By examining financial records from different years, horizontal analysis, also known as trend analysis, examines positive or negative patterns within an organization.
What characteristics define a good horizontal analysis example?
The base year and comparative year are selected as the first stage in computing the percentage change. To calculate the dollar change, divide the result by the base year after deducting the value from the value of the comparative year. Next, the outcome is repeated with 100.
What tool is used for horizontal analysis?
Answer. examining patterns It serves as an essential tool for horizontal analysis. The ratios of many financial statement items for various time periods are calculated in this study, and the findings are then compared.
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is a place where two parties can gather to facilitate the exchange of products
A marketplace is a physical or virtual place where two parties can gather to facilitate the exchange of goods or services. It is a space where vendors or merchants come together to sell their wares, and consumers come to buy what they need. A marketplace can be found in many forms and has evolved over time to keep up with the changing nature of trade and commerce.
Traditional marketplaces are physical locations where people gather to sell goods. They have been around since ancient times and continue to exist in many parts of the world. These marketplaces are usually located in urban areas, and vendors set up their stalls or shops to sell their wares.
They may sell food, clothing, handmade crafts, or other products. People come to these marketplaces to buy what they need, socialize, and enjoy the atmosphere.Virtual marketplaces, on the other hand, are online platforms where people can buy and sell products.
These marketplaces are accessible from anywhere with an internet connection and have become increasingly popular in recent years. Popular examples of virtual marketplaces include Amazon, eBay, and Etsy.
These platforms allow vendors to reach a broader audience and sell their products worldwide.In conclusion, marketplaces are crucial for facilitating the exchange of goods and services. They have been around for centuries, and their evolution has resulted in various forms, including traditional and virtual marketplaces.
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Explain how a positive person deals with worry and doubt.
Answer:
He never trifle himself over worries
Explanation:
positive person deals with worry by understanding that worry does not solve any problems by itself. Worry is a motivator to positive action, and that any worries should be followed by action to prevent that concern from occuring. Overcoming doubt is a function of becoming confident in the chances of your success.
PLEASE MARK ME BRAINLIEST IF MY ANSWER IS CORRECT PLEASE
A positive person may worry or doubt themselves when it comes to showing there emotions there constantly trying to make the situation positive even if it’s difficult on them there worry or doubt may not be visible but due to the fact that there trying to keep a positive attitude amongst others during stressful times they will deal with there emotions by hiding them and not letting them show.
Explanation:
edg
You are upgrading to better production equipment for your firm's only product. The new equipment will allow you to make more of your product in the same amount of time. Thus, you forecast that total sales will increase next year by over the current amount of units. If your sales price is per unit, what are the incremental revenues next year from the upgrade?
Answer:
$473,760
Explanation:
Calculation to determine the incremental revenues next year from the upgrade
Using this formula
Incremental revenues= Units* Percentage Increase in total sales*Sales price
Let plug in the formula
Incremental revenues=94000 units* 24% * $21
Incremental revenues= $473,760
Therefore the incremental revenues next year from the upgrade will be $473,760
True or False: Restaurants rarely adjust the amount they purchase of items
Answer:
false
Explanation:
because in a restaurant you suppose to have a monthly plan
Answer:
B .. false
Explanation:
Imagine you are writing a friend an email about your great new job. Use your imagination and your research findings!
Your paragraph/email should answer all of the following:
What career do you have?
Where do you work (hospital, office, lab)?
Whom do you work with?
What do you do at your job?
What makes you good at your job?
What equipment or technology do you use?
A population of unknown shape has a mean of 75. You select a sample of 20. The standard deviation of the sample is 5. Compute the probability the sample mean is: a. Between 76 and 77. (0.5 Points) b. Greater than 77. (0.5 Points)
Answer: a. 0.1500 b. 0.0367
Explanation:
Let X is a random variable with a distribution that may be known or unknown:
\(\mu_x\) = the mean of X
\(\sigma_x\) = the standard deviation of X
If we draw random samples of size n, then the random samples contains sample means \(\overline{X}\), tends to be normally distributed
\(\overline{X}\sim N(\mu_x,\dfrac{\sigma_x}{\sqrt{n}})\)
Here, \(\mu_x\) = 75
\(\sigma_x\) =5
n=20
a.
\(P(76<\overline{X}<77)=P(\dfrac{76-75}{\dfrac{5}{\sqrt{20}}}<\dfrac{\overline{X}-\mu}{\dfrac{\sigma}{\sqrt{n}}}<\dfrac{77-75}{\dfrac{5}{\sqrt{20}}})\\\\=P(0.89<Z<1.79) \ \ [z=\dfrac{\overline{X}-\mu}{\dfrac{\sigma}{\sqrt{n}}}]\\\\=P(z<1.79)-P(z<0.89)\\\\=0.963273-0.813267=0.150006\approx0.1500\)
b.
