This includes creating environmentally sustainable practices, promoting fair labor practices, and supporting local communities. These practices can help SMEs to build long-term relationships with their customers, employees, and communities, which can contribute to their success and sustainability.

In conclusion, SMEs play a critical role in economic development, contributing to job creation, innovation, and increased productivity. To foster vibrant and successful SMEs, governments and other stakeholders must provide an enabling environment that supports their growth and development. SMEs can also benefit from partnerships with larger corporations and must prioritize sustainability and social responsibility. Overall, SMEs are a critical component of a vibrant and sustainable economy, and their success is essential for promoting sustainable economic development.

In the context of the product life cycle, different pricing strategies are suitable for each stage. Let's discuss the pricing strategies that would be suitable at each stage:

Introductory Stage:

Unique product: Skimming Pricing Strategy: This strategy involves setting a high initial price to capture the early adopters and customers who are willing to pay a premium for the innovative and unique features of the product. Over time, as competition increases, the price can be gradually lowered.

Non-unique product: Penetration Pricing Strategy: This strategy involves setting a low initial price to quickly gain market share and attract customers. The goal is to penetrate the market by offering competitive pricing and capturing a large customer base. As the product gains traction and demand increases, the price can be adjusted upwards.

Growth Stage:

Pricing Strategy: Consumer Pricing: At this stage, the product has gained market acceptance, and competition may be intensifying. Consumer pricing strategies involve setting prices based on the perceived value of the product to the target customers. Prices can be set at a level that provides a balance between profitability and customer satisfaction, considering factors such as competition, customer preferences, and market dynamics.

Maturity Stage:

Pricing Strategy: Demand-Oriented Pricing: In the maturity stage, the market becomes saturated, and there may be a slowdown in customer growth. Demand-oriented pricing strategies focus on adjusting prices based on the current market demand and customer sensitivity to price changes. This may include pricing tactics such as discounts, promotional offers, and pricing bundles to maintain market share and stimulate demand.

Decline Stage:

Pricing Strategy: Loss Leader Pricing: In the decline stage, the market demand decreases as the product becomes outdated or faces competition from newer alternatives. Loss leader pricing involves setting the price of the product below cost or at a minimal profit to attract customers and generate sales. The goal is not necessarily to make a profit but to liquidate inventory, retain some loyal customers, or create opportunities for upselling or cross-selling other products.

It is important to note that these pricing strategies are not fixed and can be adjusted based on specific market conditions, competitive factors, and the overall business strategy. Flexibility and adaptability in pricing decisions are crucial throughout the product life cycle to ensure sustained success and profitability.

for more such questions on pricing strategies

https://brainly.com/question/27124956

#SPJ8

Managers want larger budgets; entrepreneurs work to do more with less.

Entrepreneurs have a distinct mindset when it comes to resources compared to employee-managers. While managers often seek larger budgets to accomplish their goals, entrepreneurs tend to focus on doing more with less.

This difference in perspective stems from the inherent nature of entrepreneurship which involves taking calculated risks and maximizing efficiency in resource allocation.

Entrepreneurs understand that resources, such as capital, time, and manpower, are limited and valuable. They recognize that acquiring substantial budgets may not always be feasible, especially in the early stages of a venture.

Read more about Entrepreneurs

brainly.com/question/29733441

#SPJ1

Answer:

Below

Explanation:

The term used to describe levels of bureaucracy and hierarchical organizational structures is "hierarchy" or "hierarchical structure". This refers to a system of organizing people and tasks in which each person or group is ranked above or below others based on their relative authority, status, or power. In a hierarchical structure, there are usually multiple levels of authority, with each level having its own set of responsibilities, duties, and decision-making powers. The highest level is typically occupied by top executives or managers, while the lower levels are filled by employees with progressively less authority and responsibility.

Answer:

Employees need to know what is expected of them; having clear expectations helps employees do their job well. A good manager will convey his expectations and make sure employees understand them. He also will make himself available to employees, so they can have the opportunity to clarify any confusion they may have.

Answer:

c) $5,350

Explanation:

Calculation to determine What will you save by choosing the "sale by owner"

Using this formula

Amount saved=(Property sales value*Sales Commission)-Average

Let plug in the formula

Amount saved=($210,000*3)-$960

Amount saved=$6,300-$950

Amount saved=$5,350

Therefore What will you save by choosing the "sale by owner" is $5,350

The house is for sale for $210,000. A realtor will charge you a 3% sales commission. If we choose a "sale by owner" option bypassing a realtor, you will pay no commission, but we will have to pay an attorney an average of $950 at your closing. We save by choosing the "sale by owner" $5,350. The correct option is c.

