one advantage of a fixed interest rate over a variable rate is that a fixed rate
A. Makes it easier to budget
B. allows debt to be paid off faster
C. will decrease if the market rates go down
D. is usually lower at first

The future gain or loss of income from a capital investment is referred to as the "return on investment" (ROI). It is a measure of the profitability of an investment and is typically expressed as a percentage of the initial investment. ROI takes into account both the amount of money gained or lost and the time frame over which the investment was held. A positive ROI indicates that the investment generated more money than was initially invested, while a negative ROI indicates that the investment lost money. ROI is an important metric used in finance and investment analysis to evaluate the success of an investment and to compare different investment opportunities.

Using a word processing document, the  three advertisements geared towards the professionals from each career cluster: Agriculture, Food, and Natural Resources, Energy, and Health Science is given below

The three advertisements geared towards professionals in the agriculture, food, and natural resources career cluster:

Here are three advertisements geared towards professionals in the energy career cluster:

Here are three advertisements geared towards professionals in the health science career cluster:

Learn more about advertisements from

https://brainly.com/question/1658517
#SPJ1

The Oki Company journal entries are the arranged the Debit and the Credit are the amount of the equipments.

The term equipment refer to the specific tools used in the performing the particular process. The equipment are the used to fulfill the task. The task and the work are the used of the different equipments.

Oki Company journal entries

Particulars                                       Debit                        Credit

Equipment                          $25,950

Cash                                                                     $25,950

Particulars                                            Debit                        Credit

Repair and maintenance expense    $6,488

Cash                                                                         $6,488

Particulars                                            Debit                        Credit

Equipment                                           $14,870

Cash                                                                              $14,870

As a result, the Oki Company journal entries are the arranged the Debit and the Credit are the amount on the equipments.

Learn more about on equipments, here:

https://brainly.com/question/28269605

#SPJ1

Explanation:

An earthworm is a terrestrial invertebrate that belongs to the phylum Annelida. They exhibit a tube-within-a-tube body plan, are externally segmented with corresponding internal segmentation, and usually have setae on all segments. They occur worldwide where soil, water, and temperature allow

The value that the land should be recorded at in Easy Repair Service's records as a result of the land being priced for sale and being assessed for tax purposes, is the original cost of $150, 000.

When it comes to recording the value of land, the Cost concept principle applies which is that the land should be recorded at the original cost. This is because land is a fixed asset that does not lose value and might instead increase in value. To avoid confusion, land is then recorded at its original cost.

This original cost is the price that a company or individual acquired the land from the previous owner. In this case, Easy Repair Service accepted a seller offer of $150, 000. This is therefore the value of the land and what the land should be recorded at in Easy Repair Service's records.

Find out more on recording land value at https://brainly.com/question/24196065

#SPJ1

In most cases, courts lack the knowledge required to assess whether the consideration for a contract was adequate. Courts won't invalidate a contract because one of the parties wasn't ready to negotiate for the finest terms possible.

Courts do not evaluate the sufficiency of consideration, but (with few exceptions) they do demand that the promisor suffer a legal loss (the surrender of whatever legal rights they may have—to give up something) in order to obtain the benefit that was agreed upon.

Adequate consideration, as defined by law, requires that the offeree, also known as the beneficiary, pay a fair price in exchange that is either equal to or reasonably proportional to the value provided by the offeror, also known as the benefactor, in order for two parties to enter into a legal agreement.

Learn more about Courts here:

https://brainly.com/question/13375489

#SPJ1

Answer:

Explanation:

Recycling is good for the environment and also means companies spending less because they wouldn't have to reproduce the recycle material from scratch. Paying a person money for recycling the glass bottles is an incentive that is meant to encourage them to do it more.

Not all incentives are positive however. Some are negative and aimed at reducing a behavior. Fining people for illegal parking is an example as the logic is that the offending party will think of the fines the next time they want to park illegally and refrain from it.

Offering tax breaks to a person in order to get them to save is an incentive because they are being offered to keep more of their money if they save more.

In our day to day live we encounter many incentives, some of them are mentioned in the options such as A, C, and D.

Incentives are something which influence us to do something. In the given question we are asked to write things which are encountered on daily basis, these are as follows:

Therefore the option A, C and D are correct.