\(P(\overline{X}>77)=P(\dfrac{\overline{X}-\mu}{\dfrac{\sigma}{\sqrt{n}}}>\dfrac{77-75}{\dfrac{5}{\sqrt{20}}})\\\\=P(Z>1.79) \ \ [z=\dfrac{\overline{X}-\mu}{\dfrac{\sigma}{\sqrt{n}}}]\\\\=1-P(z<1.79)\\\\=1-0.963273=0.036727\approx0.0367\)
3. Jiro has £50 000 in a savings account. He intends to leave it there for the next 3
years and has a fixed annual interest rate of 3% per year. How much will his £50 000
be worth after 3 years?
Jiro', £50 000 in the savings account will be worth £54636.35 after 3 years.
What is a savings account?Savings accounts are deposit accounts that often pay more interest than checking accounts that do. Savings accounts place a cap on the number of specific transfers and withdrawals that can be made from the account throughout each cycle of monthly statements. Savings accounts are a secure place to save cash that you might need at a moment's notice. Almost any bank or credit union allows you to start one, frequently totally online and with little to no initial deposit. These accounts consistently pay the stated rate of interest, and while some have little fees, most do not.
Given,
Principle amount P = £50000
Rate of interest = 3% = 0.03
Time period T = 3 year
Total amount = P(1 + R)^T
Total amount = 50000(1 + 0.03)^3
= £54636.35
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Brandon Stroud was driving a golf car made by Textron, Inc. The golf car did not have lights, but Textron did not warn against using it on public roads at night. When Stroud attempted to cross a road at 8:30 p.m., his golf car was struck by a vehicle driven by Joseph Thornley. Stroud was killed. His estate filed a suit against Textron, alleging strict product liability and product liability based on negligence. The charge was that the golf car was defective and unreasonably dangerous. What defense might Textron assert?
Answer:
The product has been misrepresented. The golf car is not meant for driving in the highway road at night.
Explanation:
When any customer buys a product and he happens to be injured or harmed by that product, the product owner can claim a suit against the product manufacturer in the court. A very minimal error in the design process or manufacturing process can lead to huge loss or damage to the company.
Strict product liability
According to the principle of strict product liability , it imposes liability for the injuries which occurs when fault is not an error.
If the following can be p[roved, the manufacturer can be held legally :
a. the good was defective
b. the defect was dangerous
c. the defect caused harm to the plaintiff
Defenses
One of the defenses is that when the plaintiff fails to meet the requirements for the negligence. An assumption of the risk defense is that when the plaintiff knew about the defect or danger of the product but still uses it. One more defense that the manufacturer can assert is that of the contributory negligence or the comparative fault is when the plaintiff is also at fault partially for the injury.
If a person didn’t complete a time-bound goal in the given timeframe, it shows that the goal wasn’t relevant to that person.
True
False
Suppose πt = πt−1 − 2(ut − 0.04) is the Phillips Curve equation in the economy. Answer the
following questions.
a. What is the natural rate of unemployment?
b. Graph the short run and the long run relationship between inflation and unemployment.
c. How much cyclical unemployment is necessary to reduce inflation by 10 percentage
point?
d. The inflation is running at 12 percent. The Central Bank wants to reduce it to 9 percent.
Give two scenarios that will achieve the goal.
As per the given data, the natural rate of unemployment in this case would be 0.04.
The natural rate of unemployment represents the level of unemployment that exists when the economy is operating at its potential output or the long-run equilibrium.
In the given equation, the natural rate of unemployment can be identified by setting ut (actual unemployment rate) equal to the natural rate.
There are various scenarios that can be considered to achieve the goal of reducing inflation from 12 percent to 9 percent. Here are two possible scenarios:
Scenario 1: The Central Bank could implement contractionary monetary policy by increasing interest rates.
Scenario 2: The government could implement fiscal policy measures such as reducing government spending or increasing taxes.
Thus, this can be concluded regarding the given scenario.
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( Help please suck on this question !! )
Which of the following challenges will banks continue to tackle over the next few years?
A. Customer engagement
B. Increasing competitive advantage
C. Increasing service offerings
D. Lowering interest rates
Answer:A
Explanation:
Because as long as a bank does have customers over the next few years then they have to tackle customers engagement.
Interest is a payment
A: A payment you make to someone to whom you loaned money.
B: None of these are correct
C: A payment you receive from someone to whom you have loaned money.
D:You receive from someone who has loaned you money.