Calculation to determine What will you save by choosing the "sale by owner

Using this formula

Amount saved (Property sales value Sales Commission)-Average

Let plug in the formula

Amount saved ($210,000+3)-$960

Amount saved-$6,300-$950

Amount saved $5,350

Learn more about sale, here:

https://brainly.com/question/28233674

#SPJ6

The ending balance in Accounts Receivable is $369,905 and the ending balance in Allowance for Doubtful Accounts is $1,761.

Accounts Receivable refers to the amount of money owed to a company by its customers for goods or services that have been sold but not yet paid for. In other words, it represents the company's right to receive payment from its customers. Accounts Receivable is considered an asset on the company's balance sheet and is often a significant component of a company's working capital. As customers make payments on their outstanding balances, the amount in Accounts Receivable decreases, and the amount of cash on the company's balance sheet increases.

To determine the ending balances in Accounts Receivable and Allowance for Doubtful Accounts, we need to take into account all the transactions that occurred during the period.

Beginning balance in Accounts Receivable: $196,800

Add: Net credit sales: $864,300

Less: Collections: ($687,610)

Less: Write-offs: ($6,804)

Add: Recovery of previously written-off account: $3,219

Ending balance in Accounts Receivable: $369,905

Beginning balance in Allowance for Doubtful Accounts: ($9,510)

Less: Write-offs: $6,804

Add: Bad debt expense: $18,075

Ending balance in Allowance for Doubtful Accounts: $1,761

Therefore, the ending balance in Accounts Receivable is $369,905 and the ending balance in Allowance for Doubtful Accounts is $1,761.

To learn more about Bad debt, click

https://brainly.com/question/30331259

#SPJ1

To reduce turnover in their stores, Rosely and her father can consider implementing to offer competitive wages and improving working conditions.

Offering competitive wages and benefits would provide the competitive market for skilled workers, they should consider offering higher wages and benefits to attract and retain employees. And improving working conditions, they make the work environment more pleasant and comfortable for employees. This can include providing appropriate tools and equipment, improving the lighting and ventilation, and ensuring that the workstations are ergonomically designed.

To increase their pool of acceptable job applicants, Rosely and her father can consider implementing to offer referral bonuses and advertising job openings on social media. By offering referral bonuses, they can offer current employees a bonus for referring qualified candidates for open positions and through advertising job openings on social media they can create a broad network.  Social media platforms like LinkedIn and more can be effective ways to reach potential job applicants.

Learn more about advertising here:
https://brainly.com/question/15097462

#SPJ1

The statement which would best apply to a consortium is  that all member organizations usually adopt a set of standardized rates and is therefore denoted as option D.

This comprises of two or more individuals or companies which work together to achieve a common goal or objective which is done by pulling their various resources together.

This type of company involves the member organizations adopting a set of standardized rates so as to ensure uniformity in their operations so as to avoid conflicting interests. This also helps to eliminate cumbersome dealings within and outside the organization also thereby making it the most appropriate choice

Read more about Consortium here https://brainly.com/question/14294017

#SPJ1

Answer:

11.31%

Explanation:

sustainable growth rate = retention rate x return on equity

return on equity (ROE) = net income / shareholders' equity = $18,500 / $99,000 = 18.69%

retention rate = 1 - dividend payout ratio

dividend payout ratio = dividends / net income = $7,300 / $18,500 = 39.46%

retention rate = 1 - 39.46% = 60.54%

sustainable growth rate = 0.6054 x 0.1869 = 0.1131 = 11.31%

The sustainable growth rate for the company is : 11.31%

Sustainable growth rate is computed as :

= Retention rate x return on equity

Return on equity (ROE)

= Net income / shareholders' equity = $18,500 / $99,000 = 18.69%

Retention rate

= 1 - dividend payout ratio

Dividend payout ratio

= dividends / net income

= $7,300 / $18,500

= 39.46%

Retention rate

= 1 - 39.46%

= 60.54%

Sustainable growth rate

= 0.6054 x 0.1869

= 0.1131

= 11.31%

Learn more about sustainable growth rate here : https://brainly.com/question/23455512

Answer:

1962

Explanation:

the formula is

A=p(1+rt)

A=1,800×(1+0.0225×4)

A=1962