Learn more about Incentives here:

https://brainly.com/question/964887

Answer:

Deferred tax asset = $21000

Explanation:

Given the warranty liability = $105000

Effective tax rate = 20%

The deferred tax asset can be calculated by calculating the effective tax from the warranty liability. Therefore, just multiply the effective tax rate to the warranty liability.

Deferred tax asset = Effective tax rate x Warranty liability

Deferred tax asset = 20% x $105000

Deferred tax asset = $21000

Answer:

(a) Bank Uno's deposits in Table 2 = $3,375.00

(b) Bank Uno's reserves in Table 2 = $168.75

(c) Bank Duo's loans in Table 3 = $3,045.94

(d) Bank Uno's loans in Table 2 = $3,206.25

Explanation:

Note: The data in this question are merged together. They are therefore sorted before answering the question. See the attached pdf file for the complete question with the sorted data.

The explanation to the answers is now given as follows:

Also note: See the attached Microsoft Word file for how the accounts will look like in Tables 2 and 3 once the lending and depositing process is complete.

Required reserve ratio refers to the percentage of reserves that the central bank of a country requires banks in the country to keep on hand in case depositors want to withdraw their funds.

The loan given out by a bank is therefore obtained by deducting the required reserve from the total reserve.

Based on the explanation above, we have:

For Table 2, we have:

Deposits in Table 2 = Deposits in Table 1 = $3,375.00

Reserve in Table 2 = Deposits in Table 1 * Required reserve ratio = $3,375.00 * 5% = $168.75

Loans in Table 2 = Deposits in Table 1 - Reserve in Table 2 = $3,375.00 - $168.75 = $3,206.25

For Table 3, we have:

Deposits in Table 3 = Loans in Table 2 = $3,206.25

Reserve in Table 3 = Deposits in Table 3 * Required reserve ratio = $3,206.25 * 5% = $160.31

Loans in Table 3 = Deposits in Table 3 - Reserve in Table 3 = $3,206.25 - $160.31 = $3,045.94

Based on the above calculations, we can now answer the following:

(a) What are Bank Uno's deposits in Table 2? $

Bank Uno's deposits in Table 2 = $3,375.00

(b) What are Bank Uno's reserves in Table 2? $

Bank Uno's reserves in Table 2 = $168.75

(c) What are Bank Duo's loans in Table 3? $

Bank Duo's loans in Table 3 = $3,045.94

(d) What are Bank Uno's loans in Table 2? $

Bank Uno's loans in Table 2 = $3,206.25

Plan your workweek to maximize your earnings Identify peak sales hours, Set ambitious goals, Allocate more time during high-performance hours, Continuous improvement, Efficient time management, Develop strong customer relationships, and Continuous learning.

To maximize earnings in this scenario, it is important to strategically plan the workweek and focus on increasing the number of customer enrollments. Here is a potential plan to maximize earnings:

1. Identify peak sales hours: Analyze the data and determine the hours or time slots when sales are most likely to occur. This could be based on historical data or observations of customer behavior. Allocate more time during these peak hours to capitalize on potential sales opportunities.

2. Set ambitious goals: Aim to achieve or exceed the performance of top performers by setting ambitious sales goals. This mindset will drive motivation and focus throughout the workweek.

3. Allocate more time during high-performance hours: Dedicate a larger portion of the workweek to the hours when top performers make one sale per hour. By increasing the number of hours during these periods, there is a higher likelihood of securing more customer enrollments.

4. Continuous improvement: Regularly analyze and reflect on sales techniques and strategies. Identify areas for improvement and seek ways to refine your approach. This could involve studying successful sales tactics, attending sales training sessions, or seeking feedback from experienced colleagues or mentors.

5. Efficient time management: Optimize time management skills to ensure productivity during working hours. Eliminate distractions, prioritize tasks, and maintain a focused and organized work environment. This will help maximize the number of customer interactions and increase the chances of securing enrollments.

6. Develop strong customer relationships: Emphasize building rapport and establishing strong connections with potential customers. Focus on active listening, understanding their needs, and providing personalized solutions. By developing trust and fostering positive relationships, the likelihood of successful enrollments can increase.

7. Continuous learning: Stay updated on industry trends, product knowledge, and competitor offerings. This will enable you to effectively address customer inquiries, overcome objections, and provide value-added insights during sales interactions.