Giving up current consumption in order to engage in future consumption. You are setting money down today to spend later. You are prevented from making purchases of goods and services by depositing your money in the bank right away.
What is meant by Interest?When a company borrows money from a lender (creditor), it must pay interest. Though there are many more options, interest payments are typically based on the remaining balance of a loan and made monthly. Typically, interest is calculated as a portion of the loan balance at an established interest rate. In a market economy, interest performs a number of essential tasks. The coordination between borrowers and savers is the most obvious example; although borrowers are required to pay interest in order to borrow more money in order to spend more in the present, savers are rewarded for delaying consumption until a later date.To learn more about Interest refer to:
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On march 1 mike joined christmas Club His bank automatically deduct a $210 from his cheaser account of the end of each month, and deposit it into his christmas Club account is when will earn 0.0525 animit interst The account comes to term on December 1. Total interest earned in account
Mike will have a total of $2100 in his Christmas Club as his bank deduct $210 a month from March till December. Hence he may get $110.25 in interest if the interest rate is 5.25% on December 1.
Describe the Christmas Club.An account specifically intended for holiday spending is a Christmas club account. It typically only lasts for a year or less. A savings account of this type, often known as a Christmas club or holiday club account, is one in which regular deposits are made by customers all year long. In order to pay for holiday shopping and other expenses, such as travel, the accrued savings are then withdrawn just before the holiday season.
Regular direct transfers from your paycheck may be permitted by the account in Christmas club, and those funds would be preserved and transferred to them in time for the holiday buying season. Based on the balance in the account, the yearly percentage yield will fluctuate between 0.05% and 5.00%.
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The complete question is:
On March 1 Mike joined Christmas Club His bank automatically deduct a $210 from his Chaser account of the end of each month, and deposit it into his Christmas Club account. What will he earn at 5.25% APR simple interest for the year, as the account comes to term on December 1.
The Hub Store at a university in eastern Canada is considering purchasing a self-serve checkout machine similar to those used in many grocery stores and other retail outlets. Currently the university pays part-time wages to students totalling $64,000 per year. A self-serve checkout machine would reduce part-time student wages by $44,000 per year. The machine would cost $420,000 and has a 10-year useful life. Total costs of operating the checkout machine would be $6,800 per year, including maintenance. Major maintenance would be needed on the machine in five years at a total cost of $11,800. The salvage value of the checkout machine in 10 years would be $49,000.
The CCA rate is 25%. Management requires a 10% after-tax return on all equipment purchases. The company’s tax rate is 30%.
1. Determine the before-tax net annual cost savings that the new checkout machine will provide.
2-a. Using the data from (1) above and other data from the exercise, compute the checkout machine’s net present value. (Hint: Use Microsoft Excel to calculate the discount factor(s).) (Do not round intermediate calculations and round your final answer to the nearest dollar amount. Negative value should be indicated with minus sign.)
2-b. Would you recommend that the machine be purchased?
The before-tax net annual cost savings that the new checkout machine will provide is $54,840 per year.
How do you determine the values?To determine the before-tax net annual cost savings that the new checkout machine will provide, we need to calculate the difference between the current part-time student wages and the total operating costs of the checkout machine.
Current part-time student wages: $64,000 per year
Total operating costs of checkout machine: $6,800 per year + $11,800 in five years = $6,800 per year + $2,360 per year
Total savings: $64,000 - ($6,800 + $2,360) = $54,840 per year
2-a. To compute the net present value (NPV) of the checkout machine, we need to use the following formula:
NPV = -Cost of investment + (Annual savings / (1 + Discount rate)^n) + (Salvage value / (1 + Discount rate)^n)
Where n is the number of years, Discount rate is the required rate of return, in this case 10% after-tax, and the salvage value is in the last year.
Cost of investment = $420,000
Annual savings = $54,840
Salvage value = $49,000
Discount rate = 10% after-tax = 10%*(1-30%) = 7%
n = 10 years
NPV = -$420,000 + ($54,840 / (1 + 0.07)^10) + ($49,000 / (1 + 0.07)^10) = -$420,000 + $38,982 + $27,813 = $-353,205
2-b. Based on the NPV calculation, the machine has a negative value so it would not be recommended to purchase. The company will lose money by purchasing it.
Therefore, the correct answer is as given above
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If you have many competing financial goals, what should you do to help yourself focus on the most important ones?
A.
Get more unearned income.
B.
Prioritize and make a budget.
C.
Open a checking account.
D.
Diversify your investments.
Answer:
B.
Prioritize and make a budget.
Customers might sometimes describe contradictory needs
Customers might sometimes describe contradictory needs which means Option C. Customers sometimes describe needs that oppose each other.