By implementing these strategies, planning the workweek to prioritize peak sales hours, setting ambitious goals, improving sales techniques, and managing time efficiently, you can increase the likelihood of maximizing earnings by securing a higher number of customer enrollments.

Know more about Strategically plan here:

https://brainly.com/question/29841727

#SPJ8

A commodity that might be de-commoditized and differentiated is cool max. This cool max is all-season technology which keeps the body warmer in winter and keeps the body cooler in summer.

Cool max is all-season technology which keeps the body warmer in winter and keeps the body cooler in summer. This helps the store to differentiate its offering from its competitors and it will also help in attracting more audience towards the product. So this is also a sort of innovation which has de-commoditized products.

Thus cool max might be de-commoditized through innovation.

Learn more about technology, here:

https://brainly.com/question/28288301

#SPJ1

The rate at which prices increase over a specific time period is known as inflation.

Inflation is often measured in broad terms, such as the general rise in prices or the rise in a nation's cost of living.

Although low inflation might be detrimental, both levels can hurt the economy. The Fed will adopt the opposite strategy when the economy is having trouble or inflation is too low by cutting interest rates or purchasing assets to boost cash flow.

The main cost of inflation is the erosion of real income, which occurs when prices rise unevenly and cause some customers' purchasing power to decline. For both those who receive and pay fixed interest rates, inflation might over time affect their ability to make purchases.

Learn more about Inflation here:

https://brainly.com/question/30112292

#SPJ1

A company that has been in business for much less than twelve months ought to file advertisements with FINRA/10.

An advertisement is a paid promotional tool subsidized by means of a diagnosed sponsor to call public attention to an imparting or a logo. it's a paid promotional device: commercials are paid promotional messages communicated through some mass communication media.

An advertisement refers to a paid form of conversation that promotes a carrier, product, or emblem. marketers use commercials to help agencies reach their targets and increase revenue. It has the desired qualities of strong credibility, high audience attention stages, and friendly audience reception. It capabilities open-ended communique with questions and answers approximately the product, psychological incentives to purchase, memorability, efficiency, and frequency.

Advertising has an easy precept — getting humans interested in a product being offered. After arousing interest, the goal is to persuade human beings to buy the product, although they hadn't formerly idea about buying it. advertisements paintings by using psychology to persuade the way human beings think and feel about products or services.

Learn more about advertisement here: https://brainly.com/question/25556823

#SPJ9

The net book value off property plant and equipment is $46,250 at the end of the month. The net book value of PP&E calculated from the data above is $46,250.

Depreciation is does systematic allocation of cost of the asset over the useful life. Depreciation is charged every month every month to the relevant asset asper the usage of the asset. Depreciation reduces the amount of an asset each month according to the usage of the asset. Depreciation can be charged on different methods.

The calculation is shown below,

The net book value of PP&E can be calculated as

$60,000 + $12,000 - $25,000 - $750 = $46,250

Net book value of PP&E can be calculated as: Add CAPEX for the month in opening assets value then deduct accumulated depreciation and current month expense of depreciation this will result in net book value of property plant end equipment at the end of the month.

Learn more about Depreciation at https://brainly.com/question/26965066

#SPJ1

Answer:

First year:            19,000

Second year:       17,000

Third year:           15,000

Forth year:           13,000

Fifth year:            30,000

Explanation:

We need to subtract from the expected revenue the expected cost for Cash revenue                65,000

Driver Cost:         (40,000)

Operating cost:    (6,000)  

Net cash flow:       19,000

This value stand for the first year

Then this will decrease by 2,000 each year as the driver wages increase over time.

Second year: 19,000 - 2,000 = 17,000

Third year: 17,000 - 2,000 = 15,000

Forth year: 15,000 - 2,000 = 13,000

In the last year we must also include the residual value of the equipment:

Fifth year: 13,000 - 2.000 + 15,000 = 30,000

The correct answer is D. Reason for disability also affects cost or rates because if you have any health issues before policy the rate will be higher because of the High risk to your health

Disability is the revel in of any situation that makes it tougher for a person to do certain activities or have equitable access inside a given society. Disabilities can be cognitive, developmental, intellectual, mental, physical, sensory, or an aggregate of more than one factors.

Disabilities can be present from birth or can be acquired all through a person's lifetime. traditionally, disabilities have only been recognized primarily based on a slender set of standards—however, disabilities are not binary and can be found in particular characteristics depending on the individual. Incapacity can be without difficulty seen, or invisible in nature. Disabilities had been perceived otherwise at some point in history, via a variety of various theoretical lenses. There are two principal models that try to give an explanation for incapacity in our society: the clinical version and the social version. The medical model serves as a theoretical framework that considers disability as an undesirable scientific situation that calls for specialised remedy.

To learn more about Disability visit here:

brainly.com/question/13799741

#SPJ4

Complete Question:

When purchasing a Disability Policy, which of the following factors will impact rates?

Check all that apply) Group of answer choices

A). Waiting period before benefits start paying out.

B). Length of time benefits pay.

C). Amount of Disability Income purchased

D). Reason for Disability



Answer:

cool uno uconn coco uconn boom suffix division rests duffy took foggiest to stop to do we rousseau what

Explanation:

Answer:

A. Banks must maintain a secure network

D. Banks must have information security policy

Explanation:

The Payment Card Industry Data Security Standards (PCI DSS) are there to make sure that companies dealing with payment cards for customers protect these customers by having a secure payment environment to prevent customer money being at risk.

First and foremost the companies should have a secure network for processing card payments and data which means no expense should be spared in maintaining this. Companies must also have an information security policy that employees must follow when dealing with customer information.

https://brainly.com/question/20036821

Answer:

The law of demand states that quantity purchased varies inversely with price.

Explanation:

The law of demand states that quantity purchased varies inversely with price.

Answer:

Law of demand explains consumer choice behavior when the price changes.

The law of demand is a fundamental principle of economics that states that at a higher price consumers will demand a lower quantity of a good.

It means while studying the relationship between the price of a commodity and demand for it, the effect of other determinants of demand on it is assumed to be constant

Explanation:

Assumptions:

-The income of the consumer or the buyer does not change

- Price of the goods remain constant

-Tastes, preferences and the fashion of the buyers does not change.

Answer:

1. Accountants are ethically obligated to report financial information accurately

2. Reporting using the generally accepted accounting principles underscore on accuracy

3. Loss of confidence, lack of trust on the accounting team, a huge strain on their professional judgement and ethics.

Explanation:

1. Financial information in itself possesses some vital characteristics. One of these is the accuracy of the financial information. As the handler of financial activities, accountants are therefore saddled and ethically obligated to present and prepare their information accurately. This is so as to reflect the true picture of the going in the organization.

2. Reporting using GAAP - Generally Accepted Accounting Principles, seeks to converge the presentation of financial reports and statements on the basis of accuracy. Thus, reliability and relevance are ultimately the foremost objectives of these principles. I therefore have no doubt its usage conveys accuracy of reports.

3. Loss of confidence - financial reports through which the external analyst worked upon are often prepared by the internal staffs. The implication of a wrong and misleading reports from the company is an erosion of confidence on the credibility, reliability and competence of company's preparers of reports.

Lack of trust - The point above ultimately impacts on the level of trust placed on the accuracy, reliability and relevance of financial reports.

Professional Judgement and Ethics - The conducts of the company in presenting a wrong report throws the analyst into an ethnical dilemma, and a huge professional strain. This is not in line with best practices.

Answer:

$104,040

Explanation:

For the computation of total gross margin for the month under absorption costing first we need to compute the total unit product cost which is shown below:-

Total unit product cost = Direct material + Direct labor + Variable manufacturing overhead + Fixed manufacturing overhead

= $45 + $15 + $7 + ($92,960 ÷ 3,320)

= $45 + $15 + $7 + $28

= $95

Gross profit = Sales revenue - Cost of goods sold

= (2,890 × $131) - (2,890 × $95)

= $378,590 - $274,550

= $104,040

So, for computing the gross profit we simply deduct the cost of goods sold from sales revenue.

A hexagon is a polygon possessing six sides and angles. It exemplifies the traits of a regular polygon, signifying that each of its six sides measures identical lengths, while the measurment of all angled corners comprise an equivalent value (120 degrees per angle).

It should be noted that to determine the area of a regular hexagon with regards to its side length s, refer to this formula: A = (3√3/2) × s^2.

A heptagon consists of seven pointed angles protruding from its center as well as encompassing its circumference using an equal count of respective sides attached to each corner. Such shapes can form in either regular or irregular states, however, only when uniformly oriented are they deemed "regular."