When customers require two different things that cannot be addressed by the same product, it is referred to as a conflicting requirement. There are many reasons why customers may have conflicting needs. Some customers might have a requirement for a product to be both inexpensive and of high quality, for example. Others may desire a product that is both small and powerful. Customers may sometimes find it difficult to articulate what they want, which might result in vague descriptions.
This might make it more difficult for the supplier to provide a solution that satisfies the customer’s needs. Customer service staff must be trained to engage with customers and listen actively to their concerns. They must also be able to identify when there is a contradictory requirement and provide solutions that address the customer's needs in a way that satisfies the customer's expectations while also meeting the supplier's operational needs. Understanding customer needs is an important part of the customer service profession, and it may take some time and effort to develop the necessary skills.
Some customers are very detailed in describing their needs, which can be beneficial for suppliers because it allows them to provide an appropriate solution for the customer. Overall, being aware of conflicting customer requirements is essential in the customer service sector to provide an effective solution. Therefore, the correct option is C.
The question was incomplete, Find the full content below:
Customers might sometimes describe contradictory needs.
A. A customer's needs can sometimes be confusing.
B. Customers might sometimes give vague descriptions.
C. Customers sometimes describe needs that oppose each other.
D. Some customers are extremely thorough in describing their needs.
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each project team member had a backup that could fill in at a moment's notice should another team member fall by the wayside. the project was able to mitigate risks in this fashion thanks to an aggressive:
This risk mitigation strategy was made possible by the project's rigorous cross-training program.
What is a cross-training program?An illustration of a balanced weekly cross-training regimen is as follows: three times a week for at least 30 minutes of aerobic activity. alternate your workouts between walking, dancing, swimming, and stair climbing. Twice a week, spend at least 30 minutes working each major muscle group (not on consecutive days).
Risk mitigation is the practise of making preparations for calamities and coming up with a plan to lessen their effects. Even though a company should be ready for any conceivable risk, a thorough risk mitigation plan would analyze each risk's effects and give those effects precedence when setting planning priorities.
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You are at the checkout counter at the local supermarket, use your debit card to pay for your groceries, and select "debit" when the cashier asks "Debit or credit?" Where does the money for this purchase come from?
Answer:
the Money comes from my savings account (Bank account)
Explanation:
the debit means that the money that we use is ours.
the credit means that the money is lent to us by the bank which we have gotten the card from. Choosing debit means that the money being spent comes from our own bank account.
Discuss the economic landscape in Philippines?
Answer:
Low economic mobility, poverty and income inequality, poor health care and nutrition.
Explanation:
Sigma Corporation applies overhead cost to jobs on the basis of direct labor cost. Job V, which was started and completed during the current period, shows charges of $6,000 for direct materials, $9,900 for direct labor, and $7,128 for overhead on its job cost sheet. Job W, which is still in process at year-end, shows charges of $3,000 for direct materials and $4,900 for direct labor.
Required:
Calculate the overhead cost be added to Job W at year-end
Answer:
$6,811
Explanation:
Job V had $9,900 of direct labor and $7,128 of overhead was applied to the job
= $9,900 ÷ $7,128
= $1.39 overhead rate.
This means that the application was based on taking $9,900 of Direct labor × $1.39 rate = $7,128 overhead
For Job W, take $4,900 DL × same $1.39 rate = $6,811
Therefore, the overhead cost to be applied to job w at year end is $6,811
The value of the U.S. dollar compared to the currencies of major U.S. trading
partners is known as the:
A. global-reserve value of the U.S. dollar.
OB. free-market value of the U.S. dollar.
OC. trade-weighted value of the U.S. dollar.
D. inflation-adjusted value of the U.S. dollar.
Which best describes the difference in the duties of restaurant employees who work inside and outside a kitchen?
O Kitchen workers clear tables and wash dishes, while the other restaurant employees take orders and prepare and
cook the food.
O Kitchen workers answer phones and handle advertising, while the other restaurant employees prepare drinks and
set tables.
O Kitchen workers greet guests and take orders, while the other restaurant employees prepare and cook food and
clean dishes.
o Kitchen workers prepare and cook food and clean dishes, while the other restaurant employees greet guests and
take orders
Answer:
Kitchen workers prepare and cook food and clean dishes, while the other restaurant employees greet guests and take orders.
Explanation:
Kitchen workers prepare and cook food and clean dishes, while the other restaurant employees greet guests and take orders is the best describes the difference in the duties of restaurant employees who work inside and outside a kitchen. Hence, option D is correct.