Learn more about hexagon on

https://brainly.com/question/15424654

#SPJ1

The delivery of financial products at a later date is made possible via the financial futures market. Investors have the option to protect themselves against price fluctuations thanks to the financial futures market.

A commodity asset and security will be purchased or sold under a futures contract at a specified price and future date. Futures markets like the CME Group are where futures contracts, or just "futures," are traded. To trade futures, a brokerage account must be approved.

Equity future, futures contracts, futures markets, futures contracts, bank rate future prospects, VIX future prospects, and other forms of futures contracts are among the various types of futures contracts. All futures products share the same basic idea.

To know more about financial futures market visit:

https://brainly.com/question/19054357

#SPJ1

Answer:

what's the data?,so I can answer the question.

Answer:

Concord enters into the following contract on July 1, 2020, with a local homeowner for a price of $2,360.

There will be no Journal entry

On September 1, 2020

Windows =   $1,920  

Installation = $620  

Total           = $2,540

Particulars                                Amount

Installation                                  $576

($620/ $2,540) * $2,360

Windows                                     $1,784

($1,920 / $2,540) * $2,360                    

Revenue recognized                 $2,360

Date           Account details         Debit$  Credit$

Sep 1,2020 Cash                          1,920

Account receivable                        440

Unearned service revenue                            576

Sales revenue                                   1,784

Cost of goods sold                           1100

Inventory                                                           1100

15 Oct,2020  Cash                             440

Unearned service revenue               576

Service revenue (installation)                          576

Account receivable                                          440

(Revenue recognized after service provided)

Answer:

Racking Bikes

1. The financial disadvantage per quarter of discontinuing the Racing Bikes is the loss of $27,100 product contribution made by the Racing Bikes towards offsetting the common allocated fixed costs.

2. No.  The production and sale of the racing bikes should not be discontinued.

3. Segmented Income Statement:

                                     Total Bikes   Dirt Bikes    Mountain     Racing

                                                                                Bikes          Bikes  

Sales                              $929,000  $266,000   $409,000     254,000

Variable manufacturing and

selling  expenses           467,000      116,000       197,000      154,000

Contribution margin     $462,000   $150,000    $212,000   $100,000

Traceable Fixed Expenses:

Advertising                        70,200          8,800       40,600       20,800

Depreciation                     44,000        21,000          7,600        15,400

Salaries:line manager      115,900       40,600       38,600        36,700

Total traceable

  fixed expenses         $230,100      $70,400     $86,800     $72,900

Product profit margin  $231,900      $79,600   $125,200      $27,100

Explanation:

a) Data and Calculations:

                                     Total Bikes   Dirt Bikes    Mountain     Racing

                                                                                Bikes          Bikes  

Sales                              $929,000  $266,000   $409,000     254,000

Variable manufacturing and

selling  expenses           467,000      116,000       197,000      154,000

Contribution margin     $462,000   $150,000    $212,000   $100,000

Traceable Fixed Expenses:

Advertising                       70,200          8,800        40,600       20,800

Depreciation                    44,000         21,000          7,600        15,400

Salaries:line manager    115,900         40,600       38,600        36,700

Allocated common

 fixed expenses           185,800         53,200        81,800        50,800

Total fixed expenses $415,900     $123,600    $168,600    $123,700

Net operating income

(loss)                            $46,100      $26,400      $43,400    ($23,700)

The study of economics involves the examination of individual components represented by branches and the analysis of the broader system represented by the forest.

Just as a tree consists of various branches that connect and support each other, the study of economics comprises different branches that explore specific aspects of the economy. These branches including microeconomics, macroeconomics and international economics focus on understanding and analyzing elements of economic behavior and systems.

The interplay between the various branches of economics contributes to comprehensive understanding of how individual economic decisions and activities collectively shape the broader economic system. By studying both the branches and the forest, economists can gain insights into the intricate relationships.

Read more about economics

brainly.com/question/17996535

#SPJ1

Explanation:

why is this so much who assigned you this

Based on audio files available today, the following are true:

The most common file format for audio storage and playback is the .mp3 format which allows is to run on virtually all audio devices.

For audio files, Apple first developed the .aiff format but this has since been replaced. Windows on the other hand, developed the .wav format for audio files.

Find out more on audio files at https://brainly.com/question/20748650.