What are duties and responsibilities of restaurant staff?The tasks and obligations of a waiter or waitress include greeting and seating customers, collecting their orders, properly relaying them to the kitchen, and memorizing the menu in order to suggest additional appetizers, desserts, or drinks.
The duties of an assistant manager in a restaurant range from scheduling shifts to taking care of the needs of the personnel. They must also guarantee that the establishment complies with all relevant rules and encourages a pleasant dining experience with top-notch customer service.
promptly, expertly, and amiably handled customers' orders for food and beverages. Good menu knowledge was used to help clients and, when possible, upsell menu items. Ensured that everything was kept orderly and clean at all times, including the placement of all tables and silverware.
Thus, option D is correct.
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12. What is used as a guarantee to repay a loan?
Answer:
A bank guarantee and a letter of credit are both gaurenteed to have the reciver repay the loan
Explanation:
Hope this helps :)
as a manager how do you make a decision?
Answer:
Define the problem
Identify limiting factors
Develop potential alternatives
Analyze the alternatives
Select the best alternative
Which of the following are
examples of natural resources? (Check all that apply)
Gold
Fish
Factories
Money
Answer:
fish, gold
Explanation:
I just know trust me
Create a flow chart that shows the hierarchy of the US Banking Systems.
Answer:
NOOB
Explanation:
Direct examples of the functions of a financial system include
(Select all that apply.) ?
1. a business owner accepting payments via PayPal
2. a bank hiring three new tellers when a new branch opens
3. ensuring that personal information entered electronically is safe
4. a financial institution extending a line of credit to a small business
write an assigment in business about a company you made and a brand and how to devolp it
Answer:
Assignment: Developing a Brand Strategy for My Company
As the founder of my new business, I've just launched my product or service to the market. However, I'm struggling to compete with established players in my industry. To stand out and make a lasting impression on my target audience, I need to develop a strong brand. In this assignment, I will create a brand strategy for my company.
Step 1: Define my brand values and vision
The first step is to define what my brand stands for and what I hope to achieve. I will ask myself questions like:
What are the core values of my company?
What is our mission statement?
What do we want customers to think when they hear our brand name?
Then, I will use this information to craft a clear and concise brand vision statement that encapsulates my brand essence.
Step 2: Conduct market research
Next, I'll need to gather information about my target audience, competitors, and industry trends. This data will help me identify the unique selling points of my brand and understand how to position it effectively in the marketplace. Key areas to research include:
Target audience demographics and psychographics
Competitor analysis
Industry trends and predictions
Step 3: Develop my brand identity
Based on my brand vision and research findings, I can start to develop the visual and verbal elements that will represent my brand. I will consider factors such as:
Brand name and tagline
Logo design and color scheme
Tone of voice and messaging style
Website design and user experience
Step 4: Establish brand guidelines
With my brand identity established, it's important to ensure consistency across all touchpoints. I will create a set of brand guidelines that outline how to use my brand assets, including:
Logo usage and placement
Typography and color palette
Photography and imagery style
Writing style and tone of voice
Step 5: Launch and promote my brand
Finally, it's time to launch my new brand and start promoting it to my target audience. I will use a mix of marketing channels to build awareness and generate interest in my business, such as:
Social media advertising
Influencer partnerships
Email marketing campaigns
Public relations outreach
Event sponsorships
You agree to lease a car for 5 years at $300 per month. You are not required to pay any money up front or at the end of your agreement. If your opportunity cost of capital is 0.5% per month, what is the cost of the lease?
To calculate the cost of the lease, we need to consider the opportunity cost of capital over the 5-year period.
Given:
Lease term: 5 years
Monthly lease payment: $300
The opportunity cost of capital: 0.5% per month
First, let's calculate the total amount paid over the lease term:
Total payment = Monthly payment * Number of months
Total payment = $300 * (12 months/year * 5 years)
Total payment = $300 * 60
Total payment = $18,000
To calculate the cost of the lease, we need to determine the present value of the total payment at the opportunity cost of capital rate.
PV = FV / (1 + r)^n
Where:
PV = Present Value (cost of the lease)
FV = Future Value (total payment)
r = Opportunity cost of capital per period
n = Number of periods
Let's plug in the values:
PV = $18,000 / (1 + 0.005)^60
Using a calculator, we find:
PV ≈ $16,719.07
Therefore, the cost of the lease, considering the opportunity cost of capital, is approximately $16,719.07.
On April 1 of Year 1, Respawn accepted a $12,000, 12-month, 10% note from a customer in granting a time extension on his past-due
account receivable. Respawn's year-end is December 31. Compute interest revenue recorded by Respawn in Year 1 and Year 2.
Year 1
Year 2
Interest Revenue